Credit Guarantee Insurance of Africa insures that your debtors won't leave you holding the bill. The South Africa-based insurance and reinsurance underwriting firm provides coverage products to businesses that protect them from bad debt and non-payment. Credit Guarantee Insurance of Africa also helps companies spot credit risks, both domestic and international. In business since 1956, the company is owned by insurers, banks, and financial institutions.

Originally founded in 1984 as Quotesmith Corporation, Life Quotes, Inc. owns and operates www.consumerinsuranceguide.com and www.lifequotes.com, two online consumer insurance information services that cater to the needs of self-directed personal and corporate insurance shoppers. Life Quotes provides access to comparative quotes for auto, life, health and business insurance quotes so that busy consumers and business owners can save time and money. Life Quotes is dedicated to providing impartial insurance information.

The IHC Group is an organization of affiliated insurance carriers, marketing and administrative companies and agencies dedicated to delivering insurance solutions to groups and individuals. The IHC Group is composed of Independence Holding Company (NYSE: IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc., Independence American Insurance Company and their respective operating subsidiaries. With more than $1.3 billion in total assets, the companies in the IHC Group have been providing life, health, disability and stop-loss insurance for over 25 years.

Syncora Holdings Ltd., through its subsidiary, Syncora Guarantee Inc., provides financial guarantee insurance to debt issuers worldwide. It guarantees US municipal bonds; asset-backed securities; debt backed by utilities and selected infrastructure projects; specialized risks, including future flow securitizations and bank deposit insurance; and collateralized debt obligations. The company, formerly known as Security Capital Assurance Ltd., is headquartered in Hamilton, Bermuda. Syncora Holdings Ltd. is a subsidiary of XL Capital Ltd.

Capitol Transamerica does business across the US but mostly in the middle. The insurance holding company operates in 50 states and Washington, DC, but its business is concentrated in the Midwest and Plains states. Its primary operating subsidiaries, Capitol Indemnity and Capitol Specialty Insurance, offer property/casualty coverage for such niches as barber and beauty shops, bowling alleys, and taverns. It also offers fidelity and surety bonds to commercial entities through Capital Indemnity and another unit, Platte River Insurance.

Through subsidiaries that include Aspen Re, Aspen Bermuda, Aspen UK, and Aspen Specialty, Aspen Insurance Holdings Limited provides property/casualty insurance, specialty insurance, and reinsurance to customers around the world. Its property/casualty reinsurance lines are offered in global markets, as are its specialty insurance products, which include marine, energy and liability, aviation, and specialty reinsurance. Aspen offers commercial property/casualty insurance primarily in the US and UK domestic markets.

Through dedicated teams of experts and advisors, USI clients enjoy convenient access to a broad spectrum of flexible, cost-effective products and strategically enhanced services for insurance, risk management, financial management, employee benefits and asset management programs tailored to their unique needs.

Illinois Mutual is a McCord family affair. O.L. McCord, the great-grandfather of current chairman and president Michel A. McCord, founded Illinois Mutual Life Insurance Company in 1910, and four consecutive generations of McCord men have done their family proud by helming the insurer. Illinois Mutual specializes in disability income insurance, but also offers life insurance and annuity products. Illinois Mutual Life Insurance company's offerings include personal income protection, business expense coverage, and special risk income protection for those with medical conditions. Illinois Mutual Life Insurance Company distributes its products nationwide through more than 18,000 independent agents.

"History" often implies a longer run and a less recent past than 15 years. In our business, Alternative Risk Transfer (ART), that is a long span. We have evolved from a venture capital-based start-up to a successful and profitable enterprise. Writing almost $1 billion of business with over 300 employees, we have a powerful infrastructure and a professional business culture that is both pragmatic and flexible. We have learned and continue to execute the "art" of ART better than anyone in the industry because that is our sole focus.

The Commercial Division, based in Minneapolis, is an integral part of Oakbrook Terrace, Illinois-based BCS Insurance Company (BCSI), a for-profit, multiple-line property and casualty insurance company with roots that date back more than 50 years.The Commercial Division was established to underwrite business for the BCS Life Insurance Company and BCS Insurance Company for insurance associated with employers and affinity (voluntary purchase) groups. It exists to underwrite substantial and diverse blocks of business with flexible coverage solutions. It is here to help our customers manage risk with stable and consistent strategies. BCSI is part of the BCS Insurance Group, comprised of a number of for-profit, multi-line insurance companies with diverse capabilities. For more information about the BCS Insurance Group, visit our Web site by clicking here.

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