Through four regional insurance companies, the company, which operates as Western National Insurance Group, sells commercial and personal lines of property/casualty insurance in eight states of the Upper Midwest, Northwest, and Mountain West. Offerings include commercial and personal automobile, homeowners, renters, general liability, and workers' compensation insurance, as well as inland marine, snowmobile and ATV, and personal umbrella coverages. Its MainStreetXpress package offering is specially designed for small businesses.