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Regional - Mid-Atlantic Banks
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Savings & Loans

Rabobank Group

Rabobank Group

Rabobank Group, founded as a cooperative of Dutch agricultural banks in the late 1800s, the company has some 150 member banks that have more than 1,000 branches in the Netherlands and dozens of subsidiaries around the world that focus on the food, agribusiness, and financial industries. The cooperative's wholesale and international retail banking arm, Rabobank International, has offices in some 30 countries. Other global activities include trade and commodity finance. Rabobank Group also owns California-based Rabobank, N.A., US agribusiness lender Rabo AgriFinance, and Swiss private bank Sarasin. Rabobank Group is owned by its member banks.

PT Bank Mandiri (Persero) Tbk.

PT Bank Mandiri (Persero) Tbk.

The country's largest commercial bank by assets, Bank Mandiri serves consumers and businesses through more than 900 offices and some 2,800 ATMs throughout Indonesia. Bank Mandiri is also Indonesia's largest lender; other products and services include trade finance, Islamic banking, and investment banking through subsidiary Mandiri Sekuritas. AXA Mandiri Financial Services (a joint venture of Bank Mandiri and insurance titan AXA) offers financial advisory services, including wealth planning and insurance. The government controls two-thirds of Bank Mandiri's stock.

Deutsche Bank S.p.A.

Deutsche Bank S.p.A.

The subsidiary of German financial services firm Deutsche Bank, like its parent, divides its business into two units: corporate and investment banking, and private clients and asset management. In addition to traditional personal and corporate banking services, the company offers asset and wealth management, insurance, and investment and brokerage services. Its nearly 275 branches are concentrated mostly in Lombardy, Liguria, Campania, and Puglia; customers can also conduct their banking business via the phone or the Internet. Deutsche Bank opened its first Italian office in 1977.

Integra Bank Corporation

Integra Bank Corporation

Integra Bank, operates about 55 branches and loan production offices serving communities in southern Indiana and Illinois, Kentucky, and southwestern Ohio. The bank offers a variety of traditional deposit products for personal and business customers, including savings and money market accounts, CDs, and IRAs. Its lending activities mainly consist of commercial, industrial, and agricultural loans, construction and development loans, residential mortgages, home equity lines of credit, and consumer loans. In addition, Integra Bank offers annuities, insurance, credit and debit cards, and trust services.

Citizens Community Bancorp, Inc.

Citizens Community Bancorp, Inc.

Citizens Community Bancorp is the holding company for Citizens Community Federal, a community bank with about two dozen branches in Wisconsin, southern Minnesota, and northern Michigan. Serving consumers and businesses, the bank offers standard deposit services such as savings, checking, money market, and retirement accounts, as well as a variety of loan products. The bank focuses its lending activities on one- to four-family mortgages, which represent more than half of its loan portfolio. The bank also offers consumer loans such as auto and personal loans; it does not routinely make commercial loans. Founded in 1938, Citizens Community was a state-chartered credit union until 2001.

E.Sun Financial Holding Co., Ltd.

E.Sun Financial Holding Co., Ltd.

Established in 2002 to consolidate the operations of E.Sun Bank and other subsidiaries, E.Sun provides commercial banking, venture capital, securities trading, and other financial services to businesses and individuals throughout the country. The group depends on commercial banking services for its bread and butter (90% of annual revenues) and carries out additional financial operations through six subsidiaries. An attempt to acquire Taiwan Business Bank in 2005 broke down amid union protests. A year later the group allied with Singapore's Temasek which would eventually control 6% through Fullerton Financial Holdings.

First National Bankshares Corporation

First National Bankshares Corporation

First National Bank was organized and chartered by the State of West Virginia in 1888 as The Bank of Ronceverte. This was a result of a meeting of the Board of Directors on April 24, 1888. A resolution was adopted and members were instructed to locate a place of business for the bank in Ronceverte. On April 30, 1900, the bank received a national charter from the Comptroller of the Currency and the name was changed to First National Bank of Ronceverte. It was reorganized after the Great Depression and, with the implementation of the National Banking Act of 1933, became FDIC insured. From 1933 until January 1996, the bank was known as The First National Bank in Ronceverte and is now known as First National Bank.

Bank of Arizona, N.A

Bank of Arizona, N.A

The Bank of Arizona prefers to bask in The Valley of the Sun. The bank operates a handful branches, as well as lending offices, in the Phoenix metropolitan area. Catering to local small businesses and commercial enterprises, Bank of Arizona offers deposit services such as checking and savings accounts, as well as lines-of-credit, real estate loans, and other lending products; it also offers specialized loans to health care companies. For consumers, the bank offers traditional deposit and loan services, IRAs and other savings products, as well as home equity loans and residential mortgages. Bank of Arizona is a subsidiary of the southwest financial firm BOK Financial.

Credit Industriel et Commercial

Credit Industriel et Commercial

Credit Industriel et Commercial, commonly known as CIC, is made up of seven banks that serve Paris and five other regions of France. The company offers savings accounts, mortgages, and loans; it also owns stakes in specialized entities involved in private banking, asset management, leasing, securities brokerage, and property/casualty insurance. CIC serves more than 3 million retail customers and 100,000 business clients through about 1,900 offices in France. The bank also has representative offices in some 35 countries around the world. Entities affiliated with French banking group Credit Mutuel own more than 90% of CIC.

LCNB Corp.

LCNB Corp.

LCNB National Bank, which operates some two dozen branches in southwestern Ohio. The bank offers personal and commercial banking services such as checking and savings accounts, money markets, IRAs, and CDs. Residential mortgages account for nearly half of the company's loan book. Other offerings include commercial mortgages, consumer loans including credit cards, and business loans. Trust services are also provided; subsidiary Dakin Insurance Agency sells commercial and personal property/casualty insurance. In 2007 LCNB acquired Sycamore National Bank, which allowed for financial growth and branch expansion.

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