ProMutual Group, consisting of primary operating units Medical Professional Mutual Insurance (MPMI), FinCor Holdings, and MPMI's ProSelect Insurance subsidiary, offers medical malpractice coverage to physicians, surgeons, dentists, medical groups, and hospitals in the northeastern, midwestern, and northwestern US. It insures some 22,000 health care practitioners and 500 hospitals under the brands ProMutual and ProSelect, and it provides risk management seminars and other training and compliance tools that help its clients avoid malpractice claims. A network of independent agents market the company's products in nearly 20 states. ProMutual Group was established in 1975.

Insurmark is a Managing General Underwriter working solely with your preferred agent or broker, and solely for financial institutions. Our client base consists of more than a thousand lenders, nationwide. Due to our advanced system architecture, our capacity to service your collateralized properties is unlimited.

Headquartered in Philadelphia, Radian connects lenders, homebuyers, investors and loan servicers using a suite of private mortgage insurance and related risk management products and services. They help promote and preserve the tradition of homeownership while protecting lenders from default-related losses on residential first mortgages. We also facilitate the sale of low-downpayment mortgages in the secondary market. Our commitment to homeownership is built on a foundation of evaluating credit risk; we help clients and investors expertly and prudently manage risk in any market condition. Radia

Lincoln National Corporation, through its subsidiaries, engages in multiple insurance and retirement businesses in the United States. It sells a range of wealth protection, accumulation, and retirement income products and solutions. These products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL, term life insurance, mutual funds, and group life insurance. Lincoln National Corporation also provides employer-sponsored fixed and variable annuities, and mutual fund-based programs; single and survivorship versions of UL and VUL, including corporate-owned UL and VUL, and bank-owned UL and VUL products to small and mid-sized banks and large-sized corporations; and group non-medical insurance products, principally term life, disability, and dental. Lincoln National Corporation distributes its products through a range of intermediaries, including financial advisors, consultants, brokers, banks, wirehouses, planners, third party administrators, and other intermediaries. Lincoln National Corporation was founded in 1904 and is headquartered in Radnor, Pennsylvania.

A company's culture attracts and retains its workforce. We have assembled a diverse and talented team. Our team members provide quality service and a quality product. The staff is proud to be associated with a company who takes pride in maintaining an atmosphere of honesty and integrity; where doors are truly open at all levels of the organization, and discussion and ideas are welcomed.

Euler Hermes Kreditversicherungs helps business owners sleep better at night. The company, which touts itself as the top credit insurer in Germany, offers commercial bonds and guarantees, asset-backed securities, and coverage against bad debt losses and fraud. The firm also offers related commercial services, including risk management, factoring, and debt collection. Euler Hermes Kreditversicherungs, which is a subsidiary of Allianz unit Euler Hermes, traces its roots to the 1917 founding of Hermes Kreditversicherungsbank in Berlin.

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd. They provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. They insure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy.

Assurant's businesses provide a unique variety of products and services that assure opportunity, security and peace of mind for our customers. We provide creditor-placed homeowners insurance; manufactured housing homeowners insurance; debt protection administration; credit insurance; warranties and extended services contracts; individual health and small employer group health insurance; group dental insurance; group disability insurance; group life insurance; and pre-funded funeral insurance. Assurant's strategy is to manage a select portfolio of specialty businesses that are leaders in their markets. Assurant's U.S. headquarters office, located in New York's financial district, provides strategic management and key resources for its U.S. operating companies, including asset management, employee benefits, tax, accounting, legal and communications. Assurant also has offices in Syracuse, New York; West Des Moines, Iowa; and in Woodbury, Minnesota; which provide service support for its operating companies in such areas as information technology, financial and human resources systems management, and New York State policy administration.

Farm Bureau Property & Casualty (formerly Farm Bureau Mutual Insurance) offers property/casualty insurance products, primarily to farmers, ranchers, and agricultural businesses in the Midwest and West. Its lines of coverage include farmowners, homeowners, commercial liability, crop, auto, and disability. Farm Bureau Property & Casualty operates in Arizona, Iowa, Kansas, Minnesota, Nebraska, New Mexico, South Dakota, and Utah. The insurance provider and its sister company, Western Agricultural Insurance, are managed by FBL Financial Group. The company is headed by former Allstate Financial CEO James Hohmann.

Presidential Life Corporation, through its subsidiary, Presidential Life Insurance Company engages in the sale of annuity contracts, life insurance, and accident and health insurance products in the United States. Presidential Life Corporation offers various annuity products, which include single premium annuity, single premium deferred annuities, single premium immediate products, and other annuity products, such as flexible premium annuities and group terminal funding annuities. It also provides life insurance products, such as graded benefit life and simplified issue whole life policies, as well as other life products, including universal life, whole life, and term life products. Further, Presidential Life Corporation offers accident and health insurance policies, including New York statutory disability benefits, which are short-term disability contracts issued to employers of one or more employees in New York State. In addition, Presidential Life Corporation offers ancillary products, which include medical stop loss, group dental insurance, individual impaired risk disability, hospital indemnity products, accident products, and group life insurance products. It distributes its annuity contracts and life insurance policies through independent general agents. Presidential Life Corporation was founded in 1965 and is headquartered in Nyack, New York.

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