ACSTAR writes many difficult contract and commercial surety bonds. ACSTAR make relationship driven decisions on borderline cases based on solid and supported recommendations from agents.ACSTAR is licensed in all 50 states. At ACSTAR, the company view the agents as strategic partners, thereby eliminating unnecessary and time consuming layers of underwriting. Whether coverage is needed for a standard or difficult case, ACSTAR is interested in discussing your client's needs. ACSTAR is committed to developing special relationships with proven surety professionals.ACSTAR is rated A by A.M. Best, U.S. Treasury-Listed, and can write bonds up to $11 million with the reinsurance. However, ACSTAR don't consider any bond too small.

United Investors Life Insurance, which was founded in 1961, markets its products through more than 4,000 representatives across the US. A bad breakup with a significant customer in 2001 reduced revenues, and several of the company's products are operating in run-off. United Investors Life Insurance company is a subsidiary of Torchmark Corporation, but is being sold to Protective Life for $316 million. United Investors Life Insurance presents a united front in the battle for life insurance and a peaceful retirement for middle-income Americans. United Investors Life Insurance company sells a variety of life insurance and annuity products, including variable universal life, variable annuities, term life, whole life, and fixed annuities.

Established in 1947, Snapp & Associates has been providing premier insurance solutions to our clients for over fifty years. We are relied upon for our depth of knowledge and ability to perform in all economic cycles. We are trusted for our integrity and track record of creativity, diligence, and service.Reputation and ethics have built trust between our Clients and the Carriers we represent. As a trusted advisor, we will ensure your business and personal assets are clearly defined while providing premier Risk Transfer through the Carriers we represent.

Oregon Mutual Insurance operates within and outside of the Oregon territory. The company provides personal and commercial property/casualty insurance coverage to customers in California, Idaho, Nevada, Oregon, and Washington, partially through subsidiary Western Protectors Insurance. Its offerings include standard and specialty automobile, homeowners, farmowners, and liability policies. More than 550 independent agents produce and sell the company's products; it has over a dozen administrative, regional, and claims offices in operation. As a mutual insurer, the company is owned by the approximately 120,000 policyholders it insures. A group of businessmen founded Oregon Mutual Insurance in 1894.

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd. They provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. They insure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy.

ING Groep N.V., a financial services company, provides banking, investment, life insurance, and retirement services worldwide. The company offers wealth accumulation, savings, and mortgage products and services to individuals, and small-and medium-sized businesses, as well as a range of banking products through independent banking agents; and credit products through agents, brokers, and vendors. It provides current account services and payments systems, such as savings accounts, mortgage loans, consumer loans, credit card services, investment products, and life and non-life insurance products, as well as asset management services. The company also provides wealth management services to high net worth individuals. In addition, it offers various financial products, such as mutual funds, e-brokerage, payment accounts, and pensions; and lending, payments and cash management, structured finance, leasing and commercial finance, and financial markets products and services. Further, the company offers life insurance, investments, and retirement services for retail customers; a range of traditional, unit-linked, and variable annuity policies written for individual and group customers; mandatory and voluntary pension funds; fire, motor, disability, transport, and third party liability insurance for individual and commercial/group clients; and disability insurance products and complementary services for employers and self-employed professionals, such as dentists, general practitioners, and lawyers, as well as manages equity, fixed income, and structured investments for institutional investors and private label investment funds. As of December 31, 2009, ING Groep N.V. had approximately 250 retail banking branches in the Netherlands; 800 in Belgium; 430 in Poland/central Europe; and 460 in Asia. ING Groep N.V. was founded in 1991 and is based in Amsterdam, the Netherlands.

Title insurance is effectively insures the past and guarantees a home's title is free and clear to sell and buy with no outstanding claims upon it. CalCounties Title Nation (formerly California Counties Title Company) provides real estate title insurance and escrow services in Orange and Los Angeles counties. The firm's products are underwritten by TransUnion Title Insurance. CalCounties is managed by TEAM Nation Holdings.

W. R. Berkley Corporation is a financial services company focused on the property and casualty insurance business. It has been uniquely successful in meeting the needs of its various constituencies. Over the past 42 years, the Company has achieved an outstanding record of consistently providing insurance products and services that meet the needs of its customers. It has provided its employees with a challenging and rewarding workplace while also making both economic and civic contributions to the communities in which it operates. Most significantly, it has been able to do these things while providing outstanding returns to its shareholders.

The IHC Group is an organization of affiliated insurance carriers, marketing and administrative companies and agencies dedicated to delivering insurance solutions to groups and individuals. The IHC Group is composed of Independence Holding Company (NYSE: IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc., Independence American Insurance Company and their respective operating subsidiaries. With more than $1.3 billion in total assets, the companies in the IHC Group have been providing life, health, disability and stop-loss insurance for over 25 years.

Radian Asset Assurance backs up bonds. The Radian Group subsidiary, is in the financial guaranty business, meaning that it insures and reinsures state and municipal bonds and provides direct financial guarantees of smaller debt obligations. The company reinsures in the US and Puerto Rico; its UK-based subsidiaries, Radian Asset Assurance Limited and Radian Financial Products Limited, provide financial guaranty products in Europe. As Radian Asset Assurance was heavily involved in insuring collateralized debt obligations and asset-backed securities, in 2008 its ratings were downgraded and the company ceased writing new financial guaranty business.

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