At USAble Life, our promise is to deliver protection and peace of mind for all of our customers, whether you are a consumer, employer group or producer. We’re here for you when you need us the most. With experience, financial stability, and high-quality products such as life, disability and products sold at the worksite, we are committed to all of our customers’ needs.Life is stressful enough without having to worry about financial protection due to a disability or a critical illness diagnosis. That’s why we take great pride in making sure our customers get the answers they need through comprehensive policy benefits and prompt claims payment at a time when they rely on us the most.USAble Life understands that employer groups and producers want to offer a strong portfolio of products that will help businesses attract and retain their workforce. With the products and services available through USAble Life, customers not only have choices, but quality and continued support for benefit and enrollment needs as well.

Affirmative Insurance Holdings, through its subsidiaries, writes and sells non-standard auto insurance policies -- that is, coverage for drivers in high-risk categories due to their age, driving records, and other factors -- in 10 states. It markets its own policies, as well as non-standard coverage from other insurers, through some 200 company-owned retail locations (including A-Affordable, Driver's Choice, InsureOne, and USAgencies stores) and through independent and unaffiliated agents. Investment firm J.C. Flowers controls more than half of the company.

First Mercury Financial Corporation, through its subsidiaries, provides insurance products and services to the specialty commercial insurance markets in the United States. The company underwrites and provides various classes of general liability insurance for the security industry, including security guards and detectives, alarm installation and service businesses, and safety equipment installation and service businesses. It also offers general liability insurance for specialty classes, such as contractor classes of business comprising roofing, plumbing, electrical, energy, and other artisan and service contractors. In addition, the company provides liability and property insurance for contract underwriting classes consisting of primarily legal and miscellaneous professional liability, hospitality, employer general liability, habitational, and outdoor recreation and other classes of business. Further, it offers insurance products for casualty, excess/umbrella casualty, and property lines of businesses, as well as for miscellaneous professional liability, non-standard auto, and hospitality businesses. Additionally, the company operates a wholesale insurance agency, which produces commercial lines business primarily on an excess and surplus lines basis for non-affiliated insurers. It also provides underwriting, claims, and other insurance services to third parties that comprise insurance carriers and customers. First Mercury Financial Corporation markets its insurance policies through a network of wholesale and retail insurance brokers under the CoverX brand name. The company is headquartered in Southfield, Michigan.

White Mountains Insurance Group, Ltd., through its subsidiaries, operates property and casualty insurance, and reinsurance businesses. The company’s OneBeacon segment offers specialty line products, including specialty liability products, marine insurance, tuition reimbursement, professional liability, collector car and boat, and accident and health products; commercial line products, such as multi-peril, auto, workers compensation, general liability, umbrella, property, and inland marine products to small and middle market businesses; and personal insurance products, including homeowners, personal auto, and combination insurance policies. This segment offers its products through a network of independent agents, regional and national brokers, and wholesalers. Its White Mountains Re segment provides reinsurance coverage for property, casualty, accident and health, agriculture, aviation and space, and other exposures, as well as reinsurance advisory services, specializing primarily in property and other short-tailed lines of reinsurance. The company’s Esurance segment writes personal auto insurance through its Website and through select online agents. It offers its products and services in the United States, Europe, Canada, the Caribbean, Latin America, and Asia. White Mountains Insurance Group, Ltd. was founded in 1980 and is headquartered in Hamilton, Bermuda.

John A. Folino is RTI Insurance Services' founder, President and CEO. With offices expanding throughout Pennsylvania, Maryland and Florida, RTI has successfully flourished as a result of mutually beneficial, long-term relationships with clients.Mr. Folino graduated from Duquesne University with a degree in Business Administration. He entered the insurance industry as an independent agent and rapidly became one of the most accomplished producers in the field. With 27 years experience, Mr. Folino has navigated RTI in to a well-established firm by strategic acquisition of key agencies in Western Pennsylvania and Florida, as well as by organic acquisition of new clients.

Esurance inc company puts great stock in being flexible, adaptable, and adding the human touch whenever possible. We value a smarter approach to car insurance and are constantly searching for ways to improve our products and services. Most of all, we value our customers. In addition to our innovative products and features, we do our best to go above and beyond on behalf of the environment. We've planted more than 92,000 trees, and our nearly paperless customer experience has saved thousands more.

Ageas SA/NV (formerly known as Fortis SA/NV) stoically defends its fortress of insurance offerings, though its financial service ramparts have been pillaged. ageas SA/NV provides life, health, and property/casualty insurance in Belgium and other European and Asian countries. Laid low by high debt and the contraction of credit markets in 2008, the firm received a hefty bailout from the Benelux governments. The then-Fortis sold its Dutch units to the Netherlands government and its remaining bank operations to BNP Paribas. In 2010, Fortis underwent a rebranding effort and changed its name to Ageas.

Since 1912, we at Liberty Mutual have committed ourselves to providing broad, useful and competitively-priced insurance products and services to meet our customers ever-changing needs.They delivery on this commitment is the reason we’re now the 5th largest P&C insurance company in the United States, why we’ve earned an A.M. Best Co. ‘A’ (Excellent) rating, and why we have the breadth, depth and financial strength that you can always depend on - in the United States and around the world.

Foyer S.A. operates through various subsidiaries such as Foyer Re, Le Foyer Vie, Europ Assistance, and Le Foyer Santé. It offers a variety of life and non-life insurance products including coverage for automotive liability and comprehensive damage, civil liability, property damage, and commercial transport, as well as reinsurance and legal expense coverage. In 2005 the company simplified its name from Le Foyer, Compagnie Luxembourgeoise S.A. to the present form. Holding company Le Foyer Finance owns nearly 80% of Foyer.

Securities Investor Protection Corporation (SIPC) is an industry-financed insurance plan that protects clients of most broker-dealers registered with the US Securities and Exchange Commission (SEC). SIPC insures customers' securities (up to $500,000 per account) against losses due to the financial failure of brokerage firms. Losses caused by fluctuations in market value are not protected. The not-for-profit membership corporation was mandated by the Securities Investor Protection Act and has more than 6,000 members. Its board is appointed by the US president, the treasury secretary, and the Federal Reserve Board. Assessments from members and investments in government securities provide money for the SIPC Fund.

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