Falvey Cargo Underwriting provides marine cargo insurance primarily for high technology and medical industries, but insures just about anything in need of coverage. Typical cargo loads include environmentally-sensitive fiber optic equipment, robotic surgical devices, and pharmaceutical products. The company also provides loss prevention consultations, claims processing services, and recovery services through its ProTecht Risk Solutions program. Falvey Cargo Underwriting -- a licensed underwriting manager for several Lloyd's syndicates -- was founded in 1995.

Got a house clinging to the edge of a cliff in California? Century-National Insurance will talk with you, even if other insurers wouldn't touch your house with a 10-foot pole. The company sells personal and commercial property/casualty insurance and specializes in homeowners coverage. To better serve the California market, it offers a line of earthquake-only policies. It also offers personal and commercial auto insurance. There are many things you can do in the case of an accident, but the first thing is to remain calm. Check all passengers for injuries first, then call the police or paramedics if necessary. If it is safe, move your vehicle away from traffic, then collect the other driver's information. For a detailed list of what to do in case of an accident, select this link ACCIDENT INFORMATION. The LOSS INFORMATION FORM should be kept in your vehicle and completed at the scene of an accident.

Amica will amicably serve your insurance needs. The company provides a variety of personal insurance products, including auto, home, and life policies, as well as marine and excess liability coverage. Amica sells its policies directly to customers through some 40 offices throughout the US. The oldest mutual automobile insurance company in the US, it traces its roots back to 1907 (when fire coverage was a car owner's most important need due to the danger of exploding gas tanks). Amica, the company's current incarnation, was formed in 1973 when Automobile Mutual Insurance Company of America combined with Factory Mutual Liability Insurance Company of America.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

Kyobo Life Insurance Co., Ltd. was founded in 1958 by Shin Yong-Ho, father of CEO Shin Chang-Jae. The Kyobo Group conglomerate (or "chaebol)" operates under a common management structure in a variety of sectors including real estate, investment banking, and a bookstore. Kyobo Life Insurance is one of South Korea's top life insurance firms. The company provides life insurance and asset management products to more than 10 million customers. Its offerings include traditional life, health and disability, and retirement and pension products for individuals and businesses. Products are distributed through financial planning agents. Kyobo Life also offers personal-use and mortgage loans, and it has some international operations.

Farm Bureau Insurance of Michigan offers life insurance and commercial and personal property/casualty insurance, including homeowners, farm owners, workers' compensation, and automobile coverage. Its life insurance products include traditional policies and annuities. A subsidiary of the Michigan Farm Bureau, the company also sells Blue Cross and Blue Shield health policies, long-term care insurance, retirement products, and financial planning services. The company was founded in 1949 to serve the farming community and operates exclusively in the state of Michigan. Its subsidiaries, Farm Bureau Mutual, Farm Bureau Life, and Farm Bureau General, have claims offices and over 400 independent agents in the state.

OneBeacon was one of the first glimmers of the insurance biz in the US. OneBeacon provides specialty property/casualty insurance policies, including marine, travel, professional liability, medical malpractice, data privacy, umbrella property, and even tuition coverage for when a student is forced to leave school unexpectedly. Its subsidiaries include International Marine Underwriters and OneBeacon Professional Insurance. Products are sold to businesses and individuals through a network of 3,400 independent agents and brokers across the US. OneBeacon was founded in 1831 as Potomac Fire Insurance Company. Holding company White Mountains Insurance owns a controlling stake in OneBeacon.

Hannover Rückversicherung AG, together with its subsidiaries, operates as a reinsurance company worldwide. It offers non-life reinsurance products and services, including property and casualty reinsurance; structured reinsurance; marine and aviation reinsurance; credit and surety reinsurance, as well as reinsurance products for political risks; facultative and catastrophe reinsurance; reinsurance for agricultural risks; and treaty reinsurance, as well as financial reinsurance and specialty insurance. The company also provides life and health reinsurance products and services, such as life, health, annuity, and personal accident reinsurance.

The Hanover Insurance Group acquired Professionals Direct Insurance Company, whose top talent possess over 20 years of experience writing professional liability insurance for small and mid-sized law firms. Our experienced team of customer support staff, underwriters, legal and claims professionals are all seasoned experts who fully understand complex risks lawyers face. Working in partnership with your agent, we can create a comprehensive insurance program that provides you with the right protection and a very competitive price.

Transamerica Reinsurance is an operating unit of Transamerica Life Insurance Company, an AEGON company. We help companies maximize the value of their life products portfolios through traditional life reinsurance and related services that attach to our core life reinsurance offering. Our value-added solutions help companies manage risk, price their products more competitively, strengthen underwriting, enhance capital efficiency and improve the economics of their business.

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