Northrim BanCorp offers standard deposit products including checking, savings, and money market accounts; CDs; and IRAs. It uses funds from deposits to write commercial loans (40% of loan portfolio) and real estate term loans (nearly 35%), as well as construction and consumer loans.Can you get banking services at the north rim of the world? Of course! Northrim BanCorp, formed in 2001 to be the holding company for Northrim Bank, provides a full range of commercial and retail banking services and products through some 10 banking offices in Alaska's Anchorage, Fairbanks North Star, and Matanuska Susitna counties. Division offices that provide short-term capital to customers also are located in Washington and Oregon.

Shore Bancshares sits on the edge of the banking ocean. The institution is the holding company for three bank subsidiaries: The Centreville National Bank of Maryland; The Talbot Bank of Easton, Maryland; and The Felton Bank. Combined, the banks operate about 20 branches serving individuals and businesses in the Maryland counties of Caroline, Dorchester, Kent, Queen Anne, and Talbot, as well as in Kent County, Delaware. The company sells insurance through subsidiaries The Avon-Dixon Agency and Elliott Wilson Insurance. Jack Martin & Associates, acquired in 2007, offers marine insurance products.

The Bank of Yokohama concentrates its operations in its native Kanagawa prefecture and southern portions of neighboring Tokyo. The bank offers standard retail services such as deposits, housing loans, credit cards, securities brokerage, and investment products and advice. On the commercial side, it provides small and medium-sized commercial financing, including venture capital investment. The bank also has units that offer leasing and factoring. The Bank of Yokohama, which was formed in 1920, operates more than 600 Japanese branches, plus representative offices in Hong Kong, London, New York, and Shanghai. It is opening shared branches in a joint venture with Hamagin Tokai Tokyo Securities.

Monarch Financial Holdings, Inc. serves the South Hampton Roads area of southeastern Virginia through Monarch Bank, Monarch Mortgage, Monarch Capital, Monarch Investment, and OBXBank. With about 10 offices, Monarch Bank offers standard services, including savings and checking accounts, IRAs, and CDS. Bank subsidiary Monarch Mortgage, formed in 2007, has about a dozen offices. Other divisions sell insurance, title, and investment products. Single-family mortgages make up the largest portion of the company's loan portfolio, which also includes commercial, construction, and land development loans. Monarch Bank division OBX Bank operates in North Carolina's Outer Banks area.

Ocean Bank is the largest independent state chartered commercial bank headquartered in Florida.It is the holding company of Ocean Bank, which operates about 20 branches throughout South Florida's Miami-Dade and Broward counties. Serving area individuals and businesses, Ocean Bank offers traditional deposit products such as checking and savings accounts and CDs in addition to credit cards, wealth management, and merchant card processing services. Its lending activities are focused on real estate: Residential and commercial mortgages and construction and land development loans account for about 90% of its loan portfolio. The bank also makes business, consumer, and municipal loans. Ocean Bank was founded in 1982.

Annapolis Bancorp serves individual and small business customers through about 10 branches in and around the Maryland capital. The bank offers such retail services as checking, savings, and money market accounts; IRAs; and CDs. It also provides private business banking, including cash management and credit products. Its lending activities are composed of commercial mortgages (about 30% of its total loan portfolio), one- to four-family real estate loans (more than 25%), business loans (some 20%), and to a lesser extent, construction and consumer loans.

San Diegans like their money sunny-side up. San Diego County Credit Union operates more than two dozens branches that offer standard deposit services such as checking and savings accounts, money market accounts, and certificates of deposit. The credit union also offers home, auto, and business loans, Visa credit cards, and individual retirement accounts. It opened in 1938 as San Diego County Employees' Credit Union, a one-branch operation serving local government employees. It opened its membership to all residents of San Diego county in the 1970s, dropped the "Employees'" from its name, and today serves more than 200,000 members in Southern California's San Diego, Riverside, and Orange counties.

Oneida Savings Bank, which operates about a dozen branches in upstate New York. Founded in 1866, the bank offers savings, checking, NOW, and money market accounts, as well as IRAs and CDs. It specializes in real estate lending. Oneida Savings also owns insurance agency and investment manager Bailey & Haskell Associates. The company's Bank of Chittenango unit accepts municipal deposits. Formerly mutually owned, Oneida Financial Corp. coverted to stock holding company structure in 2010 by selling shares of itself to the public.

State Employees' Credit Union provides corporate information and publications to our members, as well as the general public. Find out about our involvement in the community and current career opportunities at the Credit Union operates more than 225 offices and has more than 1.5 million members in North Carolina. The member-owned non-profit credit union offers standard deposit products such as checking, savings, and money market accounts; individual retirement accounts; and term certificates. Its lending activities include home mortgages, car loans, and personal loans. SECU, which was founded in 1937 to serve state employees and their families, also sells auto and homeowners insurance, as well as term life, health and long-term care coverage.

Aiful Corporation provides consumer, mortgage, and guaranteed loans to individuals and business customers in Japan. Aiful operates via more than 900 domestic branches and specializes in consumer credit, credit cards, and small-to-medium enterprise loans. A network of subsidiaries help shoulder the work, including Life (shopping loans and credit), Businext (small business loans), City's (small business loans), Tryto (unsecured loans), and Wide (unsecured loans). Aiful Corporation got its start in 1978 with four branches offering unsecured consumer loans. Struggling with its own debt repayments, Aiful is working on a restructuring plan which could include branch closures and/or payroll cuts.

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