Baldwin & Lyons, Inc. Protective Insurance subsidiary, licensed throughout the US and Canada, writes property/casualty insurance for large to midsized trucking fleets, as well as public transportation fleets. Baldwin & Lyons' Sagamore Insurance unit specializes in providing insurance to high-risk private auto drivers through a network of independent agents in most US states. Sagamore also sells physical-damage insurance and liability insurance for small trucking fleets. Founded in 1930, Baldwin & Lyons also provides brokerage services.

First Nonprofit Insurance specializes in meeting the property/casualty insurance needs of not-for-profit organizations. The mutually-owned company writes automobile, workers' compensation, and umbrella policies as well as specialized products such as social workers liability and pastoral counseling lines. The company also offers loss control education and consultation services. In addition, it provides financial services and retirement products to groups around the US. Founded in 1978, First Nonprofit Insurance is a member of First Nonprofit Mutual Group. Its products are distributed by independent brokers and agents.

Marine and General Mutual Life Assurance Society founded in 1852, has some £1.6 billion in assets under management. The company's products are distributed through a network of independent agents. As a mutual society, MGM Advantage has no shareholders, but rather is owned by a group of its policyholders. Marine and General Mutual Life Assurance Society, better known as MGM Advantage, has no connection to Metro-Goldwyn-Mayer or their roaring lion. Mutual insurer MGM Advantage, which formerly conducted business as MGM Assurance, provides financial services, pension products, life insurance, mortgages, and annuities to customers in the UK.

If you are one of the 15 million customers who do business with independent agents because of the counsel and choice they provide, you need to know about Deerbrook Insurance Company. Deerbrook is totally dedicated to customers who prefer an independent insurance advisor to help with insurance needs. At Deerbrook, we have the background and experience to help meet your auto insurance needs. Deerbrook has been built upon the cornerstones of reliable protection and superior service. This is how we build strong relationships that provide you with quality coverage and peace of mind.

Prudential plc provides retail financial services in Asia, the United States, and the United Kingdom. It offers savings, protection, investment, and unit-linked products; and manages retail assets investing in equities, fixed income, and structured products, as well as institutional and internal assets investing in equities, fixed income, property, and private equity. The company also provides retirement savings and income solutions, variable annuities, fixed and fixed index annuities, term and permanent life insurance, and institutional products, as well as asset management and retail brokerage services. In addition, it offers retail products, such as individual annuities, income drawdown, individual and corporate pensions, with-profits and unit-linked bonds, lifetime mortgages, and health insurance products; and wholesale products, including bulk annuities and annuity back-books. Further, Prudential plc manages funds for retail businesses, including open ended investment companies and unit trusts, investment trusts, and individual savings accounts; and institutional businesses, which include segregated equity and fixed interest, pooled pension funds, and structured and private finance. Prudential plc offers its products through independent broker-dealers, independent agents, banks, regional broker-dealers, registered investment advisors, and financial advisers, as well as directly to customers through telephone, Internet, and mail. It has strategic partnerships with China International Trust and Investment Corporation Group, ICICI Bank, and Bank of China International. Prudential plc was founded in 1848 and is headquartered in London, the United Kingdom.

Lincoln Financial Advisors is to be the country’s premier fee-based financial planning firm by being the preferred partner of fee-based financial planning professionals who offer comprehensive financial services to affluent clients."Bob Dineen, President and CEO, Lincoln Financial Advisors Lincoln Financial Advisors has a distinguished tradition dating back over 50 years. We are a full-service planning organization with offices throughout the United States. Unique to our industry, we believe that our planners are our most important partners in the delivery of quality solutions to the financial needs of our clients.

PICO Holdings, Inc., together with its subsidiaries, engages in the ownership and development of water resources and water storage operations in the southwestern United States and Europe. It identifies end users, such as water utilities, municipalities, or developers who require water and develops new sources of water for municipal and industrial usage, as well as constructs and develops water storage infrastructure to facilitate the allocation of available water supplies. The company also develops and sells real estate, and water and geothermal rights; and leases properties for grazing and agricultural uses. In addition, it acquires and develops residential lots, primarily in California. Further, PICO Holdings engages in the acquisition and financing of businesses. PICO Holdings, Inc. was founded in 1981 and is based in La Jolla, California.

Zurich in North America is a part of Zurich Financial Services Group (Zurich), an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Founded in 1872, the Group is headquartered in Zurich, Switzerland and employs approximately 60,000 people serving customers in more than 180 countries, including more than 9,500 employees in North America.

Operating from more than 300 local offices and focusing on the rural UK market, The National Farmers Union Mutual Insurance Society Limited (or NFU Mutual) provides life and property/casualty coverage. It provides both individual and commercial products and half of its customers are farmers. Lines include homeowners insurance (including coverage for thatched-roof houses), auto insurance, pet and horse insurance, and farm and tractor insurance. Dedicated agents distribute NFU Mutual's insurance products. The company also provides pension and investment products sold through financial consultants. NFU Mutual's roots reach back to 1910, when it was formed to lure local farmers to join the farmers' union.

Samsung Fire & Marine is the largest casualty insurance company in the region, offering auto, injury, and long-term health coverage. The company has streamlined operations to compete in an increasingly deregulated market -- one that allows foreign competition. The firm has entered foreign markets such as China, Europe, Indonesia, Japan, and Vietnam, forming business alliances with People's Insurance Company of China and Tokio Marine.

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