Meadowbrook Insurance Group's Star, Savers, Williamsburg, and Ameritrust subsidiaries write a variety of specialty commercial property/casualty products including excess and surplus products for high-risk clients. With products tailored to fit small to midsize businesses, its customers include self-insured companies, trade groups, and associations. The company also offers reinsurance brokering, risk management consulting, and insurance management services including claims handling and administrative services. Meadowbrook distributes its products through a network of independent agencies, brokers, and its own retail agency operations.

Ambac Financial Group, Inc. is a holding company whose affiliates provide financial guarantees and financial services to clients in both the public and private sectors around the world. Ambac's principal operating subsidiary, Ambac Assurance Corporation, is a guarantor of public finance and structured finance obligations. The Ambac Assurance financial guarantee is an unconditional and irrevocable pledge that investors will receive principal and interest payments in full and on time should the issuer of an Ambac-insured security default.

Allianz was the first European country to offer life insurance in China, opening Allianz China Life in 1999. You only have one life to live, and Allianz China Life (AZCL) wants to be the one to insure it. The company -- a joint venture between Allianz and China's financial services firm CITIC Trust & Investment -- provides universal and term life insurance as well as participating, annuity, pension, accident, travel, health, medical, and group insurance products. Banks, brokers, and company agents sell AZCL products; they are also available through direct sales. Its 13,000 agents operate from seven offices and 60 sales centers located in mostly southern and eastern China.

The Group has expanded over the years with the acquisition of CBC UK Limited in 2003, the establishment of Besso Re Limited in 2004 and the acquisition of H. Bernstein Insurance Brokers Limited in 2006. The latter now forms part of the Besso UK division within Besso Limited. Besso Limited in turn has expanded over the years with the arrival of specialist teams, which has combined with steady growth in its traditional broking areas. The Besso Group now has staff of just under 300 people and is based in the City with headquarters in the Crescent, between the Minories and Tower Hill, with CBC UK Limited located in Mansell Street.

Founded in 2006, Homeowners Choice began providing property and casualty insurance for Floridians just as large national insurers began exiting the hurricane-prone market to reduce exposure. The majority of the company's insurance policies have been assumed from Citizens Property Insurance Corporation, a state-supported insurer. Although Homeowners Choice has assumed more than 50,000 property and casualty insurance policies from Citizens, the company has done so selectively, assuming policies based on its own underwriting criteria. The company also sells policies through a network of more than 1,300 independent agents.

Southwest Administrators is a third-party administrator (TPA) of union-funded employee benefits plans including health and welfare plans and pensions. The company processes the paperwork --handling claims, billing, and benefits processing -- for numerous southern California- and Nevada-based union trust funds. It services pension trust funds covering some 200,000 members. Participating employer groups include the Southern California Bakery Drivers Trust Fund, the Southern California Soft Drink Industry Health and Welfare Trust Fund, and the Las Vegas Firefighters Health & Welfare Trust Fund. Southwest Administrators has offices in California and Nevada.

Protecting from the multitude of dangers lurking in the water, mutual insurer North of England Protecting and Indemnity Association (NEPIA) provides marine liability insurance to some 300 members, including cargo carriers and large tanker owners. NEPIA offers protection and indemnity (P&I) insurance, freight demurrage and defense (FD&D, legal expenses), war risk coverage, and more. The company's operations are run through its wholly owned subsidiary, North Insurance Management Limited (NIML). While NEPIA operates primarily in Europe, it also has customers in Asia, the Middle East, and North America. The company maintains liaison offices in Greece, Singapore, and Hong Kong. It was founded in 1886.

Fidelity National Financial provides title insurance, escrow, and other services related to real estate transactions. It is now the big dog in the title insurance sector, (the next largest player is First American) and accounts for more than 45% of all title insurance policies in the US. The company operates through underwriters including Fidelity National Title Company, Chicago Title, Ticor Title, Security Union Title, and Alamo Title. It sells its products both directly and through independent agents. Fidelity National Financial's specialty lines include flood and home warranty insurance.

Hardy Underwriting Bermuda Limited ("HUB") is listed on the London Stock Exchange. HUB is the ultimate holding company for the Hardy group of companies.On 7th February 2008, control of Hardy Underwriting Group plc transferred to HUB via a scheme of arrangement, to effect a redomicile of the group to Bermuda and access property risks from there. At the same time Hardy Re Limited was established in Bermuda as a class III reinsurance company. 2008 was the first phase of Hardy's operations in Bermuda, with Hardy Re writing a quota share reinsurance of Hardy Underwriting Limited's participation on the managed syndicate

MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers in over 60 countries. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia Pacific, Europe and the Middle East.

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