Bank of India is one of the nation's largest private banks. The bank has around 2,900 branches in India and about 30 foreign offices in the Channel Islands, China, France, Hong Kong, Indonesia, Japan, Kenya, Singapore, the UK, US, West Indies, and Vietnam. International operations account for about 20% of the bank's business. Besides savings, checking, credit cards, and ATM services, the bank offers personal loan services including mortgage, car, and vacation loans. The bank's branches specialize in different areas: corporate banking (credit) overseas branches (foreign exchange), NRI offices (expat Indians). Other branches offer capital markets operations, asset recovery, and agriculture and lease financing.

One of the largest independent bank holding companies based in Texas, Cullen/Frost Bankers owns Frost National Bank through a second-tier holding company, the New Galveston Company. The community-oriented bank serves individuals and local businesses, as well as clients in neighboring parts of Mexico, through more than 100 branches in Texas metropolitan areas. It offers commercial and consumer deposit products and loans, trust and investment management services, mutual funds, insurance, capital markets and brokerage services, and correspondent banking. Subsidiaries include Frost Insurance Agency, Frost Brokerage Services, Frost Investment Advisors, and investment banking arm Frost Securities.

OTP Bank provides institutional, commercial, corporate, private, and retail banking in Hungary and beyond. The company and its subsidiaries offer such services as auto financing, real estate, and business loans, as well as investment, asset, and fund management and lending and deposit banking facilities. The company operates a network of about 1,400 banking offices in and around Hungary. Founded in 1949 as The National Savings Bank, OTP was originally a Hungarian state-owned bank; the company was privatized in 1990 and went public in 1995.

First Banks keeps it in the family. The holding company for its namesake First Bank, it is owned by chairman James Dierberg and his family; many of the bank's branches and ATMs are located in Dierbergs Markets, a Missouri-based grocery chain owned by relatives of the chairman. First Bank has about 160 branches in California, Florida, Illinois, and Missouri, with a concentration in metropolitan markets (e.g. Los Angeles, San Diego, San Francisco, Tampa, and St. Louis). The bank offers standard services like deposits, mortgages, and business and consumer loans. Additional services include brokerage, insurance, trust, and private banking, as well as commercial treasury management and international trade services.

CIMB Group (formerly Bumiputra-Commerce Holdings Berhad) is the second-largest financial services firm in Malaysia, behind Malaysian Banking Berhad. It is holding company for CIMB Bank, CIMB Investment Bank, and CIMB Islamic, which provide banking and financial services throughout Southeast Asia. The group has about 1,150 locations in Malaysia, Indonesia, and Singapore, as well as Thailand, where it operates CIMB Bank Niaga. CIMB Group's offerings include corporate and consumer banking, investment banking, Islamic banking, stock brokerage, asset management, and insurance.

Center Bancorp is the holding company for Union Center National Bank, which operates about a dozen offices in northern New Jersey's Morris and Union counties. A full-service commercial bank, Union Center offers individuals and local businesses such deposit products as checking, savings, and money market accounts; CDs; and IRAs. It also offers trust services. Commercial loans account for about 50% of the bank's loan portfolio; residential mortgages account for most of the remainder. Subsidiaries offer services such as advertising, insurance (annuities, property/casualty, life, and health), wealth management, and real estate investment trust (REIT) operations.

One of the largest commercial banks in Thailand, Bangkok Bank provides a variety of banking services to individual and commercial clients, including checking and savings accounts, loans, Internet banking, and treasury and investment banking services. It operates about 850 branches serving 16 million customers throughout Thailand, about a dozen other Southeast Asian countries, the UK, and the US. The bank was founded in 1944 in response to the difficulty Thai businessmen encountered in receiving credit facilities from foreign banks; it has since had a hand in developing its homeland's industry and agriculture.

Lakeland Bancorp is shoring up in the Garden State. It's the holding company for Lakeland Bank, which serves northern New Jersey from about 50 branch offices. Targeting individuals and small to midsized businesses, the bank offers standard retail products such as checking and savings accounts, money market and NOW accounts, and CDs. It also offers financial planning and advisory services for consumers. The bank's lending activities primarily consist of commercial loans (about half of the company's loan portfolio) and residential mortgages (about a third of all loans). Its Lakeland Bank Equipment Leasing Division offers commercial equipment lease financing.

BNP Paribas Bangkok is the Thai branch of Paris-based global banking powerhouse BNP Paribas. The Bangkok location offers corporate and investment banking, including financing, asset management, equity derivatives, and insurance. Its consumer banking products include loans, credit cards, and insurance under the names Cetelem and Thai Cardif. BNP Paribas Bangkok's Connexis electronic banking service gives business customers online access to the bank worldwide. BNP opened its Bangkok branch in 1979; it was fully licensed by the Thai government in 1997.

Roma Financial Corporation may have Italian roots, but its branches are in good ol' American capitalism. The holding company owns Roma Bank, which was founded in 1920 by Italian immigrants in New Jersey and now operates about two dozen branches in that state's Burlington, Mercer, and Ocean counties. It offers the usual personal and commercial services, such as checking and savings accounts, CDs, business and consumer loans, and credit and debit cards. The company established RomAsia bank in 2008. Two years later, it added 10 branches to Roma Bank's network through its $14.7 million acquisition of Sterling Banks. Mutual holding company Roma Financial Corporation, MHC, owns some 70% of Roma Financial.

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