Founded by Quakers in 1832, Friends Provident markets life insurance and a variety of pension and disability plans throughout the UK. It sells through independent agents and independent financial advisors (IFAs), as well as the Internet. Friends Provident's international business is focused mainly on UK expatriates. Luxembourg-based subsidiary Lombard International Assurance specializes in international cross-border life insurance targeting the very wealthy. Friends Provident company also provides some financial services through its wealth management consulting unit, Pantheon Financial. Friends Provident was purchased by acquisition vehicle Resolution Limited in 2009.

Markel Insurance Company receives high marks for financial stability and claims paying ability from insurance industry analysts. Our "A Excellent" rating by A.M. Best Company was reaffirmed in June 2009.A.M. Best cited Markel's "well-established market position, sustained operating profitability, solid risk-adjusted capitalization, excellent operating cash flow, adequate liquidity, and financial flexibility" in the rating affirmation.

Home Sweet Motorhome? Vintage Ford Fairlane? Summer cottage at Coldwater Lake? Foremost Insurance Company will insure them all. Foremost Insurance is a holding company for six insurance companies that underwrite property/casualty insurance primarily for assets on wheels ranging from luxury motor coaches and motorcycles to golf carts and collectible autos. No wheels? Foremost has coverage for boats and snowmobiles as well. Foremost also provides specialty homeowners insurance for rental, seasonal, and vacant homes. Insurance products are sold direct nationwide and through company agencies as well as by independent agents. Founded in 1952, Foremost Insurance became part of the Farmers Group in 2000.

PICC Property and Casualty (PICC P&C) is the leading property and casualty (P&C) insurer in bustling China. Founded in 1949 as the state-owned People's Insurance Company of China (now known as PICC Group), PICC P&C was spun off in 2003. It operates throughout most of China with more than 10,000 branch offices providing primarily auto insurance (more than 70% of sales). Additional types of coverage include commercial property, liability, accident, and homeowners insurance. PICC Group holds 70% of the company while beleaguered US firm AIG holds 10% of its shares.

This ACE aims to provide a full house of insurance services. Through subsidiaries, ACE Limited sells property/casualty insurance, life insurance, and reinsurance through subsidiaries around the globe. It primarily provides property/casualty insurance to commercial and personal customers. Policies offered include general liability, homeowners, auto, accident, workers' compensation, and specialty crop and marine coverage. The company's ACE Tempest Re businesses provide reinsurance to property/casualty insurers in North America and Europe. ACE's life insurance and life reinsurance operations are focused in the US and other select markets. Products are primarily marketed through independent brokers.

Church Mutual is the largest provider of property/casualty insurance, including liability, and workers' compensation coverage, to the religious market. The company insures more than 100,000 religious organizations including churches, offices, schools, senior living facilities, conference centers, and camps. It also provides homeowners insurance to clergy members. Licensed throughout the US, Church Mutual also offers a variety of risk management resources including seminars and safety videos. Regional company representatives sell and service the firm's products. Church Mutual was founded in 1897.

Prudential plc provides retail financial services in Asia, the United States, and the United Kingdom. It offers savings, protection, investment, and unit-linked products; and manages retail assets investing in equities, fixed income, and structured products, as well as institutional and internal assets investing in equities, fixed income, property, and private equity. The company also provides retirement savings and income solutions, variable annuities, fixed and fixed index annuities, term and permanent life insurance, and institutional products, as well as asset management and retail brokerage services. In addition, it offers retail products, such as individual annuities, income drawdown, individual and corporate pensions, with-profits and unit-linked bonds, lifetime mortgages, and health insurance products; and wholesale products, including bulk annuities and annuity back-books. Further, Prudential plc manages funds for retail businesses, including open ended investment companies and unit trusts, investment trusts, and individual savings accounts; and institutional businesses, which include segregated equity and fixed interest, pooled pension funds, and structured and private finance. Prudential plc offers its products through independent broker-dealers, independent agents, banks, regional broker-dealers, registered investment advisors, and financial advisers, as well as directly to customers through telephone, Internet, and mail. It has strategic partnerships with China International Trust and Investment Corporation Group, ICICI Bank, and Bank of China International. Prudential plc was founded in 1848 and is headquartered in London, the United Kingdom.

American Southern began business in March, 1937, operating under the corporate name of Southern Fire and Marine Insurance Company until 1953, when the present name was adopted.There specialize in writing in commercial automobile liability, auto physical damage, and general liability programs through retail agents as well as managing general agents. They are also interested in specialized and unique books of business in the lines we specialize in. Although historically our writings have been directed at public entity automobile, truck physical damage, and general liability, we will consider large blocks of business in other lines, depending upon volume, prior loss experience and expose.

GAB Robins knows all about risky business. The GAB Robins Group of Companies identifies insurance risk and provides loss-adjusting services to property and casualty insurers throughout the US. Its loss adjustment services cover everything from personal lines to commercial, property and liability losses. It also provides claims administration and fraud-prevention services to self-insured companies. The company had 500-plus offices in more than 55 countries, but chose to sell its international operations to focus on North America. Brera Capital Partners controls GAB Robins.

Sammons Enterprises summons its revenues from several sources. The diversified holding company's operations include the Sammons Financial Group (life insurance and financial services) and Briggs Equipment (heavy equipment sales and rentals). Its insurance and financial group includes Midland National Life Insurance, North American Company for Life and Health Insurance, and Sammons Annuity Group. Sammons Enterprises also owns The Grove Park Inn Resort in Asheville, North Carolina. The company's list of partially owned holdings runs the range from real estate investments to oilfield suppliers. It is owned by its employees and prefers to invest in companies with strong employee-ownership programs.

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