Allianz was the first European country to offer life insurance in China, opening Allianz China Life in 1999. You only have one life to live, and Allianz China Life (AZCL) wants to be the one to insure it. The company -- a joint venture between Allianz and China's financial services firm CITIC Trust & Investment -- provides universal and term life insurance as well as participating, annuity, pension, accident, travel, health, medical, and group insurance products. Banks, brokers, and company agents sell AZCL products; they are also available through direct sales. Its 13,000 agents operate from seven offices and 60 sales centers located in mostly southern and eastern China.

Heath Lambert is a leading UK independent insurance adviser and broker with over 130 years of experience in the insurance industry. We listen to our clients, and deliver the right insurance and advisory solutions for their needs. In 1997, during what was considered to be the softest market conditions in the history of insurance, a leveraged buy-out by the management was agreed.Lambert Fenchurch, itself a product of an earlier merger between Lowndes Lambert Group plc and Fenchurch plc can trace its origin back over 160 years to the coal factoring business set up by Francis Devereux Lambert, which developed into shipping and insurance broking.

GAB Robins knows all about risky business. The GAB Robins Group of Companies identifies insurance risk and provides loss-adjusting services to property and casualty insurers throughout the US. Its loss adjustment services cover everything from personal lines to commercial, property and liability losses. It also provides claims administration and fraud-prevention services to self-insured companies. The company had 500-plus offices in more than 55 countries, but chose to sell its international operations to focus on North America. Brera Capital Partners controls GAB Robins.

Vermont Mutual Insurance Group sells commercial and personal property/casualty insurance -- including automobile, businessowners, homeowners, inland marine, and umbrella coverage -- to clients in the northeastern US. The group consists of three companies: Granite Mutual, Northern Security, and Vermont Mutual Insurance. The companies operate in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont. A network of independent agents markets the group's products. One of the oldest American mutual insurance firms, Vermont Mutual Insurance Group traces its roots back to 1828 when it was established as a fire insurance company.

Comprised of Axis Insurance and Axis Re, AXIS Capital Holdings offers specialty insurance and treaty reinsurance. Its specialty coverage includes terrorism, aviation and marine war, and political risk; commercial property; professional liability; and onshore and offshore energy. AXIS Capital's reinsurance products, which allow for risk-sharing among insurance companies, include catastrophe, property, liability, credit, auto, and engineering lines. The company, which has operations in Australia, Bermuda, Canada, Ireland, Singapore, Switzerland, the UK, and the US, sells its products through brokers including Marsh, Aon, and Willis Group.

Crum & Forster looks out for the best interests of employers. Through its subsidiaries, the company offers an array of property/casualty insurance products to businesses, including general liability, automobile, property, and workers' compensation coverage. Crum & Forster also offers The Defender, a broad commercial umbrella policy. The company's specialty policies include management protection, crime insurance; it also offers personal auto and homeowners policies. In addition, Crum & Forster provides risk management services. The company's products are sold through some 1,500 independent brokers across the US. Crum & Forster is a subsidiary of Fairfax Financial Holdings.

Founded in 1815 as Scotland's first mutual life insurer, Scottish Widows provides life insurance and pension plans, as well as annuities and health insurance coverage. The company's Scottish Widows Bank branch offers savings accounts and mortgage loans, and its Scottish Widows Investment Partnership segment manages over $180 billion in client funds under management. The company is a subsidiary of theLloyds Banking Group. Its products are sold through direct and independent sales representatives and advisers, as well as through affiliated banks and the Internet.

Founded in 1905, Lafayette Life was acquired by Cincinnati-based Western & Southern Financial Group in 2005. Lafayette Life Insurance Company may have the name of a Frenchman, but its business is all American. Licensed throughout most of the US, the Lafayette Life Insurance company sells individual life insurance and annuities, as well as group annuities and retirement services. Its qualified markets division helps small businesses administer their retirement plans, including defined benefit and defined contribution plans. The Lafayette Life Insurance company quit writing group life and disability insurance in 2008 to focus on its core operations.

Allied Solutions doesn't feel the need to have a snazzy name in order to distribute insurance products to financial institutions. As the primary distributor for Securian Financial's institutional products, the company serves more than 3,700 credit unions and banks. Banking and credit union customers can then choose from Allied Solutions palette of products including accidental death, disability insurance, home warranty, overdraft protection, pet insurance, term life, and employee benefits. The company operates nationwide via some 20 regional offices. Allied Solutions also provides institutions with risk management services and assistance in remarketing repossessed vehicles and title tracking.

Equity Title believes in equal insurance for all its customers. The company is an independent title agency providing title insurance and escrow services. It is the Southern California unit of Title Resource Group, the title, settlement, and vendor management firm that is part of Reology Corporation. The company performs title searches and examinations, conducts the closing of real estate transactions, and disburses funds. Equity Title was founded in 1979 and has offices in Los Angeles (Glendale), San Diego, Santa Ana, and Rancho Mirage, California. Statewide and national affiliates allow the company to extend its reach. First American and Stewart Title Company provide Equity Title's underwriting services.

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