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CBT Financial Corp.

CBT Financial Corp.

CBT Financial is the holding company for Clearfield Bank & Trust Company, which operates about a dozen offices in central Pennsylvania. Targeting individuals and local businesses, the bank offers traditional deposit products, credit cards, trust and investment services, and loans. The bulk of the bank's lending portfolio is secured by residential and commercial mortgages. It also offers consumer, construction, and business loans. CBT Financial nearly doubled its operations in 2005 when it acquired six banking locations from First Commonwealth Financial.

Susquehanna Bancshares, Inc.

Susquehanna Bancshares, Inc.

Susquehanna Bancshares rolls down the eastern seaboard. It is the holding company for Susquehanna Bank, which serves individuals and regional businesses through more than 220 branches in south-central and southeastern Pennsylvania, Maryland, New Jersey, and West Virginia. The bank offers standard services such as deposit products, loans, and credit cards, while non-banking subsidiaries provide wealth management, insurance brokerage and employee benefits, commercial finance, and vehicle leasing. Loans secured by commercial real estate account for more than 30% of the bank's portfolio; residential mortgages and business loans are more than 20% apiece.

AgriBank, FCB

AgriBank, FCB

Formed in 1992, borrower-owned AgriBank also provides credit to rural electric, water, and telephone systems. AgriBank serves borrowers in 15 states stretching from Ohio to Wyoming and Minnesota to Arkansas. AgriBank puts the "green" in green acres. A financial intermediary, AgriBank provides wholesale lending and business services to Farm Credit System (FCS) associations in America's heartland. Established by Congress in 1916, the FCS is a nationwide network of cooperatives that provides loans and financial services for farmers, ranchers, agribusiness owners, timber producers, and rural homeowners. Farm Credit System's co-ops write loans for homes, land, equipment, and other farm operating costs.

EFG Eurobank Ergasias SA

EFG Eurobank Ergasias SA

EFG Eurobank Ergasias SA operates some 500 branches, business centers, and ATMs in its home country Greece and about 1,250 more in about half-a-dozen other central and southeastern European countries. In addition to traditional retail banking and consumer lending, EFG Eurobank Ergasias offers business banking, factoring, insurance, leasing, investment banking, and wealth management services. The bank was founded in 1990 as Euromerchant Bank. Swiss-based EFG Bank European Financial Group owns about 44% of EFG Eurobank Ergasias.

Guaranty Federal Bancshares, Inc.

Guaranty Federal Bancshares, Inc.

Guaranty Federal Bancshares, Inc. operates as the holding company for Guaranty Federal Savings Bank that provides banking services in Greene and Christian Counties in southwest Missouri. Its deposit products include fixed-term certificates of deposit, savings, money market, individual retirement accounts, and NOW (checking) accounts. The company’s loan portfolio comprises commercial real estate loans, multi-family residential mortgage loans, construction loans, permanent one-to four-family residential mortgage loans, business loans, consumer loans, and other loans consisting of loans secured by certificates of deposit, home equity loans, and automobile loans. It operates through a main office in Springfield, Greene County; six full-service branch offices and an operations center in Springfield; two full-service branch offices in Nixa, Christian County; and one full-service branch office in Ozark, Christian County, as well as maintains a network of 22 automated teller machines. Guaranty Federal Bancshares, Inc. was founded in 1913 and is based in Springfield, Missouri.

Banca Popolare dell'Etruria e del Lazio

Banca Popolare dell'Etruria e del Lazio

The Etruscans started it all for Rome, but Banca Popolare dell'Etruria e del Lazio (Banca Etruria) serves central and northern Italy through approximately 200 branches, including those of subsidiaries Banca Federico del Vecchio and Banca Lecchese (acquired in 2006 and 2008, respectively). The company divides its banking operations into three segments: retail, private, and corporate. In addition to traditional deposit and loan products, the bank offers leasing, insurance, asset management, real estate management, and business consulting services. Banca Etruria is also one of Italy's foremost gold lenders, financing the purchase of more than 10 tons of the commodity annually.

Financial Pacific Leasing, LLC

Financial Pacific Leasing, LLC

Financial Pacific Leasing, LLC is a direct provider of small-ticket commercial equipment leases. We originate our business through partnering with third party originators and lessors nationwide. For many years these partners have relied on Financial Pacific to provide them with innovative financing solutions for their customers. Financial Pacific Leasing Company originates and services a portfolio of equipment leases that generally range from $5,000 to $50,000. We help companies grow by financing their acquisition of new and used equipment. Financial Pacific Leasing was established in 1975 and is located in Federal Way, Washington. Over the years we have expanded our services to become an industry leader in providing commercial equipment financing nationwide. Our growth and success is supported by a staff of over 120 highly qualified and experienced employees. The financial strength and stability of Financial Pacific has resulted in our being a trusted funding source that our partners have relied on year after year.

Arbor Commercial Mortgage, LLC

Arbor Commercial Mortgage, LLC

Arbor Commercial Mortgage is a national direct lender that provides debt and equity capital for the multifamily, commercial real estate and health care industries. We have extensive experience in mortgage origination and servicing and have built a reputation for service, quality and flexibility. Arbor’s seasoned management team specializes in debt and equity financing for multifamily, office, retail, hotel and various other commercial real estate properties. We are a Top Ten Fannie Mae DUS® lender and a Top Fannie Mae DUS® Small Loan lender. Arbor offers a vast array of Fannie Mae products including financing for market-rate and affordable apartments, cooperatives, student housing and manufactured housing.Arbor is also licensed by the Department of Housing and Urban Development (HUD) to administer HUD’s FHA mortgage insurance programs for long-term, non-recourse financing for market rate and affordable apartments and cooperatives, assisted living facilities, skilled nursing facilities, and seniors housing. Currently, Arbor services a multi-billion dollar portfolio of over 1,000 commercial real estate loans and is a third-party servicer rated by Standard and Poor’s and Fitch Ratings for both primary and special servicing. Arbor is headquartered in Uniondale, NY and New York, NY, with full-service lending offices nationwide.

Standard Bancshares, Inc

Standard Bancshares, Inc

Standard Bank was incorporated as Standard State Bank in 1947. It served the southwest metropolitan Chicago community at 79th Street and Ashland Avenue. In 1970, the Bank moved to 95th Street and Western Avenue in the Evergreen Park community. In 1980, the Bank’s first branch was opened in the Oak Lawn community and, in 1986, a second branch began to serve the community of Palos Park. Throughout the 1980’s and 1990’s Standard Bank & Trust Co. continued to expand into the communities of Orland Park, Hickory Hills and Naperville, Illinois. Standard Bank and Trust’s corporate headquarters are now located in Hickory Hills.

The Toho Bank, Ltd.

The Toho Bank, Ltd.

The Toho Bank is a regional bank serving the Fukushima Prefecture in Japan. Armed with more than 115 branches and ATMs installed at more than 230 locations, the bank offers local customers, businesses, and public institutions the traditional array of banking services including savings, lending, real estate, venture firm support and financing, and foreign and domestic exchange products. Toho Bank was established in 1941 and owns subsidiaries and affiliated companies such as The Toho Real Estate Service Co., The Toho Card Co., and The Toho Staff Service Co.

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