Protecting from the multitude of dangers lurking in the water, mutual insurer North of England Protecting and Indemnity Association (NEPIA) provides marine liability insurance to some 300 members, including cargo carriers and large tanker owners. NEPIA offers protection and indemnity (P&I) insurance, freight demurrage and defense (FD&D, legal expenses), war risk coverage, and more. The company's operations are run through its wholly owned subsidiary, North Insurance Management Limited (NIML). While NEPIA operates primarily in Europe, it also has customers in Asia, the Middle East, and North America. The company maintains liaison offices in Greece, Singapore, and Hong Kong. It was founded in 1886.

Founded in 1912 and headquartered in Lansing, Mich., Accident Fund Insurance Company of America has always been the No. 1 provider of workers compensation insurance in Michigan. Since we began our national expansion in 2000, we have become a formidable competitor on the national level. We are licensed to provide workers compensation coverage in 49 states and the District of Columbia.

Comprised of Axis Insurance and Axis Re, AXIS Capital Holdings offers specialty insurance and treaty reinsurance. Its specialty coverage includes terrorism, aviation and marine war, and political risk; commercial property; professional liability; and onshore and offshore energy. AXIS Capital's reinsurance products, which allow for risk-sharing among insurance companies, include catastrophe, property, liability, credit, auto, and engineering lines. The company, which has operations in Australia, Bermuda, Canada, Ireland, Singapore, Switzerland, the UK, and the US, sells its products through brokers including Marsh, Aon, and Willis Group.

Gracy Title Company (which does business as Gracy Title, A Stewart Company) provides title insurance and related services to customers throughout Central Texas. Operating from about 15 offices in and around the capital city, it offers coverage for home purchases, assumptions, construction, and a number of other transactions for customers including developers and lenders. Gracy Title also participates in the SureClose online transaction management service. The oldest title company in Texas, Gracy Title was founded in 1873. In 2008 parent company Stewart Title merged sister subsidiary Stewart Title Austin into Gracy Title.

One of the largest surety companies in the US, CNA Surety offers contract and commercial surety bonds, which guarantee fulfillment of contracts. The company's Western Surety unit handles fidelity, commercial, and contract bonds and international surety and credit insurance; Surety Bonding, another subsidiary, specializes in commercial and contract bonds to small businesses. Contract surety (for construction contractors) accounts for nearly two-thirds of CNA Surety's premiums. CNA Surety sells its products in all 50 states through a network of independent agents and brokers. CNA Financial owns 62% of CNA Surety and has offered to acquire the balance.

Standard Insurance is the largest member of StanCorp Financial Group's insurance division, which insures more than 7 million employees through some 30,000 employer group policies. It is licensed in 49 states and Washington, DC; sister firm Standard Life Insurance Company of New York covers the New York territory. Standard Insurance hopes to set the standard for life and disability insurance providers everywhere. Standard Insurance underwrites group and individual insurance products (branded as The Standard), including short-term and long-term disability, life, and accident insurance. Standard Insurance company also offers dental and vision benefits, retirement plans, and annuities, as well as benefits management services.

Generali Holding Vienna AG is generally addressing Austria's insurance and banking needs. Through its operating insurance companies, including Generali Versicherung, Europaische Reiseversicherung, and BAWAG P.S.K. Versicherung, the firm offers property/casualty insurance (including auto, legal, and travel insurance), life insurance, health insurance, and pensions. It also provides other financial services including investments, benefit management, and real estate through units including Generali Bank and Generali Leasing. The company is the Austrian arm of Italy's insurance giant Assicurazioni Generali.

Liberty National Life Insurance Company, headquartered in McKinney, Texas, traces its origin back to 1900 when its predecessor was founded as the Heralds of Liberty, a fraternal organization. In 1929 Liberty National was incorporated as a stock company. Read about our history. Today Liberty National is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). TMK is one of the largest publicly held holding companies in the nation, specializing in life and supplemental health insurance, including Medicare Supplements. Every year since 1995, Liberty National has been named to Ward's 50 Life-Health List. The Ward’s 50 analysis is based on financial performance over a five-year period. More than 800 insurance companies were included in this year’s analysis.

Securian Financial Group, Inc. was founded in 1880 and restructured as a mutual holding company in 2005. After 125 years of being in business, Minnesota Mutual felt secure enough to change its name to Securian Financial Group and serve the entire US. The company still operates through its subsidiary Minnesota Life which offers individual and group life and disability insurance and annuities, as well as retirement services. Other subsidiaries include its brokerage network, Securian Financial Services, and its Allied Solutions business which distributes Securian products. Its Advantus Capital Management provides institutional asset management. It also offers a small amount of property/casualty coverage nationwide.

Ageas N.V. (formerly Fortis N.V.) is hoping to offer insurance throughout the ages. ageas N.V. company provides life, health, and property/casualty insurance in Belgium and other European and Asian countries. While still operating as Fortis N.V., ageas N.V. company was laid low by high debt and the contraction of credit markets in 2008. After receiving a hefty bailout from the Benelux governments, ageas N.V. company sold its Dutch units to the Netherlands government and its remaining bank operations to BNP Paribas. Ageas N.V. is the Dutch half of the larger Ageas holding organization. Ageas N.V. and its sister company, Belgian-traded Ageas SA/NV, have identical operations and are known simply as Ageas.

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