South Africa's largest bank, Standard Bank Group Limited offers a variety of retail and commercial banking, corporate and investment banking, investment management, and life insurance services through more than 600 locations in its home country. The bank also has some 400 additional branches in other sub-Saharan African nations, where it operates as Stanbic. Beyond Africa, the bank has offices in more than 15 countries on five continents. It serves individuals and business and corporate customers. Standard Bank holds a controlling stake in South African insurance firm Liberty Group.

Bank Leumi USA, operating in the U.S. for more than fifty years, is an FDIC-insured, full-service commercial bank that provides financial services to middle- to upper-middle market firms, and international businesses through offices in New York, Illinois, California, Florida, and an offshore office in the Cayman Islands.

Independence Federal Savings Bank operates as a federally chartered stock savings bank in Washington. It offers various deposit products, including money market deposit accounts, commercial deposit accounts, individual retirement accounts, checking accounts, savings accounts, automatic payroll, social security payment deposits, and certificates of deposit. The company also provides loan products, such as real estate loans consisting of mortgage loans secured by single-family dwellings, duplexes, and condominiums; commercial and other consumer loans, including small business, home equity, property improvement, credit card, and deposit account secured loans; and home equity lines of credit.

Got your eye on a new backhoe or truck fleet, but having trouble scraping together the cash? Wells Fargo Equipment Finance can help. One of the largest bank-owned business finance and leasing outfits in the US, the subsidiary of megabank Wells Fargo courts middle-market businesses, offering equipment financing, vendor financing, and a variety of lease options in the US and Canada. Clients use funding from Wells Fargo Equipment Finance to obtain such durable goods as computers, aircraft, manufacturing equipment, heavy machinery, shipping containers, and vehicles.

Wells Fargo & Company, through its subsidiaries, provides retail, commercial, and corporate banking services principally in the United States. The company operates through three segments: Community Banking; Wholesale Banking; and Wealth, Brokerage, and Retirement. The Community Banking segment offers deposit products, including checking accounts, savings deposits, market rate accounts, individual retirement accounts, time deposits, and debit cards. Its loan products include lines of credit, equity lines and loans, equipment and transportation loans, education loans, residential mortgage loans, and credit cards.

Established in 1957, Hitachi Capital also provides payment and collection services through its outsourcing business and issues credit cards and non-life insurance. Hitachi Capital Corporation, which has nearly 220 locations in Japan, serves some 2 million customers in the medical, agricultural, logistics, and industrial manufacturing sectors, among others. In need of a car, tractor, or personal computer? Hitachi Capital can help. A subsidiary of Hitachi, Ltd., Hitachi Capital Corporation provides a variety of financial services through its group of companies around the globe. The firm's offerings include financing for the lease and rental of industrial machinery and information equipment, as well as for auto and home loans.

PT Bank Rakyat Indonesia (Persero) Tbk(BRI) focuses on lending and banking services for micro, small, and medium enterprises (MSMEs) through its 5000 office branches and 600 ATMs; it also has agency offices in Hong Kong and New York. One of Indonesia's top three lenders, BRI offers traditional commercial banking products and services. The company is a pioneer in the field of micro loans, or small loans to the very poor designed to encourage entrepreneurship. It keeps its small and midsized business loan levels at about 80% of its total lending portfolio. Indonesia's government owns 60% of the company.

Arbuthnot Banking Group consists of three divisions that provide a variety of services ranging from personal financial services to investment banking. Secure Trust Bank provides banking and insurance through retail branches in the West Midlands region of the UK. Arbuthnot Latham offers private banking, financial planning, and investment management, while Arbuthnot Securities is an investment bank whose services include corporate finance, brokerage, and market making. Chairman and chief executive Henry Angest owns a majority stake in Arbuthnot Banking Group.

Nordea Bank is one of the largest financial services groups in the Nordic and Baltic Sea regions. Sweden is its home but Nordea also is active in Denmark, Finland, Norway, Estonia, Latvia, Lithuania, Poland, and Russia. The bank splits its operations into three main divisions: Nordic banking, private banking and institutional and international banking. The bank also provides life and pension products. It operates through a network of about 1,400 branches and serves some 10 million customers, including about 700,000 corporate clients a key customer segment for Nordea. About 60% of its lending activity is to corporations. Its Internet bank claims nearly 6 million users.

The Reserve Bank of India serves as the Asian nation's central bank. Its primary function is to ensure the country's monetary stability. The bank creates monetary policy and assists in regulating its financial system. The central board of directors, appointed by the government, leads the bank. The Reserve Bank of India was founded as a privately owned bank in 1935; it became government-owned following nationalization in 1949. The bank is headquartered in Mumbai and has 22 regional offices. Its subsidiaries include the National Housing Bank, Deposit Insurance and Credit Guarantee Corporation of India, and the National Bank for Agriculture and Rural Development.

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