Euler Hermes is a worldwide corporation, with offices in over 50 countries and over 6,200 staff members. This website is dedicated to the UK operations, but you will also find information on our global operations in the Euler Hermes Group area. Through our global presence and local offices in many countries we are in the unique position to examine the local risk of your trading partners, whether in the UK or overseas.

The Wawanesa Mutual Insurance company, one of the largest property/casualty insurers in Canada, offers commercial and personal lines, including business, farm, homeowner, and automobile policies. It also owns a demutualized life insurer, Wawanesa Life. Wawanesa operates throughout Canada as well as in California and Oregon. The company sells its products through some 1,300 independent agents (except in Quebec where company agents handle the distribution). Wawanesa is owned by its policyholders.

Farm Bureau Insurance of Michigan offers life insurance and commercial and personal property/casualty insurance, including homeowners, farm owners, workers' compensation, and automobile coverage. Its life insurance products include traditional policies and annuities. A subsidiary of the Michigan Farm Bureau, the company also sells Blue Cross and Blue Shield health policies, long-term care insurance, retirement products, and financial planning services. The company was founded in 1949 to serve the farming community and operates exclusively in the state of Michigan. Its subsidiaries, Farm Bureau Mutual, Farm Bureau Life, and Farm Bureau General, have claims offices and over 400 independent agents in the state.

Markel Insurance Company receives high marks for financial stability and claims paying ability from insurance industry analysts. Our "A Excellent" rating by A.M. Best Company was reaffirmed in June 2009.A.M. Best cited Markel's "well-established market position, sustained operating profitability, solid risk-adjusted capitalization, excellent operating cash flow, adequate liquidity, and financial flexibility" in the rating affirmation.

Unitrin, Inc., through its subsidiaries, engages in the property and casualty insurance, life and health insurance, and automobile finance businesses primarily in the United States. The company offers automobile, homeowners, fire, and various other types of property and casualty insurance to individuals; and commercial automobile insurance to businesses. It also provides preferred and standard risk automobile and homeowners insurance, as well as nonstandard personal and commercial automobile insurance. In addition, the company sells automobile and homeowners insurance through employer-sponsored voluntary benefit programs. Further, it offers homeowners and renters insurance directly to consumers. The company also involves in reinsurance services; and financing of used automobiles through the purchase of retail installment contracts from automobile dealers. It provides automobile insurance primarily through direct mail and Web insurance portals. The company was founded in 1990 and is based in Chicago, Illinois.

Standard Mutual is an underwriter and provider of a full range of personal and commercial property/casualty insurance products. Its offerings of products and services include standard and preferred automobile coverage; homeowners and renters insurance; farm dwelling, livestock, tenant, and personal property insurance; packaged business owner policies; and workers' compensation coverage. A network of independent agents sells Standard Mutal's products. The company has operations in the US and Canada. Standard Mutual traces its roots back to 1921.

The Group has expanded over the years with the acquisition of CBC UK Limited in 2003, the establishment of Besso Re Limited in 2004 and the acquisition of H. Bernstein Insurance Brokers Limited in 2006. The latter now forms part of the Besso UK division within Besso Limited. Besso Limited in turn has expanded over the years with the arrival of specialist teams, which has combined with steady growth in its traditional broking areas. The Besso Group now has staff of just under 300 people and is based in the City with headquarters in the Crescent, between the Minories and Tower Hill, with CBC UK Limited located in Mansell Street.

Sony Financial Holdings was founded in 2004 and is led by president Teruhisa Tokunaka. Electronics giant Sony Corporation is taking electronics to the bank. Its financial arm Sony Financial Holdings provides banking and insurance services through operating subsidiaries including Sony Bank. The retail bank operates primarily online and via mobile phone; physical transactions are available at convenience store ATMs throughout Japan. Sony Life provides insurance planning and policies; it is partnering with AEGON to offer annuities. Sony Assurance offers automobile insurance and other property/casualty and medical coverage. Sony Bank subsidiary Sony Bank Securities provides securities brokerage services.

Atlantic American Corporation is headquartered in Atlanta, Georgia, a vibrant, international city that is home to some of the most respected companies in America. Atlantic American is a publicly traded (Nasdaq - AAME) holding company with three subsidiaries involved in well-defined specialty markets of the life, health, property and casualty insurance industries. Bankers Fidelity Life Insurance Company is the flagship carrier in the Life and Health Division. Our Property and Casualty Division is comprised of American Southern Insurance Company and xCalibre Risk Services. Our insurance companies are rated either A (Excellent), or B++ (Good), by A.M. Best. Atlantic American companies hold one or more licenses in 46 states and the District of Columbia. Our products, marketed through an exclusive network of independent agents and brokers, are backed by nearly a half-billion dollars in assets and almost $200 million in annual revenues.

Anthony Clark operates as a general insurance brokerage through its various subsidiaries and has been in business since 1989. The Company carries on its current operations in Alberta, Canada and the States of California, and Virginia, U.S.A. The Company operates out of twenty three locations: 6 in Alberta; 5 in California; 1 in Arizona and 11 in Virginia.

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