CVB Financial is into the California Vibe, Baby. The holding company's Citizens Business Bank offers community banking services to primarily small and midsized businesses, but also to consumers through some 50 branches and commercial banking centers in nine central and southern California counties. Its deposit products include checking, money market, and savings accounts, as well as CDs. Commercial real estate loans account for more than half of the bank's loan portfolio, which is rounded out by business, consumer, and construction loans; residential mortgages; dairy and livestock loans; and municipal lease financing.

The First Bank reputation is first based on a Board of Directors made up of a significant group of business leaders and professional individuals throughout metro Augusta. The bank also has attracted a number of outstanding professional bankers to serve as the management team. Take a look at our listing of Board of Directors and Bank Officers. You will be impressed. The Board and bank management have also brought together highly skilled staff members to offer high tech, professional banking services with a community bank (hands on) style of delivery.

Yapi ve Kredi Bankasi (Yapi Kredi for short) provides financial services including retail and corporate banking in Turkey through more than 660 branches and about 1,875 ATMs. It also has an offshore banking branch in Bahrain and subsidiary banks in Azerbaijan, Germany, the Netherlands, and Russia. Yapi Kredi, which launched the first credit card in Turkey in 1988, now has 5.4 million cardholders. The company also provides leasing, factoring, mutual funds, insurance, investment banking, and brokerage services. Koç Financial Services (KFS), which is jointly owned by UniCredit and Koç Holding, owns 82% of Yapi Kredi, which was founded in 1944.

Marshall & Ilsley (M&I) marshals the material means for managing money. The holding company owns flagship subsidiary M&I Marshall & Ilsley Bank, M&I Bank, and Southwest Bank, which have more than 275 bank branches in the Midwest, plus some 90 more in Arizona, Florida, and Las Vegas. It is the largest bank in Wisconsin; Minneapolis, Indianapolis, Kansas City, and St. Louis are other key markets. Focusing on retail and commercial banking and wealth management, M&I offers standard services such as deposits, credit cards, mortgages, and business and consumer loans, as well as trust, financial advisory, private banking, mutual funds, and brokerage services. Bank of Montreal is buying M&I for some $4.1 billion.

Export-Import Bank of the United States for not trying to stem the tide. The government agency (Ex-Im Bank for short) provides financing for the export of American goods and services, mainly to developing countries and regions. Ex-Im Bank, which assumes credit and country risks that private-sector lenders cannot or will not stomach, furnishes US businesses (most of them with fewer than 100 employees) with operating credit and export credit insurance, and provides loans and loan guarantees to foreign buyers of US goods. President Franklin D. Roosevelt established Ex-Im Bank as part of the New Deal in 1934.

Guaranty Bancorp (formerly Centennial Bank Holdings) knows a thing or two about dollars and cents. After all, it's the holding company for Colorado's Guaranty Bank and Trust. The bank operates about 35 branches, primarily in the metropolitan Denver and North Front Range areas. Guaranty Bank and Trust offers traditional checking, savings, money market, and NOW accounts as well as IRAs. Real estate mortgages and business loans each make up more than one-third of a loan portfolio that also includes construction and other types of consumer and business loans. In 2008 the company merged subsidiary Centennial Bank of the West into Guaranty Bank and Trust and, following suit, changed its own name.

Cape Bank is a permanent fixture serving the ebb and flow of New Jersey's touristy coastal and inland towns. Serving both commercial and residential customers, the bank provides traditional deposit options such as checking and savings accounts, as well as loan services like home equity, lines of credit, and mortgages (both commercial and one- to four-family). It operates about 20 locations and serves customers in Atlantic and Cape May counties. Cape Bancorp was formed in 2007 to be the holding company for Cape Bank and went public the following year; the bank's roots go back to the 1920s.

Tower Bancorp is the holding company for Graystone Tower Bank, which has about 50 branches in central and southeastern Pennsylvania and neighboring portions of Maryland. The bank offers standard retail products, including checking and savings accounts, money market accounts, and credit and debit cards. It uses funds from deposits mainly to write residential and commercial mortgage loans, which account for more than three-quarters of its loan portfolio. Wealth management services are offered through an agreement with UVEST Financial Services, a division of LPL Financial.

First National Bank was organized and chartered by the State of West Virginia in 1888 as The Bank of Ronceverte. This was a result of a meeting of the Board of Directors on April 24, 1888. A resolution was adopted and members were instructed to locate a place of business for the bank in Ronceverte. On April 30, 1900, the bank received a national charter from the Comptroller of the Currency and the name was changed to First National Bank of Ronceverte. It was reorganized after the Great Depression and, with the implementation of the National Banking Act of 1933, became FDIC insured. From 1933 until January 1996, the bank was known as The First National Bank in Ronceverte and is now known as First National Bank.

New England Bancshares is the holding company for New England Bank, a thrift serving central and north-central Connecticut from about 20 branches. It offers standard deposit products and services, including checking and savings accounts, money market accounts, CDs, and IRAs. New England Bank primarily originates residential and commercial real estate loans, as well as business, construction, and consumer loans. In 2009 New England Bancshares merged its former Enfield Federal Savings and Valley Banks subsidiaries to create New England Bank. It then acquired the three-branch Apple Valley Bank & Trust.

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