Chartis is a world leading property-casualty and general insurance organisation serving more than 45 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage risk with confidence. Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc.

MMA is an established and financially secure UK general insurer. Our parent company MMA IARD Assurances Mutuelles was founded 180 years ago and is part of the Covéa Group; one of the leading property and liability mutuals in France with an annual turnover of €13 billion and assets of €60 billion.The MMA Group has over 3 million customers spending nearly €6 billion in premiums every year. Across Europe, MMA has over 13,000 staff and 2,000 branches.

Founded in 1851, MassMutual's US and global clients include individuals and businesses. The company also offers disability income insurance, long-term care insurance, structured settlement annuities, and trust services. Its subsidiaries include OppenheimerFunds (mutual funds), Babson Capital Management (investor services), Baring Asset Management (international investment), and Cornerstone Real Estate Advisors (real estate investment management). Massachusetts Mutual Life Insurance, sometimes known as MassMutual Financial Group, but usually called by its nickname, MassMutual, provides financial services including life insurance, annuities, money management, and retirement planning.

Fortegra Financial,They believe creating value for our customers creates value for our shareholders. Fortegra Financial is one of the nation’s most recognized insurance services companies and a leader in insurance marketing, administration, technology development and distribution. With a broad range of services, we can customize, creatively market and efficiently administer and manage a wide variety of business services for our customers.

Prudential plc provides retail financial services in Asia, the United States, and the United Kingdom. It offers savings, protection, investment, and unit-linked products; and manages retail assets investing in equities, fixed income, and structured products, as well as institutional and internal assets investing in equities, fixed income, property, and private equity. The company also provides retirement savings and income solutions, variable annuities, fixed and fixed index annuities, term and permanent life insurance, and institutional products, as well as asset management and retail brokerage services. In addition, it offers retail products, such as individual annuities, income drawdown, individual and corporate pensions, with-profits and unit-linked bonds, lifetime mortgages, and health insurance products; and wholesale products, including bulk annuities and annuity back-books. Further, Prudential plc manages funds for retail businesses, including open ended investment companies and unit trusts, investment trusts, and individual savings accounts; and institutional businesses, which include segregated equity and fixed interest, pooled pension funds, and structured and private finance. Prudential plc offers its products through independent broker-dealers, independent agents, banks, regional broker-dealers, registered investment advisors, and financial advisers, as well as directly to customers through telephone, Internet, and mail. It has strategic partnerships with China International Trust and Investment Corporation Group, ICICI Bank, and Bank of China International. Prudential plc was founded in 1848 and is headquartered in London, the United Kingdom.

Delphi Financial Group, Inc., together with its subsidiaries, provides integrated employee benefit services. The company operates in two segments, Group Employee Benefit Products and Asset Accumulation Products. The Group Employee Benefit Products segment provides group life, disability, and excess workers’ compensation insurance products to small and mid-sized employers. It also offers travel accident, voluntary accidental death and dismemberment, and group dental and limited benefit health insurance products, as well as assumed workers’ compensation and casualty reinsurance. This segment markets its group products to employer-employee groups and associations in various industries primarily through independent brokers and agents. The Asset Accumulation Products segment offers fixed annuities, such as single premium deferred annuities, flexible premium annuities, and multi-year interest guarantee products. It offers its products and services in the United States and Canada to individuals through networks of independent insurance agents. Delphi Financial Group also provides integrated disability and absence management services, including event reporting, leave of absence management, claims and case management, and return to work management. Delphi Financial Group, Inc. was founded in 1987 and is based in Wilmington, Delaware.

Allianz Insurance is one of the largest general insurance providers in the UK. The company provides property, casualty, and automobile insurance policies to businesses and individuals. The company's largest segment is its commercial division, which provides property, liability, and motor insurance and risk management services. Its personal business products range from such standard fare as car and home coverage to more specialized products such as wedding, musical instrument and pet insurance. Independent brokers, agents, and affinity groups distribute the company's products. It is also growing its direct-to-consumer sales. Allianz Insurance is part of the Munich, Germany-based Allianz SE.

Carolina Casualty has a rich history in the Transportation Insurance industry. Originally incorporated in North Carolina in 1943, we have been writing insurance for over 60 years. The Company moved to Jacksonville, FL in 1958, after a long affiliation with the Insurance Company of the South, a Florida corporation since 1951. The two companies merged in 1966. In January 1985, W. R. Berkley Corporation purchased Carolina Casualty. The Company was redomiciled to Iowa in 2007, although it's administrative office remains in Jacksonville, FL. For more information about W. R. Berkley Corporation, please visit their website.

Western World Insurance Group, established in 1964, is among the top excess and surplus lines insurance groups in the United States with more than forty five years of experience, success and stability. The administrative office of the Western World Insurance Group of companies, including our admitted company affiliate, Stratford Insurance Company, is located in Franklin Lakes, New Jersey, with all member companies domiciled in New Hampshire.

Euler Hermes is a worldwide corporation, with offices in over 50 countries and over 6,200 staff members. This website is dedicated to the UK operations, but you will also find information on our global operations in the Euler Hermes Group area. Through our global presence and local offices in many countries we are in the unique position to examine the local risk of your trading partners, whether in the UK or overseas.

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