Sterling National Corporation is a leading provider of lender placed hazard insurance tracking and outsourcing services, voluntary insurance products, property tax software and services, and customer experience solutions. Nationwide, we serve lenders, mortgage servicing organizations, financial institutions, and homebuilders as well as their end customers. Headquartered in Atlanta, Georgia, Sterling National has more than 1,400 employees in nine offices across the country including California, North Carolina, Florida, Iowa, Nebraska, and Texas.

HM Insurance Group makes the grade in employer stop loss coverage and other group health-related insurance products. A subsidiary of health insurer Highmark, HM Insurance offers stop loss policies to help self-insured companies protect themselves from catastrophic medical claims. It also sells supplemental health plans that cover critical illness, accidents, and hospitalization; the plans also include disability and life insurance components. Additionally, the firm has introduced a customizable limited benefit medical plan and provides administrative services such as COBRA administration and claims processing for self-insured groups. HM Insurance, which consists of four operating companies, operates nationwide.

Ohio National Financial Services sells its products in 47 states, the District of Columbia, Puerto Rico, and through a subsidiary in Chile. The company distributes its products through independent agents, brokers, and banks. Mutual holding company Ohio National Mutual Holdings owns a majority of the firm's stock. What's round on both ends, "hi" in the middle, and covers millions of people? Ohio National Financial Services! That is the marketing name for Ohio National Life Insurance and Ohio National Life Assurance, which sell individual and group life insurance, disability insurance, pension plans, and annuities. Other products and services include wholesale and retail brokerage and mutual funds.

Through subsidiaries in Asia, Europe, and North and South America, PartnerRe Ltd writes treaty (groups of risks) and facultative (individual risks) reinsurance for such primary coverage as property, casualty, and life insurance, as well as catastrophe, energy, marine, and other specialty insurance. PartnerRe was one of several pure-catastrophe reinsurers founded in the tax haven of Bermuda after Hurricane Andrew made reinsurance glamorous. The company provides services for customers in more than 150 countries. PartnerRe operates from about 20 offices around the globe.

Texas Municipal League Intergovernmental Risk Pool (TML Risk Pool) provides local governments, airport authorities, hospital districts, and other political subdivisions with workers' compensation, property, specialty, and liability insurance coverage. Its loss prevention division provides training resources on topics from chemical handling to playgrounds inspection. Established in 1974, TML Risk Pool has more than 2,500 members.

Farmers Alliance Mutual and its Alliance Insurance and Alliance Indemnity subsidiaries provide property/casualty insurance in nine midwestern and western states. With a focus on rural markets, the company's largest line of business is farm insurance, but it also writes personal home and automobile insurance and business coverage. A network of more than 650 independent agencies sell Farmers Alliance's products; Kansas is its largest market. The mutual company was established in 1888 by a group of Kansas farmers.

The Harford Mutual Insurance Company are a provider of property and casualty insurance products and services for businesses. We offer tailored coverage coupled with claims service that is fast, fair and responsive.An independent agent representing our company can match the right insurance products from the right insurance company to the customer's needs. They work for the insurance buyer, not for the insurance company. Use the Agency Locator to identify an agent in your area.

Capitol Transamerica does business across the US but mostly in the middle. The insurance holding company operates in 50 states and Washington, DC, but its business is concentrated in the Midwest and Plains states. Its primary operating subsidiaries, Capitol Indemnity and Capitol Specialty Insurance, offer property/casualty coverage for such niches as barber and beauty shops, bowling alleys, and taverns. It also offers fidelity and surety bonds to commercial entities through Capital Indemnity and another unit, Platte River Insurance.

Alliant Insurance Services' specialty is commercial and specialty insurance. The company brokers multi-line commercial property/casualty insurance, as well as surety bonds and employee benefits through more than 30 offices scattered across the US and in Canada. Offering several specialty programs, the company operates a large public entity business, and it has expertise in providing insurance for energy and health care companies, tribal nations, law firms, and the real estate and construction industries

Direct Line Insurance plc was founded in 1985 with a simple idea in mind -- selling car insurance over the phone. It is the UK's leading private automobile insurer, and it has more than 5 million customers across its lines of business. Since its founding, the company has expanded its business to include home, pet, travel, and life insurance. Other products and services include home mortgages, loans, savings, online car buying, and car breakdown service. Direct Line has also expanded geographically by offering services in Germany and Italy. The company is an affiliate of The Royal Bank of Scotland.

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