Protecting from the multitude of dangers lurking in the water, mutual insurer North of England Protecting and Indemnity Association (NEPIA) provides marine liability insurance to some 300 members, including cargo carriers and large tanker owners. NEPIA offers protection and indemnity (P&I) insurance, freight demurrage and defense (FD&D, legal expenses), war risk coverage, and more. The company's operations are run through its wholly owned subsidiary, North Insurance Management Limited (NIML). While NEPIA operates primarily in Europe, it also has customers in Asia, the Middle East, and North America. The company maintains liaison offices in Greece, Singapore, and Hong Kong. It was founded in 1886.

Through subsidiaries in Asia, Europe, and North and South America, PartnerRe Ltd writes treaty (groups of risks) and facultative (individual risks) reinsurance for such primary coverage as property, casualty, and life insurance, as well as catastrophe, energy, marine, and other specialty insurance. PartnerRe was one of several pure-catastrophe reinsurers founded in the tax haven of Bermuda after Hurricane Andrew made reinsurance glamorous. The company provides services for customers in more than 150 countries. PartnerRe operates from about 20 offices around the globe.

Liberty International Underwriters (LIU)™, a division of Liberty Mutual Group, was formed in 1999 as a global specialty lines business with an emphasis on niche insurance products distributed through the independent broker network.With offices in Atlanta, Boston, Chicago, Dallas, Houston, Los Angeles, New York, Miami, San Juan, Seattle, San Francisco, Toronto, Calgary, Montreal, Vancouver, Dublin, London, Bristol, Manchester, Paris, Madrid, Cologne, Dubai, Zurich, Amsterdam, Hong Kong, Brisbane, Melbourne, Sydney and Singapore, LIU is a major focal point for specialized coverage of complex risks for Liberty Mutual.

Americo Life sells insurance to cover American lives. The holding company sells life insurance and annuities to individuals, families, and groups, mainly through its Americo Financial Life and Annuity Insurance unit. Americo Life companies also offer insurance policies that cover funeral expenses and mortgages. Policies are distributed through 15,000 independent agents nationwide to about 850,000 policyholders. The firm is a wholly owned subsidiary of Financial Holding Corporation, which the family of chairman Michael Merriman controls. Other Financial Holding business interests include real estate ventures in the Southeast and a 50% stake in Argus Health Systems, a processor of prescription drug claims.

Peerless Insurance, headquartered in Keene, NH, provides small business insurance products and services for business owners like you. We believe that buying insurance is one of the most important decisions you’ll need to make for your business. That’s why we only sell our insurance through independent insurance agents—they are experts who will provide you with all the information you need to make the best decision for your operation.

Once a global provider of insurance and reinsurance products and services, Alea Group faced a tough year in 2005 from which it never recovered. With catastrophes such as Hurricanes Katrina and Rita in the US and flooding in Europe greatly affecting the company, Alea decided to stop offering new property/casualty policies and divest strategic operations. Its businesses in Bermuda, the US, and Europe are either in runoff or are being sold.

Farmers Mutual Insurance Company of Nebraska is an established provider of insurance in the Midwest. The company provides personal property/casualty insurance to customers in Nebraska and, since 1998, South Dakota. Its products include auto, homeowners, farmowners, and umbrella insurance coverage. It also offers several other types of specialty dwelling and vehicle insurance (such as policies that cover RVs). With roots reaching back to 1891, Farmers Mutual Insurance Company of Nebraska sells its products through a network of some 1,500 independent agents.

Four European mutual companies formed White Mountains Reinsurance Company of America (formerly Folksamerica Reinsurance Company) in 1980. Since then, White Mountains Reinsurance Company of America (“White Mountains Re America”) has employed a focused, forward-looking strategy that has provided a foundation for our growth, strengthened our financial position and established our reputation for quality. In 1996, seeing the need for continued surplus growth, White Mountains Re America attracted the interest of White Mountains Insurance Group, Ltd. (“White Mountains”).

The National Motorcycle Dealers Association (NMDA), MBA's subsidiary, was created to provide to the large existing network of motorcycle dealerships, manufacturers and associated industry businesses in the U.S. and Canada an integrated platform of programs to deliver insurance, finance and business solutions backed by nationally recognized vendors.MBA's experience in the insurance field plus the company's existing operations infrastructure have provided the network and tools to build the NMDA rapidly from its formation in early fall 2004. Partners and program members of the NMDA already include GEICO, Aon, Aegon, Zurich, the Van Tuyl Group and many additional service providers.

In 1983, Frank and Louise Hagerty realized that appropriate insurance coverage for their collector wooden boats didn't exist. So — armed with years of general-lines insurance experience — the Hagerty's launched a revolutionary agreed value policy for collector boats. Within a few years, half of the vintage boat owners in the country were Hagerty clients. In 1991, Hagerty created a similar product for collector cars. And in 1995 two of Frank and Louise's three children, Kim and McKeel, came home to run the family business - despite their vows to never make a career of insurance! Together they've overseen the company's tremendous growth, which has been supported by a great product, exceptional client service, cutting-edge technology, creative marketing and, of course, intelligent, forward-thinking and hard-working employees. In 25 years, Hagerty has grown from a small agency headquartered in the Hagerty family basement to the leading provider of collector car and boat insurance in the world.

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