St. Andrew's Group helps folks get out of the trap of credit difficulties, while at the same time protecting creditors from potential losses. Part of the Lloyds Banking Group family of companies, the St. Andrew's Group provides creditor insurance products covering a wide range of risks to businesses throughout the UK including accident, illness, and unemployment. The company operates through the various St. Andrew's Insurance companies, which offer consumer products through partnerships with clients such as consumer and commercial lenders, utility companies, and other insurers. Services include products pricing and support, claims management, third party administration, and coverage for policyholders.