Through its collection of regional insurance subsidiaries, Concord Group Insurance provides personal and commercial lines of property/casualty insurance to customers in northern New England. The companies offer personal insurance covering individuals' homes, cars, and RVs, as well as providing umbrella liability coverage. Concord Group's subsidiaries also sell commercial auto insurance and insurance packages for small businesses, including those designed for electricians, plumbers, merchants, and florists. With a history going back to 1928, the company sells through a network of some 300 independent agents.

The Economical Insurance Company is one of the last mutuals left in Canada. Founded in 1871, the company provides property and casualty policies to individuals and businesses from more than 15 offices in six Canadian provinces. Consumer policies include auto, home, property, and liability insurance; business lines include manufacturers, commercial liability, and farm insurance. The company operates as a group of member companies, one of which, Missisquoi Insurance, has been in operation since 1835. Group member The Mattei Companies underwrites commercial insurance in the US. The company distributes its products through some 900 independent insurance brokers.

The Fuji Fire and Marine Insurance Company offers property/casualty insurance including automobile, medical, personal accident, and other lines, as well as life insurance, offered through its Fuji Life subsidiary. The company sells to individuals and to businesses and their employees, and operates "walk-in" insurance retail stores. The Fuji Fire and Marine Insurance Company has roots that run back to 1918, when Nippon Kan-i Kasai Insurance was established as a specialist fire insurer.

The Hanover Insurance company operates through a handful of property/casualty insurance companies, of which Hanover Insurance Company is the largest. Hanover offers personal and commercial insurance, including automobile, homeowners, workers' compensation, and commercial multiple-peril insurance coverage. While the company is licensed to sell its products in all 50 states, its network of independent agents is concentrated in the Midwest, Northeast, and Southeastern US. Citizens Insurance Company of America, which sold the first auto insurance policy in the US, is Hanover's sister company operating in Michigan.

The Hartford Financial Services Group is an insurer with a range of personal and commercial life and property/casualty insurance products. Through its Hartford Life subsidiary, the company offers individual and group life insurance and annuities, as well as the financial services mentioned in its name (asset management, retirement plans, and mutual funds). Its property/casualty operations include both personal (homeowners, auto) and business coverage (workers' compensation) and specialty commercial coverage for large companies. The Hartford, in business since 1810, sells its products through about 11,000 independent agencies and more than 100,000 registered broker-dealers.

ICW Group provides multiple lines of property/casualty insurance, including commercial property, workers' compensation, surety bonds, catastrophe coverage, and personal and corporate auto insurance; customers are primarily in the western US. Its member companies are flagship Insurance Company of the West (licensed in about 50 states), Explorer Insurance (about 20 states), and Independence Casualty and Surety (Texas and select other states). The companies have offices in about a dozen states, mostly California and Texas. ICW Group is a subsidiary of Western Insurance Holdings.

The Motorists Insurance Group, through its group operating companies, offers personal and commercial property/casualty products, primarily in the Midwest but in other areas of the US as well. Its main subsidiary, Motorists Mutual Insurance, sells car, home, and business insurance; Ohio is its largest market. Motorists is affiliated with several other regional insurers through management contracts and reinsurance arrangements. Among its affiliates are business insurer American Hardware; Wilson Mutual, which operates in Wisconsin and Minnesota; and Iowa Mutual Insurance, which operates in Illinois, Iowa, and Nebraska.

Operating from more than 300 local offices and focusing on the rural UK market, The National Farmers Union Mutual Insurance Society Limited (or NFU Mutual) provides life and property/casualty coverage. It provides both individual and commercial products and half of its customers are farmers. Lines include homeowners insurance (including coverage for thatched-roof houses), auto insurance, pet and horse insurance, and farm and tractor insurance. Dedicated agents distribute NFU Mutual's insurance products. The company also provides pension and investment products sold through financial consultants. NFU Mutual's roots reach back to 1910, when it was formed to lure local farmers to join the farmers' union.

The National Security Group, Inc., an insurance holding company, provides various property and casualty, and life insurance products and services in the United States. It operates in two segments, Property and Casualty Insurance, and Life Insurance. The Property and Casualty Insurance segment primarily provides personal lines coverage, including dwelling fire and windstorm, homeowners, mobile homeowners, ocean marine, and personal non-standard automobile lines of insurance in Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, Oklahoma, South Carolina, Tennessee, and West Virginia, and operates on a surplus lines basis in the states of Louisiana, Missouri, and Texas. The Life Insurance segment principally offers ordinary life, accident and health, supplemental hospital, and cancer insurance products in Alabama, Florida, Georgia, Mississippi, South Carolina, and Texas. The company markets its products through a field force of agents and career agents, as well as through a network of independent agents and brokers. The National Security Group, Inc. was founded in 1947 and is based in Elba, Alabama.

The Navigators Group's various subsidiaries write marine, liability, and other lines of business, primarily in the US and the UK. Its Navigators Insurance and Navigators Underwriting Agency (a Lloyd's of London agency) units write ocean and marine insurance including hull, energy, and cargo insurance, as well as property insurance for onshore energy concerns. Navigators Specialty primarily provides excess and surplus (high risk) lines and general liability coverage for contractors. The firm's subsidiaries are also involved in professional liability, especially directors and officers coverage.

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