Affirmative Insurance Holdings, through its subsidiaries, writes and sells non-standard auto insurance policies -- that is, coverage for drivers in high-risk categories due to their age, driving records, and other factors -- in 10 states. It markets its own policies, as well as non-standard coverage from other insurers, through some 200 company-owned retail locations (including A-Affordable, Driver's Choice, InsureOne, and USAgencies stores) and through independent and unaffiliated agents. Investment firm J.C. Flowers controls more than half of the company.

Power Financial owns about half of IGM Financial, which owns Investors Group and Mackenzie Financial, distributors of mutual funds and other investment products and services. Power Financial gets a charge out of insurance and investments. The holding company seeks controlling stakes in financial services companies in the US, the UK, and Canada. Core investments include 73%-owned Great-West Lifeco (subsidiaries include Great-West Life Assurance, Canada Life, and London Life Insurance, leading providers of insurance in Canada). Lifeco's US subsidiary, Great-West Life & Annuity Insurance, provides employee benefits and retirement plans. Boston-based fund manager Putnam Investments is also part of the family.

Kansas City Life Insurance Company, together with its subsidiaries, operates as a financial services company that primarily focuses on the sale and administration of life and annuity insurance products in the United States. The company offers traditional insurance products, which consist of term insurance, whole life insurance, matured endowments, life disability products, and immediate annuities, including various supplementary contract payment options; interest sensitive products, such as universal life, variable universal life, fixed deferred annuities, and variable annuities; and group insurance products, which include life, dental, vision, and disability products. It also offers investment products and broker-dealer services for proprietary and non-proprietary variable insurance products, mutual funds, and other securities. The company sells its products through a sales force of independent general agents, group brokers, and third-party marketing arrangements in 49 states and the District of Columbia. Kansas City Life Insurance Company was founded in 1895 and is headquartered in Kansas City, Missouri.

SNS REAAL Groep has a real focus on financial services for Dutch customers, particularly retail clients and small-to-medium businesses. Through several operating units, SNS REAAL offers a wide variety of banking and insurance products in the Netherlands. The group's primary subsidiaries are SNS Bank and REAAL Verzekeringen. SNS Bank provides retail banking services online and through about 150 branch offices throughout the Netherlands. REAAL Verzekeringen offers life and general insurance to retail and business clients through independent financial advisers. In addition, the company operates about a dozen other subsidiaries offering everything from socially responsible banking to sustainable asset management.

Scottish Re Group Limited is a holding company organized under the laws of the Cayman Islands with its principal executive office in Bermuda. Through our operating subsidiaries, we are engaged in the reinsurance of life insurance, annuities and annuity-type products. These products are written by life insurance companies and other financial institutions located in the United States, as well as in other countries around the world.

Penn Treaty American Corporation and its subsidiaries provide long term care insurance in the United States. Its principal products include individual, defined benefit accident, and health insurance policies, which cover long-term care services, including confinement to nursing facilities and assisted living facilities, as well as home healthcare. The company’s policies are primarily designed to provide benefits when the insured is no longer capable of functioning independently. It also sells medicare supplement policies. In addition, Penn Treaty American Corporation also owns insurance agencies that sell senior-market insurance products issued by the company, as well as other insurers. It markets its long-term care insurance products through field marketing organizations. Penn Treaty American Corporation was founded in 1965. It was formerly known as Greater Keystone Investors, Inc. and changed its name to Penn Treaty American Corporation in 1987. Penn Treaty American Corporation is based in Allentown, Pennsylvania.

American Southern began business in March, 1937, operating under the corporate name of Southern Fire and Marine Insurance Company until 1953, when the present name was adopted.There specialize in writing in commercial automobile liability, auto physical damage, and general liability programs through retail agents as well as managing general agents. They are also interested in specialized and unique books of business in the lines we specialize in. Although historically our writings have been directed at public entity automobile, truck physical damage, and general liability, we will consider large blocks of business in other lines, depending upon volume, prior loss experience and expose.

Kingsway Financial Services Inc. provides insurance solutions to individuals and businesses in the United States. The company primarily offers non-standard automobile insurance that covers drivers who do not qualify for standard automobile insurance coverage because of their payment history, driving record, place of residence, age, vehicle type, or other factors, as well as provides commercial automobile insurance products. It distributes its products through a network of independent agents. The company was founded in 1989 and is based in Mississauga, Canada.

Swiss Life Holding Ltd provides life and health insurance products to groups and individuals and pension systems to multinational corporations. It markets to its individual and group customers, located in a handful of western European countries, through its own agents and a network of independent agents and banking partners. It sets up customized employee benefit programs for multinationals through the Swiss Life Network, an association of local insurers, some of them owned by Swiss life, some of them independent. The firm also does business in asset management and private banking. Though it has pared down its operations and ambitions considerably, Swiss Life Holding is still Switzerland's leading life insurer.

In 1922, a group of Universal Motor Car Company (Ford) dealers was searching for a way to insure their rapidly growing businesses. Fire insurance was expensive and qualified professional insurance carriers were hard to find for the young industry.So, the group formed a reciprocal insurance company and called it Universal Underwriters. Through the years, Universal Underwriters expanded its offerings, to serve not only vehicle dealers, but the entire automotive aftermarket. In 2007, Universal Underwriters takes on the Zurich name. We're changing our brand, but we're not changing our legacy.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.