Evans National Bank wants to take care of Buffalo's bills. The subsidiary of Evans Bancorp operates about a dozen branches in western New York (including Buffalo). The bank primarily uses funds gathered from deposits to originate commercial and residential real estate loans (more than 70% of its loan portfolio) and to invest in securities. Subsidiaries include ENB Insurance Agency, which sells property/casualty insurance; ENB Associates, offering mutual funds and annuities to bank customers; and Evans National Leasing, which provides financing for business equipment throughout the US. In 2009 Evans Bancorp aquired the assets and single branch of the failed Waterford Village Bank in Clarence, New York.

Missouri Higher Education Loan Authority, one of the country's top holders and servicers of student loans. The not-for-profit organization helps borrowers obtain education financing such as Federal Stafford, alternative or supplemental, and consolidation loans through lending institutions such as Bank of America and U.S. Bancorp. It also offers a "Rate Relief" program that can lower a borrower's interest rate by up to 3%, as well as deferment and forbearance options that either postpone or reduce a borrower's monthly payment. The authority also manages loan servicing for lending institutions nationwide.

Rabobank Group is an international financial services provider operating on the basis of cooperative principles. Rabobank Group offers retail banking, wholesale banking, asset management, leasing and real estate services, with emphasis on providing a comprehensive package of fi nancial services in the Netherlands. Internationally the Rabobank Group is focussed on the food and agri sector. Rabobank Group is comprised of 143 independent local Rabobanks plus Rabobank Nederland, their umbrella organisation, and a number of subsidiaries.

First Financial Corporation is the holding company for First Financial Bank, which operates about 50 branches in west-central Indiana and east-central Illinois. With roots dating back to 1834, the banks offer traditional deposit services such as CDs and checking and savings accounts, as well as Internet banking. Residential mortgages account for about half of the company's loan portfolio. First Financial also operates an insurance agency and two investment subsidiaries.

Founded two centuries ago by Maharaja Sayajirao III, the Bank of Baroda today operates about 3,000 domestic and another 75 international branches. About a third of its branches are located in rural areas; Bank of Baroda also operates in semi-urban, urban, and metropolitan regions. Offerings include corporate and personal loans, card services, shipping and export financing, and offshore banking. Subsidiaries are active in card issuing, asset management, and capital markets; Bank of Baroda has also sponsored five regional rural banks. The company operates in Europe, the Caribbean, Asia, the Middle East, Africa, and the Americas.

Northern Bank has a network of nearly 100 branches and about a dozen banking centers. The bank offers services including financial planning, personal and business loans, automobile financing, insurance, and international services. Founded in 1809 as Northern Banking Partnership, Northern Bank was acquired by Danske Bank, Denmark's largest bank, in early 2005.

Banco Popolare was formed in 2007 when Banco Popolare di Verona e Novara wooed and wed Banca Popolare Italiana for some $10 billion. The resulting bank has a branch network of more than 2,000 offices throughout Italy, with a heavy presence in the northern regions of Lombardy, Veneto, Tuscany, Emilia-Romagna, and Piedmont. In addition to retail banking, Banco Popolare focuses on consumer credit, asset management, and corporate finance services. The bank has a foreign branch in London; representative branches in India, China, and Russia; and subsidiaries in a half-dozen European nations.

Emigrant Bank was founded by Irish emigrants as a mutual savings bank in 1850. By the 1920s it had grown to become the largest savings bank in the nation.As of December 31, 2009, Emigrant Bank and its affiliated Regional Banks* have approximately $15.4 billion in assets and $1.2 billion in total equity capital.Emigrant Bank itself has $12.9 billion of assets and more than $900 million in total equity capital.

Agility Capital was founded in 2000 with a clear focus: provide innovative short-term loans to private venture-backed and Small Cap public companies. Our lending strategy is simple: be the most creative and responsive lender for technology companies. We provide services tailored to the immediate needs of our clients. We act fast and precise to provide our clients the service expected in today's competitive marketplace. Our loans include: mezzanine financing, primary bridge loans, lines of credit, factoring lines of credit, non-formula lines of credit, and restructuring debt. We specialize in the type of loans that are necessary to provide an entrepreneur with time and operating capital to successfully achieve the next financing milestone, whether it is a private equity investment, the sale of the company, or public offering. The value we offer our clients is the ability to act fast and be flexible and creative in designing the financing they require. We understand the challenges faced by the entrepreneur and realize that timing is everything. Since we control our funds, we structure credit facilities without restrictive financial covenants and can act quickly to get the client the capital when they need it.

Jacksonville Bancorp, the holding company for Jacksonville Bank, which has about 10 branches in and around Jacksonville, Florida. The community bank offers standard deposit products, including checking and savings accounts, money market accounts, CDs, and IRAs. Commercial mortgages make up more than half of the bank's loan portfolio; residential mortgages account for most of the rest. Subsidiary Fountain Financial sells insurance and investment products. The company nearly doubled its branch network with its 2010 acquisition of Atlantic BancGroup. Jacksonville Bancorp is unrelated to the Illinois corporation of the same name.

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