Ohio National Financial Services sells its products in 47 states, the District of Columbia, Puerto Rico, and through a subsidiary in Chile. The company distributes its products through independent agents, brokers, and banks. Mutual holding company Ohio National Mutual Holdings owns a majority of the firm's stock. What's round on both ends, "hi" in the middle, and covers millions of people? Ohio National Financial Services! That is the marketing name for Ohio National Life Insurance and Ohio National Life Assurance, which sell individual and group life insurance, disability insurance, pension plans, and annuities. Other products and services include wholesale and retail brokerage and mutual funds.

Protecting from the multitude of dangers lurking in the water, mutual insurer North of England Protecting and Indemnity Association (NEPIA) provides marine liability insurance to some 300 members, including cargo carriers and large tanker owners. NEPIA offers protection and indemnity (P&I) insurance, freight demurrage and defense (FD&D, legal expenses), war risk coverage, and more. The company's operations are run through its wholly owned subsidiary, North Insurance Management Limited (NIML). While NEPIA operates primarily in Europe, it also has customers in Asia, the Middle East, and North America. The company maintains liaison offices in Greece, Singapore, and Hong Kong. It was founded in 1886.

CNP Assurances is France's top personal life insurer. In addition to life insurance and other savings products, it sells health, death and disability, and other personal risk coverage and pensions. CNP sells its products primarily through about 20,000 outlets of La Poste, the French postal service, and La Caisse Nationale des Caisses d'Epargne, the state savings banks; together these two channels account for about 75% of CNP's sales. These partners are also shareholders in the company, together owning about 35%. Another French paragovernmental organization, Caisse des Depots et Consignations, owns 40%.

One of the largest fraternal benefit societies in the US, Modern Woodmen provides annuities and life insurance to more than 750,000 members through some 1,500 agents. The group, founded in 1883, is organized into "camps" (or chapters) that provide social, recreational, and service -- as well as financial -- benefits to members. Founder Joseph Cullen Root chose the society's name to compare pioneering woodmen clearing forests to men using life insurance to remove the financial burdens their families could face upon their deaths. Modern Woodmen offerings also include mutual funds, brokerage, and retirement and educational savings plans.

Allianz ROSNO Life Ltd. was formed in 2004 as a fully-owned subsidiary of ROSNO (one of the largest insurance providers in Russia, whose majority shareholder -- with about 97% of the company -- is Allianz). Since opening, Allianz ROSNO has expanded to more than 40 branch offices throughout the country. Allianz ROSNO Life works to protect the life of the party. The company provides a range of life insurance services and retirement plans including endowment, term fix, term, pension, and annuity insurance products. Allianz ROSNO employs a multichannel strategy of distribution that encompasses banks and brokers. It makes most of its sales to individuals looking for life insurance (about 80%), and the rest to corporate clients.

Roderick Earl "Doc" Ross founded Equitable Life & Casualty in 1935; the company has remained family owned and operated since then, with his grandson Earl Roderick "Rod" Ross sitting in the CEO seat today. More and more baby boomers are reaching retirement ages, and this firm is working to ensure that they all have insurance protection. Equitable Life & Casualty provides a variety of life and health insurance products that are targeted towards older Americans. Products include Medicare supplemental plans, whole life insurance, and long-term health care (illness) coverage. The company is licensed in nearly all US states and markets its products through independent agents.

Penn Treaty American Corporation and its subsidiaries provide long term care insurance in the United States. Its principal products include individual, defined benefit accident, and health insurance policies, which cover long-term care services, including confinement to nursing facilities and assisted living facilities, as well as home healthcare. The company’s policies are primarily designed to provide benefits when the insured is no longer capable of functioning independently. It also sells medicare supplement policies. In addition, Penn Treaty American Corporation also owns insurance agencies that sell senior-market insurance products issued by the company, as well as other insurers. It markets its long-term care insurance products through field marketing organizations. Penn Treaty American Corporation was founded in 1965. It was formerly known as Greater Keystone Investors, Inc. and changed its name to Penn Treaty American Corporation in 1987. Penn Treaty American Corporation is based in Allentown, Pennsylvania.

Eastern Insurance Holdings, Inc., through its subsidiaries, offers workers’ compensation and group benefits insurance and reinsurance products in the United States. Its Workers’ Compensation Insurance segment provides traditional workers’ compensation insurance coverage products, including guaranteed cost policies, policyholder dividend policies, retrospectively-rated policies, large deductible policies, and alternative market products to employers primarily in Pennsylvania, Delaware, North Carolina, Maryland, Indiana, and Virginia. Eastern Insurance Holdings company’s Segregated Portfolio Cell Reinsurance segment provides program design, fronting, claims administration, risk management, segregated portfolio cell rental, investment, and segregated portfolio management services. Its Group Benefits Insurance segment offers group benefits insurance products, such as dental, short-term and long-term disability, vision, and term life insurance products to employer groups primarily in the Mid-Atlantic, Southeast, and Midwest regions of the continental United States. Eastern Insurance Holdings company offers its products through a network of independent insurance producers and general agencies. Eastern Insurance Holdings is headquartered in Lancaster, Pennsylvania.

Quincy Mutual Fire Insurance, along with subsidiary Patrons Oxford Insurance (which operates only in Maine), provides personal and commercial property/casualty coverage to more than 300,000 policyholders throughout New England. Products include auto, homeowners, specialty dwelling, workers' compensation, commercial umbrella, and business owners insurance. The company sells its products through some 500 independent agents in Connecticut, Maine, Massachusetts, New Jersey, New York, and Rhode Island. Quincy Mutual Fire Insurance was founded in 1851.

New York-based NFP opened for business in January 1999. On September 18, 2003 management rang the opening bell at the New York Stock exchange and NFP became a public company (NYSE:NFP). NFP has grown organically and through acquisitions across benefits, insurance and wealth management, and at its premier membership organizations in Austin, Texas. NFP was built to serve corporations and high net worth individuals who value client-focused advice, product choice and assistance in comprehensive financial planning. NFP and its businesses partner with companies and individuals to provide a full range of advisory and brokerage services, helping them preserve their assets, build wealth and prosper over the long term. Backed by NFP’s national scale and resources, our advisors help provide clients innovative, comprehensive benefits, insurance and wealth management solutions.

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