Monitor Liability Managers, Inc. is an underwriting management company specializing in professional liability insurance. We have the proven record, financial strength and people to provide our clients with first-rate protection. Our business focus and broad experience set us apart in this industry. there management team has been with Monitor since 1992. There are other companies you could choose to work with. None of them can bring the wealth of expertise and length of service that Monitor can.

A vital piece of the Allianz SE puzzle, Allianz SpA comprises the Italian operations of the Germany-based insurance giant. The firm sells insurance under three distinct brand names: Allianz Ras, Allianz Subalpina, and Allianz Lloyd Adriatico. The group offers personal and commercial insurance, including auto, liability, and life insurance, as well as annuities. It sells financial services through Allianz Bank Financial Advisors and Allianz Global Investors Italia and has real estate and other holdings.

Badger Mutual Insurance company's products include automobile, homeowners, renters, umbrella, property, and general liability coverage. A network of independent agents sells Badger Mutual's products in Arizona, Idaho, Illinois, Iowa, Michigan, Minnesota, Nevada, and Wisconsin. Badger Mutual was founded in 1887 by a group of Lutherans interested in acquiring affordable property damage coverage for their churches.

Assurant's businesses provide a unique variety of products and services that assure opportunity, security and peace of mind for our customers. We provide creditor-placed homeowners insurance; manufactured housing homeowners insurance; debt protection administration; credit insurance; warranties and extended services contracts; individual health and small employer group health insurance; group dental insurance; group disability insurance; group life insurance; and pre-funded funeral insurance. Assurant's strategy is to manage a select portfolio of specialty businesses that are leaders in their markets. Assurant's U.S. headquarters office, located in New York's financial district, provides strategic management and key resources for its U.S. operating companies, including asset management, employee benefits, tax, accounting, legal and communications. Assurant also has offices in Syracuse, New York; West Des Moines, Iowa; and in Woodbury, Minnesota; which provide service support for its operating companies in such areas as information technology, financial and human resources systems management, and New York State policy administration.

Oxford Life Insurance, which was founded in 1965, is a subsidiary of AMERCO, the owner of U-Haul International. Oxford Life Insurance company offers individual life insurance, annuities, and other types of policies targeted to middle income seniors under its own name and through its subsidiaries. Its Christian Fidelity Life Insurance subsidiary focuses on sales of Medicare supplement and funeral insurance to seniors in Arizona, Indiana, Missouri, Oklahoma, and Texas. Subsidiary North American Insurance specializes in third-party administration for Medicare supplement policy holders across the US.

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd. They provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. They insure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy.

Euler Hermes Kreditversicherungs helps business owners sleep better at night. The company, which touts itself as the top credit insurer in Germany, offers commercial bonds and guarantees, asset-backed securities, and coverage against bad debt losses and fraud. The firm also offers related commercial services, including risk management, factoring, and debt collection. Euler Hermes Kreditversicherungs, which is a subsidiary of Allianz unit Euler Hermes, traces its roots to the 1917 founding of Hermes Kreditversicherungsbank in Berlin.

Aflac Incorporated, through its subsidiary, American Family Life Assurance Company of Columbus (Aflac), provides supplemental health and life insurance. The company offers cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans, and annuities in Japan. It also offers accident/disability plans, cancer plans, short-term disability plans, sickness and hospital indemnity plans, hospital intensive care plans, fixed-benefit dental plans, vision care plans, long-term care plans, and life insurance products in the United States. Aflac Incorporated sells its products through sales associates, independent corporate/individual agencies, and affiliated corporate agencies. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Securian Financial Group, Inc. was founded in 1880 and restructured as a mutual holding company in 2005. After 125 years of being in business, Minnesota Mutual felt secure enough to change its name to Securian Financial Group and serve the entire US. The company still operates through its subsidiary Minnesota Life which offers individual and group life and disability insurance and annuities, as well as retirement services. Other subsidiaries include its brokerage network, Securian Financial Services, and its Allied Solutions business which distributes Securian products. Its Advantus Capital Management provides institutional asset management. It also offers a small amount of property/casualty coverage nationwide.

AXA Asia Pacific Holdings (AXA APH) helps its clients hold onto their assets. It provides life and property/casualty insurance, retirement funds, and investment products to individuals and businesses. The company has operations through subsidiaries and partnerships in Australia, China, Indonesia, Macao, New Zealand, and other Asia/Pacific countries. The company partners with AllianceBernstein to provide asset management services in Australia and New Zealand. French insurance giant AXA owns 54% of the firm. AXA APH has become an object of desire for local banks, and AXA would like to take over all of its Asian operations.

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