Four European mutual companies formed White Mountains Reinsurance Company of America (formerly Folksamerica Reinsurance Company) in 1980. Since then, White Mountains Reinsurance Company of America (“White Mountains Re America”) has employed a focused, forward-looking strategy that has provided a foundation for our growth, strengthened our financial position and established our reputation for quality. In 1996, seeing the need for continued surplus growth, White Mountains Re America attracted the interest of White Mountains Insurance Group, Ltd. (“White Mountains”).

Mutual of Omaha, which is owned by its policyholders, offers its products through both its agency sales force and independent agents, as well as direct marketing. In the wild kingdom that is today's insurance industry, Mutual of Omaha Insurance Company wants to distinguish itself from the pack. Mutual of Omaha Insurance Company provides individual, group, and employee benefits products through a range of affiliated companies. It offers Medicare supplement, disability, and long-term care coverage as well as life insurance and annuities through its United of Omaha Life Insurance unit. Its Mutual of Omaha Investor Services offers brokerage services, pension plans, and mutual funds, while the Mutual of Omaha Bank operates regionally.

Shenandoah Life is a mutual insurance company with a dedication to protecting lives and promoting community values. We serve our policyholders, our sales representatives and the communities in which we do business. We are committed to cultivating a positive, rewarding work environment, and as a result are able to attract highly skilled employees and sales representatives. Our core values of performance, initiative, customer focus, integrity and interdependence provide direction for our employees and drive our business decisions.

Tennessee Farmers Insurance Companies (TFIC) provide life, auto, and homeowners insurance to folks in Tennessee, be they farmers or not. The company operates through subsidiaries such as Tennessee Farmers Mutual and Tennessee Farmers Life, and selling under the Farm Bureau Insurance brand. Products include auto liability (Tennessee Farmers Mutual is one of the largest auto insurers in the state), homeowners and farmowners coverage, personal umbrella liability, and a variety of life insurance and annuity products. TFIC sells its products through independent agents located in every county in Tennessee. The company was founded in 1948.

Sometimes you can have too much of a good thing. In the case of health plan information overload, Verisk Health (formerly Urix) can help share some of your burden. The firm provides health care data management, consulting, and analysis for self-insured employers and others. The company utilizes a series of software tools to help clients control health care costs, process claims, and avoid risk. Other clients include insurance providers, managed care groups, government entities, and reinsurance companies. Services include data warehousing, expense forecasting, and actuarial, statistical, and financial analysis. Verisk Health is a division of Insurance Services Office, itself a unit of Verisk Analytics.

This company wants to help all businesses rest Amerisured. Amerisure provides a range of commercial property & casualty products with a special focus on the manufacturing and contracting industries. Coverage includes general and employee benefits liability, workers compensation, property, auto, inland marine, and equipment insurance. Amerisure has expanded to provide coverage to the healthcare industry, including long-term care facilities and hospitals. The company operates out of 10 offices around the US. It uses a network of independent agents and brokers to distribute its products. Amerisure was founded as Michigan Workmen's Compensation Mutual Insurance in 1912.

To protect your home on the range from damages and crop failures, just say "hail, no!" and call The Home Agency. The Home Agency sells crop insurance through offices in Colorado, Iowa, Kansas, and Nebraska. Additionally, the company offers personal and commercial property/casualty lines, including automobile, homeowners, liability, and workers' compensation coverage, as well as health, disability, and life products. With about a half dozen office locations, the firm has more than 6,000 individual and family policyholders. The Home Agency was founded in 1974.

A personal auto insurer operating in a dozen states, First Acceptance specializes in providing non-standard auto insurance -- that is, insurance for drivers who have trouble getting coverage because of poor driving records or payment histories, but who must have the minimum coverage required by state laws. First Acceptance sells its policies, branded Acceptance Insurance, through some 400 retail offices staffed by its own employee agents. In the Chicago area it uses the names Yale Insurance and Insurance Plus.

Foyer S.A. operates through various subsidiaries such as Foyer Re, Le Foyer Vie, Europ Assistance, and Le Foyer Santé. It offers a variety of life and non-life insurance products including coverage for automotive liability and comprehensive damage, civil liability, property damage, and commercial transport, as well as reinsurance and legal expense coverage. In 2005 the company simplified its name from Le Foyer, Compagnie Luxembourgeoise S.A. to the present form. Holding company Le Foyer Finance owns nearly 80% of Foyer.

Harleysville Worcester Insurance, the oldest insurance company based in Massachusetts, provides multiple lines of commercial property and casualty coverage in the northeastern US. A network of independent agents sell the company's products, which include workers' compensation and home-owned business policies. The firm writes insurance in Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont; it is also licensed in Michigan and Ohio. Worcester Insurance Company, established in 1823, was acquired by Harleysville Group in 1983; the present name was adopted in 2001.

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