The Loews Corporation's main interest is insurance through publicly traded subsidiary CNA Financial, which offers commercial property/casualty coverage. Other wholly owned and partially owned holdings include hotels in the US and Canada through its Loews Hotels subsidiary. Its energy holdings include contract oil-drilling operator Diamond Offshore Drilling (which operates roughly 50 offshore oil rigs), interstate natural gas transmission pipeline systems operator Boardwalk Pipelines, and HighMount Exploration & Production (also natural gas)

American Physicians Service Group is a liability insurance writer and provider for medical professionals through its wholly-owned subsidiary American Physicians Insurance Company (API). It insures about 6,400 individual doctors and group practices primarily in Texas, but also in Arkansas and Oklahoma. Approximately 90% of its premiums are written through purchasing groups. About one-fifth of its premiums come from selling directly to policyholders. American Physicians Service Group has agreed to be acquired by ProAssurance for about $230 million.

Unigard Insurance Group has proud roots in the Northwest going back to 1901. The Unigard of today is a super-regional multi-line, property and casualty insurer with corporate headquarters in Bellevue, Wash.Also in Bellevue is a wealth of centralized services, including policy processing for commercial and personal lines, underwriting for all personal and certain commercial accounts and billing services.Unigard markets insurance through licensed independent insurance agencies in approximately 600 locations spanning the states of Arizona, California, Idaho, Montana, Nevada, Oregon, Utah and Washington. Seven branch offices provide local service and authority for commercial underwriting, sales and claims service to agents and policyholders.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

The Variable Annuity Life Insurance Company (VALIC) is anything but boring. The firm is a major provider of group retirement plan services to elementary and high schools, colleges, and hospitals. It provides annuities and life insurance to more than 25,000 client groups (representing some 2 million investors) throughout the US. VALIC is part of AIG American General, the domestic life insurance operations of American International Group. AIG has announced that it will sell all of its domestic life insurance operations, including VALIC.

The mutual insurance company, commonly referred to as Groupama Insurances, offers its members a cooperative sort of structure, which provides ownership benefits, along with the usual insurance products. It offers auto, homeowners, and health care coverage to individuals, as well as commercial property/casualty insurance to small businesses. The leading UK insurer, Groupama Insurances has seven offices throughout the country and sells its wares through brokers and affinity groups. The company is a subsidiary of French financial services group Groupama SA, which was founded in 1840 and has subsidiaries throughout Europe.

ACE USA provides a comprehensive range of property/casualty, risk management, accident, disaster, professional lines, workers' compensation, and health insurance products to individuals and businesses throughout the US. It sells these through licensed insurance brokers. ACE USA has dedicated efforts to tailor its services to four specialized industries: construction, health care, energy, and public entities. It also has an arm dedicated to merger and acquisition underwriting practices.

United Fire & Casualty Company, together with its subsidiaries, engages in writing property, casualty, and life insurance; and selling annuities in the United States. Its commercial insurance product line comprises fire and allied lines, other liability, automobile, workers’ compensation, fidelity and surety, and miscellaneous products. The company’s personal insurance product line includes fire and allied lines, including homeowners; and automobile insurance. Its life insurance products comprise single premium annuities, universal life products, and traditional life products; and term and whole life insurance products. The company markets its products through independent agents. United Fire & Casualty Company was founded in 1946 and is headquartered in Cedar Rapids, Iowa.

Austin Mutual Insurance sells personal and commercial property/casualty insurance. Products include automobile, homeowners, farmowners, and mobile home and other dwellings coverage. Other offerings include businessowners coverage, commercial and personal umbrella liability, and workers' compensation. The company does business in Arizona, Idaho, Minnesota, Montana, Oregon, South Dakota, Utah, Washington, and Wisconsin. Its policies are distributed through a network of independent insurance agents. Austin Mutual Insurance was founded in 1896 as the Farmers United Township Mutual Hail Association of Minnesota to provide crop insurance.

Responding to the hardship faced by many Liverpudlians in the mid 19th century, nine local men decided they could make a difference to people’s lives by forming the Liverpool Lyver Burial Society, which would fund funerals and save families from financial ruin when a wage-earning relative passed away. The society was registered in 1850 and it grew so fast that by 1907 it was called the Royal Liver Friendly Society – the Royal Liver Assurance that exists today – and work had started on our new Royal Liver Building head office at Liverpool’s Pier Head. During the 20th century, Royal Liver Assurance expanded to cover the whole of the United Kingdom and the Republic of Ireland. We continued our mission to protect the poor and provide financial services to people during times of major change.As a friendly society or a ‘mutual’, Royal Liver Assurance is not owned by shareholders but by our members – everyone that takes out a policy. This means our main aim is to operate for the benefit of our members and we are totally committed to putting their interests at the heart of everything we do. Members have the opportunity to be involved in running Royal Liver Assurance through our Delegation – elected representatives of our membership. This echoes our traditional values but today, we look after around 3.5 million policies for almost two million members. We also have more than £3.7 billion pounds in funds and provide a range of financial services to people in the United Kingdom and the Republic of Ireland.

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