Universal Insurance Holdings, Inc., through its subsidiaries, operates as an insurance company. It performs various aspects of insurance underwriting, distribution, and claims processing. The company’s primary product is homeowners’ insurance. As of December 31, 2009, it serviced approximately 531,000 policies with coverage for wind risks and 10,000 policies without wind risks. It markets and distributes its products and services through a network of independent agents. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings was founded in 1990 and is headquartered in Fort Lauderdale, Florida.

Grupo Nacional Provincial has got Mexico covered -- from the insurance standpoint. One of Mexico's largest insurance providers (second to Metlife Mexico), Grupo Nacional Provincial provides accident, life, health, and auto insurance in addition to related financial products. The company sells its products through a national network of more than 5,000 agents operating from about 170 offices. GNP is part of Grupo Bal, along with its sister companies Media Integral GNP, Medica Movil, Credito Afianzador, and Valmex Soluciones Financieras.

MARC my words: If the subject is reinsurance, MARC is ready to talk. Munich American Reassurance Company (MARC) is the US-based life reinsurance subsidiary of global industry giant Munich Re (its sister company Munich Reinsurance America provides property/casualty reinsurance). MARC provides life, annuity, disability, and health reinsurance for insurance companies throughout the US. The company, founded in 1959, writes reinsurance for annuities, credit insurance, and long-term care insurance. It also provides risk management services. Munich American Reassurance Company has offices in Atlanta and Chicago.

The Loews Corporation's main interest is insurance through publicly traded subsidiary CNA Financial, which offers commercial property/casualty coverage. Other wholly owned and partially owned holdings include hotels in the US and Canada through its Loews Hotels subsidiary. Its energy holdings include contract oil-drilling operator Diamond Offshore Drilling (which operates roughly 50 offshore oil rigs), interstate natural gas transmission pipeline systems operator Boardwalk Pipelines, and HighMount Exploration & Production (also natural gas)

The National Insurance and Guarantee Corporation (NIG) is a wholly owned subsidiary of RBS Insurance Group Limited and was originally incorporated 8th October 1894 to provide personal and commercial insurance throughout the UK. NIG was part of the Churchill group of companies acquired by The Royal Bank of Scotland Group on 1st September 2003. NIG sells its products exclusively through independent brokers operating across the UK. Following a strategic review NIG withdrew from the personal lines market in August 2010 focusing its commitment in delivering commercial insurance through exclusive distribution via the broker.

When other insurance carriers reject you, don't cry a river, call one! James River Group writes specialty property/casualty insurance through its two primary operating subsidiaries. James River Insurance offers excess & surplus lines (policies that have been rejected by standard carriers), including general casualty, professional liability, and environmental coverage in 49 states and Washington, DC. Stonewood Insurance provides workers' compensation in North Carolina and Virginia, primarily for homebuilders. The company distributes its products through a network of independent brokers and agents. Private investment firm D. E. Shaw owns James River.

Trying its best to live up to its name (Dai-ichi means "first"), Dai-ichi Life Insurance Company is one of Japan's top insurers. The firm sells individual and group life insurance, annuities, and supplemental medical coverage, as well as individual and group pension products. Dai-ichi Life also provides nonlife insurance products through its partnership with Sompo Japan Insurance, as well as cancer insurance through a partnership with Aflac. Other services include asset management and risk management. Dai-ichi Life sells its products through thousands of sales representatives it calls "Total Life Plan Designers."

Electric Insurance company was established in 1927 to provide worker's compensation benefits exclusively to General Electric employees. In 1996 it added personal lines for GE employees and in 2003 opened its coverage to the general public which now accounts for over half of its policyholders. Electric Insurance underwrites auto, homeowner, renter, and umbrella insurance to more than 130,000 policyholders. It distributes its products directly to consumers online and through independent agencies. The firm still writes commercial insurance policies for General Electric. Electric Insurance is licensed in all US states, Canada, and the EU.

Roderick Earl "Doc" Ross founded Equitable Life & Casualty in 1935; the company has remained family owned and operated since then, with his grandson Earl Roderick "Rod" Ross sitting in the CEO seat today. More and more baby boomers are reaching retirement ages, and this firm is working to ensure that they all have insurance protection. Equitable Life & Casualty provides a variety of life and health insurance products that are targeted towards older Americans. Products include Medicare supplemental plans, whole life insurance, and long-term health care (illness) coverage. The company is licensed in nearly all US states and markets its products through independent agents.

National Guardian Life was founded in 1910. National Guardian Life Insurance wants to protect its customers' financial security to the very end. National Guardian Life (also known as NGL Insurance) is a mutual insurance company specializing in senior life products including pre-need and final expense insurance as well as group dental and vision benefits, and a pharmaceutical discount program. The company is licensed in all US states (except New York) and Washington, DC, and markets its products through independent agencies and funeral directors. Its Settlers Life Insurance subsidiary markets final expense products through agents in more than 25 states.

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