Since opening our doors in 1995, MEM has been committed to promoting safe, healthy and injury-free workplaces. Through our WorkSAFE program we’ve put our loss prevention expertise, safety education and training to work for our policyholders. And it’s paid off. More than 80 percent of our 12,000 policyholders are injury-free in a typical year.

BDML Connect (formerly known as Rossborough Insurance Services) offers commercial and personal auto coverage (including property/casualty policies for car manufacturers). It offers pet insurance through its Thornside subsidiary. Another subsidiary, BDML Insurance Solutions, provides insurance brokerage services online as well as niche products such as tenant and travel coverage. BDML Connect also provides business process and insurance administration services to clients that include ASDA and Norwich Union (which has since become part of Aviva). In 2005 Capita Insurance Services Group acquired 100% of the share capital of BDML Connect from its previous owner, BDML Group.

Keystone Insurers Group (KIG) was incorporated in 1983 by four Central Pennsylvania Agencies who joined forces in an increasingly difficult, constricted market. Their number increased with the express purpose of realizing greater opportunities through association than they could realize individually.While preserving the entrepreneurial spirit of the American Independent Insurance Agent, the founders recognized that as a profitable, productive group, they wielded significant bargaining power, were provided greater opportunities, and could offer a wider array of products and services to customers and the communities in which they lived.

MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers in over 60 countries. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia Pacific, Europe and the Middle East.

With one of the world's leading insurers and one of India's leading makers of motorcycles as its investors, Bajaj Allianz knows a thing or two about property insurance. The company is a joint venture between Allianz and Bajaj Auto subsidiary Bajaj Finserv. Bajaj Allianz provides an array of general insurance services via a domestic network of some 200 offices. Its product line includes auto, homeowners, commercial, health, and travel insurance. Automotive insurance comprises the bulk of the company's annual revenue. Since its founding in 2001, Bajaj Allianz has grown to become one of the leading general insurance agencies in the country. Bajaj Auto owns about 75% of the company.

Standard Mutual is an underwriter and provider of a full range of personal and commercial property/casualty insurance products. Its offerings of products and services include standard and preferred automobile coverage; homeowners and renters insurance; farm dwelling, livestock, tenant, and personal property insurance; packaged business owner policies; and workers' compensation coverage. A network of independent agents sells Standard Mutal's products. The company has operations in the US and Canada. Standard Mutual traces its roots back to 1921.

MMA is an established and financially secure UK general insurer. Our parent company MMA IARD Assurances Mutuelles was founded 180 years ago and is part of the Covéa Group; one of the leading property and liability mutuals in France with an annual turnover of €13 billion and assets of €60 billion.The MMA Group has over 3 million customers spending nearly €6 billion in premiums every year. Across Europe, MMA has over 13,000 staff and 2,000 branches.

At Rutherfoord, our first responsibility is to help reduce your potential for loss. That's part of the comprehensive approach we take at Rutherfoord. And it's one of the reasons why we've been awarded our client's loyalty since 1916.On March 16, 2010, Rutherfoord became a Marsh & McLennan Agency LLC company (MMA), which operates independently of parent company Marsh Inc., the world's largest insurance broker. This combination of great companies offers the middle market Rutherfoord's integrity, industry knowledge and best-in-class customer service with a broader array of capabilities and resources through the MMA network.

Operating from more than 300 local offices and focusing on the rural UK market, The National Farmers Union Mutual Insurance Society Limited (or NFU Mutual) provides life and property/casualty coverage. It provides both individual and commercial products and half of its customers are farmers. Lines include homeowners insurance (including coverage for thatched-roof houses), auto insurance, pet and horse insurance, and farm and tractor insurance. Dedicated agents distribute NFU Mutual's insurance products. The company also provides pension and investment products sold through financial consultants. NFU Mutual's roots reach back to 1910, when it was formed to lure local farmers to join the farmers' union.

The mutual insurance company serves 7.7 million member customers, primarily military personnel, military retirees, and their families. Its products and services include property/casualty and life insurance, banking, discount brokerage, and investment management. It offers such specialty products as life insurance for soldiers deployed in war zones and financial planning services to invest hazardous duty pay. USAA relies largely on direct marketing to sell its products, reaching clients via the telephone and Internet. The company's USAA Alliance Services unit provides discount shopping (floral, jewelry, and safety items), and travel and delivery services to its members.

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