American Farmers & Ranchers Mutual Insurance wanted to become more inclusive, hence its change from the former company name, Oklahoma Farmers Union Mutual Insurance. The company offers personal property/casualty and life insurance coverage including homeowners, farm liability, and automobile in the southern and western US. It also sells commercial insurance tailored for small businesses. Despite the name change, the company still primarily serves customers in Oklahoma. Some 200 agencies throughout the state sell American Farmers & Ranchers Mutual's products. The insurance company was founded in 1905.

Vermont Mutual Insurance Group sells commercial and personal property/casualty insurance -- including automobile, businessowners, homeowners, inland marine, and umbrella coverage -- to clients in the northeastern US. The group consists of three companies: Granite Mutual, Northern Security, and Vermont Mutual Insurance. The companies operate in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont. A network of independent agents markets the group's products. One of the oldest American mutual insurance firms, Vermont Mutual Insurance Group traces its roots back to 1828 when it was established as a fire insurance company.

GAB Robins knows all about risky business. The GAB Robins Group of Companies identifies insurance risk and provides loss-adjusting services to property and casualty insurers throughout the US. Its loss adjustment services cover everything from personal lines to commercial, property and liability losses. It also provides claims administration and fraud-prevention services to self-insured companies. The company had 500-plus offices in more than 55 countries, but chose to sell its international operations to focus on North America. Brera Capital Partners controls GAB Robins.

The Motorists Insurance Group, through its group operating companies, offers personal and commercial property/casualty products, primarily in the Midwest but in other areas of the US as well. Its main subsidiary, Motorists Mutual Insurance, sells car, home, and business insurance; Ohio is its largest market. Motorists is affiliated with several other regional insurers through management contracts and reinsurance arrangements. Among its affiliates are business insurer American Hardware; Wilson Mutual, which operates in Wisconsin and Minnesota; and Iowa Mutual Insurance, which operates in Illinois, Iowa, and Nebraska.

Optimum General provides property/casualty insurance to both individuals and commercial entities in Canada. Lines offered include personal automobile, homeowners, corporate property, and commercial liability coverage. Products are underwritten through subsidiaries that include Optimum West Insurance, Optimum Insurance Company, and Optimum Farm Insurance. The insurance lines are distributed through a network of some 500 independent brokers. Optimum General's parent company, the Optimum Group, also deals in financial services, life insurance, and real estate management.

The senior managers conceived AIX's innovative concept and mission in the summer of 2004. Combining a deep knowledge of marketing, finance and operations with 15 decades of insurance program expertise, the founder fashioned a state-of-the-art organization focused on a very specialized niche within the insurance industry.AIX soon became a magnet for exceptional underwriters, drawing talent (with a minimum of a decade of experience) from well-known underwriting companies such as General Re, Swiss Re, Employers Re, Discover Re, Chubb and Fireman's Fund.

SCOR S.E. provides non-life reinsurance and life reinsurance products. Its non-life reinsurance products include reinsurance covering property damage, industrial and commercial goods, vehicles, ships, stored or transported merchandise, operating losses caused by fires or other events, and damages caused to third parties under civil liability coverage, including automobile liability and general civil liability; specialty reinsurance activities, including credit and surety, ten-year inherent defects insurance, aviation, space, marine, engineering, agricultural risks, and structured risk transfer; reinsurance covering various insurable risks during construction and operation of industrial groups and service companies; and reinsurance coverages underwritten through joint ventures and partnerships. Its life reinsurance products cover life, health and medical insurance, and personal insurance, such as accidents, disability, illness, or incapacity.

Hardy Underwriting Bermuda Limited ("HUB") is listed on the London Stock Exchange. HUB is the ultimate holding company for the Hardy group of companies.On 7th February 2008, control of Hardy Underwriting Group plc transferred to HUB via a scheme of arrangement, to effect a redomicile of the group to Bermuda and access property risks from there. At the same time Hardy Re Limited was established in Bermuda as a class III reinsurance company. 2008 was the first phase of Hardy's operations in Bermuda, with Hardy Re writing a quota share reinsurance of Hardy Underwriting Limited's participation on the managed syndicate

PICC Property and Casualty (PICC P&C) is the leading property and casualty (P&C) insurer in bustling China. Founded in 1949 as the state-owned People's Insurance Company of China (now known as PICC Group), PICC P&C was spun off in 2003. It operates throughout most of China with more than 10,000 branch offices providing primarily auto insurance (more than 70% of sales). Additional types of coverage include commercial property, liability, accident, and homeowners insurance. PICC Group holds 70% of the company while beleaguered US firm AIG holds 10% of its shares.

Alliant Insurance Services' specialty is commercial and specialty insurance. The company brokers multi-line commercial property/casualty insurance, as well as surety bonds and employee benefits through more than 30 offices scattered across the US and in Canada. Offering several specialty programs, the company operates a large public entity business, and it has expertise in providing insurance for energy and health care companies, tribal nations, law firms, and the real estate and construction industries

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