Great-West Life & Annuity Insurance is the southern arm of a northern parent. The company, a subsidiary of Canada's Great-West Lifeco and a member of the Power Financial family, represents the Great-West group's primary US operations. It offers life insurance and annuities to individuals and employer groups. Under the Great-West Retirement Services brand, it administers employer-sponsored retirement products including defined-benefit pension and 401(k) plans. Additional Great-West services include investment consulting and fund management. Great-West Life & Annuity markets products through its sales representatives and regional offices, as well as independent brokers.

Born in 1898, Metropolitan Holdings Limited company is one of the largest financial services conglomerates in Africa serving the low- to mid-income markets. Metropolitan Holdings provides life insurance to some 4 million residents in eight nations, including South Africa where it is a leading life insurer. Its life products are distributed directly and through intermediaries and brokers. Metropolitan also offers retirement fund benefits, asset management, and managed health-care administration. Metropolitan Holdings Limited company plans to merge with another South African insurer, FirstRand's Momentum Group, to form MMI Holdings. Metropolitan brings insurance and financial services to those who may not be accustomed to such things.

Founded in the 1830s and one of the oldest continually operating businesses of its kind in the country, Gore Mutual, or "The Gore" as it's known, provides commercial and personal property and casualty insurance to residents of Ontario and British Columbia. (By Canadians for Canadians is the company's tagline.) Coverage is offered for automobiles, homes, businesses, and more. The Gore's products are sold solely by independent insurance brokers. The company also funds the Gore Mutual charitable foundation to provide support to local communities.

Alterra Capital Holdings Limited, through its subsidiaries, provides specialty insurance and reinsurance products for the property and casualty market principally in Bermuda, Ireland, the United States, and the United Kingdom. It offers aviation, excess liability, professional liability, property, general casualty, financial institutions, and accident and health insurance products. The company also provides agriculture, general casualty, aviation, marine and energy, professional liability, medical malpractice, whole account, workers’ compensation, property, annuity, health, and life reinsurance products. Alterra Capital Holdings Limited was formerly known as Max Capital Group and changed its name on 13 May, 2010 as a result of merger with Harbor Point Limited. The company was founded in 1999 and is based in Hamilton, Bermuda.

Hannover Rückversicherung AG, together with its subsidiaries, operates as a reinsurance company worldwide. It offers non-life reinsurance products and services, including property and casualty reinsurance; structured reinsurance; marine and aviation reinsurance; credit and surety reinsurance, as well as reinsurance products for political risks; facultative and catastrophe reinsurance; reinsurance for agricultural risks; and treaty reinsurance, as well as financial reinsurance and specialty insurance. The company also provides life and health reinsurance products and services, such as life, health, annuity, and personal accident reinsurance.

Grupo Nacional Provincial has got Mexico covered -- from the insurance standpoint. One of Mexico's largest insurance providers (second to Metlife Mexico), Grupo Nacional Provincial provides accident, life, health, and auto insurance in addition to related financial products. The company sells its products through a national network of more than 5,000 agents operating from about 170 offices. GNP is part of Grupo Bal, along with its sister companies Media Integral GNP, Medica Movil, Credito Afianzador, and Valmex Soluciones Financieras.

Crum & Forster looks out for the best interests of employers. Through its subsidiaries, the company offers an array of property/casualty insurance products to businesses, including general liability, automobile, property, and workers' compensation coverage. Crum & Forster also offers The Defender, a broad commercial umbrella policy. The company's specialty policies include management protection, crime insurance; it also offers personal auto and homeowners policies. In addition, Crum & Forster provides risk management services. The company's products are sold through some 1,500 independent brokers across the US. Crum & Forster is a subsidiary of Fairfax Financial Holdings.

Risk management issues can force an organization’s focus to shift away from its core business. In today’s world, the threats of a constantly evolving global marketplace are rapidly growing in scope and magnitude. The reality is that risk management concerns build anxiety in companies.Unmanaged risk will blindside, steal resources, diminish profits, and keep skilled managers laboring in areas outside their expertise. It’s a recipe for executive insomnia.

Farm Bureau Insurance of Michigan offers life insurance and commercial and personal property/casualty insurance, including homeowners, farm owners, workers' compensation, and automobile coverage. Its life insurance products include traditional policies and annuities. A subsidiary of the Michigan Farm Bureau, the company also sells Blue Cross and Blue Shield health policies, long-term care insurance, retirement products, and financial planning services. The company was founded in 1949 to serve the farming community and operates exclusively in the state of Michigan. Its subsidiaries, Farm Bureau Mutual, Farm Bureau Life, and Farm Bureau General, have claims offices and over 400 independent agents in the state.

Plymouth Rock Assurance Corporation has provided automobile insurance to New England drivers for nearly 25 years. We are the flagship company of the Plymouth Rock Group of Companies, headquartered in Boston, Massachusetts.Customers consistently choose Plymouth Rock because we provide more than just insurance – we offer the added assurance of great value, ease, and service. Our commitment to delivering more than just insurance has made our agents and policyholders among the most loyal in the industry, and earned us praise from Boston Consumers’ Checkbook. We have also received an "A-/Excellent" rating from the A.M. Best Company, the insurance industry’s premier rating service.

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