In 1935, George Petersen was the founding partner of the agency that still bears his name—and which still upholds his ideals of intensely focused customer service and cultivation of long-term relationships. Founded in Eureka, California and gradually branching out through the entire north coast, the agency today offers comprehensive insurance services from seven offices.As one of the largest independently owned brokerage firms in Northern California, we enjoy the kind of access to markets that brings tremendous value to clients. That translates into competitive pricing, but just as important is our value as a trusted resource for our clients.

GUARD Insurance Group protects employers from potential liabilities the entrepreneurial spirit of our roots still lives. Current CEO and President Sy Foguel has taken the pulse of the marketplace and believes that insurance has become an overly complicated but increasingly critical challenge for smaller business owners. As a result, he feels the time is right to make GUARD the place to go for simple, fast, and reliable “One-Stop Insurance Shopping.” This vision marked the start of BizGUARD Plus, and we are currently taking this product into more and more states. This success has been one of many proud milestones.

Heath Lambert is a leading UK independent insurance adviser and broker with over 130 years of experience in the insurance industry. We listen to our clients, and deliver the right insurance and advisory solutions for their needs. In 1997, during what was considered to be the softest market conditions in the history of insurance, a leveraged buy-out by the management was agreed.Lambert Fenchurch, itself a product of an earlier merger between Lowndes Lambert Group plc and Fenchurch plc can trace its origin back over 160 years to the coal factoring business set up by Francis Devereux Lambert, which developed into shipping and insurance broking.

The Phoenix Companies, Inc., through its subsidiaries, provides life insurance and annuity products in the United States. The Phoenix Companies company’s life insurance products include universal life, variable universal life, and other products. It also offers single life, first-to-die, and second-to-die insurance products. Its annuity products include fixed, variable, and other types of annuities, which it offers in deferred and immediate varieties. In addition, the company offers a hybrid insurance/investment product, which adds a lifetime income guarantee to an investor’s managed account assets; and manages fixed income investments for third parties, including mutual funds, pension plans, and endowments. The Phoenix Companies company offers its products through third-party distributors, wholesalers, and financial planning specialists. The Phoenix Companies, Inc. was founded in 1851 and is headquartered in Hartford, Connecticut.

The mutual insurance company, commonly referred to as Groupama Insurances, offers its members a cooperative sort of structure, which provides ownership benefits, along with the usual insurance products. It offers auto, homeowners, and health care coverage to individuals, as well as commercial property/casualty insurance to small businesses. The leading UK insurer, Groupama Insurances has seven offices throughout the country and sells its wares through brokers and affinity groups. The company is a subsidiary of French financial services group Groupama SA, which was founded in 1840 and has subsidiaries throughout Europe.

USLI specializes in underwriting low premium, low hazard specialty insurance products.They are committed to making a difference to our customers through well-designed products that are delivered with unparalleled speed, service and support.A member of the Berkshire Hathaway family of companies, USLI is an A++ rated company that supports its products with financial strength and stability. In addition to our innovative products, we provide a broad range of marketing assistance to our customers to help ensure their long-term success.

In the early 1980s, CPAs were faced with a mounting liability insurance crisis. The major insurance carriers, victims of their own rate-cutting war, found themselves with insufficient funds to cover their claims. Most companies discontinued their professional liability insurance coverage for CPAs. Those who continued to offer CPAs liability insurance imposed huge premium increases to cover cash shortfalls. As a result, liability coverage became unaffordable for many CPAs.

Radian Group is glowing from a conflagration of private mortgage insurance claims. Through subsidiaries Radian Guaranty, Amerin Guaranty, and Radian Insurance, Radian Group provides traditional private mortgage insurance coverage to protect lenders from defaults by borrowers who put down a deposit of less than 20% when buying a home. Such coverage provides protection on individual loans and covers unpaid loan principal and delinquent interest. Its pool insurance covers limited exposure on groups of loans. Radian still insures municipal bonds through its financial guaranty business, but is winding down that business. Radian Group's customers include mortgage bankers, commercial banks, and savings institutions.

Sometimes you can have too much of a good thing. In the case of health plan information overload, Verisk Health (formerly Urix) can help share some of your burden. The firm provides health care data management, consulting, and analysis for self-insured employers and others. The company utilizes a series of software tools to help clients control health care costs, process claims, and avoid risk. Other clients include insurance providers, managed care groups, government entities, and reinsurance companies. Services include data warehousing, expense forecasting, and actuarial, statistical, and financial analysis. Verisk Health is a division of Insurance Services Office, itself a unit of Verisk Analytics.

Founded in 1867, the mutual life insurer operates throughout the US, offering a range of individual and commercial life and disability insurance products. Union Central Life Insurance also provides employee and executive benefit planning, estate planning, and retirement planning. It distributes its products through independent general agencies. Union Central keeps dry under the umbrella of UNIFI Mutual Holding, along with its sister companies Ameritas Life Insurance and Acacia Life Insurance.

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