Digital Federal Credit Union (DCU) has more than 15 branch locations in Massachusetts and New Hampshire. Members can also do business online or at some 6,400 credit unions that accept transactions on behalf of DCU. The credit union offers a range of commercial and retail products and services, including savings and checking accounts, Visa credit cards, residential and commercial mortgages, and auto, business, construction, and home equity loans.

MainSource Financial wants to be the main source of financial services for residents and businesses in Indiana and beyond. It is the holding company of MainSource Bank, more than 80 branches in the Hooiser State, as well as neighboring portions of Ohio, Illinois, and Kentcky. The bank offers standard deposit and lending products in addition to trust and insurance services. The company also operates about a dozen insurance offices in Indiana and one in Illinois. Real estate loans account for approximately three-quarters of MainSource Financial's lending portfolio, which also includes other commercial and consumer loans.

Pacific & Western Credit is the holding company for Pacific & Western Bank of Canada (PWBank), which specializes in providing financing for public sector clients and corporations, including public-private infrastructure projects. The bank is also involved in real estate lending, lease financing, and debt and equity investments. PWBank, which has no branches, funds its lending and investment activities by collecting deposits from consumers and institutional clients through a nationwide network of financial advisors and other brokers. Products include savings accounts, guaranteed investment certificates, and retirement plans.

Banco BPI, S.A. is engaged in a wide range of investment banking and commercial banking activities. Investment-related services offered by the bank include corporate finance, equities, treasury and bonds, asset management, private banking, and venture capital. Its commercial business includes banking for individuals, companies, and institutions, and the usual array of lending, leasing and mortgaging, and credit services. Banco BPI serves about 1.5 million customers through some 700 branches across Portugal, as well as about 35 investment centers and various other operations. The company has insurance partnerships in Portugal with Allianz and Cosec.

ABN AMRO got a fresh start with the Dutch government. In 2010 the bank, one of the largest in the Netherlands, separated from Royal Bank of Scotland and was transferred to a new holding company, ABN AMRO Group, which is wholly owned by the government. The new ABN AMRO Bank serves commercial, consumer, and private clients in the Netherlands, and nearly 30 other countries. In 2010, the Dutch banking operations of state-owned insurer ageas (formerly Fortis) were merged with ABN AMRO Bank. ABN AMRO announced plans to cut up to 5,000 jobs in the Netherlands in relation to the merger. The cuts represent about 17% of the combined workforce of the banks.

Luzerner Kantonalbank (LUKB) provides standard retail and corporate banking, loans, small-business financing, and private banking services from about two-dozen branches and offices in the central Swiss canton of Lucerne. Its Adler & Co. subsidiary operates two private banking branches serving high-net-worth individuals and institutional investors in Zurich and Basel. More than 20 cantonal banks today vie for the market share not dominated by UBS or Credit Suisse. Like all contanal banks, the cantonal government provides backing for LUKB's lending products. LUKB was founded in 1850 and began trading publicly in 2001; the canton owns about two-thirds of the bank.

Saehan Bancorp is the holding company for Saehan Bank, which serves the Korean-American community in Southern California's Los Angeles and Orange counties through seven branches. Serving both individuals and businesses, the bank offers standard deposit products such as checking, savings, and money market accounts and certificates of deposit. Its lending activities mainly consist of commercial mortgages and business loans, with residential mortgage, construction and land development, and consumer loans rounding out its portfolio. Ancillary services include online banking, wire transfers, and debit cards.

Alaska USA Federal Credit Union is a federally chartered financial services cooperative with branch offices throughout Alaska, the Puget Sound area of Washington State, and California's High Desert. The credit union is the largest provider of consumer financial services in Alaska, with growing membership in Washington and California. Alaska USA also provides business services, including checking, commercial loans, and insurance.The credit union owns and operates Alaska USA Mortgage Company, Alaska USA Insurance Brokers, Alaska USA Title Agency, and Alaska USA Trust Company.

Merchants Bank provides community banking services to the residents of Vermont via about 35 branches throughout the state. Organized in 1849, the bank provides standard retail products including checking, money market, and savings accounts; IRAs; CDs; and ATM and debit cards. Residential mortgages account for nearly 50% of the company's loan portfolio; commercial real estate mortgages account for more than 30%. Merchants Bank also offers business, construction, agricultural, and consumer loans.

Yapi ve Kredi Bankasi (Yapi Kredi for short) provides financial services including retail and corporate banking in Turkey through more than 660 branches and about 1,875 ATMs. It also has an offshore banking branch in Bahrain and subsidiary banks in Azerbaijan, Germany, the Netherlands, and Russia. Yapi Kredi, which launched the first credit card in Turkey in 1988, now has 5.4 million cardholders. The company also provides leasing, factoring, mutual funds, insurance, investment banking, and brokerage services. Koç Financial Services (KFS), which is jointly owned by UniCredit and Koç Holding, owns 82% of Yapi Kredi, which was founded in 1944.

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