In the early 1980s, CPAs were faced with a mounting liability insurance crisis. The major insurance carriers, victims of their own rate-cutting war, found themselves with insufficient funds to cover their claims. Most companies discontinued their professional liability insurance coverage for CPAs. Those who continued to offer CPAs liability insurance imposed huge premium increases to cover cash shortfalls. As a result, liability coverage became unaffordable for many CPAs.

Scottish Re Group Limited is a holding company organized under the laws of the Cayman Islands with its principal executive office in Bermuda. Through our operating subsidiaries, we are engaged in the reinsurance of life insurance, annuities and annuity-type products. These products are written by life insurance companies and other financial institutions located in the United States, as well as in other countries around the world.

Insurance Marketers Inc was founded in 1987 by Evarist Milian Jr., who began operating by marketing employee benefits products. In 1991, the agency diversified into all lines of insurance and since has enjoyed a consistent growth well over 25% per year. IMI is an elite insurance agency in the State of Florida which is committed and specialized in asset protection and Risk Management consulting. We are deeply embedded in our community and committed to offer our customers the best possible innovative insurance solutions along with professionalism and integrity. IMI is motivated by a strong sense of ethics and responsibility to you, our clients.

Through its Renaissance Reinsurance subsidiary, the Bermuda-based firm indemnifies insurance companies around the globe against excess losses on natural catastrophes, paying insurance claims after they exceed a certain retained amount. Top Layer Re, a joint venture with State Farm, provides excess non-US property catastrophe reinsurance. Another RenaissanceRe venture, DaVinci Reinsurance, covers catastrophes and specialty risks such as terrorism. Subsidiary RenRe offered primary-property insurance in the US until the company agreed to sell it in 2010 to QBE for about $275 million.

Stewart Information Services is happy to have a place in that mountain of papers you sign when buying real estate. The company writes title insurance through its Stewart Title, National Title, and other subsidiaries and distributes policies through more than 8,500 offices and independent agencies in the US and abroad. Unlike most insurance that covers future events or losses, title insurance protects lenders and buyers against past problems with titles. The company also provides real estate information services through its PropertyInfo subsidiary while its Stewart Lender Services offers a variety of mortgage origination process services such as credit reports, property valuations, and tax services.

The Phoenix Companies, Inc., through its subsidiaries, provides life insurance and annuity products in the United States. The Phoenix Companies company’s life insurance products include universal life, variable universal life, and other products. It also offers single life, first-to-die, and second-to-die insurance products. Its annuity products include fixed, variable, and other types of annuities, which it offers in deferred and immediate varieties. In addition, the company offers a hybrid insurance/investment product, which adds a lifetime income guarantee to an investor’s managed account assets; and manages fixed income investments for third parties, including mutual funds, pension plans, and endowments. The Phoenix Companies company offers its products through third-party distributors, wholesalers, and financial planning specialists. The Phoenix Companies, Inc. was founded in 1851 and is headquartered in Hartford, Connecticut.

Got a house clinging to the edge of a cliff in California? Century-National Insurance will talk with you, even if other insurers wouldn't touch your house with a 10-foot pole. The company sells personal and commercial property/casualty insurance and specializes in homeowners coverage. To better serve the California market, it offers a line of earthquake-only policies. It also offers personal and commercial auto insurance. There are many things you can do in the case of an accident, but the first thing is to remain calm. Check all passengers for injuries first, then call the police or paramedics if necessary. If it is safe, move your vehicle away from traffic, then collect the other driver's information. For a detailed list of what to do in case of an accident, select this link ACCIDENT INFORMATION. The LOSS INFORMATION FORM should be kept in your vehicle and completed at the scene of an accident.

Genworth help borrowers buy a home—and we help them stay there. By putting less than 20% down, borrowers can responsibly buy a home years sooner, and our MI products make it possible. Even after closing, our innovative HomeOpeners products and services help keep borrowers in their home if times get tough.

Milano Assicurazioni sells auto, accident, health, fire, casualty, and marine insurance, as well as reinsurance. Car insurance is its largest segment, accounting for more than 50% of written premiums, though Milano Assicurazioni S.p.A. has seen healthy growth in its life segment as well. In business since 1825, Milano Assicurazioni is one of the oldest insurance firms in Italy. Milano Assicurazioni S.p.A. is part of the Fondiaria-SAI insurance group, controlled by the Ligresti family through the Premafin Finanziaria holding company. In 1997 Fondiaria moved its Previdente Assicurazioni operations into Milano Assicurazioni.

Regence Life & Health Insurance is a provider of group life, disability, and accidental death and dismemberment insurance. It also offers supplemental programs in weight management, hearing aid service discounts, child safety and health products, dental care products, and laser vision correction services. Regence Life & Health is active in four states in the Pacific Northwest: Idaho, Oregon, Utah, and Washington. Regence Life and Health Insurance Company is the life and disability subsidiary of The Regence Group, which operates the largest group of Blue Cross Blue Shield companies in the region.

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