
The mutual insurance company, commonly referred to as Groupama Insurances, offers its members a cooperative sort of structure, which provides ownership benefits, along with the usual insurance products. It offers auto, homeowners, and health care coverage to individuals, as well as commercial property/casualty insurance to small businesses. The leading UK insurer, Groupama Insurances has seven offices throughout the country and sells its wares through brokers and affinity groups. The company is a subsidiary of French financial services group Groupama SA, which was founded in 1840 and has subsidiaries throughout Europe.

Since its predecessor was founded as Columbus Mutual in 1906, Columbus Life Insurance Company has consistently grown and prospered for 100 years. Today, we have more than 2,000 financial service representatives marketing our insurance products and services, supported by a diverse and talented home office team of insurance professionals.At Columbus Life we believe that we best serve our policyowners through continued support of our financial service representatives. We believe that if they are treated as we would want to be treated, they will market the Company's products and services with greater enthusiasm. More importantly, a strong and friendly relationship with the field representatives will encourage them to develop a long-term relationship with their clients and Columbus Life.

Hardy Underwriting Bermuda Limited ("HUB") is listed on the London Stock Exchange. HUB is the ultimate holding company for the Hardy group of companies.On 7th February 2008, control of Hardy Underwriting Group plc transferred to HUB via a scheme of arrangement, to effect a redomicile of the group to Bermuda and access property risks from there. At the same time Hardy Re Limited was established in Bermuda as a class III reinsurance company. 2008 was the first phase of Hardy's operations in Bermuda, with Hardy Re writing a quota share reinsurance of Hardy Underwriting Limited's participation on the managed syndicate

Flagstone Reinsurance Holdings Limited, through its subsidiaries, operates as a reinsurance and insurance company worldwide. The company primarily writes property, property catastrophe, and short-tail specialty and casualty reinsurance products; and property insurance products for homes, condominiums, and office buildings in the Caribbean region. It provides property catastrophe reinsurance coverage to a range of insurance companies for claims arising from natural catastrophes, such as hurricanes and earthquakes. The company also provides coverage for claims arising from other natural or man-made catastrophes, such as winter storms, freezes, floods, fires, and tornados, as well as covers various risks, which include aviation, energy, hull and cargo, accident and health, agribusiness, engineering, satellite, space, marine, marine liability, and workers compensation catastrophe. It offers its products and services through brokers and reinsurance intermediaries. The company was founded in 2005 and is based in Hamilton, Bermuda.

SCOR S.E. provides non-life reinsurance and life reinsurance products. Its non-life reinsurance products include reinsurance covering property damage, industrial and commercial goods, vehicles, ships, stored or transported merchandise, operating losses caused by fires or other events, and damages caused to third parties under civil liability coverage, including automobile liability and general civil liability; specialty reinsurance activities, including credit and surety, ten-year inherent defects insurance, aviation, space, marine, engineering, agricultural risks, and structured risk transfer; reinsurance covering various insurable risks during construction and operation of industrial groups and service companies; and reinsurance coverages underwritten through joint ventures and partnerships. Its life reinsurance products cover life, health and medical insurance, and personal insurance, such as accidents, disability, illness, or incapacity.

American Family Mutual Insurance and its subsidiaries specialize in property/casualty insurance, but also offer life and health coverage, as well as investment and retirement-planning products. The company operates in about 20 states, primarily in the midwestern and western US. It is among the largest US mutual companies that concentrate on auto insurance (State Farm is the biggest). American Family Mutual also provides coverage for homeowners and farmers, as well as restaurants, contractors, and other businesses.

New Jersey Manufacturers Insurance Company began in 1913, founded by factory owners who wanted to purchase insurance from a reliable, local, safety-oriented carrier. The Company has worked steadily ever since to build a reputation for efficiency, integrity and superior service.NJM writes coverage directly for consumers without the expense of agents' commissions, and operates in a mutual fashion exclusively for policyholders. Approximately $4.9 billion have been paid to policyholders as dividends since 1918.

Catalyst Health Solutions, Inc. (formerly HealthExtras, Inc.) is built on strong, innovative principles in the management of prescription drug benefits and provides an unbiased, client-centered philosophy resulting in a year-over-year client retention rate of more than 98%. The Company’s subsidiaries include Catalyst Rx, a full-service pharmacy benefit manager (PBM) serving more than seven million lives in the United States and Puerto Rico; HospiScript Services, LLC, one of the largest providers of pharmacy benefit management services to the hospice industry; and Immediate Pharmaceutical Services, Inc., a fully-integrated prescription mail service facility based out of Avon Lake, Ohio. The Company also offers Medicare Part D and Workers’ Compensation PBM services. Its clients include self-insured employers including state and local governments, managed care organizations, unions, hospices, third-party administrators and individuals.

Fidelity National Financial provides title insurance, escrow, and other services related to real estate transactions. It is now the big dog in the title insurance sector, (the next largest player is First American) and accounts for more than 45% of all title insurance policies in the US. The company operates through underwriters including Fidelity National Title Company, Chicago Title, Ticor Title, Security Union Title, and Alamo Title. It sells its products both directly and through independent agents. Fidelity National Financial's specialty lines include flood and home warranty insurance.

One of the largest fraternal benefit societies in the US, Modern Woodmen provides annuities and life insurance to more than 750,000 members through some 1,500 agents. The group, founded in 1883, is organized into "camps" (or chapters) that provide social, recreational, and service -- as well as financial -- benefits to members. Founder Joseph Cullen Root chose the society's name to compare pioneering woodmen clearing forests to men using life insurance to remove the financial burdens their families could face upon their deaths. Modern Woodmen offerings also include mutual funds, brokerage, and retirement and educational savings plans.
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