Transamerica Reinsurance is an operating unit of Transamerica Life Insurance Company, an AEGON company. We help companies maximize the value of their life products portfolios through traditional life reinsurance and related services that attach to our core life reinsurance offering. Our value-added solutions help companies manage risk, price their products more competitively, strengthen underwriting, enhance capital efficiency and improve the economics of their business.

Horace Mann Educators Corporation, through its subsidiaries, markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance in the United States. Its property and casualty insurance products primarily include private passenger automobile and homeowners insurance. The company also offers annuity products, such as tax-qualified products; and traditional term, whole life, and group life insurance policies. Horace Mann markets its products to K-12 teachers, administrators, and other employees of public schools and their families, as well as to other education-related customers, including elementary and secondary teachers, school administrators, and education support personnel. It sells its products through its agent sales force and independent agent distribution channels. The company was founded in 1945 and is based in Springfield, Illinois.

Prudential Financial, Inc., through its subsidiaries, provides various financial products and services in the United States, Asia, Europe, and Latin America. The company operates through three divisions: The U.S. Retirement Solutions and Investment Management, The U.S. Individual Life and Group Insurance, and The International Insurance and Investments. The U.S. Retirement Solutions and Investment Management division offers individual variable and fixed annuity products, as well as provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. This division also provides investment management and advisory services to the public and private marketplace. The U.S. Individual Life and Group Insurance division provides individual variable life, term life, and universal life insurance products; and group life, long-term and short-term group disability, long-term care, and group corporate-owned and trust-owned life insurance products to institutional clients. It also sells accidental death and dismemberment, and other ancillary coverages, as well as provides plan administrative services. In addition, this division offers preferred provider and indemnity dental coverage plans to clients. The International Insurance and Investments division provides international individual life insurance products in Japan, Korea, and other foreign countries; and provides proprietary and non-proprietary asset management and investment advice and services to retail and institutional clients internationally. In addition, the company engages in real estate brokerage franchise business, which involves marketing its franchises to the real estate companies. Further, it provides institutional clients and government agencies with various services in connection with the relocation of their employees. Prudential Financial was founded in 1875 and is headquartered in Newark, New Jersey.

Aflac Incorporated, through its subsidiary, American Family Life Assurance Company of Columbus (Aflac), provides supplemental health and life insurance. The company offers cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans, and annuities in Japan. It also offers accident/disability plans, cancer plans, short-term disability plans, sickness and hospital indemnity plans, hospital intensive care plans, fixed-benefit dental plans, vision care plans, long-term care plans, and life insurance products in the United States. Aflac Incorporated sells its products through sales associates, independent corporate/individual agencies, and affiliated corporate agencies. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

The Hanover Insurance Group acquired Professionals Direct Insurance Company, whose top talent possess over 20 years of experience writing professional liability insurance for small and mid-sized law firms. Our experienced team of customer support staff, underwriters, legal and claims professionals are all seasoned experts who fully understand complex risks lawyers face. Working in partnership with your agent, we can create a comprehensive insurance program that provides you with the right protection and a very competitive price.

Rockhill Holding company covers risks not covered by the standard market. It writes specialty property and casualty commercial policies through its subsidiaries, Rockhill Insurance and Plaza Insurance. It focuses on six excess and surplus areas: professional liability, umbrella, general liability for residential construction, wind, primary property, and excess property. Policies are written in most US states. The company's RTW, Inc. subsidiary offers workers compensation and absence management services to employers. Rockhill Holding is owned by State Automobile Mutual Insurance Company.

When it comes to protecting what matters most, trust matters. From the smallest fender-bender to a storm-damaged home, Safeco has stood ready at the most trying moments for more than 85 years. A member of Liberty Mutual Group with the financial strength to deliver security and value, we offer national reach combined with local market knowledge. We have over 3,000 employees across the country dedicated to meeting the needs of people like you.

Scottish Re Group Limited is a holding company organized under the laws of the Cayman Islands with its principal executive office in Bermuda. Through our operating subsidiaries, we are engaged in the reinsurance of life insurance, annuities and annuity-type products. These products are written by life insurance companies and other financial institutions located in the United States, as well as in other countries around the world.

The company wrote medical professional-liability insurance through subsidiary American Physicians Assurance Corporation. Operating principally in a handful of states in the Midwest, it concentrated on individual and small-group practices and had more than 9,000 policies in force. Other subsidiaries dealt with income portfolio management, health care consulting, and physician and medical staff credential verification and review. Founded in 1975, the company was known as Mutual Insurance Corporation until 2000, when it was demutualized. APCapital was acquired by The Doctors Company in 2010.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

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