Manulife Financial Corporation, through its subsidiaries, operates as a life insurance company. It provides a range of financial products and services, including individual life insurance, group life and health insurance, long-term care insurance, pension products, annuities, and mutual funds to individual and group customers in the United States, Canada, and Asia. The company also offers reinsurance services, specializing in life retrocession, and property and casualty reinsurance, as well as provides investment management services to mutual funds and institutional customers. Manulife Financial Corporation was founded in 1887 and is headquartered in Toronto, Canada.