For over 96 years, Swett & Crawford has delivered exceptional expertise and service to the commercial insurance marketplace. As a wholesale insurance broker, Swett & Crawford does not work directly with insureds. Rather, we serve as a key intermediary between the independent insurance agents and the nation's top insurance carriers. We work with the insured's retail insurance agent or broker to provide comprehensive, cost-effective commercial coverages and specialty programs for a wide variety of risks. For decades Swett has been the leading broker of its type in the United States, and the last four years has been voted "Best Wholesaler" by readers of the influential Business Insurance© magazine.

Industrial Alliance Insurance and Financial Services covers all of Canada with its individual and group insurance, savings, and retirement products. The company, through its Industrial Alliance Pacific and Excellence Life subsidiaries, sells life, health, and disability insurance, as well as retirement savings plans and annuities to individuals and employers across the country and, to a much lesser extent, in parts of the US. The company manages mutual funds through its IA Clarington unit, and it brokers securities and funds through Investia, FundEX Investments, and Industrial Alliance Securities. Additionally, Industrial Alliance sells auto and homeowners insurance, primarily in Quebec.

Swiss Reinsurance Company Ltd provides reinsurance products and financial service solutions, enabling insurers, corporations, the public sector, and other partners to manage capital and risk challenges worldwide. It offers various reinsurance products covering property and casualty; life and health; and special lines, such as agricultural, aviation and space, engineering, HMO reinsurance, marine, nuclear energy, and special risks. The company also provides insurance products and services comprising agriculture risk transfer solutions, aviation insurance, industrial risk insurer, employer stop loss, NAS surety, small business risk services, space, and weather and energy price risks. In addition, Swiss Reinsurance Company offers Admin Re, a solution through which the company acquires closed blocks of in-force life and health insurance business through reinsurance or corporate acquisition, and assumes responsibility for administering the underlying policies.

Generali Holding Vienna AG is generally addressing Austria's insurance and banking needs. Through its operating insurance companies, including Generali Versicherung, Europaische Reiseversicherung, and BAWAG P.S.K. Versicherung, the firm offers property/casualty insurance (including auto, legal, and travel insurance), life insurance, health insurance, and pensions. It also provides other financial services including investments, benefit management, and real estate through units including Generali Bank and Generali Leasing. The company is the Austrian arm of Italy's insurance giant Assicurazioni Generali.

Citizens, Inc. and its subsidiaries provide life and health insurance products and services in the United States and internationally. Its Life Insurance segment engages in issuing ordinary whole life insurance products to foreign residents, high net worth and high income residents, and middle income households. This segment offers its products through independent marketing firms and consultants in Latin America and the Pacific Rim. Citizens company’s Home Service Insurance segment focuses on the life insurance needs of the middle to lower income market in Louisiana, Mississippi, and Arkansas. This segment sells ordinary whole life products to provide funding individuals’ final expenses, primarily consisting of funeral and other burial costs, as well as offers limited liability, named peril property policies covering dwellings and contents. Home Service Insurance segment provides policies and services through home service marketing distribution system agents, who sell policies, collect premiums, and service policyholders. Citizens, Inc. was founded in 1969 and is based in Austin, Texas.

Farm Bureau Insurance of Michigan offers life insurance and commercial and personal property/casualty insurance, including homeowners, farm owners, workers' compensation, and automobile coverage. Its life insurance products include traditional policies and annuities. A subsidiary of the Michigan Farm Bureau, the company also sells Blue Cross and Blue Shield health policies, long-term care insurance, retirement products, and financial planning services. The company was founded in 1949 to serve the farming community and operates exclusively in the state of Michigan. Its subsidiaries, Farm Bureau Mutual, Farm Bureau Life, and Farm Bureau General, have claims offices and over 400 independent agents in the state.

Farmers Alliance Mutual and its Alliance Insurance and Alliance Indemnity subsidiaries provide property/casualty insurance in nine midwestern and western states. With a focus on rural markets, the company's largest line of business is farm insurance, but it also writes personal home and automobile insurance and business coverage. A network of more than 650 independent agencies sell Farmers Alliance's products; Kansas is its largest market. The mutual company was established in 1888 by a group of Kansas farmers.

Protective Life and Annuity Insurance is a subsidiary of Protective Life Corporation. Protective Life & Annuity Insurance would like to help. Protective Life and Annuity Insurance markets and sells financial security, in the form of term and universal life insurance and annuity products. Protective Life and Annuity Insurance Company is licensed to sell insurance in New York and it focuses primarily on that state. It sells coverage through independent agents, in partnership with employer groups, and through its own sales division.

UNIFI Mutual Holding respects the individuality of its subsidiaries, but likes to keep them all in one place. UNIFI Mutual Holding owns Ameritas Holding, which in turn owns three subsidiaries: Ameritas Life, Acacia Life, and Union Central Life. All three companies provide life insurance and annuity products nationwide. Through its companies, UNIFI also offers such services as financial planning and workplace investing, and has some $30 billion of assets under management. Other companies under its umbrella include socially responsible mutual fund manager Calvert Group, Acacia Federal Savings Bank in Virginia, and Ameritas Group, which offers dental and eye care insurance.

Since its predecessor was founded as Columbus Mutual in 1906, Columbus Life Insurance Company has consistently grown and prospered for 100 years. Today, we have more than 2,000 financial service representatives marketing our insurance products and services, supported by a diverse and talented home office team of insurance professionals.At Columbus Life we believe that we best serve our policyowners through continued support of our financial service representatives. We believe that if they are treated as we would want to be treated, they will market the Company's products and services with greater enthusiasm. More importantly, a strong and friendly relationship with the field representatives will encourage them to develop a long-term relationship with their clients and Columbus Life.

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