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Savings & Loans

First Independence Corporation

First Independence Corporation

First Independence Corporation operates as the holding company for First Federal Savings and Loan Association of Independence, which provides general banking services in southeastern Kansas. It attracts various deposits, such as NOW accounts, First Super NOW and First Money Fund accounts, checking accounts, passbook savings accounts, and certificates of deposits. The company also originates loans for residential, consumer, and nonresidential purposes, including One-to-four family residential, multi-family residential, multi-family residences, and construction loans, as well as various consumer and other loans, such as automobile, home equity and second mortgages, unsecured home improvement, and mobile home loans. In addition, it offers telephone and online banking, ATM/debit cards, Visa cards, safe deposit boxes, and Visa gift cards. First Independence Corporation was founded in 1905 and is based in Independence, Kansas.

Monarch Financial Holdings, Inc.

Monarch Financial Holdings, Inc.

Monarch Financial Holdings, Inc. serves the South Hampton Roads area of southeastern Virginia through Monarch Bank, Monarch Mortgage, Monarch Capital, Monarch Investment, and OBXBank. With about 10 offices, Monarch Bank offers standard services, including savings and checking accounts, IRAs, and CDS. Bank subsidiary Monarch Mortgage, formed in 2007, has about a dozen offices. Other divisions sell insurance, title, and investment products. Single-family mortgages make up the largest portion of the company's loan portfolio, which also includes commercial, construction, and land development loans. Monarch Bank division OBX Bank operates in North Carolina's Outer Banks area.

Cambridge Bancorp

Cambridge Bancorp

Cambridge Bancorp is the holding company for Cambridge Trust Company, a community bank serving Cambridge, Massachusetts, and the Greater Boston area from about ten locations. It offers standard retail products and services including checking and savings accounts, CDs, IRAs, and credit cards. Residential mortgages, including home equity loans, account for more than half of the company's loan portfolio; commercial real estate loans make up approximately one-third. The company also offers commercial, industrial, and consumer loans. Cambridge Trust Company was established in 1892.

Pacific City Financial Corporation

Pacific City Financial Corporation

Pacific City Financial is the holding company for Pacific City Bank. Established in 2003, the bank caters to Korean-Americans from about a half-dozen locations in Southern California. The bank serves consumers, professionals, and minority-owned small and midsized businesses, offering deposit products such as checking and savings accounts, money market accounts, and CDs. Its lending activities mainly consist of commercial real estate and Small Business Administration (SBA) loans. Additionally, the bank offers international trade finance services to small and midsized businesses that have operations overseas. The company called off plans to be acquired by Korean blank-check company North Asia Investment in 2010.

Resona Holdings, Inc.

Resona Holdings, Inc.

Resona Holdings focuses on consumer and small business banking in the greater Tokyo area and Kansai region. Resona Bank provides corporate pension management, banking and trust services. Personal banking services at each bank includes loans for individuals, asset management, and estate planning. The company also provides corporate banking services such as loans, pension management, and real estate services. Altogether, Resona Holdings has about 600 branches throughout Japan.

First Financial Holdings, Inc.

First Financial Holdings, Inc.

First Financial Holdings, Inc. operates as the holding company for First Federal Savings and Loan Association of Charleston that provides various banking and other related financial services. Its deposit products include demand deposit transaction accounts, time deposit accounts, non-interest-bearing checking accounts, interest-bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposits. The company’s loan portfolio comprises residential real estate mortgage and construction loans, commercial and multifamily real estate mortgage loans, home equity, manufactured housing, and other consumer loans; credit card receivables; and commercial business loans. As of September 30, 2009, it operated 44 full service retail branch sales offices, 18 in-store retail branch sales offices, and 3 limited services branches in Charleston, Berkeley, Dorchester, Hilton Head area of Beaufort, Georgetown, Horry, and Florence Counties, South Carolina; and Brunswick, New Hanover, and Pender Counties, North Carolina. First Financial Holdings, Inc., through its other subsidiaries, engages in full-service brokerage activities; property, casualty, life, and health insurance sales; third party administrative services, including services to retirement plans; trust and fiduciary services; reinsurance of private mortgage insurance; and premium finance activities. First Financial Holdings, Inc. was founded in 1987 and is headquartered in Charleston, South Carolina.

Georgia-Carolina Bancshares, Inc

Georgia-Carolina Bancshares, Inc

The First Bank reputation is first based on a Board of Directors made up of a significant group of business leaders and professional individuals throughout metro Augusta. The bank also has attracted a number of outstanding professional bankers to serve as the management team. Take a look at our listing of Board of Directors and Bank Officers. You will be impressed. The Board and bank management have also brought together highly skilled staff members to offer high tech, professional banking services with a community bank (hands on) style of delivery.

Tower Bancorp Inc.

Tower Bancorp Inc.

Tower Bancorp is the holding company for Graystone Tower Bank, which has about 50 branches in central and southeastern Pennsylvania and neighboring portions of Maryland. The bank offers standard retail products, including checking and savings accounts, money market accounts, and credit and debit cards. It uses funds from deposits mainly to write residential and commercial mortgage loans, which account for more than three-quarters of its loan portfolio. Wealth management services are offered through an agreement with UVEST Financial Services, a division of LPL Financial.

Oriental Bank of Commerce

Oriental Bank of Commerce

Oriental Bank of Commerce (OBC) strikes a balance in serving rural and urban clientele. As one of India's largest banks, the financial institution manages more than 1,400 branches. The bank also operates nearly 1,000 ATMs around the country. OBC offers home loans, vehicle loans, and other consumer loans, as well as business and agriculture loans, cash management, savings accounts, life insurance, and internet banking. In addition to rapidly modernizing its services, Oriental Bank of Commerce also runs a number of programs aimed at assisting women and the poor. The state-run company was founded in 1943.

Fidelity Federal Bancorp

Fidelity Federal Bancorp

Fidelity Federal is true to its community. It's the holding company for United Fidelity Bank (aka United Bank), which operates about a half-dozen branches in southern Indiana. In addition to traditional products like checking and savings accounts, CDs, and credit cards, the bank offers investments such as IRAs, heath savings accounts, education savings accounts, and savings bonds. One- to four-family residential mortgages account for the largest portion of the company's loan portfolio, followed by commercial real estate, construction and land development, and business loans. United Bank also offers private banking services.

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