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First Defiance Financial Corp.

First Defiance Financial Corp.

First Defiance Financial Corp. operates as the holding company for First Federal Bank of the Midwest that provides financial services to communities based in northwest Ohio, northeast Indiana, and southeastern Michigan. First Defiance Financial Corp. company offers various deposit products, such as checking accounts, money market accounts, regular savings accounts, term certificate accounts, non-interest-bearing demand deposits, interest bearing demand deposits, time deposits, and certificates of deposit. It also provides residential real estate loans, non-residential real estate loans, construction loans, commercial loans, home equity and improvement loans, mobile home loans, and consumer loans. In addition, First Defiance Financial Corp. company offers depository, trust, and wealth management services, as well as online banking services. Additionally, First Defiance Financial Corp., through its other subsidiary, First Insurance & Investments, operates as an insurance agency that offers property and casualty insurance, life insurance, and group health insurance products in the Defiance and Bowling Green areas in Ohio. As of April 12, 2010, it operated 33 full service branches and 45 ATM locations in northwest Ohio; southeast Michigan; and Fort Wayne, Indiana. First Defiance Financial Corp. company was founded in 1935 and is headquartered in Defiance, Ohio.

Sturgis Bancorp, Inc.

Sturgis Bancorp, Inc.

Sturgis Bancorp is the holding company for Sturgis Bank & Trust, which has about 10 branches in south-central Michigan. Founded in 1905, the bank offers checking and savings accounts, CDs, trust services, and other standard banking fare. Real estate loans comprise the bulk of its lending activities: one- to four-family residential mortgages make up more than half of the company's loan portfolio. Subsidiary Oak Leaf Financial Services provides insurance and investment products and services from third-party provider Linsco/Private Ledger.

Banca Profilo S.p.A.

Banca Profilo S.p.A.

Investment bank Banca Profilo offers personalized banking; corporate financing; and asset management, treasury, and consulting services. Clients include insurers, businesses, institutions, and individuals. Founded as a brokerage in 1988, the firm became a bank in 1995 to compete with securities-trading foreign banks entering the Italian market. Banca Profilo operates about 10 offices throughout Italy. In 2007 it bought a majority stake in Société Bancaire Privée of Geneva, expanding its European presence and its private banking business. It also plans to merge with Meliorbanca, expanding its network to nearly two dozen branches throughout Italy.

NEC Financial Services, Inc.

NEC Financial Services, Inc.

NEC Financial Services can loan you cold hard cash for hardware. A subsidiary of NEC Corporation of America and a member of the Tokyo-based NEC Corporation family, NEC Financial Services provides lease financing for stateside businesses and municipal customers to buy technology equipment such as software, computers, peripherals, and other IT and telecommunications products manufactured by its parent company. Lease terms typically range from 12 months to six years and often include options to purchase the leased equipment for as little as $1 once all payments are made.

Deutsche Bank PBC S.A.

Deutsche Bank PBC S.A.

Deutsche Bank PBC (DB PBC) is the company's personal banking counterpart to investment arm Deutsche Bank Polska. Its personal and small business services include savings and checking accounts, credit cards, loans, foreign exchange, investments, and asset management. Customers can access their accounts at about 80 branches throughout Poland, by phone, and online. Another 100 shops display the db kredyt name, which is the company's consumer loan brand. DB PBC was formed in 2001 when the parent combined its previous operations with Bank Wspólpracy Regionalnej.

Heartland Financial USA, Inc.

Heartland Financial USA, Inc.

Heartland Financial USA, Inc., through its bank subsidiaries, provides commercial and retail banking services to businesses and individuals. Its deposit products include checking and other demand deposit, negotiable order of withdrawal, savings, money market, individual retirement, and health savings accounts, as well as certificates of deposits and other time deposits. The company’s loans include commercial and industrial, agricultural, real estate mortgage, consumer, and home equity loans, as well as lines of credit. It also offers other products and services, including VISA debit cards, automated teller machines, online banking, safe deposit boxes, and trust services. In addition, the company engages in investment brokerage activities; and offers vehicle, property and casualty, life, and disability insurance, as well as tax-free annuities. Further, it offers trust and investment services for individuals and corporations. Heartland Financial USA, Inc. has strategic alliance with LPL Financial Institution Services to operate independent securities offices at its bank subsidiaries, as well as offers various investment services, such as mutual funds, annuities, retirement products, education savings products, brokerage services, employer sponsored plans, and insurance products. As of December 31, 2009, it operated 61 banking locations in the states of Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, and Minnesota. Heartland Financial USA, Inc. was founded in 1993 and is headquartered in Dubuque, Iowa.

CFB Bancshares, Inc

CFB Bancshares, Inc

CFB Bancshares is the holding company for Citizens First Bank, a community bank with five locations in Wartburg, Harriman, Oak Ridge, Oneida, and Oliver Springs, Tennessee. The bank offers standard deposit products such as checking and savings accounts, CDs, and IRAs. Residential mortgages make up about half of its loan portfolio

First Mid-Illinois Bancshares, Inc.

First Mid-Illinois Bancshares, Inc.

First Mid-Illinois Bancshares is a major supplier of farm credit (including real estate, machinery, and production loans; inventory financing; and lines of credit) in its market area. In addition to agricultural loans, the bank also offers commercial, consumer, and real estate lending. It also provides deposit products such as savings and checking accounts, plus trust and investment services through a partnership with Raymond James . First Mid-Illinois has nearly 40 branches after acquiring about 10 in northern Illinois from First Banks in 2010.

GE Facto Holding

GE Facto Holding

GE Facto (which also does business as GE Factofrance or Societe Factofrance) keeps businesses from having to factor in the time it takes customers to pay bills. Companies can avoid the typical 30- to 90-day billing cycle by selling their invoices to Factofrance, which then collects the money. Factofrance also provides accounts receivable management and debt recovery. Subsidiaries include Cofacredit and Factobail, which handle export and IT financing, respectively. Part of GE, Factofrance was formed by the 2002 merger of GE Capital Finance and Heller Financial. (The latter firm was founded in 1966 by Walter Heller, the Banque de l'Indochine, and BNP).

Habersham Bancorp

Habersham Bancorp

Habersham Bancorp operates as the bank holding company for Habersham Bank that provides commercial banking services to businesses and individuals in Habersham, White, Cherokee, Warren, Stephens, Forsyth, and Hall Counties in Georgia. It offers various deposit products, including checking and savings accounts, various time deposits, money market accounts, and NOW accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial real estate loans comprising land development loans, construction loans, and loans secured by multifamily property, and nonfarm, nonresidential real property loans; 1-4 family residential loans; and consumer loans.

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