Established in 1902, First South Bank is a local community bank located throughout Eastern North Carolina. Over the past 103 years, banking products and services have evolved. However, the Bank's commitment to its community has never wavered. We have always believed it is important to be a significant contributing member of our community. We know that, as a community bank, we have a responsibility to make a positive difference in the place we both live and serve, not because it is good for business, but because it is the right thing to do.

Center Bancorp is the holding company for Union Center National Bank, which operates about a dozen offices in northern New Jersey's Morris and Union counties. A full-service commercial bank, Union Center offers individuals and local businesses such deposit products as checking, savings, and money market accounts; CDs; and IRAs. It also offers trust services. Commercial loans account for about 50% of the bank's loan portfolio; residential mortgages account for most of the remainder. Subsidiaries offer services such as advertising, insurance (annuities, property/casualty, life, and health), wealth management, and real estate investment trust (REIT) operations.

Capital One hopes it's a car financed through Capital One Auto Finance. A subsidiary of Capital One Financial, the company found its niche in the e-loan market. From its origins of selling loans only through direct mail and auto dealerships, the company has evolved into one of the largest Internet auto lenders in the US. An online decision usually comes within minutes, after which the buyer receives a "blank check" for up to the approved loan amount, thus providing the negotiating power of cash to let the borrower purchase or refinance a new or used vehicle.

Cherokee residents were invited to invest in a new bank being formed by 10 local directors, and by July, Cherokee Bank opened its doors in a temporary facility with eight employees. The bank moved into a permanent home in its present main office in March of 2000. After a short 15 months of operation, the bank had its first break-even month in October of 2000. Assets grew steadily from the start, passing the $50 million mark within two years, $100 million within four years and surpassing the $200 million mark within seven years. A temporary office was opened in South Canton in July 2002 to complement the bank's North Canton main office. The permanent facility opened in January of 2004. In 2007, the bank opened its Woodstock Office to serve clients in Woodstock, Acworth and Kennesaw.

M&F Bank has deep roots. Since 1890, M&F Bank has served a growing community of clients encompassing parts of four states. From 48 locations and the connected world M&F is delivering a wide array of financial products and services to individuals, businesses, organizations, governments and churches. From our base in Mississippi M&F now serves in Tennessee, Alabama and Florida. Our markets are diverse; our financial services are adapted to the needs of the client. Our mission is built on integrity and focused on exceeding the expectation of our customer. We believe in the basics of traditional banking. We also believe in a menu of related services including insurance, wealth management, investments, mortgage banking and specialized applications of the financial system. M&F is as relational as your best friend and neighbor while being as technologically adept as you require. Stewardship is the means and the end of our mission. As we grow shareholder value through exceptional service we are better able to do good and perpetuate the multiplication of value to customer, community and associate. Our calling is high, our commitment is unswerving and our mission is clear. At M&F Bank the focus is on results.

Juniata Valley Financial may be the place for you. The institution is the holding company for Juniata Valley Bank, which serves central Pennsylvania from about a dozen banking locations. The bank offers standard deposit products and services, including checking and savings accounts, money market accounts, IRAs, and CDs. It also provides credit card services and originates a variety of consumer and business loans. Consumer loans make about 70% of its loan portfolio. Additionally, Juniata Valley Bank sells insurance and investment products. Juniata Valley Bank was established in 1867.

PremierWest Bancorp strives to be the principal financial institution on the West Coast. The firm is the holding company for PremierWest Bank, which operates 40 branches generally located along the Interstate 5 corridor in southern Oregon and northern California. The community bank serves local businesses and consumers, using funds from deposit accounts mainly to originate loans secured by commercial and residential real estate. Bank subsidiary PremierWest Investment Services provides investment brokerage services. Consumer lender Premier Finance Company is another subsidiary of the bank; mortgage service provider PremierWest Mortgage is a division of the bank.

Pacific Premier Bank is a state-chartered commercial bank headquartered in Costa Mesa, California. We serve businesses from six locations throughout Southern California including six depository branches in Costa Mesa, Huntington Beach, Los Alamitos, Newport Beach, San Bernardino, and Seal Beach as well as an SBA loan production office in Costa Mesa. Through our branches and our web site we offer a full complement of deposit and loan products and services for commercial businesses, non-profit organizations, and consumers. We offer our customers an alternative to the impersonal service experienced at the large regional and national banks.

Oak Valley Community Bank was founded in 1990 by a group of businessmen with a vision to make local banking available to its community. Thanks to our talented, dedicated staff, loyal customer base, shareholders and outstanding group of directors, this has become a reality, and our vision continues to grow.Oak Valley Community Bank has always been a leader by supporting the communities with financial services as well as the way our staff has always generously given of their time and talent. We have built our business by developing relationships, meeting the needs of our customers through personal service and responding to these changing needs, while maintaining our commitment to quality products and service.

FedFirst Financial Corporation operates as the holding company for the First Federal Savings Bank, which provides various banking and financial services to individuals and businesses in its market area. FedFirst Financial Corporation company provides deposit products, which include noninterest-bearing demand deposits, such as checking accounts; interest-bearing demand accounts, including NOW and money market accounts; statement savings accounts; and certificates of deposit comprising individual retirement accounts. Its loan products include residential mortgage loans, commercial and multi-family real estate loans, construction loans, commercial business loans, and consumer loans, including home equity lines of credit, home equity installment loans, loans on savings accounts, and personal lines of credit and installment loans. FedFirst Financial Corporation also operates as an insurance agent offering property and casualty, commercial liability, surety, and other insurance products. It operates nine banking offices in Fayette, Washington, and Westmoreland counties, Pittsburgh. FedFirst Financial Corporation was founded in 1922 and is based in Monessen, Pennsylvania. FedFirst Financial Corporation is a subsidiary of FedFirst Financial Mutual Holding Company.

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