St Andrew’s is a leading Australian insurer and has a solid history of partnering with financial institutions to deliver innovative and streamlined insurance solutions.Through a strategic partnership with St Andrew’s‚ financial institutions in Australia can benefit by working with a single, integrated insurance partner that understands their needs and the needs of their customers/members.They provide our corporate partners with a total insurance solution which includes consumer credit insurance, life insurance and, through our partner Vero Insurance Limited, general insurance products such as Home and Contents, Motor and Travel.

CNP Assurances is France's top personal life insurer. In addition to life insurance and other savings products, it sells health, death and disability, and other personal risk coverage and pensions. CNP sells its products primarily through about 20,000 outlets of La Poste, the French postal service, and La Caisse Nationale des Caisses d'Epargne, the state savings banks; together these two channels account for about 75% of CNP's sales. These partners are also shareholders in the company, together owning about 35%. Another French paragovernmental organization, Caisse des Depots et Consignations, owns 40%.

ERGO Versicherungsgruppe, a German subsidiary of reinsurer Munich Re, owns a majority of the company. I insure, "ergo sum"? ERGO Previdenza (formerly Bayerische Vita) provides life insurance policies to individuals, families, and businesses. The company also provides pension coverage products. ERGO Previdenza sells its products through a network of nearly 300 branch offices and a large sales force throughout Italy. It serves approximately 600,000 customers. Sister company ERGO Assicurazioni provides a wide variety of property/casualty insurance products.

Sterling National Corporation is a leading provider of lender placed hazard insurance tracking and outsourcing services, voluntary insurance products, property tax software and services, and customer experience solutions. Nationwide, we serve lenders, mortgage servicing organizations, financial institutions, and homebuilders as well as their end customers. Headquartered in Atlanta, Georgia, Sterling National has more than 1,400 employees in nine offices across the country including California, North Carolina, Florida, Iowa, Nebraska, and Texas.

Shenandoah Life is a mutual insurance company with a dedication to protecting lives and promoting community values. We serve our policyholders, our sales representatives and the communities in which we do business. We are committed to cultivating a positive, rewarding work environment, and as a result are able to attract highly skilled employees and sales representatives. Our core values of performance, initiative, customer focus, integrity and interdependence provide direction for our employees and drive our business decisions.

A subsidiary of Allianz, Mondial Assistance Group primarily sells travel insurance for individuals and business in partnership with travel agents, brokers, tour operators, and online travel companies worldwide. Mondial's standard offerings include protection for lost or stolen luggage, medical coverage, vehicle repair during travel, and trip cancelation protection. The company also offers a variety of complementary services such as reservation, rental, and property care assistance.

AXA Konzern is concerned with a lot of issues, but most especially the health and wealth of its clients. AXA Konzern AG offers personal and commercial lines of insurance to about 8 million customers through its subsidiaries. Personal lines include health, life, pension, and accident insurance, as well as legal protection, travel, homeowners, and personal auto coverage. Germany-based AXA Konzern provides its commercial clients with group accident, real estate, and legal liability insurance. Products are sold through direct sales and independent agency representatives. AXA Konzern AG is a subsidiary of French insurance giant AXA.

Title Resource Group takes buyers through the last few steps in securing real estate. It offers commercial and residential title insurance, which insures that a property is really available for sale by the person selling it and covers the buyer if disputes should arise later on. Title Resource Group also provides settlement services, including closing and escrow services. Its customers are typically real estate companies and financial institutions. The firm is a subsidiary of real estate company Realogy.

One part of the Faraday Group, Faraday Holdings is the parent company of Faraday Underwriting, which in turn is the manager of the Faraday Syndicate 435 at Lloyd's. Funding for the syndicate (to the tune of $575 million in 2004) is provided by another subsidiary, Faraday Capital. Berkshire Hathaway acquired the syndicate in 1999 and Faraday Holdings is now a subsidiary of Berkshire's General Re. The company provides risk management underwriting through three primary teams: property, casualty, and aviation. The Faraday Group also includes Faraday Reinsurance, a separate unit of General Re.

OneBeacon was one of the first glimmers of the insurance biz in the US. OneBeacon provides specialty property/casualty insurance policies, including marine, travel, professional liability, medical malpractice, data privacy, umbrella property, and even tuition coverage for when a student is forced to leave school unexpectedly. Its subsidiaries include International Marine Underwriters and OneBeacon Professional Insurance. Products are sold to businesses and individuals through a network of 3,400 independent agents and brokers across the US. OneBeacon was founded in 1831 as Potomac Fire Insurance Company. Holding company White Mountains Insurance owns a controlling stake in OneBeacon.

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