Think of the Society of Lloyd's (dba Lloyd's of London) as a busy market where groups who have risks can meet up with groups who have money to insure risk. As the world's leading insurance exchange, Lloyd's regulates about 80 syndicates run by more than 50 managing agents. Customers include corporate underwriters and wealthy individuals transacting specialty property/casualty insurance business worth billions in premiums each year. Also part of the picture are Lloyd's brokers, who bring business to the market. Lloyd's is a top conduit for aviation and marine insurance, as well as its more specialized specialty insurance covering celebrity body parts or protecting against acts of terrorism.

National Guardian Life was founded in 1910. National Guardian Life Insurance wants to protect its customers' financial security to the very end. National Guardian Life (also known as NGL Insurance) is a mutual insurance company specializing in senior life products including pre-need and final expense insurance as well as group dental and vision benefits, and a pharmaceutical discount program. The company is licensed in all US states (except New York) and Washington, DC, and markets its products through independent agencies and funeral directors. Its Settlers Life Insurance subsidiary markets final expense products through agents in more than 25 states.

EMC Insurance Group with its subsidiaries EMCASCO Insurance, Illinois EMCASCO, and Dakota Fire Insurance sell property/casualty lines including automobile, property, liability, and workers' compensation insurance, primarily to small and medium-sized businesses. EMC Underwriters offers excess and surplus lines of insurance. EMC Reinsurance provides reinsurance for the group and other unaffiliated insurers. The group operates throughout the US, primarily in the Midwest; Iowa accounts for 15% of premiums. Employers Mutual Casualty, a multiple-line property/casualty insurance company, owns 60% of EMC Insurance Group.

Brown & Brown, Inc., together with its subsidiaries, operates as a diversified insurance agency, wholesale brokerage, insurance programs, and service organization in the United States. Its Retail segment provides various insurance products and services to commercial, public and quasi-public entity, professional, and individual customers. It provides insurance relating to physical damage to property, and resultant interruption of business or extra expense caused by fire, windstorm, or other perils; casualty insurance relating to legal liabilities, workers compensation, and commercial and private passenger automobile coverage; and fidelity and surety bonds. This segment also sells and services group and individual life, accident, disability, health, hospitalization, medical, and dental insurance; and provides risk management and loss control surveys and analysis, and consultation services.

Brit Insurance Holdings is no ordinary bloke's insurer. The holding company operates Brit Insurance Limited (BIL), a general insurance company that carries about half of Brit Insurance's business. Brit Syndicate Limited (BSL) is a Lloyd's syndicate that underwrites the balance of its policies. Those businesses are split into three divisions: Brit UK underwrites UK commercial insurance and reinsurance; The financial strength coupled with excellent knowledge of our customers’ markets make us perfectly placed to protect businesses around the world.

MEEMIC Insurance Company provides personal auto, homeowners, boat, and umbrella coverages to teachers and other educational employees in the state of Michigan.In 1950, seven teachers formed MEEMIC based on their belief that they could provide an invaluable service to their fellow educators by offering high-quality, affordable insurance protection. Nearly 60 years later, MEEMIC remains a Michigan-based company that proudly reflects our roots in the educational community, and a commitment to offering the finest possible protection, products and service at affordable rates.

Markel International Limited, a subsidiary of the US-based property and casualty insurance company, Markel Corporation, writes business through two companies: Markel International Insurance Company and Markel Syndicate 3000, its Lloyd's syndicate. Markel International operates six divisions: professional risk and commercial coverage in the UK (Markel UK), marine and energy, non-marine property, professional liability, specialty property/casualty (including accident and reinsurance), and high-end livestock insurance. The company has focused on growing its business abroad, including Canada, Singapore, Spain, and Sweden.

Title insurance is effectively insures the past and guarantees a home's title is free and clear to sell and buy with no outstanding claims upon it. CalCounties Title Nation (formerly California Counties Title Company) provides real estate title insurance and escrow services in Orange and Los Angeles counties. The firm's products are underwritten by TransUnion Title Insurance. CalCounties is managed by TEAM Nation Holdings.

Safety Insurance Group, through its subsidiaries (Safety Insurance, Safety Indemnity Insurance, and Safety Property and Casualty), sells property/casualty insurance exclusively in Massachusetts and New Hampshire. The company is one of the top private passenger automobile and commercial automobile insurers in the state, controlling around 11% of each market. Safety Insurance Group also provides homeowners, dwelling fire, personal umbrella, and business-owner policies; it cross-sells its non-auto property/casualty products to increase its share of the market. The company sells its products through more than 800 independent agents.

Once a global provider of insurance and reinsurance products and services, Alea Group faced a tough year in 2005 from which it never recovered. With catastrophes such as Hurricanes Katrina and Rita in the US and flooding in Europe greatly affecting the company, Alea decided to stop offering new property/casualty policies and divest strategic operations. Its businesses in Bermuda, the US, and Europe are either in runoff or are being sold.

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