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Flagstar Bancorp, Inc.

Flagstar Bancorp, Inc.

Flagstar Bancorp, Inc. operates as the holding company for Flagstar Bank, FSB that offers consumer and commercial financial products and services to individuals, and small and middle market businesses in Michigan, Indiana, and Georgia. The company engages in generating deposits and originating loans. Its deposit products include demand deposits, savings and money market accounts, checking deposits, certificates of deposits, municipal deposits, national deposits, and company controlled deposits. The company’s loan portfolio comprises single-family mortgage loans, consumer loans, commercial real estate loans, non-real estate commercial loans, and residential mortgage loans for others. It also originates, acquires, sells, and services one-to-four family residential mortgage loans. Flagstar Bancorp, Inc., through its subsidiaries, acts as an agent for life insurance, health and casualty insurance, and reinsurance companies; and provides online paperless office solutions for mortgage originators. It also engages in holding investment loans, purchasing securities, selling and securitizing mortgage loans, maintaining and selling mortgage servicing rights, developing new loan products, establishing pricing for mortgage loans to be acquired, providing for lock-in support, and managing interest rate risk associated with these activities. As of December 31, 2009, Flagstar Bancorp, Inc. operated 165 banking centers. Flagstar Bancorp was founded in 1987 and is headquartered in Troy, Michigan.

Bank Leumi le-Israel B.M.

Bank Leumi le-Israel B.M.

Bank Leumi le-Israel B.M., whose name translates as National Bank of Israel, offers retail banking (for consumers and small businesses), commercial banking (middle-market businesses), corporate banking (large companies), and private banking (wealthy clients) through deposits, mortgages and other loans, credit cards, trust services, and investments. It has about 235 branches in Israel and more than 80 locations (including branches, agencies, and representative offices) in some 20 countries, including the US. Subsidiary Leumi Partners provides corporate investment banking services and makes direct investments in nonbanking businesses.

AdvanceMe Merchant Services, Inc.

AdvanceMe Merchant Services, Inc.

AdvanceMe provides working capital to small and midsized businesses with a minimum of $5,000 in credit and debit card sales per month. Its merchant cash advances range from $6,000 to $150,000 and have no fixed time frame; customers, who may not qualify for conventional bank loans because they lack collateral or have spotty credit, repay AdvanceMe by selling the company a predetermined percentage of credit and debit card sales at a discount. The working capital is typically used to cover expenses, acquire equipment or inventory, renovate facilities, and for business expansion.

Malayan Banking Berhad

Malayan Banking Berhad

Malaysia's largest bank, Malayan Banking Berhad (better known as Maybank) and its subsidiaries operate some 500 branches, mostly in Malaysia, but also in Singapore, Indonesia, the Philippines, and elsewhere throughout Southeast Asia. Its core services consist of deposits, mortgages and other loans, and credit cards to individuals and businesses. Other offerings include investment banking, asset management, online banking, brokerage, insurance, unit trusts and other investments, and corporate finance. Amanah Raya, a trust company controlled by the Malaysian government, owns more than 45% of Maybank.

Credit Suisse Group AG

Credit Suisse Group AG

Credit Suisse Group AG, together with its subsidiaries, operates as a financial services company. The company operates in three segments: Private Banking, Investment Banking, and Asset Management. The Private Banking segment offers advisory services and a range of wealth management solutions, including pension planning, life insurance products, tax planning, and wealth and inheritance advice for the high-net-worth individuals. This segment also supplies banking products and services to high-net-worth, corporate, and institutional clients in Switzerland.

CMS Bancorp, Inc.

CMS Bancorp, Inc.

CMS Bancorp was formed in 2007 to be the holding company for Community Mutual Savings Bank, which serves the northern suburbs of New York City. Operating through about five branches in Westchester County (one of the richest counties in the country), the bank collects deposits from area consumers and small businesses and uses the funds mainly to originate one- to four-family residential mortgages, which account for more than 85% of its loan portfolio. The bank also issues commercial mortgages, consumer loans, and business loans and lines of credit. Deposit products include checking, savings, and money market accounts; CDs; and IRAs. Community Mutual Savings Bank was founded in 1887.

The First International Bank of Israel Ltd.

The First International Bank of Israel Ltd.

The First International Bank of Israel Ltd.,as one of the largest banks in Israel, FIBI bank offers an array of financial products such as deposits, mortgages, foreign exchange, portfolio management, underwriting, leasing, and fund and portfolio management services. Bolstered by its network of 175 branches and four chief domestic subsidiaries, the bank also owns key companies in London (FIBI Bank UK) and in Zurich (FIBI Bank Switzerland). It owns a 51% stake in Bank Massad, a bank that serves teachers.

Monarch Community Bancorp, Inc.

Monarch Community Bancorp, Inc.

Monarch Community Bancorp emerged from its chrysalis in 2002 when it was organized to be the holding company for Monarch Community Bank (formerly Branch County Federal Savings and Loan Association). The bank operates more than five branches in southern Michigan's Branch, Calhoun, and Hillsdale counties. Its lending activities mainly consist of one- to four-family residential mortgages (about half of its loan portfolio), commercial mortgages, and home equity loans. To fund its lending, the bank offers such deposit products as checking, savings, and money market accounts, CDs, and IRAs. It provides insurance, mutual funds, annuities, and financial planning services through an agreement with Prudential Financial.

National Australia Bank Limited

National Australia Bank Limited

National Australia Bank Limited, through its subsidiaries, provides a range of financial products and services. Its deposit products include term deposits, certificates of deposit, and on-demand and short-term deposits. The company’s lending portfolio consists of home loans, personal loans, car loans, project loans, student loans, personal overdrafts, margin lending, and investment loans. It offers personal banking products and services, including credit cards, savings accounts, and NAB visa debit; insurance products comprising car insurance, home and contents insurance, residential investment, life insurance, income protection, loan protection, travel insurance, and health insurance; and investment products and services consisting of financial planning, superannuation investments, retirement products, and investment funds, as well as online share trading services. The company also provides business banking products and services comprising day to day banking; credit, charge, purchase, and corporate cards for businesses; finance and loan services, including managing cashflow and funding seasonal fluctuations; short and medium term investments; insurance services for businesses, assets, and employees; international trade; and corporate banking services. It has operations in Australia, Europe, New Zealand, the United States, and Asia. National Australia Bank Limited was founded in 1834 and is based in Docklands, Australia.

National Bancshares Corporation

National Bancshares Corporation

National Bancshares Corporation operates as the holding company for First National Bank that provides a range of financial services to individuals and companies in Ohio. The company accepts various deposits, which include checking and savings accounts, regular and money market savings accounts, NOW accounts, and fixed-maturity and fixed-rate certificates. Its loan portfolio comprises commercial loans, commercial real estate loans, construction loans, residential mortgage and home equity loans, and secured and unsecured consumer installment loans. In addition, the company offers debit cards, gift cards, travel cards, travelers` checks, official checks, money orders, ATM services, and individual retirement accounts.

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