Nodak Mutual provides property/casualty insurance and other products, including life and health insurance and annuities, to members of the North Dakota Farm Bureau. The company insures more than 25,000 policyholders throughout the state; its own offerings include automobile, homeowners, farm owners, and crop insurance. It also provides life insurance and annuities through the affiliated FBL Financial Group, as well as health coverage through Blue Cross Blue Shield of North Dakota. A network of some 50 agents sell the company's products throughout the state. Nodak Mutual was founded in 1946.

American Physicians Service Group is a liability insurance writer and provider for medical professionals through its wholly-owned subsidiary American Physicians Insurance Company (API). It insures about 6,400 individual doctors and group practices primarily in Texas, but also in Arkansas and Oklahoma. Approximately 90% of its premiums are written through purchasing groups. About one-fifth of its premiums come from selling directly to policyholders. American Physicians Service Group has agreed to be acquired by ProAssurance for about $230 million.

Transamerica Reinsurance is an operating unit of Transamerica Life Insurance Company, an AEGON company. We help companies maximize the value of their life products portfolios through traditional life reinsurance and related services that attach to our core life reinsurance offering. Our value-added solutions help companies manage risk, price their products more competitively, strengthen underwriting, enhance capital efficiency and improve the economics of their business.

Through dedicated teams of experts and advisors, USI clients enjoy convenient access to a broad spectrum of flexible, cost-effective products and strategically enhanced services for insurance, risk management, financial management, employee benefits and asset management programs tailored to their unique needs.

Triad Guaranty Insurance, sold private mortgage insurance on residential mortgage loans when buyers could put up less than 20% of the down payment. Its customers have been residential mortgage lenders, including commercial banks and mortgage bankers and brokers. Triad Guaranty marketed its products across the US through its in-house sales force. The company is in the operating in run-off, which means it no longer writes new policies, but continues to service existing customers.

A personal auto insurer operating in a dozen states, First Acceptance specializes in providing non-standard auto insurance -- that is, insurance for drivers who have trouble getting coverage because of poor driving records or payment histories, but who must have the minimum coverage required by state laws. First Acceptance sells its policies, branded Acceptance Insurance, through some 400 retail offices staffed by its own employee agents. In the Chicago area it uses the names Yale Insurance and Insurance Plus.

Through its Renaissance Reinsurance subsidiary, the Bermuda-based firm indemnifies insurance companies around the globe against excess losses on natural catastrophes, paying insurance claims after they exceed a certain retained amount. Top Layer Re, a joint venture with State Farm, provides excess non-US property catastrophe reinsurance. Another RenaissanceRe venture, DaVinci Reinsurance, covers catastrophes and specialty risks such as terrorism. Subsidiary RenRe offered primary-property insurance in the US until the company agreed to sell it in 2010 to QBE for about $275 million.

Founded in 1941, Cotton States Life Insurance, through subsidiaries Cotton States Mutual Insurance and Shield Insurance, the company operates in a handful of southeastern states, offering personal lines of property/casualty insurance, such as auto and homeowners coverage, as well as traditional life insurance products. The company sells its insurance products through exclusive agents in Alabama, Georgia, Tennessee, and Florida. Its agents also sell the products of its parent company, national insurance provider COUNTRY Financial, which acquired Cotton States in 2005.

Sanlam Limited company has been expanding its investment business through segments including Sanlam Investment Management, its Octane hedge fund of funds, and its SIM Emerging Markets, which focuses on African economies. Charlize Theron may have run away to Hollywood, but the Sanlam Group keeps its star power at home in South Africa. Targeting middle-market and affluent clients, the company provides insurance and wealth management services. Major segments are life insurance (including annuities and other investment products) and short-term insurance (property and casualty coverage sold through majority-owned Santam).

Farmers Insurance Hawaii is part of the Farmers Insurance Group of Companies, one of the most trusted and financially solid names in insurance. Farmers Insurance holds "A" ratings from insurance rating companies A.M. Best and Standard & Poor's. Farmers is the third largest provider of personal lines insurance in the country, serving more than 15 million customers. Farmers offers a full range of products including auto, homeowners, life, motorcycle and business insurance. We look forward to brining some of these quality products to you in the future.

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