Royal Neighbors of America is not referring to Canadians. The company, a not-for-profit fraternal benefit society established in 1895, is all-American. Formed to offer affordable life insurance to US women, who were largely excluded from the life insurance market of the time, today Royal Neighbors sells traditional life insurance products and annuities to both men and women. Its 250,000 policyholders benefit from a number of other membership privileges, including scholarship opportunities and fraternal aid in the wake of illness or disaster. In addition to life insurance, the organization sells Medicare supplemental insurance.

Achieving a high rate of return is the main objective at Fairfax Financial Holdings. The holding company provides insurance, reinsurance, and other financial services. Its subsidiaries (including Northbridge Financial, Falcon Insurance,and Crum & Forster) focus on property/casualty coverage such as commercial, auto liability, trucking, and accident insurance in Singapore, Hong Kong, the US, and Canada. Fairfax's reinsurance operations span North America, the UK, and Central Europe. Chairman and CEO Prem Watsa's unorthodox business strategies have been compared to those of Warren Buffett; he controls about half the voting rights of Fairfax Financial.

GuideOne provides personal and commercial lines of property/casualty and liability insurance, including standard auto and homeowners coverage. The company targets churches of all faiths (it insures nearly 45,000 -- nearly a fifth of the nation's churches) as well as faith-based private schools and colleges, and church-affiliated senior living facilities. GuideOne's FaithGuard products offer coverage for people who actively attend church. A network of more than 1,500 independent and company agents sell its products. GuideOne was founded in 1947.

The NIA Group is a Marsh & McLennan Agency LLC company, a wholly owned subsidiary of Marsh, the world's largest insurance broker. At The NIA Group, we create customized insurance and financial solutions that fit your unique needs and make it possible for you, your company, your employees and your family to flourish in business, at home and in life. Our 500 insurance and financial services professionals, employed at NIA offices throughout New York, New Jersey, Connecticut and Florida, are passionate about their work and highly dedicated to delivering the very best in client service.

At USAble Life, our promise is to deliver protection and peace of mind for all of our customers, whether you are a consumer, employer group or producer. We’re here for you when you need us the most. With experience, financial stability, and high-quality products such as life, disability and products sold at the worksite, we are committed to all of our customers’ needs.Life is stressful enough without having to worry about financial protection due to a disability or a critical illness diagnosis. That’s why we take great pride in making sure our customers get the answers they need through comprehensive policy benefits and prompt claims payment at a time when they rely on us the most.USAble Life understands that employer groups and producers want to offer a strong portfolio of products that will help businesses attract and retain their workforce. With the products and services available through USAble Life, customers not only have choices, but quality and continued support for benefit and enrollment needs as well.

SAIF Corporation is Oregon's not-for-profit, state-chartered workers' compensation insurance company. We are the market leader, issuing almost half of the policies in Oregon and providing coverage to more than 600,000 workers. They unique charter, mission, vision, and leadership principles drive our dedication to the people, businesses, and state of Oregon.

Rain and Hail Insurance Service is among the largest crop insurers; it is an underwriter for multiple lines of insurance for agents and rural policyholders in Canada and the US. Covering family farms to corporate farms its products run the gamut from low farm revenue to agribusiness risk management, from crop hail insurance to livestock risk protection. The company also provides claims adjusting and accounting services. It operates about 10 divisional offices across the US, as well as in Canada. Rain and Hail has agreed to be acquired by ACE Limited, which already holds 20% of the company's stock.

CastlePoint is a new entity with a Bermuda-based property and casualty reinsurer and U.S. specialty insurer offering customized solutions to clients who share CastlePoint’s perspective on capital deployment, risk management and business growth. CastlePoint enters the market with financial strength, a clean balance sheet and an experienced leadership team.

Endurance Specialty Holdings Ltd. insurance underwriting operations include crop and livestock insurance, health care liability coverage for hospitals, and professional coverage for corporate officers, as well as general property/casualty lines. The company offers various property/casualty reinsurance policies, with a focus on catastrophe coverage. Other reinsurance offerings include marine, aerospace, and surety lines. Endurance Specialty is domiciled in Bermuda and has additional offices in the US and the UK.

Founder, chairman, and CEO Bruno Rousset owns a controlling stake in April Group company. April Group provides services for insurers that design and administer health, accident, and savings plans. April Group distributes its products and services through brokers and agents, as well as through partnerships with retailers, banks, and travel agencies. When "avril" showers bring a flood of insurance claims, April can help you. The firm owns more than 40 companies that operate in four areas: individual personal protection insurance, corporate insurance, life insurance and savings, and individual property and casualty.

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