Markel Insurance Company receives high marks for financial stability and claims paying ability from insurance industry analysts. Our "A Excellent" rating by A.M. Best Company was reaffirmed in June 2009.A.M. Best cited Markel's "well-established market position, sustained operating profitability, solid risk-adjusted capitalization, excellent operating cash flow, adequate liquidity, and financial flexibility" in the rating affirmation.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

Optimum General provides property/casualty insurance to both individuals and commercial entities in Canada. Lines offered include personal automobile, homeowners, corporate property, and commercial liability coverage. Products are underwritten through subsidiaries that include Optimum West Insurance, Optimum Insurance Company, and Optimum Farm Insurance. The insurance lines are distributed through a network of some 500 independent brokers. Optimum General's parent company, the Optimum Group, also deals in financial services, life insurance, and real estate management.

AXA Asia Pacific Holdings (AXA APH) helps its clients hold onto their assets. It provides life and property/casualty insurance, retirement funds, and investment products to individuals and businesses. The company has operations through subsidiaries and partnerships in Australia, China, Indonesia, Macao, New Zealand, and other Asia/Pacific countries. The company partners with AllianceBernstein to provide asset management services in Australia and New Zealand. French insurance giant AXA owns 54% of the firm. AXA APH has become an object of desire for local banks, and AXA would like to take over all of its Asian operations.

Life Equity LLC has earned national recognition as a leader in the life settlement segment of the life insurance industry. Founded in 2000 with a vision to bring good business practices to the developing life settlement industry, Life Equity has achieved its goal by operating with the highest professional, legal, and ethical standards. We strive to provide an unsurpassed financial service to our internationally reputable institutional investors by using a comprehensive data analysis approach to assess the value of each investment. At Life Equity we raise the bar and set the standards in the life settlement industr

Anthony Clark operates as a general insurance brokerage through its various subsidiaries and has been in business since 1989. The Company carries on its current operations in Alberta, Canada and the States of California, and Virginia, U.S.A. The Company operates out of twenty three locations: 6 in Alberta; 5 in California; 1 in Arizona and 11 in Virginia.

CNA Financial is the umbrella organization for a wide range of insurance providers, including Continental Casualty. The company primarily provides commercial coverage, with such standard offerings as workers' compensation, auto, general, and professional liability, and other products for businesses and institutions. CNA also sells specialty insurance including professional liability for doctors, lawyers, and architects, and vehicle warranty service contracts. The company offers commercial surety bonds, risk and health care claims management, claims administration, and information services. Its products are sold by independent agents and brokers. Holding company Loews owns about 90% of CNA.

Operating in the country since 1993, Allianz pojistovna is the Czech Republic insurance branch for one of the largest insurers in the world, Allianz. The company provides property, auto, liability, life, travel, entrepreneurial, and industrial insurance for both individuals and corporations through about 10 branches around the Republic. It operates a sales network of some 1,700 representatives as well as an external network of brokers, banks, and health insurance companies. Allianz pojistovna offers the Allianz Pension Fund, managed by a large network of advisors. It also specializes in retirement savings plans.

Marsh & McLennan Companies is the premier global professional services firm providing advice and solutions in risk, strategy and human capital. Through our market leading brands, colleagues in more than 100 countries help clients identify, plan for and respond to critical business issues and risks.

BMI Financial Group, Inc. was founded in 1973 by chairman Tony Sierra. ¡Habla español! BMI Financial Group specializes in providing life and health insurance and other financial products to businesses and individuals in Latin America, and (to a lesser extent) in Asia and Europe. The company's primary subsidiary is Best Meridian Insurance, which targets Latin American upper-income business professionals through a network of approximately 300 general agencies. Best Meridian Insurance's offerings include life, credit, accident, health, and reinsurance products. Other subsidiaries offer investment products and third-party administration (TPA) services.

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