The Phoenix Companies, Inc., through its subsidiaries, provides life insurance and annuity products in the United States. The Phoenix Companies company’s life insurance products include universal life, variable universal life, and other products. It also offers single life, first-to-die, and second-to-die insurance products. Its annuity products include fixed, variable, and other types of annuities, which it offers in deferred and immediate varieties. In addition, the company offers a hybrid insurance/investment product, which adds a lifetime income guarantee to an investor’s managed account assets; and manages fixed income investments for third parties, including mutual funds, pension plans, and endowments. The Phoenix Companies company offers its products through third-party distributors, wholesalers, and financial planning specialists. The Phoenix Companies, Inc. was founded in 1851 and is headquartered in Hartford, Connecticut.

MMA is an established and financially secure UK general insurer. Our parent company MMA IARD Assurances Mutuelles was founded 180 years ago and is part of the Covéa Group; one of the leading property and liability mutuals in France with an annual turnover of €13 billion and assets of €60 billion.The MMA Group has over 3 million customers spending nearly €6 billion in premiums every year. Across Europe, MMA has over 13,000 staff and 2,000 branches.

Liberty Northwest Insurance is a regional multiline insurer operating in five northwestern states: Alaska, Idaho, Montana, Oregon, and Washington. Its main business is providing workers' compensation insurance to area businesses, and it is the leading private workers' compensation insurer in some of its markets, including Oregon and Montana. However, Liberty Northwest also provides other kinds of commercial and personal coverage, including car, homeowners, business owners, and agribusiness insurance. A subsidiary of Boston-based insurance giant Liberty Mutual, the company is part of its parent's Agency Markets segment, a unit comprising Liberty Mutual's regional insurance carriers.

Southern California home buyers aren't the only ones who can partake of Orange Coast Title's (OCT) services. OCT and its subsidiaries provide commercial and consumer title insurance and closing services to homebuyers and lenders in more than 40 states from dozens of offices located mostly in the West, though the company does have offices in Pennsylvania and Texas. Its operating subsidiaries include California Title Company, Advantage Title, Equity Title, and First Centennial Title. OCT's Lender Services division, headed by subsidiary National Asset Management Group, offers foreclosure processing, appraisals, and other services nationwide. Chairman and CEO John Marconi founded Orange Coast Title in 1974.

Hansard, which traces its roots back to 1970, went public in 2006. Hansard Global wants investors around the globe to live a long life and prosper while they're doing it. As a life insurance company, Hansard provides life insurance products and financial services to European and international high-net worth investors. From its base in the tax-friendly Isle of Man, the company operates in more than 170 countries. Its financial services products, which are offered in conjunction with its life insurance products, include managed funds (similar to broad-based mutual funds), as well as equity, fixed-rate, and deposit funds. It distributes its products through hundreds of independent intermediaries.

National American Insurance Company (NAICO) provides commercial property and casualty insurance coverage targeted to the oil and gas, construction, retail, and trucking industries in Oklahoma and Texas. The company also writes property and casualty policies for Oklahoma school districts which, along with workers compensation and general liability, also cover school board legal liability. Having sold off its retail operations, NAICO relies upon a network of some 200 independent agents sell its products. Chairman and CEO Brent LaGere controls Chandler Insurance which owns NAICO.

Presidential Life Corporation, through its subsidiary, Presidential Life Insurance Company engages in the sale of annuity contracts, life insurance, and accident and health insurance products in the United States. Presidential Life Corporation offers various annuity products, which include single premium annuity, single premium deferred annuities, single premium immediate products, and other annuity products, such as flexible premium annuities and group terminal funding annuities. It also provides life insurance products, such as graded benefit life and simplified issue whole life policies, as well as other life products, including universal life, whole life, and term life products. Further, Presidential Life Corporation offers accident and health insurance policies, including New York statutory disability benefits, which are short-term disability contracts issued to employers of one or more employees in New York State. In addition, Presidential Life Corporation offers ancillary products, which include medical stop loss, group dental insurance, individual impaired risk disability, hospital indemnity products, accident products, and group life insurance products. It distributes its annuity contracts and life insurance policies through independent general agents. Presidential Life Corporation was founded in 1965 and is headquartered in Nyack, New York.

MS&AD Insurance Group has insurance in Japan covered. MS&AD Insurance Group is the holding company for several large Japanese insurance companies including Mitsui Sumitomo Insurance Group and Aioi Nissay Dowa Insurance. Together, the insurance companies offer property/casualty (e.g. auto, personal, fire, marine) and life insurance, as well as asset management (mutual funds, financial consulting) and risk management services. MS&AD Insurance's subsidiaries, which serve individuals and businesses in Japan, also offer their products and services to customers in more than 40 countries in Europe, Asia, and the Americas.

St. Andrew's Group helps folks get out of the trap of credit difficulties, while at the same time protecting creditors from potential losses. Part of the Lloyds Banking Group family of companies, the St. Andrew's Group provides creditor insurance products covering a wide range of risks to businesses throughout the UK including accident, illness, and unemployment. The company operates through the various St. Andrew's Insurance companies, which offer consumer products through partnerships with clients such as consumer and commercial lenders, utility companies, and other insurers. Services include products pricing and support, claims management, third party administration, and coverage for policyholders.

The mutual insurance company, commonly referred to as Groupama Insurances, offers its members a cooperative sort of structure, which provides ownership benefits, along with the usual insurance products. It offers auto, homeowners, and health care coverage to individuals, as well as commercial property/casualty insurance to small businesses. The leading UK insurer, Groupama Insurances has seven offices throughout the country and sells its wares through brokers and affinity groups. The company is a subsidiary of French financial services group Groupama SA, which was founded in 1840 and has subsidiaries throughout Europe.

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