Central Bancorp is the holding company for Central Co-operative Bank. Operating as Central Bank, it serves Middlesex County in the northwestern suburbs of Boston through about 10 bank branches and loan centers. The bank's primary business is gathering deposits by offering NOW, money market, checking, and savings accounts; CDs; and retirement savings plans. It primarily uses these funds to originate commercial mortgages (more than half of all loans in the company's portfolio, up from 20% in 2001). Residential mortgages have gone down from around 70% to less than 40% since then. The bank also offers construction, home equity, business, and consumer loans, as well as credit cards.

Rurban Financial is the holding company for State Bank and Trust, which has more than 20 branches in northwestern Ohio and another in northeastern Indiana. The banks offer products, including checking and savings accounts, money market accounts, credit cards, IRAs, and CDs. Commercial and agricultural loans account for approximately two-thirds of the company's loan portfolio; the bank also writes mortgage and consumer loans. Reliance Financial Services, a unit of State Bank and Trust, offers trust and investment management services, as well as brokerage services through an alliance with Raymond James. Subsidiary RDSI Banking Systems offers commercial bank data processing and item processing services.

Sparkasse Dachau,the regional savings bank ("Sparkasse" is German for "savings bank") offers a variety of personal banking services, including savings accounts and real estate financing, as well as auto, accident, health, homeowners', and life insurance. It also operates its own travel agency. The bank traces its roots as far back as the 1880 founding of its predecessor, the Marktsparkasse Dachau; it attained its current form in 2000 when the Kreis- und Stadtsparkasse Dachau-Indersdorf merged with the Marktsparkasse Altomunster. Sparkasse Dachau touts itself as the leading credit instituion in the Dachau administrative region.

Wintrust Financial is a midsized financial holding company engaged in personal and commercial banking, wealth management, and specialty lending services in the metropolitan Chicago area and southern Wisconsin, including Milwaukee. It operates about 15 community bank subsidiaries (many bearing the name of the community they serve) with more than 75 branches in all. The banks offers traditional deposit services and emphasize business and commercial real estate loans, which account for about half of the company's loan portfolio. The company provides financing for commercial insurance and ife insurance premiums throughFirst Insurance Funding.

One of India's largest banks, Canara Bank (also known as CanBank) has a network of more than 2,700 branches throughout India, in addition to branches in Hong Kong and London. All of Canara Bank's branches including those located in rural areas are computerized, in a country where that is not a given. The modernization of all branches allows the bank to offer its customers networked ATMs, telebanking, internet banking, and debit card services. Canara Bank's lending focus is on agriculture, retail, housing, and infrastructure loans. Other services include asset management and factoring. The financial institution is 73% owned by India's government.

Missouri Higher Education Loan Authority, one of the country's top holders and servicers of student loans. The not-for-profit organization helps borrowers obtain education financing such as Federal Stafford, alternative or supplemental, and consolidation loans through lending institutions such as Bank of America and U.S. Bancorp. It also offers a "Rate Relief" program that can lower a borrower's interest rate by up to 3%, as well as deferment and forbearance options that either postpone or reduce a borrower's monthly payment. The authority also manages loan servicing for lending institutions nationwide.

Grupo Financiero Galicia S.A. operates as the holding company for Banco de Galicia y Buenos Aires S.A. that provides financial products and services to large corporations, small and medium-sized companies, and individuals. The company’s Wholesale Banking division provides personalized advise; commercial banking and investment banking products; working capital loans; finance to middle and long term investment projects; transactional services, such as deposit accounts, commercial credit cards, collection and payment services, cash management, international trade services, direct payroll deposit, alternatives in the capital markets, foreign trade solutions, and e-banking services; corporate banking; international factoring; and corporate and real estate business development services to various companies. Its Retail Banking division offers financial products and services, transaction solutions, such as checking and savings accounts, credit and debit cards, and payroll direct deposit; investment products, including certificates of deposit, mutual funds, and life insurance products; Internet banking; personal loans, credit-card loans, overdraft loans, and residential mortgages; securities and foreign exchange brokerage, securities custody, and safety boxes; and private banking services to individuals, businesses, small retailers, and professionals. The company, through its subsidiaries, provides brand credit cards and consumer finance services; property and casualty insurance products; and financial related products. As of December 31, 2008, it had 238 full service banking branches; and 620 automated teller machines and 754 self-service terminals. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.

Croghan Bancshares is helping to share the wealth in the Buckeye state. The firm is the holding company for Croghan Colonial Bank, which has about 10 branches in northern Ohio. Founded in 1888, the bank provides standard products and services, including checking and savings accounts, money market accounts, certificates of deposit, and credit cards, Its lending activities primarily consist of residential and commercial mortgages and, to a lesser extent, agricultural, business, construction, and consumer loans. In addition, the bank offers wealth management, investments, estate planning, private banking, and trust services.

Hudson Valley Holding is the parent company of Hudson Valley Bank, which serves individuals, businesses, municipalities, and not-for-profit organizations from more than 35 locations throughout metropolitan New York and lower Connecticut. The bank's focus is on real estate lending, which accounts for more than 80% of the company's loan portfolio. Other products and services include savings, checking, and money market accounts; commercial and industrial loans; consumer loans; credit cards; CDs; and IRAs. Bank subsidiary A.R. Schmeidler & Co. offers money management services.

Timberland Bancorp is the holding company for Timberland Savings Bank, which operates more than 20 branches in western Washington. The bank targets individuals and regional businesses, offering checking, savings, and money market accounts, and CDs. The bank concentrates on real estate lending, including commercial and residential mortgages, multifamily residential loans, and land develoment loans; it also writes business loans and other types of loans. Timberland Savings Bank was founded in 1915 as a savings and loan.

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