Since our founding in 1866, Hartford Steam Boiler has had a culture that values technical expertise. Our engineering knowledge and experience enables us to understand the causes for loss. We then recommend risk management and loss prevention solutions that help our customers reduce their losses and improve their underwriting results.Hartford Steam Boiler (HSB) is headquartered in Hartford, Conn. We serve businesses, industries and institutions worldwide.Review HSB At-a-Glance for an overview of Hartford Steam Boiler's capabilities. HSB Group, Inc., the parent company of The Hartford Steam Boiler Inspection and Insurance Company, was acquired by Munich Re on April 1, 2009.

Universal Insurance Holdings, Inc., through its subsidiaries, operates as an insurance company. It performs various aspects of insurance underwriting, distribution, and claims processing. The company’s primary product is homeowners’ insurance. As of December 31, 2009, it serviced approximately 531,000 policies with coverage for wind risks and 10,000 policies without wind risks. It markets and distributes its products and services through a network of independent agents. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings was founded in 1990 and is headquartered in Fort Lauderdale, Florida.

Hilltop Holdings Inc., through its subsidiary, NLASCO, Inc., operates as property and casualty insurance company in the United States. The company’s personal line products include homeowners, dwelling fire, manufactured home, flood, and vacant policies. Its commercial line products comprise commercial, builders risk, builders risk renovation, sports liability, and inland marine policies. Hilltop Holdings Inc. distributes its insurance products through a network of independent agents and managing general agents. The company was formerly known as Affordable Residential Communities Inc. and changed its name to Hilltop Holdings Inc. in July 2007. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas.

Clarendon Insurance Group was the US-based property and casualty subsidiary of Hannover Re. Clarendon's particular forte was specialty insurance, but all four of its property/casualty insurance companies are now in run off, meaning that they are no longer writing new business and are only servicing existing policies. In 2006 Clarendon spun off its ongoing property and casualty business as a separate entity called Praetorian Financial Group, to assume Clarendon's renewal business. Praetorian Financial was subsequently acquired by QBE Insurance Group.

Hansard, which traces its roots back to 1970, went public in 2006. Hansard Global wants investors around the globe to live a long life and prosper while they're doing it. As a life insurance company, Hansard provides life insurance products and financial services to European and international high-net worth investors. From its base in the tax-friendly Isle of Man, the company operates in more than 170 countries. Its financial services products, which are offered in conjunction with its life insurance products, include managed funds (similar to broad-based mutual funds), as well as equity, fixed-rate, and deposit funds. It distributes its products through hundreds of independent intermediaries.

A vital piece of the Allianz SE puzzle, Allianz SpA comprises the Italian operations of the Germany-based insurance giant. The firm sells insurance under three distinct brand names: Allianz Ras, Allianz Subalpina, and Allianz Lloyd Adriatico. The group offers personal and commercial insurance, including auto, liability, and life insurance, as well as annuities. It sells financial services through Allianz Bank Financial Advisors and Allianz Global Investors Italia and has real estate and other holdings.

MetLife, Inc., through its subsidiaries, provides insurance, employee benefits, and financial services in the United States, Latin America, the Asia Pacific, Europe, the Middle East, and India. It offers group life insurance products and services as employer-paid benefits, including variable life, universal life, and term life products, as well as employee paid supplemental life products; individual life insurance products and services comprising variable life, universal life, term life, and whole life products, as well as a range of mutual funds and other securities products; and non-medical health insurance products and services, such as dental insurance, group short- and long-term disability, individual disability income, long-term care, critical illness, and accidental death and dismemberment coverages, as well as employer-sponsored auto and homeowners insurance and administrative services-only arrangements to employers. MetLife company also provides retirement products consisting of variable and fixed annuities for individuals and employees of corporations, and other institutions. In addition, MetLife provides an array of annuity and investment products, including guaranteed interest products and other stable value products, income annuities, and separate account contracts for the investment management of defined benefit and defined contribution plan assets, as well as offers certain products to fund postretirement benefits. Further, it offers auto insurance and homeowners’ insurance policies, as well as personal excess liability and coverage for recreational vehicles and boat owners; and credit insurance and endowment products. Additionally, MetLife funds company initiatives, various start-up entities, and run-off entities; and banking services, such as residential mortgage loans and various deposit products. MetLife, Inc. was founded in 1868 and is based in New York, New York.

ISIS Life is a top-rated independent brokerage-general agency. Our reputation for innovative and effective solutions attracts best-in-class producers nationwide. From life insurance and annuities to long-term care or advanced sales, ISIS Life is one source for all your client needs.

Keystone Insurers Group (KIG) was incorporated in 1983 by four Central Pennsylvania Agencies who joined forces in an increasingly difficult, constricted market. Their number increased with the express purpose of realizing greater opportunities through association than they could realize individually.While preserving the entrepreneurial spirit of the American Independent Insurance Agent, the founders recognized that as a profitable, productive group, they wielded significant bargaining power, were provided greater opportunities, and could offer a wider array of products and services to customers and the communities in which they lived.

Founded in 1911 in the Caribbean basin, the company also provides voluntary and employer-paid worksite benefit programs. Along with its regular coverage to middle-income customers, the company also offers dollar-denominated life insurance in Latin America for wealthy individuals. It is licensed in 42 states and in the District of Columbia and Puerto Rico. Pan-American Life reorganized as a mutual holding company in 2006. Pan-American spans the Americas with its insurance offerings. The company sells such products as individual and group life insurance, disability insurance, and investment products in the US, Puerto Rico, and its main focus of six Latin American countries.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.