Prudential Bancorp is the holding company for Prudential Savings Bank, a thrift serving the Philadelphia area from about a half-dozen locations. Established in 1886, the bank offers traditional retail products, including checking and savings accounts, IRAs, and credit cards, as well as investments and insurance. One- to four-family residential mortgages make up about three-quarters of the company's loan portfolio; the bank also originates commercial real estate, construction, and land development loans. Prudential Mutual Holding Company owns a majority of Prudential Bancorp, which converted to a mutual holding structure in 2005.

Pulaski Financial is the holding company for Pulaski Bank, which provides financial services to residents and businesses from about a dozen branches throughout the St. Louis and Kansas City metropolitan areas. The bank offers standard deposit products, including checking and savings accounts, NOW accounts, and money market accounts. Pulaski's loan portfolio includes primarily commercial and residential mortgages, as well as home equity and construction loans. Through subsidiaries, the bank offers title insurance, annuities and insurance, and fixed-income investment and trading.

PVF Capital is the holding company for Park View Federal Savings Bank, which operates some 20 offices in Cleveland and northeastern Ohio. Founded in 1920, the thrift offers such standard retail banking services as checking, savings, money market, NOW accounts, CDs, and IRAs. Commercial real estate loans account for about a quarter of the company's loan portfolio; single- to four-family residential mortgages make up another quarter. The company also writes home equity, construction, multifamily mortgage, and land loans. In 2007 fellow Ohio-based bank United Community Financial announced plans to buy PVF Capital, but both parties terminated the deal when it was not completed by an agreed-upon closing date.

QC Holdings runs about 550 payday loan stores operating mostly as Quik Cash or National Quik Cash, but also under about a half-dozen other brands, including California Budget Finance, Express Check Advance of South Carolina, First Payday Loans, Nationwide Budget Finance, and QC Financial Services. Targeting working-class individuals, its stores provide short-term loans, typically ranging from $100 to $500, for a fee typically between 15% to 20% per each $100 of the loan. The company also offers check cashing services, title loans, and Western Union money orders and transfers.

RBS Invoice Finance can help them find the cash. A subsidiary of The Royal Bank of Scotland Group, the company offers products that enable businesses to turn their own sales invoices and inventories into instant cash. Key offerings include invoice discounting (RBS lends cash to a client against the client's own sales invoices), factoring (RBS buys unpaid/defaulted invoices at a discount), and asset-based lending. It uses a customer-facing data management system (FacFlow) to manage its invoice discounting and factoring services. RBS Invoice Finance caters to companies in the manufacturing, recruitment, pharmaceutical, and other sectors.

RCI Banque S.A. company provides loans for new and used Renault, Nissan, Dacia, and Renault Samsung Motors vehicles. RCI Banque finances its loans to the general public, its dealerships, and to third-party companies in need of fleet management. The company finances almost 1 million vehicle loans per year from offices in some 35 countries across Europe, Asia, and the Americas.

Red Capital Group supplies the green for commercial real estate development. The company specializes in financing for affordable housing, multifamily residential real estate, assisted living facilities, medical office buildings, and community hospitals. It also finances industrial, and retail properties, hotels, and self-storage facilities. Red Capital Group consists of three firms: lender Red Mortgage Capital; Red Capital Markets, which underwrites housing bonds; and asset manager Red Capital Advisors. Red Capital Group has more than 10 offices in the US. ORIX USA bought the firm in 2010 from PNC Financial Services, which had acquired it in a takeover of Red Capital's previous parent, National City, in 2008.

River Valley Bancorp is the holding company for River Valley Financial Bank, a thrift serving southeast Indiana and neighboring communities in Kentucky from about 10 branches. The bank offers standard deposit products including checking and savings accounts, CDs, NOW accounts, and IRAs. It uses funds from deposits to write a variety of commercial and consumer loans; single-family mortgages make up about half of its loan portfolio. River Valley Financial also invests in government bonds, municipal securities, and mortgage-backed securities. The bank's wealth management arm offers brokerage, trust, and advisory services.

Riverview Bancorp is the holding company for Riverview Community Bank, which operates about 20 branches located primarily in the Columbia River Gorge area of Washington State and Oregon. Serving consumers and local businesses, the bank offers such standard retail banking services as checking and savings accounts, money market accounts, NOW accounts, and CDs. Commercial construction and commercial real estate loans account for nearly 90% of its lending portfolio, which also includes residential mortgages, residential construction loans, and other consumer loans. Trust and investment services are provided through the company's Riverview Asset Management Corp. Riverview Community Bank was founded in 1923.

Roma Financial Corporation may have Italian roots, but its branches are in good ol' American capitalism. The holding company owns Roma Bank, which was founded in 1920 by Italian immigrants in New Jersey and now operates about two dozen branches in that state's Burlington, Mercer, and Ocean counties. It offers the usual personal and commercial services, such as checking and savings accounts, CDs, business and consumer loans, and credit and debit cards. The company established RomAsia bank in 2008. Two years later, it added 10 branches to Roma Bank's network through its $14.7 million acquisition of Sterling Banks. Mutual holding company Roma Financial Corporation, MHC, owns some 70% of Roma Financial.

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