Bituminous provides quality insurance services to special industries including construction, forest products and oil & gas. You are invited to take a closer look at Bituminous' insurance programs specially designed for these industries. Primarily Bituminous is known for workers compensation, general liability, commercial automobile and commercial property insurance lines.

For over 90 years, Auto-Owners has been dedicated to the independent agency system. We're proud to be ranked among the Fortune 500 every year since 2002, and our written premium is over $4.4 billion.Comprised of five property and casualty companies and one life/health/annuity insurer, the group is recognized for exceptional financial strength and stability among the nation's largest insurers

Aflac Incorporated, through its subsidiary, American Family Life Assurance Company of Columbus (Aflac), provides supplemental health and life insurance. The company offers cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans, and annuities in Japan. It also offers accident/disability plans, cancer plans, short-term disability plans, sickness and hospital indemnity plans, hospital intensive care plans, fixed-benefit dental plans, vision care plans, long-term care plans, and life insurance products in the United States. Aflac Incorporated sells its products through sales associates, independent corporate/individual agencies, and affiliated corporate agencies. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Markel Corporation markets and underwrites specialty insurance products and programs. It operates in three segments: Excess and Surplus Lines, Specialty Admitted, and London markets. The Excess and Surplus Lines segment writes property and casualty insurance outside of the standard market for hard-to-place risks, including catastrophe-exposed property, professional liability, products liability, general liability, commercial umbrella, and other coverages. The Specialty Admitted segment writes risks that remain with an admitted insurance company for marketing and regulatory reasons. It writes specialty program insurance, personal and commercial property, and liability coverages. The London markets segment writes specialty property, casualty, professional liability, equine and marine insurance, and reinsurance. The company was founded in 1930 and is based in Glen Allen, Virginia.

Tuscarora Wayne Insurance Company is an underwriting and claims management company with programs marketed throughout the Commonwealth of Pennsylvania and the state of Ohio.They trace our roots to a thunderstorm on Spring Hill, Pennsylvania, over a century ago. The story goes that in the early 1870's an insurance agent was traveling from farm to farm in the Spring Hill area, attempting to sell specialized farm insurance policies. He didn't sell much insurance, however after his departure some of the locals started thinking farm insurance might not be such a bad idea... read the entire history.

For Acuity, A Mutual Insurance Company, keeping an eye on the prize means meeting its customers' insurance needs. The company writes a variety of personal and commercial property/casualty insurance plans for policyholders in nearly 20 states, primarily in the Midwest. Its products include automobile, homeowners, liability, marine, umbrella, and workers' compensation coverage. Acuity provides policies for such businesses as construction contractors, manufacturers, and small service businesses. Some 900 independent agents sell the company's policies. Acuity was founded in 1925 as Mutual Auto Insurance Company of the Town of Herman. As a mutual insurance firm, the company is owned by its policyholders.

American Family Mutual Insurance and its subsidiaries specialize in property/casualty insurance, but also offer life and health coverage, as well as investment and retirement-planning products. The company operates in about 20 states, primarily in the midwestern and western US. It is among the largest US mutual companies that concentrate on auto insurance (State Farm is the biggest). American Family Mutual also provides coverage for homeowners and farmers, as well as restaurants, contractors, and other businesses.

Jackson National Life Distributors (JNLD) offers the retail variable, fixed, and equity-indexed annuity and life insurance products of its parent Jackson National Life Insurance Company's to financial institutions, independent securities brokers, and independent agents. Its operations are divided into Registered wholesalers, who focus on selling variable annuities to securities brokers, and Guaranteed wholesalers, who market fixed annuities and traditional life insurance. JNLD's Seminar Systems offer training programs for financial advisers while its Wealth Strategies unit helps agents advise their clients on wealth management and retirement planning.

National Western Life Insurance Company provides life insurance products for the savings and protection needs of policyholders and annuity contracts for the asset accumulation and retirement needs of contract holders. Its life products include universal life insurance and interest-sensitive whole life, as well as traditional products, such as term insurance coverage; and annuity products comprise flexible premium and single premium deferred annuities, fixed indexed annuities, and single premium immediate annuities. The company offers its insurance products to residents of various countries in Central and South America, the Caribbean, the Pacific Rim, eastern Europe, and Asia. It markets and distributes its products primarily through independent national marketing organizations. National Western Life Insurance Company also engages in small real estate, nursing home, and other investment operations. National Western Life Insurance Company was founded in 1956 and is based in Austin, Texas.

Saga Services is the company's insurance and finance arm, offering auto, home, and medical insurance for that age group, as well as savings and investment services. The group's publishing arm produces "Saga Magazine", which covers entertainment and current events of interest to older people. Saga Holidays offers cruises, guided tours, and resort deals. The company also has a direct-mail subsidiary (MetroMail) and it offers telephone services. In 2007 the company merged with the AA, a UK motorists' association.

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