UNIQA Versicherungen, a leading insurance provider in Central Europe, holds a group of insurance companies serving some 15 million customers in about 20 European countries. The group offers life, health, and property/casualty insurance and related financial services. Subsidiaries include UNIQA Sachversicherung (property and casualty insurance lines), UNIQA Personenversicherung (personal insurance), and Raiffeisen Versicherung, which covers accident and life insurance lines and distributes through affiliated Raiffeisen bank branches. Its Salzburger Landes-Versicherung subsidiary, which offers property and and casualty insurance, serves regional insurance companies and is Austria's oldest fire insurer.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

SafeAuto Insurance Company is a property and casualty insurance carrier based in Columbus, Ohio, that was founded in 1993. Today, the company provides the state minimum insurance coverage to automobile drivers in 14 states including Ohio, Indiana, Kentucky, Georgia, Pennsylvania, South Carolina, Tennessee, Louisiana, Mississippi, Illinois, Missouri, Arizona, Oklahoma and Texas.

Oxford Life Insurance, which was founded in 1965, is a subsidiary of AMERCO, the owner of U-Haul International. Oxford Life Insurance company offers individual life insurance, annuities, and other types of policies targeted to middle income seniors under its own name and through its subsidiaries. Its Christian Fidelity Life Insurance subsidiary focuses on sales of Medicare supplement and funeral insurance to seniors in Arizona, Indiana, Missouri, Oklahoma, and Texas. Subsidiary North American Insurance specializes in third-party administration for Medicare supplement policy holders across the US.

Catalyst Health Solutions, Inc. (formerly HealthExtras, Inc.) is built on strong, innovative principles in the management of prescription drug benefits and provides an unbiased, client-centered philosophy resulting in a year-over-year client retention rate of more than 98%. The Company’s subsidiaries include Catalyst Rx, a full-service pharmacy benefit manager (PBM) serving more than seven million lives in the United States and Puerto Rico; HospiScript Services, LLC, one of the largest providers of pharmacy benefit management services to the hospice industry; and Immediate Pharmaceutical Services, Inc., a fully-integrated prescription mail service facility based out of Avon Lake, Ohio. The Company also offers Medicare Part D and Workers’ Compensation PBM services. Its clients include self-insured employers including state and local governments, managed care organizations, unions, hospices, third-party administrators and individuals.

CNP Assurances is France's top personal life insurer. In addition to life insurance and other savings products, it sells health, death and disability, and other personal risk coverage and pensions. CNP sells its products primarily through about 20,000 outlets of La Poste, the French postal service, and La Caisse Nationale des Caisses d'Epargne, the state savings banks; together these two channels account for about 75% of CNP's sales. These partners are also shareholders in the company, together owning about 35%. Another French paragovernmental organization, Caisse des Depots et Consignations, owns 40%.

Kroll Factual Data is a leading provider of independent verification services to mortgage lenders, banks, credit unions, property management firms, and other businesses. Combining innovative services with cutting-edge technology and industry-leading customer service, Kroll Factual Data enables prompt, accurate decisions.

Texas Mutual Insurance Companies are the state's leading provider of workers' compensation insurance, and we offer exceptional services at competitive prices. They've been serving Texas since 1991. That's when the Texas Legislature first chartered the Texas Workers' Compensation Insurance Fund and gave us the task of stabilizing the workers' comp system. In 2001, the Legislature redesigned our charter and changed our name to Texas Mutual Insurance Company.

Swiss Re America is the North American subsidiary of Swiss Re, the Zurich, Switzerland-based reinsurance giant. The company handles Swiss Re's business in the Americas in the areas of property/casualty and life and health. It reinsures life, health, property, motor, and liability policies for global and regional insurance firms, as well as US-based companies with global operations. Swiss Re America specializes in ocean marine reinsurance. In addition, the company provides financial planning and analysis services, as well as claims handling. Swiss Re's operations in the Americas account for about 40% of its total global insurance premiums.

W. R. Berkley Corporation, founded in 1967, is one of the nation’s premier commercial lines property casualty insurance providers. Each of the operating units in the Berkley group participates in a niche market requiring specialized knowledge about a territory or product. Our competitive advantage lies in our long-term strategy of decentralized operations, allowing each of our units to identify and respond quickly and effectively to changing market conditions and local customer needs. This decentralized structure provides financial accountability and incentives to local management and enables us to attract and retain the highest caliber professionals. We have the expertise and resources to utilize our strengths in the present environment, and the flexibility to anticipate, innovate and respond to whatever opportunities and challenges the future may hold.

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