Cheviot Financial happily puts the "buck" in "Buckeye State." It is the holding company for Cheviot Savings Bank, which operates more than five branches in and around Cincinnati. The community-oriented thrift offers traditional products such as checking and savings accounts, CDs, IRAs, and credit cards. Its lending activities primarily consist of residential mortgages; construction, consumer, and commercial loans round out its loan book. Cheviot offers investment services through third-party provider Souders Financial. Cheviot Mutual Holding Company owns about 60% of Cheviot Financial, which will nearly double in size through its planned acquisition of First Franklin Corporation.

First Franklin Corporation operates as the holding company for The Franklin Savings and Loan Company that offers a range of banking products and services in Ohio. Its deposit products include savings accounts, checking accounts, money market accounts, fixed interest rate certificates of deposit with varying maturities, and individual retirement accounts. The company offers conventional first mortgage loans for the purpose of purchasing, refinancing, or constructing one-to four-family residential real property; multi-family residential and nonresidential real estate loans; consumer loans for personal, family, or household purposes, as well as for automobiles, boats, recreational vehicles, and education; and home equity and commercial lines of credit. It also invests in mortgage-backed securities and collateralized mortgage obligations, as well as offers credit card, automated teller machine, voice response telephone inquiry system, and Internet-based banking system services. First Franklin Corporation operates one office in Cincinnati, Ohio; and seven full service branches in Hamilton County, Ohio. First Franklin Corporation was founded in 1883 and is based in Cincinnati, Ohio.

The bank specializes in corporate lending and other finance products for companies in the aviation, shipping, land transport, and transport infrastructure sectors. It finances passenger and freight vessels, including rail rolling stock, crude tankers, and container carriers, and serves aviation clients such as Swiss International and Air Canada. Products and services include structured asset financing, equity sourcing, advisory services, and loan participations. DZ BANK owns 95% of DVB Bank.

Key Equipment Finance gives business owners access to lease-based financing. The division of KeyCorp advises clients and provides funding for office and medical equipment, vehicles, machinery, aircraft, and more. It serves businesses of all sizes, as well as equipment manufacturers and distributors; nonprofits; local and state municipalities; and the US federal government. Key Equipment Finance manages a portfolio of nearly $15 billion, making one of the nation's largest bank-owned equipment financing companies. Key Equipment Finance conducts business in more than two dozen countries in North America, Europe, and Asia/Pacific.

Unione di Banche Italiane combines several banks under one organization. Known as UBI Banca, it serves individuals and businesses through nine subsidiary banks with some 2,000 branches in Italy (concentrated in the Lombardy region) and offices in about a dozen other countries in Europe, Asia, and South America. The banks offer such standard deposit products as savings and checking accounts and CDs. They also provide asset management, leasing operations, private banking, insurance, corporate banking, and mortgage and other types of lending. The group was formed in 2007 when Banche Popolari Unite acquired rival Banca Lombarda e Piemontese and changed its name to UBI Banca.

American River Bankshares serves area small to midsized businesses and individuals, offering traditional deposit products such as checking and savings accounts and CDs. It offers commercial and residential mortgages, as well as business, construction, and consumer loans, and lease financing for business equipment.

In 1997, organizers of Citizens Effingham Bancshares, Inc. embarked upon a quest to meet the need in Effingham County, Georgia for a bank committed to promoting economic growth and community involvement. Citizens Bank was organized with the communities that make up Effingham County in mind. Springfield, being centrally located and the county seat, was chosen as the site of the main office, which opened its doors on September 8, 1998. The Rincon office opened November 2, 1998. Rincon is the county's largest municipality. Growth in Effingham County has been phenomenal in recent years.

Woodforest Financial Group Inc. family of companies includes both Woodforest National Bank and Woodforest Bank. Each bank plays an important role in the continued growth and strength of Woodforest.Woodforest Financial Group purchased Olympic Savings, a State Savings Bank out of Refugio, Texas in April 2007. Olympic soon had a new name, Woodforest Bank, and was converted to a Federal Savings Bank. Woodforest Bank currently has over 160 branches now open. With this new charter, Woodforest Financial Group brings the expertise and innovation of 30 years of banking success to all new Woodforest markets around the country.

Sekerbank provides banking services for the residents of Turkey and abroad. The company focuses on providing a variety of corporate and commercial, retail, and small business banking services and products. Sekerbank has more than 200 branches and more than 200 ATMs in about 60 cities throughout Turkey. Its subsidiaries include Seker Yatirim (investment banking), Seker Leasing (leasing), Seker Bilisim (information technology services), and Seker Off-Shore (off-shore banking). The company was founded as Seker Pancari Kooperatifleri Bankasi in 1953. Sekerbank's pension fund owns more than 50% of the company. Sekerbank plans to continue to develop new products for its customers.

Established in 1957, Hitachi Capital also provides payment and collection services through its outsourcing business and issues credit cards and non-life insurance. Hitachi Capital Corporation, which has nearly 220 locations in Japan, serves some 2 million customers in the medical, agricultural, logistics, and industrial manufacturing sectors, among others. In need of a car, tractor, or personal computer? Hitachi Capital can help. A subsidiary of Hitachi, Ltd., Hitachi Capital Corporation provides a variety of financial services through its group of companies around the globe. The firm's offerings include financing for the lease and rental of industrial machinery and information equipment, as well as for auto and home loans.

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