The Commercial Division, based in Minneapolis, is an integral part of Oakbrook Terrace, Illinois-based BCS Insurance Company (BCSI), a for-profit, multiple-line property and casualty insurance company with roots that date back more than 50 years.The Commercial Division was established to underwrite business for the BCS Life Insurance Company and BCS Insurance Company for insurance associated with employers and affinity (voluntary purchase) groups. It exists to underwrite substantial and diverse blocks of business with flexible coverage solutions. It is here to help our customers manage risk with stable and consistent strategies. BCSI is part of the BCS Insurance Group, comprised of a number of for-profit, multi-line insurance companies with diverse capabilities. For more information about the BCS Insurance Group, visit our Web site by clicking here.

A company's culture attracts and retains its workforce. We have assembled a diverse and talented team. Our team members provide quality service and a quality product. The staff is proud to be associated with a company who takes pride in maintaining an atmosphere of honesty and integrity; where doors are truly open at all levels of the organization, and discussion and ideas are welcomed.

Catalyst Health Solutions, Inc. (formerly HealthExtras, Inc.) is built on strong, innovative principles in the management of prescription drug benefits and provides an unbiased, client-centered philosophy resulting in a year-over-year client retention rate of more than 98%. The Company’s subsidiaries include Catalyst Rx, a full-service pharmacy benefit manager (PBM) serving more than seven million lives in the United States and Puerto Rico; HospiScript Services, LLC, one of the largest providers of pharmacy benefit management services to the hospice industry; and Immediate Pharmaceutical Services, Inc., a fully-integrated prescription mail service facility based out of Avon Lake, Ohio. The Company also offers Medicare Part D and Workers’ Compensation PBM services. Its clients include self-insured employers including state and local governments, managed care organizations, unions, hospices, third-party administrators and individuals.

Grain Dealers Mutual underwrites a variety of commercial and personal property/casualty insurance. Its product lines include automobile, businessowner, and homeowners policies. The company does business in Arizona, Arkansas, Indiana, Mississippi, North Carolina, New Mexico, Oklahoma, Tennessee, and Virginia. Some 450 independent agencies represent the company. Grain Dealers Mutual was established in 1902, primarily to protect the assets of commercial grain elevator operators.

The Progressive Corporation has motored beyond its traditional business into standard-risk and preferred auto insurance, as well as other personal-use vehicle coverage (motorcycles, recreational vehicles, and snowmobiles). Progressive also offers commercial policies for heavy trucks, vans, and lighter trucks. It writes a bit of professional liability insurance for directors' and officers' insurance of community banks. The company markets directly to consumers online and by phone, and through 30,000 independent agents who account for roughly 60% of the company's business.

Allied Solutions doesn't feel the need to have a snazzy name in order to distribute insurance products to financial institutions. As the primary distributor for Securian Financial's institutional products, the company serves more than 3,700 credit unions and banks. Banking and credit union customers can then choose from Allied Solutions palette of products including accidental death, disability insurance, home warranty, overdraft protection, pet insurance, term life, and employee benefits. The company operates nationwide via some 20 regional offices. Allied Solutions also provides institutions with risk management services and assistance in remarketing repossessed vehicles and title tracking.

Americo Life sells insurance to cover American lives. The holding company sells life insurance and annuities to individuals, families, and groups, mainly through its Americo Financial Life and Annuity Insurance unit. Americo Life companies also offer insurance policies that cover funeral expenses and mortgages. Policies are distributed through 15,000 independent agents nationwide to about 850,000 policyholders. The firm is a wholly owned subsidiary of Financial Holding Corporation, which the family of chairman Michael Merriman controls. Other Financial Holding business interests include real estate ventures in the Southeast and a 50% stake in Argus Health Systems, a processor of prescription drug claims.

A Brief History of UIC UIC, Inc. was established by Jerold Armstrong in 1965 as a manufacturer's representative firm and has grown into a full manufacturing and R&D facility.Currently, UIC is composed of two divisions: Instruments and Pumps. The Instrument Division manufactures coulometric carbon and sulfur analysis systems, vapor pressure and membrane osmometers, and kinematic/dynamic viscosity systems. UIC is also the exclusive US distributor for Cosmo automatic asphaltene analyzers.The Pumps Division operates under the Uniquest name and has been a division of UIC since the mid-1980s. The Pumps Division manufactures products for OEM applications for HPLC and GC manufacturers worldwide.

For over a quarter of a century, Bowen, Miclette & Britt has brought to its customers a commitment to excellence, innovation and service in the complex world of insurance and risk management. Bowen, Miclette & Britt is a leading independent privately-held insurance brokerage and risk management consulting firm. They are the 76th largest commercial retail insurance broker in the United States, offering a wide array of insurance services, including all lines of commercial insurance, bonds and surety, employee benefits, personal insurance and professional employer services.

Protective Life Corporation and its subsidiaries engage in the production, distribution, and administration of insurance and investment products in the United States. It operates in five segments: Life Marketing, Acquisitions, Annuities, Stable Value Products, and Asset Protection. The Life Marketing segment markets level premium term insurance, universal life, variable universal life, and bank owned life insurance products through various distribution channels, as well as a network of independent personal producing general agents. The Acquisitions segment focuses on acquiring, converting, and servicing life insurance policies and annuity products sold to individuals, which are acquired from other companies. The Annuities segment markets, supports, and sells fixed and variable annuity products through broker-dealers, financial institutions, and independent agents and brokers. Its fixed annuities include modified guaranteed annuities, single premium deferred annuities, single premium immediate annuities, and equity indexed annuities; and variable annuities offer the opportunity to the policyholder to invest in various investment accounts. The Stable Value Products segment sells guaranteed funding agreements to special purpose entities, as well as markets fixed and floating rate funding agreements directly to the trustees of municipal bond proceeds, institutional investors, bank trust departments, and money market funds. It also markets guaranteed investment contracts and other qualified retirement savings plans. The Asset Protection segment primarily markets extended service contracts and credit life and disability insurance to protect consumers’ investments in automobiles, watercraft, and recreational vehicles; and markets a guaranteed asset protection product. It markets its products through a network of approximately 3,750 automobile, marine, and recreational vehicle dealers. Protective Life Corporation was founded in 1907 and is headquartered in Birmingham, Alabama.

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