Organized on June 27, 1911, Home Savings Bank has experienced growth and stability while in financial partnership with the people of Stanly County for nearly a century. From the days when our office was housed in small quarters and only open on Saturdays, to today's operations housed at our Albemarle and Locust locations, excellent customer service to our local community has been the focal point in directing Stanly County's oldest financial institution. Below is a condensed outline highlighting some of the history and development of Home Savings Bank.

Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices in Sparta and Red Bud, IL. Chester National Bank of Missouri is located in Perryville, Missouri. Chester National Bank of Missouri was formed in 1996 and conducts business from the main office located in Perry County, Missouri.

The Reserve Bank of India serves as the Asian nation's central bank. Its primary function is to ensure the country's monetary stability. The bank creates monetary policy and assists in regulating its financial system. The central board of directors, appointed by the government, leads the bank. The Reserve Bank of India was founded as a privately owned bank in 1935; it became government-owned following nationalization in 1949. The bank is headquartered in Mumbai and has 22 regional offices. Its subsidiaries include the National Housing Bank, Deposit Insurance and Credit Guarantee Corporation of India, and the National Bank for Agriculture and Rural Development.

Emigrant Bank was founded by Irish emigrants as a mutual savings bank in 1850. By the 1920s it had grown to become the largest savings bank in the nation.As of December 31, 2009, Emigrant Bank and its affiliated Regional Banks* have approximately $15.4 billion in assets and $1.2 billion in total equity capital.Emigrant Bank itself has $12.9 billion of assets and more than $900 million in total equity capital.

Denmark Bancshares, Inc. operates as the holding company for Denmark State Bank that provides retail banking services to individuals, businesses, and farmers in Wisconsin. It offers various deposit products, including checking accounts and various types of time deposits; sells annuities, mutual funds, and other investment securities; and provides financial planning and miscellaneous banking services. The company also provides loans for business, agri-business, real estate, and personal use, which include first lien mortgages on one-to-four family residential properties

Regions Financial Corporation, with $133 billion in assets, is a member of the S&P 100 Index and one of the nation's largest full-service providers of consumer and commercial banking, trust, securities brokerage, mortgage and insurance products and services. Regions serves customers in 16 states across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates approximately 1,800 banking offices and 2,200 ATMs. Its investment and securities brokerage trust and asset management division, Morgan Keegan & Company Inc., provides services from over 300 offices.

Capital Business Credit has about five offices in the US and another in Hong Kong. Factoring everything into the equation, Capital Business Credit is one of the nation's top factoring firms. Capital Business Credit LLC purchases accounts receivable at a discount from its clients and assumes the risk of making the collections itself. It also offers asset-based lending, supply-chain finance, and other specialized lending. Capital Business Credit targets companies with $1 million to $500 million in annual sales. It does most of its business in the consumer goods sector, primarily lending to clothing, housewares, jewelry, and electronics companies.

Santander UK (formerly Alliance & Leicester) offers deposit and lending services throughout the UK. Its largest segment is its traditional savings and home mortgage business, but the company also offers checking accounts, credit cards, and consumer finance, as well as commercial services such as cash management and asset financing. The firm has alliances with such firms as Legal & General and Zurich to provide investment and insurance products. Its approximately 5.5 million retail customers can access the bank through more than 300 branches, 2,500 ATMs, and 14,000 post offices across the UK. Spanish banking giant Santander bought Alliance & Leicester in 2008. It was rebranded Santander UK in 2010.

Hitachi Capital helps business help customers buy stuff. Hitachi Capital (UK) PLC (HCUK) is a provider of financial services, including business cash flow, commercial asset finance, vehicle finance and management, and retailer finance. Hitachi Capital company, formerly Hitachi Credit, operates through various divisions and subsidiaries, including Hitachi Capital Business Finance, Hitachi Capital Credit Management, and Hitachi Capital Insurance Europe. HCUK provides finance for some 330,000 consumers, 45,000 fleet vehicles and provides asset finance and block discounting for 5,500 companies. Hitachi Capital Corporation, a unit of Japan's Hitachi, Ltd., owns HCUK and operates it as a wholly owned subsidiary.

One of the most important parts of being a bank is the customers and the community that we work with on a daily basis. Allied First Bank is very unique, as we have a nationwide customer base from our beginnings as a credit union, as well as our local Oswego community that we serve as the only true community bank in town.When we thought to ourselves what defines our local community, we decided it shouldn't be the bank that tells the story, but rather the people that live here should tell us what they think are the best parts of the town, So, we teamed up the Oswego East High School's Broadcasting Department lead by Bill Gutman, and they created their "Top 10 Reasons to Love Oswego":

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.