Arrowhead is an independent program manager providing an extensive range of insurance products nationwide. We pledge to honor our commitments to our producers and carriers by holding ourselves to the highest ethical standards. Our entrepreneurial spirit encourages opportunity and growth while our contributions to the community offer inspiration and motivation.

A company's culture attracts and retains its workforce. We have assembled a diverse and talented team. Our team members provide quality service and a quality product. The staff is proud to be associated with a company who takes pride in maintaining an atmosphere of honesty and integrity; where doors are truly open at all levels of the organization, and discussion and ideas are welcomed.

Operating as Penn National Insurance, the company and its affiliates offer commercial and personal property/casualty insurance and surety bonds. Pennsylvania accounts for 40% of the firm's business. The company's Inservco subsidiary provides third-party claims administration and risk management services for self-insured customers. Independent agents sell the company's products. Penn National Insurance was founded by a farmers' association in 1919.

QBE Insurance Group may be one of Australia's leading insurers, but it also has a hefty global reach. The company offers a variety of insurance and reinsurance through offices in about 50 countries. QBE provides general property/casualty policies, as well as liability, auto, marine, aviation, energy, accident, workers' compensation, and professional indemnity coverage. The company writes both individual and commercial insurance policies and also administers reinsurance coverage. Its products are sold through direct and independent representative agencies. QBE Insurance Group earns about three-fourths of its revenue outside of Australia.

Life Insurance Company of The Southwest was founded in 1955 and is licensed to do business in 49 states and the District of Columbia. It is a subsidiary of National Life Group. Some people look to the Southwest as a potential retirement spot; others look to the Southwest as a means to get to their retirement spot. Life Insurance Company of the Southwest (LSW) provides a variety of retirement-related annuities and life insurance products. It specializes in 403(b) tax-sheltered annuities, or retirement savings programs available to schoolteachers and some not-for-profit employees. Other offerings include annuities for government employees (457 plans) and other kinds of fixed annuities, as well as traditional life insurance policies.

The nature of risk is increasingly complex and constantly changing. Some risk management challenges are obvious. Others less so, mostly due to events beyond your control or that have yet to be contemplated. Add the scrutiny of regulators, ratings agencies and other stakeholders, and the hurdles are even higher. With your capital at stake, you need a risk and reinsurance advisor with a track record of visionary ideas and delivering on its promises.

Irish Life & Permanent hopes the green, green grass of home will be a fertile spot for growth. Irish Life & Permanent plc has pulled in its expansionist horns in favor of an "Ireland first" strategy, all but confining its sales of insurance, investment management, mortgage loans, and other personal financial products and services to its home country, where it has about a million customers. The company's retail division (Irish Life) provides life insurance, other insurance, and investment products to individuals through its own sales force, independent agents, and the branches of Irish Life & Permanent plc company's banking subsidiary, permanent tsb. Through the bank, Irish Life & Permanent is one of Ireland's leading mortgage lenders.

MMA is an established and financially secure UK general insurer. Our parent company MMA IARD Assurances Mutuelles was founded 180 years ago and is part of the Covéa Group; one of the leading property and liability mutuals in France with an annual turnover of €13 billion and assets of €60 billion.The MMA Group has over 3 million customers spending nearly €6 billion in premiums every year. Across Europe, MMA has over 13,000 staff and 2,000 branches.

SBLI was founded in 1907. The Savings Bank Life Insurance Company of Massachusetts! Originally selling life insurance only through savings banks, SBLI now sells a variety of life insurance products and annuities directly to consumers. Its products include term life, whole life, group life, and specialty children's life insurance, and it is the top writer of ordinary life insurance in Massachusetts. However, SBLI has expanded to sell its products in more than 35 states. While the company now sells its products directly and through independent brokers and agents, it still sells through banks and has partnership agreements with several regional banking associations.

NKSJ Holdings was created to hold two insurance companies: Sompo Japan and Nipponkoa Insurance. While each was a strong player in Japan's property/casualty and life insurance markets, when merger mania hit the industry they didn't want to be left out and formed the joint holding company in 2010. Eventually the two companies will merge into one entity, but until then, the two company brands remain separate. Its businesses include both domestic property/casualty and life insurance as well as overseas insurance products, asset and risk management services, pension plans, and some supplemental health insurance products.

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