AXA Equitable Life Insurance is the US life insurance and annuities underwriting arm of its globe-spanning ultimate parent, AXA. The company has some 2.3 million life insurance policies in force, and is licensed throughout the US and Puerto Rico. Policies are sold through affiliates AXA Advisors (retail brokerage) and AXA Distributors (wholesale brokerage that sells to independent brokers and advisors), as well as corporate sales representatives. AXA Equitable, a subsidiary of AXA Financial, offers investment management services through affiliate Alliance Bernstein; together the firms have about $570 billion in assets under management. This company definitely has what it takes to be equitable.

Milano Assicurazioni sells auto, accident, health, fire, casualty, and marine insurance, as well as reinsurance. Car insurance is its largest segment, accounting for more than 50% of written premiums, though Milano Assicurazioni S.p.A. has seen healthy growth in its life segment as well. In business since 1825, Milano Assicurazioni is one of the oldest insurance firms in Italy. Milano Assicurazioni S.p.A. is part of the Fondiaria-SAI insurance group, controlled by the Ligresti family through the Premafin Finanziaria holding company. In 1997 Fondiaria moved its Previdente Assicurazioni operations into Milano Assicurazioni.

Security Mutual Insurance provides personal and commercial property/casualty insurance in the northeastern US. Its offerings include homeowners, business owners, liability, umbrella, and marine coverage. The member-owned company also offers specialty multi-peril programs for small businesses. It co-owns another property/casualty insurance firm, New York Mutual Underwriters, with Sterling Insurance. More than 300 independent agencies represent the company throughout the state of New York and in northern Pennsylvania. Security Mutual Insurance Company was founded in 1887 as Tompkins County Co-Operative Fire Insurance.

eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.

Foyer S.A. operates through various subsidiaries such as Foyer Re, Le Foyer Vie, Europ Assistance, and Le Foyer Santé. It offers a variety of life and non-life insurance products including coverage for automotive liability and comprehensive damage, civil liability, property damage, and commercial transport, as well as reinsurance and legal expense coverage. In 2005 the company simplified its name from Le Foyer, Compagnie Luxembourgeoise S.A. to the present form. Holding company Le Foyer Finance owns nearly 80% of Foyer.

Founded in 1999, the company is controlled by CEO Alan Buerger and family. Coventry First LLC is one of the largest players in the secondary insurance market, and as such it actively invests in high-premium life insurance policies, written on elderly executives or wealthy individuals desiring to sell them rather than maintain them. The seller gets a lump sum (only a portion of what they would have received otherwise), Coventry pays the remaining premiums, and when that person dies, Coventry gets the payout.

Founded in 1991, Direct General offers non-standard personal automobile coverage and motorcycle insurance through such subsidiaries as Direct General Insurance, Cash Register Auto, Right Choice Insurance, and Florida No Fault. Direct General also offers a bit of term life insurance and premium financing products. It has also branched out into offering tax preparation services. Direct General sells its products through more than 400 locally-based sales offices in 13 southern states. The company was acquired by private investment partnerships Calera Capital and TPG Capital in 2007.

Prudential Annuities Life Assurance has a name that fits -- Prudential Annuities Life Assurance Corporation is the annuities business unit of life insurance giant Prudential Financial. It offers variable and fixed annuities, mutual funds, and other retirement and long-term investment products and services, primarily to high-income individuals. Prudential Annuities Life Assurance's products are distributed through independent financial planners, brokers, and banks, as well as through the Prudential Financial network of agents. The company's Prudential Annuities Distributors arm also provides variable annuity products through Allstate's distribution force.

For Acuity, A Mutual Insurance Company, keeping an eye on the prize means meeting its customers' insurance needs. The company writes a variety of personal and commercial property/casualty insurance plans for policyholders in nearly 20 states, primarily in the Midwest. Its products include automobile, homeowners, liability, marine, umbrella, and workers' compensation coverage. Acuity provides policies for such businesses as construction contractors, manufacturers, and small service businesses. Some 900 independent agents sell the company's policies. Acuity was founded in 1925 as Mutual Auto Insurance Company of the Town of Herman. As a mutual insurance firm, the company is owned by its policyholders.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

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