Credito Emiliano, one of Italy's leading midsized bank holding companies. Through its 20 financial subsidiaries and affiliates, Credito Emiliano (also known as Credem) offers a host of retail, commercial, and institutional banking services through some 590 branches across Italy. In addition to its lending and deposit products, the financial group offers life and liability insurance, pensions, asset management, leasing, and various corporate financial services. Credem Holding, owned by the Maramotti family (known in fashion circles for its design house Max Mara), controls the company.

CBT Financial is the holding company for Clearfield Bank & Trust Company, which operates about a dozen offices in central Pennsylvania. Targeting individuals and local businesses, the bank offers traditional deposit products, credit cards, trust and investment services, and loans. The bulk of the bank's lending portfolio is secured by residential and commercial mortgages. It also offers consumer, construction, and business loans. CBT Financial nearly doubled its operations in 2005 when it acquired six banking locations from First Commonwealth Financial.

VyStar Credit Union has a rich history of financial and community service to people that began in 1952. Because of our members, we have become one of the largest financial institutions in Northeast Florida and among credit unions today. As a sound and forward-thinking organization, VyStar's Board of Directors generously devotes their time and energy to provide your credit union strategic direction, set policy and oversee its management.

Westfield Financial is the holding company for Westfield Bank, which serves western Massachusetts' Hampden County and surrounding areas from more than 10 branch locations. Founded in 1853, the bank has traditionally been a community-oriented provider of retail deposit accounts and loans, but it is placing more emphasis on serving commercial and industrial clients. Commercial real estate loans account for approximately 45% of the company's loan portfolio and business loans are more than 25%. The bank also makes a smaller number of consumer and home equity loans.

Xponential, Inc., through its subsidiary, PawnMart, Inc., operates as a finance and retail company in the United States. Xponential, Inc. engages in the establishment and operation of stores, which advance money secured by the pledge of tangible personal property, as well as in buying and selling pre-owned merchandise. As of June 30, 2009, it owned and operated 25 pawn stores located in Georgia and North Carolina. The company, through its 12.13% interest in Capital Financial Holdings, Inc., also provides investment products and services to independent investment representatives, financial planners, and investment advisors. Xponential, Inc. was formerly known as PawnMart, Inc. and changed its name to Xponential, Inc. in February 2003. Xponential, Inc. was incorporated in 1994 and is headquartered in Norcross, Georgia.

Chong Hing Bank (CHB) offers retail and wholesale banking services and products, including deposit accounts, mortgage and automobile loans, corporate banking, and trade financing. The company has approximately 50 branches in Hong Kong and a handful of branches and representative offices in China and the US. Through subsidiaries, CHB also offers insurance and re-insurance investment services, securities trading, and commodities. Its Chong Hing Securities unit offers MPF (pension fund) services. The managing Liu family founded CHB as Liu Chong Hing Bank in 1948.

One of the largest associations in the Farm Credit System, GreenStone offers FARM CREDIT SERVICES (FCS) provides short, intermediate, and long-term loans; equipment and building leases; appraisal services; and life and crop insurance to farmers in Michigan and Wisconsin. It serves about 15,000 members and has nearly 40 locations. Through an alliance with AgriSolutions, a farm software and consulting company, Greenstone provides income tax planning and preparation services, farm business consulting, and educational seminars. FCS Mortgage provides residential loans for rural properties, as well as loans for home improvement, construction, and refinancing.

IMH Financial deals in real estate lending and investment mainly in the southwestern US. Although its family of companies historically have focused on acquiring and originating short-term bridge loans to enable commercial real estate development and construction, market conditions -- mainly lack of mortgage capital availability -- are prompting the company to change course. Its focus now is to make investments across a more diverse set of target assets, including interim loans used to pay off construction or property loans and whole commercial real estate mortgage loans. Its primary markets include Arizona, California, and Texas. IMH filed to go public in the latter half of 2010.

Turk Ekonomi Bankasi Anonim Sirketi offers standard retail and commercial services from about 340 branches (it has about triped its locations since 2005) and more than 120 ATMs in Turkey, mostly in Istanbul. Subsidiaries include TEB Investment, TEB Insurance, and The Economy Bank in the Netherlands. Together, the group provides leasing, factoring, insurance, asset management, and investment brokerage services. BNP Paribas owns 50% of TEB Mali Yatirimlar, which in turn owns some 85% of TEB. BNP Paribas is merging the business of Fortis Bank in Turkey with that of TEB, a move that will nearly double TEB's branch network.

Members fly high with Alliant Credit Union. With about 10 locations near major US airports, Alliant is one of the largest credit unions in the country with some $7 billion in assets and more than 260,000 members. The credit union offers a fleet of products and services, including checking and savings accounts, credit cards, investments, and insurance. Alliant also offers mortgages, as well as home equity, auto, and student loans. Membership is open to all Chicagoland residents and current and retired employees (and families) of United Airlines, Aflac, Google, Kaiser Permanente, and over a hundred other qualifying companies and organizations. Alliant was founded by a group of United Airlines employees in 1935.

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