Founded in 1941, Cotton States Life Insurance, through subsidiaries Cotton States Mutual Insurance and Shield Insurance, the company operates in a handful of southeastern states, offering personal lines of property/casualty insurance, such as auto and homeowners coverage, as well as traditional life insurance products. The company sells its insurance products through exclusive agents in Alabama, Georgia, Tennessee, and Florida. Its agents also sell the products of its parent company, national insurance provider COUNTRY Financial, which acquired Cotton States in 2005.