Located in Carlsbad, California, William J. King & Associates has served local businesses with their insurance and employee benefit needs since 1972. Our success over the past 30 years has made us the number one agency in North County and among the top ten in San Diego each of the past six years. We pride ourselves on our extensive industry knowledge and creative problem solving solutions that get our clients the best plan to meet their needs; and then providing them with an unprecedented level of personal service.

Multi-line insurer Groupama is the operating company responsible for a group of regional mutual insurance companies that provide life, health, and property/casualty insurance throughout France. The group also offers retirement savings products, as well as banking and asset management services. Under its three distinct brand names, Groupama, Gan, and Amaguiz.com, the company caters to private individuals, small and midsized businesses, and Internet sales, respectively. The company operates in about a dozen countries in Europe and Asia. Groupama is owned indirectly (through a holding company) by the mutual companies it operates.

Colemont Brokerage Group knows that commerce can be risky business, so it offers specialty commercial property/casualty coverages, such as pollution and trucker's liability, to businesses of all sizes. The company operates as Colemont Insurance Brokers in the US and Colemont Global Group internationally. With more than a dozen locations across the nation, Colemont ranks among the largest wholesale insurance brokers in the US. International expansion is part of Colemont's growth plan, and to that end it established offices in Europe, Latin America, Asia, and the Middle East.

Samsung Fire & Marine is the largest casualty insurance company in the region, offering auto, injury, and long-term health coverage. The company has streamlined operations to compete in an increasingly deregulated market -- one that allows foreign competition. The firm has entered foreign markets such as China, Europe, Indonesia, Japan, and Vietnam, forming business alliances with People's Insurance Company of China and Tokio Marine.

Hull & Company, Inc. is a wholesale insurance intermediary providing specialty products and unique solutions to the independent agency system. We are guided by strong ethics, honesty and professionalism. Our goal is to deliver insurance products at competitive terms, with financially sound markets, on a timely basis. We strive to consistently exceed the expectations of our customers, employees, insurance markets and shareholders. The result of our efforts is to make a profit for all concerned."Hull & Company, Inc. is a wholesale insurance intermediary providing specialty products and unique solutions to the independent agency system. We are guided by strong ethics, honesty and professionalism. Our goal is to deliver insurance products at competitive terms, with financially sound markets, on a timely basis. We strive to consistently exceed the expectations of our customers, employees, insurance markets and shareholders. The result of our efforts is to make a profit for all concerned.

At Rutherfoord, our first responsibility is to help reduce your potential for loss. That's part of the comprehensive approach we take at Rutherfoord. And it's one of the reasons why we've been awarded our client's loyalty since 1916.On March 16, 2010, Rutherfoord became a Marsh & McLennan Agency LLC company (MMA), which operates independently of parent company Marsh Inc., the world's largest insurance broker. This combination of great companies offers the middle market Rutherfoord's integrity, industry knowledge and best-in-class customer service with a broader array of capabilities and resources through the MMA network.

Self-Insured Schools of California (SISC) is an insurance society and risk management organization that pools the resources of various school districts in California to purchase health, workers' compensation, and other property/casualty insurance for school district employees and facilities. All board members are school district employees, as are the organization's administrative personnel. More than 365 educational agencies are members of the group, which utilizes such providers as Blue Cross of California, CIGNA, Kaiser Permanente, and Delta Dental. SISC is managed by the Kern County Superintendent of Schools Office.

Fondiaria-SAI's property/casualty and life policies can be found in the Italian insurance market. The company, also known as FonSAI, primarily offers auto and life insurance policies, as well as niche coverage in areas including accident, health, liability, fire, and product loss coverage, partially through subsidiary Milano Assicurazioni. Products are distributed through a network of independent agents, financial advisors, and banking affiliates across the country.

Comprised of Axis Insurance and Axis Re, AXIS Capital Holdings offers specialty insurance and treaty reinsurance. Its specialty coverage includes terrorism, aviation and marine war, and political risk; commercial property; professional liability; and onshore and offshore energy. AXIS Capital's reinsurance products, which allow for risk-sharing among insurance companies, include catastrophe, property, liability, credit, auto, and engineering lines. The company, which has operations in Australia, Bermuda, Canada, Ireland, Singapore, Switzerland, the UK, and the US, sells its products through brokers including Marsh, Aon, and Willis Group.

Bituminous provides quality insurance services to special industries including construction, forest products and oil & gas. You are invited to take a closer look at Bituminous' insurance programs specially designed for these industries. Primarily Bituminous is known for workers compensation, general liability, commercial automobile and commercial property insurance lines.

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