Southwest Bancorp is the holding company for Stillwater National Bank and Trust Company, which has about 10 branches in Oklahoma and another six in Texas, operating as SNB Bank of Austin, SNB Bank of Dallas, SNB Bank of San Antonio, and SNB McMullen Bank. It also operates the three-branch Bank of Kansas, which it acquired in 2007 and promptly renamed SNB Bank of Kansas. The banks primarily use funds collected from deposits such as CDs and checking, savings, and money market accounts to originate commercial mortgages (more than one-third of the company's loan portfolio), construction loans (about 30%), commercial loans (about 20%), and guaranteed student loans.

RBS Invoice Finance can help them find the cash. A subsidiary of The Royal Bank of Scotland Group, the company offers products that enable businesses to turn their own sales invoices and inventories into instant cash. Key offerings include invoice discounting (RBS lends cash to a client against the client's own sales invoices), factoring (RBS buys unpaid/defaulted invoices at a discount), and asset-based lending. It uses a customer-facing data management system (FacFlow) to manage its invoice discounting and factoring services. RBS Invoice Finance caters to companies in the manufacturing, recruitment, pharmaceutical, and other sectors.

CIMB Group (formerly Bumiputra-Commerce Holdings Berhad) is the second-largest financial services firm in Malaysia, behind Malaysian Banking Berhad. It is holding company for CIMB Bank, CIMB Investment Bank, and CIMB Islamic, which provide banking and financial services throughout Southeast Asia. The group has about 1,150 locations in Malaysia, Indonesia, and Singapore, as well as Thailand, where it operates CIMB Bank Niaga. CIMB Group's offerings include corporate and consumer banking, investment banking, Islamic banking, stock brokerage, asset management, and insurance.

KBC Group is one of Belgium's largest financial services firms. The company operates more than 850 bank branches in Belgium and another 1,300 in Central and Eastern Europe. It has other operations in Western Europe, the US, and Southeast Asia. KBC caters to individuals, small and midsized businesses, and private banking clients. It also offers insurance, and asset management. The bank is organized into four primary business units: Belgium; Central and Eastern Europe and Russia; Merchant Banking; and European Private Banking. In 2009 KBC received its third government bailout upon reporting losses related to toxic investments.

Since 1954, First Federal has been dedicated to the economic well-being of the customers and communities it serves. With deep roots in mortgage lending, First Federal was originally known as the premier partner for those needing a home in the Clarksville area. Guided by a group of local business people, the institution recognized the bank could only be as strong as the community it served. First Federal then hired and trained local employees, many of whom grew with the organization for decades. And building on its success with single-family dwellings, First Federal has turned to financing multi-family housing, construction and small business loans. Today, as an independent community bank, we are in a position to offer a broad range of financial services and unparalleled convenience. We can proudly say we have the strength and capacity to support the growth and success of both individuals and companies throughout the state.

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank, N.A. that provides various general banking services to individuals and businesses. It operates in three segments: Consumer, Commercial, and Wealth. The Consumer segment includes the retail branch network, consumer installment lending, personal mortgage banking, consumer debit and credit bank card activities, and student lending. The Commercial segment provides various corporate lending, merchant and commercial bank card products, leasing, and international services, as well as business and government deposit and cash management services. The Wealth segment offers traditional trust and estate tax planning services, brokerage services, and advisory and discretionary investment portfolio management services to personal and institutional corporate customers. This segment also manages a family of proprietary mutual funds, which are available for sale to trust and general retail customers. As of December 31, 2009, the company served customers through a network of branches and ATM machines, online banking, and a central contact center from approximately 370 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado. Commerce Bancshares, Inc. was founded in 1966 and is headquartered in Kansas City, Missouri.

Sun Bancorp revolves around New Jersey. The holding company for Sun National Bank, Sun Bancorp targets individuals and local businesses in central and southern New Jersey through about 70 branch locations. Sun National Bank offers standard retail services, including savings accounts, CDs, and IRAs. The company's primary lending focus is originating industrial and commercial loans (including Small Business Administration (SBA) loans and lines of credit), which account for some 85% of its portfolio. Sun National Bank also makes home equity, residential mortgage, and other consumer loans. The company offers investment services through Sun Financial Services.

The Federal Home Loan Bank of Chicago is an $88.1 billion wholesale bank and one of 12 district banks chartered in 1932 by the U.S. Congress to ensure a secure source of mortgage funds to thrifts, insurance companies, and housing finance institutions. In 1989, the charter was expanded to include commercial banks and credit unions through the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA). Today, the FHLB System, which is regulated by the Federal Housing Finance Agency, is over 8,000 members strong.

Mizuho Corporate Bank, Ltd. offers commercial financial services including deposits, lending, foreign exchange, payment, and settlement. It primarily serves large global corporations and other financial institutions. Mizuho Corporate Bank also counts the government of Japan and other public sector organizations among its clientele. The bank has branches and offices throughout Japan and Asia as well as in major cities in Europe and the US. It is a subsidiary of top global financial institution Mizuho Financial Group.

The year was 1910 when the men in the photograph at left gathered at the Strawberry Market in Mount Olive, North Carolina. Their local bank, The Bank of Mount Olive, was nine years old at the time, and reflected the values of the day. It was a place where their money was safe and earned good interest. A place where they were treated as friends and respected as individuals.

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