Summit State Bank is a community bank committed to serving our customers and community with the highest standards. In addition to our consistently strong financial stability, our responsive, knowledgeable and friendly staff will change the way you look at what your bank can really do for you.We are more than just your bank- we are your partner. We support our customers by buying their products and using their services in a way that only a community bank can. We attribute our success to making sound financial decisions, having dedicated employees and attracting quality customers. Our Summit Way Service Standards outline our unwavering commitment to the exceptional service our customers receive.As a Sonoma County-based community bank, our customers know that by banking locally, their money is put back into our community to support our local economy, jobs, businesses and nonprofits.

Grupo Financiero Galicia S.A. operates as the holding company for Banco de Galicia y Buenos Aires S.A. that provides financial products and services to large corporations, small and medium-sized companies, and individuals. The company’s Wholesale Banking division provides personalized advise; commercial banking and investment banking products; working capital loans; finance to middle and long term investment projects; transactional services, such as deposit accounts, commercial credit cards, collection and payment services, cash management, international trade services, direct payroll deposit, alternatives in the capital markets, foreign trade solutions, and e-banking services; corporate banking; international factoring; and corporate and real estate business development services to various companies. Its Retail Banking division offers financial products and services, transaction solutions, such as checking and savings accounts, credit and debit cards, and payroll direct deposit; investment products, including certificates of deposit, mutual funds, and life insurance products; Internet banking; personal loans, credit-card loans, overdraft loans, and residential mortgages; securities and foreign exchange brokerage, securities custody, and safety boxes; and private banking services to individuals, businesses, small retailers, and professionals. The company, through its subsidiaries, provides brand credit cards and consumer finance services; property and casualty insurance products; and financial related products. As of December 31, 2008, it had 238 full service banking branches; and 620 automated teller machines and 754 self-service terminals. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.

The Minden Building and Loan Association was chartered by the State of Louisiana in 1910 to service the Minden community and its surrounding areas. The community bank takes great pride in having a local base to better serve all of its customers' loan and deposit needs. In June of 2002, the bank converted its charter to a Mutual Holding Company, in order to provide more and better products and services to our community customers. In 2007, our official name changed to MBL Bank.

At CoBiz Financial, we believe success lies in having vision while not losing sight of the small things. Our approach is to provide the right mix of services that address the needs of our customers; to build a long-term relationship that grows and changes as they do; and to free them from financial worries so they can be fully invested in their careers and lives. We started small – with two bank locations and $100 million in assets in 1994 – but always thought big. As we've grown, we haven't forgotten that no detail is unimportant when it comes to taking care of our customers. CoBiz Financial seeks to deliver banking, insurance, investment banking and investment advisory services that meet and anticipate the changing needs of businesses, business owners and professionals. Our focus is on serving the needs of our clients at all stages of their lives, from planning (loans and depository services, or capital planning) through preservation (trust, investment management and wealth transfer services). We continue to look for new and exciting opportunities to grow our company and introduce our services to new customers and audiences.

Guaranty Bancorp (formerly Centennial Bank Holdings) knows a thing or two about dollars and cents. After all, it's the holding company for Colorado's Guaranty Bank and Trust. The bank operates about 35 branches, primarily in the metropolitan Denver and North Front Range areas. Guaranty Bank and Trust offers traditional checking, savings, money market, and NOW accounts as well as IRAs. Real estate mortgages and business loans each make up more than one-third of a loan portfolio that also includes construction and other types of consumer and business loans. In 2008 the company merged subsidiary Centennial Bank of the West into Guaranty Bank and Trust and, following suit, changed its own name.

Commercial National Financial is the holding company for Commercial Bank & Trust of PA, which serves individuals and local businesses through more than five branches in western Pennsylvania's Westmoreland County. Founded in 1934, the bank offers standard deposit services like checking and savings accounts, money market investments, CDs, and IRAs, as well as trust and asset management services. Commercial Bank & Trust of PA's loan portfolio consists mostly of residential mortgages (more than 55%) and commercial mortgages (about 30%), in addition to business, construction, consumer, and municipal loans. Executive officers and board members own more than 20% of Commercial National Financial.

Public Financial Holdings Limited provides banking and investment services in Hong Kong, Kowloon, and the New Territories of China. It also provides fixed deposits, personal and business loans, including mortgages, share margin financing, and more. Subsidiaries Public Bank (Hong Kong) and Public Finance Limited provides retail and commercial banking, as well as consumer loans in Hong Kong and mainland China through more than 70 branches. Another subsidiary Winton (B.V.I.) Limited offers taxi and light bus financing as well as personal and short-term loans. Malaysian banking giant Public Bank Berhad owns about 74% of Public Financial.

Oneida Savings Bank, which operates about a dozen branches in upstate New York. Founded in 1866, the bank offers savings, checking, NOW, and money market accounts, as well as IRAs and CDs. It specializes in real estate lending. Oneida Savings also owns insurance agency and investment manager Bailey & Haskell Associates. The company's Bank of Chittenango unit accepts municipal deposits. Formerly mutually owned, Oneida Financial Corp. coverted to stock holding company structure in 2010 by selling shares of itself to the public.

Central Bancompany's commitment to the customer starts with our people. Our team is dedicated to providing financial services that help our customers reach their financial goals. We invest in the communities where we live through charitable contributions, employee volunteerism and civic leadership. Our community involvement helps us better understand the needs of our customers. Local management gives us the guidance to react to the needs of our customers quickly and with the flexibility to exceed their expectations.

Provident New York Bancorp is the holding company for Provident Bank, a community-based thrift operating some 35 offices in New York's Hudson Valley region and another in New Jersey operating as Towncenter Bank. Founded in 1888, the bank attracts consumers and business clients by offering traditional deposit products such as checking and savings accounts and CDs; its Provident Municipal Bank subsidiary provides deposit services to area municipalities. The bank uses funds from deposits to originate primarily real estate loans and mortgages. Subsidiary Hudson Valley Investment Advisors provides money management services for institutional and individual investors.

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