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Pacific City Financial Corporation

Pacific City Financial Corporation

Pacific City Financial is the holding company for Pacific City Bank. Established in 2003, the bank caters to Korean-Americans from about a half-dozen locations in Southern California. The bank serves consumers, professionals, and minority-owned small and midsized businesses, offering deposit products such as checking and savings accounts, money market accounts, and CDs. Its lending activities mainly consist of commercial real estate and Small Business Administration (SBA) loans. Additionally, the bank offers international trade finance services to small and midsized businesses that have operations overseas. The company called off plans to be acquired by Korean blank-check company North Asia Investment in 2010.

Credito Bergamasco S.p.A.

Credito Bergamasco S.p.A.

Credito Bergamasco S.p.A (also known as CreBerg) offers standard deposit banking products and services to individuals and businesses from about 250 branch locations. In addition to commercial banking, the company offers related financial services including asset management, merchant banking, leasing, and insurance coverage. Banca Popolare, which has more than 2,000 branches throughout Italy, owns more than 85% of the company. Credito Bergamasco was established in 1891.

Gemini Investors

Gemini Investors

Founded in 1993, Gemini is a Massachusetts based private equity firm that provides capital and strategic resources to lower middle market companies. Since its inception, we have invested $350 million in more than 75 companies throughout the U.S., typically investing $3 – $8 million per transaction in either control or minority positions. In 2010, we opened our Texas office to expand Gemini’s presence in the southern region of the country. Gemini offers a flexible investment approach. We provide a wide range of financing structures, which include subordinated debt with warrants, preferred stock, and common equity. We have extensive experience leading transactions, as well as co-investing with other private equity firms and independent sponsors.Currently investing Gemini Investors V, L.P., we are seeking established businesses and experienced management teams that have a solid operating history and significant growth potential. Our target portfolio company has revenues of $10 to $50 million and EBITDA of at least $1 million. We have a diversified approach to investing, with and a proven track record in consumer products and services, healthcare services, manufacturing, distribution, for-profit education, restaurants, waste and recycling, retail, hardware and software technologies, and business services.In 2009, the U.S. Small Business Administration selected Gemini from among 300 current Small Business Investment Companies (SBIC) funds as the inaugural winner of the SBIC of the Year Award. We received this honor during National Small Business Week in Washington, D.C. in May 2009. Over the last fourteen years, Gemini has built an experienced and cohesive team of investment professionals. The firm’s five general partners have all worked together for more than a decade, and collectively bring 120+ years of experience in management, strategy consulting, investment banking, venture capital, and private equity.

BNP Paribas Bangkok

BNP Paribas Bangkok

BNP Paribas Bangkok is the Thai branch of Paris-based global banking powerhouse BNP Paribas. The Bangkok location offers corporate and investment banking, including financing, asset management, equity derivatives, and insurance. Its consumer banking products include loans, credit cards, and insurance under the names Cetelem and Thai Cardif. BNP Paribas Bangkok's Connexis electronic banking service gives business customers online access to the bank worldwide. BNP opened its Bangkok branch in 1979; it was fully licensed by the Thai government in 1997.

The Royal Bank of Scotland International Limited

The Royal Bank of Scotland International Limited

The Royal Bank of Scotland International is the offshore banking branch of leading financial services provider The Royal Bank of Scotland Group. Established in Jersey in 1996, the bank offers personal and corporate banking services such as property lending, foreign exchange hedging, online banking, portfolio advisement, commercial mortgages, currency loans, investment management, and other related products. The Royal Bank of Scotland International owns and operates facilities in Jersey, Guernsey, and the Isle of Man, plus an affiliated office in Gibraltar.

Henderson Citizens Bancshares, Inc

Henderson Citizens Bancshares, Inc

Henderson Citizens Bancshares is the holding company for Citizens National Bank, which operates from some 20 branches located across East Texas. The regional bank provides traditional banking services such as checking, savings, and money market accounts to individual and commercial customers. It also offers multiple loan products, including personal, mortgage, and home improvement as well as real estate, agricultural, and lines of credit. Insurance services are offered through subsidiary CFG Insurance. Citizens National Bank was founded in 1930 with $150,000 compiled by eight private investors.

Balboa Capital Corporation

Balboa Capital Corporation

Boxed in by leasing contracts? Balboa Capital smoothes out the rocky process. With leases that feature "plain English" documentation, the company provides equipment leasing and financing to small and midsized businesses throughout the US, including medical and other professional practices. Equipment includes new and used business machines, furniture, software, and vehicles as well as some medical equipment. Lease amounts range from $150,000 to $50 million; many leases can be applied for online, and are often approved in a few hours. Founder and CEO Patrick Byrne owns Balboa Capital.

New England Bancshares, Inc.

New England Bancshares, Inc.

New England Bancshares is the holding company for New England Bank, a thrift serving central and north-central Connecticut from about 20 branches. It offers standard deposit products and services, including checking and savings accounts, money market accounts, CDs, and IRAs. New England Bank primarily originates residential and commercial real estate loans, as well as business, construction, and consumer loans. In 2009 New England Bancshares merged its former Enfield Federal Savings and Valley Banks subsidiaries to create New England Bank. It then acquired the three-branch Apple Valley Bank & Trust.

The Savannah Bancorp, Inc.

The Savannah Bancorp, Inc.

Savannah Bancorp's "garden" grows green, rather than good and evil. The holding company owns Savannah Bank, and Bryan Bank & Trust. Together, the banks operate about a dozen offices in coastal Georgia and South Carolina. The banks offer a variety of retail services, including checking, savings, and money market accounts, and certificates of deposit. Real estate mortgage loans make up about 80% of the company's loan portfolio; the banks also write construction, business, and consumer loans. Investment services are offered to individuals, organizations, and other entities through subsidiary Minis & Co., Inc.

Evans Bancorp, Inc.

Evans Bancorp, Inc.

Evans National Bank wants to take care of Buffalo's bills. The subsidiary of Evans Bancorp operates about a dozen branches in western New York (including Buffalo). The bank primarily uses funds gathered from deposits to originate commercial and residential real estate loans (more than 70% of its loan portfolio) and to invest in securities. Subsidiaries include ENB Insurance Agency, which sells property/casualty insurance; ENB Associates, offering mutual funds and annuities to bank customers; and Evans National Leasing, which provides financing for business equipment throughout the US. In 2009 Evans Bancorp aquired the assets and single branch of the failed Waterford Village Bank in Clarence, New York.

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