PICO Holdings, Inc., together with its subsidiaries, engages in the ownership and development of water resources and water storage operations in the southwestern United States and Europe. It identifies end users, such as water utilities, municipalities, or developers who require water and develops new sources of water for municipal and industrial usage, as well as constructs and develops water storage infrastructure to facilitate the allocation of available water supplies. The company also develops and sells real estate, and water and geothermal rights; and leases properties for grazing and agricultural uses. In addition, it acquires and develops residential lots, primarily in California. Further, PICO Holdings engages in the acquisition and financing of businesses. PICO Holdings, Inc. was founded in 1981 and is based in La Jolla, California.

When Allianz's eyes are smiling -- people are buying insurance. Allianz Ireland, the Irish insurance branch for worldwide insurer Allianz, offers a variety of personal property/casualty insurance offerings including home, motor, pet, travel, and pleasure craft coverage. Its business offerings include motor, commercial property, employer and public liability, and marine and aviation transit insurance products, as well as policies covering health care facilities and schools.

Title provides real estate title insurance and escrow closing services for residential and commercial property transactions. The company operates offices throughout the US. Along with the basic title insurance and escrow services, the company also offers other title-related services. The company was a subsidiary of LandAmerica Financial Group from 2003 until 2008 when it was sold to Fidelity National Financial. It now operates alongside Fidelity National's other title operations.

Carolina Casualty has a rich history in the Transportation Insurance industry. Originally incorporated in North Carolina in 1943, we have been writing insurance for over 60 years. The Company moved to Jacksonville, FL in 1958, after a long affiliation with the Insurance Company of the South, a Florida corporation since 1951. The two companies merged in 1966. In January 1985, W. R. Berkley Corporation purchased Carolina Casualty. The Company was redomiciled to Iowa in 2007, although it's administrative office remains in Jacksonville, FL. For more information about W. R. Berkley Corporation, please visit their website.

Through its Renaissance Reinsurance subsidiary, the Bermuda-based firm indemnifies insurance companies around the globe against excess losses on natural catastrophes, paying insurance claims after they exceed a certain retained amount. Top Layer Re, a joint venture with State Farm, provides excess non-US property catastrophe reinsurance. Another RenaissanceRe venture, DaVinci Reinsurance, covers catastrophes and specialty risks such as terrorism. Subsidiary RenRe offered primary-property insurance in the US until the company agreed to sell it in 2010 to QBE for about $275 million.

Insurance holding company Bancinsurance Corporation underwrites niche insurance products through its subsidiary Ohio Indemnity Company. Operating throughout the US, it provides coverage to protect auto dealers, banks, and other lenders by insuring collateralized personal property against damage and theft. It also bonds employers that elect not to pay unemployment taxes and provides waste management coverage. Policies are sold directly to lenders through subsidiary Ultimate Services Agency; Bancinsurance also sells insurance through independent agents. CEO John Sokol (son of founder Si Sokol) and his family own a controlling stake in the firm and plan to take the company private.

EBS-RMSCO helps businesses find the benefits that fit them best. RMSCO provides a range of third party administrator (TPA) services for companies using self-funded medical, dental, disability, workers' compensation, and liability plans. Services include administering flexible spending accounts, claims settlement, risk management, and provider payments. The company serves about 3,000 clients throughout the US from its offices in New York, Vermont, and Virginia. It distributes its services through brokers and other partners. EBS-RMSCO was created by the merger of EBS Benefit Solutions and RMSCO in 2008. Excellus, also known as The Lifetime Healthcare Companies owns the company.

One part of the Faraday Group, Faraday Holdings is the parent company of Faraday Underwriting, which in turn is the manager of the Faraday Syndicate 435 at Lloyd's. Funding for the syndicate (to the tune of $575 million in 2004) is provided by another subsidiary, Faraday Capital. Berkshire Hathaway acquired the syndicate in 1999 and Faraday Holdings is now a subsidiary of Berkshire's General Re. The company provides risk management underwriting through three primary teams: property, casualty, and aviation. The Faraday Group also includes Faraday Reinsurance, a separate unit of General Re.

Allianz Insurance Company Guangzhou Branch represents global insurer Allianz's non-life operation in the Chinese province of Guangzhou. Allianz Guangzhou offers a variety of individual and commercial property/casualty insurance policies. Its product line includes auto, homeowners, travel, marine cargo, engineering, and liability insurance, as well as short-term health and accident policies. Allianz Guangzhou is licensed to provide insurance only within Guangdong province, with the exception of certain large-scale commercial risk offerings, which are offered nationwide.

Hull & Company, Inc. is a wholesale insurance intermediary providing specialty products and unique solutions to the independent agency system. We are guided by strong ethics, honesty and professionalism. Our goal is to deliver insurance products at competitive terms, with financially sound markets, on a timely basis. We strive to consistently exceed the expectations of our customers, employees, insurance markets and shareholders. The result of our efforts is to make a profit for all concerned."Hull & Company, Inc. is a wholesale insurance intermediary providing specialty products and unique solutions to the independent agency system. We are guided by strong ethics, honesty and professionalism. Our goal is to deliver insurance products at competitive terms, with financially sound markets, on a timely basis. We strive to consistently exceed the expectations of our customers, employees, insurance markets and shareholders. The result of our efforts is to make a profit for all concerned.

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