Jardine Lloyd Thompson Group plc are an international group of Risk Specialists and Employee Benefits Consultants and one of the largest companies of its type in the world. We offer a distinctive choice to our clients and partners through our combination of independence, scale and specialism.As an independent business, we are able to operate with autonomy and flexibility. We have the scale to provide solutions to the complex demands of the world's leading companies and to deliver global servicing whilst recognising that the needs of each of our clients are unique. By developing highly specialised services, we provide our clients with a depth of expertise and experience.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

Swiss Re America is the North American subsidiary of Swiss Re, the Zurich, Switzerland-based reinsurance giant. The company handles Swiss Re's business in the Americas in the areas of property/casualty and life and health. It reinsures life, health, property, motor, and liability policies for global and regional insurance firms, as well as US-based companies with global operations. Swiss Re America specializes in ocean marine reinsurance. In addition, the company provides financial planning and analysis services, as well as claims handling. Swiss Re's operations in the Americas account for about 40% of its total global insurance premiums.

Americo Life sells insurance to cover American lives. The holding company sells life insurance and annuities to individuals, families, and groups, mainly through its Americo Financial Life and Annuity Insurance unit. Americo Life companies also offer insurance policies that cover funeral expenses and mortgages. Policies are distributed through 15,000 independent agents nationwide to about 850,000 policyholders. The firm is a wholly owned subsidiary of Financial Holding Corporation, which the family of chairman Michael Merriman controls. Other Financial Holding business interests include real estate ventures in the Southeast and a 50% stake in Argus Health Systems, a processor of prescription drug claims.

FinCor Holdings has just what the doctor ordered. FinCor is an insurance company for the health care industry, providing medical malpractice, risk management, workers' compensation, and other liability policies to hospitals, clinics, and physicians. The company operates through five subsidiaries: FinCor Solutions, The Risk Management and Patient Safety Institute (RM&PSI), MHA Insurance Company, Washington Casual Company, and Capital Risk Solutions. FinCor Solutions also offers homeowner's and auto insurance to individuals in the health care profession.

Georgia Farm Bureau Mutual Insurance and its affiliates provide a variety of commercial and individual property/casualty products to members of the Georgia Farm Bureau. Its offerings include automobile, farm, marine, homeowners, business owners, and personal liability insurance. The company specializes in writing lower-cost, preferred risk policies (policies for customers that are less likely to file claims). A network of more than 550 company agents and representatives market Georgia Farm Bureau Mutual's products.

Lincoln Financial Advisors is to be the country’s premier fee-based financial planning firm by being the preferred partner of fee-based financial planning professionals who offer comprehensive financial services to affluent clients."Bob Dineen, President and CEO, Lincoln Financial Advisors Lincoln Financial Advisors has a distinguished tradition dating back over 50 years. We are a full-service planning organization with offices throughout the United States. Unique to our industry, we believe that our planners are our most important partners in the delivery of quality solutions to the financial needs of our clients.

MetLife, Inc., through its subsidiaries, provides insurance, employee benefits, and financial services in the United States, Latin America, the Asia Pacific, Europe, the Middle East, and India. It offers group life insurance products and services as employer-paid benefits, including variable life, universal life, and term life products, as well as employee paid supplemental life products; individual life insurance products and services comprising variable life, universal life, term life, and whole life products, as well as a range of mutual funds and other securities products; and non-medical health insurance products and services, such as dental insurance, group short- and long-term disability, individual disability income, long-term care, critical illness, and accidental death and dismemberment coverages, as well as employer-sponsored auto and homeowners insurance and administrative services-only arrangements to employers. MetLife company also provides retirement products consisting of variable and fixed annuities for individuals and employees of corporations, and other institutions. In addition, MetLife provides an array of annuity and investment products, including guaranteed interest products and other stable value products, income annuities, and separate account contracts for the investment management of defined benefit and defined contribution plan assets, as well as offers certain products to fund postretirement benefits. Further, it offers auto insurance and homeowners’ insurance policies, as well as personal excess liability and coverage for recreational vehicles and boat owners; and credit insurance and endowment products. Additionally, MetLife funds company initiatives, various start-up entities, and run-off entities; and banking services, such as residential mortgage loans and various deposit products. MetLife, Inc. was founded in 1868 and is based in New York, New York.

Ohio Casualty underwrites a variety of commercial property/casualty insurance products including property and general liability, equipment breakdown, workers' compensation, schools, and commercial farm policies. The company also offers loss prevention programs to its customers. Ohio Casualty sells its products through independent agents in seven mid-central and eastern states and Washington D.C. Historically, half of its customers are contractors or artisans, the rest are typically smaller business owners, including merchants and service providers. The company is owned by Liberty Mutual.

CNA Financial is the umbrella organization for a wide range of insurance providers, including Continental Casualty. The company primarily provides commercial coverage, with such standard offerings as workers' compensation, auto, general, and professional liability, and other products for businesses and institutions. CNA also sells specialty insurance including professional liability for doctors, lawyers, and architects, and vehicle warranty service contracts. The company offers commercial surety bonds, risk and health care claims management, claims administration, and information services. Its products are sold by independent agents and brokers. Holding company Loews owns about 90% of CNA.

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