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Security Federal Corporation

Security Federal Corporation

Security Federal is the holding company for Security Federal Bank, which has about a dozen offices in southwestern South Carolina's Aiken and Lexington counties. It expanded into Columbia, South Carolina and eastern Georgia in 2007. The bank offers checking and savings accounts, credit cards, CDs, IRAs, and other retail products and services. Commercial business and mortgage loans make up more than 60% of the company's lending portfolio, which also includes residential mortgages (about 25%), and consumer loans. Security Federal also offers trust services, investments, and life, home, and auto insurance.

1st Constitution Bancorp

1st Constitution Bancorp

1st Constitution Bancorp is the parent of 1st Constitution Bank, which serves consumers, small businesses, and not-for-profits through about a dozen branches in Middlesex, Mercer, and Somerset counties in New Jersey. Services and products include demand, savings, and time deposits, as well as loans and mortgages. Commercial mortgages, business loans, and construction loans make up more than 60% of the company's lending portfolio. Directors and executive offices of 1st Constitution Bancorp own about 15% of the company.

Southern Michigan Bancorp, Inc.

Southern Michigan Bancorp, Inc.

Southern Michigan Bancorp is the holding company for Southern Michigan Bank & Trust, which operates about 20 branches in a primarily rural area near Michigan's border with Indiana and Ohio. The bank provides standard deposit services, such as checking and savings accounts, money market and heath savings accounts, CDs, and IRAs. It originates commercial, financial, agricultural, consumer, and mortgage loans. The banks also offers trust and investment services. Southern Michigan Bank & Trust got its start in the room of a hotel named Southern Michigan Hotel in 1872.

LSB Financial Corp.

LSB Financial Corp.

LSB Financial is the holding company for Lafayette Savings Bank, which has been serving northern Indiana since 1869. Today the bank has a handful of branches in the communities of Lafayette and West Lafayette, offering checking, savings, and money market accounts, NOW accounts, and CDs. It primarily writes real estate loans, with residential mortgages making up about half of the company's loan portfolio. It also writes commercial and multifamily residential mortgages, real estate construction loans, and land development loans.

Fox Chase Bancorp, Inc.

Fox Chase Bancorp, Inc.

Fox Chase Bancorp, Inc. operates as the holding company for Fox Chase Bank that provides various financial services to consumers and businesses. It accepts various deposit products, including noninterest-bearing demand accounts, such as checking accounts; noninterest-bearing demand accounts, NOW accounts, money market accounts, savings and club accounts, and certificates of deposit. The company also provides loan products, such as one-to four-family residential real estate loans; multi-family and commercial real estate loans; construction loans for commercial development projects, such as apartment buildings, restaurants, shopping centers, and other owner-occupied properties used for businesses; consumer loans comprising home equity loans and lines of credit; and commercial and industrial loans. In addition, it offers cash management services. Fox Chase Bank operates 11 branches in Philadelphia, Richboro, Willow Grove, Warminster, Lahaska, Hatboro, Media and West Chester, Pennsylvania; and Ocean City, Marmora, and Egg Harbor Township, New Jersey. Fox Chase Bancorp, Inc. is headquartered in Hatboro, Pennsylvania. Fox Chase Bancorp, Inc. is a subsidiary of Fox Chase MHC.

Provident Community Bancshares, Inc.

Provident Community Bancshares, Inc.

Provident Community Bancshares (formerly Union Financial Bancshares) is the holding company for Provident Community Bank, which operates about 10 branches in Laurens, Union, Fairfield, Greenville and York counties in northern South Carolina. The bank attracts deposits from local consumers and businesses by offering checking and savings accounts, money market and NOW accounts, CDs, and IRAs. Its lending activities mainly consist of business loans, commercial mortgages, and consumer and installment loans. The bank also offers investments, brokerage services, retirement planning, and credit cards.

Citizens South Banking Corporation

Citizens South Banking Corporation

Citizens South Banking Corporation operates as the holding company for Citizens South Bank that provides savings bank services to local customers in the United States. The company offers various deposit products, including demand deposits, money market deposits, savings accounts, and certificates of deposit. Its loan portfolio comprises residential and nonresidential real estate loans, construction loans, commercial business loans, consumer loans, investment securities, and mortgage-backed securities. In addition, the company acts as a broker in the origination of loans secured by one-to-four family dwellings and in the sale of uninsured financial products. As of May 17, 2010, it operated a network of 21 branch offices. Citizens South Banking Corporation was founded in 1904 and is headquartered in Gastonia, North Carolina.

Southern BancShares (N.C.), Inc

Southern BancShares (N.C.), Inc

The year was 1910 when the men in the photograph at left gathered at the Strawberry Market in Mount Olive, North Carolina. Their local bank, The Bank of Mount Olive, was nine years old at the time, and reflected the values of the day. It was a place where their money was safe and earned good interest. A place where they were treated as friends and respected as individuals.

Partners Realty Capital, L.L.C.

Partners Realty Capital, L.L.C.

Partners Realty Capital, L.L.C. company offers a range of financing options for commercial and residential properties, including hotels, industrial, office, and retail space, as well as multi-family residences and single-family housing tracts. Options include acquisition, bridge, construction, development, and permanent loans, as well as debt and equity lines of credit. Partners Realty Capital also offers litigation support and pre-acquisition finance support. Clients include Fremont Investment & Loan and UBS Warburg. The firm was established in 1994 by Paul Fruchbom.

Shin Kong Financial Holding Co., Ltd.

Shin Kong Financial Holding Co., Ltd.

Commercial banking, securities dealing, asset management, and insurance all find a home beneath Shin Kong's umbrella. Also known as SKFH, the holding company offers an array of banking and financial services through subsidiaries Shin Kong Life Insurance (SKL), Shin Kong Investment Trust (SKIT), Taiwan Shin Kong Insurance Brokers (SKIB), and Taiwan Shin Kong Commercial Bank (SKB). The company has expanded its product offerings and market presence, with a focus on mainland China for growth opportunities. SKFH was established in 2002.

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