CNinsure Inc. (Nasdaq: CISG), founded in 1998 and headquartered in Guangzhou, is a leading independent insurance intermediary company operating in China. It distributes a wide variety of property and casualty insurance products and life insurance products underwritten by both domestic and foreign insurance companies operating in China, and offer insurance claims adjusting services, such as assessment, survey, authentication and loss estimation, as well as other insurance-related services to individuals and institutions. As an insurance intermediary, the Company is not exposed to any underwriting risks.

ERGO Versicherungsgruppe, a German subsidiary of reinsurer Munich Re, owns a majority of the company. I insure, "ergo sum"? ERGO Previdenza (formerly Bayerische Vita) provides life insurance policies to individuals, families, and businesses. The company also provides pension coverage products. ERGO Previdenza sells its products through a network of nearly 300 branch offices and a large sales force throughout Italy. It serves approximately 600,000 customers. Sister company ERGO Assicurazioni provides a wide variety of property/casualty insurance products.

American Safety Insurance Holdings (ASI) was part of the first wave of insurance firms domiciling in this tax-sheltered location. Formed to offer insurance to asbestos removers and other environmental risk-remediation providers, the company has expanded into other specialty lines. American Safety Insurance now underwrites residential and commercial construction risks, as well as professional and product liability, and excess and surplus policies. The company also offers alternative risk transfer programs that rely on some measure of self-insurance or shared risk on the part of the insured. The firm sells through a network of 250 agencies in the US.

Pacific Life & Annuity can turn your wishes into a plan. Along with parent company Pacific Life Insurance, Pacific Life & Annuity (PL&A) offers annuity and life insurance products to individuals and groups. Unlike Pacific Life, however, PL&A is licensed in the state of New York and offers many of its products only in the New York market. In addition to individual life insurance and annuities, PL&A issues structured settlement annuities, which are used to make payments to injured parties in personal injury and workers' compensation cases, and other financial investment products.

Founded in the 1830s and one of the oldest continually operating businesses of its kind in the country, Gore Mutual, or "The Gore" as it's known, provides commercial and personal property and casualty insurance to residents of Ontario and British Columbia. (By Canadians for Canadians is the company's tagline.) Coverage is offered for automobiles, homes, businesses, and more. The Gore's products are sold solely by independent insurance brokers. The company also funds the Gore Mutual charitable foundation to provide support to local communities.

FinCor Holdings has just what the doctor ordered. FinCor is an insurance company for the health care industry, providing medical malpractice, risk management, workers' compensation, and other liability policies to hospitals, clinics, and physicians. The company operates through five subsidiaries: FinCor Solutions, The Risk Management and Patient Safety Institute (RM&PSI), MHA Insurance Company, Washington Casual Company, and Capital Risk Solutions. FinCor Solutions also offers homeowner's and auto insurance to individuals in the health care profession.

Unity Mutual Life Insurance was founded in 1903 as Imperial Order Tycoons, a fraternal benefit society; it converted to a mutual life insurance company in 1957. Unity Mutual has agreed to merge with Columbian Mutual Life Insurance, a unit of Columbian Financial Group. Unity Mutual Life Insurance prefers working with mature individuals. Focusing on customers over 50 years of age, the company provides whole life insurance policies, and both fixed-rate and variable annuities, and It also provides final expense coverage insurance through its affiliate Unity Financial Life Insurance. Unity Mutual Life Insurance company is licensed to do business throughout the US. Some 5,000 independent agents represent the company's products.

First Nonprofit Insurance specializes in meeting the property/casualty insurance needs of not-for-profit organizations. The mutually-owned company writes automobile, workers' compensation, and umbrella policies as well as specialized products such as social workers liability and pastoral counseling lines. The company also offers loss control education and consultation services. In addition, it provides financial services and retirement products to groups around the US. Founded in 1978, First Nonprofit Insurance is a member of First Nonprofit Mutual Group. Its products are distributed by independent brokers and agents.

AmTrust Financial Services, Inc., through its subsidiaries, operates as a multinational specialty property and casualty insurance company in the United States and internationally. The company operates in three segments: Small Commercial Business, Specialty Risk and Extended Warranty, and Specialty Middle Market Business. The Small Commercial Business segment provides workers’ compensation insurance and an array of commercial package products, including commercial property, general liability, inland marine, automobile, workers’ compensation, umbrella, and farm and ranch owners’ coverage to small businesses, such as restaurants, retail stores and strip malls, professional offices, owner or contractor of building management-operations, private schools, business traveler hotels/motels, light manufacturing, small grocery and specialty food stores, light contracting, distributors, and laundry/dry cleaners. The Specialty Risk and Extended Warranty segment serves manufacturers, service providers, retailers, and third party warranty administrators that provide coverage for accidental damage, mechanical breakdown, and related risks for consumer and commercial goods. This segment also provides coverage for products, such as personal computers, consumer electronics, consumer appliances, automobiles, cellular telephones, furniture, heavy equipment, homeowner’s latent defects warranty, hand tools, credit payment protection, gap insurance, commercial and residential properties, and legal expenses. The Specialty Middle Market Business segment underwrites worker’s compensation, package products, general liability, commercial auto liability, and other specialty commercial property and casualty insurance for retail, wholesale, service operations, artisan contracting, trucking, light and medium manufacturing, and habitational markets. The company sells its products through a network of independent wholesale agents, brokers, and retail agents. The company is based in New York, New York.

Founded in 2006, Homeowners Choice began providing property and casualty insurance for Floridians just as large national insurers began exiting the hurricane-prone market to reduce exposure. The majority of the company's insurance policies have been assumed from Citizens Property Insurance Corporation, a state-supported insurer. Although Homeowners Choice has assumed more than 50,000 property and casualty insurance policies from Citizens, the company has done so selectively, assuming policies based on its own underwriting criteria. The company also sells policies through a network of more than 1,300 independent agents.

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