For over 30 years Total Financial has been the primary independent resource for producers who dominate their marketplace. We are one of the nation’s leading experts in developing and underwriting life insurance for wealthy individuals and corporations. The companies we represent, several of whom we lead every year, value our input and consult with us to keep them on the cutting edge of the brokerage world. Today they offer the successful insurance producer a powerful package of skill and selection. You get the most for your clients in this dynamic life insurance marketplace.

Jackson National Life Distributors (JNLD) offers the retail variable, fixed, and equity-indexed annuity and life insurance products of its parent Jackson National Life Insurance Company's to financial institutions, independent securities brokers, and independent agents. Its operations are divided into Registered wholesalers, who focus on selling variable annuities to securities brokers, and Guaranteed wholesalers, who market fixed annuities and traditional life insurance. JNLD's Seminar Systems offer training programs for financial advisers while its Wealth Strategies unit helps agents advise their clients on wealth management and retirement planning.

MullinTBG helps executives benefit from their benefit plans. Offering more than 600 customized plans, MullinTBG helps both large corporations and emerging growth companies retain personnel with executive benefits, retirement, and compensation packages. It offers such specialty insurance products as company-owned life insurance and customized nonqualified deferred compensation plans. MullinTBG also specializes in plan design, enrollment, record keeping, reporting, and communications. Through subsidiary MullinTBG Advisors, the firm offers financial planning and investment advice. It has offices throughout the US. Prudential Financial acquired MullinTBG in 2008 and made it part of its Prudential Retirement business.

Western National Life Insurance Company has helped Americans achieve financial security with innovative fixed annuity products for more than 50 years. In fact, Western National was one of the first insurance companies to develop fixed annuity products specifically for sale through banks, and has been the nation’s #1 provider of tax-deferred fixed annuities in this market for 14 consecutive years.1, 2Over the past two decades, Western National has consistently received some of the highest ratings from independent nationally recognized insurance company rating agencies. We have operated for 54 years without ever defaulting on an annuity contract. Licensed in 49 states and the District of Columbia, Western National products are built upon deep market knowledge and supported by the financial strength of Western National.

Golden Eagle Insurance, headquartered in San Diego, CA,with regional offices in Aliso Viejo and Walnut Creek, provides insurance products and services for business owners like you. We believe that buying insurance is one of the most important decisions you need to make for your business. That’s why we only sell our insurance through independent agents. As your trusted advisor, they are experts who will provide you with all the information you need to make the best decision for your operation.

Central Mutual Insurance company is centrally located, is mutually held, and by golly, it does sell insurance through its operating subsidiaries Central Insurance Companies, All America Insurance, and CMI Lloyds. These subsidiaries offer auto, business, and homeowners insurance; underwrite commercial policies; and assess computer and electronic equipment claims. The company does business in more than 15 states; its products are sold by independent agents in the central, northeastern, southeastern, and southwestern regions of the US. The company was founded in 1876. Chairman and president Francis Purmort III is the fifth generation of his family to lead the company.

At St.andrew's base in Shannon, Co. Clare, we look after there colleagues to ensure they are happy in their jobs. Our colleagues work hard to ensure our customers are kept happy by receiving the very best customer service. And, by keeping our customers and colleagues happy, we keep our shareholders happy by growing and consolidating a successful business.

Triad Guaranty Insurance, sold private mortgage insurance on residential mortgage loans when buyers could put up less than 20% of the down payment. Its customers have been residential mortgage lenders, including commercial banks and mortgage bankers and brokers. Triad Guaranty marketed its products across the US through its in-house sales force. The company is in the operating in run-off, which means it no longer writes new policies, but continues to service existing customers.

The Economical Insurance Company is one of the last mutuals left in Canada. Founded in 1871, the company provides property and casualty policies to individuals and businesses from more than 15 offices in six Canadian provinces. Consumer policies include auto, home, property, and liability insurance; business lines include manufacturers, commercial liability, and farm insurance. The company operates as a group of member companies, one of which, Missisquoi Insurance, has been in operation since 1835. Group member The Mattei Companies underwrites commercial insurance in the US. The company distributes its products through some 900 independent insurance brokers.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

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