Assurant's businesses provide a unique variety of products and services that assure opportunity, security and peace of mind for our customers. We provide creditor-placed homeowners insurance; manufactured housing homeowners insurance; debt protection administration; credit insurance; warranties and extended services contracts; individual health and small employer group health insurance; group dental insurance; group disability insurance; group life insurance; and pre-funded funeral insurance. Assurant's strategy is to manage a select portfolio of specialty businesses that are leaders in their markets. Assurant's U.S. headquarters office, located in New York's financial district, provides strategic management and key resources for its U.S. operating companies, including asset management, employee benefits, tax, accounting, legal and communications. Assurant also has offices in Syracuse, New York; West Des Moines, Iowa; and in Woodbury, Minnesota; which provide service support for its operating companies in such areas as information technology, financial and human resources systems management, and New York State policy administration.

Life Equity LLC has earned national recognition as a leader in the life settlement segment of the life insurance industry. Founded in 2000 with a vision to bring good business practices to the developing life settlement industry, Life Equity has achieved its goal by operating with the highest professional, legal, and ethical standards. We strive to provide an unsurpassed financial service to our internationally reputable institutional investors by using a comprehensive data analysis approach to assess the value of each investment. At Life Equity we raise the bar and set the standards in the life settlement industr

The senior managers conceived AIX's innovative concept and mission in the summer of 2004. Combining a deep knowledge of marketing, finance and operations with 15 decades of insurance program expertise, the founder fashioned a state-of-the-art organization focused on a very specialized niche within the insurance industry.AIX soon became a magnet for exceptional underwriters, drawing talent (with a minimum of a decade of experience) from well-known underwriting companies such as General Re, Swiss Re, Employers Re, Discover Re, Chubb and Fireman's Fund.

CNP Assurances is France's top personal life insurer. In addition to life insurance and other savings products, it sells health, death and disability, and other personal risk coverage and pensions. CNP sells its products primarily through about 20,000 outlets of La Poste, the French postal service, and La Caisse Nationale des Caisses d'Epargne, the state savings banks; together these two channels account for about 75% of CNP's sales. These partners are also shareholders in the company, together owning about 35%. Another French paragovernmental organization, Caisse des Depots et Consignations, owns 40%.

American Farmers & Ranchers Mutual Insurance wanted to become more inclusive, hence its change from the former company name, Oklahoma Farmers Union Mutual Insurance. The company offers personal property/casualty and life insurance coverage including homeowners, farm liability, and automobile in the southern and western US. It also sells commercial insurance tailored for small businesses. Despite the name change, the company still primarily serves customers in Oklahoma. Some 200 agencies throughout the state sell American Farmers & Ranchers Mutual's products. The insurance company was founded in 1905.

Rockhill Holding company covers risks not covered by the standard market. It writes specialty property and casualty commercial policies through its subsidiaries, Rockhill Insurance and Plaza Insurance. It focuses on six excess and surplus areas: professional liability, umbrella, general liability for residential construction, wind, primary property, and excess property. Policies are written in most US states. The company's RTW, Inc. subsidiary offers workers compensation and absence management services to employers. Rockhill Holding is owned by State Automobile Mutual Insurance Company.

Kyobo Life Insurance Co., Ltd. was founded in 1958 by Shin Yong-Ho, father of CEO Shin Chang-Jae. The Kyobo Group conglomerate (or "chaebol)" operates under a common management structure in a variety of sectors including real estate, investment banking, and a bookstore. Kyobo Life Insurance is one of South Korea's top life insurance firms. The company provides life insurance and asset management products to more than 10 million customers. Its offerings include traditional life, health and disability, and retirement and pension products for individuals and businesses. Products are distributed through financial planning agents. Kyobo Life also offers personal-use and mortgage loans, and it has some international operations.

Universal Insurance Holdings, Inc., through its subsidiaries, operates as an insurance company. It performs various aspects of insurance underwriting, distribution, and claims processing. The company’s primary product is homeowners’ insurance. As of December 31, 2009, it serviced approximately 531,000 policies with coverage for wind risks and 10,000 policies without wind risks. It markets and distributes its products and services through a network of independent agents. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings was founded in 1990 and is headquartered in Fort Lauderdale, Florida.

Allianz Worldwide Care is there for travelers feeling under the weather in exotic climes. The subsidiary of Allianz provides health insurance for expatriates and their dependents throughout the world. Operating 24-hour help-lines in English, French, German, Italian, and Spanish, Allianz Worldwide Care provides emergency medical assistance and direct settlement with health care providers for inpatient treatment. The company also helps clients locate the nearest hospital and specialist. For those who need to be abroad temporarily, Allianz Worldwide Care provides health-insurance plans lasting between 90 and 300 days.

Zenith National Insurance Corp. is an indirect wholly-owned subsidiary of Fairfax Financial Holdings Limited. Zenith National Insurance Corp. is the holding company for Zenith Insurance Company and its subsidiaries, including ZNAT Insurance Company ("Zenith"). Zenith is primarily engaged nationally in the workers' compensation insurance business. Zenith conducts business in 45 states and the District of Columbia through independent agencies.

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