Willis Group Holdings Public Limited Company and its subsidiaries provide a range of insurance and reinsurance broking, and risk management consulting services to clients in various industries, including aerospace, marine, construction, and energy. It operates as an intermediary between its clients and insurance carriers by advising its clients on their risk management requirements, helping clients determine the means of managing risk, and negotiating and placing insurance risk with insurance carriers through its global distribution network.

OM Financial Life Insurance is the flagship insurer in the Old Mutual Financial Network (OMFN), which makes up the US life insurance and annuity operations of London-based Old Mutual. Formerly known as Fidelity and Guaranty Life Insurance, the company sells life insurance through a group of master general agents with operations in 49 states and Washington, DC. In the Empire State, though, the company's products are offered through subsidiary OM Financial Life Insurance Company of New York. Its Old Mutual Financial Network Securities subsidiary provides variable annuity products.

Farmers Mutual Insurance Company of Nebraska is an established provider of insurance in the Midwest. The company provides personal property/casualty insurance to customers in Nebraska and, since 1998, South Dakota. Its products include auto, homeowners, farmowners, and umbrella insurance coverage. It also offers several other types of specialty dwelling and vehicle insurance (such as policies that cover RVs). With roots reaching back to 1891, Farmers Mutual Insurance Company of Nebraska sells its products through a network of some 1,500 independent agents.

Union Mutual Fire Insurance Company writes property/casualty insurance for individual and small to midsized business clients throughout New England and upstate New York. Union Mutual Fire Insurance, its New England Guaranty Insurance subsidiary, and its Eastern Mutual Insurance affiliate together operate as Union Mutual of Vermont Companies. Policy lines include automobile, homeowners, marine, business owners, and workers' compensation. All products are sold through a network of independent agencies. Union Mutual Fire Insurance, a mutual insurance company owned by its shareholders, has a history dating back to 1874.

OdysseyRe is a leading worldwide underwriter of property and casualty treaty and facultative reinsurance, as well as specialty insurance. OdysseyRe operates through its subsidiaries Odyssey America Reinsurance Corporation, Hudson Insurance Company, Hudson Specialty Insurance Company, Newline Underwriting Management Limited, OdysseyRe's managing agent at Lloyd's, Newline Insurance Company Limited, Newline Asia Services Pte. Ltd. and Odyssey America Reinsurance Corporation Escritório de Representação no Brasil Ltda.

Personal Group Holdings may seem like an oxymoron to some, but not to these folks. Established in 1984, Personal Group Holdings provides employee benefits administration, insurance brokerage services, mortgage services, and financial planning through subsidiaries such as Personal Insurance & Reinsurance Brokers, Personal Group Benefits, Personal Assurance, and Personal Assurance Financial Services. Clients include Game Stores, Universal Music, and Marston's. In 2005 Personal Group Holdings bought Berkeley Morgan Group, an insurance and finance advising company.

In March 1917, Ford introduced the Model TT truck just in time for Wolverine Mutual to insure it. Inspired by the new horseless carriages rattling across American roads, E. Bruce Laing and his friends Charles Heddon, Clare F. Pugsley, W.E. Sweet, and Dr. N. Bonine established an insurance company to serve new automobile owners. Riding the automobile's growth in the Roaring '20s, then enduring the economic woes of the Great Depression and World War II, Wolverine Mutual outgrew its original Front Street offices and moved to a large historic home on Main Street in Dowagiac.

Young drivers in hot hatches make up the favorite fleet of UK car insurer Admiral Group, which targets young people, drivers of performance cars, and city dwellers -- those who typically pay higher-than-average premiums. Admiral Group uses a direct-to-consumer business model, selling policies online under a number of brand names including its largest, Admiral (aimed at youngsters and urbanites); Bell (low-risk drivers); Diamond (young women); and Elephant (online only for bargain hunters). This section provides you with information about the history of the Admiral Group, our company culture, our charity partnerships and how we support the communities in which we are based.

Insurance holding company Bancinsurance Corporation underwrites niche insurance products through its subsidiary Ohio Indemnity Company. Operating throughout the US, it provides coverage to protect auto dealers, banks, and other lenders by insuring collateralized personal property against damage and theft. It also bonds employers that elect not to pay unemployment taxes and provides waste management coverage. Policies are sold directly to lenders through subsidiary Ultimate Services Agency; Bancinsurance also sells insurance through independent agents. CEO John Sokol (son of founder Si Sokol) and his family own a controlling stake in the firm and plan to take the company private.

Delta Lloyd is majority-owned (57%) by Aviva, the UK's largest insurance company. Delta Lloyd divides its energies between providing insurance and financial services. The company provides life, health, and other types of insurance, as well as pension, asset management, and banking products and services, to customers in the Netherlands, Belgium, and Germany. Delta Lloyd's operating subsidiaries include Delta Lloyd Insurance, OHRA Insurance, ABN AMRO Insurance, Delta Lloyd Asset Management, Delta Lloyd Banking, and others. Its products are sold through independent insurance brokers and affiliated financial service providers.

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