NEC Financial Services can loan you cold hard cash for hardware. A subsidiary of NEC Corporation of America and a member of the Tokyo-based NEC Corporation family, NEC Financial Services provides lease financing for stateside businesses and municipal customers to buy technology equipment such as software, computers, peripherals, and other IT and telecommunications products manufactured by its parent company. Lease terms typically range from 12 months to six years and often include options to purchase the leased equipment for as little as $1 once all payments are made.

Easton Bancorp, that is. Easton Bancorp is the holding company for Easton Bank & Trust, which serves Talbot and Caroline counties on Maryland's eastern shore. From about a half dozen offices, the bank provides standard retail products and services, including checking and savings accounts, IRAs, and credit cards to local businesses and individuals. It uses funds from deposits to write mostly commercial and real estate loans; other offerings include consumer loans and agricultural loans. Easton Bank & Trust also operates under the names Denton Bank & Trust and Oxford Bank & Trust. Easton Bancorp is taking itself private.

GS Financial Corp. operates as the savings and loan holding company for Guaranty Savings Bank. GS Financial Corp. provides community banking services to commercial, small business, and retail customers in metropolitan New Orleans area. It offers various transaction and savings deposit products, such as noninterest-bearing demand deposits, NOW and MMDA account deposits, savings deposits, and certificates of deposit. The company also provides secured and unsecured loan products, including one to four family residential, commercial real estate, and construction loans, as well as home equity lines of credit; consumer loans; and commercial loans. It operates six branch offices and a mortgage production office serving southeast corner of Louisiana. GS Financial Corp. was founded in 1937 and is based in Metairie, Louisiana.

S & U PLC is a provider of consumer credit and auto loans throughout England, Scotland, and Wales. Operating branches and divisions include Wilson Tupholme (catering to Northeast England and Scotland), S D Taylor (Northwest England), and auto finance subsidiary Advantage Finance. The lending company owns and operates about 15 facilities throughout the UK. S & U targets borrowers with iffy credit histories who have been rejected by mainstream lenders.

Merchants Bancorp operates as a bank holding for MBank that provides various banking services for businesses and individuals in Oregon. It generates demand deposits, fixed term money market and other interest-bearing accounts, time deposits, and certificates of deposit products. The company also provides working capital lines or business loans, short-term financing, and mortgage lending, including home improvements and construction loans.

Financiera Independencia, S.A.B. de C.V. provides microcredit loans to self-employed laborers, contractors, and other entrepreneurs. (Microloans are small -- a few thousand pesos, or a few hundred dollars -- and must be invested into a business venture.) Financiera Independencia also extends unsecured credit to mothers and the unemployed, and it offers federally subsidized home improvement loans. It has more than 150 branches in 105 cities, and since being formed in 1993, has loaned some 3 billion pesos to more than 800,000 people.

Meta Financial Group is the holding company for MetaBank, a thrift with about a dozen branches in Iowa and South Dakota. MetaBank offers standard deposit products and services including checking and savings accounts. Its lending and investment activities are weighted towards real estate and real estate-related assets; the bank also writes consumer and agriculture loans. MetaBank division Meta Payment Systems (MPS), the company's fastest-growing segment, provides prepaid cards and electronic payment services nationwide. Meta Financial also owns Meta Trust Company, which provides a full range of trust services.

Jyske Bank is a leading independent Danish bank offering a variety of financial services to private customers and small and medium-sized businesses. The shareholder-owned bank operates a decentralized network of 103 domestic branches that operate separately under a guiding set of policies and goals. Securities and currency transactions, asset management, investment services, and leasing are among Jyske Bank's primary offerings. The bank was established in 1967 as the result of a merger of four Danish banks. It has international branch operations in Switzerland, Gibraltar, France, and Poland.

Ocean Bank is the largest independent state chartered commercial bank headquartered in Florida.It is the holding company of Ocean Bank, which operates about 20 branches throughout South Florida's Miami-Dade and Broward counties. Serving area individuals and businesses, Ocean Bank offers traditional deposit products such as checking and savings accounts and CDs in addition to credit cards, wealth management, and merchant card processing services. Its lending activities are focused on real estate: Residential and commercial mortgages and construction and land development loans account for about 90% of its loan portfolio. The bank also makes business, consumer, and municipal loans. Ocean Bank was founded in 1982.

This Treasure State bank wants to be your treasury. First Interstate BancSystem is the holding company for First Interstate Bank, which has more than 70 branches in Montana, western South Dakota, and Wyoming. It offers individuals, businesses, and municipalities traditional banking services, including deposit accounts, insurance, wealth management, and agricultural, consumer, commercial, and mortgage loan products. It also offers trust and wealth management services. Commercial loans, including real estate loans, make up about 50% of the bank's loan portfolio; other loans include farm and home loans. First Interstate went public in 2010.

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