UPS Capital Business Credit specializes in providing financing to small businesses. A subsidiary of UPS Capital, the company is a preferred Small Business Administration lender and also provides loans through government-guaranteed programs offered by the US Department of Agriculture and the Export-Import Bank of the United States. Its loans are used to finance such business-related functions as acquisitions, franchises, and real estate. The company operates through nearly 50 UPS Capital offices in the US and through international locations and representative agents in emerging markets. Formerly known as First International Bank, the company was bought by shipping giant United Parcel Service in 2001.

The Bank of Iwate, established in 1932, as a key financial institution in Iwate Prefecture, the largest prefecture on Japan's main island of Honshu. The prefecture, which is the Bank's business base, boasts a wide range of activity, from traditional industries to advanced technology. The Bank is committed to offering all manner of products and services with an eye to the new financial age, and is boldly stepping forward together with Iwate Prefecture into the 21st century.

Emporiki Bank of Greece offers traditional financing and banking services, including investment banking, housing loans, asset management, securities portfolio management, leasing, venture capital, and insurance products. Founded in 1907, Emporiki has about 370 branches in Greece, plus nearly 90 in Albania, Bulgaria, Cyprus, London, Frankfurt, and Romania. About a dozen subsidiary companies (Emporiki Bank Group) offer a wide array of financial services -- from real estate development and management to consumer credit, insurance, and vehicle leasing -- to customers both private and corporate. France's #1 bank, Credit Agricole, owns more than 80% of Emporiki.

Fentura Financial has its hands full. Fentura Financial is the holding company for Michigan community banks The State Bank, Davison State Bank, and West Michigan Community Bank. From about 20 branch locations, the banks provide commercial and consumer banking services and products, including checking and savings accounts and loans. Commercial loans account for some two-thirds of the bank's combined loan portfolio. The State Bank, Fentura's first subsidiary, traces its origins to 1898.

First Financial Service Corporation operates as the holding company for First Federal Savings Bank of Elizabethtown that provides various personal and corporate banking services. It offers a range of deposit instruments, including multiple checking accounts, NOW accounts, savings accounts, money market accounts, health savings accounts, individual retirement accounts, and certificates of deposit. The company’s loan portfolio comprises residential mortgage products; specialized financing programs; mortgages for multifamily real estate; commercial real estate loans; commercial loans to businesses, including revolving lines of credit and term loans; real estate development loans; construction lending; agricultural lending; and consumer loans, including home equity lines of credit, auto loans, recreational vehicle, and other secured and unsecured loans. It also provides federal tax depository, merchant bankcard, electronic funds transfer, debit and credit cards, and telephone and Internet banking services. In addition, First Financial Service Corporation offers various mutual funds, equity investments, and fixed and variable annuities, as well as personal investment financial counseling services. It operates 22 full-service banking centers and a commercial private banking center in Hardin, Nelson, Hart, Bullitt, Meade, and Jefferson counties in Kentucky, as well as Harrison and Floyd counties in southern Indiana. First Financial Service Corporation was founded in 1923 and is headquartered in Elizabethtown, Kentucky.

Mercantile Bancorp, Inc. company has six wholly owned bank subsidiaries in Florida, Illinois, and Missouri (the largest is Mercantile Trust & Savings Bank based in Quincy, Illinois), and a majority-owned bank subsidiary in Kansas. With a total of more than 25 offices, the community-oriented banks offer deposit and loan products, asset management, retail brokerage services, and agricultural business management. The majority of the company's loan portfolio is related to real estate, including farmland, construction, and commercial and residential mortgage loans.

Randolph-Brooks Federal Credit Union (RBFCU) provides deposit and lending services, including checking and savings accounts and loans for homes, cars, education, and consumer goods. Serving more than 280,000 members, RBFCU has about 30 Texas locations in San Antonio, Austin, and nearby communities. Other products offered by the credit union include business loans, MasterCard credit cards, and term certificates. Through its Randolph Brooks Services Group subsidiary, the credit union offers investment and insurance products such as mutual funds, IRAs, annuities, dental benefits, home warranties, roadside assistance programs, and financial planning services.

BTMU Capital is a wholly owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd. (BTMU), which is part of the Mitsubishi UFJ Financial Group (MUFG), and a member of its Global Business Unit. We are a leading provider of leasing and structured asset-based financing and related financial services to U.S. and international organizations. We provide our operating lease services for modern aircraft engines through our subsidiary, Engine Lease Finance Corporation, located in Shannon, Ireland; for marine containers through our subsidiary, Beacon Intermodal Leasing, LLC, located in Boston, MA; and for UK and European based rail equipment through our subsidiary, Beacon Rail Leasing Limited, located in London, England. We have more than $4 billion in total assets under management, and we have arranged approximately $15 billion of financings in the last 5 years. BTMU Capital leverages the power of MUFG and the experience and creativity of its people to develop financial products that meet the specialized needs of its clients for leasing and asset-based financing.

Rome Bancorp is the holding company for The Rome Savings Bank. Originally chartered in 1851, the bank serves residents and businesses of central New York's Oneida County through about five branches. One- to four-family mortgages make up more than half of the company's loan portfolio; commercial real estate, consumer, home equity, and business loans round out the bank's lending activities. Rome Savings' deposit products include checking, money market, and savings accounts; certificates of deposit; and IRAs. Rome Bancorp is being acquired by Massachusetts-based Berkshire Hills Bancorp (which is also buying Legacy Bancorp in a separate transaction) for $74 million.

Premium Credit can lay claim to being one of the largest insurance premium financiers in the UK simply because it is one of the few such companies. The firm lends money to individuals and small businesses for payments on a range of insurance products such as business insurance, professional indemnity coverage, and motor and household insurance. Premium Credit also handles outsourced collections of recurring annual or monthly payments such as those collected by accountants and lawyers, magazines and newspapers, property managers, and clubs and organizations. Through Holmwood Termtime, a partnership with HSBC, the company collects school fees from parents of students at some 650 schools across the UK.

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