Safety National offers a range of alternative risk funding products for workers' compensation through independent insurance agents and brokers. Since 1942, we've been a leading provider of excess workers' compensation coverage to self-insured employers and self-insured groups nationwide. Today, with the addition of our Large Casualty Program, which includes Large Deductible Workers' Compensation and Commercial Auto and General Liability coverage, Safety National has evolved into a versatile alternative market provider.

The Phoenix Companies, Inc., through its subsidiaries, provides life insurance and annuity products in the United States. The Phoenix Companies company’s life insurance products include universal life, variable universal life, and other products. It also offers single life, first-to-die, and second-to-die insurance products. Its annuity products include fixed, variable, and other types of annuities, which it offers in deferred and immediate varieties. In addition, the company offers a hybrid insurance/investment product, which adds a lifetime income guarantee to an investor’s managed account assets; and manages fixed income investments for third parties, including mutual funds, pension plans, and endowments. The Phoenix Companies company offers its products through third-party distributors, wholesalers, and financial planning specialists. The Phoenix Companies, Inc. was founded in 1851 and is headquartered in Hartford, Connecticut.

MARC my words: If the subject is reinsurance, MARC is ready to talk. Munich American Reassurance Company (MARC) is the US-based life reinsurance subsidiary of global industry giant Munich Re (its sister company Munich Reinsurance America provides property/casualty reinsurance). MARC provides life, annuity, disability, and health reinsurance for insurance companies throughout the US. The company, founded in 1959, writes reinsurance for annuities, credit insurance, and long-term care insurance. It also provides risk management services. Munich American Reassurance Company has offices in Atlanta and Chicago.

IMA makes a business of danger. The company helps clients protect their businesses from dangers both natural and man-made. IMA Financial Group provides insurance brokerage, risk management, and related services for commercial customers in a number of industries, including the agricultural, biofuels, construction, energy, manufacturing, and hospitality sectors. The company offers analysis, advisory, and program design services to help businesses protect themselves from potentially unforseen risks. IMA Financial provides brokerage and consulting services through its IMA, Signature Select, and Towerstone subsidiaries. Its TrueNorth unit provides investment and asset management and consulting services.

Nationwide Mutual Insurance Company has offices throughout the US. The company is a leading US property/casualty insurer that also provides life insurance and retirement products through its Nationwide Financial Services subsidiary. Its property/casualty products range from general personal and commercial coverage to such specialty lines as professional liability, workers' compensation, agricultural insurance and loss-control, pet insurance, and other coverage. The company sells its products and provides services through such subsidiaries as ALLIED Group, Nationwide Agribusiness Insurance, GatesMcDonald, and Scottsdale Insurance.

When other insurance carriers reject you, don't cry a river, call one! James River Group writes specialty property/casualty insurance through its two primary operating subsidiaries. James River Insurance offers excess & surplus lines (policies that have been rejected by standard carriers), including general casualty, professional liability, and environmental coverage in 49 states and Washington, DC. Stonewood Insurance provides workers' compensation in North Carolina and Virginia, primarily for homebuilders. The company distributes its products through a network of independent brokers and agents. Private investment firm D. E. Shaw owns James River.

Arch Capital Group Ltd., together with its subsidiaries, provides insurance and reinsurance products worldwide. It operates in two segments, Insurance and Reinsurance. The Insurance segment offers casualty; construction; executive assurance; healthcare; national accounts casualty; professional liability; programs; property, energy, marine, and aviation; surety; travel and accident; and other insurance products, such as collateral protection, excess workers' compensation, and employers' liability business. Its products are marketed through a network of licensed independent retail and wholesale brokers. The Reinsurance segment reinsures third party liability and worker’s compensation exposures; individual property risks that include personal lines and commercial property exposures; other specialty lines, including non-standard automobile, surety, accident and health, trade credit, and political risk; catastrophic perils, such as hurricane, earthquake, flood, tornado, hail, and fire; marine business, which includes coverage for hull, cargo, and transit and offshore oil and gas operations, as well as aviation business that includes coverage for airline and general aviation risks; and non-traditional business to provide insurers with risk management solutions. This segment markets its reinsurance products through brokers, as well as directly with the ceding companies. The company was founded in 1995 and is based in Hamilton, Bermuda.

Ecclesiastical Insurance Group (EIG) provides insurance coverage to more than 16,000 primarily Anglican churches and cathedrals, some 3,500 charities, and 6,000 educational institutions (it insures more than 60% of the UK's private schools, including Eton). It also insures nursing homes, child care facilities, and historical sites, and it offers commercial lines. In addition, EIG offers financial services for Anglican clergy and church members, such as pensions, investment savings accounts, mortgages, and home, auto, and wedding insurance. EIG operates mainly in the UK, but also in Australia, New Zealand, and Canada. Founded in 1887, the company is owned by a charity, Allchurches Trust Limited.

Delta Lloyd is majority-owned (57%) by Aviva, the UK's largest insurance company. Delta Lloyd divides its energies between providing insurance and financial services. The company provides life, health, and other types of insurance, as well as pension, asset management, and banking products and services, to customers in the Netherlands, Belgium, and Germany. Delta Lloyd's operating subsidiaries include Delta Lloyd Insurance, OHRA Insurance, ABN AMRO Insurance, Delta Lloyd Asset Management, Delta Lloyd Banking, and others. Its products are sold through independent insurance brokers and affiliated financial service providers.

Grupo Nacional Provincial has got Mexico covered -- from the insurance standpoint. One of Mexico's largest insurance providers (second to Metlife Mexico), Grupo Nacional Provincial provides accident, life, health, and auto insurance in addition to related financial products. The company sells its products through a national network of more than 5,000 agents operating from about 170 offices. GNP is part of Grupo Bal, along with its sister companies Media Integral GNP, Medica Movil, Credito Afianzador, and Valmex Soluciones Financieras.

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