Arbella was founded in 1988 to provide business and personal insurance engineered for the unique challenges of New England life. While our marketplace has changed, our focus on New England customers remains as sharp as ever. Today, Arbella Insurance Group is a financially-strong, customer-focused regional group of property and casualty insurance carriers providing personal and business insurance in Massachusetts and Connecticut and business insurance in Rhode Island and New Hampshire.

Flagstone Reinsurance Holdings Limited, through its subsidiaries, operates as a reinsurance and insurance company worldwide. The company primarily writes property, property catastrophe, and short-tail specialty and casualty reinsurance products; and property insurance products for homes, condominiums, and office buildings in the Caribbean region. It provides property catastrophe reinsurance coverage to a range of insurance companies for claims arising from natural catastrophes, such as hurricanes and earthquakes. The company also provides coverage for claims arising from other natural or man-made catastrophes, such as winter storms, freezes, floods, fires, and tornados, as well as covers various risks, which include aviation, energy, hull and cargo, accident and health, agribusiness, engineering, satellite, space, marine, marine liability, and workers’ compensation catastrophe. It offers its products and services through brokers and reinsurance intermediaries. The company was founded in 2005 and is based in Hamilton, Bermuda.

Car Care Plan is one of the world's leading providers of vehicle warranty, GAP, MOT & other after-sales motoring programmes. We work with major motor manufacturers, franchised and independent dealers and have several major affinity partners. We are the leading provider of vehicle warranties and GAP insurance in the UK working with over 1 million customers annually.

Sometimes you can have too much of a good thing. In the case of health plan information overload, Verisk Health (formerly Urix) can help share some of your burden. The firm provides health care data management, consulting, and analysis for self-insured employers and others. The company utilizes a series of software tools to help clients control health care costs, process claims, and avoid risk. Other clients include insurance providers, managed care groups, government entities, and reinsurance companies. Services include data warehousing, expense forecasting, and actuarial, statistical, and financial analysis. Verisk Health is a division of Insurance Services Office, itself a unit of Verisk Analytics.

Transamerica Life Insurance Company (TLIC) gives its American touch to Dutch insurance giant AEGON's life insurance operations. TLIC, which began operations in 1961, is part of the AEGON USA group of companies. Transamerica Life Insurance Company provides individual and group life insurance and annuities. The Transamerica Life Insurance Company is licensed to provide insurance throughout the US, except for New York and Washington DC which are covered by its sister Transamerica Financial Life Insurance Company. Its products are distributed through agents and brokers, as well as via direct marketing efforts.

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd. They provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. They insure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy.

The leading US personal lines property/casualty company (by premiums), State Farm Mutual Automobile Insurance Company is the #1 provider of auto insurance. It also is the leading home insurer and offers nonmedical health and life insurance through its subsidiary companies. Its products are marketed via some 17,000 agents in the US and Canada. Competition has increased with the fall of barriers between the banking, securities, and insurance industries. State Farm's efforts to diversify include a federal savings bank charter (State Farm Bank) that offers consumer and business loans through its agents and by phone, mail, and the Internet.

One part of the Faraday Group, Faraday Holdings is the parent company of Faraday Underwriting, which in turn is the manager of the Faraday Syndicate 435 at Lloyd's. Funding for the syndicate (to the tune of $575 million in 2004) is provided by another subsidiary, Faraday Capital. Berkshire Hathaway acquired the syndicate in 1999 and Faraday Holdings is now a subsidiary of Berkshire's General Re. The company provides risk management underwriting through three primary teams: property, casualty, and aviation. The Faraday Group also includes Faraday Reinsurance, a separate unit of General Re.

The Loews Corporation's main interest is insurance through publicly traded subsidiary CNA Financial, which offers commercial property/casualty coverage. Other wholly owned and partially owned holdings include hotels in the US and Canada through its Loews Hotels subsidiary. Its energy holdings include contract oil-drilling operator Diamond Offshore Drilling (which operates roughly 50 offshore oil rigs), interstate natural gas transmission pipeline systems operator Boardwalk Pipelines, and HighMount Exploration & Production (also natural gas)

PMA Insurance Group is a premier provider of workers' compensation risk solutions and related commercial insurance products for PMA target clients throughout the United States. For nearly 100 years we've been partnering with clients to assess their risk challenges and design solutions that best meet their unique needs. We measure our success by what we achieve for our clients and bring tangible value to their businesses.

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