To assure the continued availability of the highest quality insurance for dentists at the lowest premiums consistent with sound operating principles. To remain sensitive and responsive to our shareholder, policyholders, participating associations and the communities they serve.

Arch Capital Group Ltd., together with its subsidiaries, provides insurance and reinsurance products worldwide. It operates in two segments, Insurance and Reinsurance. The Insurance segment offers casualty; construction; executive assurance; healthcare; national accounts casualty; professional liability; programs; property, energy, marine, and aviation; surety; travel and accident; and other insurance products, such as collateral protection, excess workers' compensation, and employers' liability business. Its products are marketed through a network of licensed independent retail and wholesale brokers. The Reinsurance segment reinsures third party liability and worker’s compensation exposures; individual property risks that include personal lines and commercial property exposures; other specialty lines, including non-standard automobile, surety, accident and health, trade credit, and political risk; catastrophic perils, such as hurricane, earthquake, flood, tornado, hail, and fire; marine business, which includes coverage for hull, cargo, and transit and offshore oil and gas operations, as well as aviation business that includes coverage for airline and general aviation risks; and non-traditional business to provide insurers with risk management solutions. This segment markets its reinsurance products through brokers, as well as directly with the ceding companies. The company was founded in 1995 and is based in Hamilton, Bermuda.

ocated in Carlsbad, California, William J. King & Associates has served local businesses with their insurance and employee benefit needs since 1972. Our success over the past 30 years has made us the number one agency in North County and among the top ten in San Diego each of the past six years. We pride ourselves on our extensive industry knowledge and creative problem solving solutions that get our clients the best plan to meet their needs; and then providing them with an unprecedented level of personal service.

Admiral Insurance Company provides excess and surplus lines coverage to commercial risks that generally involve moderate to high degrees of hazard. Admiral Insurance Company is a true surplus lines insurer with broad treaties operating as a licensed carrier in New Jersey and Delaware. We are an approved surplus lines carrier writing on a non-admitted basis in all other states plus Canada, Puerto Rico and the U.S. Virgin Islands. Admiral Insurance Company is committed to the wholesale market and conducts business only with licensed, contracted Excess and Surplus brokers. We specialize in underwriting difficult-to-place moderate to high-risk classes that other carriers are unwilling or unable to consider. Our lines of business include commercial casualty, professional liability, commercial property, excess / umbrella, and Admiral Excess Express.

The Graham Company ranks among the top Insurance Brokers in the United States. From construction and manufacturing to longshore operations, hospitals and more, we provide a full spectrum of property & casualty products, and surety bonds at competitive rates, for high-risk businesses. Additionally, we provide a broad array of employee benefits solutions that can be tailored to meet the needs of businesses in virtually any industry.While many agencies our size have 2,500 accounts, we focus our attention on fewer than 200 clients. That allows us to gain a deeper understanding of the risks associated with each client's operations and tailor-fit insurance programs to best meet their needs.

RGA posted $2.3 trillion of life reinsurance in force and assets of more than $25 billion. In October, RGA announced an agreement with ReliaStar Life Insurance Company to acquire ReliaStar’s U.S. and Canadian group life, accident and health reinsurance business, which operated under the name ING Reinsurance. The acquisition was finalized January 1, 2010. RGA’s mortality expertise and facultative experience continued to lead the industry. Company-wide, RGA processed 286,756 facultative submissions in 2009.RGA was named “Life Reinsurance Company of the Year” at The Review Worldwide Reinsurance Awards. This was the third time in six years RGA has received this award. RGA Reinsurance Company was named “Best Overall Life Reinsurer” for the third consecutive time by North American life insurers in the 2009 Flaspöhler Cedant Survey (Life – North America).

Clarendon Insurance Group was the US-based property and casualty subsidiary of Hannover Re. Clarendon's particular forte was specialty insurance, but all four of its property/casualty insurance companies are now in run off, meaning that they are no longer writing new business and are only servicing existing policies. In 2006 Clarendon spun off its ongoing property and casualty business as a separate entity called Praetorian Financial Group, to assume Clarendon's renewal business. Praetorian Financial was subsequently acquired by QBE Insurance Group.

Fidelity National Financial provides title insurance, escrow, and other services related to real estate transactions. It is now the big dog in the title insurance sector, (the next largest player is First American) and accounts for more than 45% of all title insurance policies in the US. The company operates through underwriters including Fidelity National Title Company, Chicago Title, Ticor Title, Security Union Title, and Alamo Title. It sells its products both directly and through independent agents. Fidelity National Financial's specialty lines include flood and home warranty insurance.

Born in 1898, Metropolitan Holdings Limited company is one of the largest financial services conglomerates in Africa serving the low- to mid-income markets. Metropolitan Holdings provides life insurance to some 4 million residents in eight nations, including South Africa where it is a leading life insurer. Its life products are distributed directly and through intermediaries and brokers. Metropolitan also offers retirement fund benefits, asset management, and managed health-care administration. Metropolitan Holdings Limited company plans to merge with another South African insurer, FirstRand's Momentum Group, to form MMI Holdings. Metropolitan brings insurance and financial services to those who may not be accustomed to such things.

West Bend Mutual helps protect the property and other assets for its members in nine midwestern states. The company provides personal and commercial property/casualty insurance, including auto, homeowners, workers' compensation, and umbrella coverage. Its National Specialty Insurance (NSI) division offers specialty policies for businesses including child care centers, tanning parlors, not-for-profit organizations, and athletic leagues. Some 700 independent agencies sell the company's products. West Bend Mutual was founded in 1894.

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