At Rutherfoord, our first responsibility is to help reduce your potential for loss. That's part of the comprehensive approach we take at Rutherfoord. And it's one of the reasons why we've been awarded our client's loyalty since 1916.On March 16, 2010, Rutherfoord became a Marsh & McLennan Agency LLC company (MMA), which operates independently of parent company Marsh Inc., the world's largest insurance broker. This combination of great companies offers the middle market Rutherfoord's integrity, industry knowledge and best-in-class customer service with a broader array of capabilities and resources through the MMA network.

Direct Line Insurance plc was founded in 1985 with a simple idea in mind -- selling car insurance over the phone. It is the UK's leading private automobile insurer, and it has more than 5 million customers across its lines of business. Since its founding, the company has expanded its business to include home, pet, travel, and life insurance. Other products and services include home mortgages, loans, savings, online car buying, and car breakdown service. Direct Line has also expanded geographically by offering services in Germany and Italy. The company is an affiliate of The Royal Bank of Scotland.

Brit Insurance Holdings is no ordinary bloke's insurer. The holding company operates Brit Insurance Limited (BIL), a general insurance company that carries about half of Brit Insurance's business. Brit Syndicate Limited (BSL) is a Lloyd's syndicate that underwrites the balance of its policies. Those businesses are split into three divisions: Brit UK underwrites UK commercial insurance and reinsurance; The financial strength coupled with excellent knowledge of our customers’ markets make us perfectly placed to protect businesses around the world.

United Investors Life Insurance, which was founded in 1961, markets its products through more than 4,000 representatives across the US. A bad breakup with a significant customer in 2001 reduced revenues, and several of the company's products are operating in run-off. United Investors Life Insurance company is a subsidiary of Torchmark Corporation, but is being sold to Protective Life for $316 million. United Investors Life Insurance presents a united front in the battle for life insurance and a peaceful retirement for middle-income Americans. United Investors Life Insurance company sells a variety of life insurance and annuity products, including variable universal life, variable annuities, term life, whole life, and fixed annuities.

Operating through half a dozen property/casualty insurance subsidiaries, American Modern Insurance Group provides specialty insurance products and services to owners of boats, classic cars, motorcycles, RVs, manufactured homes, rental properties, and vacation homes. Its Financial Institutions division also offers credit life insurance. The company is licensed throughout the US. It distributes its products through a network of agents, as well as through financial institutions, manufacturers, and other dealers. American Modern Insurance is a subsidiary of Munich Re America.

Everest Re markets to US and international insurance companies directly and through independent brokers. Under its reinsurance arrangements, Everest Re assumes risks of policies written by other insurance companies. The company offers specialized underwriting in several areas, including property/casualty, marine, aviation, and surety, as well as medical malpractice, directors and officers liability, and professional errors and omissions liability.

RSA Insurance Group plc is one of Britain's largest insurers, covering everything from pets to palaces. With operations in more than 30 countries, the company focuses on commercial lines, but it also offers personal line products such as auto, home, and pet insurance in select markets. RSA, which operates through numerous subsidiaries, offers such commercial products as liability, legal insurance, and property insurance, RSA's largest business. The company, which changed its name from Royal & Sun Alliance Insurance Group to RSA Insurance Group in 2008, formed its current structure in 1996 following the merger of UK insurance companies Royal Insurance and Sun Alliance. RSA's roots date back to the 1700s.

The Group has expanded over the years with the acquisition of CBC UK Limited in 2003, the establishment of Besso Re Limited in 2004 and the acquisition of H. Bernstein Insurance Brokers Limited in 2006. The latter now forms part of the Besso UK division within Besso Limited. Besso Limited in turn has expanded over the years with the arrival of specialist teams, which has combined with steady growth in its traditional broking areas. The Besso Group now has staff of just under 300 people and is based in the City with headquarters in the Crescent, between the Minories and Tower Hill, with CBC UK Limited located in Mansell Street.

Georgia Farm Bureau Mutual Insurance and its affiliates provide a variety of commercial and individual property/casualty products to members of the Georgia Farm Bureau. Its offerings include automobile, farm, marine, homeowners, business owners, and personal liability insurance. The company specializes in writing lower-cost, preferred risk policies (policies for customers that are less likely to file claims). A network of more than 550 company agents and representatives market Georgia Farm Bureau Mutual's products.

The mutual insurance company, commonly referred to as Groupama Insurances, offers its members a cooperative sort of structure, which provides ownership benefits, along with the usual insurance products. It offers auto, homeowners, and health care coverage to individuals, as well as commercial property/casualty insurance to small businesses. The leading UK insurer, Groupama Insurances has seven offices throughout the country and sells its wares through brokers and affinity groups. The company is a subsidiary of French financial services group Groupama SA, which was founded in 1840 and has subsidiaries throughout Europe.

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