Founded in 1863 as a fire insurance company, Baloise-Holding today is a general insurer that sells such standardized products as group and individual life policies and accident, property, and auto insurance to small firms and individuals. Baloise-Holding company is one of the leading insurers in Switzerland, operating primarily there and in Germany; together the countries account for about 80% of its sales. Through subsidiaries, it also operates in six other nearby countries including Croatia and Serbia. Baloise also provides banking, pension plans, and other financial services through its Baloise Bank SoBa. Baloise-Holding company uses its own sales force as well as partner distributors and independent brokers to sell its wares.

North Pointe Holdings Corporation Insurance is based on promises. It is a relationship that is built with trust as its foundation and satisfaction as its cornerstone. With our base firmly rooted in these principles, the management and employees of North Pointe Insurance Company confidently support our Company's Mission Statement.

At USAble Life, our promise is to deliver protection and peace of mind for all of our customers, whether you are a consumer, employer group or producer. We’re here for you when you need us the most. With experience, financial stability, and high-quality products such as life, disability and products sold at the worksite, we are committed to all of our customers’ needs.Life is stressful enough without having to worry about financial protection due to a disability or a critical illness diagnosis. That’s why we take great pride in making sure our customers get the answers they need through comprehensive policy benefits and prompt claims payment at a time when they rely on us the most.USAble Life understands that employer groups and producers want to offer a strong portfolio of products that will help businesses attract and retain their workforce. With the products and services available through USAble Life, customers not only have choices, but quality and continued support for benefit and enrollment needs as well.

From the mighty sea to the blue skies above, this insurance provider offers coverage for services. With offices in more than 90 countries, AXA Corporate Solutions Assurance provides commercial insurance coverage in two broad areas -- Marine and Aviation and Property/Casualty. Its marine and aviation unit also offers marine risk management. The property/casualty division specializes in coverage for companies in the construction, transportation, and financial services industries, as well as offering surety bonds. About 75% of the company's sales are in France and Germany. AXA Corporate Solutions Assurance is a subsidiary of French insurance giant AXA group.

Pojistovna Ceska sporitelny (PCS) may be daunting, but its product offering is easily whittled into one word: insurance. Originally founded as a business insurer, the company is one of the largest life insurance providers in the Czech Republic. Austria-based Erste Bank, which acquired PCS in 2000, owns the company through savings bank Ceska sporitelna (acquired in the same transaction) and Sparkassen Versicherung. PCS divested its non-life insurance business in 2004. In 2008 Erste Bank announced plans to sell its remaining insurance operations, including PCS, to Vienna Insurance Group.

Swiss Life Holding Ltd provides life and health insurance products to groups and individuals and pension systems to multinational corporations. It markets to its individual and group customers, located in a handful of western European countries, through its own agents and a network of independent agents and banking partners. It sets up customized employee benefit programs for multinationals through the Swiss Life Network, an association of local insurers, some of them owned by Swiss life, some of them independent. The firm also does business in asset management and private banking. Though it has pared down its operations and ambitions considerably, Swiss Life Holding is still Switzerland's leading life insurer.

FPIC Insurance Group, Inc., through its subsidiary companies, is a leading provider of medical professional liability (MPL) insurance for physicians, dentists and other healthcare providers. The company's largest subsidiary, First Professionals Insurance Company, Inc., is the largest writer of MPL insurance in Florida and has served the market for 35 years. The company is also a leading writer of MPL insurance in Texas as a result of the company's acquisition of Advocate, MD Insurance Group, Inc. and subsidiaries. Other core markets include Georgia, Arkansas and Missouri. Licensed in 32 states, FPIC insurance subsidiaries currently have policyholders in a total of 13 states.

Hilltop Holdings Inc., through its subsidiary, NLASCO, Inc., operates as property and casualty insurance company in the United States. The company’s personal line products include homeowners, dwelling fire, manufactured home, flood, and vacant policies. Its commercial line products comprise commercial, builders risk, builders risk renovation, sports liability, and inland marine policies. Hilltop Holdings Inc. distributes its insurance products through a network of independent agents and managing general agents. The company was formerly known as Affordable Residential Communities Inc. and changed its name to Hilltop Holdings Inc. in July 2007. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas.

SCOR Reinsurance is an insurer's insurer. The company is the American arm of French firm SCOR and covers other insurers against large losses such as hurricanes and earthquakes. It is also licensed to write a wide array of both life insurance and property/casualty insurance such as accident, burglary and theft, health, aircraft liability, fire, forgery, hail, ocean marine, and auto liability. North American premiums account for for about a quarter of the total premiums collected by the parent company. SCOR Reinsurance is now part of the SCOR Americas hub that oversees SCOR activities from Toronto to Rio de Janiero.

At St.andrew's base in Shannon, Co. Clare, we look after there colleagues to ensure they are happy in their jobs. Our colleagues work hard to ensure our customers are kept happy by receiving the very best customer service. And, by keeping our customers and colleagues happy, we keep our shareholders happy by growing and consolidating a successful business.

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