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Erste & Steiermarkische Bank d.d.

Erste & Steiermarkische Bank d.d.

Erste & Steiermarkische Bank (ESB) is banking on the fiduciary habits of native Croatians. The Croatia-based bank caters to individuals and small- and medium-sized businesses through more than 120 branches; services include Internet banking for retail and corporate clients. When the bank first opened in 2002, it had few direct competitors, but today as the competitive landscape has changed, the bank's clientele have had more banking choices and have asserted their loyalty to ESB. The company has a more than 10% market share. Erste Bank owns 555% of Erste & Steiermarkische; Steiermarkische Bank und Sparkassen owns about 40%.

RBS Invoice Finance

RBS Invoice Finance

RBS Invoice Finance can help them find the cash. A subsidiary of The Royal Bank of Scotland Group, the company offers products that enable businesses to turn their own sales invoices and inventories into instant cash. Key offerings include invoice discounting (RBS lends cash to a client against the client's own sales invoices), factoring (RBS buys unpaid/defaulted invoices at a discount), and asset-based lending. It uses a customer-facing data management system (FacFlow) to manage its invoice discounting and factoring services. RBS Invoice Finance caters to companies in the manufacturing, recruitment, pharmaceutical, and other sectors.

Oak Valley Bancorp

Oak Valley Bancorp

Oak Valley Community Bank was founded in 1990 by a group of businessmen with a vision to make local banking available to its community. Thanks to our talented, dedicated staff, loyal customer base, shareholders and outstanding group of directors, this has become a reality, and our vision continues to grow.Oak Valley Community Bank has always been a leader by supporting the communities with financial services as well as the way our staff has always generously given of their time and talent. We have built our business by developing relationships, meeting the needs of our customers through personal service and responding to these changing needs, while maintaining our commitment to quality products and service.

Caixa Geral de Depositos, SA

Caixa Geral de Depositos, SA

As one of Portugal's largest banks, CGD(Caixa Geral de Depositos,along with its numerous subsidiaries and affiliates) offers a wide range of products and services in addition to commercial banking, including investment banking, venture capital, asset management, insurance, and credit services. In the retail sector, CGD concentrates on such traditional products as savings accounts, mortgage loans, and credit cards. The bank has more than 800 Portuguese offices, as well as about 370 in other countries (including Cape Verde, East Timor, France, Luxembourg, Macao, Mozambique, South Africa, Spain, the UK, and the US).

First West Virginia Bancorp, Inc

First West Virginia Bancorp, Inc

First West Virginia Bancorp, Inc. operates as the holding company for Progressive Bank, N.A., which provides various consumer and commercial banking products and services to individuals, businesses, professionals, and governments. The company offers various deposit accounts, including non-interest bearing demand checking accounts, interest bearing checking/negotiable order of withdrawal accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, and Christmas club accounts.

Cattles plc

Cattles plc

Cattles offers a herd of financial services to the UK's subprime market. Its primary operating unit, Welcome Finance, makes secured and unsecured personal loans ranging from £2,000 to more than £9,000 to borrowers who may have questionable credit or employment histories. Its Shopacheck unit issues smaller short-term loans (around £300) at higher interest rates, collecting weekly payments at the borrowers' homes. Cattles also finances and sells used automobiles (through Welcome Car Finance) and acquires and services consumer debt (The Lewis Group). In the aftermath of the financial crisis, the debt-laden Cattles will undergo a restructuring, through which it will be acquired by newly created vehicle Bovess.

CIT Corporate Finance

CIT Corporate Finance

CIT Corporate Finance has more than $20 billion in managed assets. Middle-market companies with situations that need financing can turn to CIT Corporate Finance. The business unit of CIT Group, provides lending, leasing, and other financial services for medium-sized and small businesses in industries such as health care, entertainment, communications, and energy. The company's divisions offer a range of financing solutions: CIT Commercial & Industrial provides corporate loans between $20 million to $1 billion; CIT Capital markets helps raise funds for financial transactions; and CIT Sponsor Finance provides advisory and underwriting services. Its small business lending unit originates and services Small Business Administration loans.

Tidelands Bancshares, Inc.

Tidelands Bancshares, Inc.

Tidelands Bancshares does its work at the intersection of Southern charm and Coastal cool. The holding company operates Tidelands Bank, which has seven branches along the coast of South Carolina. The bank offers traditional retail services and products such as checking and savings accounts, money market accounts, and commercial and consumer loans. Tidelands Bank grows by opening loan production offices and then, when they prove successful, converting them into full service locations. The company specializes in services for small businesses and entrepreneurs, of which there are plenty in the tourist-laden beachfront locales it calls home. About 75% of its loan activity is in Charleston.

PVF Capital Corp.

PVF Capital Corp.

PVF Capital is the holding company for Park View Federal Savings Bank, which operates some 20 offices in Cleveland and northeastern Ohio. Founded in 1920, the thrift offers such standard retail banking services as checking, savings, money market, NOW accounts, CDs, and IRAs. Commercial real estate loans account for about a quarter of the company's loan portfolio; single- to four-family residential mortgages make up another quarter. The company also writes home equity, construction, multifamily mortgage, and land loans. In 2007 fellow Ohio-based bank United Community Financial announced plans to buy PVF Capital, but both parties terminated the deal when it was not completed by an agreed-upon closing date.

Whitney Holding Corporation

Whitney Holding Corporation

Whitney Holding Corporation was founded in 1883 and is headquartered in New Orleans, Louisiana. Whitney Holding Corporation operates as the bank holding company for Whitney National Bank that provides community banking services to commercial, small business, and retail customers. Whitney Holding Corporation offers various deposit products, such as non interest bearing demand deposits, interest-bearing deposits, NOW account, money market, savings, and other time deposits. Its loan portfolio includes commercial and industrial; commercial real estate; construction, land, and land development; residential mortgage; and consumer loans, as well as secured and unsecured loan products, such as revolving credit facilities. The company also offers letters of credit, financial guarantees, and financing for the development of housing. In addition, it provides treasury management services; trust and investment management services to retirement plans; investment brokerage services; and annuity products, as well as personal and business lines of insurance to customers in northwest Florida and the New Orleans metropolitan area. Whitney Holding Corporation offers its services in Texas, southern Louisiana, coastal region of Mississippi, central and south Alabama, and the western panhandle and the Tampa Bay metropolitan area of Florida, as well as in Grand Cayman in the British West Indies.

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