In the consolidating European insurance industry, Aviva is a lively player. As the top insurance provider in the UK and a leading insurance firm worldwide, Aviva offers both life and general insurance. Its long-term savings segment focuses on life insurance, pensions, unit trusts, and other products; its general insurance segment includes the stuff which is called "non-life" or "property/casualty" elsewhere: home, auto, and fire coverage. Its Aviva Investors arm provides asset management globally. In the UK it also offers private medical insurance through employers. While most of the company's businesses operate under the Aviva banner, it also operates local businesses under other brands, including RAC.

Texas Lawyers' Insurance Exchange was organized in 1978 as a Texas reciprocal insurance exchange and began operations in 1979 under the sponsorship of the State Bar of Texas Insurance Trust. Prior to 1978, Texas lawyers were experiencing significant difficulty obtaining legal malpractice coverage at reasonable rates. Consequently, the Board of Directors of the State Bar of Texas and the Insurance Trust approved a plan for the organization of an insurance carrier devoted to writing professional liability insurance for Texas lawyers.

Lancer Insurance isn't your average car insurer. The firm specializes in commercial auto insurance for niche markets, writing coverage for clients such as bus companies, limousine drivers, long-haul truckers, and rental car fleets. Its main Lancer Insurance division provides transportation coverage nationwide. The company also operates smaller subsidiaries that cater to customers in and outside of the commercial auto arena. Its D.C. White unit targets small and midsized auto businesses in New York and New Jersey. Nobel Insurance provides coverage to explosives manufacturers, MOPS provides coverage for Coast Guard employees, and Owner Operator DIRECT provides single-unit trucking policies.

W. R. Berkley Corporation, founded in 1967, is one of the nation’s premier commercial lines property casualty insurance providers. Each of the operating units in the Berkley group participates in a niche market requiring specialized knowledge about a territory or product. Our competitive advantage lies in our long-term strategy of decentralized operations, allowing each of our units to identify and respond quickly and effectively to changing market conditions and local customer needs. This decentralized structure provides financial accountability and incentives to local management and enables us to attract and retain the highest caliber professionals. We have the expertise and resources to utilize our strengths in the present environment, and the flexibility to anticipate, innovate and respond to whatever opportunities and challenges the future may hold.

Established in 1980, JEVCO has always distinguished itself in the specialized markets of recreational vehicles such as motorcycles, ATV and snowmobiles.While continuing to offer solutions for those clients who are harder to insure, JEVCO, forever attentive to its brokers, has continually added to its offering in order to provide a broader range of products to insurance brokers across Canada.

large companies need some assurance that their holdings are safe. Bermuda-based Allied World Assurance Company Holdings aims to provide that. It offers insurance and reinsurance products internationally. Its insurance products include general property coverage, professional liability, and health care liability coverage in Bermuda, Europe, Hong Kong, and the US. Its US insurance operations target small and mid-market clients through regional offices while its Bermuda insurance operations serve larger US companies. In Europe its products are geared for large non-US based companies. Allied World's reinsurance segment operates out of its Bermuda, New York, and Swiss offices.

Southern California home buyers aren't the only ones who can partake of Orange Coast Title's (OCT) services. OCT and its subsidiaries provide commercial and consumer title insurance and closing services to homebuyers and lenders in more than 40 states from dozens of offices located mostly in the West, though the company does have offices in Pennsylvania and Texas. Its operating subsidiaries include California Title Company, Advantage Title, Equity Title, and First Centennial Title. OCT's Lender Services division, headed by subsidiary National Asset Management Group, offers foreclosure processing, appraisals, and other services nationwide. Chairman and CEO John Marconi founded Orange Coast Title in 1974.

Established in 1847, Penn Mutual is an original pioneer of mutual life insurance in America. Partnering with our holistic financial professionals, we are committed to helping individuals, families, and small business owners unlock possibilities throughout life and meeting financial needs with confidence through our life insurance, annuity and investment solutions, available through our wholly owned broker/dealer subsidiary, Hornor, Townsend & Kent, Inc.

Heath Lambert is a leading UK independent insurance adviser and broker with over 130 years of experience in the insurance industry. We listen to our clients, and deliver the right insurance and advisory solutions for their needs. In 1997, during what was considered to be the softest market conditions in the history of insurance, a leveraged buy-out by the management was agreed.Lambert Fenchurch, itself a product of an earlier merger between Lowndes Lambert Group plc and Fenchurch plc can trace its origin back over 160 years to the coal factoring business set up by Francis Devereux Lambert, which developed into shipping and insurance broking.

A company's culture attracts and retains its workforce. We have assembled a diverse and talented team. Our team members provide quality service and a quality product. The staff is proud to be associated with a company who takes pride in maintaining an atmosphere of honesty and integrity; where doors are truly open at all levels of the organization, and discussion and ideas are welcomed.

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