Marrs Maddocks & Associates is an independent insurance agency with over 300 years of combined experience. Since our inception in 1991, we have grown to be a top 10 agency in premium volume in San Diego. Our size and experience allows us to represent all major carriers so that we can provide our customers with the best combination of coverage at the lowest possible cost. Additionally, our controlled growth has allowed us to remain at a size where we can effectively manage our business so that the needs of our customers always come first.

Kansas City Life Insurance Company, together with its subsidiaries, operates as a financial services company that primarily focuses on the sale and administration of life and annuity insurance products in the United States. The company offers traditional insurance products, which consist of term insurance, whole life insurance, matured endowments, life disability products, and immediate annuities, including various supplementary contract payment options; interest sensitive products, such as universal life, variable universal life, fixed deferred annuities, and variable annuities; and group insurance products, which include life, dental, vision, and disability products. It also offers investment products and broker-dealer services for proprietary and non-proprietary variable insurance products, mutual funds, and other securities. The company sells its products through a sales force of independent general agents, group brokers, and third-party marketing arrangements in 49 states and the District of Columbia. Kansas City Life Insurance Company was founded in 1895 and is headquartered in Kansas City, Missouri.

Central Mutual Insurance company is centrally located, is mutually held, and by golly, it does sell insurance through its operating subsidiaries Central Insurance Companies, All America Insurance, and CMI Lloyds. These subsidiaries offer auto, business, and homeowners insurance; underwrite commercial policies; and assess computer and electronic equipment claims. The company does business in more than 15 states; its products are sold by independent agents in the central, northeastern, southeastern, and southwestern regions of the US. The company was founded in 1876. Chairman and president Francis Purmort III is the fifth generation of his family to lead the company.

CSO is a mutually owned insurance company specializing in the debt protection market. Our vision is to be the leader in debt protection products by providing innovative solutions and value to its lenders, agents, customers and policyholders. They are uniquely positioned to capitalize on the dual focus of credit life and disability products and debt cancellation programs. These product offerings are marketed by business partners consisting of automobile dealerships and financial institutions. CSO's extensive network of employed sales and training professionals and general agents allow for effective and responsive servicing of its accounts.

MetLife, Inc., through its subsidiaries, provides insurance, employee benefits, and financial services in the United States, Latin America, the Asia Pacific, Europe, the Middle East, and India. It offers group life insurance products and services as employer-paid benefits, including variable life, universal life, and term life products, as well as employee paid supplemental life products; individual life insurance products and services comprising variable life, universal life, term life, and whole life products, as well as a range of mutual funds and other securities products; and non-medical health insurance products and services, such as dental insurance, group short- and long-term disability, individual disability income, long-term care, critical illness, and accidental death and dismemberment coverages, as well as employer-sponsored auto and homeowners insurance and administrative services-only arrangements to employers. MetLife company also provides retirement products consisting of variable and fixed annuities for individuals and employees of corporations, and other institutions. In addition, MetLife provides an array of annuity and investment products, including guaranteed interest products and other stable value products, income annuities, and separate account contracts for the investment management of defined benefit and defined contribution plan assets, as well as offers certain products to fund postretirement benefits. Further, it offers auto insurance and homeowners’ insurance policies, as well as personal excess liability and coverage for recreational vehicles and boat owners; and credit insurance and endowment products. Additionally, MetLife funds company initiatives, various start-up entities, and run-off entities; and banking services, such as residential mortgage loans and various deposit products. MetLife, Inc. was founded in 1868 and is based in New York, New York.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

Founded in 1999, the company is controlled by CEO Alan Buerger and family. Coventry First LLC is one of the largest players in the secondary insurance market, and as such it actively invests in high-premium life insurance policies, written on elderly executives or wealthy individuals desiring to sell them rather than maintain them. The seller gets a lump sum (only a portion of what they would have received otherwise), Coventry pays the remaining premiums, and when that person dies, Coventry gets the payout.

Hilltop Holdings Inc., through its subsidiary, NLASCO, Inc., operates as property and casualty insurance company in the United States. The company’s personal line products include homeowners, dwelling fire, manufactured home, flood, and vacant policies. Its commercial line products comprise commercial, builders risk, builders risk renovation, sports liability, and inland marine policies. Hilltop Holdings Inc. distributes its insurance products through a network of independent agents and managing general agents. The company was formerly known as Affordable Residential Communities Inc. and changed its name to Hilltop Holdings Inc. in July 2007. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas.

Milano Assicurazioni sells auto, accident, health, fire, casualty, and marine insurance, as well as reinsurance. Car insurance is its largest segment, accounting for more than 50% of written premiums, though Milano Assicurazioni S.p.A. has seen healthy growth in its life segment as well. In business since 1825, Milano Assicurazioni is one of the oldest insurance firms in Italy. Milano Assicurazioni S.p.A. is part of the Fondiaria-SAI insurance group, controlled by the Ligresti family through the Premafin Finanziaria holding company. In 1997 Fondiaria moved its Previdente Assicurazioni operations into Milano Assicurazioni.

The Western and Southern Life Insurance Company was founded in 1888 and is held by diversified financial services firm Western & Southern Financial Group. Easterners and Northerners need not apply? Nah, The Western and Southern Life Insurance Company offers life insurance, critical illness insurance, annuities, investment funds, and related products in nearly half of the states in the Union (it's also licensed in about 45 states). The Western and Southern Life Insurance company and its Western-Southern Life Assurance (universal and term life and annuity products) subsidiary market their products through W&S Agency Group, its own sales force of more than 2,000 career agents.

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