ERGO is controlled by reinsurance giant Munich Re; the two companies have formed joint venture MEAG MUNICH ERGO AssetManagement to provide financial services. ERGO Insurance Group thinks logically: people need insurance, ergo they sell it! The company comprises a number of firms specializing in life, health, property, casualty, and legal expenses insurance, as well as pensions. Property/casualty and life policies are offered under the ERGO brand, while health, legal, and travel insurance are provided through the DKV, D.A.S., and ERV divisions. ERGO Insurance Group targets individuals and small to midsized businesses.