Jacksonville Bancorp (unaffiliated with the Florida corporation of the same name) is the holding company for Jacksonville Savings Bank, which serves consumers and businesses in western Illinois through more than five offices, including its Chapin State Bank, First Midwest Savings Bank, and Litchfield Community Savings divisions. The bank is mainly a real estate lender, with residential, commercial, and agricultural mortgages accounting for more than half of its loan portfolio. Subsidiary Financial Resources Group offers investment and trust services. The company converted from a mutual holding company to a stock holding company structure in mid-2010.

Wells Fargo & Company, through its subsidiaries, provides retail, commercial, and corporate banking services principally in the United States. The company operates through three segments: Community Banking; Wholesale Banking; and Wealth, Brokerage, and Retirement. The Community Banking segment offers deposit products, including checking accounts, savings deposits, market rate accounts, individual retirement accounts, time deposits, and debit cards. Its loan products include lines of credit, equity lines and loans, equipment and transportation loans, education loans, residential mortgage loans, and credit cards.

Community Bank System is right up front about what it is. The holding company owns Community Bank, which operates about 150 branches across nearly 30 counties in upstate New York and five counties in northeastern Pennsylvania, where it operates as First Liberty Bank and Trust. Focusing on small, underserved towns, the bank offers such services as checking and savings, money market, and NOW accounts. The bank's loan portfolio is divided nearly equally among business loans, residential mortgages, and consumer loans. Community Bank System also provides trust services, brokerage services, investment management, insurance products, and employee benefits plan administration.

Crescent Financial is the holding company for Crescent State Bank, which operates some 15 branches in central North Carolina. The community bank offers standard products and services, including checking and savings accounts, certificates of deposit, and credit cards. Commercial mortgages make up about half of its loan portfolio; construction loans make up more than a quarter. The company, which was founded in 1998, also writes business loans, home equity loans, and residential mortgages. Its Crescent Investment Services division offers financial planning products and services, including retirement plans, mutual funds, insurance, and other investments.

Old Line Bancshares is the holding company for Old Line Bank, serving consumers, businesses, and wealthy individuals in the Old Line State and in the Washington, DC, area. From 10 branches in Maryland's Charles and Prince George's counties, the bank offers standard retail products including deposit accounts, CDs, and credit cards. It uses funds from deposits to write business and consumer loans; commercial real estate loans make up about half of its portfolio. The bank also offers luxury boat financing. The company also owns 50% of real estate firm Pointer Ridge Office Investment. The bank will double its branch numbers through its planned $20 million acquisition of Maryland Bankcorp, expected to close in 2011.

NCAL Bancorp founded in 1982, the bank offers retail customers checking, savings, and money market accounts, certificates of deposit, and personal lines of credit and loans. For businesses, it provides deposit products, cash management, and real estate, construction, commercial, and Small Business Administration (SBA) loans.NCAL operates in SoCal through its primary subsidiary, National Bank of California. Specifically, NCAL Bancorp is the holding company for National Bank of California which serves professionals, investors, high net-worth individuals, and small to midsized businesses through five branches in Southern California's Los Angeles, Orange, and Ventura counties.

Taiwan Cooperative Bank, Ltd. was founded in 1946 during the Japanese occupation of Taiwan to foster the country's burgeoning cooperative system. Today the bank still provides financing for economic development, particularly for cooperative enterprises and small and middle-market businesses, with a focus on the fishing and farming sectors. It also provides standard banking services such as deposits and financial management to businesses and consumers. TCB has more than 300 branches in its home country, plus six offices in the US, China, Belgium, and Philippines. The Taiwanese government owns nearly 40% of the bank.

Emigrant Bank was founded by Irish emigrants as a mutual savings bank in 1850. By the 1920s it had grown to become the largest savings bank in the nation.As of December 31, 2009, Emigrant Bank and its affiliated Regional Banks* have approximately $15.4 billion in assets and $1.2 billion in total equity capital.Emigrant Bank itself has $12.9 billion of assets and more than $900 million in total equity capital.

Royal Bancshares of Pennsylvania is the holding company of Royal Bank America, which operates about 15 branches in southeastern Pennsylvania (including Philadelphia and its King of Prussia suburb) and another in New Jersey. Royal Bancshares has other units devoted to equipment leasing (Royal Leasing), commercial finance (Royal Investments America), and lender financing (RAB Capital). The company is selling Royal Asian Bank, which serves Korean-American markets through five branches in New Jersey, New York, and Pennsylvania, to a group led by the unit's CEO, Edward Shin.

The Dutch bank,N.V. Bank Nederlandse Gemeenten (BNG for short) is a government-owned entity that helps finance the operations of the country's municipalities, housing associations, health care institutions, and public utilities. The majority of the company's funding is funneled to the public sector, with the balance going to public-private partnerships. The bank also provides funds transfer, electronic banking, asset management, and investment consulting services for Dutch public authorities, and is involved in regional development.

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