"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

For Acuity, A Mutual Insurance Company, keeping an eye on the prize means meeting its customers' insurance needs. The company writes a variety of personal and commercial property/casualty insurance plans for policyholders in nearly 20 states, primarily in the Midwest. Its products include automobile, homeowners, liability, marine, umbrella, and workers' compensation coverage. Acuity provides policies for such businesses as construction contractors, manufacturers, and small service businesses. Some 900 independent agents sell the company's policies. Acuity was founded in 1925 as Mutual Auto Insurance Company of the Town of Herman. As a mutual insurance firm, the company is owned by its policyholders.

Operating as Penn National Insurance, the company and its affiliates offer commercial and personal property/casualty insurance and surety bonds. Pennsylvania accounts for 40% of the firm's business. The company's Inservco subsidiary provides third-party claims administration and risk management services for self-insured customers. Independent agents sell the company's products. Penn National Insurance was founded by a farmers' association in 1919.

RTW, Inc (RTW) isn't just another look-alike provider offering workers' compensation, disability and absence management solutions. We are a company with a purpose. We attract exceptional people who desire to be the best . . . people who are honest and have unwavering ethics and integrity. We work in an environment where we support, trust, respect and listen to each other. We make and keep our promises and commitments to one another and to our customers. We are innovative, creative and passionate about the difference we make in the world. We exist to help you. That is why you need to get to know us better.At RTW, we transform people from absent or idle to present and productive. Knowing that employees are your greatest assets, we developed a proprietary process to identify potentially high-cost claims within the first forty-eight hours of an injury event. Nobody else can do this. To borrow the old cliche, knowledge is power. Putting knowledge into action, we outperform the industry, hands down. Our average claim cost is 57% better than the industry and we close claims faster, resulting in open claims that are 80% less than our competitors.

Keenan is the largest privately held insurance brokerage/consulting firm in California. Keenan’s innovative solutions provide high quality, cost-effective insurance, employee benefits, and financial services. We specialize in proprietary programs for public agencies and healthcare organizations. Our expertise in risk management, claims services, and technology consistently exceeds customer expectations.

The leading US personal lines property/casualty company (by premiums), State Farm Mutual Automobile Insurance Company is the #1 provider of auto insurance. It also is the leading home insurer and offers nonmedical health and life insurance through its subsidiary companies. Its products are marketed via some 17,000 agents in the US and Canada. Competition has increased with the fall of barriers between the banking, securities, and insurance industries. State Farm's efforts to diversify include a federal savings bank charter (State Farm Bank) that offers consumer and business loans through its agents and by phone, mail, and the Internet.

ProAssurance Corporation, through its subsidiaries, provides professional liability insurance products primarily to physicians, dentists, other healthcare providers, and healthcare facilities in the United States. It also engages in the legal professional liability business. The company markets its products through direct marketing and independent agents. ProAssurance Corporation was founded in 1976 and is based in Birmingham, Alabama.

Prudential Financial, Inc., through its subsidiaries, provides various financial products and services in the United States, Asia, Europe, and Latin America. The company operates through three divisions: The U.S. Retirement Solutions and Investment Management, The U.S. Individual Life and Group Insurance, and The International Insurance and Investments. The U.S. Retirement Solutions and Investment Management division offers individual variable and fixed annuity products, as well as provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. This division also provides investment management and advisory services to the public and private marketplace. The U.S. Individual Life and Group Insurance division provides individual variable life, term life, and universal life insurance products; and group life, long-term and short-term group disability, long-term care, and group corporate-owned and trust-owned life insurance products to institutional clients. It also sells accidental death and dismemberment, and other ancillary coverages, as well as provides plan administrative services. In addition, this division offers preferred provider and indemnity dental coverage plans to clients. The International Insurance and Investments division provides international individual life insurance products in Japan, Korea, and other foreign countries; and provides proprietary and non-proprietary asset management and investment advice and services to retail and institutional clients internationally. In addition, the company engages in real estate brokerage franchise business, which involves marketing its franchises to the real estate companies. Further, it provides institutional clients and government agencies with various services in connection with the relocation of their employees. Prudential Financial was founded in 1875 and is headquartered in Newark, New Jersey.

As the UK's largest friendly society They're here to help you make the best choices when it comes to your money. With a range of savings, investments and insurance products that are both good value and award-winning, we're bound to have something to interest you.When we started in 1843 as Liverpool Victoria, our goal was to give financial security and peace of mind to more than just a privileged few. And today it's much the same. As a mutual, we don't have to answer to external shareholders – so we can concentrate on looking after you.

The country's leading animal health insurer, Petplan covers more than a million dogs, cats, and rabbits. Veterinary fees, death from illness or injury, boarding kennel fees, and loss by theft or straying are just some of Petplan's coverage plans. The company was established in 1976 in response to the high cost of veterinary care, and it commands a 45% market share of the UK small-animal market. Founder Patsy Bloom (who started Petplan with a £250 loan) sold the company to Allianz Insurance in 1996 for £32 million.

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