National Western Life Insurance Company provides life insurance products for the savings and protection needs of policyholders and annuity contracts for the asset accumulation and retirement needs of contract holders. Its life products include universal life insurance and interest-sensitive whole life, as well as traditional products, such as term insurance coverage; and annuity products comprise flexible premium and single premium deferred annuities, fixed indexed annuities, and single premium immediate annuities. The company offers its insurance products to residents of various countries in Central and South America, the Caribbean, the Pacific Rim, eastern Europe, and Asia. It markets and distributes its products primarily through independent national marketing organizations. National Western Life Insurance Company also engages in small real estate, nursing home, and other investment operations. National Western Life Insurance Company was founded in 1956 and is based in Austin, Texas.

The world's oldest mutual life insurance company isn't aging well. The Equitable Life Assurance Society, founded in 1762, provided life insurance, annuities, pensions, and permanent health insurance to some 650,000 customers in the UK, Germany, and Ireland, until it ceased writing new business in 2000 after a House of Lords ruling that it underpaid some 90,000 guaranteed-annuity policyholders. After losing its court battle, it sought a buyer. Mortgage bank Halifax plc bought much of the troubled company and formed Halifax Equitable (part of Lloyds Banking Group, formerly HBOS plc). Equitable Life has given up hopes of a buyer and intends to just let its business continue until there are no more policy holders.

EBS-RMSCO helps businesses find the benefits that fit them best. RMSCO provides a range of third party administrator (TPA) services for companies using self-funded medical, dental, disability, workers' compensation, and liability plans. Services include administering flexible spending accounts, claims settlement, risk management, and provider payments. The company serves about 3,000 clients throughout the US from its offices in New York, Vermont, and Virginia. It distributes its services through brokers and other partners. EBS-RMSCO was created by the merger of EBS Benefit Solutions and RMSCO in 2008. Excellus, also known as The Lifetime Healthcare Companies owns the company.

Reinsurance Group of America, Incorporated, an insurance holding company, engages in individual and group life, annuity, asset-intensive, critical illness, and financial reinsurance in the United States, Canada, Europe, South Africa, and the Asia Pacific. It provides reinsurance for a portfolio of life insurance products, including term life, credit life, universal life, whole life, group life, joint and last survivor insurance, and critical illness, as well as annuities and financial reinsurance. The company’s asset-intensive reinsurance products primarily include reinsurance of corporate-owned life insurance and annuities. It also offers reinsurance for mortality, morbidity, lapse risks, and investment-related risks. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

Looking for auto coverage? Go west, young man -- or east, north, or south. Bristol West Holdings Bristol West Holdings sells non-standard private passenger insurance; that is, insurance for those who have trouble getting standard coverage because of bad driving records, age, limited financial resources, and the like. The company operates in some 40 states through about 10,000 agents. Though the majority of Bristol West's customers buy minimum liability policies, the company also offers collision and comprehensive coverage, as well as medical payments coverage that pays for health care costs related to automobile accidents.

Austin Mutual Insurance sells personal and commercial property/casualty insurance. Products include automobile, homeowners, farmowners, and mobile home and other dwellings coverage. Other offerings include businessowners coverage, commercial and personal umbrella liability, and workers' compensation. The company does business in Arizona, Idaho, Minnesota, Montana, Oregon, South Dakota, Utah, Washington, and Wisconsin. Its policies are distributed through a network of independent insurance agents. Austin Mutual Insurance was founded in 1896 as the Farmers United Township Mutual Hail Association of Minnesota to provide crop insurance.

Brotherhood Mutual Insurance company provides property/casualty insurance for Christian churches and related ministries across the US. The company offers a range of products including liability insurance, workers' compensation, and foreign liability and travel assistance services for mission trips and Christian relief agencies. The company also writes policies for church-based day care centers, and Christian camps, schools, and colleges. The firm is licensed throughout the US. Brotherhood Mutual was founded by Mennonites in 1917 to provide fire and wind storm protection and it maintains ties with the Fellowship of Evangelical Churches.

Operating as COUNTRY Financial, CC Services provides insurance services nationwide that include life, property/casualty, farm and ranch, disability and other traditional insurance products. Its COUNTRY Trust Bank and COUNTRY Capital Management units offer retirement planning, investment advice, asset management, and mutual funds. The company offers niche coverage on farm-related products, including crop insurance and farm vehicle policies. COUNTRY Financial traces its roots back to 1925, when a group of agricultural workers created a fire and lightning insurance company.

Farmers New World Life Insurance Company was founded in 1910. Individuals hoping to reap the rich rewards of life may discover Farmers New World Life Insurance without crossing treacherous oceans. The company is the primary life insurance subsidiary of Farmers Group, a top provider of personal property/casualty insurance in the US. Farmers New World Life Insurance offers a range of individual life insurance products, including universal, term, and whole life policies, as well fixed and variable annuities. The products of Farmers New World Life Insurance (which operates under the Farmers Life brand) are marketed through the Farmers Group's agency force.

Medical Liability Mutual Insurance Company (MLMIC) is a leader in the medical malpractice insurance industry and has been meeting the professional liability needs of healthcare professionals for more than 30 years. Its mission is to provide quality professional liability insurance to physicians, dentists, hospitals, and other healthcare professionals at the lowest possible cost.

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