Falvey Cargo Underwriting provides marine cargo insurance primarily for high technology and medical industries, but insures just about anything in need of coverage. Typical cargo loads include environmentally-sensitive fiber optic equipment, robotic surgical devices, and pharmaceutical products. The company also provides loss prevention consultations, claims processing services, and recovery services through its ProTecht Risk Solutions program. Falvey Cargo Underwriting -- a licensed underwriting manager for several Lloyd's syndicates -- was founded in 1995.

Atrium Underwriters, a Lloyd's of London insurer and reinsurer also provides insurance for cargo, art, and against acts of terrorism. Its Atrium Underwriters Limited subsidiary manages two Lloyd's syndicates -- Syndicate 570 (property & casualty insurance and reinsurance, accident & health, and professional liability) and Syndicate 609 (energy, marine and aviation risks, non-marine property, war, and more). The company provides its services throughout the UK using a direct sales force.

Nationwide Financial Services (NFS) oversees the life insurance and banking services business of insurance giant Nationwide Mutual. Through Nationwide Life Insurance, it offers long-term savings and retirement products including individual variable annuity contracts. It also offers group and individual protective life insurance policies. Retirement plans are offered to individuals and through employer-sponsored plans. Nationwide Financial Services also provides banking services (savings, mortgage loan origination) while its Nationwide Better Health offers workplace health management products. Its products are sold through direct sales and brokers.

Genworth Financial, Inc., a financial security company, provides insurance, wealth management, investment, and financial solutions in the United States and internationally. The company operates in three segments: Retirement and Protection, International, and U.S. Mortgage Insurance. The Retirement and Protection segment offers various protection products, including life, long-term care, Medicare supplement insurance, and senior supplemental products, as well as care co-ordination services; and wealth management and retirement income products, such as managed account programs and advisor services, financial planning services, fixed and variable deferred and immediate individual annuities, and group variable annuities. The International segment provides mortgage insurance products in Canada, Australia, Mexico, and European countries, as well as offers payment protection coverages. This segment also provides various services, analytical tools, and technology that enable lenders to manage risk. The U.S. Mortgage Insurance segment offers mortgage insurance products principally insuring prime-based, individually underwritten residential mortgage loans, known as flow mortgage insurance. Additionally, the company provides institutional products consisting of funding agreements, funding agreements backing notes, and guaranteed investment contracts; and corporate-owned life insurance products. It primarily serves individual investors, institutional customers, financial institutions, mortgage originators, banks, building societies, credit unions, and non bank mortgage originators. Genworth Financial distributes its products and services through financial intermediaries, advisors, independent distributors, affinity groups, and sales specialists. Genworth Financial, Inc. was founded in 2003 and is headquartered in Richmond, Virginia.

ICW Group provides multiple lines of property/casualty insurance, including commercial property, workers' compensation, surety bonds, catastrophe coverage, and personal and corporate auto insurance; customers are primarily in the western US. Its member companies are flagship Insurance Company of the West (licensed in about 50 states), Explorer Insurance (about 20 states), and Independence Casualty and Surety (Texas and select other states). The companies have offices in about a dozen states, mostly California and Texas. ICW Group is a subsidiary of Western Insurance Holdings.

ProMutual Group, consisting of primary operating units Medical Professional Mutual Insurance (MPMI), FinCor Holdings, and MPMI's ProSelect Insurance subsidiary, offers medical malpractice coverage to physicians, surgeons, dentists, medical groups, and hospitals in the northeastern, midwestern, and northwestern US. It insures some 22,000 health care practitioners and 500 hospitals under the brands ProMutual and ProSelect, and it provides risk management seminars and other training and compliance tools that help its clients avoid malpractice claims. A network of independent agents market the company's products in nearly 20 states. ProMutual Group was established in 1975.

Montpelier Re Holdings focuses on coverage for commercial property and property catastrophe reinsurance, protecting against earthquakes, hurricanes, floods, fires, and storms. Montpelier Re also writes marine, aviation, casualty, and personal accident risk reinsurance, in addition to other specialty property insurance and reinsurance products. The company sells through brokers that include Aon, Benfield Group, Marsh & McLennan, and Willis Group. Montpelier Re was founded by Benfield Group and White Mountains Insurance in the wake of September 11, which created a favorable market for reinsurance.

Equity Red Star, the Lloyd’s underwriting business, is the UK’s 6th largest motor insurer and has been providing insurance products for more than 60 years. It offers a diverse range of products, including private car, classic car, van, motorcycle, taxi, minibus, fleet, haulage, agricultural vehicle, motor breakdown, household and personal accident. Equity Direct Broking Limited operates through affinity partners, driving leading brands in their markets and administering transferred existing businesses from UK brokers, supported through UK call centres.

Intact Financial sits atop the Canadian property/casualty marketplace, providing automobile, property, and liability insurance to both individual and small to midsized commercial clients. The company sells its Intact Insurance products primarily through a network of some 1,800 brokers, but its Belair Insurance subsidiary sells directly online and by phone. The company's Trafalgar Insurance also offers Grey Power-branded personal insurance targeted toward seniors. Formerly known as ING Canada, Intact Financial no longer has any ties to its previous parent, ING Groep.

Through dedicated teams of experts and advisors, USI clients enjoy convenient access to a broad spectrum of flexible, cost-effective products and strategically enhanced services for insurance, risk management, financial management, employee benefits and asset management programs tailored to their unique needs.

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