Through dedicated teams of experts and advisors, USI clients enjoy convenient access to a broad spectrum of flexible, cost-effective products and strategically enhanced services for insurance, risk management, financial management, employee benefits and asset management programs tailored to their unique needs.

At the Old Republic Title Insurance Group (ORTIG), ORTIG provide title insurance policies and related real estate transaction and mortgage lending products and services to individual consumers, mortgage lenders, businesses and government agencies. ORTIG products and services protect the customers from financial loss and hardship related to unknown judgments and liens, forged transfers, inconsistencies within a property's title or misapplication of fiduciary funds. The distribution channel for ORTIG products and services spans across the nation and includes independent title insurance agents, ORTIG wholly owned insurance company branch offices, owned/affiliated agencies and ancillary services subsidiaries.

Atlantic American Corporation is headquartered in Atlanta, Georgia, a vibrant, international city that is home to some of the most respected companies in America. Atlantic American is a publicly traded (Nasdaq - AAME) holding company with three subsidiaries involved in well-defined specialty markets of the life, health, property and casualty insurance industries. Bankers Fidelity Life Insurance Company is the flagship carrier in the Life and Health Division. Our Property and Casualty Division is comprised of American Southern Insurance Company and xCalibre Risk Services. Our insurance companies are rated either A (Excellent), or B++ (Good), by A.M. Best. Atlantic American companies hold one or more licenses in 46 states and the District of Columbia. Our products, marketed through an exclusive network of independent agents and brokers, are backed by nearly a half-billion dollars in assets and almost $200 million in annual revenues.

Farmers Alliance Mutual and its Alliance Insurance and Alliance Indemnity subsidiaries provide property/casualty insurance in nine midwestern and western states. With a focus on rural markets, the company's largest line of business is farm insurance, but it also writes personal home and automobile insurance and business coverage. A network of more than 650 independent agencies sell Farmers Alliance's products; Kansas is its largest market. The mutual company was established in 1888 by a group of Kansas farmers.

Intact Financial sits atop the Canadian property/casualty marketplace, providing automobile, property, and liability insurance to both individual and small to midsized commercial clients. The company sells its Intact Insurance products primarily through a network of some 1,800 brokers, but its Belair Insurance subsidiary sells directly online and by phone. The company's Trafalgar Insurance also offers Grey Power-branded personal insurance targeted toward seniors. Formerly known as ING Canada, Intact Financial no longer has any ties to its previous parent, ING Groep.

Since our founding in Canton, Ohio in 1997, we've been working hard to provide pet owners with affordable and well-designed pet health insurance plans. Our plans help pet owners pay their veterinary bills in case of accidents, illnesses, and even for wellness care, like regular check-ups. They pride ourselves on offering the best pet health insurance products and customer service possible. To do so, we leverage valuable proprietary actuarial data, strong underwriting relationships, excellent in-house customer service facilities, and outstanding policy and claims administration

Title Resource Group takes buyers through the last few steps in securing real estate. It offers commercial and residential title insurance, which insures that a property is really available for sale by the person selling it and covers the buyer if disputes should arise later on. Title Resource Group also provides settlement services, including closing and escrow services. Its customers are typically real estate companies and financial institutions. The firm is a subsidiary of real estate company Realogy.

Transatlantic Holdings, Inc. (TRH) is a leading international reinsurance organization headquartered in New York, with operations worldwide. TRH’s subsidiaries, Transatlantic Reinsurance Company® (TRC), Trans Re Zurich Reinsurance Company Ltd (TRZ) and Putnam Reinsurance Company (Putnam), offer reinsurance capacity on both a treaty and facultative basis -- structuring programs for a full range of property and casualty products, with an emphasis on specialty risks.

Balboa Insurance Group has been helping lenders for more than 60 years by providing industry-leading risk management and loss mitigation solutions to financial institutions in the mortgage and auto finance industries. Balboa Insurance Group is a part of a Fortune 500 diversified financial services organization, that is financially sound and strong. The company's affliated underwriters include Balboa Insurance Company, Meritplan Insurance Company, Newport E&S Insurance Company, Newport Insurance Company, Balboa Life Insurance Company and Balboa Life Insurance Company of New York.

OM Financial Life Insurance is the flagship insurer in the Old Mutual Financial Network (OMFN), which makes up the US life insurance and annuity operations of London-based Old Mutual. Formerly known as Fidelity and Guaranty Life Insurance, the company sells life insurance through a group of master general agents with operations in 49 states and Washington, DC. In the Empire State, though, the company's products are offered through subsidiary OM Financial Life Insurance Company of New York. Its Old Mutual Financial Network Securities subsidiary provides variable annuity products.

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