Arch Capital Group Ltd., together with its subsidiaries, provides insurance and reinsurance products worldwide. It operates in two segments, Insurance and Reinsurance. The Insurance segment offers casualty; construction; executive assurance; healthcare; national accounts casualty; professional liability; programs; property, energy, marine, and aviation; surety; travel and accident; and other insurance products, such as collateral protection, excess workers' compensation, and employers' liability business. Its products are marketed through a network of licensed independent retail and wholesale brokers. The Reinsurance segment reinsures third party liability and worker’s compensation exposures; individual property risks that include personal lines and commercial property exposures; other specialty lines, including non-standard automobile, surety, accident and health, trade credit, and political risk; catastrophic perils, such as hurricane, earthquake, flood, tornado, hail, and fire; marine business, which includes coverage for hull, cargo, and transit and offshore oil and gas operations, as well as aviation business that includes coverage for airline and general aviation risks; and non-traditional business to provide insurers with risk management solutions. This segment markets its reinsurance products through brokers, as well as directly with the ceding companies. The company was founded in 1995 and is based in Hamilton, Bermuda.

Capitol Transamerica does business across the US but mostly in the middle. The insurance holding company operates in 50 states and Washington, DC, but its business is concentrated in the Midwest and Plains states. Its primary operating subsidiaries, Capitol Indemnity and Capitol Specialty Insurance, offer property/casualty coverage for such niches as barber and beauty shops, bowling alleys, and taverns. It also offers fidelity and surety bonds to commercial entities through Capital Indemnity and another unit, Platte River Insurance.

Lancer Insurance isn't your average car insurer. The firm specializes in commercial auto insurance for niche markets, writing coverage for clients such as bus companies, limousine drivers, long-haul truckers, and rental car fleets. Its main Lancer Insurance division provides transportation coverage nationwide. The company also operates smaller subsidiaries that cater to customers in and outside of the commercial auto arena. Its D.C. White unit targets small and midsized auto businesses in New York and New Jersey. Nobel Insurance provides coverage to explosives manufacturers, MOPS provides coverage for Coast Guard employees, and Owner Operator DIRECT provides single-unit trucking policies.

Affirmative Insurance Holdings, through its subsidiaries, writes and sells non-standard auto insurance policies -- that is, coverage for drivers in high-risk categories due to their age, driving records, and other factors -- in 10 states. It markets its own policies, as well as non-standard coverage from other insurers, through some 200 company-owned retail locations (including A-Affordable, Driver's Choice, InsureOne, and USAgencies stores) and through independent and unaffiliated agents. Investment firm J.C. Flowers controls more than half of the company.

St Andrew’s is a leading Australian insurer and has a solid history of partnering with financial institutions to deliver innovative and streamlined insurance solutions.Through a strategic partnership with St Andrew’s‚ financial institutions in Australia can benefit by working with a single, integrated insurance partner that understands their needs and the needs of their customers/members.They provide our corporate partners with a total insurance solution which includes consumer credit insurance, life insurance and, through our partner Vero Insurance Limited, general insurance products such as Home and Contents, Motor and Travel.

Nodak Mutual provides property/casualty insurance and other products, including life and health insurance and annuities, to members of the North Dakota Farm Bureau. The company insures more than 25,000 policyholders throughout the state; its own offerings include automobile, homeowners, farm owners, and crop insurance. It also provides life insurance and annuities through the affiliated FBL Financial Group, as well as health coverage through Blue Cross Blue Shield of North Dakota. A network of some 50 agents sell the company's products throughout the state. Nodak Mutual was founded in 1946.

Montpelier Re Holdings focuses on coverage for commercial property and property catastrophe reinsurance, protecting against earthquakes, hurricanes, floods, fires, and storms. Montpelier Re also writes marine, aviation, casualty, and personal accident risk reinsurance, in addition to other specialty property insurance and reinsurance products. The company sells through brokers that include Aon, Benfield Group, Marsh & McLennan, and Willis Group. Montpelier Re was founded by Benfield Group and White Mountains Insurance in the wake of September 11, which created a favorable market for reinsurance.

Ohio National Financial Services sells its products in 47 states, the District of Columbia, Puerto Rico, and through a subsidiary in Chile. The company distributes its products through independent agents, brokers, and banks. Mutual holding company Ohio National Mutual Holdings owns a majority of the firm's stock. What's round on both ends, "hi" in the middle, and covers millions of people? Ohio National Financial Services! That is the marketing name for Ohio National Life Insurance and Ohio National Life Assurance, which sell individual and group life insurance, disability insurance, pension plans, and annuities. Other products and services include wholesale and retail brokerage and mutual funds.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

Think of the Society of Lloyd's (dba Lloyd's of London) as a busy market where groups who have risks can meet up with groups who have money to insure risk. As the world's leading insurance exchange, Lloyd's regulates about 80 syndicates run by more than 50 managing agents. Customers include corporate underwriters and wealthy individuals transacting specialty property/casualty insurance business worth billions in premiums each year. Also part of the picture are Lloyd's brokers, who bring business to the market. Lloyd's is a top conduit for aviation and marine insurance, as well as its more specialized specialty insurance covering celebrity body parts or protecting against acts of terrorism.

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