MGIC (www.mgic.com), the principal subsidiary of MGIC Investment Corporation, is the founder and leader of the private mortgage insurance industry, serving more than 3,300 lenders with locations across the country and Puerto Rico. MGIC provides a critical component of our country's residential mortgage finance system, protecting mortgage investors from credit losses. Mortgage insurance from MGIC also benefits consumers by helping them achieve homeownership sooner with low-down-payment loans.

JCM Partners owns about 45 properties, including apartment communities (containing a total of about 5,000 units), one multi-tenant office/retail property, office properties, and industrial properties. Nearly half of JCM Partners' residential properties are located in Sacramento County; the remainder are in San Joaquin, Solano, Stanislaus, and Contra Costa counties. JCM runs Rent-One.com -- an online apartment rental guide.

Marrs Maddocks & Associates is an independent insurance agency with over 300 years of combined experience. Since our inception in 1991, we have grown to be a top 10 agency in premium volume in San Diego. Our size and experience allows us to represent all major carriers so that we can provide our customers with the best combination of coverage at the lowest possible cost. Additionally, our controlled growth has allowed us to remain at a size where we can effectively manage our business so that the needs of our customers always come first.

Welcome to Aviva Risk Management Solutions, the specialist division of Aviva. We're dedicated to helping UK businesses manage their risks in an effective way.They have a team of over 150 people who support thousands of businesses every year. Whether it's surveys for our insurance customers, our consultancy services or our ISO 9001:2008 accredited training courses we're here to help on you on any aspect of risk management.

OM Financial Life Insurance is the flagship insurer in the Old Mutual Financial Network (OMFN), which makes up the US life insurance and annuity operations of London-based Old Mutual. Formerly known as Fidelity and Guaranty Life Insurance, the company sells life insurance through a group of master general agents with operations in 49 states and Washington, DC. In the Empire State, though, the company's products are offered through subsidiary OM Financial Life Insurance Company of New York. Its Old Mutual Financial Network Securities subsidiary provides variable annuity products.

Through dedicated teams of experts and advisors, USI clients enjoy convenient access to a broad spectrum of flexible, cost-effective products and strategically enhanced services for insurance, risk management, financial management, employee benefits and asset management programs tailored to their unique needs.

FBD Holdings is one of the largest providers of property/casualty, life, commercial, and health insurance in Ireland. The company offers specialized insurance policies for homeowners, drivers, pub owners, farmers, and business owners. The company has some 50 independent retail offices nationwide. Other operations include reinsurance, asset financing, financial services, and captive insurance management, as well as some property and leisure holdings. FBD also sells retirement products and offers investment advice. Farmer Business Developments, an Irish insurance collective, owns about a quarter of FBD Holdings.

Old Republic Title Holding holds the Old Republic Title Insurance Group, which, naturally, is part of Chicago-based insurance holding company Old Republic International. The company provides both residential, commercial, and government housing title insurance and related products and services. Some 2,000 independent agents distribute the company's products and services including escrow services and lender and builder-developer services. Old Republic Title Holding was founded in 1969 as Founders Title Company. The company acts as the insurer for Attorneys' Title Insurance Fund in Florida..

Platinum Underwriters provides property/casualty, marine, and finite risk reinsurance through subsidiaries Platinum Underwriters Reinsurance and Platinum Underwriters Bermuda. Another unit, Platinum Re UK, has stopped writing new policies. The company's products are distributed through reinsurance intermediaries. Platinum Underwriters was formed when, taking advantage of the friendly reinsurance climate, business insurer Travelers Companies (formerly St. Paul Travelers) spun off its ailing reinsurance unit (St. Paul Re) into Platinum Underwriters Holdings. Set up in tax-friendly Bermuda, Platinum Underwriters does about three-fourths of its business in the US.

Zurich in North America is a part of Zurich Financial Services Group (Zurich), an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Founded in 1872, the Group is headquartered in Zurich, Switzerland and employs approximately 60,000 people serving customers in more than 180 countries, including more than 9,500 employees in North America.

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