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Bank BPH Spolka Akcyjna

Bank BPH Spolka Akcyjna

Bank BPH provides banking services through some 200 branches throughout Poland. Services include capital market activities, retail and corporate business, securities settlement, and trade finance. It also provides asset management services. Bank customers have free access to a network of more than 3,000 ATMs, including 200 owned by the company. The bank traces its roots to the 1989 creation of two banks, PBK and PBH, which merged in 2001 to create Bank BPH. GE Money Bank S.A., the Polish retail division of General Electric Capital, acquired control of the bank from UniCredit in late 2008. Bank BPH and GE Money Bank S.A. merged in 2010.

Four Oaks Fincorp, Inc.

Four Oaks Fincorp, Inc.

Four Oaks Fincorp, Inc. is headquartered in Four Oaks, North Carolina. Four Oaks Fincorp, Inc. operates as the holding company for Four Oaks Bank & Trust Company that provides general commercial banking products and services in eastern and central North Carolina. It offers various deposit products, including checking, savings, individual retirement, NOW, and money market accounts, as well as certificates of deposit, and student checking and savings programs. Four Oaks Fincorp, Inc. also offers loans for businesses, agriculture, real estate, personal uses, home improvement, and automobiles; mortgage loans; equity lines of credit; and credit cards. In addition, it offers safe deposit boxes, electronic funds transfer services, Internet and telephone banking services, bill pay and mobile banking services, cashier’s checks, traveler’s check cards, and gift cards. Further, the company provides brokerage services in the areas of financial strategies, mutual funds, annuities, insurance, stocks, individual retirement accounts, employee benefit plans, 401(k)s, and employee pension plans. It operates through 18 locations in Four Oaks, Clayton, Smithfield, Garner, Benson, Fuquay-Varina, Wallace, Holly Springs, Harrells, Sanford, Zebulon, Dunn, Rockingham, and Southern Pines. Additionally, the company offers a product line of secondary marketing-type mortgages.

E.Sun Financial Holding Co., Ltd.

E.Sun Financial Holding Co., Ltd.

Established in 2002 to consolidate the operations of E.Sun Bank and other subsidiaries, E.Sun provides commercial banking, venture capital, securities trading, and other financial services to businesses and individuals throughout the country. The group depends on commercial banking services for its bread and butter (90% of annual revenues) and carries out additional financial operations through six subsidiaries. An attempt to acquire Taiwan Business Bank in 2005 broke down amid union protests. A year later the group allied with Singapore's Temasek which would eventually control 6% through Fullerton Financial Holdings.

Dexia SA

Dexia SA

Dexia provides retail, commercial, and private banking services in Europe, primarily Belgium, Luxembourg, and Turkey (through DenizBank). The company is a leader in European public and semi-public finance, with a majority of the market in Belgium and about half in France. It funds municipal buildings, social housing, and infrastructure projects and is active in Europe and North America. Dexia also provides asset management and investment services through its RBC Dexia Investor Services joint venture with Royal Bank of Canada; the unit has some $2.3 billion in assets under administration. Dexia was founded in 1996 through the merger of public finance institutions in Belgium and France.

Pinnacle Bancshares, Inc.

Pinnacle Bancshares, Inc.

Pinnacle Bancshares, Inc. was founded in 1935 and is based in Jasper, Alabama. Pinnacle Bancshares, Inc. operates as a holding company for Pinnacle Bank, which provides various commercial banking products and services in central and northwest Alabama. The company’s deposit products include savings deposits, time deposits, money market accounts, checking accounts, certificates of deposit, and interest and noninterest-bearing accounts. Its loan portfolio comprises mortgage, consumer, commercial, residential and commercial real estate mortgage, and real estate construction loans, as well as home equity lines of credit and letters of credit. Pinnacle Bancshares, Inc. also offers automated teller cards, Visa CheckCards, and travelers’ and official checks, as well as provides safe deposit box, notary, overdraft protection, savings transfer, bill payment, telebanking and Internet banking services. As of December 31, 2009, it operated seven branches in Jasper, Haleyville, Sumiton, Vestavia, Trussville, and Gardendale, Alabama.

Whitney Holding Corporation

Whitney Holding Corporation

Whitney Holding Corporation was founded in 1883 and is headquartered in New Orleans, Louisiana. Whitney Holding Corporation operates as the bank holding company for Whitney National Bank that provides community banking services to commercial, small business, and retail customers. Whitney Holding Corporation offers various deposit products, such as non interest bearing demand deposits, interest-bearing deposits, NOW account, money market, savings, and other time deposits. Its loan portfolio includes commercial and industrial; commercial real estate; construction, land, and land development; residential mortgage; and consumer loans, as well as secured and unsecured loan products, such as revolving credit facilities. The company also offers letters of credit, financial guarantees, and financing for the development of housing. In addition, it provides treasury management services; trust and investment management services to retirement plans; investment brokerage services; and annuity products, as well as personal and business lines of insurance to customers in northwest Florida and the New Orleans metropolitan area. Whitney Holding Corporation offers its services in Texas, southern Louisiana, coastal region of Mississippi, central and south Alabama, and the western panhandle and the Tampa Bay metropolitan area of Florida, as well as in Grand Cayman in the British West Indies.

American Savings Bank, FSB

American Savings Bank, FSB

American Savings Bank has grown into one of Hawaii’s leading financial institutions. A large network of American Savings Bank branches and automated teller machines – in addition to phone and online banking options – make it easier than ever to address the needs of our customers and our communities.

Southern Community Financial Corporation

Southern Community Financial Corporation

Southern Community Financial is the holding company for Southern Community Bank and Trust, which operates more than 20 branches in the Piedmont Triad region and other parts of North Carolina. Serving area individuals, small and midsized businesses, and homebuilders, the bank offers such retail services as checking and savings accounts, money market accounts, and credit cards. The bulk of Southern Community Financial's loan portfolio is made up of commercial mortgages (about 35%), residential mortgages (25%), construction loans (20%), and commercial and industrial loans (more than 15%). The bank also offers insurance products through an agreement with The Phoenix Companies.

Industrial Bank Co., Ltd.

Industrial Bank Co., Ltd.

Founded in 1988, Industrial Bank is one of China's first joint stock commercial banks. Through some 40 branches and more than 400 sub-branches across China, Industrial Bank offers standard deposit, loan, wealth management, credit card, and e-banking products and services to personal and commercial banking customers. Fujian Finance Department, a government institution, controls about a quarter of Industrial Bank, while Hong Kong's Hang Seng Bank and Singapore's Tetrad Ventures together own about a fifth.

Norwood Financial Corp.

Norwood Financial Corp.

Norwood Financial Corp. serves individuals and local businesses through about a dozen branches in northeastern Pennsylvania. It offers standard deposit products and services including checking and savings accounts, money market savings accounts, CDs, and IRAs. Residential and commercial mortgages account for about 80% of Wayne Bank's loan portfolio. The bank also runs a trust and wealth management division; subsidiary Norwood Investment provides annuities and mutual funds; Norwood Settlement (70%-owned by the bank) offers title and settlement services. Norwood Financial is buying North Penn Bank; the deal will add five branches in northeastern Pennsylvania.

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