Woodforest Financial Group Inc. family of companies includes both Woodforest National Bank and Woodforest Bank. Each bank plays an important role in the continued growth and strength of Woodforest.Woodforest Financial Group purchased Olympic Savings, a State Savings Bank out of Refugio, Texas in April 2007. Olympic soon had a new name, Woodforest Bank, and was converted to a Federal Savings Bank. Woodforest Bank currently has over 160 branches now open. With this new charter, Woodforest Financial Group brings the expertise and innovation of 30 years of banking success to all new Woodforest markets around the country.

In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association. None of these associations were insured by the Federal Savings and Loan Insurance Corporation, and many were short lived.

Bangor Savings Bank has been serving Maine for more than 150 years. In addition to traditional deposit and lending services, the bank also provides credit cards, insurance, and trust and investment management services. Residential mortgages and commercial real estate loans make up most of its loan portfolio; consumer, business, construction, and land development loans round out its lending activities. The bank's Bangor Payroll unit performs payroll management and tax services for more than 1,000 small business clients.

Bridge Capital Holdings has groups devoted to technology banking and international banking. Its Bridge Capital Finance unit provides factoring and asset-based lending services.Bridge Capital Holdings helps its business clients get from here to there. It is the holding company of Bridge Bank, which caters to small, midsized, and emerging businesses in California's Silicon Valley and San Francisco Bay area. The bank has regional branches in Palo Alto and San Jose; it also has Small Business Administration (SBA) loan production offices in Pleasanton and San Francisco. Additional SBA offices are located in Irvine, California; Dallas; and Reston, Virginia.

Citizens of the Republic! Citizens Republic Bancorp is the holding company for Citizens Bank, which operates about 220 branches primarily in Michigan, but also in Wisconsin, Ohio, and Indiana. In addition to consumer and commercial banking, Citizens Republic Bancorp also offers wealth management, brokerage services, mutual funds, annuities, and trust services. Commercial loans, including real estate, construction, and industrial loans, make up approximately 60% of the company's portfolio; consumer loans represent about 25%. Citizens sold its F&M Bank-Iowa subsidiary to Great Western Bank, a unit of National Australia Bank, in 2010.

At Simmons First, putting the customer first has been our business since 1903. We opened for business in Pine Bluff, Arkansas on March 23, 1903, and since that time Simmons First is committed to the philosophy that people make a difference. In spite of the changes occurring in technology and electronics, banking is still - in fact, more than ever - a "people" business. We believe our philosophy of putting you, our customer, first has been the key to our success. It's a philosophy that stresses the importance of providing our customers with a warm, friendly and competent staff offering the very best in quality services and products. We appreciate this opportunity to serve you, and we want to earn your business and loyalty by pledging to offer the highest level of service to you on a safe, sound and competitive basis. Simmons First National Corporation currently operates eight affiliate banks that conduct financial operations from 80 offices, located in 40 different Arkansas communities and one community in Missouri.Simmons First offers a variety of financial services including: Personal/Commercial Checking and Savings accounts, Personal/Commercial credit cards, as well as various time deposits. Simmons also offers consumer loans, real estate construction loans and single family residential loans; commercial loans; agricultural loans; and loans to financial institutions. Simmons offers a number of cash management products for business customers, as well as credit card processing (merchant services). Further, the company provides trust and investment management services, as well as securities and investment services.

First State Bank was originally chartered in 1909 to serve the local and surrounding agrarian community of Chilton, Texas. In 1987, the institution was relocated to the nearby urban community of Temple. Since that time First State Bank has engaged in a strategy of market expansion, opening branches throughout Central Texas. The efforts during the last 20 years have resulted in an annual asset growth rate of 24%, an increase in shareholder equity of over 380%, and expanding the operating market from the original base in Bell and It offers home mortgages and insurance through agreements with local providers.

Pinnacle Financial Partners, Inc. was founded in 2000 and is based in Nashville, Tennessee. Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle National Bank, which provides commercial banking services to individuals, small-to medium-sized businesses, and professional entities in Tennessee. Pinnacle Financial Partners, Inc. engages in generating deposits and originating loans. It accepts various deposit products, including savings, checking, interest-bearing checking, money market, and certificate of deposit accounts. The company’s loan portfolio comprises commercial, real estate, and consumer loans, as well as secured and unsecured installment and term loans, residential first mortgage loans, home equity loans, and home equity lines of credit to individuals for personal, family, investment, and household purposes. It also offers telephone and Internet banking, debit cards, direct deposit, and cash management services, as well as a range of investment products, including mutual funds, variable annuities, money market instruments, treasury securities, bonds, fixed annuities, stocks, financial planning, asset management accounts, and listed options. Pinnacle Financial Partners, Inc. also provides insurance products in the property and casualty area. As of December 31, 2009, it provided its services through 34 banking locations.

Bank of the James Financial Group is the holding company for Bank of the James, a financial institution serving central Virginia from about 10 branch locations. Catering to individuals and small businesses, the bank offers standard retail products and services including checking and savings accounts, CDs, and IRAs. Funds from deposits are mainly used to originate residential mortgages, which make up about half of the bank's loan portfolio, and commercial and consumer loans. Subsidiary BOTJ Investment Group offers bank customers brokerage services, annuities, and related investment products through a third-party broker-dealer.

Clarkston Financial, the holding company for Clarkston State Bank, threw its hat into the ring of retail banking in 1998. The community bank serves area consumers and small to midsized businesses from about five locations in Oakland County, Michigan, north of Detroit. The bank offers standard deposit services, including checking, savings, and money market accounts, certificates of deposit, and IRAs. Clarkston Savings Bank uses these funds primarily to originate real estate loans; commercial mortgages account for the largest portion of its portfolio, followed by residential mortgages and construction and land development loans.

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