With one of the world's leading insurers and one of India's leading makers of motorcycles as its investors, Bajaj Allianz knows a thing or two about property insurance. The company is a joint venture between Allianz and Bajaj Auto subsidiary Bajaj Finserv. Bajaj Allianz provides an array of general insurance services via a domestic network of some 200 offices. Its product line includes auto, homeowners, commercial, health, and travel insurance. Automotive insurance comprises the bulk of the company's annual revenue. Since its founding in 2001, Bajaj Allianz has grown to become one of the leading general insurance agencies in the country. Bajaj Auto owns about 75% of the company.

Insurance brokerage Dunhill Marketing and Insurance Services provides independent insurance agents with training support, product updates, insurer communications, sales leads, and other related services. The company has affiliations with dozens of carriers (including AIG, John Hancock, MetLife, Allianz, and Prudential) that provide a variety of traditional life insurance, annuity products, disability, and long-term care coverage. It does business throughout the US. Dunhill Marketing and Insurance Services specializes in placing policies for difficult-to-insure clients, such as persons with health problems. The company was founded in 1992 by CEO Tony Steigerwald.

ING Groep N.V., a financial services company, provides banking, investment, life insurance, and retirement services worldwide. The company offers wealth accumulation, savings, and mortgage products and services to individuals, and small-and medium-sized businesses, as well as a range of banking products through independent banking agents; and credit products through agents, brokers, and vendors. It provides current account services and payments systems, such as savings accounts, mortgage loans, consumer loans, credit card services, investment products, and life and non-life insurance products, as well as asset management services. The company also provides wealth management services to high net worth individuals. In addition, it offers various financial products, such as mutual funds, e-brokerage, payment accounts, and pensions; and lending, payments and cash management, structured finance, leasing and commercial finance, and financial markets products and services. Further, the company offers life insurance, investments, and retirement services for retail customers; a range of traditional, unit-linked, and variable annuity policies written for individual and group customers; mandatory and voluntary pension funds; fire, motor, disability, transport, and third party liability insurance for individual and commercial/group clients; and disability insurance products and complementary services for employers and self-employed professionals, such as dentists, general practitioners, and lawyers, as well as manages equity, fixed income, and structured investments for institutional investors and private label investment funds. As of December 31, 2009, ING Groep N.V. had approximately 250 retail banking branches in the Netherlands; 800 in Belgium; 430 in Poland/central Europe; and 460 in Asia. ING Groep N.V. was founded in 1991 and is based in Amsterdam, the Netherlands.

Endurance Specialty Holdings Ltd. insurance underwriting operations include crop and livestock insurance, health care liability coverage for hospitals, and professional coverage for corporate officers, as well as general property/casualty lines. The company offers various property/casualty reinsurance policies, with a focus on catastrophe coverage. Other reinsurance offerings include marine, aerospace, and surety lines. Endurance Specialty is domiciled in Bermuda and has additional offices in the US and the UK.

Kyobo Life Insurance Co., Ltd. was founded in 1958 by Shin Yong-Ho, father of CEO Shin Chang-Jae. The Kyobo Group conglomerate (or "chaebol)" operates under a common management structure in a variety of sectors including real estate, investment banking, and a bookstore. Kyobo Life Insurance is one of South Korea's top life insurance firms. The company provides life insurance and asset management products to more than 10 million customers. Its offerings include traditional life, health and disability, and retirement and pension products for individuals and businesses. Products are distributed through financial planning agents. Kyobo Life also offers personal-use and mortgage loans, and it has some international operations.

Founded in 1941, Cotton States Life Insurance, through subsidiaries Cotton States Mutual Insurance and Shield Insurance, the company operates in a handful of southeastern states, offering personal lines of property/casualty insurance, such as auto and homeowners coverage, as well as traditional life insurance products. The company sells its insurance products through exclusive agents in Alabama, Georgia, Tennessee, and Florida. Its agents also sell the products of its parent company, national insurance provider COUNTRY Financial, which acquired Cotton States in 2005.

Forum National Investments Ltd. (Forum Investments) was incorporated in British Columbia, Canada in 1995. We are a registered public company trading under the symbol FMNL. There primary business revolves around developing consumer driven organizations designed to enhance lifestyles.The largest company in our portfolio is a company specializing in Life Settlements throughout the United States. ( ALSS )

Founded in 1815 as Scotland's first mutual life insurer, Scottish Widows provides life insurance and pension plans, as well as annuities and health insurance coverage. The company's Scottish Widows Bank branch offers savings accounts and mortgage loans, and its Scottish Widows Investment Partnership segment manages over $180 billion in client funds under management. The company is a subsidiary of theLloyds Banking Group. Its products are sold through direct and independent sales representatives and advisers, as well as through affiliated banks and the Internet.

Through its Renaissance Reinsurance subsidiary, the Bermuda-based firm indemnifies insurance companies around the globe against excess losses on natural catastrophes, paying insurance claims after they exceed a certain retained amount. Top Layer Re, a joint venture with State Farm, provides excess non-US property catastrophe reinsurance. Another RenaissanceRe venture, DaVinci Reinsurance, covers catastrophes and specialty risks such as terrorism. Subsidiary RenRe offered primary-property insurance in the US until the company agreed to sell it in 2010 to QBE for about $275 million.

As a 100 year old company, Barney & Barney has been able to maintain strong growth over the years. In fact, Barney & Barney has enjoyed an 18-20% increase in growth each year since 2000. In 2008, Barney & Barney merged with Saylor & Hill Co. The combined organization is one of California’s largest insurance brokerage and consulting firms and is among the top 40 privately held firms nationwide. We work seamlessly across our offices to provide clients with the best consulting and coverage available.

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