Maine Employers' Mutual Insurance Company (MEMIC) is a private mutual insurance company that opened for business in January 1993. MEMIC was, and remains, the keystone to the landmark 1992 reforms of Maine workers' compensation law passed by the Maine Legislature and signed by then - Gov. John R. McKernan.Among other reforms, this legislation called for the creation of MEMIC as a private company that would serve as the guarantor of workers' compensation insurance for Maine companies. With its private structure, MEMIC serves as a competitive force within the workers' compensation insurance market.

The Western and Southern Life Insurance Company was founded in 1888 and is held by diversified financial services firm Western & Southern Financial Group. Easterners and Northerners need not apply? Nah, The Western and Southern Life Insurance Company offers life insurance, critical illness insurance, annuities, investment funds, and related products in nearly half of the states in the Union (it's also licensed in about 45 states). The Western and Southern Life Insurance company and its Western-Southern Life Assurance (universal and term life and annuity products) subsidiary market their products through W&S Agency Group, its own sales force of more than 2,000 career agents.

Hannover Rückversicherung AG, together with its subsidiaries, operates as a reinsurance company worldwide. It offers non-life reinsurance products and services, including property and casualty reinsurance; structured reinsurance; marine and aviation reinsurance; credit and surety reinsurance, as well as reinsurance products for political risks; facultative and catastrophe reinsurance; reinsurance for agricultural risks; and treaty reinsurance, as well as financial reinsurance and specialty insurance. The company also provides life and health reinsurance products and services, such as life, health, annuity, and personal accident reinsurance.

Keenan is the largest privately held insurance brokerage/consulting firm in California. Keenan’s innovative solutions provide high quality, cost-effective insurance, employee benefits, and financial services. We specialize in proprietary programs for public agencies and healthcare organizations. Our expertise in risk management, claims services, and technology consistently exceeds customer expectations.

Established in 1847, Penn Mutual is an original pioneer of mutual life insurance in America. Partnering with our holistic financial professionals, we are committed to helping individuals, families, and small business owners unlock possibilities throughout life and meeting financial needs with confidence through our life insurance, annuity and investment solutions, available through our wholly owned broker/dealer subsidiary, Hornor, Townsend & Kent, Inc.

Ageas N.V. (formerly Fortis N.V.) is hoping to offer insurance throughout the ages. ageas N.V. company provides life, health, and property/casualty insurance in Belgium and other European and Asian countries. While still operating as Fortis N.V., ageas N.V. company was laid low by high debt and the contraction of credit markets in 2008. After receiving a hefty bailout from the Benelux governments, ageas N.V. company sold its Dutch units to the Netherlands government and its remaining bank operations to BNP Paribas. Ageas N.V. is the Dutch half of the larger Ageas holding organization. Ageas N.V. and its sister company, Belgian-traded Ageas SA/NV, have identical operations and are known simply as Ageas.

New York-based NFP opened for business in January 1999. On September 18, 2003 management rang the opening bell at the New York Stock exchange and NFP became a public company (NYSE:NFP). NFP has grown organically and through acquisitions across benefits, insurance and wealth management, and at its premier membership organizations in Austin, Texas. NFP was built to serve corporations and high net worth individuals who value client-focused advice, product choice and assistance in comprehensive financial planning. NFP and its businesses partner with companies and individuals to provide a full range of advisory and brokerage services, helping them preserve their assets, build wealth and prosper over the long term. Backed by NFP’s national scale and resources, our advisors help provide clients innovative, comprehensive benefits, insurance and wealth management solutions.

McAuley Woods pride ourselves on being a privately held boutique wholesaler with a select number of retail partners throughout the U.S. As a result of working with a small group of independent retailers who are the best in their class, we have the time and flexibility to design insurance programs that meet the insured’s long term goals. Our exclusivity has helped fuel our growth, expand our service and write and retain business for the long term.

At AmWINS, we’re all about finding a better way. That’s why we’ve created a culture in which we continually challenge each other to maintain a clear vision, seek new solutions, utilize the newest technology and offer superior responsiveness.With seasoned personnel, broad market relationships and deep knowledge of our specific industry niches, we can help you structure the right solutions for your clients. We are dedicated to supporting the efforts of retail agents and brokers, giving you the freedom and flexibility to take advantage of our wholesale insurance expertise and market clout. A strong and cohesive company with resources stretching from coast to coast, we also value a very personal approach to business and still operate in an entrepreneurial spirit – allowing our brokers to continue to grow and provide leading-edge solutions to our retail clients.

Nodak Mutual provides property/casualty insurance and other products, including life and health insurance and annuities, to members of the North Dakota Farm Bureau. The company insures more than 25,000 policyholders throughout the state; its own offerings include automobile, homeowners, farm owners, and crop insurance. It also provides life insurance and annuities through the affiliated FBL Financial Group, as well as health coverage through Blue Cross Blue Shield of North Dakota. A network of some 50 agents sell the company's products throughout the state. Nodak Mutual was founded in 1946.

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