Capitol Federal Financial operates as the holding company for Capitol Federal Savings Bank, which provides various banking services in Kansas. Capitol Federal Financial offers a range of deposit products, such as savings accounts, money market accounts, interest bearing and non-interest bearing checking accounts, and certificates of deposit. Its lending products include consumer loans comprising home equity loans and lines of credit, home improvement loans, auto loans, and loans secured by savings deposits; loans secured by first mortgages on non-owner-occupied one- to four-family residences; and commercial and multi-family real estate loans, as well as construction loans secured by residential or commercial properties. The company principally serves metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, as well as a portion of the metropolitan area of greater Kansas City. As of September 30, 2009, it operated 42 branches. Capitol Federal Financial was founded in 1893 and is headquartered in Topeka, Kansas.

Banner Corporation operates as the holding company for Banner Bank and Islanders Bank that provide commercial banking and financial products and services to individuals, businesses, and public sector entities. It generates various deposit instruments, including demand checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, regular savings accounts, certificates of deposit, cash management services, and retirement savings plans. The company also originates commercial business and commercial real estate loans, agricultural business loans, construction and land development loans, one to four-family residential loans, and consumer loans. In addition, it engages in mortgage banking operations primarily through the origination and sale of one to four-family residential loans. As of December 31, 2009, Banner Bank operated 86 branch offices and 7 loan production offices located in Washington, Oregon, and Idaho; and Islanders Bank conducted business from 3 locations in San Juan County, Washington. Banner Corporation was founded in 1890 and is based in Walla Walla, Washington.

Davenham has discontinued its property finance division, which has historically accounted for more than half of the company's sales. Davenham often says "yes" when the banks say "no." The company provides asset-based loans, primarily to small and midsized businesses in the UK. Davenham's trade finance division provides working capital loans, including short-term letters of credit, while its asset finance unit provides loans to buy or lease machinery and equipment. Subsidiary Manor Credit finances commercial vehicles, vans, and fleet cars. Davenham Group plc makes loans primarily to contractors, distributors, importers, manufacturers, and wholesalers who are not able to get financing from traditional lenders.

Canadian Western Bank offers banking products and services to businesses and individuals through about 40 branch offices in western Canada; more than 80% of its loans are made in British Columbia and Alberta. The bank's consumer services include residential mortgages, consumer loans, and deposit products. Its Canadian Direct Insurance unit offers home, auto, and travel coverage. Canadian Western Trust provides investment and trust services, while Valiant Trust performs corporate trust, stock transfer, and employee benefit plan services.

Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides various consumer and commercial banking services for consumers, businesses, and governmental and quasi-governmental agencies in New York. The company’s deposit products include demand, savings, and time deposits; non-interest-bearing accounts; negotiable order of withdrawal, savings and club, passbook and statement, and money market accounts; and certificates of deposit. Its loan portfolio comprises commercial and residential, multi-family and residential mortgage, one-to four-family residential, construction, and business loans; consumer and other loans, such as credit card, personal, and home improvement loans; non-residential real estate loans, which include commercial real estate; and church loans. The company also offers debit cards, as well as provides telephone banking, online banking, and automated teller machine (ATM) services. As of March 31, 2009, it operated 9 branches in the Brooklyn, Manhattan and Queens boroughs of New York City, as well as 12 ATMs. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.

Betcha banking's big business for BB Holdings. The company operates The Belize Bank, the largest commercial and retail bank located in the nation of Belize, with about a dozen branches. About half of the bank's loan portfolio consists of corporate loans that support the tourism, agriculture, and distribution industries. The bank also has operations in the Turks and Caicos Islands, where it is the largest issuer of loans. BB Holdings has a 25% stake in Numar, a Costa Rican palm seed and edible oil operation, which processes margarine and animal feed. BB Holdings is controlled by chairman Michael Ashcroft, a UK billionaire and Conservative party officer, who holds dual citizenship in the UK and Belize.

First Financial Corporation is the holding company for First Financial Bank, which operates about 50 branches in west-central Indiana and east-central Illinois. With roots dating back to 1834, the banks offer traditional deposit services such as CDs and checking and savings accounts, as well as Internet banking. Residential mortgages account for about half of the company's loan portfolio. First Financial also operates an insurance agency and two investment subsidiaries.

QC Holdings runs about 550 payday loan stores operating mostly as Quik Cash or National Quik Cash, but also under about a half-dozen other brands, including California Budget Finance, Express Check Advance of South Carolina, First Payday Loans, Nationwide Budget Finance, and QC Financial Services. Targeting working-class individuals, its stores provide short-term loans, typically ranging from $100 to $500, for a fee typically between 15% to 20% per each $100 of the loan. The company also offers check cashing services, title loans, and Western Union money orders and transfers.

RBS Invoice Finance can help them find the cash. A subsidiary of The Royal Bank of Scotland Group, the company offers products that enable businesses to turn their own sales invoices and inventories into instant cash. Key offerings include invoice discounting (RBS lends cash to a client against the client's own sales invoices), factoring (RBS buys unpaid/defaulted invoices at a discount), and asset-based lending. It uses a customer-facing data management system (FacFlow) to manage its invoice discounting and factoring services. RBS Invoice Finance caters to companies in the manufacturing, recruitment, pharmaceutical, and other sectors.

America First Credit Union? Founded in 1939, the institution offers deposits, loans, credit cards, investments, and other financial services to both business and consumer customers through about 100 branches in Utah and Nevada. With more than 530,000 members, America First ranks among the nation's top 10 credit unions by membership, and is one of the 15 largest credit unions by assets. America First acquired local rival Intermountain Credit Union in 2008. It is also growing by opening new branches.

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