Since opening our doors in 1995, MEM has been committed to promoting safe, healthy and injury-free workplaces. Through our WorkSAFE program we’ve put our loss prevention expertise, safety education and training to work for our policyholders. And it’s paid off. More than 80 percent of our 12,000 policyholders are injury-free in a typical year.

St Andrew’s is a leading Australian insurer and has a solid history of partnering with financial institutions to deliver innovative and streamlined insurance solutions.Through a strategic partnership with St Andrew’s‚ financial institutions in Australia can benefit by working with a single, integrated insurance partner that understands their needs and the needs of their customers/members.They provide our corporate partners with a total insurance solution which includes consumer credit insurance, life insurance and, through our partner Vero Insurance Limited, general insurance products such as Home and Contents, Motor and Travel.

Federated Insurance is a mutual firm with a clear focus. The company provides multiple lines of business insurance coverage and risk management to employers in automotive repair and sales, building construction, printers, funeral homes, and jewelers, among others. Its products and services include workers' compensation, automotive, group life and health, and retirement planning. Federated Insurance markets its products both directly and through an independent sales force in 48 states and Washington, DC. It maintains offices in eight states. Since its founding in 1904, the company has worked closely with trade associations to develop and endorse its insurance programs.

Workers' compensation claims typically mark a low point for employers, but Zenith National Insurance aims to get companies back up to their peak. Zenith National is the holding company for Zenith Insurance and ZNAT Insurance, which underwrite workers' compensation policies in 45 states and Washington, DC. The company has exited all other businesses, but maintains a portfolio of investments. Approximately 1,600 independent agents sell the firm's insurance products. Its largest market is California, but the company also maintains offices in Alabama, Florida, Illinois, North Carolina, Pennsylvania, and Texas. Zenith National was acquired by Canada's Fairfax Financial in 2010.

Founded in 1992 by the Dental Society of Massachusetts, as a "by dentists, for dentists,®" company, Eastern Dentists Insurance Company (EDIC) has grown to thousands of members in Massachusetts, Rhode Island, Connecticut, New Hampshire, Vermont, Maine, New Jersey, New York and Pennsylvania. The company was expressly formed to control the rising costs of dental malpractice insurance and allow our colleagues to control our own destinies.

Intact Financial sits atop the Canadian property/casualty marketplace, providing automobile, property, and liability insurance to both individual and small to midsized commercial clients. The company sells its Intact Insurance products primarily through a network of some 1,800 brokers, but its Belair Insurance subsidiary sells directly online and by phone. The company's Trafalgar Insurance also offers Grey Power-branded personal insurance targeted toward seniors. Formerly known as ING Canada, Intact Financial no longer has any ties to its previous parent, ING Groep.

JCM Partners owns about 45 properties, including apartment communities (containing a total of about 5,000 units), one multi-tenant office/retail property, office properties, and industrial properties. Nearly half of JCM Partners' residential properties are located in Sacramento County; the remainder are in San Joaquin, Solano, Stanislaus, and Contra Costa counties. JCM runs Rent-One.com -- an online apartment rental guide.

Balboa Insurance Group has been helping lenders for more than 60 years by providing industry-leading risk management and loss mitigation solutions to financial institutions in the mortgage and auto finance industries. Balboa Insurance Group is a part of a Fortune 500 diversified financial services organization, that is financially sound and strong. The company's affliated underwriters include Balboa Insurance Company, Meritplan Insurance Company, Newport E&S Insurance Company, Newport Insurance Company, Balboa Life Insurance Company and Balboa Life Insurance Company of New York.

Bolton & Company can make the search for risk reduction products smooth and easy. An employee-owned insurance brokerage, Bolton & Company offers property/casualty insurance policies, employee benefit programs, estate planning, surety bonding, risk management services, and human resources consulting to both corporations and individuals. It also provides claims handling and loss prevention programs. The company maintains licenses throughout the US but does most of its business in Southern California. Dorance Bolton founded the company, which is a member of brokerage consortium Assurex Global, in 1931.

Kingsway Financial Services Inc. provides insurance solutions to individuals and businesses in the United States. The company primarily offers non-standard automobile insurance that covers drivers who do not qualify for standard automobile insurance coverage because of their payment history, driving record, place of residence, age, vehicle type, or other factors, as well as provides commercial automobile insurance products. It distributes its products through a network of independent agents. The company was founded in 1989 and is based in Mississauga, Canada.

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