Atlantic American Corporation is headquartered in Atlanta, Georgia, a vibrant, international city that is home to some of the most respected companies in America. Atlantic American is a publicly traded (Nasdaq - AAME) holding company with three subsidiaries involved in well-defined specialty markets of the life, health, property and casualty insurance industries. Bankers Fidelity Life Insurance Company is the flagship carrier in the Life and Health Division. Our Property and Casualty Division is comprised of American Southern Insurance Company and xCalibre Risk Services. Our insurance companies are rated either A (Excellent), or B++ (Good), by A.M. Best. Atlantic American companies hold one or more licenses in 46 states and the District of Columbia. Our products, marketed through an exclusive network of independent agents and brokers, are backed by nearly a half-billion dollars in assets and almost $200 million in annual revenues.

Hiscox focuses on niche risks rarely placed by other insurers. The company also provides reinsurance and operates a Lloyd's of London syndicate. Products include personal accident, travel, and kidnapping coverage for high net-worth individuals and a variety of protection for businesses (small and medium-sized), including fine art, marine, liability, political risk, professional indemnity, and terrorism policies. Hiscox's biggest market is the US, where it has expanded its presence through acquisitions and new operations, including offering professional liability coverage to the technology, media, and telecommunications industries.

For over 30 years Total Financial has been the primary independent resource for producers who dominate their marketplace. We are one of the nation’s leading experts in developing and underwriting life insurance for wealthy individuals and corporations. The companies we represent, several of whom we lead every year, value our input and consult with us to keep them on the cutting edge of the brokerage world. Today they offer the successful insurance producer a powerful package of skill and selection. You get the most for your clients in this dynamic life insurance marketplace.

In the consolidating European insurance industry, Aviva is a lively player. As the top insurance provider in the UK and a leading insurance firm worldwide, Aviva offers both life and general insurance. Its long-term savings segment focuses on life insurance, pensions, unit trusts, and other products; its general insurance segment includes the stuff which is called "non-life" or "property/casualty" elsewhere: home, auto, and fire coverage. Its Aviva Investors arm provides asset management globally. In the UK it also offers private medical insurance through employers. While most of the company's businesses operate under the Aviva banner, it also operates local businesses under other brands, including RAC.

ProAssurance is about You—and, more specifically, about Treating You Fairly when it comes to professional liability insurance and related products and services. Our operations are devoted to successfully insuring physicians, dentists, podiatrists, allied health professionals, health care facilities, and lawyers; helping professionals and entities employ successful risk reduction techniques; and handling claims that do occur in the best way possible (given the unique variables involved). ProAssurance Corporation is one of the largest writers of medical professional liability insurance in America through its subsidiary companies: ProAssurance Indemnity Company, Inc., ProAssurance Casualty Company, ProAssurance National Capital Insurance Company, ProAssurance Wisconsin Insurance Company, our Excess and Surplus Lines company ProAssurance Specialty Insurance Company, Inc., and—as of April 1, 2009—Podiatry Insurance Company of America, "PICA". Many of our subsidiaries recently changed their names for ease of recognition and operational focus.

Heritage Title Company offers title insurance, marketing, and escrow services throughout Central Texas and beyond. Its products cover office, industrial, retail, multifamily, and residential properties. The company is an independent agent for underwriters such as First American Title and Chicago Title (part of Fidelity National Financial). Heritage Title Company, founded in 1984, operates three offices in Austin, Texas.

The company wrote medical professional-liability insurance through subsidiary American Physicians Assurance Corporation. Operating principally in a handful of states in the Midwest, it concentrated on individual and small-group practices and had more than 9,000 policies in force. Other subsidiaries dealt with income portfolio management, health care consulting, and physician and medical staff credential verification and review. Founded in 1975, the company was known as Mutual Insurance Corporation until 2000, when it was demutualized. APCapital was acquired by The Doctors Company in 2010.

Harleysville Worcester Insurance, the oldest insurance company based in Massachusetts, provides multiple lines of commercial property and casualty coverage in the northeastern US. A network of independent agents sell the company's products, which include workers' compensation and home-owned business policies. The firm writes insurance in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont; it is also licensed in Michigan and Ohio. Worcester Insurance Company, established in 1823, was acquired by Harleysville Group in 1983; the present name was adopted in 2001.

Ethias Verzekering provides an array of insurance and financial services to 1 million customers in Belgium and Luxembourg. Tracing its roots back to 1920, Ethias specializes in life policies and additionally offers insurance coverage for automobiles, homes, property and casualty, and death. Recently Ethias Verzekering company also began offering home, vehicle, and domestic renovation loans through its Ethias Banque division (formerly Smap Banque). About 84% of Ethias' income comes from its life policies. Ethias Verzekering company also owns an approximate 6.8% stake in Belgian bank Dexia.

Ohio National Financial Services sells its products in 47 states, the District of Columbia, Puerto Rico, and through a subsidiary in Chile. The company distributes its products through independent agents, brokers, and banks. Mutual holding company Ohio National Mutual Holdings owns a majority of the firm's stock. What's round on both ends, "hi" in the middle, and covers millions of people? Ohio National Financial Services! That is the marketing name for Ohio National Life Insurance and Ohio National Life Assurance, which sell individual and group life insurance, disability insurance, pension plans, and annuities. Other products and services include wholesale and retail brokerage and mutual funds.

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