Scottish Re Group Limited is a holding company organized under the laws of the Cayman Islands with its principal executive office in Bermuda. Through our operating subsidiaries, we are engaged in the reinsurance of life insurance, annuities and annuity-type products. These products are written by life insurance companies and other financial institutions located in the United States, as well as in other countries around the world.

Roderick Earl "Doc" Ross founded Equitable Life & Casualty in 1935; the company has remained family owned and operated since then, with his grandson Earl Roderick "Rod" Ross sitting in the CEO seat today. More and more baby boomers are reaching retirement ages, and this firm is working to ensure that they all have insurance protection. Equitable Life & Casualty provides a variety of life and health insurance products that are targeted towards older Americans. Products include Medicare supplemental plans, whole life insurance, and long-term health care (illness) coverage. The company is licensed in nearly all US states and markets its products through independent agents.

Security Mutual Life Insurance Company of New York (SMLINY) offers more than just life insurance and it offers it in 49 states in addition to New York. The company, founded in 1886, markets individual and group life, accident, and disability coverage. Its Secure Benefits Solutions unit sells worksite benefits to businesses and credit union members. It also offers third-party administration to businesses that sponsor their own pensions. SMLINY holds 20% of National Security Life and Annuity Company and markets its products in New York, while Ohio National Financial Services holds the remainder of the business.

American Independence Corp. (NASDAQ: AMIC) is an insurance holding company specializing in health insurance. We are comprised of an insurance company, Independence American Insurance Company (“Independence American”), a brokerage organization, Independent Producers of America, and a general underwriter (“MGU”) division. Our MGU Division consists of Marlton Risk Group and Risk Assessment Strategies. AMIC is headquartered at 485 Madison Avenue, New York, New York. Since November 2002, AMIC has been affiliated with Independence Holding Company (NYSE : IHC), which owns 48 percent of AMIC’s stock. IHC’s senior managers (who also manage AMIC) have been recognized as innovators in the insurance industry for over 40 years.

Allied Solutions doesn't feel the need to have a snazzy name in order to distribute insurance products to financial institutions. As the primary distributor for Securian Financial's institutional products, the company serves more than 3,700 credit unions and banks. Banking and credit union customers can then choose from Allied Solutions palette of products including accidental death, disability insurance, home warranty, overdraft protection, pet insurance, term life, and employee benefits. The company operates nationwide via some 20 regional offices. Allied Solutions also provides institutions with risk management services and assistance in remarketing repossessed vehicles and title tracking.

Harleysville Worcester Insurance, the oldest insurance company based in Massachusetts, provides multiple lines of commercial property and casualty coverage in the northeastern US. A network of independent agents sell the company's products, which include workers' compensation and home-owned business policies. The firm writes insurance in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont; it is also licensed in Michigan and Ohio. Worcester Insurance Company, established in 1823, was acquired by Harleysville Group in 1983; the present name was adopted in 2001.

Lincoln Financial Advisors is to be the country’s premier fee-based financial planning firm by being the preferred partner of fee-based financial planning professionals who offer comprehensive financial services to affluent clients."Bob Dineen, President and CEO, Lincoln Financial Advisors Lincoln Financial Advisors has a distinguished tradition dating back over 50 years. We are a full-service planning organization with offices throughout the United States. Unique to our industry, we believe that our planners are our most important partners in the delivery of quality solutions to the financial needs of our clients.

Great-West Life Assurance's two major subsidiaries, Canada Life and London Life Insurance, provide individual insurance and wealth-management products in Canada, Germany, Ireland, and the UK. Great-West writes policies for the Great White North and beyond. Holding company Great-West Lifeco, majority-owned by Power Financial, is one of Canada's largest insurance organizations, but its reach extends to the US and to Europe. Through subsidiaries (including Great-West Life Assurance in Canada and Great-West Life & Annuity in the US), the company offers a range of individual and group life and health insurance, retirement savings and investment products, reinsurance, and services to financial institutions.

The Liberty Group provides clients with life, health, and disability insurance. Liberty Holdings Limited company also offers a range of investment advice and products. The Liberty Group sells individual and group insurance policies and investment products in South Africa and Namibia. Business products include executive coverage and employee benefits while its individual products include accident and funeral expense plans. The firm's Liberty Group Properties unit leases and manages a portfolio of real estate holdings; its STANLIB subsidiary provides asset management services. South African banking firm Standard Bank Group owns just over 50% of the Liberty Group.

Achmea, the primary operating subsidiary of Dutch firm Eureko, provides insurance and financial services through several subsidiaries in the Netherlands, Belgium, and Luxembourg. The company sells life, non-life, health, and disability insurance under several brand names, including Centraal Beheer Achmea, Zilveren Kruis Achmea, Interpolis, and Avero Achmea. Company agents, bankers, and brokers sell the companies products. Achmea also sells directly over the Internet through its FBTO unit and through brokers. In addition to its insurance operations, Achmea provides mortgage lending and retail lending services, as well as private banking for high-net-worth individuals.

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