Unum Group, together with its subsidiaries, provides group and individual disability insurance products primarily in the United States and the United Kingdom. Unum Group also provides a portfolio of other insurance products, including long-term care insurance, life insurance, employer and employee-paid group benefits, and related services. Its products include group long-term and short-term disability; group life and accidental death, and dismemberment; individual disability; group and individual long-term care; brokerage voluntary benefits; group life; accident, sickness, and disability; and cancer and critical illness insurance products. The company also provides individual life and corporate-owned life insurance, reinsurance pools and management operations, group pension, health insurance, and individual annuities. It markets its products primarily to employers interested in providing benefits to their employees. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.

Marine and General Mutual Life Assurance Society founded in 1852, has some £1.6 billion in assets under management. The company's products are distributed through a network of independent agents. As a mutual society, MGM Advantage has no shareholders, but rather is owned by a group of its policyholders. Marine and General Mutual Life Assurance Society, better known as MGM Advantage, has no connection to Metro-Goldwyn-Mayer or their roaring lion. Mutual insurer MGM Advantage, which formerly conducted business as MGM Assurance, provides financial services, pension products, life insurance, mortgages, and annuities to customers in the UK.

Marrs Maddocks & Associates is an independent insurance agency with over 300 years of combined experience. Since our inception in 1991, we have grown to be a top 10 agency in premium volume in San Diego. Our size and experience allows us to represent all major carriers so that we can provide our customers with the best combination of coverage at the lowest possible cost. Additionally, our controlled growth has allowed us to remain at a size where we can effectively manage our business so that the needs of our customers always come first.

EBS-RMSCO helps businesses find the benefits that fit them best. RMSCO provides a range of third party administrator (TPA) services for companies using self-funded medical, dental, disability, workers' compensation, and liability plans. Services include administering flexible spending accounts, claims settlement, risk management, and provider payments. The company serves about 3,000 clients throughout the US from its offices in New York, Vermont, and Virginia. It distributes its services through brokers and other partners. EBS-RMSCO was created by the merger of EBS Benefit Solutions and RMSCO in 2008. Excellus, also known as The Lifetime Healthcare Companies owns the company.

Security Mutual Life Insurance Company of New York (SMLINY) offers more than just life insurance and it offers it in 49 states in addition to New York. The company, founded in 1886, markets individual and group life, accident, and disability coverage. Its Secure Benefits Solutions unit sells worksite benefits to businesses and credit union members. It also offers third-party administration to businesses that sponsor their own pensions. SMLINY holds 20% of National Security Life and Annuity Company and markets its products in New York, while Ohio National Financial Services holds the remainder of the business.

In 1993, a joint venture was created with South Staffordshire Water in response to a perceived gap in the home emergency market. Home insurers did not offer customers a complete home emergency solution. With this in mind, the HomeServe vision - to offer customers home emergency related insurance products, and give them peace of mind - was born. From selling the first plumbing and drains policy in 1994, the business has transformed into a successful, fast moving FTSE 250 company, with over 9 million emergency insurance policies sold across the UK, France, Spain and the US. Partnerships have been formed with utility, energy and insurance companies.

large companies need some assurance that their holdings are safe. Bermuda-based Allied World Assurance Company Holdings aims to provide that. It offers insurance and reinsurance products internationally. Its insurance products include general property coverage, professional liability, and health care liability coverage in Bermuda, Europe, Hong Kong, and the US. Its US insurance operations target small and mid-market clients through regional offices while its Bermuda insurance operations serve larger US companies. In Europe its products are geared for large non-US based companies. Allied World's reinsurance segment operates out of its Bermuda, New York, and Swiss offices.

AmTrust Financial Services, Inc., through its subsidiaries, operates as a multinational specialty property and casualty insurance company in the United States and internationally. The company operates in three segments: Small Commercial Business, Specialty Risk and Extended Warranty, and Specialty Middle Market Business. The Small Commercial Business segment provides workers’ compensation insurance and an array of commercial package products, including commercial property, general liability, inland marine, automobile, workers’ compensation, umbrella, and farm and ranch owners’ coverage to small businesses, such as restaurants, retail stores and strip malls, professional offices, owner or contractor of building management-operations, private schools, business traveler hotels/motels, light manufacturing, small grocery and specialty food stores, light contracting, distributors, and laundry/dry cleaners. The Specialty Risk and Extended Warranty segment serves manufacturers, service providers, retailers, and third party warranty administrators that provide coverage for accidental damage, mechanical breakdown, and related risks for consumer and commercial goods. This segment also provides coverage for products, such as personal computers, consumer electronics, consumer appliances, automobiles, cellular telephones, furniture, heavy equipment, homeowner’s latent defects warranty, hand tools, credit payment protection, gap insurance, commercial and residential properties, and legal expenses. The Specialty Middle Market Business segment underwrites worker’s compensation, package products, general liability, commercial auto liability, and other specialty commercial property and casualty insurance for retail, wholesale, service operations, artisan contracting, trucking, light and medium manufacturing, and habitational markets. The company sells its products through a network of independent wholesale agents, brokers, and retail agents. The company is based in New York, New York.

In 1909, Iowa grain elevator and farm leaders needed a way to stop the financial devastation caused by frequent and destructive wooden elevator fires that were occurring across the nation. Together, they created an alternative source of dependable, affordable insurance to protect against their losses.Founded in Aurelia, Iowa, the Farmers Cooperative Elevator Mutual Insurance Association was the seed that became Farmland Insurance. The company built a solid reputation by focusing on the needs of American agriculture.

Direct Line Insurance plc was founded in 1985 with a simple idea in mind -- selling car insurance over the phone. It is the UK's leading private automobile insurer, and it has more than 5 million customers across its lines of business. Since its founding, the company has expanded its business to include home, pet, travel, and life insurance. Other products and services include home mortgages, loans, savings, online car buying, and car breakdown service. Direct Line has also expanded geographically by offering services in Germany and Italy. The company is an affiliate of The Royal Bank of Scotland.

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