Assurant's businesses provide a unique variety of products and services that assure opportunity, security and peace of mind for our customers. We provide creditor-placed homeowners insurance; manufactured housing homeowners insurance; debt protection administration; credit insurance; warranties and extended services contracts; individual health and small employer group health insurance; group dental insurance; group disability insurance; group life insurance; and pre-funded funeral insurance. Assurant's strategy is to manage a select portfolio of specialty businesses that are leaders in their markets. Assurant's U.S. headquarters office, located in New York's financial district, provides strategic management and key resources for its U.S. operating companies, including asset management, employee benefits, tax, accounting, legal and communications. Assurant also has offices in Syracuse, New York; West Des Moines, Iowa; and in Woodbury, Minnesota; which provide service support for its operating companies in such areas as information technology, financial and human resources systems management, and New York State policy administration.

Symetra Financial Corporation, together with its subsidiaries, operates as a financial services company in the life insurance industry in the United States. The company’s Group segment offers medical stop-loss insurance, limited benefit medical plans, group life insurance, accidental death and dismemberment insurance, and disability income insurance to employer groups ranging from 50 to 5,000 individuals. This segment also offers managing general underwriting services. Its Retirement Services segment offers fixed and variable deferred annuities, including tax sheltered annuities, individual retirement accounts, and group annuities to qualified retirement plans. Symetra Financial Corporation’s Income Annuities segment offers single premium immediate annuities to customers seeking a reliable source of retirement income; and structured settlement annuities to fund third party personal injury settlements. This segment also offers funding services options to existing structured settlement clients. Its Individual segment offers a range of term and universal life insurance, as well as bank-owned life insurance products. Symetra Financial Corporation distributes its products through financial institutions, employee benefits brokers, third party administrators, specialty brokers, independent agents, and advisors. Symetra Financial Corporation company was founded in 1957 and is headquartered in Bellevue, Washington.

Anthony Clark operates as a general insurance brokerage through its various subsidiaries and has been in business since 1989. The Company carries on its current operations in Alberta, Canada and the States of California, and Virginia, U.S.A. The Company operates out of twenty three locations: 6 in Alberta; 5 in California; 1 in Arizona and 11 in Virginia.

Triple-S Management Corporation operates as a managed care company in Puerto Rico. The company, through its subsidiaries, provides health benefits services to subscribers through contracts with hospitals, physicians, dentists, laboratories, and other organizations. It offers managed care plans for healthcare services that include emergency care, inpatient hospital and physician care, and outpatient medical services, as well as supplemental services, such as dental, vision, behavioral, and prescription drugs. Triple-S Management Corporation also underwrites life, accident and disability, and health insurance policies, including annuities; and property and casualty insurance policies, such as personal and commercial auto, commercial multiple peril, fire and allied lines, auto physical damage, auto liability, dwelling, and other general liabilities insurance, as well as involves in the administration of annuity contracts. In addition, the company provides healthcare advisory services and other health insurance-related services to the health insurance industry. It markets its managed care products to corporate accounts, federal and local government employees, individuals, and Medicare recipients and reform enrollees through internal sales force, and a network of independent agents and brokers. Triple-S Management was incorporated in 1997 and is based in San Juan, Puerto Rico.

Industrial Alliance Insurance and Financial Services covers all of Canada with its individual and group insurance, savings, and retirement products. The company, through its Industrial Alliance Pacific and Excellence Life subsidiaries, sells life, health, and disability insurance, as well as retirement savings plans and annuities to individuals and employers across the country and, to a much lesser extent, in parts of the US. The company manages mutual funds through its IA Clarington unit, and it brokers securities and funds through Investia, FundEX Investments, and Industrial Alliance Securities. Additionally, Industrial Alliance sells auto and homeowners insurance, primarily in Quebec.

Alterra Capital Holdings Limited, through its subsidiaries, provides specialty insurance and reinsurance products for the property and casualty market principally in Bermuda, Ireland, the United States, and the United Kingdom. It offers aviation, excess liability, professional liability, property, general casualty, financial institutions, and accident and health insurance products. The company also provides agriculture, general casualty, aviation, marine and energy, professional liability, medical malpractice, whole account, workers’ compensation, property, annuity, health, and life reinsurance products. Alterra Capital Holdings Limited was formerly known as Max Capital Group and changed its name on 13 May, 2010 as a result of merger with Harbor Point Limited. The company was founded in 1999 and is based in Hamilton, Bermuda.

Torchmark Corporation, through its subsidiaries, provides individual life and supplemental health insurance products, and annuities to middle income households. It offers various life insurance products, including traditional and interest sensitive whole-life insurance, term life insurance, and other life insurance. Torchmark Corporation also provides various health insurance products, including juvenile and senior life coverage; medicare supplement; supplemental limited-benefit health insurance products that include hospital/surgical plans, cancer, and accident plans sold to individuals under age 65; and medicare supplement and medicare part D prescription drug insurance. In addition, it offers a range of annuity products comprising single-premium deferred annuities and flexible-premium deferred annuities. Torchmark Corporation sells its products through direct response, exclusive agents, and independent agents in the United States, Canada, and New Zealand. Torchmark Corporation was founded in 1900 and is based in McKinney, Texas.

The nature of risk is increasingly complex and constantly changing. Some risk management challenges are obvious. Others less so, mostly due to events beyond your control or that have yet to be contemplated. Add the scrutiny of regulators, ratings agencies and other stakeholders, and the hurdles are even higher. With your capital at stake, you need a risk and reinsurance advisor with a track record of visionary ideas and delivering on its promises.

Crum & Forster looks out for the best interests of employers. Through its subsidiaries, the company offers an array of property/casualty insurance products to businesses, including general liability, automobile, property, and workers' compensation coverage. Crum & Forster also offers The Defender, a broad commercial umbrella policy. The company's specialty policies include management protection, crime insurance; it also offers personal auto and homeowners policies. In addition, Crum & Forster provides risk management services. The company's products are sold through some 1,500 independent brokers across the US. Crum & Forster is a subsidiary of Fairfax Financial Holdings.

American Family Mutual Insurance and its subsidiaries specialize in property/casualty insurance, but also offer life and health coverage, as well as investment and retirement-planning products. The company operates in about 20 states, primarily in the midwestern and western US. It is among the largest US mutual companies that concentrate on auto insurance (State Farm is the biggest). American Family Mutual also provides coverage for homeowners and farmers, as well as restaurants, contractors, and other businesses.

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