New Jersey Manufacturers Insurance Company began in 1913, founded by factory owners who wanted to purchase insurance from a reliable, local, safety-oriented carrier. The Company has worked steadily ever since to build a reputation for efficiency, integrity and superior service.NJM writes coverage directly for consumers without the expense of agents' commissions, and operates in a mutual fashion exclusively for policyholders. Approximately $4.9 billion have been paid to policyholders as dividends since 1918.

Looking for auto coverage? Go west, young man -- or east, north, or south. Bristol West Holdings Bristol West Holdings sells non-standard private passenger insurance; that is, insurance for those who have trouble getting standard coverage because of bad driving records, age, limited financial resources, and the like. The company operates in some 40 states through about 10,000 agents. Though the majority of Bristol West's customers buy minimum liability policies, the company also offers collision and comprehensive coverage, as well as medical payments coverage that pays for health care costs related to automobile accidents.

West Bend Mutual helps protect the property and other assets for its members in nine midwestern states. The company provides personal and commercial property/casualty insurance, including auto, homeowners, workers' compensation, and umbrella coverage. Its National Specialty Insurance (NSI) division offers specialty policies for businesses including child care centers, tanning parlors, not-for-profit organizations, and athletic leagues. Some 700 independent agencies sell the company's products. West Bend Mutual was founded in 1894.

Founded in 1937 by Charles C. Parker, Parker, Smith & Feek is one of the 100 largest insurance brokerage firms in the nation. Privately owned and headquartered in the Pacific Northwest, the firm has world class resources with global reach. Our primary focus is the protection of our clients’ assets. And, to that end, we offer business insurance solutions across multiple industry sectors. From employee benefits and surety to claims management and workers’ compensation, our insurance and risk management knowledge and service expertise are unmatched.

QBE Insurance Group may be one of Australia's leading insurers, but it also has a hefty global reach. The company offers a variety of insurance and reinsurance through offices in about 50 countries. QBE provides general property/casualty policies, as well as liability, auto, marine, aviation, energy, accident, workers' compensation, and professional indemnity coverage. The company writes both individual and commercial insurance policies and also administers reinsurance coverage. Its products are sold through direct and independent representative agencies. QBE Insurance Group earns about three-fourths of its revenue outside of Australia.

In 1982, CRC opened for business in Birmingham, Alabama, where the groundwork was laid to become the top performer in the wholesale brokerage industry. We committed ourselves to performing at a level above the rest, thus proving we could stand up to the risks that might come our way – large or small, simple or complex – even risks that others wouldn't touch. This commitment set the stage for what we have become today.

The subsidiaries of Missouri Farm Bureau Insurance Services offer a variety of personal and commercial property/casualty and life insurance products to members of the Missouri Farm Bureau (its parent company). Although the company has its roots in agricultural and farm-related insurance, it also provides automobile, homeowners, and boat coverage in addition to whole and term life policies and annuities. Group members include Farm Bureau Town & Country (property/casualty insurance, originally formed in 1946), Farm Bureau Life, and Missouri Farm Bureau Insurance Brokerage, which places health insurance. Its products are distributed through some 225 field agents across Missouri.

In the early 1980s, CPAs were faced with a mounting liability insurance crisis. The major insurance carriers, victims of their own rate-cutting war, found themselves with insufficient funds to cover their claims. Most companies discontinued their professional liability insurance coverage for CPAs. Those who continued to offer CPAs liability insurance imposed huge premium increases to cover cash shortfalls. As a result, liability coverage became unaffordable for many CPAs.

OneBeacon was one of the first glimmers of the insurance biz in the US. OneBeacon provides specialty property/casualty insurance policies, including marine, travel, professional liability, medical malpractice, data privacy, umbrella property, and even tuition coverage for when a student is forced to leave school unexpectedly. Its subsidiaries include International Marine Underwriters and OneBeacon Professional Insurance. Products are sold to businesses and individuals through a network of 3,400 independent agents and brokers across the US. OneBeacon was founded in 1831 as Potomac Fire Insurance Company. Holding company White Mountains Insurance owns a controlling stake in OneBeacon.

Capitol Indemnity offers property and casualty specialty insurance coverage as well as fidelity and surety bonds for businesses. It provides commercial and contract surety bonds in non-construction segments, including court bonds, money transfers, mortgage brokers, and for public officials. Its more specialized property/casualty includes coverage for health clubs, flea markets, martial arts schools, and even Christmas tree lots. Founded in 1959, the company has a network of independent and general agents across the US.

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