WISCONSIN REINSURANCE CORPORATION (WRC) markets to a broad spectrum of mutual insurance companies in the Midwest. With many years of experience in designing and implementing reinsurance contracts to fit the client company's needs, WRC is acknowledged as a leader in addressing the reinsurance and service needs for our clients.

In March 1917, Ford introduced the Model TT truck just in time for Wolverine Mutual to insure it. Inspired by the new horseless carriages rattling across American roads, E. Bruce Laing and his friends Charles Heddon, Clare F. Pugsley, W.E. Sweet, and Dr. N. Bonine established an insurance company to serve new automobile owners. Riding the automobile's growth in the Roaring '20s, then enduring the economic woes of the Great Depression and World War II, Wolverine Mutual outgrew its original Front Street offices and moved to a large historic home on Main Street in Dowagiac.

Woodbury Financial Services is an independent broker/dealer and member of The Hartford Financial Services Group, Inc., located in Woodbury, MN. The roots of the company originate in 1910, with Montana Life. Woodbury has one customer - the independent financial services representative and is structured to provide representatives with dedicated support, exceptional service and innovative solutions, so they can focus on their clients.

Workmen's Auto Insurance Company has been steering drivers in the right direction since 1949. Now in our 60th year of business, the Company continues an established tradition of customer satisfaction, technological innovation, and financial stability. Workmen's is headquartered in Los Angeles, California and is licensed in 23 states and active in 10, from Washington to Florida. We provide personal lines automobile insurance distributed through independent agents in those states, as well as offer homeowners and renters products in California!

Sterling National Corporation is a leading provider of lender placed hazard insurance tracking and outsourcing services, voluntary insurance products, property tax software and services, and customer experience solutions. Nationwide, we serve lenders, mortgage servicing organizations, financial institutions, and homebuilders as well as their end customers. Headquartered in Atlanta, Georgia, Sterling National has more than 1,400 employees in nine offices across the country including California, North Carolina, Florida, Iowa, Nebraska, and Texas.

Zenith National Insurance Corp. is an indirect wholly-owned subsidiary of Fairfax Financial Holdings Limited. Zenith National Insurance Corp. is the holding company for Zenith Insurance Company and its subsidiaries, including ZNAT Insurance Company ("Zenith"). Zenith is primarily engaged nationally in the workers' compensation insurance business. Zenith conducts business in 45 states and the District of Columbia through independent agencies.

Workers' compensation claims typically mark a low point for employers, but Zenith National Insurance aims to get companies back up to their peak. Zenith National is the holding company for Zenith Insurance and ZNAT Insurance, which underwrite workers' compensation policies in 45 states and Washington, DC. The company has exited all other businesses, but maintains a portfolio of investments. Approximately 1,600 independent agents sell the firm's insurance products. Its largest market is California, but the company also maintains offices in Alabama, Florida, Illinois, North Carolina, Pennsylvania, and Texas. Zenith National was acquired by Canada's Fairfax Financial in 2010.

Zurich in North America is a part of Zurich Financial Services Group (Zurich), an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Founded in 1872, the Group is headquartered in Zurich, Switzerland and employs approximately 60,000 people serving customers in more than 180 countries, including more than 9,500 employees in North America.

In 1922, a group of Universal Motor Car Company (Ford) dealers was searching for a way to insure their rapidly growing businesses. Fire insurance was expensive and qualified professional insurance carriers were hard to find for the young industry.So, the group formed a reciprocal insurance company and called it Universal Underwriters. Through the years, Universal Underwriters expanded its offerings, to serve not only vehicle dealers, but the entire automotive aftermarket. In 2007, Universal Underwriters takes on the Zurich name. We're changing our brand, but we're not changing our legacy.

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