This egg doesn't want anything to do with rotten, old-fashioned banking. One of the largest Internet-only banks in the world, Egg has some 3 million customers that use its Web site to access mortgages, personal loans, savings accounts, unit trusts, and life, health, auto, home, and travel insurance. Users can apply for the Egg Card or Egg Money, credit cards that offer rewards or cash back on purchases. Citigroup bought Egg from UK insurer Prudential plc for more than $1 billion in 2007. Founded in 1998, Egg is now part of Citigroup's UK consumer unit.

Community Shores Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

VTB Bank offers a smorgasbord of financial services for corporate, financial, and retail clients in Russia, Western Europe, Africa, and Asia. VTB retail services, conducted through VTB 24, include deposit banking, credit and lending services, and money transfers serving individuals and small businesses through a network of some 500 branches in large Russian cities. The company also provides investment banking and services for financial institutions that include foreign exchange trading, Inter-bank lending, and securities trading. The Russian government owns some 85% of VTB, but plans to reduce its stake by about half by 2014.

Monarch Community Bancorp emerged from its chrysalis in 2002 when it was organized to be the holding company for Monarch Community Bank (formerly Branch County Federal Savings and Loan Association). The bank operates more than five branches in southern Michigan's Branch, Calhoun, and Hillsdale counties. Its lending activities mainly consist of one- to four-family residential mortgages (about half of its loan portfolio), commercial mortgages, and home equity loans. To fund its lending, the bank offers such deposit products as checking, savings, and money market accounts, CDs, and IRAs. It provides insurance, mutual funds, annuities, and financial planning services through an agreement with Prudential Financial.

TFS Financial is the holding company for Third Federal Savings and Loan, a thrift with some 45 branches and loan production offices in northeastern Ohio and in southern Florida. The bank offers such deposit products as checking, savings, and retirement accounts and CDs. It uses funds from deposits to originate a variety of consumer loans, primarily residential mortgages. Third Federal also offers IRAs, annuities, and mutual funds, as well as retirement and college savings plans. TFS subsidiary Third Capital owns stakes in commercial real estate, private equity funds, and similar investments. Mutual holding company Third Federal Savings and Loan Association of Cleveland owns some three-fourths of TFS Financial.

Mid Penn Bancorp is the holding company for Mid Penn Bank, which operates more than a dozen branches in central Pennsylvania's Cumberland, Dauphin, Northumberland, and Schuylkill counties. The bank offers full-service commercial banking, insurance, and trust services. Its deposit products include checking, savings, money market, and NOW accounts. Commercial real estate, construction, and land development loans account for nearly 80% of the company's loan portfolio; the bank also writes residential mortgages and business, agricultural, and consumer loans. Mid Penn is a descendant of Millersburg Bank, founded in 1868. Trust company CEDE & Co. owns about a third of Mid Penn Bancorp.

Rockville Financial, Inc. is the holding company owns the regional thrift, which serves Connecticut's Hartford, New London, and Tolland counties from 20 branch locations. Rockville Bank offers traditional deposit products and services, including checking, savings, and NOW accounts. One-to-four family residential mortgages account for more than 60% of the bank's lending portfolio, which also includes commercial real estate, business, construction, and consumer loans. Several of the bank's branches are located in supermarkets and operate seven days a week. Mutual holding company Rockville Financial MHC owns 55% of Rockville Financial.

Whitney Holding Corporation was founded in 1883 and is headquartered in New Orleans, Louisiana. Whitney Holding Corporation operates as the bank holding company for Whitney National Bank that provides community banking services to commercial, small business, and retail customers. Whitney Holding Corporation offers various deposit products, such as non interest bearing demand deposits, interest-bearing deposits, NOW account, money market, savings, and other time deposits. Its loan portfolio includes commercial and industrial; commercial real estate; construction, land, and land development; residential mortgage; and consumer loans, as well as secured and unsecured loan products, such as revolving credit facilities. The company also offers letters of credit, financial guarantees, and financing for the development of housing. In addition, it provides treasury management services; trust and investment management services to retirement plans; investment brokerage services; and annuity products, as well as personal and business lines of insurance to customers in northwest Florida and the New Orleans metropolitan area. Whitney Holding Corporation offers its services in Texas, southern Louisiana, coastal region of Mississippi, central and south Alabama, and the western panhandle and the Tampa Bay metropolitan area of Florida, as well as in Grand Cayman in the British West Indies.

Textron Financial Corporation company provides customer financing programs for golf carts and aircrafts manufactured by its parent, Textron. It mainly offers loans, finance leases, and operating leases for the purchase of new Cessna airplanes, Bell helicopters, and E-Z-GO golf equipment. Due to poor market conditions in 2008 the company stopped offering asset-based lending, distribution finance, golf course mortgages, resort financing, and structured capital. However, Textron Financial still manages a portfolio of receivables from that business.

China Minsheng Banking Corporation (CMBC) provides standard corporate and personal banking services as well as a broader range of financial services including international financing, wealth management, settlement, factoring, and bond underwriting. The company has some 350 main branches and outlet locations throughout China, including a representative office in Hong Kong. It has relationships with about 750 foreign banks worldwide. CMBC was founded in 1996 and was China's first commercial bank to be owned by mostly non-government entities.

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