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Surety & Title Insurance

Enstar Group Limited

Enstar Group Limited

Enstar Group Limited, through its subsidiaries, acquires and manages insurance and reinsurance companies in run-off. The company settles insurance and reinsurance claims. It also offers management and consultancy, claims inspection, and reinsurance collection services to its affiliates and third-party clients. The company operates in the United States, Bermuda, the United Kingdom, Europe, and Australia. Enstar Group Limited was formerly known as Castlewood Holdings Limited and changed its name to Enstar Group Limited. Enstar Group Limited was founded in 2001 and is based in Hamilton, Bermuda.

Grenville Mutual Insurance Company

Grenville Mutual Insurance Company

Grenville Mutual Insurance Company offers commercial, automotive, and homeowners insurance as well as agri-business insurance (such as for dairy and beef operations) to customers in Eastern Ontario. Property coverage generates more than 50% of revenues at the company, followed by auto insurance (25%). Established in 1892, Grenville Mutual Insurance Company has been doing what it does for more than 100 years. It is run on a not-for-profit basis and 100% owned by policyholders.

State Volunteer Mutual Insurance Company

State Volunteer Mutual Insurance Company

In the mid-1970s, physicians nationwide faced an insurance crisis that threatened their very livelihood. With claims and judgments escalating dramatically, many commercial insurance companies ceased to offer medical professional liability coverage. The practice of medicine was under attack. Something had to be done.

PICO Holdings, Inc.

PICO Holdings, Inc.

PICO Holdings, Inc., together with its subsidiaries, engages in the ownership and development of water resources and water storage operations in the southwestern United States and Europe. It identifies end users, such as water utilities, municipalities, or developers who require water and develops new sources of water for municipal and industrial usage, as well as constructs and develops water storage infrastructure to facilitate the allocation of available water supplies. The company also develops and sells real estate, and water and geothermal rights; and leases properties for grazing and agricultural uses. In addition, it acquires and develops residential lots, primarily in California. Further, PICO Holdings engages in the acquisition and financing of businesses. PICO Holdings, Inc. was founded in 1981 and is based in La Jolla, California.

Fidelity National Financial, Inc.

Fidelity National Financial, Inc.

Fidelity National Financial provides title insurance, escrow, and other services related to real estate transactions. It is now the big dog in the title insurance sector, (the next largest player is First American) and accounts for more than 45% of all title insurance policies in the US. The company operates through underwriters including Fidelity National Title Company, Chicago Title, Ticor Title, Security Union Title, and Alamo Title. It sells its products both directly and through independent agents. Fidelity National Financial's specialty lines include flood and home warranty insurance.

AMERISAFE, Inc.

AMERISAFE, Inc.

AMERISAFE is a specialty provider of Workers' Comp Insurance focused on small to mid-sized employers in hazardous industries. From AMERISAFE humble origins in 1986, AMERISAFE began providing Workers' Comp coverage to employers in the logging industry in a handful of states. AMERISAFE has grown to focus on a wide range of hazardous occupations in more than 30 states. AMERISAFE have demonstrated expertise in underwriting the complex Workers' Comp exposures inherent in our targeted industries: construction, trucking, agriculture, logging and wood products, oil and gas, maritime, aggregates, and manufacturing.

Radian Group Inc.

Radian Group Inc.

Radian Group is glowing from a conflagration of private mortgage insurance claims. Through subsidiaries Radian Guaranty, Amerin Guaranty, and Radian Insurance, Radian Group provides traditional private mortgage insurance coverage to protect lenders from defaults by borrowers who put down a deposit of less than 20% when buying a home. Such coverage provides protection on individual loans and covers unpaid loan principal and delinquent interest. Its pool insurance covers limited exposure on groups of loans. Radian still insures municipal bonds through its financial guaranty business, but is winding down that business. Radian Group's customers include mortgage bankers, commercial banks, and savings institutions.

RAC plc Company

RAC plc Company

RAC is best known for providing roadside assistance for stranded motorists in the UK and also offers the same deal in around 50 European countries. It serves some 7 million customers. In addition, the company provides advice on car buying and car care, sells insurance (including auto, home, travel), offers drivers' training courses, and repairs windshields. RAC is a subsidiary of insurance titan Aviva, which acquired RAC to expand the offerings of the insurer's Norwich Union brand. The RAC name comes from the UK's Royal Automobile Club, which sold its breakdown assistance unit to the company in 1999.

Assurity Life Insurance Company

Assurity Life Insurance Company

Assurity Life, formed when Woodmen Accident, Assurity Life, and Lincoln Direct merged in 2003, provides group and individual life insurance, disability income protection, and annuity products, serving some 420,000 customer accounts nationwide. It also offers various critical-illness policies (which provide lump-sum payouts for a variety of conditions and diseases). A network of independent brokers as well as affiliated sales representatives (worksite distributors) market Assurity Life's products. With roots going back to 1890, Assurity Life is the primary subsidiary of Assurity Security Group.

Baloise-Holding Ltd

Baloise-Holding Ltd

Founded in 1863 as a fire insurance company, Baloise-Holding today is a general insurer that sells such standardized products as group and individual life policies and accident, property, and auto insurance to small firms and individuals. Baloise-Holding company is one of the leading insurers in Switzerland, operating primarily there and in Germany; together the countries account for about 80% of its sales. Through subsidiaries, it also operates in six other nearby countries including Croatia and Serbia. Baloise also provides banking, pension plans, and other financial services through its Baloise Bank SoBa. Baloise-Holding company uses its own sales force as well as partner distributors and independent brokers to sell its wares.

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