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River Valley Bancorp is the holding company for River Valley Financial Bank, a thrift serving southeast Indiana and neighboring communities in Kentucky from about 10 branches. The bank offers standard deposit products including checking and savings accounts, CDs, NOW accounts, and IRAs. It uses funds from deposits to write a variety of commercial and consumer loans; single-family mortgages make up about half of its loan portfolio. River Valley Financial also invests in government bonds, municipal securities, and mortgage-backed securities. The bank's wealth management arm offers brokerage, trust, and advisory services.

Riverview Bancorp is the holding company for Riverview Community Bank, which operates about 20 branches located primarily in the Columbia River Gorge area of Washington State and Oregon. Serving consumers and local businesses, the bank offers such standard retail banking services as checking and savings accounts, money market accounts, NOW accounts, and CDs. Commercial construction and commercial real estate loans account for nearly 90% of its lending portfolio, which also includes residential mortgages, residential construction loans, and other consumer loans. Trust and investment services are provided through the company's Riverview Asset Management Corp. Riverview Community Bank was founded in 1923.

Roma Financial Corporation may have Italian roots, but its branches are in good ol' American capitalism. The holding company owns Roma Bank, which was founded in 1920 by Italian immigrants in New Jersey and now operates about two dozen branches in that state's Burlington, Mercer, and Ocean counties. It offers the usual personal and commercial services, such as checking and savings accounts, CDs, business and consumer loans, and credit and debit cards. The company established RomAsia bank in 2008. Two years later, it added 10 branches to Roma Bank's network through its $14.7 million acquisition of Sterling Banks. Mutual holding company Roma Financial Corporation, MHC, owns some 70% of Roma Financial.

Rome Bancorp is the holding company for The Rome Savings Bank. Originally chartered in 1851, the bank serves residents and businesses of central New York's Oneida County through about five branches. One- to four-family mortgages make up more than half of the company's loan portfolio; commercial real estate, consumer, home equity, and business loans round out the bank's lending activities. Rome Savings' deposit products include checking, money market, and savings accounts; certificates of deposit; and IRAs. Rome Bancorp is being acquired by Massachusetts-based Berkshire Hills Bancorp (which is also buying Legacy Bancorp in a separate transaction) for $74 million.

S & U PLC is a provider of consumer credit and auto loans throughout England, Scotland, and Wales. Operating branches and divisions include Wilson Tupholme (catering to Northeast England and Scotland), S D Taylor (Northwest England), and auto finance subsidiary Advantage Finance. The lending company owns and operates about 15 facilities throughout the UK. S & U targets borrowers with iffy credit histories who have been rejected by mainstream lenders.

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