
Welcome to Aviva Risk Management Solutions, the specialist division of Aviva. We're dedicated to helping UK businesses manage their risks in an effective way.They have a team of over 150 people who support thousands of businesses every year. Whether it's surveys for our insurance customers, our consultancy services or our ISO 9001:2008 accredited training courses we're here to help on you on any aspect of risk management.

Tenet Insurance Company sells a range of business and individual insurance products, including home, liability, vehicle, travel, and medical insurance. The company's business packages provide comprehensive coverage catered to the food and beverage, retail, and light industrial industries. Tenet sells its products through in-house agents to individuals and small to midsized businesses. Other lines include coverage for domestic helpers and overseas coverage for students. Formerly owned by Singapore investment firm Hwa Hong, Tenet Insurance was acquired by Japanese insurance company.

Marrs Maddocks & Associates is an independent insurance agency with over 300 years of combined experience. Since our inception in 1991, we have grown to be a top 10 agency in premium volume in San Diego. Our size and experience allows us to represent all major carriers so that we can provide our customers with the best combination of coverage at the lowest possible cost. Additionally, our controlled growth has allowed us to remain at a size where we can effectively manage our business so that the needs of our customers always come first.

Southern Farm Bureau Casualty Insurance provides property/casualty insurance in the southern US. The company's products are sold through regional offices and a network of some 2,000 independent contractor agents. Its Farm Bureau Tech training facility offers courses in claims, underwriting, and related insurance areas. The company operates in Arkansas, Colorado, Florida, Louisiana, Mississippi, and South Carolina. Southern Farm Bureau Casualty was established as an automobile insurance provider in 1947 by four state Farm Bureaus.

The mutual insurance company serves 7.7 million member customers, primarily military personnel, military retirees, and their families. Its products and services include property/casualty and life insurance, banking, discount brokerage, and investment management. It offers such specialty products as life insurance for soldiers deployed in war zones and financial planning services to invest hazardous duty pay. USAA relies largely on direct marketing to sell its products, reaching clients via the telephone and Internet. The company's USAA Alliance Services unit provides discount shopping (floral, jewelry, and safety items), and travel and delivery services to its members.

Protective Life Corporation and its subsidiaries engage in the production, distribution, and administration of insurance and investment products in the United States. It operates in five segments: Life Marketing, Acquisitions, Annuities, Stable Value Products, and Asset Protection. The Life Marketing segment markets level premium term insurance, universal life, variable universal life, and bank owned life insurance products through various distribution channels, as well as a network of independent personal producing general agents. The Acquisitions segment focuses on acquiring, converting, and servicing life insurance policies and annuity products sold to individuals, which are acquired from other companies. The Annuities segment markets, supports, and sells fixed and variable annuity products through broker-dealers, financial institutions, and independent agents and brokers. Its fixed annuities include modified guaranteed annuities, single premium deferred annuities, single premium immediate annuities, and equity indexed annuities; and variable annuities offer the opportunity to the policyholder to invest in various investment accounts. The Stable Value Products segment sells guaranteed funding agreements to special purpose entities, as well as markets fixed and floating rate funding agreements directly to the trustees of municipal bond proceeds, institutional investors, bank trust departments, and money market funds. It also markets guaranteed investment contracts and other qualified retirement savings plans. The Asset Protection segment primarily markets extended service contracts and credit life and disability insurance to protect consumers investments in automobiles, watercraft, and recreational vehicles; and markets a guaranteed asset protection product. It markets its products through a network of approximately 3,750 automobile, marine, and recreational vehicle dealers. Protective Life Corporation was founded in 1907 and is headquartered in Birmingham, Alabama.

The Economical Insurance Company is one of the last mutuals left in Canada. Founded in 1871, the company provides property and casualty policies to individuals and businesses from more than 15 offices in six Canadian provinces. Consumer policies include auto, home, property, and liability insurance; business lines include manufacturers, commercial liability, and farm insurance. The company operates as a group of member companies, one of which, Missisquoi Insurance, has been in operation since 1835. Group member The Mattei Companies underwrites commercial insurance in the US. The company distributes its products through some 900 independent insurance brokers.

Insurance holding company Bancinsurance Corporation underwrites niche insurance products through its subsidiary Ohio Indemnity Company. Operating throughout the US, it provides coverage to protect auto dealers, banks, and other lenders by insuring collateralized personal property against damage and theft. It also bonds employers that elect not to pay unemployment taxes and provides waste management coverage. Policies are sold directly to lenders through subsidiary Ultimate Services Agency; Bancinsurance also sells insurance through independent agents. CEO John Sokol (son of founder Si Sokol) and his family own a controlling stake in the firm and plan to take the company private.

Great-West Life Assurance's two major subsidiaries, Canada Life and London Life Insurance, provide individual insurance and wealth-management products in Canada, Germany, Ireland, and the UK. Great-West writes policies for the Great White North and beyond. Holding company Great-West Lifeco, majority-owned by Power Financial, is one of Canada's largest insurance organizations, but its reach extends to the US and to Europe. Through subsidiaries (including Great-West Life Assurance in Canada and Great-West Life & Annuity in the US), the company offers a range of individual and group life and health insurance, retirement savings and investment products, reinsurance, and services to financial institutions.

Pojistovna Ceska sporitelny (PCS) may be daunting, but its product offering is easily whittled into one word: insurance. Originally founded as a business insurer, the company is one of the largest life insurance providers in the Czech Republic. Austria-based Erste Bank, which acquired PCS in 2000, owns the company through savings bank Ceska sporitelna (acquired in the same transaction) and Sparkassen Versicherung. PCS divested its non-life insurance business in 2004. In 2008 Erste Bank announced plans to sell its remaining insurance operations, including PCS, to Vienna Insurance Group.
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