American Independence Corp. (NASDAQ: AMIC) is an insurance holding company specializing in health insurance. We are comprised of an insurance company, Independence American Insurance Company (“Independence American”), a brokerage organization, Independent Producers of America, and a general underwriter (“MGU”) division. Our MGU Division consists of Marlton Risk Group and Risk Assessment Strategies. AMIC is headquartered at 485 Madison Avenue, New York, New York. Since November 2002, AMIC has been affiliated with Independence Holding Company (NYSE : IHC), which owns 48 percent of AMIC’s stock. IHC’s senior managers (who also manage AMIC) have been recognized as innovators in the insurance industry for over 40 years.

One of the largest fraternal benefit societies in the US, Modern Woodmen provides annuities and life insurance to more than 750,000 members through some 1,500 agents. The group, founded in 1883, is organized into "camps" (or chapters) that provide social, recreational, and service -- as well as financial -- benefits to members. Founder Joseph Cullen Root chose the society's name to compare pioneering woodmen clearing forests to men using life insurance to remove the financial burdens their families could face upon their deaths. Modern Woodmen offerings also include mutual funds, brokerage, and retirement and educational savings plans.

Keenan is the largest privately held insurance brokerage/consulting firm in California. Keenan’s innovative solutions provide high quality, cost-effective insurance, employee benefits, and financial services. We specialize in proprietary programs for public agencies and healthcare organizations. Our expertise in risk management, claims services, and technology consistently exceeds customer expectations.

All Risks, Ltd. was formed as an excess and surplus lines facility in 1964 in Baltimore, Maryland. While we have since expanded into additional territories and product lines over the past 40 years, our business is written exclusively through retail agents and brokers. We are independent. All Risks has been the fastest growing, and one of the largest privately held wholesale brokers in the country for over 10 years.

Gen Re's history began in 1921 when two Norwegian companies, Norwegian Globe and Norwegian Assurance, merged and took the name General Casualty and Surety Reinsurance Corporation. Starting with $800,000 in capital and $900,000 in surplus, General Casualty and Surety set out to write casualty reinsurance. In 1923, American investors acquired the company and changed the name to General Reinsurance Corporation. In 1929 General Reinsurance affirmed that it would be only a direct reinsurer and also would write no less than 100% of a treaty. In 1945, General Reinsurance Corporation merged with Mellon Indemnity, bringing new capital to the company so that, in the face of foreign competition, it could become a stronger reinsurance force.

Southern Farm Bureau Life Insurance Company was founded in 1946 as a joint venture of the farm bureau federations in Alabama, Arkansas, Kentucky, Mississippi, and Texas; other states joined later. If farm livin' is the life for you, you may already know about Southern Farm Bureau Life Insurance. The company, which focuses on serving American Farm Bureau members, offers customers in ten southern states such products as life, disability, and long-term care insurance. Southern Farm Bureau Life Insurance also provides retirement planning and other financial planning services. Its products are sold through Farm Bureau Insurance agents who also sell the property/casualty products of sister company Southern Farm Bureau Casualty Insurance.

Nationwide Mutual Insurance Company has offices throughout the US. The company is a leading US property/casualty insurer that also provides life insurance and retirement products through its Nationwide Financial Services subsidiary. Its property/casualty products range from general personal and commercial coverage to such specialty lines as professional liability, workers' compensation, agricultural insurance and loss-control, pet insurance, and other coverage. The company sells its products and provides services through such subsidiaries as ALLIED Group, Nationwide Agribusiness Insurance, GatesMcDonald, and Scottsdale Insurance.

Through dedicated teams of experts and advisors, USI clients enjoy convenient access to a broad spectrum of flexible, cost-effective products and strategically enhanced services for insurance, risk management, financial management, employee benefits and asset management programs tailored to their unique needs.

Euler Hermes has expanded organically or through acquisitions to become the world's largest credit insurer. Today the group is present in over 50 countries.After the acquisition by Euler of the German credit insurance group Hermes from Allianz in July 2002, the Euler Hermes group put in place a global harmonisation process of all its brands with a common visual identity. The current Euler Hermes group has mainly been built up by its two largest subsidiaries, Euler Hermes SFAC in France and Euler Hermes Kreditversicherung in Germany.SFAC was founded in 1927 by several large insurance companies, including Assurances Générales (a forerunner to AGF) and Swiss Reinsurance company and has hold since its beginning the no. 1 position in the French credit insurance market.

Bouchard Insurance is founded on the principle of Relationships Built on Trust®. This principle is the driving force behind our commitment to serving our clients in such a way that they would think of us not only as insurance agents, but as trusted friends and advisors. Our ultimate goal is to cultivate long-term relationships with each customer and deliver the most appropriate, yet affordable programs through insurance and non-insurance strategies.

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