
Irish Life & Permanent hopes the green, green grass of home will be a fertile spot for growth. Irish Life & Permanent plc has pulled in its expansionist horns in favor of an "Ireland first" strategy, all but confining its sales of insurance, investment management, mortgage loans, and other personal financial products and services to its home country, where it has about a million customers. The company's retail division (Irish Life) provides life insurance, other insurance, and investment products to individuals through its own sales force, independent agents, and the branches of Irish Life & Permanent plc company's banking subsidiary, permanent tsb. Through the bank, Irish Life & Permanent is one of Ireland's leading mortgage lenders.
OneBeacon was one of the first glimmers of the insurance biz in the US. OneBeacon provides specialty property/casualty insurance policies, including marine, travel, professional liability, medical malpractice, data privacy, umbrella property, and even tuition coverage for when a student is forced to leave school unexpectedly. Its subsidiaries include International Marine Underwriters and OneBeacon Professional Insurance. Products are sold to businesses and individuals through a network of 3,400 independent agents and brokers across the US. OneBeacon was founded in 1831 as Potomac Fire Insurance Company. Holding company White Mountains Insurance owns a controlling stake in OneBeacon.

Novae Group offers insurance and reinsurance underwriting through the Lloyd's of London market. Subsidiary Novae Syndicates manages Lloyd's Syndicate 2007, which handles property and specialty policies, including marine, aviation, energy, medical malpractice, and political risk lines, in the UK and internationally. (Syndicates are groups of underwriters who specialize in particular risk categories.) It also operates a separate company, Novae Insurance Company, for European commercial lines written outside of the Lloyd's cost structure. The company underwent restructuring efforts in 2007, including the combining of its two syndicates into one.

The Phoenix Companies, Inc., through its subsidiaries, provides life insurance and annuity products in the United States. The Phoenix Companies companys life insurance products include universal life, variable universal life, and other products. It also offers single life, first-to-die, and second-to-die insurance products. Its annuity products include fixed, variable, and other types of annuities, which it offers in deferred and immediate varieties. In addition, the company offers a hybrid insurance/investment product, which adds a lifetime income guarantee to an investors managed account assets; and manages fixed income investments for third parties, including mutual funds, pension plans, and endowments. The Phoenix Companies company offers its products through third-party distributors, wholesalers, and financial planning specialists. The Phoenix Companies, Inc. was founded in 1851 and is headquartered in Hartford, Connecticut.

Montpelier Re Holdings focuses on coverage for commercial property and property catastrophe reinsurance, protecting against earthquakes, hurricanes, floods, fires, and storms. Montpelier Re also writes marine, aviation, casualty, and personal accident risk reinsurance, in addition to other specialty property insurance and reinsurance products. The company sells through brokers that include Aon, Benfield Group, Marsh & McLennan, and Willis Group. Montpelier Re was founded by Benfield Group and White Mountains Insurance in the wake of September 11, which created a favorable market for reinsurance.

Ever wonder who insures insurance companies? Munich Reinsurance America is one of the top providers of property/casualty reinsurance in the US. The company, commonly known as Munich Re America, provides treaty reinsurance (reinsurance for groups or categories of risks) and facultative reinsurance (reinsurance for individually negotiated risks) to both large and small primary insurers. Other business units provide risk management for health care providers, corporations, educational institutions, religious organizations, and not-for-profit entities, as well as traditional property/casualty and health insurance policies. The company is a subsidiary of German firm Munich Re.

Transamerica Life Insurance Company (TLIC) gives its American touch to Dutch insurance giant AEGON's life insurance operations. TLIC, which began operations in 1961, is part of the AEGON USA group of companies. Transamerica Life Insurance Company provides individual and group life insurance and annuities. The Transamerica Life Insurance Company is licensed to provide insurance throughout the US, except for New York and Washington DC which are covered by its sister Transamerica Financial Life Insurance Company. Its products are distributed through agents and brokers, as well as via direct marketing efforts.

As one of the largest marketers of employee benefits in the United States, we offer the product diversity and security you seek in a benefits provider. Our core business is focused on small to mid-size employer groups. Assurant Employee Benefits offers the strength and stability you can count on and is a national leader in all product lines based on number of contracts in force.* We are a part of Assurant Inc., a Fortune 500 company and a member of the S&P 500 Index. Assurant Employee Benefits has offices nationwide and is headquartered in Kansas City, Missouri. We are a customer-driven, service-oriented organization committed to providing its customers with the quality products and services they've come to expect.

Insurance brokerage Dunhill Marketing and Insurance Services provides independent insurance agents with training support, product updates, insurer communications, sales leads, and other related services. The company has affiliations with dozens of carriers (including AIG, John Hancock, MetLife, Allianz, and Prudential) that provide a variety of traditional life insurance, annuity products, disability, and long-term care coverage. It does business throughout the US. Dunhill Marketing and Insurance Services specializes in placing policies for difficult-to-insure clients, such as persons with health problems. The company was founded in 1992 by CEO Tony Steigerwald.

Formerly known as GMAC Insurance Holdings, and formerly a subsidiary of what was formerly named GMAC (now named Ally Financial), GMAC Insurance Personal Lines is a slimmed down version of its former self. As per its name, GMAC Insurance Personal Lines does indeed provide personal property/casualty insurance, including preferred and nonstandard automobile insurance, homeowners coverage, and coverage for recreational vehicles and motorcycles. Its products are distributed through a network of some 10,000 independent agents and brokers in the US. GMAC Insurance Personal Lines was acquired by investment broker American Capital Partners LLC and insurance holding company AmTrust Financial Services.
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