Kansas City Life Insurance Company, together with its subsidiaries, operates as a financial services company that primarily focuses on the sale and administration of life and annuity insurance products in the United States. The company offers traditional insurance products, which consist of term insurance, whole life insurance, matured endowments, life disability products, and immediate annuities, including various supplementary contract payment options; interest sensitive products, such as universal life, variable universal life, fixed deferred annuities, and variable annuities; and group insurance products, which include life, dental, vision, and disability products. It also offers investment products and broker-dealer services for proprietary and non-proprietary variable insurance products, mutual funds, and other securities. The company sells its products through a sales force of independent general agents, group brokers, and third-party marketing arrangements in 49 states and the District of Columbia. Kansas City Life Insurance Company was founded in 1895 and is headquartered in Kansas City, Missouri.

Hiscox focuses on niche risks rarely placed by other insurers. The company also provides reinsurance and operates a Lloyd's of London syndicate. Products include personal accident, travel, and kidnapping coverage for high net-worth individuals and a variety of protection for businesses (small and medium-sized), including fine art, marine, liability, political risk, professional indemnity, and terrorism policies. Hiscox's biggest market is the US, where it has expanded its presence through acquisitions and new operations, including offering professional liability coverage to the technology, media, and telecommunications industries.

Atlantic American Corporation is headquartered in Atlanta, Georgia, a vibrant, international city that is home to some of the most respected companies in America. Atlantic American is a publicly traded (Nasdaq - AAME) holding company with three subsidiaries involved in well-defined specialty markets of the life, health, property and casualty insurance industries. Bankers Fidelity Life Insurance Company is the flagship carrier in the Life and Health Division. Our Property and Casualty Division is comprised of American Southern Insurance Company and xCalibre Risk Services. Our insurance companies are rated either A (Excellent), or B++ (Good), by A.M. Best. Atlantic American companies hold one or more licenses in 46 states and the District of Columbia. Our products, marketed through an exclusive network of independent agents and brokers, are backed by nearly a half-billion dollars in assets and almost $200 million in annual revenues.

Colorado Casualty is proud to be a member of Liberty Mutual Group, who currently ranks 71 on the Fortune 500 list of largest U.S. Corporations based on 2009 revenues. We specialize in providing insurance products to small- to mid-sized commercial business through strong relationships with our independent insurance agents. We live and work in the communities we serve across Arizona, Colorado, Nevada, New Mexico, Utah and Wyoming.

Atrium Underwriters, a Lloyd's of London insurer and reinsurer also provides insurance for cargo, art, and against acts of terrorism. Its Atrium Underwriters Limited subsidiary manages two Lloyd's syndicates -- Syndicate 570 (property & casualty insurance and reinsurance, accident & health, and professional liability) and Syndicate 609 (energy, marine and aviation risks, non-marine property, war, and more). The company provides its services throughout the UK using a direct sales force.

W. R. Berkley Corporation, founded in 1967, is one of the nation’s premier commercial lines property casualty insurance providers. Each of the operating units in the Berkley group participates in a niche market requiring specialized knowledge about a territory or product. Our competitive advantage lies in our long-term strategy of decentralized operations, allowing each of our units to identify and respond quickly and effectively to changing market conditions and local customer needs. This decentralized structure provides financial accountability and incentives to local management and enables us to attract and retain the highest caliber professionals. We have the expertise and resources to utilize our strengths in the present environment, and the flexibility to anticipate, innovate and respond to whatever opportunities and challenges the future may hold.

National Western Life Insurance Company provides life insurance products for the savings and protection needs of policyholders and annuity contracts for the asset accumulation and retirement needs of contract holders. Its life products include universal life insurance and interest-sensitive whole life, as well as traditional products, such as term insurance coverage; and annuity products comprise flexible premium and single premium deferred annuities, fixed indexed annuities, and single premium immediate annuities. The company offers its insurance products to residents of various countries in Central and South America, the Caribbean, the Pacific Rim, eastern Europe, and Asia. It markets and distributes its products primarily through independent national marketing organizations. National Western Life Insurance Company also engages in small real estate, nursing home, and other investment operations. National Western Life Insurance Company was founded in 1956 and is based in Austin, Texas.

In the consolidating European insurance industry, Aviva is a lively player. As the top insurance provider in the UK and a leading insurance firm worldwide, Aviva offers both life and general insurance. Its long-term savings segment focuses on life insurance, pensions, unit trusts, and other products; its general insurance segment includes the stuff which is called "non-life" or "property/casualty" elsewhere: home, auto, and fire coverage. Its Aviva Investors arm provides asset management globally. In the UK it also offers private medical insurance through employers. While most of the company's businesses operate under the Aviva banner, it also operates local businesses under other brands, including RAC.

AEGON N.V., through its subsidiaries, provides life insurance, pensions, and investment products in the Americas, Europe, and Asia. The company also involves in accident, supplemental health, general insurance, and banking activities. Its life insurance products include permanent and universal insurance; traditional life products, such as life insurance sold as part of defined benefit pension plans, endowment policies, post-retirement annuity products, and group risk products; endowment insurance; term and whole life insurance; annuity insurance; endowment savings; variable unit linked products; and health insurance products. The company also offers individual savings and retirement products, including savings accounts and investment contracts, fixed and variable annuities, and retail mutual funds; pensions and asset management products, such as individual and corporate pensions, investment, and asset management products, as well as institutional and retail funds, and life and pensions products; and guaranteed investment contracts, funding agreements, and medium-term notes. AEGON also provides employer solutions, such as single premium group annuities; and reinsurance products and solutions to life insurance and financial services companies. In addition, it offers asset management services, including general account assets, unit-linked portfolio, and guaranteed fund; general insurance products, such as house, car, and fire insurance; supplemental health insurance; and investment advisory services. The company offers its products through financial advice channel, specialist employee benefit consultancies, independent and career agents, financial planners, registered representatives, independent marketing organizations, banks, regional and independent broker-dealers, benefit consulting firms, wirehouses, and affinity groups, as well as through online, and direct and worksite marketing. AEGON was founded in 1900 and is headquartered in The Hague, the Netherlands.

In Belgium, Allianz is one of the main players on the insurance and financial services market.Allianz offers a complete range of property and casual insurance (fire, accident and miscellaneous risks) and life insurance (Provisions and Investments) to individuals, self-employed individuals, SME and large companies.Allianz has chosen to offer you the company's products and services exclusively through professional insurance brokers. They are the intermediaries between customers and the company.Allianz employs more than 1,100 people in Belgium and is a subsidiary of Allianz, world leader in insurance and asset management. Prior to 1 December 2007, the company was called AGF Belgium Insurance.

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