If Old McDonald's farm is in Indiana, Kentucky, Ohio, or Tennessee, he might have a loan-loan-here and a loan-loan-there from Farm Credit Services of Mid-America. The cooperative association, one of the largest in the National Farm Credit System, provides lending and other financial services to these states' farmers and rural homeowners. Borrowers use Farm Credit's products to purchase real estate, homes, livestock, and farming equipment, to fund capital improvements, and to cover operating and living expenses. It has a loan volume of about $12 billion and serves some 85,000 customers through nearly 100 offices located throughout its service area.

United Financial Bancorp is the holding company for United Bank, which operates about 20 branches serving residents and businesses in western Massachusetts. It offers such standard deposit products as CDs and checking, money market, NOW, retirement, and savings accounts. Deposits are United Bank's primary source of funds for its lending activities, which focus on residential mortgages, commercial real estate loans, and home equity loans. To a lesser extent, the bank provides business, construction, and consumer loans. Its United Wealth Management Group provides investments and financial planning services.

Brunswick Bancorp is the holding company for Brunswick Bank and Trust, which serves central New Jersey's Monmouth and Middlesex counties through six branches. The bank attracts customers by offering standard deposit products such as checking and savings accounts in addition to investment options like CDs, IRAs, and 401(k) plans. It mainly originates commercial real estate loans (more than half of its loan portfolio). To a lesser extent, the bank also writes construction, land development, consumer, farm, and residential mortgage loans. In 2007 Brunswick Bancorp voluntarily delisted its stock from the NYSE Amex to save regulatory costs.

DFCU Financial (a shortened version of its previous name, Dearborn Federal Credit Union) provides deposit, lending, and investment services to more than 200,000 members. The company operates a network of about two dozen offices and service centers in southern Michigan. Products and services include checking, savings, and money market accounts, IRAs, and various types of loans. The company's DFCU Financial Partners division provides online securities trading and financial planning. Founded in 1950 by a group of Ford employees.

Idaho Independent Bank has about a dozen branches located throughout the state. Targeting individuals and small to midsized businesses, the bank provides such traditional products as checking and savings accounts, certificates of deposit, and credit cards. The bank also offers a variety of products and services aimed specifically at business customers, including cash management and working capital loans. Real estate loans make up more than half of the bank's loan portfolio. Idaho Independent Bank also originates business, construction, and consumer loans.

Somerset Hills Bancorp is the holding company for Somerset Hills Bank, which has more than five branches in northern New Jersey. Founded in 1998, the bank focuses on lending to small and midsized businesses: Commercial real estate loans account for more than 40% of the company's loan portfolio and business loans represent some 25%. The bank also serves consumer clients, offering wealth management services in addition to standard deposit products and personal loans. Its residential mortgage lending activities primarily consist of home equity loans and jumbo loans to high-net-worth individuals. Subsidiary Sullivan Financial Services originates home loans for sale into the secondary market.

Banco Espírito Santo (BES) is one the largest banks in Portugal, with about 500 branches throughout the country. It is the flagship of Espírito Santo Financial Group, which holds a controlling stake in the bank. BES has subsidiaries that provide asset management, investment banking, private equity, factoring and leasing, and insurance services. The company has expanded into strategic international markets including Brazil, Spain, France, and the US. The bank's origins date back to 1869, when its namesake José Maria do Espírito Santo e Silva founded Caza de Cambio, a streetside exchange in São Paulo.

First Banks keeps it in the family. The holding company for its namesake First Bank, it is owned by chairman James Dierberg and his family; many of the bank's branches and ATMs are located in Dierbergs Markets, a Missouri-based grocery chain owned by relatives of the chairman. First Bank has about 160 branches in California, Florida, Illinois, and Missouri, with a concentration in metropolitan markets (e.g. Los Angeles, San Diego, San Francisco, Tampa, and St. Louis). The bank offers standard services like deposits, mortgages, and business and consumer loans. Additional services include brokerage, insurance, trust, and private banking, as well as commercial treasury management and international trade services.

Security Finance Corporation of Spartanburg. Founded in 1955, the consumer loan company provides personal loans typically ranging from $100 to $600 (some states, however, allow loan amounts as high as $3,000). Customers can also turn to Security Finance for credit reports and tax preparation services. The company has approximately 800 offices in about 15 states operating mainly under the Security Finance, Sunbelt Credit, and PFS banners. It also has locations operating as Security Financial Services and Longhorn Finance in North Carolina and Texas, respectively.

Monroe Bancorp owns Monroe Bank, which operates about 20 branches in the central part of the state. Founded in 1892, the bank provides standard products such as checking and savings accounts, CDs, and credit cards. Its lending activities consist mainly of real estate loans, including commercial and residential mortgages, construction and home equity loans, and farmland loans. The bank also provides trust, investment advisory, private banking, estate planning, and brokerage services. Old National Bancorp is buying Monroe Bancorp for more than $80 million.

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