Rain and Hail Insurance Service is among the largest crop insurers; it is an underwriter for multiple lines of insurance for agents and rural policyholders in Canada and the US. Covering family farms to corporate farms its products run the gamut from low farm revenue to agribusiness risk management, from crop hail insurance to livestock risk protection. The company also provides claims adjusting and accounting services. It operates about 10 divisional offices across the US, as well as in Canada. Rain and Hail has agreed to be acquired by ACE Limited, which already holds 20% of the company's stock.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

Since opening our doors in 1995, MEM has been committed to promoting safe, healthy and injury-free workplaces. Through our WorkSAFE program we’ve put our loss prevention expertise, safety education and training to work for our policyholders. And it’s paid off. More than 80 percent of our 12,000 policyholders are injury-free in a typical year.

Western Financial Group provides banking, investment, and insurance services throughout the Canadian provinces of Alberta, British Columbia, Manitoba, and Saskatchewan. The group is one of the larger property/casualty insurance brokers in Canada, selling coverage through the WFG Agency Network. Banking services are provided through Western Financial Group's Bank West operations, and the company also owns AgriFinancial, which provides lending services to agricultural businesses. Western Financial owns and operates a half dozen Marlin Travel offices. About 75% of Western Financial's clients come from Alberta and the company sells more commercial property and liability insurance than other kinds.

Keystone Insurers Group (KIG) was incorporated in 1983 by four Central Pennsylvania Agencies who joined forces in an increasingly difficult, constricted market. Their number increased with the express purpose of realizing greater opportunities through association than they could realize individually.While preserving the entrepreneurial spirit of the American Independent Insurance Agent, the founders recognized that as a profitable, productive group, they wielded significant bargaining power, were provided greater opportunities, and could offer a wider array of products and services to customers and the communities in which they lived.

Southern Farm Bureau Casualty Insurance provides property/casualty insurance in the southern US. The company's products are sold through regional offices and a network of some 2,000 independent contractor agents. Its Farm Bureau Tech training facility offers courses in claims, underwriting, and related insurance areas. The company operates in Arkansas, Colorado, Florida, Louisiana, Mississippi, and South Carolina. Southern Farm Bureau Casualty was established as an automobile insurance provider in 1947 by four state Farm Bureaus.

Kemper® markets and sells automobile, homeowners and other personal lines property and casualty insurance. Kemper’s predecessors date back to 1926 and was acquired by Unitrin in 2002 from Lumbermens Mutual Casualty Company. ("Lumbermens Mutual"). Unitrin, Inc. is a $3 billion, NYSE – listed company.Today, Kemper proudly works along side more than 4,700 independent agents who provide customers with a choice of insurance companies, policies and insurance programs designed to meet their individual needs. Its policyholders number more than 755,000 nationwide. All of Kemper’s underwriting companies are rated "A-" (excellent) by A.M. Best, the insurance industry’s most trusted rating authority.

CNP Assurances is France's top personal life insurer. In addition to life insurance and other savings products, it sells health, death and disability, and other personal risk coverage and pensions. CNP sells its products primarily through about 20,000 outlets of La Poste, the French postal service, and La Caisse Nationale des Caisses d'Epargne, the state savings banks; together these two channels account for about 75% of CNP's sales. These partners are also shareholders in the company, together owning about 35%. Another French paragovernmental organization, Caisse des Depots et Consignations, owns 40%.

Hardy Underwriting Bermuda Limited ("HUB") is listed on the London Stock Exchange. HUB is the ultimate holding company for the Hardy group of companies.On 7th February 2008, control of Hardy Underwriting Group plc transferred to HUB via a scheme of arrangement, to effect a redomicile of the group to Bermuda and access property risks from there. At the same time Hardy Re Limited was established in Bermuda as a class III reinsurance company. 2008 was the first phase of Hardy's operations in Bermuda, with Hardy Re writing a quota share reinsurance of Hardy Underwriting Limited's participation on the managed syndicate

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