Forum National Investments Ltd. (Forum Investments) was incorporated in British Columbia, Canada in 1995. We are a registered public company trading under the symbol FMNL. There primary business revolves around developing consumer driven organizations designed to enhance lifestyles.The largest company in our portfolio is a company specializing in Life Settlements throughout the United States. ( ALSS )

Zurich in North America is a part of Zurich Financial Services Group (Zurich), an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Founded in 1872, the Group is headquartered in Zurich, Switzerland and employs approximately 60,000 people serving customers in more than 180 countries, including more than 9,500 employees in North America.

EBS-RMSCO helps businesses find the benefits that fit them best. RMSCO provides a range of third party administrator (TPA) services for companies using self-funded medical, dental, disability, workers' compensation, and liability plans. Services include administering flexible spending accounts, claims settlement, risk management, and provider payments. The company serves about 3,000 clients throughout the US from its offices in New York, Vermont, and Virginia. It distributes its services through brokers and other partners. EBS-RMSCO was created by the merger of EBS Benefit Solutions and RMSCO in 2008. Excellus, also known as The Lifetime Healthcare Companies owns the company.

A UK division of The Travelers Companies, Travelers Insurance Company provides commercial property and liability insurance, as well as professional indemnity, and risk management services. Customers include computer and technology companies, the automotive industry, law firms, medical institutions, and local governments. The company also provides marine insurance and surety bonds. Travelers Insurance Company Ltd. operates alongside its parent's Lloyd's operations known as Travelers Syndicate 5000. In Ireland it provides both commercial insurance and personal auto coverage.

BDML Connect (formerly known as Rossborough Insurance Services) offers commercial and personal auto coverage (including property/casualty policies for car manufacturers). It offers pet insurance through its Thornside subsidiary. Another subsidiary, BDML Insurance Solutions, provides insurance brokerage services online as well as niche products such as tenant and travel coverage. BDML Connect also provides business process and insurance administration services to clients that include ASDA and Norwich Union (which has since become part of Aviva). In 2005 Capita Insurance Services Group acquired 100% of the share capital of BDML Connect from its previous owner, BDML Group.

SBLI was founded in 1907. The Savings Bank Life Insurance Company of Massachusetts! Originally selling life insurance only through savings banks, SBLI now sells a variety of life insurance products and annuities directly to consumers. Its products include term life, whole life, group life, and specialty children's life insurance, and it is the top writer of ordinary life insurance in Massachusetts. However, SBLI has expanded to sell its products in more than 35 states. While the company now sells its products directly and through independent brokers and agents, it still sells through banks and has partnership agreements with several regional banking associations.

Industrial Alliance Insurance and Financial Services covers all of Canada with its individual and group insurance, savings, and retirement products. The company, through its Industrial Alliance Pacific and Excellence Life subsidiaries, sells life, health, and disability insurance, as well as retirement savings plans and annuities to individuals and employers across the country and, to a much lesser extent, in parts of the US. The company manages mutual funds through its IA Clarington unit, and it brokers securities and funds through Investia, FundEX Investments, and Industrial Alliance Securities. Additionally, Industrial Alliance sells auto and homeowners insurance, primarily in Quebec.

Risk management issues can force an organization’s focus to shift away from its core business. In today’s world, the threats of a constantly evolving global marketplace are rapidly growing in scope and magnitude. The reality is that risk management concerns build anxiety in companies.Unmanaged risk will blindside, steal resources, diminish profits, and keep skilled managers laboring in areas outside their expertise. It’s a recipe for executive insomnia.

GeoVera Holdings, Inc. is a provider of specialty residential property insurance products, focused on catastrophe exposed property in the homeowners and residential earthquake markets, operating on both an admitted and surplus lines basis. GeoVera Holdings, Inc. is a subsidiary of GeoVera Insurance Holdings, Ltd. and is headquartered in Fairfield, CA with offices in Sheboygan, WI and Tallahassee, FL.

Hansard, which traces its roots back to 1970, went public in 2006. Hansard Global wants investors around the globe to live a long life and prosper while they're doing it. As a life insurance company, Hansard provides life insurance products and financial services to European and international high-net worth investors. From its base in the tax-friendly Isle of Man, the company operates in more than 170 countries. Its financial services products, which are offered in conjunction with its life insurance products, include managed funds (similar to broad-based mutual funds), as well as equity, fixed-rate, and deposit funds. It distributes its products through hundreds of independent intermediaries.

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