Western & Southern was founded in 1888 and is a mutual insurance firm owned by its members. Whether cowboy or Southern belle, if it's insurance and investment advice you seek, Western & Southern Financial Group wants to be your destination. Through its subsidiaries the company offers a variety of life insurance products and annuities; accident and supplemental health coverage; mutual funds; and other investment management products and services. Western & Southern's financial services include mutual fund administration, trust services, financial advisory, and real estate development; it owns or manages some $43 billion in assets. Western & Southern Financial Group, Inc. is licensed in most states and the District of Columbia.

Allied Solutions doesn't feel the need to have a snazzy name in order to distribute insurance products to financial institutions. As the primary distributor for Securian Financial's institutional products, the company serves more than 3,700 credit unions and banks. Banking and credit union customers can then choose from Allied Solutions palette of products including accidental death, disability insurance, home warranty, overdraft protection, pet insurance, term life, and employee benefits. The company operates nationwide via some 20 regional offices. Allied Solutions also provides institutions with risk management services and assistance in remarketing repossessed vehicles and title tracking.

Sterling National Corporation is a leading provider of lender placed hazard insurance tracking and outsourcing services, voluntary insurance products, property tax software and services, and customer experience solutions. Nationwide, we serve lenders, mortgage servicing organizations, financial institutions, and homebuilders as well as their end customers. Headquartered in Atlanta, Georgia, Sterling National has more than 1,400 employees in nine offices across the country including California, North Carolina, Florida, Iowa, Nebraska, and Texas.

Founded in 1882, CFG has remained a mutual insurance company for more than 125 years. Columbian Financial Group sells its policies to individuals and businesses throughout the US. Columbian Financial Group (CFG) includes a collection of companies that provide life insurance products, including main insurance subsidiaries Columbian Mutual Life and Columbian Life. Columbian Financial Group uses a network of agents to distribute its policies, which include universal, term, and whole life coverage, as well as home service, worksite voluntary benefits, pre-need, and final expense products.

The Wawanesa Mutual Insurance company, one of the largest property/casualty insurers in Canada, offers commercial and personal lines, including business, farm, homeowner, and automobile policies. It also owns a demutualized life insurer, Wawanesa Life. Wawanesa operates throughout Canada as well as in California and Oregon. The company sells its products through some 1,300 independent agents (except in Quebec where company agents handle the distribution). Wawanesa is owned by its policyholders.

Achmea, the primary operating subsidiary of Dutch firm Eureko, provides insurance and financial services through several subsidiaries in the Netherlands, Belgium, and Luxembourg. The company sells life, non-life, health, and disability insurance under several brand names, including Centraal Beheer Achmea, Zilveren Kruis Achmea, Interpolis, and Avero Achmea. Company agents, bankers, and brokers sell the companies products. Achmea also sells directly over the Internet through its FBTO unit and through brokers. In addition to its insurance operations, Achmea provides mortgage lending and retail lending services, as well as private banking for high-net-worth individuals.

Harleysville Worcester Insurance, the oldest insurance company based in Massachusetts, provides multiple lines of commercial property and casualty coverage in the northeastern US. A network of independent agents sell the company's products, which include workers' compensation and home-owned business policies. The firm writes insurance in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont; it is also licensed in Michigan and Ohio. Worcester Insurance Company, established in 1823, was acquired by Harleysville Group in 1983; the present name was adopted in 2001.

Sanlam Limited company has been expanding its investment business through segments including Sanlam Investment Management, its Octane hedge fund of funds, and its SIM Emerging Markets, which focuses on African economies. Charlize Theron may have run away to Hollywood, but the Sanlam Group keeps its star power at home in South Africa. Targeting middle-market and affluent clients, the company provides insurance and wealth management services. Major segments are life insurance (including annuities and other investment products) and short-term insurance (property and casualty coverage sold through majority-owned Santam).

Heritage Title Company offers title insurance, marketing, and escrow services throughout Central Texas and beyond. Its products cover office, industrial, retail, multifamily, and residential properties. The company is an independent agent for underwriters such as First American Title and Chicago Title (part of Fidelity National Financial). Heritage Title Company, founded in 1984, operates three offices in Austin, Texas.

European insurance firm Helvetia Holding primarily operates through Swiss life and property/casualty subsidiaries Helvetia Leben and Helvetia Versicherungen. Its associated companies serve more than 2 million private customers and thousands of small or medium-sized businesses. As a top insurer in Switzerland, Helvetia Holding provides life, pension, auto, liability, and accident insurance policies, as well as reinsurance coverage and risk management services. Geographically, the company's core market consists of Austria, Germany, and Switzerland, but it has expanded through acquisitions into other countries including France, Italy, and Spain. The Patria Cooperative owns 30% of Helvetia Holding.

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