Safety National offers a range of alternative risk funding products for workers' compensation through independent insurance agents and brokers. Since 1942, we've been a leading provider of excess workers' compensation coverage to self-insured employers and self-insured groups nationwide. Today, with the addition of our Large Casualty Program, which includes Large Deductible Workers' Compensation and Commercial Auto and General Liability coverage, Safety National has evolved into a versatile alternative market provider.

In the consolidating European insurance industry, Aviva is a lively player. As the top insurance provider in the UK and a leading insurance firm worldwide, Aviva offers both life and general insurance. Its long-term savings segment focuses on life insurance, pensions, unit trusts, and other products; its general insurance segment includes the stuff which is called "non-life" or "property/casualty" elsewhere: home, auto, and fire coverage. Its Aviva Investors arm provides asset management globally. In the UK it also offers private medical insurance through employers. While most of the company's businesses operate under the Aviva banner, it also operates local businesses under other brands, including RAC.

Island Insurance and its Tradewind Insurance and Island Premier Insurance affiliates operate together as the Island Insurance Companies. The insurers offer Hawaiians a range of personal and commercial coverage including auto, homeowners, liability, workers' compensation, umbrella policies, and it also provides loss control and audit services. Among its offerings are automobile, homeowners, flood, workers' compensation, and umbrella policies. Additionally, the group offers surety bonds for private and public contracts and other projects. Island Insurance was founded in 1939.

Portage la Prairie Mutual Insurance Company, also known as Portage Mutual is in business since 1884, Portage Mutual has a long history providing property/casualty insurance. Started as a farm mutual, the company has continued serving the farming community, but it has branched out into other lines as well. The company sells agricultural, automobile, and homeowners' insurance; other lines include those geared for contractors, home businesses, offices, and retailers. Portage Mutual has offices in Manitoba, Alberta, Nova Scotia, Ontario, and Saskatchewan.

Security Mutual Life Insurance Company of New York (SMLINY) offers more than just life insurance and it offers it in 49 states in addition to New York. The company, founded in 1886, markets individual and group life, accident, and disability coverage. Its Secure Benefits Solutions unit sells worksite benefits to businesses and credit union members. It also offers third-party administration to businesses that sponsor their own pensions. SMLINY holds 20% of National Security Life and Annuity Company and markets its products in New York, while Ohio National Financial Services holds the remainder of the business.

Magna Carta Companies sells mutual commercial property and casualty insurance through Public Service Mutual Company and its subsidiaries, Paramount Insurance and Western Select Insurance. Offering services in select states, the group focuses on property, liability, and workers' compensation coverage for real estate firms and restaurants. The company also offers coverage to various small-to-medium sized businesses. Established as Public Service Mutual Company in 1925, the New York-based company was founded as a mutual insurance provider for companies in the taxicab business. The company changed its name to Magna Carta Companies in 2000.

Despite its name, UK insurance brokerage group Windsor is not related to the Royal Family. Windsor is an insurance and reinsurance broker, focusing on specialty products including liability insurance for corporate officers and policies for professional soccer players. Its other specialty divisions include aviation, marine, equine and bloodstock, energy, pharmaceuticals, and politics, as well as coverage for high-net-worth individuals. Established in 1933, the company primarily operates through its Windsor Partners unit, which brokers policies through the Lloyd's exchange. Windsor also operates in the UK and internationally through subsidiaries Windsor Insurance Brokers and Windsor Professional Indemnity.

Ever wonder who insures insurance companies? Munich Reinsurance America is one of the top providers of property/casualty reinsurance in the US. The company, commonly known as Munich Re America, provides treaty reinsurance (reinsurance for groups or categories of risks) and facultative reinsurance (reinsurance for individually negotiated risks) to both large and small primary insurers. Other business units provide risk management for health care providers, corporations, educational institutions, religious organizations, and not-for-profit entities, as well as traditional property/casualty and health insurance policies. The company is a subsidiary of German firm Munich Re.

Farm Bureau Property & Casualty (formerly Farm Bureau Mutual Insurance) offers property/casualty insurance products, primarily to farmers, ranchers, and agricultural businesses in the Midwest and West. Its lines of coverage include farmowners, homeowners, commercial liability, crop, auto, and disability. Farm Bureau Property & Casualty operates in Arizona, Iowa, Kansas, Minnesota, Nebraska, New Mexico, South Dakota, and Utah. The insurance provider and its sister company, Western Agricultural Insurance, are managed by FBL Financial Group. The company is headed by former Allstate Financial CEO James Hohmann.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

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