Through its collection of regional insurance subsidiaries, Concord Group Insurance provides personal and commercial lines of property/casualty insurance to customers in northern New England. The companies offer personal insurance covering individuals' homes, cars, and RVs, as well as providing umbrella liability coverage. Concord Group's subsidiaries also sell commercial auto insurance and insurance packages for small businesses, including those designed for electricians, plumbers, merchants, and florists. With a history going back to 1928, the company sells through a network of some 300 independent agents.

American Heritage Life Insurance Company (American Heritage Life®) was founded in 1956 in Jacksonville, FL and has expanded to a national presence. The company is licensed to conduct business in 49 states, Puerto Rico, the District of Columbia, Guam, and the U.S. Virgin Islands. In October 1999, American Heritage Life was acquired by The Allstate Corporation and now uses the marketing name of Allstate Workplace Division. All products are underwritten by American Heritage Life, a subsidiary of The Allstate Corporation. Our home office is located in Jacksonville, Florida. More than 31,000 agents are licensed to sell American Heritage Life workplace and direct products. Our portfolio of products currently include universal life, term life, disability income, cancer, accident, heart & stroke, critical illness, hospital indemnity, vision and dental insurance. Workplace products are now offered to more than 20,000 companies.

Co-operative Insurance Society (CIS) has been watching people's backs-- and their assets-- since 1867. The only co-operative insurance company in the UK, CIS offers and manages life, home, and auto insurance, for individuals as well as businesses. Services may be procured either with the assistance of a CIS broker, or, for simplified transactions, through the company Web site. Together with Co-operative Bank, the company is a part of Co-operative Financial Services, which is the finance arm of Co-operative Group, the world's largest co-operative.

Stewart Information Services is happy to have a place in that mountain of papers you sign when buying real estate. The company writes title insurance through its Stewart Title, National Title, and other subsidiaries and distributes policies through more than 8,500 offices and independent agencies in the US and abroad. Unlike most insurance that covers future events or losses, title insurance protects lenders and buyers against past problems with titles. The company also provides real estate information services through its PropertyInfo subsidiary while its Stewart Lender Services offers a variety of mortgage origination process services such as credit reports, property valuations, and tax services.

OdysseyRe is a leading worldwide underwriter of property and casualty treaty and facultative reinsurance, as well as specialty insurance. OdysseyRe operates through its subsidiaries Odyssey America Reinsurance Corporation, Hudson Insurance Company, Hudson Specialty Insurance Company, Newline Underwriting Management Limited, OdysseyRe's managing agent at Lloyd's, Newline Insurance Company Limited, Newline Asia Services Pte. Ltd. and Odyssey America Reinsurance Corporation Escritório de Representação no Brasil Ltda.

Pacific Life & Annuity can turn your wishes into a plan. Along with parent company Pacific Life Insurance, Pacific Life & Annuity (PL&A) offers annuity and life insurance products to individuals and groups. Unlike Pacific Life, however, PL&A is licensed in the state of New York and offers many of its products only in the New York market. In addition to individual life insurance and annuities, PL&A issues structured settlement annuities, which are used to make payments to injured parties in personal injury and workers' compensation cases, and other financial investment products.

ALIC was founded in 1853 as a spinoff of Aetna Insurance Company. After more than 150 years in operation, the company has more than 20,000 group life contracts in force. The parent company's operations are focused on accident and health insurance, while life insurance accounts for about 5% of total earned premiums. Aetna thinks you oughta have some life insurance. As the life insurance subsidiary of health care giant Aetna, Aetna Life Insurance Company (ALIC) offers group life policies and select individual products throughout North America.

The Loews Corporation's main interest is insurance through publicly traded subsidiary CNA Financial, which offers commercial property/casualty coverage. Other wholly owned and partially owned holdings include hotels in the US and Canada through its Loews Hotels subsidiary. Its energy holdings include contract oil-drilling operator Diamond Offshore Drilling (which operates roughly 50 offshore oil rigs), interstate natural gas transmission pipeline systems operator Boardwalk Pipelines, and HighMount Exploration & Production (also natural gas)

Four European mutual companies formed White Mountains Reinsurance Company of America (formerly Folksamerica Reinsurance Company) in 1980. Since then, White Mountains Reinsurance Company of America (“White Mountains Re America”) has employed a focused, forward-looking strategy that has provided a foundation for our growth, strengthened our financial position and established our reputation for quality. In 1996, seeing the need for continued surplus growth, White Mountains Re America attracted the interest of White Mountains Insurance Group, Ltd. (“White Mountains”).

Shenandoah Life is a mutual insurance company with a dedication to protecting lives and promoting community values. We serve our policyholders, our sales representatives and the communities in which we do business. We are committed to cultivating a positive, rewarding work environment, and as a result are able to attract highly skilled employees and sales representatives. Our core values of performance, initiative, customer focus, integrity and interdependence provide direction for our employees and drive our business decisions.

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