The Brazos Higher Education Service Corporation, Inc. (“Brazos”) is a non-profit service corporation which provides administrative support and management services to a number of independent non-profit corporations each of whom are dedicated to helping students and parents finance the cost of higher education. The Brazos Managed Companies is a term commonly used to describe the independent non-profit companies, collectively, which are managed by Brazos. With the first company founded in 1975, Brazos and the companies it manages have continued forward with the primary purpose of financing higher education. Through the Federal Family Education Loan Program (FFELP) to private student loans, the individual companies have historically acquired pools of student loans through the issuance of student loan revenue bonds or bank warehouse facilities. Brazos and the companies it manages have been the key participants in student loans for over 30 years.

Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves. The company's stock is traded under the symbol "CCFH.OB".

Banco di Sardegna operates some 1,300 branches in Sardinia and in 17 regions on the Italian mainland. Banco di Sardegna offers traditional financial products and services, including certificates of deposit; asset management services; finance, including leasing through its Sardaleasing subsidiary; life insurance and other insurance lines; pension management services; and credit and cash cards. The bank also offers a variety of commercial and personal loans. Banco di Sardegna received its charter in 1995, but its roots date back to the 1600s. Banca Popolare dell'Emilia Romagna owns 51% of Banco di Sardegna.

American Business bank's commercial lending services include commercial real estate loans (more than half of its portfolio), asset-based lending, equipment finance, construction loans, and revolving lines of credit. Its deposit products consist of checking, savings, and money market accounts, and CDs.What's a middle-market, closely held, owner-managed business gotta do to get FORTUNE 500 treatment from a bank? American Business Bank caters to private companies in Southern California with annual sales between $5 million and $200 million, with an emphasis on wholesalers, manufacturers, service businesses, not-for-profit organizations, and professionals. It has offices in Irvine, Los Angeles, Ontario, Torrance, and Woodland Hills.

Bank Leumi USA, operating in the U.S. for more than fifty years, is an FDIC-insured, full-service commercial bank that provides financial services to middle- to upper-middle market firms, and international businesses through offices in New York, Illinois, California, Florida, and an offshore office in the Cayman Islands.

Center Bancorp is the holding company for Union Center National Bank, which operates about a dozen offices in northern New Jersey's Morris and Union counties. A full-service commercial bank, Union Center offers individuals and local businesses such deposit products as checking, savings, and money market accounts; CDs; and IRAs. It also offers trust services. Commercial loans account for about 50% of the bank's loan portfolio; residential mortgages account for most of the remainder. Subsidiaries offer services such as advertising, insurance (annuities, property/casualty, life, and health), wealth management, and real estate investment trust (REIT) operations.

Citibank A. S.,the commercial and consumer bank offers many of its parent Citigroup's standard products and some tailored for the market. For businesses Citi Turkey provides loans, financing, foreign trade finance, and cash management. Its consumer group offers personal loans, credit cards, local and foreign currency deposit products, and local and offshore mutual funds. The company conducts programs to educate its customers on starting and running a business, and on personal finance and saving. It has about 60 branches, mostly in Istanbul. Citi came to Turkey in 1975.

Bryn Mawr Bank Corporation stands atop a "big hill" in Pennsylvania. It is the holding company for Bryn Mawr Trust, which operates some 25 offices (several being limited-service branches located in retirement communities) in Pennsylvania's Chester, Delaware, and Montgomery counties, including Philadelphia's tony Main Line suburbs. In addition to such traditional services as checking and savings accounts, CDs, mortgages, and business and consumer loans, the bank also provides insurance products, equipment leasing, investment management, retirement planning, tax planning and preparation, and trust services. Bryn Mawr Bank Corporation has approximately $3 billion of assets under administration and management.

Citizens Bank, with $239 million in assets, is a locally owned community bank which provides a comprehensive line of banking, trust and investment products to consumers and businesses. CNB is headquartered in Elkins, WV with branch offices in Parsons, Beverly, and Snowshoe.

Astoria Financial Corporation operates as the bank holding company for Astoria Federal Savings and Loan Association that provides various banking services in the United States. It primarily engages in generating deposits and originating loans. Astoria Financial Corporation company’s deposit products include passbook and statement savings accounts, money market accounts, NOW and demand deposit accounts, and liquid certificates of deposit, as well as certificates of deposit, which comprise time deposits. Its loan portfolio consists of one-to-four family mortgage loans; multi-family and commercial real estate loans; construction loans for various residential properties and certain commercial real estate properties; and consumer and other loans, including home equity lines of credit, as well as overdraft protection, commercial loans, and passbook loans. Astoria Financial Corporation, through its other subsidiaries, also operates as a life insurance agency. As of December 31, 2009, it operated 85 full-service banking offices. Astoria Financial Corporation was founded in 1888 and is headquartered in Lake Success, New York.

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