The Commercial Division, based in Minneapolis, is an integral part of Oakbrook Terrace, Illinois-based BCS Insurance Company (BCSI), a for-profit, multiple-line property and casualty insurance company with roots that date back more than 50 years.The Commercial Division was established to underwrite business for the BCS Life Insurance Company and BCS Insurance Company for insurance associated with employers and affinity (voluntary purchase) groups. It exists to underwrite substantial and diverse blocks of business with flexible coverage solutions. It is here to help our customers manage risk with stable and consistent strategies. BCSI is part of the BCS Insurance Group, comprised of a number of for-profit, multi-line insurance companies with diverse capabilities. For more information about the BCS Insurance Group, visit our Web site by clicking here.

BenefitMall is the complete Broker services company providing products, services and tools to make selling employee benefits to businesses more efficient. Our ability to meet your business needs - and go above and beyond - is what has made BenefitMall the nation's leading General Agency. We have sales and support offices located in 11 states serving 32 markets. BenefitMall offers plans from more than 125 leading insurance carriers, and with more than 175,000 in-force groups, we support nearly two million employees and their dependents.

Endurance Specialty Holdings Ltd. insurance underwriting operations include crop and livestock insurance, health care liability coverage for hospitals, and professional coverage for corporate officers, as well as general property/casualty lines. The company offers various property/casualty reinsurance policies, with a focus on catastrophe coverage. Other reinsurance offerings include marine, aerospace, and surety lines. Endurance Specialty is domiciled in Bermuda and has additional offices in the US and the UK.

Founder, chairman, and CEO Bruno Rousset owns a controlling stake in April Group company. April Group provides services for insurers that design and administer health, accident, and savings plans. April Group distributes its products and services through brokers and agents, as well as through partnerships with retailers, banks, and travel agencies. When "avril" showers bring a flood of insurance claims, April can help you. The firm owns more than 40 companies that operate in four areas: individual personal protection insurance, corporate insurance, life insurance and savings, and individual property and casualty.

Founded in 1999, the company is controlled by CEO Alan Buerger and family. Coventry First LLC is one of the largest players in the secondary insurance market, and as such it actively invests in high-premium life insurance policies, written on elderly executives or wealthy individuals desiring to sell them rather than maintain them. The seller gets a lump sum (only a portion of what they would have received otherwise), Coventry pays the remaining premiums, and when that person dies, Coventry gets the payout.

Operating as COUNTRY Financial, CC Services provides insurance services nationwide that include life, property/casualty, farm and ranch, disability and other traditional insurance products. Its COUNTRY Trust Bank and COUNTRY Capital Management units offer retirement planning, investment advice, asset management, and mutual funds. The company offers niche coverage on farm-related products, including crop insurance and farm vehicle policies. COUNTRY Financial traces its roots back to 1925, when a group of agricultural workers created a fire and lightning insurance company.

FHM Insurance Company was formed in 1954 and is one of the oldest and most experienced workers’ compensation companies in the Southeast. FHM is dedicated to delivering the highest quality of service through a philosophy of “A Policy To Do More.” FHM leads the industry in delivering the “lowest ultimate cost” in workers’ compensation through cutting-edge cost containment, loss control, fraud and safety programs. FHM’s strong financial position has resulted in 100% payment of dividends since 1954.

Oxford Life Insurance, which was founded in 1965, is a subsidiary of AMERCO, the owner of U-Haul International. Oxford Life Insurance company offers individual life insurance, annuities, and other types of policies targeted to middle income seniors under its own name and through its subsidiaries. Its Christian Fidelity Life Insurance subsidiary focuses on sales of Medicare supplement and funeral insurance to seniors in Arizona, Indiana, Missouri, Oklahoma, and Texas. Subsidiary North American Insurance specializes in third-party administration for Medicare supplement policy holders across the US.

American Physicians Service Group is a liability insurance writer and provider for medical professionals through its wholly-owned subsidiary American Physicians Insurance Company (API). It insures about 6,400 individual doctors and group practices primarily in Texas, but also in Arkansas and Oklahoma. Approximately 90% of its premiums are written through purchasing groups. About one-fifth of its premiums come from selling directly to policyholders. American Physicians Service Group has agreed to be acquired by ProAssurance for about $230 million.

Regions entered the insurance agency business with the acquisition of Rebsamen Insurance, Inc. a multi location agency based in Little Rock, Arkansas. Established in 1928, Rebsamen Insurance, Inc. was the largest insurance agency in Arkansas when it was acquired in 2001. Over the next several years, other preeminent insurance agencies located in the Regions footprint joined Regions Insurance including ICT Insurance in Louisiana, Consolidated Insurance in Texas, Miles and Finch in Indiana, and Barksdale Bonding and Insurance in Mississippi. Through acquisitions and internal growth, Regions Insurance has become one of the largest insurance brokers owned by a financial holding company.

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