Hallmark Financial sells insurance to cover risks both general and exceptional. Its Hallmark General Agency unit markets and underwrites general commercial property/casualty insurance, while its Texas General Agency sells specialty property/casualty coverage to businesses that don't fit into standard coverage. Its Aerospace unit provides specialty aviation insurance to both commercial and private pilots and small airports. Other Hallmark Financial units provide personal non-standard auto insurance and specialty commercial auto and umbrella policies. Chairman Mark Schwarz owns about 60% of the company, partially through his investment firm, Newcastle Partners.

Fidelity National Financial provides title insurance, escrow, and other services related to real estate transactions. It is now the big dog in the title insurance sector, (the next largest player is First American) and accounts for more than 45% of all title insurance policies in the US. The company operates through underwriters including Fidelity National Title Company, Chicago Title, Ticor Title, Security Union Title, and Alamo Title. It sells its products both directly and through independent agents. Fidelity National Financial's specialty lines include flood and home warranty insurance.

Radian Asset Assurance backs up bonds. The Radian Group subsidiary, is in the financial guaranty business, meaning that it insures and reinsures state and municipal bonds and provides direct financial guarantees of smaller debt obligations. The company reinsures in the US and Puerto Rico; its UK-based subsidiaries, Radian Asset Assurance Limited and Radian Financial Products Limited, provide financial guaranty products in Europe. As Radian Asset Assurance was heavily involved in insuring collateralized debt obligations and asset-backed securities, in 2008 its ratings were downgraded and the company ceased writing new financial guaranty business.

Sanlam Limited company has been expanding its investment business through segments including Sanlam Investment Management, its Octane hedge fund of funds, and its SIM Emerging Markets, which focuses on African economies. Charlize Theron may have run away to Hollywood, but the Sanlam Group keeps its star power at home in South Africa. Targeting middle-market and affluent clients, the company provides insurance and wealth management services. Major segments are life insurance (including annuities and other investment products) and short-term insurance (property and casualty coverage sold through majority-owned Santam).

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

Arrowpoint Capital Corp. was a subsidiary of UK-based insurer Royal & Sun Alliance, but suffered from relentless trimmings when its business was deemed to be noncore. The business was eventually acquired by a group of its management and outside directors. Renamed Arrowpoint Capital, it operates through its Royal Indemnity, Royal Surplus Lines Insurance, and Security Insurance Company of Hartford subsidiaries. The company continues to offer individual and commercial property/casualty coverage under the Royal Care brand.

NYMAGIC, INC. is an established holding company that owns and operates New York Marine And General Insurance Company, Southwest Marine And General Insurance Company, and Gotham Insurance Company. We also own an insurance manager, MMO INC, which underwrites business on behalf of our insurance companies. Our company's head office is located in New York City, with two other offices in Chicago and on Long Island.

Transatlantic Holdings, Inc. (TRH) is a leading international reinsurance organization headquartered in New York, with operations worldwide. TRH’s subsidiaries, Transatlantic Reinsurance Company® (TRC), Trans Re Zurich Reinsurance Company Ltd (TRZ) and Putnam Reinsurance Company (Putnam), offer reinsurance capacity on both a treaty and facultative basis -- structuring programs for a full range of property and casualty products, with an emphasis on specialty risks.

Eastern Insurance Holdings, Inc., through its subsidiaries, offers workers’ compensation and group benefits insurance and reinsurance products in the United States. Its Workers’ Compensation Insurance segment provides traditional workers’ compensation insurance coverage products, including guaranteed cost policies, policyholder dividend policies, retrospectively-rated policies, large deductible policies, and alternative market products to employers primarily in Pennsylvania, Delaware, North Carolina, Maryland, Indiana, and Virginia. Eastern Insurance Holdings company’s Segregated Portfolio Cell Reinsurance segment provides program design, fronting, claims administration, risk management, segregated portfolio cell rental, investment, and segregated portfolio management services. Its Group Benefits Insurance segment offers group benefits insurance products, such as dental, short-term and long-term disability, vision, and term life insurance products to employer groups primarily in the Mid-Atlantic, Southeast, and Midwest regions of the continental United States. Eastern Insurance Holdings company offers its products through a network of independent insurance producers and general agencies. Eastern Insurance Holdings is headquartered in Lancaster, Pennsylvania.

MS&AD Insurance Group has insurance in Japan covered. MS&AD Insurance Group is the holding company for several large Japanese insurance companies including Mitsui Sumitomo Insurance Group and Aioi Nissay Dowa Insurance. Together, the insurance companies offer property/casualty (e.g. auto, personal, fire, marine) and life insurance, as well as asset management (mutual funds, financial consulting) and risk management services. MS&AD Insurance's subsidiaries, which serve individuals and businesses in Japan, also offer their products and services to customers in more than 40 countries in Europe, Asia, and the Americas.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.