MBIA will make sure that bonds get paid, no matter what. Its independent subsidiary, National Public Finance Guarantee Corporation, is a leading provider of insurance for municipal bonds and stable corporate bonds (such as utility bonds) in the US. Separately, its MBIA Insurance Corporation provides global structured finance products and non-US public financial guarantees. MBIA's Cutwater business manages assets for public-sector clients. Other lines of business include tax compliance services and buying and servicing municipal real estate tax liens.

Assurant's businesses provide a unique variety of products and services that assure opportunity, security and peace of mind for our customers. We provide creditor-placed homeowners insurance; manufactured housing homeowners insurance; debt protection administration; credit insurance; warranties and extended services contracts; individual health and small employer group health insurance; group dental insurance; group disability insurance; group life insurance; and pre-funded funeral insurance. Assurant's strategy is to manage a select portfolio of specialty businesses that are leaders in their markets. Assurant's U.S. headquarters office, located in New York's financial district, provides strategic management and key resources for its U.S. operating companies, including asset management, employee benefits, tax, accounting, legal and communications. Assurant also has offices in Syracuse, New York; West Des Moines, Iowa; and in Woodbury, Minnesota; which provide service support for its operating companies in such areas as information technology, financial and human resources systems management, and New York State policy administration.

The senior managers conceived AIX's innovative concept and mission in the summer of 2004. Combining a deep knowledge of marketing, finance and operations with 15 decades of insurance program expertise, the founder fashioned a state-of-the-art organization focused on a very specialized niche within the insurance industry.AIX soon became a magnet for exceptional underwriters, drawing talent (with a minimum of a decade of experience) from well-known underwriting companies such as General Re, Swiss Re, Employers Re, Discover Re, Chubb and Fireman's Fund.

Established in 1847, Penn Mutual is an original pioneer of mutual life insurance in America. Partnering with our holistic financial professionals, we are committed to helping individuals, families, and small business owners unlock possibilities throughout life and meeting financial needs with confidence through our life insurance, annuity and investment solutions, available through our wholly owned broker/dealer subsidiary, Hornor, Townsend & Kent, Inc.

Protective Life and Annuity Insurance is a subsidiary of Protective Life Corporation. Protective Life & Annuity Insurance would like to help. Protective Life and Annuity Insurance markets and sells financial security, in the form of term and universal life insurance and annuity products. Protective Life and Annuity Insurance Company is licensed to sell insurance in New York and it focuses primarily on that state. It sells coverage through independent agents, in partnership with employer groups, and through its own sales division.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

W. R. Berkley Corporation, founded in 1967, is one of the nation’s premier commercial lines property casualty insurance providers. Each of the operating units in the Berkley group participates in a niche market requiring specialized knowledge about a territory or product. Our competitive advantage lies in our long-term strategy of decentralized operations, allowing each of our units to identify and respond quickly and effectively to changing market conditions and local customer needs. This decentralized structure provides financial accountability and incentives to local management and enables us to attract and retain the highest caliber professionals. We have the expertise and resources to utilize our strengths in the present environment, and the flexibility to anticipate, innovate and respond to whatever opportunities and challenges the future may hold.

Ageas SA/NV (formerly known as Fortis SA/NV) stoically defends its fortress of insurance offerings, though its financial service ramparts have been pillaged. ageas SA/NV provides life, health, and property/casualty insurance in Belgium and other European and Asian countries. Laid low by high debt and the contraction of credit markets in 2008, the firm received a hefty bailout from the Benelux governments. The then-Fortis sold its Dutch units to the Netherlands government and its remaining bank operations to BNP Paribas. In 2010, Fortis underwent a rebranding effort and changed its name to Ageas.

American Farmers & Ranchers Mutual Insurance wanted to become more inclusive, hence its change from the former company name, Oklahoma Farmers Union Mutual Insurance. The company offers personal property/casualty and life insurance coverage including homeowners, farm liability, and automobile in the southern and western US. It also sells commercial insurance tailored for small businesses. Despite the name change, the company still primarily serves customers in Oklahoma. Some 200 agencies throughout the state sell American Farmers & Ranchers Mutual's products. The insurance company was founded in 1905.

Swiss Life Holding Ltd provides life and health insurance products to groups and individuals and pension systems to multinational corporations. It markets to its individual and group customers, located in a handful of western European countries, through its own agents and a network of independent agents and banking partners. It sets up customized employee benefit programs for multinationals through the Swiss Life Network, an association of local insurers, some of them owned by Swiss life, some of them independent. The firm also does business in asset management and private banking. Though it has pared down its operations and ambitions considerably, Swiss Life Holding is still Switzerland's leading life insurer.

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