NB&T Financial Group, Inc. operates as a bank holding company for The National Bank and Trust Company that provides commercial banking and financial services to individuals and corporate customers in southwestern Ohio. The company offers various deposit products, including checking accounts, savings accounts, money market deposit accounts, and term certificate accounts. Its loan portfolio includes commercial and industrial loans, such as loans to automobile dealers and loans guaranteed by the small business administration; loans secured by commercial real estate; real estate construction loans for constructing commercial and residential buildings; agricultural loans, including loans to finance farm operations, equipment purchases, and land acquisition; loans secured by one- to four-family residential real estate and multifamily real estate; and consumer installment loans, such as home equity loans, automobile loans, recreational vehicle loans, and overdraft protection. The company also offers credit card services; and trust services that consist of trust administration, investment purchase and management, estate planning and administration, tax and financial planning, and employee benefit plan administration. As of December 31, 2009, it operated a main office in Wilmington, as well as 25 full-service branch offices and 1 automated teller machine facility in Brown, Butler, Clermont, Clinton, Highland, Montgomery, and Warren Counties in Ohio. NB and T Financial Group, Inc. was founded in 1859 and is based in Wilmington, Ohio.

National Australia Bank Limited, through its subsidiaries, provides a range of financial products and services. Its deposit products include term deposits, certificates of deposit, and on-demand and short-term deposits. The company’s lending portfolio consists of home loans, personal loans, car loans, project loans, student loans, personal overdrafts, margin lending, and investment loans. It offers personal banking products and services, including credit cards, savings accounts, and NAB visa debit; insurance products comprising car insurance, home and contents insurance, residential investment, life insurance, income protection, loan protection, travel insurance, and health insurance; and investment products and services consisting of financial planning, superannuation investments, retirement products, and investment funds, as well as online share trading services. The company also provides business banking products and services comprising day to day banking; credit, charge, purchase, and corporate cards for businesses; finance and loan services, including managing cashflow and funding seasonal fluctuations; short and medium term investments; insurance services for businesses, assets, and employees; international trade; and corporate banking services. It has operations in Australia, Europe, New Zealand, the United States, and Asia. National Australia Bank Limited was founded in 1834 and is based in Docklands, Australia.

"TG" may sound like a college fraternity, but it's more about tuition and books than togas and beer. Texas Guaranteed Student Loan Corporation, commonly known as TG, was formed by the Texas legislature in 1979 to administer the Federal Family Education Loan Program in the Lone Star State. The public not-for-profit corporation helps facilitate the loan process and guarantees payment of loans to its more than 300 originating lenders. It also awards more than $1 million in grants to students and programs each year. Annually it works with around 900 public and private colleges and helps some 875,000 students achieve a post-secondary education. TG's income comes from loan fees and it receives no state funding.

Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides banking services to individuals and businesses in New York. It generates deposits products, such as savings accounts, NOW accounts, money market deposit accounts, checking accounts, and certificates of deposit. The companys loan portfolio comprises residential mortgage loans, including home equity and construction loans; commercial mortgage loans; automobile and other consumer loans, such as loans unsecured or secured by savings accounts or other consumer assets; and commercial non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.

Firstrust Savings Bank serves individuals and businesses from about two dozen branches in eastern Pennsylvania's Delaware and Lehigh valleys, and a single branch in southwestern New Jersey. It offers traditional products such as checking, savings, and money market accounts; CDs; and credit cards. Commercial and industrial loans make up the largest portion of its loan portfolio, which also includes commercial mortgages, residential mortgages, construction loans, consumer loans, and lease financing receivables. The bank's Firstrust Financial Resources unit provides investments, retirement and estate planning, 401(k) and pension plans, employee benefits, and insurance through an agreement with AXA Advisors.

WestLB acts as the central institution for the more than 100 "sparkassen," or savings banks, in Germany's largest state, North Rhine-Westphalia, and Brandenburg. The bank also serves midsized companies, public entities, multinational corporations, and individuals in Germany and abroad. A universal bank, WestLB offers a full range of financial services such as loans, asset management, investment banking, transaction processing, private banking, and real estate finance. It has about a dozen branches in Germany, plus more than a dozen in financial capitals in Europe and around the world. WestLB's savings bank partners collectively operate more than 3,000 branches.

Established in 2002 to consolidate the operations of E.Sun Bank and other subsidiaries, E.Sun provides commercial banking, venture capital, securities trading, and other financial services to businesses and individuals throughout the country. The group depends on commercial banking services for its bread and butter (90% of annual revenues) and carries out additional financial operations through six subsidiaries. An attempt to acquire Taiwan Business Bank in 2005 broke down amid union protests. A year later the group allied with Singapore's Temasek which would eventually control 6% through Fullerton Financial Holdings.

Banco BPI, S.A. is engaged in a wide range of investment banking and commercial banking activities. Investment-related services offered by the bank include corporate finance, equities, treasury and bonds, asset management, private banking, and venture capital. Its commercial business includes banking for individuals, companies, and institutions, and the usual array of lending, leasing and mortgaging, and credit services. Banco BPI serves about 1.5 million customers through some 700 branches across Portugal, as well as about 35 investment centers and various other operations. The company has insurance partnerships in Portugal with Allianz and Cosec.

Sekerbank provides banking services for the residents of Turkey and abroad. The company focuses on providing a variety of corporate and commercial, retail, and small business banking services and products. Sekerbank has more than 200 branches and more than 200 ATMs in about 60 cities throughout Turkey. Its subsidiaries include Seker Yatirim (investment banking), Seker Leasing (leasing), Seker Bilisim (information technology services), and Seker Off-Shore (off-shore banking). The company was founded as Seker Pancari Kooperatifleri Bankasi in 1953. Sekerbank's pension fund owns more than 50% of the company. Sekerbank plans to continue to develop new products for its customers.

South Africa's largest bank, Standard Bank Group Limited offers a variety of retail and commercial banking, corporate and investment banking, investment management, and life insurance services through more than 600 locations in its home country. The bank also has some 400 additional branches in other sub-Saharan African nations, where it operates as Stanbic. Beyond Africa, the bank has offices in more than 15 countries on five continents. It serves individuals and business and corporate customers. Standard Bank holds a controlling stake in South African insurance firm Liberty Group.

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