Looking for auto coverage? Go west, young man -- or east, north, or south. Bristol West Holdings Bristol West Holdings sells non-standard private passenger insurance; that is, insurance for those who have trouble getting standard coverage because of bad driving records, age, limited financial resources, and the like. The company operates in some 40 states through about 10,000 agents. Though the majority of Bristol West's customers buy minimum liability policies, the company also offers collision and comprehensive coverage, as well as medical payments coverage that pays for health care costs related to automobile accidents.

A personal auto insurer operating in a dozen states, First Acceptance specializes in providing non-standard auto insurance -- that is, insurance for drivers who have trouble getting coverage because of poor driving records or payment histories, but who must have the minimum coverage required by state laws. First Acceptance sells its policies, branded Acceptance Insurance, through some 400 retail offices staffed by its own employee agents. In the Chicago area it uses the names Yale Insurance and Insurance Plus.

Allianz was the first European country to offer life insurance in China, opening Allianz China Life in 1999. You only have one life to live, and Allianz China Life (AZCL) wants to be the one to insure it. The company -- a joint venture between Allianz and China's financial services firm CITIC Trust & Investment -- provides universal and term life insurance as well as participating, annuity, pension, accident, travel, health, medical, and group insurance products. Banks, brokers, and company agents sell AZCL products; they are also available through direct sales. Its 13,000 agents operate from seven offices and 60 sales centers located in mostly southern and eastern China.

Companion Life Insurance Company was founded in 1971. Companion Life Insurance makes sure no one has to face death, disability, or the dentist all alone. Companion Life Insurance, one of several subsidiaries of Blue Cross & Blue Shield of South Carolina, specializes in employee benefits, including life, disability, dental, vision, and accidental-death coverage. It has packages for small and large employers, and a complete line of voluntary products and plans. Independent and affiliated brokers, agents, and managing general underwriters (MGUs) sell the company's products. Companion Life operates in most US states and the District of Columbia.

National Interstate Corporation, through its subsidiaries, operates as a specialty property and casualty insurance company in the United States, the District of Columbia, and the Cayman Islands. It underwrites and sells traditional and alternative property and casualty insurance products primarily to the passenger transportation industry and the trucking industry; general commercial insurance to small businesses in Hawaii and Alaska; and personal insurance to owners of recreational vehicles and commercial vehicles in the United States. The company provides truck and passenger transportation alternative risk insurance products; workers’ compensation coverage; and commercial auto liability, general liability, physical damage, and motor truck cargo coverage for truck and passenger operators, as well as offers coverage for campsite liability, vehicle replacement coverage, and coverage for trailers, golf carts, and campsite storage facilities. National Interstate Corporation also provides companion personal auto coverage to recreational vehicle policyholders. It offers its products through various distribution channels, including independent agents and brokers, program administrators, affiliated agencies, and agent internet initiatives. The company was founded in 1989 and is headquartered in Richfield, Ohio. National Interstate Corporation is a subsidiary of Great American Insurance Company.

With roots (and tree rings) dating back over a hundred years, Lumbermen's Underwriting Alliance offers commercial property/casualty coverage to the forest products industry, plastics industry, professional employment organizations, and assisted living facilities. Its products include building and personal property insurance, specialty policies, surety bonds, and workers' compensation plans, which make up about one-quarter of the company's business. Lumbermen's Underwriting Alliance is licensed to do business in the continental US and throughout Canada.

Advance Insurance Company of Kansas was established to take over the operations of a predecessor in 2004. No, they won't give you an advance until payday, but Advance Insurance Company of Kansas will set you up with some life or disability insurance through your employer. Advance Insurance Company of Kansas offers individual and group life, accidental death & dismemberment, and disability benefits in conjunction with the health benefits provided by parent Blue Cross and Blue Shield of Kansas (BCBSK). Advance Insurance company operates in all but two Kansas counties. Its products are sold through BCBSK representatives and brokers.

Ageas SA/NV (formerly known as Fortis SA/NV) stoically defends its fortress of insurance offerings, though its financial service ramparts have been pillaged. ageas SA/NV provides life, health, and property/casualty insurance in Belgium and other European and Asian countries. Laid low by high debt and the contraction of credit markets in 2008, the firm received a hefty bailout from the Benelux governments. The then-Fortis sold its Dutch units to the Netherlands government and its remaining bank operations to BNP Paribas. In 2010, Fortis underwent a rebranding effort and changed its name to Ageas.

Japan's oldest property/casualty insurance company, Tokio Marine Holdings has one of the largest insurance sales networks in Japan and has expanded its insurance operations to about 40 additional countries in Asia, Europe, and North America. Through Tokio Marine & Nichido Fire (TMNF), Nisshin Fire, Philadelphia Insurance Companies, Kiln, and other subsidiaries, Tokio Marine Holdings provides marine, property/casualty, personal accident, fire, auto, and life insurance as well as reinsurance. It also offers asset management, pension plans, and other services.

Ageas N.V. (formerly Fortis N.V.) is hoping to offer insurance throughout the ages. ageas N.V. company provides life, health, and property/casualty insurance in Belgium and other European and Asian countries. While still operating as Fortis N.V., ageas N.V. company was laid low by high debt and the contraction of credit markets in 2008. After receiving a hefty bailout from the Benelux governments, ageas N.V. company sold its Dutch units to the Netherlands government and its remaining bank operations to BNP Paribas. Ageas N.V. is the Dutch half of the larger Ageas holding organization. Ageas N.V. and its sister company, Belgian-traded Ageas SA/NV, have identical operations and are known simply as Ageas.

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