West Bend Mutual helps protect the property and other assets for its members in nine midwestern states. The company provides personal and commercial property/casualty insurance, including auto, homeowners, workers' compensation, and umbrella coverage. Its National Specialty Insurance (NSI) division offers specialty policies for businesses including child care centers, tanning parlors, not-for-profit organizations, and athletic leagues. Some 700 independent agencies sell the company's products. West Bend Mutual was founded in 1894.

The its founding nearly a half century ago, Republic Indemnity has served the workers' compensation needs of small and medium-sized businesses in California and the western United States. That has always been our sole focus and remains so today. There customers have justifiably come to rely on our knowledgeable professionals, who combine responsive service to policyholders with innovation in developing customized programs. For its many satisfied customers, Republic Indemnity provides the peace of mind they need and they deserve.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

Allianz ROSNO Life Ltd. was formed in 2004 as a fully-owned subsidiary of ROSNO (one of the largest insurance providers in Russia, whose majority shareholder -- with about 97% of the company -- is Allianz). Since opening, Allianz ROSNO has expanded to more than 40 branch offices throughout the country. Allianz ROSNO Life works to protect the life of the party. The company provides a range of life insurance services and retirement plans including endowment, term fix, term, pension, and annuity insurance products. Allianz ROSNO employs a multichannel strategy of distribution that encompasses banks and brokers. It makes most of its sales to individuals looking for life insurance (about 80%), and the rest to corporate clients.

eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.

Delta Lloyd is majority-owned (57%) by Aviva, the UK's largest insurance company. Delta Lloyd divides its energies between providing insurance and financial services. The company provides life, health, and other types of insurance, as well as pension, asset management, and banking products and services, to customers in the Netherlands, Belgium, and Germany. Delta Lloyd's operating subsidiaries include Delta Lloyd Insurance, OHRA Insurance, ABN AMRO Insurance, Delta Lloyd Asset Management, Delta Lloyd Banking, and others. Its products are sold through independent insurance brokers and affiliated financial service providers.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

In the consolidating European insurance industry, Aviva is a lively player. As the top insurance provider in the UK and a leading insurance firm worldwide, Aviva offers both life and general insurance. Its long-term savings segment focuses on life insurance, pensions, unit trusts, and other products; its general insurance segment includes the stuff which is called "non-life" or "property/casualty" elsewhere: home, auto, and fire coverage. Its Aviva Investors arm provides asset management globally. In the UK it also offers private medical insurance through employers. While most of the company's businesses operate under the Aviva banner, it also operates local businesses under other brands, including RAC.

North Pointe Holdings Corporation Insurance is based on promises. It is a relationship that is built with trust as its foundation and satisfaction as its cornerstone. With our base firmly rooted in these principles, the management and employees of North Pointe Insurance Company confidently support our Company's Mission Statement.

Boston Mutual has remained a mutual company since it was founded in 1891. What Boston Mutual knows about life insurance amounts to a whole lot more than a hill of beans. The company sells traditional group and individual life insurance, as well as disability and supplemental accident and illness coverage. The company distributes its products to individuals through its in-house General Agencies division, while its Group and Worksite Divisions distribute to employers. Additional products include employee assistance programs and voluntary supplemental insurance products.

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