Everest is world leader in property and casualty reinsurance and insurance, offering innovative products, responsive service and unsurpassed financial strength.Everest Reinsurance Co. underwrites virtually all classes and categories of business in treaty, facultative and specialty lines, both through brokers and directly with ceding companies. Primary insurance products and services are available through several subsidiary operations including Everest National Insurance Co., Everest Indemnity Insurance Co. and Everest Insurance Company of Canada.

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, offers property and casualty insurance products to small businesses and individuals in New York. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies was founded in 1961 and is based in Hewlett, New York.

For over 90 years, Auto-Owners has been dedicated to the independent agency system. We're proud to be ranked among the Fortune 500 every year since 2002, and our written premium is over $4.4 billion.Comprised of five property and casualty companies and one life/health/annuity insurer, the group is recognized for exceptional financial strength and stability among the nation's largest insurers

Life is good at Erie Family Life Insurance. The insurer serves as the life insurance division of the Erie Insurance Group, by providing individual and group life insurance, annuities, and disability income policies. Its group insurance products include a voluntary payroll deduction program and its life insurance products include include term, whole life, and universal coverage. Erie company's insurance policies are marketed through more than 8,000 independent agents in 11 states and Washington, DC. In 2006 Erie Insurance Group formally acquired Erie Family Life and now hold nearly 80% of its shares.

St Andrew’s is a leading Australian insurer and has a solid history of partnering with financial institutions to deliver innovative and streamlined insurance solutions.Through a strategic partnership with St Andrew’s‚ financial institutions in Australia can benefit by working with a single, integrated insurance partner that understands their needs and the needs of their customers/members.They provide our corporate partners with a total insurance solution which includes consumer credit insurance, life insurance and, through our partner Vero Insurance Limited, general insurance products such as Home and Contents, Motor and Travel.

Never content to rest on our laurels, Pinnacol Assurance has set our sights on being best in the nation. Our name itself (a play on "pinnacle") reflects a commitment to being the peak performer in the workers' compensation industry. And its spelling ("col" at the end, instead of "cle") recognizes our heritage and dedication to the people of Colorado.Helping our customers reach the pinnacle of success in Colorado is what we're all about. It's what our name says, but, more importantly, it reflects our entire way of doing business. We perform at the peak, so that you can too.

Farm Family Casualty Insurance, one of three insurance carriers owned by Farm Family Holdings, offers property/casualty insurance to farming, agricultural, and related customers. The company offers coverage for farms, horses, country estates, floral and other businesses, landscaping contractors, homeowners, commercial and personal automobiles, pollution liability, and personal watercraft. Farm Family Casualty Insurance is exclusively endorsed by the American Farm Bureau Federation in several of its markets. Some 600 agents distribute the Farm Family life and property/casualty insurance products in twelve northeastern states.

Austin Mutual Insurance sells personal and commercial property/casualty insurance. Products include automobile, homeowners, farmowners, and mobile home and other dwellings coverage. Other offerings include businessowners coverage, commercial and personal umbrella liability, and workers' compensation. The company does business in Arizona, Idaho, Minnesota, Montana, Oregon, South Dakota, Utah, Washington, and Wisconsin. Its policies are distributed through a network of independent insurance agents. Austin Mutual Insurance was founded in 1896 as the Farmers United Township Mutual Hail Association of Minnesota to provide crop insurance.

Genworth Financial, Inc., a financial security company, provides insurance, wealth management, investment, and financial solutions in the United States and internationally. The company operates in three segments: Retirement and Protection, International, and U.S. Mortgage Insurance. The Retirement and Protection segment offers various protection products, including life, long-term care, Medicare supplement insurance, and senior supplemental products, as well as care co-ordination services; and wealth management and retirement income products, such as managed account programs and advisor services, financial planning services, fixed and variable deferred and immediate individual annuities, and group variable annuities. The International segment provides mortgage insurance products in Canada, Australia, Mexico, and European countries, as well as offers payment protection coverages. This segment also provides various services, analytical tools, and technology that enable lenders to manage risk. The U.S. Mortgage Insurance segment offers mortgage insurance products principally insuring prime-based, individually underwritten residential mortgage loans, known as flow mortgage insurance. Additionally, the company provides institutional products consisting of funding agreements, funding agreements backing notes, and guaranteed investment contracts; and corporate-owned life insurance products. It primarily serves individual investors, institutional customers, financial institutions, mortgage originators, banks, building societies, credit unions, and non bank mortgage originators. Genworth Financial distributes its products and services through financial intermediaries, advisors, independent distributors, affinity groups, and sales specialists. Genworth Financial, Inc. was founded in 2003 and is headquartered in Richmond, Virginia.

For over 30 years Total Financial has been the primary independent resource for producers who dominate their marketplace. We are one of the nation’s leading experts in developing and underwriting life insurance for wealthy individuals and corporations. The companies we represent, several of whom we lead every year, value our input and consult with us to keep them on the cutting edge of the brokerage world. Today they offer the successful insurance producer a powerful package of skill and selection. You get the most for your clients in this dynamic life insurance marketplace.

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