Accord Financial Corp., through its subsidiaries, offers superior financial services to small and medium-sized companies, providing the capital these firms need to grow and succeed. Accord’s services include factoring and other asset-based financial services, including financing, collection services, credit investigation, guarantees and record-keeping. Incorporated in 1978, Accord Financial Ltd. operates as an "old-line" factor specializing in credit protection and collection services. Offices and representatives are located in Toronto and Montreal. Major industries served are apparel, floor covering, furniture, footwear and sporting goods. Clients are mostly Canadian and U.S. companies; approximately 30% of total business is international in nature.Formed in 1990 and acquired by Accord in 1992, Accord Financial Inc. offers factoring services through the purchase of receivables, as well as asset-based lending and purchase order financing. All clients are in Canada. A wide variety of industries are served including automotive, oilfield services, electronics, medical equipment, food processing, furniture manufacturing, logistics, industrial products, telecommunications, apparel and textiles. Factoring for small and medium-sized businesses is one of the fastest growing areas in financial services. Accord Financial Inc. has offices in Montreal and Toronto. Started as a predecessor company in 1977 and acquired by Accord in 1992, Accord Financial, Inc. specializes in factoring services by purchasing receivables for cash from small and medium-sized U.S. companies. Major clients are wholesale distributors, staffing agencies, telecommunication providers, furniture, electronics and chemical manufacturers, and other commercial enterprises. Its head office is located in Greenville, SC, with representative offices in St. Petersburg, FL and Charlotte, NC.

Synovus has a nose for community banking. The holding company owns about 30 banks offering deposit accounts and consumer and business loans in Alabama, Florida, Georgia, South Carolina, and Tennessee. Through more than 325 locations, the banks and other Synovus subsidiaries provide deposits, loans, credit cards, insurance, and asset management services. It has traditionally maintained separate charters and local boards of directors for its subsidiary banks. However, in 2010 Synovus consolidated all of its charters into one. The change was made in order to reduce complexity and improve efficiency.

Home Capital Group is a holding company that operates through its Home Trust Company subsidiary. Home Trust is home to Canadians seeking credit -- both to buy homes and to buy anything else with credit cards. The federally regulated trust offers mortgage lending, retail credit and credit issuing services, as well as deposit services. Home Trust owns and operates offices in Alberta, British Columbia, Nova Scotia, Ontario, and Quebec.

Westpac Banking Corporation provides a range of banking and financial products and services to individuals and corporate customers primarily in Australia and New Zealand. The company offers various financial services, such as lending, deposit taking, payments services, investment portfolio management and advice, unit trust and superannuation fund management, insurance services, leasing, general finance, foreign exchange, and money market services. Its deposit products include day to day accounts, savings accounts, term deposits, business transaction accounts, business savings and investment accounts, and trust accounts. The company also offers advances, overdrafts, home loans, credit card and other personal lending services, term loans, leasing receivables, bill financing,

GrandSouth Bancorporation operates as the bank holding company for GrandSouth Bank that provides commercial banking services to individuals and businesses in South Carolina. Its deposit products include business and personal checking accounts, NOW accounts, savings accounts, money market accounts, term certificates of deposit, and IRA accounts. The companys loan portfolio comprises secured and unsecured, short-to-intermediate term loans with floating and fixed interest rates for commercial, consumer, and residential purposes.

Patelco Credit Union has evolved as well. Founded in 1936, it has grown from a five-member organization with $500 in assets serving employees of Pacific Telephone and Telegraph to a nearly 300,000-member credit union serving employees from more than 1,100 organizations, as well as other residents of California who qualify for membership. A telephone company credit union until 1983, Patelco Credit Union now operates about 40 offices in Northern California and one in the Chicago area. It provides deposit, lending, insurance, and investment services, as well as credit cards, debit cards, and online banking.

One of the largest financial services firms in Taiwan, Cathay Financial Holding Co. owns companies involved in banking, insurance, brokerage, and more. Its holdings include life, accident, and health insurer Cathay Life; property/casualty coverage provider Cathay Century; brokerage firm Cathay Securities; and Cathay United Bank, which offers consumer banking services such as deposit accounts, home mortgages, credit cards, and car loans, as well as international banking and trust services. Cathay Financial Group also has units devoted to venture capital investing. All told, the company has more than 700 locations and claims a customer base of more than ten million.

The Mie Bank caters to the Mie and Aichi Prefectures with its some 75 branches and 8 consolidated subsidiaries, offering the conventional array of banking products such as deposits, securities, loans, and other related offerings. Key subsidiary Miegin Sogo-Lease represents all of the bank's leasing operations while other subsidiaries include Miegin Institute of Research, Miegin Card, Miegin Mortgage Service, and Miegin Office Support. The bank was established in 1895 as the Yokkaichi Bank; it eventually changed its name to its current moniker in 1939.

Check Into Cash is a national leader in specialty consumer financial services that provides payday advances, payday loans, title loans, check cashing, Western Union money transfers and money orders, bill payment, reloadable prepaid debit cards, and ATM access in select locations. The expansion of new financial products in addition to the core businesses of payday advance and payday loan services has allowed Check Into Cash to build upon its reputation as "Your One Stop Money Shop". Check Into Cash strives to provide top-quality customer service and convenience in each of its centers. Payday loans and cash advance are also available online in a select number of states. Founded in Cleveland, Tennessee in 1993, Check Into Cash operates more than 1,100 branch locations in 30 states. Check Into Cash began as a pioneer in the payday advance and payday loan industry. Check Into Cash, Inc. was founded by entrepreneur W. Allan Jones, a pioneer in the payday loan industry.

LCNB National Bank, which operates some two dozen branches in southwestern Ohio. The bank offers personal and commercial banking services such as checking and savings accounts, money markets, IRAs, and CDs. Residential mortgages account for nearly half of the company's loan book. Other offerings include commercial mortgages, consumer loans including credit cards, and business loans. Trust services are also provided; subsidiary Dakin Insurance Agency sells commercial and personal property/casualty insurance. In 2007 LCNB acquired Sycamore National Bank, which allowed for financial growth and branch expansion.

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