Through its three subsidiaries,RLI Corp. mainly offers coverage for US niche markets -- risks that are hard to place in the standard market and are otherwise underserved. It focuses on public and private companies as well as non-profit organizations. RLI's property/casualty lines include commercial and personal liability, commercial property, directors and officers liability, general liability, and surety. Transportation, employers excess indemnity, and residential property are among its other lines.

Kyobo Life Insurance Co., Ltd. was founded in 1958 by Shin Yong-Ho, father of CEO Shin Chang-Jae. The Kyobo Group conglomerate (or "chaebol)" operates under a common management structure in a variety of sectors including real estate, investment banking, and a bookstore. Kyobo Life Insurance is one of South Korea's top life insurance firms. The company provides life insurance and asset management products to more than 10 million customers. Its offerings include traditional life, health and disability, and retirement and pension products for individuals and businesses. Products are distributed through financial planning agents. Kyobo Life also offers personal-use and mortgage loans, and it has some international operations.

ERGO Versicherungsgruppe, a German subsidiary of reinsurer Munich Re, owns a majority of the company. I insure, "ergo sum"? ERGO Previdenza (formerly Bayerische Vita) provides life insurance policies to individuals, families, and businesses. The company also provides pension coverage products. ERGO Previdenza sells its products through a network of nearly 300 branch offices and a large sales force throughout Italy. It serves approximately 600,000 customers. Sister company ERGO Assicurazioni provides a wide variety of property/casualty insurance products.

Operating as COUNTRY Financial, CC Services provides insurance services nationwide that include life, property/casualty, farm and ranch, disability and other traditional insurance products. Its COUNTRY Trust Bank and COUNTRY Capital Management units offer retirement planning, investment advice, asset management, and mutual funds. The company offers niche coverage on farm-related products, including crop insurance and farm vehicle policies. COUNTRY Financial traces its roots back to 1925, when a group of agricultural workers created a fire and lightning insurance company.

Through a network of independent agents, Financial Pacific Insurance sells custom property/casualty insurance, primarily to small and midsized businesses in the western US.The Mercer Insurance Group traces its origins to 1844 when the Mercer County Mutual Fire Insurance Company was incorporated by the State of New Jersey after a group of Pennington, New Jersey merchants, farmers and homeowners met to form a company to provide affordable protection from fire. Mercer Insurance solely provided insurance protection from fire until 1959 when it changed its charter to engage in writing multiple lines, homeowners and general liability coverage and changed its name to the Mercer Mutual Insurance Company.Financial Pacific Insurance is a subsidiary of the Mercer Insurance Group.

Family owned and operated, Burns & Wilcox was founded by Herbert W. Kaufman in 1969. Herbert’s son Alan Jay Kaufman has served as Chairman, President and CEO since 2001. From humble beginnings more than 40 years ago, Burns & Wilcox has grown to become North America’s largest independently owned wholesale broker, with 37 offices stretching across the continent. An autonomous entity not beholden to Wall Street, private equity or any financial institutions, Burns & Wilcox is a privately owned company whose standards of service and depth of underwriting and management talent are unsurpassed in the specialty insurance sector.

The Navigators Group's various subsidiaries write marine, liability, and other lines of business, primarily in the US and the UK. Its Navigators Insurance and Navigators Underwriting Agency (a Lloyd's of London agency) units write ocean and marine insurance including hull, energy, and cargo insurance, as well as property insurance for onshore energy concerns. Navigators Specialty primarily provides excess and surplus (high risk) lines and general liability coverage for contractors. The firm's subsidiaries are also involved in professional liability, especially directors and officers coverage.

The Graham Company ranks among the top Insurance Brokers in the United States. From construction and manufacturing to longshore operations, hospitals and more, we provide a full spectrum of property & casualty products, and surety bonds at competitive rates, for high-risk businesses. Additionally, we provide a broad array of employee benefits solutions that can be tailored to meet the needs of businesses in virtually any industry.While many agencies our size have 2,500 accounts, we focus our attention on fewer than 200 clients. That allows us to gain a deeper understanding of the risks associated with each client's operations and tailor-fit insurance programs to best meet their needs.

Kroll Factual Data is a leading provider of independent verification services to mortgage lenders, banks, credit unions, property management firms, and other businesses. Combining innovative services with cutting-edge technology and industry-leading customer service, Kroll Factual Data enables prompt, accurate decisions.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

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