The Brazos Higher Education Service Corporation, Inc. (“Brazos”) is a non-profit service corporation which provides administrative support and management services to a number of independent non-profit corporations each of whom are dedicated to helping students and parents finance the cost of higher education. The Brazos Managed Companies is a term commonly used to describe the independent non-profit companies, collectively, which are managed by Brazos. With the first company founded in 1975, Brazos and the companies it manages have continued forward with the primary purpose of financing higher education. Through the Federal Family Education Loan Program (FFELP) to private student loans, the individual companies have historically acquired pools of student loans through the issuance of student loan revenue bonds or bank warehouse facilities. Brazos and the companies it manages have been the key participants in student loans for over 30 years.

Prudential Bancorp is the holding company for Prudential Savings Bank, a thrift serving the Philadelphia area from about a half-dozen locations. Established in 1886, the bank offers traditional retail products, including checking and savings accounts, IRAs, and credit cards, as well as investments and insurance. One- to four-family residential mortgages make up about three-quarters of the company's loan portfolio; the bank also originates commercial real estate, construction, and land development loans. Prudential Mutual Holding Company owns a majority of Prudential Bancorp, which converted to a mutual holding structure in 2005.

Bank Leumi USA, operating in the U.S. for more than fifty years, is an FDIC-insured, full-service commercial bank that provides financial services to middle- to upper-middle market firms, and international businesses through offices in New York, Illinois, California, Florida, and an offshore office in the Cayman Islands.

Shinhan Financial Group Co., Ltd., together with its subsidiaries, provides financial products and services to corporations, governments, institutions, and individuals in Korea and internationally. The company’s deposit products include demand, savings, mutual installment, time, and housing subscription installment savings deposits; certificates of deposit; and time deposits, such as tax savings accounts for high net worth customers, savings accounts for household financing, and foreign currency deposits. Its portfolio of loans comprises mortgage and home equity loans; other consumer loans; working capital loans, which include discounted notes and trade financing; and facilities loans to finance the purchase of equipment and construction of manufacturing plants. The company also offers investment banking services, including initial public offerings, mergers and acquisitions advisory services, bond issuances, underwriting, capital increase, asset-backed securitizations, issuance of convertible bonds and bonds with warrants, structured financing, and issuance of asset-backed commercial papers, as well as project financings involving infrastructure, real estate, and shipbuilding. In addition, it provides leasing and equipment financing services; and brokerage services, including brokerage of stocks, corporate bonds, futures, and options. Further, the company offers treasury and securities investment, trust account management, credit card services, loan collection and credit reporting, asset management, life and non-life insurance, and regional banking services. As of December 31, 2009, it had a network of 925 branches, 942 cash dispensers, and 6,264 ATMs in Korea. The company also operates a network of 52 branches in the United States, Canada, the United Kingdom, Japan, the People’s Republic of China, Germany, India, Hong Kong, Vietnam, Cambodia, Kazakhstan, and Singapore. Shinhan Financial Group Co., Ltd. was founded in 1982 and is headquartered in Seoul, Korea.

Sparkasse Dachau,the regional savings bank ("Sparkasse" is German for "savings bank") offers a variety of personal banking services, including savings accounts and real estate financing, as well as auto, accident, health, homeowners', and life insurance. It also operates its own travel agency. The bank traces its roots as far back as the 1880 founding of its predecessor, the Marktsparkasse Dachau; it attained its current form in 2000 when the Kreis- und Stadtsparkasse Dachau-Indersdorf merged with the Marktsparkasse Altomunster. Sparkasse Dachau touts itself as the leading credit instituion in the Dachau administrative region.

Commercial banking, securities dealing, asset management, and insurance all find a home beneath Shin Kong's umbrella. Also known as SKFH, the holding company offers an array of banking and financial services through subsidiaries Shin Kong Life Insurance (SKL), Shin Kong Investment Trust (SKIT), Taiwan Shin Kong Insurance Brokers (SKIB), and Taiwan Shin Kong Commercial Bank (SKB). The company has expanded its product offerings and market presence, with a focus on mainland China for growth opportunities. SKFH was established in 2002.

The US banking arm of Bank of Montreal (BMO), Harris Bankcorp offers personal and commercial banking and other financial services through Harris Bank and other subsidiaries. The company has more than 300 bank branches in the Chicago area, Indiana, and Wisconsin; it also has locations in Arizona, Florida, New York, and a handful of other states. In addition to Harris Bank, the company owns Harris Investment Management, middle-market investment bank BMO Capital Markets, and private bank and wealth management unit Harris Private Bank. Harris Bank added more than 50 branches in the Midwest when it acquired the failed AMCORE Bank in an FDIC-assisted deal in 2010.

Union Bank of India has more than 600 branches and a network of more than 1,100 ATMs. In addition to serving consumers, small to medium-sized businesses, and government clients in India, the bank also caters to non-resident Indians living abroad. Its standard offerings include checking and savings accounts, credit and debit cards, and home, education, and business loans. Union Bank of India also provides cash management, life and health insurance, brokerage services, and mutual funds. The government of India owns approximately 55% of the institution.

Cambridge Savings Bank is proud to be among the largest community banks in Massachusetts. With more than $2 billion in assets, we have the financial strength to deliver a wealth of innovative products and services to a wide range of personal, small business, and commercial banking customers. From deposit and loan products, mortgages and Internet banking, to more sophisticated services such as trust and investment offerings and real estate lending services, we have the capability to offer what you need to meet your financial goals.

Mercantile Bank Corporation is the holding company for Mercantile Bank of Michigan (formerly Mercantile Bank of West Michigan), which operates more than five branches in and around Grand Rapids, Holland, and Lansing. (The latter was the community bank's first foray outside the western part of Michigan, prompting the name change in 2005.) The bank targets local consumers and businesses, offering standard deposit services such as checking and savings accounts, CDs, IRAs, and health savings accounts. Loans for real estate secured by nonresidential properties make up more than half of the company's loan portfolio; business loans are about a quarter.

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