The Siam Commercial Bank Public Company Limited is the country's oldest bank, established by King Rama V in 1906 in response to the proliferation of foreign financial institutions in Thailand. Today the bank offers an array of financial services that include corporate and personal lending, retail and wholesale banking, foreign currency operations, international trade financing, cash management, custodial operations, credit and charge-card operations, and investment banking. Siam Commercial operates through a network of about 950 branches including offices in Hong Kong, Singapore, and Laos.