Self-Insured Schools of California (SISC) is an insurance society and risk management organization that pools the resources of various school districts in California to purchase health, workers' compensation, and other property/casualty insurance for school district employees and facilities. All board members are school district employees, as are the organization's administrative personnel. More than 365 educational agencies are members of the group, which utilizes such providers as Blue Cross of California, CIGNA, Kaiser Permanente, and Delta Dental. SISC is managed by the Kern County Superintendent of Schools Office.

Founded by Quakers in 1832, Friends Provident markets life insurance and a variety of pension and disability plans throughout the UK. It sells through independent agents and independent financial advisors (IFAs), as well as the Internet. Friends Provident's international business is focused mainly on UK expatriates. Luxembourg-based subsidiary Lombard International Assurance specializes in international cross-border life insurance targeting the very wealthy. Friends Provident company also provides some financial services through its wealth management consulting unit, Pantheon Financial. Friends Provident was purchased by acquisition vehicle Resolution Limited in 2009.

You might say that it's not the size of the business that counts, but the quality of the retirement plan. Geller Group, a subsidiary of Focus Financial Partners, helps companies design, establish, and maintain employee benefit plans. Targeting small to midsized employers, the firm specializes in pension plans, welfare benefit plans, and 401(k) plans. It provides regulatory compliance, recordkeeping, plan administration, and investment advice, among other services. Geller Group was founded in 1984 and has offices in Boston; Los Angeles; New York City; and Washington, DC.

Samsung Fire & Marine is the largest casualty insurance company in the region, offering auto, injury, and long-term health coverage. The company has streamlined operations to compete in an increasingly deregulated market -- one that allows foreign competition. The firm has entered foreign markets such as China, Europe, Indonesia, Japan, and Vietnam, forming business alliances with People's Insurance Company of China and Tokio Marine.

Allianz Life became a subsidiary of Allianz SE in 1979. There's more to Allianz Life than life. The subsidiaries and affiliates of Allianz Life Insurance Company of North America (Allianz Life) offer a range of insurance, investment, and savings products to individuals throughout the US. Allianz Life boasts a network of more than 100,000 independent agents and financial planners selling such products as life insurance, variable and fixed life annuity products, and long-term care insurance. It offers mutual funds and other broker-dealer services through its Questar Capital affiliate. Allianz Life operates in New York through its Allianz Life Insurance Company of New York unit.

European insurance firm Helvetia Holding primarily operates through Swiss life and property/casualty subsidiaries Helvetia Leben and Helvetia Versicherungen. Its associated companies serve more than 2 million private customers and thousands of small or medium-sized businesses. As a top insurer in Switzerland, Helvetia Holding provides life, pension, auto, liability, and accident insurance policies, as well as reinsurance coverage and risk management services. Geographically, the company's core market consists of Austria, Germany, and Switzerland, but it has expanded through acquisitions into other countries including France, Italy, and Spain. The Patria Cooperative owns 30% of Helvetia Holding.

Founded in 1970 as N.E.L. Permanent Health Insurances Limited (a subsidiary of Surrey-based life insurer NEL), in 1990 Unum Limited became a subsidiary of US-based Unum Corporation (now UnumProvident Corporation) after Unum acquired NEL. E pluribus unum is an apt phrase for describing this company. Unum Limited, which operates as UnumProvident, provides short- and long-term income protection or disability insurance to more than 2 million people in the UK. UnumProvident is the leading UK provider of group income protection and also offers critical illness insurance, as well as executive-income replacement insurance. The company's insurance products cover both employer groups and individuals.

Admiral Insurance Company provides excess and surplus lines coverage to commercial risks that generally involve moderate to high degrees of hazard. Admiral Insurance Company is a true surplus lines insurer with broad treaties operating as a licensed carrier in New Jersey and Delaware. We are an approved surplus lines carrier writing on a non-admitted basis in all other states plus Canada, Puerto Rico and the U.S. Virgin Islands. Admiral Insurance Company is committed to the wholesale market and conducts business only with licensed, contracted Excess and Surplus brokers. We specialize in underwriting difficult-to-place moderate to high-risk classes that other carriers are unwilling or unable to consider. Our lines of business include commercial casualty, professional liability, commercial property, excess / umbrella, and Admiral Excess Express.

Churchill Insurance provides coverage for your car, home, and even for travel. Other services include pet insurance (making at least one bulldog very happy), breakdown coverage (think of a British version of AAA), and van and motorcycle insurance. The company has some interesting marketing techniques, and even sells a nodding-head (aka a bobble head) version of Churchill (the dog) on its Web site, as well as Churchill ringtones and wallpaper for cell phones. Churchill Insurance is a subsidiary of The Royal Bank of Scotland.

QBE Insurance Group may be one of Australia's leading insurers, but it also has a hefty global reach. The company offers a variety of insurance and reinsurance through offices in about 50 countries. QBE provides general property/casualty policies, as well as liability, auto, marine, aviation, energy, accident, workers' compensation, and professional indemnity coverage. The company writes both individual and commercial insurance policies and also administers reinsurance coverage. Its products are sold through direct and independent representative agencies. QBE Insurance Group earns about three-fourths of its revenue outside of Australia.

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