Farm Family Casualty Insurance, one of three insurance carriers owned by Farm Family Holdings, offers property/casualty insurance to farming, agricultural, and related customers. The company offers coverage for farms, horses, country estates, floral and other businesses, landscaping contractors, homeowners, commercial and personal automobiles, pollution liability, and personal watercraft. Farm Family Casualty Insurance is exclusively endorsed by the American Farm Bureau Federation in several of its markets. Some 600 agents distribute the Farm Family life and property/casualty insurance products in twelve northeastern states.

Welcome to Aviva Risk Management Solutions, the specialist division of Aviva. We're dedicated to helping UK businesses manage their risks in an effective way.They have a team of over 150 people who support thousands of businesses every year. Whether it's surveys for our insurance customers, our consultancy services or our ISO 9001:2008 accredited training courses we're here to help on you on any aspect of risk management.

Founded by Quakers in 1832, Friends Provident markets life insurance and a variety of pension and disability plans throughout the UK. It sells through independent agents and independent financial advisors (IFAs), as well as the Internet. Friends Provident's international business is focused mainly on UK expatriates. Luxembourg-based subsidiary Lombard International Assurance specializes in international cross-border life insurance targeting the very wealthy. Friends Provident company also provides some financial services through its wealth management consulting unit, Pantheon Financial. Friends Provident was purchased by acquisition vehicle Resolution Limited in 2009.

The nature of risk is increasingly complex and constantly changing. Some risk management challenges are obvious. Others less so, mostly due to events beyond your control or that have yet to be contemplated. Add the scrutiny of regulators, ratings agencies and other stakeholders, and the hurdles are even higher. With your capital at stake, you need a risk and reinsurance advisor with a track record of visionary ideas and delivering on its promises.

West Bend Mutual helps protect the property and other assets for its members in nine midwestern states. The company provides personal and commercial property/casualty insurance, including auto, homeowners, workers' compensation, and umbrella coverage. Its National Specialty Insurance (NSI) division offers specialty policies for businesses including child care centers, tanning parlors, not-for-profit organizations, and athletic leagues. Some 700 independent agencies sell the company's products. West Bend Mutual was founded in 1894.

AXA UK helps to insure assets and assure wealth protection. The company provides insurance and other financial products and services throughout the UK. Its offerings include property/casualty, life, travel, and health insurance, as well as asset management and financial planning products. AXA UK sells these products through subsidiaries including AXA Insurance UK (general personal and commercial insurance), AXA Sun Life (investments and pensions), AXA PPP healthcare (health insurance), and AXA Ireland (primarily auto insurance). French firm AXA, one of Europe's largest insurance companies, owns AXA UK.

Once a global provider of insurance and reinsurance products and services, Alea Group faced a tough year in 2005 from which it never recovered. With catastrophes such as Hurricanes Katrina and Rita in the US and flooding in Europe greatly affecting the company, Alea decided to stop offering new property/casualty policies and divest strategic operations. Its businesses in Bermuda, the US, and Europe are either in runoff or are being sold.

Farm Bureau Property & Casualty (formerly Farm Bureau Mutual Insurance) offers property/casualty insurance products, primarily to farmers, ranchers, and agricultural businesses in the Midwest and West. Its lines of coverage include farmowners, homeowners, commercial liability, crop, auto, and disability. Farm Bureau Property & Casualty operates in Arizona, Iowa, Kansas, Minnesota, Nebraska, New Mexico, South Dakota, and Utah. The insurance provider and its sister company, Western Agricultural Insurance, are managed by FBL Financial Group. The company is headed by former Allstate Financial CEO James Hohmann.

Lancashire Holdings Limited property insurance and reinsurance operations (nearly half of sales) insure damage to residential, commercial, manufacturing, government, and other structures. Its energy segment specializes in worldwide offshore property damage, business interruption, and construction insurance to the upstream and downstream energy industries. Lancashire also offers marine, aviation, terrorism, and political risk (including war) coverage. The company -- which relies on brokers to sell its products in more than 30 countries around the world -- has underwriting offices in Bermuda and London, and a marketing office in Dubai.

W. R. Berkley Corporation offers an assortment of commercial property/casualty insurance across five segments. Its specialty insurance segment underwrites complex third-party liability risks, especially excess and surplus lines, professional liability, and commercial transportation insurance. Its regional segment offers commercial insurance focused on small to midsized business customers and state and local governments through regional subsidiaries. The alternative markets segment develops self-insuring programs aimed at employers and employer groups. W. R. Berkley also does a bit of reinsurance and a smidgen of international property/casualty underwriting.

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