Headquartered in Nashville, Tenn., Caterpillar Financial Services Corporation is the financial arm of Caterpillar Inc., a Fortune 50 company, a technology leader and the world's largest manufacturer of construction and mining equipment, natural gas and diesel engines, and industrial gas turbines. For more than 28 years, Cat Financial, a wholly-owned subsidiary of Caterpillar Inc., has been providing a wide range of financing alternatives for the complete line of Caterpillar machinery and engines, Solar ® gas turbines, other related equipment and marine vessels. Caterpillar Financial Services Corporation also extends loans to customers and dealers. Cat Financial has offices and subsidiaries located throughout the Americas, Asia, Australia, and Europe.

Headquartered in Korea's second-largest city, Busan, a port and logistics center, Busan Bank operates more than 200 branches in its domestic network. Most of its borrowers are corporate clients, primarily in businesses in the manufacturing, retail, and wholesaling sectors. The bank has lent some 300 billion won to help companies specifically challenged by high prices for raw materials and the Asian bird flu epidemic. Besides deposits and loans, the bank offers services in wealth management, insurance, and mobile banking. Busan Bank was founded in 1967.

FirstBank Florida wants to be your first, last, and only bank if you live in the Miami area. The company operates 10 branches in South Florida and serves small businesses and individuals. It provides traditional deposit products such as credit cards, personal and business checking, savings, money market, and individual retirement accounts, as well as loan products such as auto loans, mortgages and home equity loans. Residential mortgages account for the majority of FirstBank Florida's lending portfolio. The rest of the bank's portfolio is composed of commercial, construction, business, and consumer loans.

Bank of Scotland (Ireland) brings commercial banking services from the Scottish Highlands to the Emerald Isle. The bank provides such banking services as commercial loans, commercial and asset finance, and investment services. In 2006 it launched a retail banking division, Halifax, with such offerings as mortgages, personal loans, credit cards, and savings products. The bank has more than 40 locations throughout Ireland. Halifax was launched via Bank of Scotland (Ireland)'s purchase of ESB's retail outlets in 2005. In 2009 Bank of Scotland (Ireland) became part of Lloyds Banking Group, which was formed by the merger of Lloyds TSB and the bank's former parent, HBOS.

Founded in 1937 for employees of the Lockheed Aircraft Company (now Lockheed Martin), Lockheed Federal Credit Union (LFCU) serves employees of more than 600 companies, with a focus on the aerospace, technology, and insurance industries. The member-owned credit union has about 10 offices in Southern California and one in New Hampshire, plus two others in Maryland and Virginia that are accessible only to Lockheed Martin employees and their families. LFCU provides standard services such as checking and savings accounts, home mortgages, vehicle loans, and credit cards, as well as investments and insurance. It has approximately 100,000 members.

The Federal Home Loan Bank of San Francisco helps meet the borrowing needs of communities by providing wholesale credit products and services to member financial institutions. The Bank is privately owned by its members, which include commercial banks, savings institutions, credit unions, thrift and loan companies, and insurance companies headquartered in Arizona, California, and Nevada. We are part of a network of 12 regional Federal Home Loan Banks chartered by Congress in 1932 to provide low-cost credit to residential housing lenders.

Shanghai Pudong Development Bank (SPDB) is all about hometown development of the financial variety. The bank offers individuals and businesses such products and services as credit cards, mortgages, auto loans, personal loans, savings accounts, corporate banking services, business loans, and Internet and telephone banking services. The manufacturing, wholesale, retail, and entertainment sectors represent the bank's largest business lending markets. SPDB has about 30 branches and more than 400 business network sites. The bank was founded by the government in 1992. In an effort to strengthen its capital requirements, SPDB sold 20% of itself to China Mobile in late 2010.

State Street Bank provides custody, shareholder services, brokerage, securities finance, research, and other management services for institutional clients around the world. Customers include mutual funds, pension plans, and investment managers. At the top of the custody-services heap, State Street has about $19 trillion in assets under custody. It also has nearly $2 trillion in assets under administration. Other subsidiaries include asset manager State Street Global Advisors and State Street Alternative Investment Solutions.

The Shizuoka Bank is one of Japan's largest regional banks. It has about 190 branches in and around Shizuoka prefecture, a major manufacturing region southwest of Tokyo. The bank specializes in commercial and industrial loans to businesses such as manufacturers, wholesalers, and retailers within Shizuoka. Other offerings include deposit accounts, consumer loans, asset management, and investment banking services. Shizuoka Bank also has subsidiaries devoted to leasing, credit cards, mortgages, securities brokerage, and management consulting. It has representative offices and branches in Belgium, China, Singapore, and the US.

RBS Invoice Finance can help them find the cash. A subsidiary of The Royal Bank of Scotland Group, the company offers products that enable businesses to turn their own sales invoices and inventories into instant cash. Key offerings include invoice discounting (RBS lends cash to a client against the client's own sales invoices), factoring (RBS buys unpaid/defaulted invoices at a discount), and asset-based lending. It uses a customer-facing data management system (FacFlow) to manage its invoice discounting and factoring services. RBS Invoice Finance caters to companies in the manufacturing, recruitment, pharmaceutical, and other sectors.

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