Mutual of Omaha, which is owned by its policyholders, offers its products through both its agency sales force and independent agents, as well as direct marketing. In the wild kingdom that is today's insurance industry, Mutual of Omaha Insurance Company wants to distinguish itself from the pack. Mutual of Omaha Insurance Company provides individual, group, and employee benefits products through a range of affiliated companies. It offers Medicare supplement, disability, and long-term care coverage as well as life insurance and annuities through its United of Omaha Life Insurance unit. Its Mutual of Omaha Investor Services offers brokerage services, pension plans, and mutual funds, while the Mutual of Omaha Bank operates regionally.

Kentucky Employers’ Mutual Insurance (KEMI) is the largest provider of workers’ compensation insurance in Kentucky, providing coverage to more than 20,000 policyholders in all 120 counties of the state.KEMI was created in 1994 as the centerpiece of workers’ compensation reform for the Commonwealth. Through exceptional service, competitive pricing, responsible financial management, safety education, responsive claims practices, and a focus on innovation, KEMI brought stability to the workers’ compensation market in Kentucky and continues today as a model for success.

The Navigators Group's various subsidiaries write marine, liability, and other lines of business, primarily in the US and the UK. Its Navigators Insurance and Navigators Underwriting Agency (a Lloyd's of London agency) units write ocean and marine insurance including hull, energy, and cargo insurance, as well as property insurance for onshore energy concerns. Navigators Specialty primarily provides excess and surplus (high risk) lines and general liability coverage for contractors. The firm's subsidiaries are also involved in professional liability, especially directors and officers coverage.

Unum Group, together with its subsidiaries, provides group and individual disability insurance products primarily in the United States and the United Kingdom. Unum Group also provides a portfolio of other insurance products, including long-term care insurance, life insurance, employer and employee-paid group benefits, and related services. Its products include group long-term and short-term disability; group life and accidental death, and dismemberment; individual disability; group and individual long-term care; brokerage voluntary benefits; group life; accident, sickness, and disability; and cancer and critical illness insurance products. The company also provides individual life and corporate-owned life insurance, reinsurance pools and management operations, group pension, health insurance, and individual annuities. It markets its products primarily to employers interested in providing benefits to their employees. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.

Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance, a suite of voluntary (employee paid) coverage options and fully integrated absence management. Reliance Standard markets these solutions through independent brokers and agents to employers of all sizes. Rated A (Excellent) by A.M. Best*, Reliance Standard began its centennial year in 2006. Reliance Standard Life Insurance Company provides insurance products and services in all states (except New York), the District of Columbia, Puerto Rico and the U.S. Virgin Islands. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company, home office: New York, N.Y. Product availability and features may vary by state. It distributes its products through independent agents and brokers.

Meadowbrook Insurance Group's Star, Savers, Williamsburg, and Ameritrust subsidiaries write a variety of specialty commercial property/casualty products including excess and surplus products for high-risk clients. With products tailored to fit small to midsize businesses, its customers include self-insured companies, trade groups, and associations. The company also offers reinsurance brokering, risk management consulting, and insurance management services including claims handling and administrative services. Meadowbrook distributes its products through a network of independent agencies, brokers, and its own retail agency operations.

The Seibels Bruce Group writes and sells auto, homeowners, and other property/casualty insurance products and services. Subsidiary Universal Insurance provides standard and nonstandard auto coverage in six Southeastern states. Commercial lines include business owners' policies, commercial auto and umbrella, and commercial package policies. Seibels Bruce, which was taken private in 2004, traces its history back to 1869 and the beginnings of the insurance industry.

Physicians' Reciprocal Insurers (PRI) was founded by the doctors, for the doctors. The company is one of the largest writers of medical malpractice insurance in the state of New York, serving more than 12,500 physicians, chiropractors, dentists, and other health care professionals. PRI also offers general and specialty liability coverage for hospitals, nursing homes, and other health care facilities. The company's day-to-day operations are conducted by a third party, Administrators for the Professions (AFP), and its policies are distributed through independent brokers. PRI was founded by a group of physicians in 1982 and is owned by its policyholders.

Trying its best to live up to its name (Dai-ichi means "first"), Dai-ichi Life Insurance Company is one of Japan's top insurers. The firm sells individual and group life insurance, annuities, and supplemental medical coverage, as well as individual and group pension products. Dai-ichi Life also provides nonlife insurance products through its partnership with Sompo Japan Insurance, as well as cancer insurance through a partnership with Aflac. Other services include asset management and risk management. Dai-ichi Life sells its products through thousands of sales representatives it calls "Total Life Plan Designers."

Portage la Prairie Mutual Insurance Company, also known as Portage Mutual is in business since 1884, Portage Mutual has a long history providing property/casualty insurance. Started as a farm mutual, the company has continued serving the farming community, but it has branched out into other lines as well. The company sells agricultural, automobile, and homeowners' insurance; other lines include those geared for contractors, home businesses, offices, and retailers. Portage Mutual has offices in Manitoba, Alberta, Nova Scotia, Ontario, and Saskatchewan.

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