Desjardins Financial Security Life Assurance nurtures a garden of insurance and investment products. The subsidiary of the Desjardins Group offers individual and group life and health insurance, as well as a variety of investment products and other financial services, to some 5 million Canadians. The company's products are distributed through the caisses (savings banks) that make up the Desjardins Group network; Desjardins Financial Security also sells through independent agents, brokers, and financial institutions, as well as via direct marketing (online and telephone).

Phoenix Group Holdings has a Premium Listing on the London Stock Exchange and is a member of the FTSE 250 index. The Group is a closed life assurance fund consolidator that specialises in the management and acquisition of closed life and pension funds, and operates primarily in the United Kingdom. Measured by total assets, the Group is the largest UK consolidator of closed life assurance funds. The Group has around 6.5 million1 policyholders and assets of £69 billion1. The Group has two core business segments: life assurance (including its management services operations) which is referred to as 'Phoenix Life', and asset management which is referred to as 'Ignis Asset Management'. The Group has eight operating life companies which hold policyholder assets.

Unum Group, together with its subsidiaries, provides group and individual disability insurance products primarily in the United States and the United Kingdom. Unum Group also provides a portfolio of other insurance products, including long-term care insurance, life insurance, employer and employee-paid group benefits, and related services. Its products include group long-term and short-term disability; group life and accidental death, and dismemberment; individual disability; group and individual long-term care; brokerage voluntary benefits; group life; accident, sickness, and disability; and cancer and critical illness insurance products. The company also provides individual life and corporate-owned life insurance, reinsurance pools and management operations, group pension, health insurance, and individual annuities. It markets its products primarily to employers interested in providing benefits to their employees. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.

Citizens Financial Corporation was incorporated in Kentucky in 1990 at the direction of Citizens Security Life Insurance Company (“Citizens Security”), a Kentucky-domiciled life insurance company. Pursuant to a merger completed in 1991, Citizens Security became a wholly owned subsidiary of the Company. All operations of the Company and its subsidiaries are conducted in Louisville, Kentucky from a 63,000 square foot office building owned by Citizens Security.

The National Insurance and Guarantee Corporation (NIG) is a wholly owned subsidiary of RBS Insurance Group Limited and was originally incorporated 8th October 1894 to provide personal and commercial insurance throughout the UK. NIG was part of the Churchill group of companies acquired by The Royal Bank of Scotland Group on 1st September 2003. NIG sells its products exclusively through independent brokers operating across the UK. Following a strategic review NIG withdrew from the personal lines market in August 2010 focusing its commitment in delivering commercial insurance through exclusive distribution via the broker.

Frankenmuth Mutual Insurance provides personal automobile, umbrella, and homeowners coverage, as well as commercial liability, workers' compensation, and other business products. Other offerings include identity theft coverage and yacht and collector car policies. More than 500 independent agencies market the company's products. Founded by Bavarian settlers in 1868, the company only served policyholders in Michigan until the 1970s. Frankenmuth Mutual Insurance is now licensed in 47 states and does business in about a dozen states in the Midwest and Southeast. It operates through Patriot Insurance in the Northeast.

OneBeacon was one of the first glimmers of the insurance biz in the US. OneBeacon provides specialty property/casualty insurance policies, including marine, travel, professional liability, medical malpractice, data privacy, umbrella property, and even tuition coverage for when a student is forced to leave school unexpectedly. Its subsidiaries include International Marine Underwriters and OneBeacon Professional Insurance. Products are sold to businesses and individuals through a network of 3,400 independent agents and brokers across the US. OneBeacon was founded in 1831 as Potomac Fire Insurance Company. Holding company White Mountains Insurance owns a controlling stake in OneBeacon.

Established in 1847, Penn Mutual is an original pioneer of mutual life insurance in America. Partnering with our holistic financial professionals, we are committed to helping individuals, families, and small business owners unlock possibilities throughout life and meeting financial needs with confidence through our life insurance, annuity and investment solutions, available through our wholly owned broker/dealer subsidiary, Hornor, Townsend & Kent, Inc.

Keenan is the largest privately held insurance brokerage/consulting firm in California. Keenan’s innovative solutions provide high quality, cost-effective insurance, employee benefits, and financial services. We specialize in proprietary programs for public agencies and healthcare organizations. Our expertise in risk management, claims services, and technology consistently exceeds customer expectations.

RAC is best known for providing roadside assistance for stranded motorists in the UK and also offers the same deal in around 50 European countries. It serves some 7 million customers. In addition, the company provides advice on car buying and car care, sells insurance (including auto, home, travel), offers drivers' training courses, and repairs windshields. RAC is a subsidiary of insurance titan Aviva, which acquired RAC to expand the offerings of the insurer's Norwich Union brand. The RAC name comes from the UK's Royal Automobile Club, which sold its breakdown assistance unit to the company in 1999.

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