In 2010 Wells Fargo announced that it will merge the business of Wells Fargo Financial, which accounts for less than 2% of the company's loan volume, into its banking operations. The consumer finance arm of US banking superpower Wells Fargo, Wells Fargo Financial operates through approximately 1,100 locations throughout the US, as well as in Canada and the Pacific Rim. The company provides credit cards, personal loans, and real estate-secured loans to consumers. It originates indirect auto loans through more than 18,000 franchised dealers. Wells Fargo Financial, Inc. also provides sales financing to retailers and lease financing to health care and agribusiness concerns.

The Southern Banc Company is the holding company for The Southern Bank, which operates about five branches in Etowah, Cherokee, and Marshall counties in northeastern Alabama. Serving both local businesses and consumers, the bank offers standard deposit products, including checking and savings accounts, certificates of deposit, and individual retirement accounts. Its loan portfolio is dominated by one-to-four family residential mortgages, business loans, and consumer loans, but Southern Bank also writes nonresidential real estate mortgages and loans secured by savings accounts.

LaPorte Bancorp hopes to be the door to savings. It was formed in 2007 to be the holding company for The LaPorte Savings Bank, which serves individuals and businesses through nearly 10 branches in northwestern Indiana. Founded in 1871, the bank offers standard deposit services such as checking and savings accounts, CDs, and IRAs. Real estate loans, including residential and commercial mortgages, account for about three-quarters of the bank's loan portfolio. Business loans and consumer loans such as home equity and auto loans round out its lending activities. The bank also offers trust and investment services. Mutual holding company LaPorte Savings Bank, MHC owns a majority of LaPorte Bancorp's stock.

Industrial and Commercial Bank of China Limited is one of China's biggest banks and one of the largest in the world. ICBC, which went public in 2006 in a record-setting IPO, manages around 17,000 domestic branches and more than 160 overseas branches and offices. The bank's financial services, offered in Chinese renminbi and foreign currencies, include wholesale, retail, and international banking for more than 3 million corporate clients and some 190 million individuals. It oversees about a quarter of the total domestic assets owned by China's commercial banks. The Chinese government controls more than half of ICBC.

First Midwest Bancorp, the holding company for First Midwest Bank. Through about 100 branches, the bank mainly serves suburban Chicago, though its market extends into central and western Illinois and neighboring portions of Iowa and Indiana. Focusing on area small to midsized businesses, it offers deposit products, loans, trust services, wealth management, insurance, and retirement plan services; it has approximately $3.5 billion of client trust and investment assets under management. Commercial real estate loans account for more than half of the company's portfolio; commercial and industrial loans are around a third.

Credito Bergamasco S.p.A (also known as CreBerg) offers standard deposit banking products and services to individuals and businesses from about 250 branch locations. In addition to commercial banking, the company offers related financial services including asset management, merchant banking, leasing, and insurance coverage. Banca Popolare, which has more than 2,000 branches throughout Italy, owns more than 85% of the company. Credito Bergamasco was established in 1891.

MidWestOne Financial Group, Inc. is a financial holding company headquartered in Iowa City, Iowa. The Company’s bank subsidiary is also headquartered in Iowa City. MidWestOne Bank has office locations in Belle Plaine, Burlington, Cedar Falls, Conrad, Coralville, Davenport, Fairfield, Fort Madison, Hudson, Melbourne, North English, North Liberty, Oskaloosa, Ottumwa, Parkersburg, Pella, Sigourney, Waterloo and West Liberty, Iowa. MidWestOne Insurance Services, Inc. provides personal and business insurance services in Pella, Melbourne and Oskaloosa, Iowa. MidWestOne Financial Group, Inc. common stock is traded on the NASDAQ Global Select Market under the symbol "MOFG."

BancorpSouth, Inc. operates as a financial holding company for BancorpSouth Bank that provides commercial banking and financial services to individuals, and small-to-medium sized businesses in Mississippi, Tennessee, Alabama, Arkansas, Texas, Louisiana, Florida, Missouri, and Illinois. It generates interest bearing and noninterest bearing demand deposits, and saving and time deposits. The company provides various commercial loan services, including term loans, lines of credit, equipment and receivable financing, and agricultural loans, as well as a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery. Its residential consumer lending activities consist of the origination of fixed and adjustable rate residential mortgage loans secured by owner-occupied property, construction loans, second mortgage loans, and home equity lines of credit; and non-residential consumer lending activities comprise automobile loans, recreation vehicle loans, boat loans, secured and unsecured personal loans, deposit account secured loans, and student loans. BancorpSouth, Inc. also serves as an agent in the sale of title insurance; commercial lines of insurance; and a line of property and casualty, life, health, and employee benefit products and services. In addition, it offers investment services comprising brokerage, investment advisory, and asset management services; and trust services, including personal trust and estate services, and employee benefit accounts and plans, such as individual retirement accounts and corporate trust functions. As of December 31, 2009, BancorpSouth operated approximately 310 commercial banking, trust, and insurance business offices. BancorpSouth, Inc. was founded in 1876 and is headquartered in Tupelo, Mississippi.

First Federal Savings and Loan Association of Cullman is a $65 million community financial institution operating since 1905.First Federal offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases, refinances, construction and home improvements as well as premium pricing for secondary mortgage market loans and flexible in-house low documentation loans.

SchoolsFirst FCU is a not-for-profit organization rooted in the credit union philosophy of “People Helping People,” and built on traditional values of commitment to service, respect for the individual, and fiscal responsibility. We hold ourselves to the highest standard of integrity, professional ethics, cooperation, and team spirit.

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