
Founded in 1958, United Teacher Associates Insurance Company became a subsidiary of Great American Financial Resources in 1999. For United Teacher Associates (UTA), the three "Rs" are really reading, writing, and retirement. Doing business as United Teacher Associates Insurance Company, it offers a mix of life insurance, disability insurance, and other products. The company helps teachers prepare for their golden years with tax-deferred annuities, long-term care, and Medicare supplement insurance. UTA is licensed to operate throughout most of the US (46 states) but its business is concentrated in Louisiana, Mississippi, and Texas. Its products are distributed through independent agents.

Ohio Casualty underwrites a variety of commercial property/casualty insurance products including property and general liability, equipment breakdown, workers' compensation, schools, and commercial farm policies. The company also offers loss prevention programs to its customers. Ohio Casualty sells its products through independent agents in seven mid-central and eastern states and Washington D.C. Historically, half of its customers are contractors or artisans, the rest are typically smaller business owners, including merchants and service providers. The company is owned by Liberty Mutual.

W. R. Berkley Corporation is a financial services company focused on the property and casualty insurance business. It has been uniquely successful in meeting the needs of its various constituencies. Over the past 42 years, the Company has achieved an outstanding record of consistently providing insurance products and services that meet the needs of its customers. It has provided its employees with a challenging and rewarding workplace while also making both economic and civic contributions to the communities in which it operates. Most significantly, it has been able to do these things while providing outstanding returns to its shareholders.

Prudential Financial, Inc., through its subsidiaries, provides various financial products and services in the United States, Asia, Europe, and Latin America. The company operates through three divisions: The U.S. Retirement Solutions and Investment Management, The U.S. Individual Life and Group Insurance, and The International Insurance and Investments. The U.S. Retirement Solutions and Investment Management division offers individual variable and fixed annuity products, as well as provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. This division also provides investment management and advisory services to the public and private marketplace. The U.S. Individual Life and Group Insurance division provides individual variable life, term life, and universal life insurance products; and group life, long-term and short-term group disability, long-term care, and group corporate-owned and trust-owned life insurance products to institutional clients. It also sells accidental death and dismemberment, and other ancillary coverages, as well as provides plan administrative services. In addition, this division offers preferred provider and indemnity dental coverage plans to clients. The International Insurance and Investments division provides international individual life insurance products in Japan, Korea, and other foreign countries; and provides proprietary and non-proprietary asset management and investment advice and services to retail and institutional clients internationally. In addition, the company engages in real estate brokerage franchise business, which involves marketing its franchises to the real estate companies. Further, it provides institutional clients and government agencies with various services in connection with the relocation of their employees. Prudential Financial was founded in 1875 and is headquartered in Newark, New Jersey.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

The Economical Insurance Company is one of the last mutuals left in Canada. Founded in 1871, the company provides property and casualty policies to individuals and businesses from more than 15 offices in six Canadian provinces. Consumer policies include auto, home, property, and liability insurance; business lines include manufacturers, commercial liability, and farm insurance. The company operates as a group of member companies, one of which, Missisquoi Insurance, has been in operation since 1835. Group member The Mattei Companies underwrites commercial insurance in the US. The company distributes its products through some 900 independent insurance brokers.

Texas Municipal League Intergovernmental Risk Pool (TML Risk Pool) provides local governments, airport authorities, hospital districts, and other political subdivisions with workers' compensation, property, specialty, and liability insurance coverage. Its loss prevention division provides training resources on topics from chemical handling to playgrounds inspection. Established in 1974, TML Risk Pool has more than 2,500 members.

First Nonprofit Insurance specializes in meeting the property/casualty insurance needs of not-for-profit organizations. The mutually-owned company writes automobile, workers' compensation, and umbrella policies as well as specialized products such as social workers liability and pastoral counseling lines. The company also offers loss control education and consultation services. In addition, it provides financial services and retirement products to groups around the US. Founded in 1978, First Nonprofit Insurance is a member of First Nonprofit Mutual Group. Its products are distributed by independent brokers and agents.

Combined Insurance Company of America markets and underwrites a combination of supplemental accident, disability, health, and life insurance products. Combined Insurance offers a variety of low premium, low limit accident and health products for middle-income individuals. Its Combined Worksite Solutions division markets exclusively to small businesses while its Combined Select programs offer student insurance products through colleges. Combined Insurance Company of America operates in Europe, North America, and Asia/Pacific. Overseas, Combined Insurance Company of America distributes its products through some 3,000 independent agents while in North America it uses a dedicated sales force of more than 2,000 agents. Combined Insurance is held by ACE Limited.

To protect your home on the range from damages and crop failures, just say "hail, no!" and call The Home Agency. The Home Agency sells crop insurance through offices in Colorado, Iowa, Kansas, and Nebraska. Additionally, the company offers personal and commercial property/casualty lines, including automobile, homeowners, liability, and workers' compensation coverage, as well as health, disability, and life products. With about a half dozen office locations, the firm has more than 6,000 individual and family policyholders. The Home Agency was founded in 1974.
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