Tompkins Financial, formerly Tompkins Trustco, is the holding company for Tompkins Trust Company, The Bank of Castile, and The Mahopac National Bank, which all offer traditional banking products and services through some 45 offices in upstate New York. Deposit products include checking, savings, and money market accounts. The company offers investment management services through Tompkins Investment Services, and financial planning and wealth management through subsidiary AM&M Financial Services. Tompkins Insurance Agencies sells property/casualty coverage to consumers and businesses in central and western New York.

Northeast Bancorp is the holding company for Northeast Bank, which operates about a dozen branches in western and southern Maine. Founded in 1872, the bank offers standard retail services such as checking and savings accounts, NOW and money market accounts, CDs, and trust services, as well as financial planning and brokerage. Residential mortgages account for about a third of all loans; commercial mortgages and consumer loans each make up about a quarter of all loans. The bank also writes business loans and construction loans. A subsidiary of the bank offers property/casualty insurance coverage. Newly created investment entity FHB Formation plans to acquire a 60% stake in Northeast Bancorp.

Bridge Capital Holdings has groups devoted to technology banking and international banking. Its Bridge Capital Finance unit provides factoring and asset-based lending services.Bridge Capital Holdings helps its business clients get from here to there. It is the holding company of Bridge Bank, which caters to small, midsized, and emerging businesses in California's Silicon Valley and San Francisco Bay area. The bank has regional branches in Palo Alto and San Jose; it also has Small Business Administration (SBA) loan production offices in Pleasanton and San Francisco. Additional SBA offices are located in Irvine, California; Dallas; and Reston, Virginia.

Clairvest Group is a merchant bank that invests its own capital and that of third-party investors as well. The bank invests primarily through its Clairvest Equity Partners Limited Partnership subsidiary, in both public and private entrepreneurial corporations. The company acquired a controlling interest in orthopedic back-care products investor Integral Orthopedics in early 2005. Other substantial holdings include N-Brook Mortgage Group, an underwriter of residential real estate mortgages in Canada, and Light Tower Rentals, which leases oil field equipment in the southwestern US.

Sandy Spring Bancorp is the holding company for Sandy Spring Bank, which operates more than 40 branches in the Baltimore and Washington, DC, metropolitan areas. One of the largest and oldest banks headquartered in Maryland (it was founded in 1868), Sandy Spring Bank provides standard deposit services, including checking and savings accounts, money market accounts, and CDs. Commercial mortgages account for the largest portion of the company's loan portfolio (about 40%); the remainder is a mix of residential mortgage, consumer, construction, and business loans, as well as equipment leases. The company also offers personal investing services, wealth management, trust services, insurance, and retirement planning.

Commercial National Financial is the holding company for Commercial Bank & Trust of PA, which serves individuals and local businesses through more than five branches in western Pennsylvania's Westmoreland County. Founded in 1934, the bank offers standard deposit services like checking and savings accounts, money market investments, CDs, and IRAs, as well as trust and asset management services. Commercial Bank & Trust of PA's loan portfolio consists mostly of residential mortgages (more than 55%) and commercial mortgages (about 30%), in addition to business, construction, consumer, and municipal loans. Executive officers and board members own more than 20% of Commercial National Financial.

Triodos Bank NV performs traditional banking functions by offering savings, loan, and investment products, but it also touts its socially conscious investing policy. The company lends only to "ethical" organizations and businesses (read: environmental charities and liberal political causes). Founded in 1980, Triodos Bank counts Amnesty International, Greenpeace, Friends of the Earth, The Soil Association, and the Quaker Housing Trust among its business partners. Triodos has offices in Belgium, Germany, the Netherlands, and the UK. The bank was established in 1973.

RCI Banque S.A. company provides loans for new and used Renault, Nissan, Dacia, and Renault Samsung Motors vehicles. RCI Banque finances its loans to the general public, its dealerships, and to third-party companies in need of fleet management. The company finances almost 1 million vehicle loans per year from offices in some 35 countries across Europe, Asia, and the Americas.

Caisse centrale Desjardins (CCD) keeps tabs on Canada's largest financial cooperative, the Desjardins Group. CCD is the accounting arm of the Desjardins group, which was founded in 1900 to serve working-class Quebecois. The group serves some 6 million members and has more than 500 local cooperatives (or caisses populaires) and credit unions (caisses d'economie) in Quebec and Ontario. CCD also operates in the US through Desjardins Bank in Florida. The company's offerings include loans, credit cards, and savings accounts, as well as insurance, investment funds, securities brokerage, and asset management.

RiverWood Bank is a network of community banks located in 11 different communities in Northern and Central Minnesota. The original banking charters were formed in the 1920's in Bemidji and Morris as state chartered local building and loan associations. The present charter is a national savings and loan association regulated by the Office of Thrift Supervision. The banks have had a long history of meeting the needs of our communities in both the Consumer Banking and Home Lending Services.

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