Aviva Life Insurance Company India is more India than Aviva. Although it is listed as a joint venture between UK insurance giant Aviva and India-based Dabur, the company's Indian parent -- which owns a collection of health care, personal care, and food concerns -- holds 74% of the company. Aviva Life Insurance Company India (Aviva India) offers a variety of life insurance and investment products under the Aviva brand name, as well as financial planning services. It sells its products through a network of some 225 branch locations and a direct sales force. It also distributes its products through partnerships with Indian bank branches.

Georgia Farm Bureau Mutual Insurance and its affiliates provide a variety of commercial and individual property/casualty products to members of the Georgia Farm Bureau. Its offerings include automobile, farm, marine, homeowners, business owners, and personal liability insurance. The company specializes in writing lower-cost, preferred risk policies (policies for customers that are less likely to file claims). A network of more than 550 company agents and representatives market Georgia Farm Bureau Mutual's products.

IMA makes a business of danger. The company helps clients protect their businesses from dangers both natural and man-made. IMA Financial Group provides insurance brokerage, risk management, and related services for commercial customers in a number of industries, including the agricultural, biofuels, construction, energy, manufacturing, and hospitality sectors. The company offers analysis, advisory, and program design services to help businesses protect themselves from potentially unforseen risks. IMA Financial provides brokerage and consulting services through its IMA, Signature Select, and Towerstone subsidiaries. Its TrueNorth unit provides investment and asset management and consulting services.

Doing right by employees and employers is the simple philosophy behind Nationwide Better HealthSM. We're dedicated to helping you protect your most valuable asset: the health and well-being of your employees.With the steady rise in corporate health care costs, it's a simple truth that healthier employees are more productive and less costly to insure. And the easier it is to help your employees improve their health, the better.As the first population health management company to truly integrate the best array of health and productivity services available, Nationwide Better Health can help you plan your health and absence management programs more effectively, reduce health care costs and increase productivity.

Swiss Re America is the North American subsidiary of Swiss Re, the Zurich, Switzerland-based reinsurance giant. The company handles Swiss Re's business in the Americas in the areas of property/casualty and life and health. It reinsures life, health, property, motor, and liability policies for global and regional insurance firms, as well as US-based companies with global operations. Swiss Re America specializes in ocean marine reinsurance. In addition, the company provides financial planning and analysis services, as well as claims handling. Swiss Re's operations in the Americas account for about 40% of its total global insurance premiums.

large companies need some assurance that their holdings are safe. Bermuda-based Allied World Assurance Company Holdings aims to provide that. It offers insurance and reinsurance products internationally. Its insurance products include general property coverage, professional liability, and health care liability coverage in Bermuda, Europe, Hong Kong, and the US. Its US insurance operations target small and mid-market clients through regional offices while its Bermuda insurance operations serve larger US companies. In Europe its products are geared for large non-US based companies. Allied World's reinsurance segment operates out of its Bermuda, New York, and Swiss offices.

Penn-America Group® offers property and casualty products designed for small commercial businesses through a select network of wholesale general agents empowered with specific binding authority. Its insurance companies hold admitted licenses and surplus lines qualifications in all 50 states and D.C. and maintain A.M. Best "A" (Excellent) XI ratings.Penn-America's insureds are small businesses that have limited access to larger standard lines insurers and must seek insurance in the “excess and surplus lines” market because of their rural locations, small premium size and non-standard risk characteristics. In this secondary market Penn-America is rewarded with higher prices than the standard lines segment, more flexibility in excluding coverage for specific loss exposures and lower premium taxes and state guaranty-fund assessments.

Northwestern Mutual also offers brokerage and trust services through its investment services and wealth management subsidiaries. Keep an eye on the quiet ones. Northwestern Mutual Life Insurance, touting itself as "The Quiet Company," is one of the largest US life insurers, with more than $1 trillion in individual policies in force. Its 7,000 representatives sell a lineup of life, disability, long-term care, and employee benefits products (health, dental, 401(k) plans). It also offers retirement products, including annuities and mutual funds, to a clientele of small businesses and prosperous individuals. Its institutional asset manager Frank Russell Company is known for the Russell 2000 stock index.

Chairman Peter Wood started Esure Holdings Ltd. in 2000, offering auto and homeowners insurance using the Internet as its primary sales channel. Since then, esure has added travel and pet insurance as well as personal loans to its stable of offerings. It jointly sells car insurance with Sainsbury's Bank; esure also underwrites and manages Halifax Car Insurance. With offices in Glasgow, Manchester, and Reigate, esure boasts more than 1 million customers. A management group led by Wood bought the majority of the company back from former parent Lloyds Banking Group in 2010.

American Heritage Life Insurance Company (American Heritage Life®) was founded in 1956 in Jacksonville, FL and has expanded to a national presence. The company is licensed to conduct business in 49 states, Puerto Rico, the District of Columbia, Guam, and the U.S. Virgin Islands. In October 1999, American Heritage Life was acquired by The Allstate Corporation and now uses the marketing name of Allstate Workplace Division. All products are underwritten by American Heritage Life, a subsidiary of The Allstate Corporation. Our home office is located in Jacksonville, Florida. More than 31,000 agents are licensed to sell American Heritage Life workplace and direct products. Our portfolio of products currently include universal life, term life, disability income, cancer, accident, heart & stroke, critical illness, hospital indemnity, vision and dental insurance. Workplace products are now offered to more than 20,000 companies.

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