At Bituminous, we believe in positioning well qualified insurance decision makers at the point of sale – so we market our programs through some of the best agents in the business. If you rely on your independent insurance agent to help you identify the best fit for your property and casualty insurance needs, be sure you check out Bituminous. The quality of our experience in the industries we have chosen to serve means we are qualified to offer advice in the most specific areas of your concern.

At Texas Builders Insurance Company our sole focus is writing Workers’ Compensation Insurance coverage. Texas Builders has provided workers’ compensation coverage to policyholders since 1987. We work with large and small independent agencies across the state and we write a wide range of business types (click here to see class codes we target). Also we will consider “new to comp” and we currently have no per – policy minimums.

Bajaj Allianz Life hopes it's aligned with its clientele's life insurance needs. The company, which provides life insurance and retirement products to customers from more than 1,100 branch locations throughout India, is a joint venture between global insurance company Allianz and motorcycle maker Bajaj Auto. Bajaj Allianz Life specializes in bancassurance, or providing financial services through partnership tie-ups with Standard Chartered Bank, Syndicate Bank, and other banks. It caters to a wide spectrum of customers and needs, including companies, individuals, and families. Products include traditional, unit linked, and term life policies, as well as pensions and annuities.

PICC Property and Casualty (PICC P&C) is the leading property and casualty (P&C) insurer in bustling China. Founded in 1949 as the state-owned People's Insurance Company of China (now known as PICC Group), PICC P&C was spun off in 2003. It operates throughout most of China with more than 10,000 branch offices providing primarily auto insurance (more than 70% of sales). Additional types of coverage include commercial property, liability, accident, and homeowners insurance. PICC Group holds 70% of the company while beleaguered US firm AIG holds 10% of its shares.

Wilton Re began operations in January 2005 to fill a growing need in the U.S. life reinsurance market. At that time, the number of life reinsurers had decreased materially due to consolidation and decisions by a number of primary companies to eliminate non-core life reinsurance activities. The consolidation reduced the options for risk diversification and reinsurance, and the industry was in need of fresh sources of capital and risk diversification

Founded in 1851, MassMutual's US and global clients include individuals and businesses. The company also offers disability income insurance, long-term care insurance, structured settlement annuities, and trust services. Its subsidiaries include OppenheimerFunds (mutual funds), Babson Capital Management (investor services), Baring Asset Management (international investment), and Cornerstone Real Estate Advisors (real estate investment management). Massachusetts Mutual Life Insurance, sometimes known as MassMutual Financial Group, but usually called by its nickname, MassMutual, provides financial services including life insurance, annuities, money management, and retirement planning.

Swiss Life Holding Ltd provides life and health insurance products to groups and individuals and pension systems to multinational corporations. It markets to its individual and group customers, located in a handful of western European countries, through its own agents and a network of independent agents and banking partners. It sets up customized employee benefit programs for multinationals through the Swiss Life Network, an association of local insurers, some of them owned by Swiss life, some of them independent. The firm also does business in asset management and private banking. Though it has pared down its operations and ambitions considerably, Swiss Life Holding is still Switzerland's leading life insurer.

Japan's oldest property/casualty insurance company, Tokio Marine Holdings has one of the largest insurance sales networks in Japan and has expanded its insurance operations to about 40 additional countries in Asia, Europe, and North America. Through Tokio Marine & Nichido Fire (TMNF), Nisshin Fire, Philadelphia Insurance Companies, Kiln, and other subsidiaries, Tokio Marine Holdings provides marine, property/casualty, personal accident, fire, auto, and life insurance as well as reinsurance. It also offers asset management, pension plans, and other services.

China Taiping Insurance Holdings Company Limited ("CTIH") (formerly known as China Insurance International Holdings Company Limited ("CIIH")) is publicly listed on the Main Board of the Hong Kong Stock Exchange (Stock Code: HK 00966) and is an insurance conglomerate incorporated and headquartered in Hong Kong. The corporate company is mainly responsible for overall group strategic planning, overall group capital management and development in support of the operatory businesses, investor relations, credit ratings and research analysts relations, and compliance with the listing and other laws and regulations of Hong Kong.

AFBA's for-profit 5Star Financial division, founded in 1989, sells to the general public, offering individual life insurance, supplemental health insurance, and other financial services such as banking and mutual funds. Taking risks that might scare off other commercial insurance companies, Armed Forces Benefit Association (AFBA) provides group life insurance products for military personnel, government employees, police officers and firefighters, and defense department contractors. The not-for-profit membership association was established in 1947 and has some 300,000 members; its policies contain no war or terrorism restrictions. It sells property/casualty policies through affiliate Armed Forces Insurance.

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