Clydesdale Bank PLC,founded in 1838, the full-service financial institution has been owned by National Australia Bank since 1987. Along with standard personal and commercial services such as deposit accounts, lending, credit cards, and financial advice, the bank also dabbles in agribusiness and private banking (it has an office on the Isle of Guernsey, the locus of offshore banking). Clydesdale Bank has some 150 retail branches in Scotland and England.

Wing Hang Bank offers retail banking, with a focus on mortgage lending, as well as consumer finance services, leasing, wealth management, insurance, securities brokerage, corporate banking, and treasury services. Wing Hang Bank has about 60 locations throughout Hong Kong, Macao and mainland China. The bank was founded in 1937 as a money-changing business. Chairman Patrick Fung and his family control Wing Hang Bank. It also is affiliated with The Bank of New York Mellon, which holds a 20% stake.

Valley National is high on its New Jersey and New York business banking customers. The holding company owns Valley National Bank, which provides commercial and retail banking services through more than 205 branch offices in northern and central New Jersey and in Manhattan, Brooklyn, and Queens. The bank offers checking and savings accounts, CDs, and trust services. About 60% of the bank's loan portfolio is dedicated to mortgages, split about evenly between residential and commercial property; consumer loans add another 20%. Subsidiaries offer such services as asset-based lending, asset management, mortgage services, title insurance, auto lending, aircraft financing, equipment leasing, insurance products, and title services.

The Bank of Kentucky Financial Corporation is the holding company for The Bank of Kentucky, which provides a variety of personal and commercial banking services from more than 25 branches in northern portions of the Bluegrass State. It attracts deposits by offering checking and savings accounts, CDs, and IRAs. Commercial real estate loans make up about 40% of the bank's loan portfolio, while residential mortgage loans account for more than 20%. The bank also offers business and consumer loans, as well as credit cards, investments, and trust services.

The Norinchukin Bank (Nochu for short) acts as the de facto central bank for nearly 5,000 agricultural, forestry and fishery cooperative systems in Japan. Most of the bank's deposits come from these agricultural and fishery cooperatives, which the bank uses for investments. It then disburses the profits and offers services such as loans to its members. The bank has 35 branches in Japan with domestic and foreign offices in Tokyo, London, New York, and Singapore. The bank, with mutual insurer Zenkyoren, controls Norinchukin-Zenkyoren Asset Management, which provides pension plans.

Banco de Credito e Inversiones operates some 275 Bci and Banco Nova de Bci bank branches throughout Chile, located as far south as the southern port city of Quellón. It also has a half-dozen branches and representative offices in the US, Mexico, Peru, Brazil, and Hong Kong. Bci provides portfolio management through Bci Corredor de Bolsa, mutual fund management through Bci Administradora de Fondos Mutuos, and international factoring through Bci Factoring. Other offerings include wholesale mortgages, investment banking, and insurance brokerage. The Yarur family, which includes chairman Luis Enrique Yarur Rey, owns 63% of Bci.

First United is the holding company for First United Bank & Trust and other financial services subsidiaries. Founded in 1900, the bank operates about 25 branches in the panhandles of western Maryland and eastern West Virginia, as well as the Morgantown, West Virginia area. The bank provides standard services such as checking and savings accounts, money market accounts, and CDs, as well as retirement and trust services. Commercial loans make up the largest portion of the company's loan portfolio (more than 45%), followed by real estate mortgages (more than 35%), consumer installment loans, and construction loans.

MB Financial doesn't stand for "Midsized Businesses," even though that's its target market. The holding company for MB Financial Bank has more than 85 branches in the Chicago area and one in Philadelphia. Commercial-related credits, including real estate mortgages, operating loans, lease financings, and construction loans, make up more than 80% of the bank's loan portfolio. In addition to serving small and middle-market companies, MB Financial provides retail banking and lending to consumers. The company also offers investment management and trust services.

Henderson Citizens Bancshares is the holding company for Citizens National Bank, which operates from some 20 branches located across East Texas. The regional bank provides traditional banking services such as checking, savings, and money market accounts to individual and commercial customers. It also offers multiple loan products, including personal, mortgage, and home improvement as well as real estate, agricultural, and lines of credit. Insurance services are offered through subsidiary CFG Insurance. Citizens National Bank was founded in 1930 with $150,000 compiled by eight private investors.

Fukuoka Financial has more than just a yen to serve the banking needs of Kyushu. The bank operates about 300 branches in southwestern Japan's Kyushu region (including the prefectures of Fukuoka, Jumamoto, and Nagasaki) and a handful of branches in China. Annually the bank makes loans of more than 3 trillion yen (more than $33 billion) to small and midsized companies and loans of more than 1 trillion yen (more than $11 billion) to individuals. The company isn't banking only on banking, though: It also owns 13% of retail chain Iwataya. Bank of Fukuoka bought Kumamoto Family Bank to form Fukuoka Financial in 2007; it then bought Kyushu-Shinwa's Shinwa Bank to create Japan's largest regional banking group.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.