
The Guardian Insurance & Annuity Company stands like a sentinel protecting its clients' retirement savings. The company, a subsidiary of mutually owned life insurer The Guardian Life Insurance Company of America, sells variable annuities and variable life insurance policies to individuals and groups looking to accumulate and manage savings over the long term. Its variable annuities have optional riders, including a Guaranteed Minimum Withdrawal Benefit, that protect a client's investment from market fluctuations. Guardian Insurance & Annuity distributes its products primarily through its sister firm, Guardian Investor Services.

Founded in 1905, Lafayette Life was acquired by Cincinnati-based Western & Southern Financial Group in 2005. Lafayette Life Insurance Company may have the name of a Frenchman, but its business is all American. Licensed throughout most of the US, the Lafayette Life Insurance company sells individual life insurance and annuities, as well as group annuities and retirement services. Its qualified markets division helps small businesses administer their retirement plans, including defined benefit and defined contribution plans. The Lafayette Life Insurance company quit writing group life and disability insurance in 2008 to focus on its core operations.

Phoenix Group Holdings has a Premium Listing on the London Stock Exchange and is a member of the FTSE 250 index. The Group is a closed life assurance fund consolidator that specialises in the management and acquisition of closed life and pension funds, and operates primarily in the United Kingdom. Measured by total assets, the Group is the largest UK consolidator of closed life assurance funds. The Group has around 6.5 million1 policyholders and assets of £69 billion1. The Group has two core business segments: life assurance (including its management services operations) which is referred to as 'Phoenix Life', and asset management which is referred to as 'Ignis Asset Management'. The Group has eight operating life companies which hold policyholder assets.

RGA posted $2.3 trillion of life reinsurance in force and assets of more than $25 billion. In October, RGA announced an agreement with ReliaStar Life Insurance Company to acquire ReliaStar’s U.S. and Canadian group life, accident and health reinsurance business, which operated under the name ING Reinsurance. The acquisition was finalized January 1, 2010. RGA’s mortality expertise and facultative experience continued to lead the industry. Company-wide, RGA processed 286,756 facultative submissions in 2009.RGA was named “Life Reinsurance Company of the Year” at The Review Worldwide Reinsurance Awards. This was the third time in six years RGA has received this award. RGA Reinsurance Company was named “Best Overall Life Reinsurer” for the third consecutive time by North American life insurers in the 2009 Flaspöhler Cedant Survey (Life – North America).

Kansas City Life Insurance Company, together with its subsidiaries, operates as a financial services company that primarily focuses on the sale and administration of life and annuity insurance products in the United States. The company offers traditional insurance products, which consist of term insurance, whole life insurance, matured endowments, life disability products, and immediate annuities, including various supplementary contract payment options; interest sensitive products, such as universal life, variable universal life, fixed deferred annuities, and variable annuities; and group insurance products, which include life, dental, vision, and disability products. It also offers investment products and broker-dealer services for proprietary and non-proprietary variable insurance products, mutual funds, and other securities. The company sells its products through a sales force of independent general agents, group brokers, and third-party marketing arrangements in 49 states and the District of Columbia. Kansas City Life Insurance Company was founded in 1895 and is headquartered in Kansas City, Missouri.

Triad Guaranty Insurance, sold private mortgage insurance on residential mortgage loans when buyers could put up less than 20% of the down payment. Its customers have been residential mortgage lenders, including commercial banks and mortgage bankers and brokers. Triad Guaranty marketed its products across the US through its in-house sales force. The company is in the operating in run-off, which means it no longer writes new policies, but continues to service existing customers.

Penn Treaty American Corporation and its subsidiaries provide long term care insurance in the United States. Its principal products include individual, defined benefit accident, and health insurance policies, which cover long-term care services, including confinement to nursing facilities and assisted living facilities, as well as home healthcare. The companys policies are primarily designed to provide benefits when the insured is no longer capable of functioning independently. It also sells medicare supplement policies. In addition, Penn Treaty American Corporation also owns insurance agencies that sell senior-market insurance products issued by the company, as well as other insurers. It markets its long-term care insurance products through field marketing organizations. Penn Treaty American Corporation was founded in 1965. It was formerly known as Greater Keystone Investors, Inc. and changed its name to Penn Treaty American Corporation in 1987. Penn Treaty American Corporation is based in Allentown, Pennsylvania.

Church Mutual is the largest provider of property/casualty insurance, including liability, and workers' compensation coverage, to the religious market. The company insures more than 100,000 religious organizations including churches, offices, schools, senior living facilities, conference centers, and camps. It also provides homeowners insurance to clergy members. Licensed throughout the US, Church Mutual also offers a variety of risk management resources including seminars and safety videos. Regional company representatives sell and service the firm's products. Church Mutual was founded in 1897.

COPIC Companies comprises COPIC Insurance CCOPIC Financial Service Group, Ltd., and COPIC Medical Foundation.Together, COPIC Companies strives to be the premier diversified service organization providing for the professional liability insurance and other needs of the health care community through advocacy, through innovation and through the commitment and dedication of our employees.

Everest is world leader in property and casualty reinsurance and insurance, offering innovative products, responsive service and unsurpassed financial strength.Everest Reinsurance Co. underwrites virtually all classes and categories of business in treaty, facultative and specialty lines, both through brokers and directly with ceding companies. Primary insurance products and services are available through several subsidiary operations including Everest National Insurance Co., Everest Indemnity Insurance Co. and Everest Insurance Company of Canada.
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