American Physicians Service Group is a liability insurance writer and provider for medical professionals through its wholly-owned subsidiary American Physicians Insurance Company (API). It insures about 6,400 individual doctors and group practices primarily in Texas, but also in Arkansas and Oklahoma. Approximately 90% of its premiums are written through purchasing groups. About one-fifth of its premiums come from selling directly to policyholders. American Physicians Service Group has agreed to be acquired by ProAssurance for about $230 million.

The Commercial Division, based in Minneapolis, is an integral part of Oakbrook Terrace, Illinois-based BCS Insurance Company (BCSI), a for-profit, multiple-line property and casualty insurance company with roots that date back more than 50 years.The Commercial Division was established to underwrite business for the BCS Life Insurance Company and BCS Insurance Company for insurance associated with employers and affinity (voluntary purchase) groups. It exists to underwrite substantial and diverse blocks of business with flexible coverage solutions. It is here to help our customers manage risk with stable and consistent strategies. BCSI is part of the BCS Insurance Group, comprised of a number of for-profit, multi-line insurance companies with diverse capabilities. For more information about the BCS Insurance Group, visit our Web site by clicking here.

Founded in 1905, Lafayette Life was acquired by Cincinnati-based Western & Southern Financial Group in 2005. Lafayette Life Insurance Company may have the name of a Frenchman, but its business is all American. Licensed throughout most of the US, the Lafayette Life Insurance company sells individual life insurance and annuities, as well as group annuities and retirement services. Its qualified markets division helps small businesses administer their retirement plans, including defined benefit and defined contribution plans. The Lafayette Life Insurance company quit writing group life and disability insurance in 2008 to focus on its core operations.

The Harford Mutual Insurance Company are a provider of property and casualty insurance products and services for businesses. We offer tailored coverage coupled with claims service that is fast, fair and responsive.An independent agent representing our company can match the right insurance products from the right insurance company to the customer's needs. They work for the insurance buyer, not for the insurance company. Use the Agency Locator to identify an agent in your area.

Securian Financial Group, Inc. was founded in 1880 and restructured as a mutual holding company in 2005. After 125 years of being in business, Minnesota Mutual felt secure enough to change its name to Securian Financial Group and serve the entire US. The company still operates through its subsidiary Minnesota Life which offers individual and group life and disability insurance and annuities, as well as retirement services. Other subsidiaries include its brokerage network, Securian Financial Services, and its Allied Solutions business which distributes Securian products. Its Advantus Capital Management provides institutional asset management. It also offers a small amount of property/casualty coverage nationwide.

Island Insurance and its Tradewind Insurance and Island Premier Insurance affiliates operate together as the Island Insurance Companies. The insurers offer Hawaiians a range of personal and commercial coverage including auto, homeowners, liability, workers' compensation, umbrella policies, and it also provides loss control and audit services. Among its offerings are automobile, homeowners, flood, workers' compensation, and umbrella policies. Additionally, the group offers surety bonds for private and public contracts and other projects. Island Insurance was founded in 1939.

AMERISAFE is a specialty provider of Workers' Comp Insurance focused on small to mid-sized employers in hazardous industries. From AMERISAFE humble origins in 1986, AMERISAFE began providing Workers' Comp coverage to employers in the logging industry in a handful of states. AMERISAFE has grown to focus on a wide range of hazardous occupations in more than 30 states. AMERISAFE have demonstrated expertise in underwriting the complex Workers' Comp exposures inherent in our targeted industries: construction, trucking, agriculture, logging and wood products, oil and gas, maritime, aggregates, and manufacturing.

LWCC is Louisiana's largest workers' compensation carrier, providing coverage to approximately 18,000 policyholders. We are a private, nonprofit mutual insurance company that revitalized a workers' comp system on the verge of collapse and have continued to provide much-needed stability in Louisiana. While other carriers will come and go as market conditions fluctuate, LWCC will always be here to meet the needs of Louisiana businesses and their hard-working employees.

MEEMIC Insurance Company provides personal auto, homeowners, boat, and umbrella coverages to teachers and other educational employees in the state of Michigan.In 1950, seven teachers formed MEEMIC based on their belief that they could provide an invaluable service to their fellow educators by offering high-quality, affordable insurance protection. Nearly 60 years later, MEEMIC remains a Michigan-based company that proudly reflects our roots in the educational community, and a commitment to offering the finest possible protection, products and service at affordable rates.

Prudential Annuities Life Assurance has a name that fits -- Prudential Annuities Life Assurance Corporation is the annuities business unit of life insurance giant Prudential Financial. It offers variable and fixed annuities, mutual funds, and other retirement and long-term investment products and services, primarily to high-income individuals. Prudential Annuities Life Assurance's products are distributed through independent financial planners, brokers, and banks, as well as through the Prudential Financial network of agents. The company's Prudential Annuities Distributors arm also provides variable annuity products through Allstate's distribution force.

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