COPIC Companies comprises COPIC Insurance CCOPIC Financial Service Group, Ltd., and COPIC Medical Foundation.Together, COPIC Companies strives to be the premier diversified service organization providing for the professional liability insurance and other needs of the health care community through advocacy, through innovation and through the commitment and dedication of our employees.

Penn Treaty American Corporation and its subsidiaries provide long term care insurance in the United States. Its principal products include individual, defined benefit accident, and health insurance policies, which cover long-term care services, including confinement to nursing facilities and assisted living facilities, as well as home healthcare. The company’s policies are primarily designed to provide benefits when the insured is no longer capable of functioning independently. It also sells medicare supplement policies. In addition, Penn Treaty American Corporation also owns insurance agencies that sell senior-market insurance products issued by the company, as well as other insurers. It markets its long-term care insurance products through field marketing organizations. Penn Treaty American Corporation was founded in 1965. It was formerly known as Greater Keystone Investors, Inc. and changed its name to Penn Treaty American Corporation in 1987. Penn Treaty American Corporation is based in Allentown, Pennsylvania.

Serving approximately 170 countries worldwide, Zurich Financial Services AG is a leading provider of general corporate insurance. Focused on markets in Europe and North America, the company's General Insurance segment offers commercial and personal property/casualty and specialty coverage, while its Global Life segment offers life insurance, annuities, and other investment policies. Zurich's Farmers Group division offers personal property/casualty insurance policies in the US. The company was founded in 1872.

Co-operative Insurance Society (CIS) has been watching people's backs-- and their assets-- since 1867. The only co-operative insurance company in the UK, CIS offers and manages life, home, and auto insurance, for individuals as well as businesses. Services may be procured either with the assistance of a CIS broker, or, for simplified transactions, through the company Web site. Together with Co-operative Bank, the company is a part of Co-operative Financial Services, which is the finance arm of Co-operative Group, the world's largest co-operative.

Founded in 1936, Guarantee Trust Life Insurance Company is a legal mutual reserve company located in Glenview, Illinois, which provides a portfolio of competitive health, accident, life and special risk insurance programs. For over 73 years, the company has benefited from the direction of the Holson family whose consistent top-level leadership and management continue to provide us with a clear vision of who we are and where we’re going.The family values on which we were founded motivate us to build on the importance of our personal customer service, quality products and successful relationships. Through our independent agents and brokers, we serve individuals and families in 49 states and the District of Columbia.

Euler Hermes Kreditversicherungs helps business owners sleep better at night. The company, which touts itself as the top credit insurer in Germany, offers commercial bonds and guarantees, asset-backed securities, and coverage against bad debt losses and fraud. The firm also offers related commercial services, including risk management, factoring, and debt collection. Euler Hermes Kreditversicherungs, which is a subsidiary of Allianz unit Euler Hermes, traces its roots to the 1917 founding of Hermes Kreditversicherungsbank in Berlin.

Founded in 1925 by the American Federation of Labor (which became the AFL-CIO) to provide life insurance to union members, ULLICO has since grown into an insurance and financial services holding company. The company serves unionized employers, individual union members, and jointly managed trust funds nationwide through its subsidiaries, including Union Labor Life Insurance and ULLICO Investment Advisors. ULLICO offers an array of individual and commercial insurance products, including annuities, group life and health insurance, property & casualty insurance, liability coverage for unions, and investment services. The company has more than $5.4 billion in total assets under management.

The National Security Group, Inc., an insurance holding company, provides various property and casualty, and life insurance products and services in the United States. It operates in two segments, Property and Casualty Insurance, and Life Insurance. The Property and Casualty Insurance segment primarily provides personal lines coverage, including dwelling fire and windstorm, homeowners, mobile homeowners, ocean marine, and personal non-standard automobile lines of insurance in Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, Oklahoma, South Carolina, Tennessee, and West Virginia, and operates on a surplus lines basis in the states of Louisiana, Missouri, and Texas. The Life Insurance segment principally offers ordinary life, accident and health, supplemental hospital, and cancer insurance products in Alabama, Florida, Georgia, Mississippi, South Carolina, and Texas. The company markets its products through a field force of agents and career agents, as well as through a network of independent agents and brokers. The National Security Group, Inc. was founded in 1947 and is based in Elba, Alabama.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

Encompass Insurance company, formerly known as CNA Personal Insurance, specializes in personal insurance. As one of the largest personal brands in the US, it has more than 1.2 million customers in 42 states. The company offers its products through more than 2,800 independent agents. Products include auto, collectible auto, boat, and homeowners coverage, as well as its Universal Security Policy (combining personal insurance policies into one). Encompass Insurance is a subsidiary of auto insurance giant Allstate Insurance Company, part of the Allstate Corporation.

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