A subsidiary of Allianz, Mondial Assistance Group primarily sells travel insurance for individuals and business in partnership with travel agents, brokers, tour operators, and online travel companies worldwide. Mondial's standard offerings include protection for lost or stolen luggage, medical coverage, vehicle repair during travel, and trip cancelation protection. The company also offers a variety of complementary services such as reservation, rental, and property care assistance.

Hilltop Holdings Inc., through its subsidiary, NLASCO, Inc., operates as property and casualty insurance company in the United States. The company’s personal line products include homeowners, dwelling fire, manufactured home, flood, and vacant policies. Its commercial line products comprise commercial, builders risk, builders risk renovation, sports liability, and inland marine policies. Hilltop Holdings Inc. distributes its insurance products through a network of independent agents and managing general agents. The company was formerly known as Affordable Residential Communities Inc. and changed its name to Hilltop Holdings Inc. in July 2007. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas.

Since our founding in 1866, Hartford Steam Boiler has had a culture that values technical expertise. Our engineering knowledge and experience enables us to understand the causes for loss. We then recommend risk management and loss prevention solutions that help our customers reduce their losses and improve their underwriting results.Hartford Steam Boiler (HSB) is headquartered in Hartford, Conn. We serve businesses, industries and institutions worldwide.Review HSB At-a-Glance for an overview of Hartford Steam Boiler's capabilities. HSB Group, Inc., the parent company of The Hartford Steam Boiler Inspection and Insurance Company, was acquired by Munich Re on April 1, 2009.

Syncora Holdings Ltd., through its subsidiary, Syncora Guarantee Inc., provides financial guarantee insurance to debt issuers worldwide. It guarantees US municipal bonds; asset-backed securities; debt backed by utilities and selected infrastructure projects; specialized risks, including future flow securitizations and bank deposit insurance; and collateralized debt obligations. The company, formerly known as Security Capital Assurance Ltd., is headquartered in Hamilton, Bermuda. Syncora Holdings Ltd. is a subsidiary of XL Capital Ltd.

Zurich in North America is a part of Zurich Financial Services Group (Zurich), an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Founded in 1872, the Group is headquartered in Zurich, Switzerland and employs approximately 60,000 people serving customers in more than 180 countries, including more than 9,500 employees in North America.

Balboa Insurance Group has been helping lenders for more than 60 years by providing industry-leading risk management and loss mitigation solutions to financial institutions in the mortgage and auto finance industries. Balboa Insurance Group is a part of a Fortune 500 diversified financial services organization, that is financially sound and strong. The company's affliated underwriters include Balboa Insurance Company, Meritplan Insurance Company, Newport E&S Insurance Company, Newport Insurance Company, Balboa Life Insurance Company and Balboa Life Insurance Company of New York.

Founded in 1911 in the Caribbean basin, the company also provides voluntary and employer-paid worksite benefit programs. Along with its regular coverage to middle-income customers, the company also offers dollar-denominated life insurance in Latin America for wealthy individuals. It is licensed in 42 states and in the District of Columbia and Puerto Rico. Pan-American Life reorganized as a mutual holding company in 2006. Pan-American spans the Americas with its insurance offerings. The company sells such products as individual and group life insurance, disability insurance, and investment products in the US, Puerto Rico, and its main focus of six Latin American countries.

FHM Insurance Company was formed in 1954 and is one of the oldest and most experienced workers’ compensation companies in the Southeast. FHM is dedicated to delivering the highest quality of service through a philosophy of “A Policy To Do More.” FHM leads the industry in delivering the “lowest ultimate cost” in workers’ compensation through cutting-edge cost containment, loss control, fraud and safety programs. FHM’s strong financial position has resulted in 100% payment of dividends since 1954.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

Hansard, which traces its roots back to 1970, went public in 2006. Hansard Global wants investors around the globe to live a long life and prosper while they're doing it. As a life insurance company, Hansard provides life insurance products and financial services to European and international high-net worth investors. From its base in the tax-friendly Isle of Man, the company operates in more than 170 countries. Its financial services products, which are offered in conjunction with its life insurance products, include managed funds (similar to broad-based mutual funds), as well as equity, fixed-rate, and deposit funds. It distributes its products through hundreds of independent intermediaries.

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