HCC Insurance Holdings, Inc., together with its subsidiaries, provides property and casualty, surety, group life, accident, and health insurance coverage, as well as related agency and reinsurance brokerage services to commercial customers and individuals worldwide. It underwrites financial insurance risks in its financial products line of business, which includes directors’ and officers’ liability, employment practices liability, errors and omissions liability, surety and credit, and fidelity insurance products. The company writes medical stop-loss insurance that provides coverage to companies, associations, and public entities that elect to self-insure their employees’ medical coverage for losses. It also engages in insuring aviation risks, which include coverage for antique and vintage military aircrafts, cargo operators, commuter airlines, corporate aircrafts, fixed base operations, military and law enforcement aircrafts, private aircraft owners, and rotor wing aircrafts. The company offers hulls, engines, avionics and other systems, liabilities, and cargo and other ancillary coverage. Its London market account business consists of marine, energy, property, and accident and health businesses. In addition, HCC Insurance Holdings underwrites property and liability businesses, such as event cancellation, contingency, public entity, and U.K. liability; and writes facultative or individual account reinsurance, and treaty reinsurance businesses. The company markets its products directly to customers, as well as through a network of independent and affiliated brokers, producers, agents, and third party administrators. HCC Insurance Holdings was founded in 1974 and is headquartered in Houston, Texas.

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd. They provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. They insure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy.

SBLI was founded in 1907. The Savings Bank Life Insurance Company of Massachusetts! Originally selling life insurance only through savings banks, SBLI now sells a variety of life insurance products and annuities directly to consumers. Its products include term life, whole life, group life, and specialty children's life insurance, and it is the top writer of ordinary life insurance in Massachusetts. However, SBLI has expanded to sell its products in more than 35 states. While the company now sells its products directly and through independent brokers and agents, it still sells through banks and has partnership agreements with several regional banking associations.

Zenith National Insurance Corp. is an indirect wholly-owned subsidiary of Fairfax Financial Holdings Limited. Zenith National Insurance Corp. is the holding company for Zenith Insurance Company and its subsidiaries, including ZNAT Insurance Company ("Zenith"). Zenith is primarily engaged nationally in the workers' compensation insurance business. Zenith conducts business in 45 states and the District of Columbia through independent agencies.

In 1992, Palisades was founded to be the nice New Jersey car insurance company. Drivers and agents get more reasons to smile with more value, friendly New Jersey expertise, and service done right.Customers have consistently chosen Palisades, making us the largest independent agent auto insurance company in New Jersey. We continue to deliver more value, more service, and more insurance innovations.Palisades is a Plymouth Rock managed company. Plymouth Rock companies are locally focused providers of insurance, operating within the northeastern USA. Plymouth Rock Assurance Corporation, founded in 1983, provides auto insurance to Massachusetts and Connecticut drivers. Mt Washington Assurance Corporation provides auto, home, and umbrella insurance in New Hampshire. Bunker Hill provides homeowner’s and renter’s insurance Massachusetts and Connecticut.

Arig has been a trusted risk partner for over a quarter century. Established by the governments of Kuwait, Libya and the United Arab Emirates, the Company has since grown to become one the market leaders among regional reinsurers. Today, Arig is a publically traded company owned by over 6000 private and institutional investors and listed on the stock exchanges of Bahrain, Dubai and Kuwait.

FPIC Insurance Group, Inc., through its subsidiary companies, is a leading provider of medical professional liability (MPL) insurance for physicians, dentists and other healthcare providers. The company's largest subsidiary, First Professionals Insurance Company, Inc., is the largest writer of MPL insurance in Florida and has served the market for 35 years. The company is also a leading writer of MPL insurance in Texas as a result of the company's acquisition of Advocate, MD Insurance Group, Inc. and subsidiaries. Other core markets include Georgia, Arkansas and Missouri. Licensed in 32 states, FPIC insurance subsidiaries currently have policyholders in a total of 13 states.

Founded in 2006, Homeowners Choice began providing property and casualty insurance for Floridians just as large national insurers began exiting the hurricane-prone market to reduce exposure. The majority of the company's insurance policies have been assumed from Citizens Property Insurance Corporation, a state-supported insurer. Although Homeowners Choice has assumed more than 50,000 property and casualty insurance policies from Citizens, the company has done so selectively, assuming policies based on its own underwriting criteria. The company also sells policies through a network of more than 1,300 independent agents.

Lincoln Financial Advisors is to be the country’s premier fee-based financial planning firm by being the preferred partner of fee-based financial planning professionals who offer comprehensive financial services to affluent clients."Bob Dineen, President and CEO, Lincoln Financial Advisors Lincoln Financial Advisors has a distinguished tradition dating back over 50 years. We are a full-service planning organization with offices throughout the United States. Unique to our industry, we believe that our planners are our most important partners in the delivery of quality solutions to the financial needs of our clients.

Torchmark Corporation, through its subsidiaries, provides individual life and supplemental health insurance products, and annuities to middle income households. It offers various life insurance products, including traditional and interest sensitive whole-life insurance, term life insurance, and other life insurance. Torchmark Corporation also provides various health insurance products, including juvenile and senior life coverage; medicare supplement; supplemental limited-benefit health insurance products that include hospital/surgical plans, cancer, and accident plans sold to individuals under age 65; and medicare supplement and medicare part D prescription drug insurance. In addition, it offers a range of annuity products comprising single-premium deferred annuities and flexible-premium deferred annuities. Torchmark Corporation sells its products through direct response, exclusive agents, and independent agents in the United States, Canada, and New Zealand. Torchmark Corporation was founded in 1900 and is based in McKinney, Texas.

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