New Jersey Manufacturers Insurance Company began in 1913, founded by factory owners who wanted to purchase insurance from a reliable, local, safety-oriented carrier. The Company has worked steadily ever since to build a reputation for efficiency, integrity and superior service.NJM writes coverage directly for consumers without the expense of agents' commissions, and operates in a mutual fashion exclusively for policyholders. Approximately $4.9 billion have been paid to policyholders as dividends since 1918.

Southern California home buyers aren't the only ones who can partake of Orange Coast Title's (OCT) services. OCT and its subsidiaries provide commercial and consumer title insurance and closing services to homebuyers and lenders in more than 40 states from dozens of offices located mostly in the West, though the company does have offices in Pennsylvania and Texas. Its operating subsidiaries include California Title Company, Advantage Title, Equity Title, and First Centennial Title. OCT's Lender Services division, headed by subsidiary National Asset Management Group, offers foreclosure processing, appraisals, and other services nationwide. Chairman and CEO John Marconi founded Orange Coast Title in 1974.

Torchmark Corporation, through its subsidiaries, provides individual life and supplemental health insurance products, and annuities to middle income households. It offers various life insurance products, including traditional and interest sensitive whole-life insurance, term life insurance, and other life insurance. Torchmark Corporation also provides various health insurance products, including juvenile and senior life coverage; medicare supplement; supplemental limited-benefit health insurance products that include hospital/surgical plans, cancer, and accident plans sold to individuals under age 65; and medicare supplement and medicare part D prescription drug insurance. In addition, it offers a range of annuity products comprising single-premium deferred annuities and flexible-premium deferred annuities. Torchmark Corporation sells its products through direct response, exclusive agents, and independent agents in the United States, Canada, and New Zealand. Torchmark Corporation was founded in 1900 and is based in McKinney, Texas.

In the consolidating European insurance industry, Aviva is a lively player. As the top insurance provider in the UK and a leading insurance firm worldwide, Aviva offers both life and general insurance. Its long-term savings segment focuses on life insurance, pensions, unit trusts, and other products; its general insurance segment includes the stuff which is called "non-life" or "property/casualty" elsewhere: home, auto, and fire coverage. Its Aviva Investors arm provides asset management globally. In the UK it also offers private medical insurance through employers. While most of the company's businesses operate under the Aviva banner, it also operates local businesses under other brands, including RAC.

Texas Municipal League Intergovernmental Risk Pool (TML Risk Pool) provides local governments, airport authorities, hospital districts, and other political subdivisions with workers' compensation, property, specialty, and liability insurance coverage. Its loss prevention division provides training resources on topics from chemical handling to playgrounds inspection. Established in 1974, TML Risk Pool has more than 2,500 members.

Title provides real estate title insurance and escrow closing services for residential and commercial property transactions. The company operates offices throughout the US. Along with the basic title insurance and escrow services, the company also offers other title-related services. The company was a subsidiary of LandAmerica Financial Group from 2003 until 2008 when it was sold to Fidelity National Financial. It now operates alongside Fidelity National's other title operations.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

Republic Mortgage Insurance Company protects lenders across the United States from losses due to defaults on first mortgages for single-family residential properties. Since our beginning in 1972, customers have been our top priority. All of us at RMIC strongly believe in providing mortgage insurance services supported by outstanding customer service with a personal touch. RMIC has more than 2,000 active customers, which is a testament to the quality of our services, product depth and commitment to our partners. The company is managed by the Office of the Chief Executive Officer (OCEO), led by Chris Nard as President and CEO together with several other senior executives combining multiple professional disciplines.

Risk management issues can force an organization’s focus to shift away from its core business. In today’s world, the threats of a constantly evolving global marketplace are rapidly growing in scope and magnitude. The reality is that risk management concerns build anxiety in companies.Unmanaged risk will blindside, steal resources, diminish profits, and keep skilled managers laboring in areas outside their expertise. It’s a recipe for executive insomnia.

Car Care Plan is one of the world's leading providers of vehicle warranty, GAP, MOT & other after-sales motoring programmes. We work with major motor manufacturers, franchised and independent dealers and have several major affinity partners. We are the leading provider of vehicle warranties and GAP insurance in the UK working with over 1 million customers annually.

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