Cambridge Savings Bank is proud to be among the largest community banks in Massachusetts. With more than $2 billion in assets, we have the financial strength to deliver a wealth of innovative products and services to a wide range of personal, small business, and commercial banking customers. From deposit and loan products, mortgages and Internet banking, to more sophisticated services such as trust and investment offerings and real estate lending services, we have the capability to offer what you need to meet your financial goals.

In 1961 Tri-County Financial Corporation opened our first stand alone branch in Leonardtown, with Lexington Park opening 11 years later. The Dunkirk branch opened in 1991, followed by La Plata, Bryans Road, and St. Patrick’s. In 2005, we opened our ninth branch in Prince Frederick and our tenth branch in Lusby in 2008.In 1986, the bank went public and again our name changed; this time to Tri-County Federal Savings Bank. We acquired our current name, Community Bank of Tri-County, in March 1997 when the bank converted to a state-chartered Federal Reserve member bank.Over the past six decades, a lot has changed at CBTC. Our name has changed three times and we have opened nine branches. But many things have remained constant over the years. To be a locally-owned financial institution that is involved in its communities has been a constant business model for the bank. In addition, we have always relied on exceptional customer service to be that which differentiates us from the competition.

First Franchise Capital is a subsidiary of First Financial Bancorp, which assumed ownership of the company after acquiring the operations of the failed Irwin Financial in an FDIC-facilitated transaction in 2009. Going loco trying to finance your El Pollo? First Franchise Capital can help ease the franchise-operation crazies. Formerly Irwin Franchise Capital, the company provides conventional and Small Business Administration-backed loans of at least $100,000 to restaurant franchisees to acquire, build, remodel, or refinance new stores. It also offers financing for equipment and real estate. First Franchise Capital Corporation works with more than 50 restaurant brands and deals with franchisees of all sizes throughout the US.

Magyar Bancorp is the holding company for Magyar Bank, which serves central New Jersey individuals and businesses through about a half-dozen offices. The bank offers standard deposit products including checking and savings accounts, NOW accounts, and CDs. It uses these funds to originate loans and invest in securities. Magyar Bank focuses on real estate lending, including construction loans, residential and commercial mortgages, and home equity loans, which altogether account for about 90% of its loan portfolio. Mutual holding company Magyar Bancorp, MHC, owns 56% of Magyar Bancorp.

Financiera Independencia, S.A.B. de C.V. provides microcredit loans to self-employed laborers, contractors, and other entrepreneurs. (Microloans are small -- a few thousand pesos, or a few hundred dollars -- and must be invested into a business venture.) Financiera Independencia also extends unsecured credit to mothers and the unemployed, and it offers federally subsidized home improvement loans. It has more than 150 branches in 105 cities, and since being formed in 1993, has loaned some 3 billion pesos to more than 800,000 people.

The US banking arm of Bank of Montreal (BMO), Harris Bankcorp offers personal and commercial banking and other financial services through Harris Bank and other subsidiaries. The company has more than 300 bank branches in the Chicago area, Indiana, and Wisconsin; it also has locations in Arizona, Florida, New York, and a handful of other states. In addition to Harris Bank, the company owns Harris Investment Management, middle-market investment bank BMO Capital Markets, and private bank and wealth management unit Harris Private Bank. Harris Bank added more than 50 branches in the Midwest when it acquired the failed AMCORE Bank in an FDIC-assisted deal in 2010.

One of the largest insurance premium finance companies in the country, First Insurance Funding is a subsidiary of Illinois-based financial holding company Wintrust Financial. If premium financing is the last thing you need, don't call First Insurance Funding. Working through independent insurance agents and brokers, First Insurance Funding provides loans to businesses to finance the cost of their commercial insurance, including liability and property/casualty coverage. Clients finance their insurance premiums to preserve cash flow, consolidate insurance payments, and to potentially realize a tax deduction on the loan interest.

FHL Bank Topeka, a privately owned, federally chartered corporation, promotes housing and home ownership by providing wholesale products and services that help member financial institutions expand the availability of mortgage credit, compete more effectively in their markets and foster strong and vibrant communities. With approximately $38 billion in assets and $1.8 billion in capital, FHLBank serves 837 banks, thrifts, credit unions and insurance companies throughout Colorado, Kansas, Nebraska and Oklahoma. FHL Bank employs approximately 200 people and is located in Topeka, Kan. FHLBank Topeka promotes housing and community development in the public interest by serving as an economical source of credit and by providing the services and rate of return necessary to attract and retain borrowing stockholders.

American Chartered Bank is the premier bank in the northwest suburban corridor. Our mission is to provide customers with the best value in banking products and services, and to provide superlative customer service at all times. This can only be accomplished by hiring personnel of the highest caliber -- intelligent, adaptable, skilled, and committed to our standards of excellence.

The Toho Bank is a regional bank serving the Fukushima Prefecture in Japan. Armed with more than 115 branches and ATMs installed at more than 230 locations, the bank offers local customers, businesses, and public institutions the traditional array of banking services including savings, lending, real estate, venture firm support and financing, and foreign and domestic exchange products. Toho Bank was established in 1941 and owns subsidiaries and affiliated companies such as The Toho Real Estate Service Co., The Toho Card Co., and The Toho Staff Service Co.

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