FBL Financial Group, Inc., through its subsidiaries, sells individual life insurance and annuity products in the United States. The company provides whole life, term life, and universal life policies; annuity and investment products; supplementary contracts; traditional fixed rate and index annuities; and a line of personal and commercial property-casualty insurance products. It also offers variable universal life insurance and variable annuity contracts. The company markets its individual annuity products through independent agents and brokers; and variable products through alliances with other insurance companies. As of December 31, 2009, its Farm Bureau life distribution channel consisted of 2,020 exclusive agents and agency managers; and EquiTrust life independent distribution channel consisted of 20,195 independent agents. FBL Financial Group was founded in 1993 and is headquartered in West Des Moines, Iowa.

ERGO Versicherungsgruppe, a German subsidiary of reinsurer Munich Re, owns a majority of the company. I insure, "ergo sum"? ERGO Previdenza (formerly Bayerische Vita) provides life insurance policies to individuals, families, and businesses. The company also provides pension coverage products. ERGO Previdenza sells its products through a network of nearly 300 branch offices and a large sales force throughout Italy. It serves approximately 600,000 customers. Sister company ERGO Assicurazioni provides a wide variety of property/casualty insurance products.

The Variable Annuity Life Insurance Company (VALIC) is anything but boring. The firm is a major provider of group retirement plan services to elementary and high schools, colleges, and hospitals. It provides annuities and life insurance to more than 25,000 client groups (representing some 2 million investors) throughout the US. VALIC is part of AIG American General, the domestic life insurance operations of American International Group. AIG has announced that it will sell all of its domestic life insurance operations, including VALIC.

Island Insurance and its Tradewind Insurance and Island Premier Insurance affiliates operate together as the Island Insurance Companies. The insurers offer Hawaiians a range of personal and commercial coverage including auto, homeowners, liability, workers' compensation, umbrella policies, and it also provides loss control and audit services. Among its offerings are automobile, homeowners, flood, workers' compensation, and umbrella policies. Additionally, the group offers surety bonds for private and public contracts and other projects. Island Insurance was founded in 1939.

Making good buddies with truckers throughout the US, Canal Insurance is in it for the long haul. Canal Insurance is an underwriter and provider of property/casualty insurance, primarily for the commercial trucking industry. Its offerings include liability, cargo, and physical damage coverage. Commercial vehicle policies account for more than 85% of total written premiums. A network of independent general agents sells the company's products in more than 40 states, with an emphasis on the Southeast and Southwest.

Founded in 1970 as N.E.L. Permanent Health Insurances Limited (a subsidiary of Surrey-based life insurer NEL), in 1990 Unum Limited became a subsidiary of US-based Unum Corporation (now UnumProvident Corporation) after Unum acquired NEL. E pluribus unum is an apt phrase for describing this company. Unum Limited, which operates as UnumProvident, provides short- and long-term income protection or disability insurance to more than 2 million people in the UK. UnumProvident is the leading UK provider of group income protection and also offers critical illness insurance, as well as executive-income replacement insurance. The company's insurance products cover both employer groups and individuals.

UNIFI Mutual Holding respects the individuality of its subsidiaries, but likes to keep them all in one place. UNIFI Mutual Holding owns Ameritas Holding, which in turn owns three subsidiaries: Ameritas Life, Acacia Life, and Union Central Life. All three companies provide life insurance and annuity products nationwide. Through its companies, UNIFI also offers such services as financial planning and workplace investing, and has some $30 billion of assets under management. Other companies under its umbrella include socially responsible mutual fund manager Calvert Group, Acacia Federal Savings Bank in Virginia, and Ameritas Group, which offers dental and eye care insurance.

GuideOne provides personal and commercial lines of property/casualty and liability insurance, including standard auto and homeowners coverage. The company targets churches of all faiths (it insures nearly 45,000 -- nearly a fifth of the nation's churches) as well as faith-based private schools and colleges, and church-affiliated senior living facilities. GuideOne's FaithGuard products offer coverage for people who actively attend church. A network of more than 1,500 independent and company agents sell its products. GuideOne was founded in 1947.

Monumental Life Insurance markets its products through general career agents and independent marketing groups. It also markets its final expense and funeral costs coverage through funeral directors. Many of its general agents are former military personnel who sell life insurance to service members. Even ordinary life insurance sounds more impressive when it's monumental life. Monumental Life Insurance offers life insurance, annuities, disability and disease insurance, final expense coverage, and other products. A subsidiary of Dutch insurance giant AEGON, Monumental Life Insurance targets lower- and middle-income markets. It is licensed in all states (except New York) and Washington, DC.

Founded in 1937 by Charles C. Parker, Parker, Smith & Feek is one of the 100 largest insurance brokerage firms in the nation. Privately owned and headquartered in the Pacific Northwest, the firm has world class resources with global reach. Our primary focus is the protection of our clients’ assets. And, to that end, we offer business insurance solutions across multiple industry sectors. From employee benefits and surety to claims management and workers’ compensation, our insurance and risk management knowledge and service expertise are unmatched.

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