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Savings & Loans

ChoiceOne Financial Services, Inc.

ChoiceOne Financial Services, Inc.

ChoiceOne Bank, which has more than a dozen offices in the western part of Michigan's Lower Peninsula. The bank serves consumers and area businesses, offering checking and savings accounts, CDs, investment planning, and other services. Real estate loans, including residential and commercial mortgages, constitute more than two-thirds of the company's loan portfolio. Agricultural, consumer, and business loans help to round out the bank's lending activities. ChoiceOne Financial Services sells life, health, and disability coverage through its ChoiceOne Insurance Agencies subsidiaries.

Federal Trust Corporation

Federal Trust Corporation

Federal Trust Corporation, a Florida corporation since August 5, 1988, is the parent holding company for Federal Trust Bank and Federal Trust Mortgage Company. Federal Trust is a full-service financial institution, providing a variety of products and services including checking, savings, money market accounts; certificate of deposits; individual retirement accounts, residential, commercial and mortgage loans.

Banner Corporation

Banner Corporation

Banner Corporation operates as the holding company for Banner Bank and Islanders Bank that provide commercial banking and financial products and services to individuals, businesses, and public sector entities. It generates various deposit instruments, including demand checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, regular savings accounts, certificates of deposit, cash management services, and retirement savings plans. The company also originates commercial business and commercial real estate loans, agricultural business loans, construction and land development loans, one to four-family residential loans, and consumer loans. In addition, it engages in mortgage banking operations primarily through the origination and sale of one to four-family residential loans. As of December 31, 2009, Banner Bank operated 86 branch offices and 7 loan production offices located in Washington, Oregon, and Idaho; and Islanders Bank conducted business from 3 locations in San Juan County, Washington. Banner Corporation was founded in 1890 and is based in Walla Walla, Washington.

Capitol Bancorp Ltd.

Capitol Bancorp Ltd.

Capitol Bancorp raises banks. The holding company owns a network of community banks in more than a dozen states around the country. Many of the banks have only one location and are run locally. They target area business customers and high-net-worth individuals, with offerings such as checking and savings accounts, loans and mortgages, and trust and investment services. Its Capitol Wealth subsidiary provides wealth management services. Commercial real estate loans make up about half of Capitol Bancorp's total loan portfolio, which also includes residential mortgage, business, consumer, construction, and land development loans.

Bank of Greece

Bank of Greece

The Bank of Greece is the central bank of the country. It was established in 1927 by an Annex to the Geneva Protocol and started operations in May 1928. It was incorporated as a societe anonyme. According to its Statute, its head office is in Athens. It has a nationwide network of 18 branches, 38 agencies and 8 outlets.As from January 2001, the Bank of Greece is an integral part of the Euro system, which consists of the European Central Bank (ECB) and the national central banks (NCBs) of the European Union (EU) Member States participating in the euro area.

The Saudi British Bank

The Saudi British Bank

The Saudi British Bank (SABB) provides personal, private, and corporate banking services to customers across Saudi Arabia. Founded in 1978, SABB operates a network of about 75 branches (including a dozen locations exclusively for women), offering deposits, loans, and Takaful (cooperative insurance that complies with Islamic law). It also issues VISA and MasterCard credit cards, as well as the SABB Amanah card, which offers monthly payment plans that adhere to Islamic principles. Corporate services include cash management, treasury, and investment banking through HSBC Saudi Arabia Limited. British banking giant HSBC owns about 40% of SABB; Saudi nationals own 60%.

Finacity Corporation

Finacity Corporation

Finacity is a world-class expert in accounts receivable securitizations for companies in the U.S. and abroad, specializing in structuring, administration, and reporting. We optimize our clients' working capital by offering competitive liquidity and financing terms, off-balance sheet treatment, state-of-the-art credit management and risk mitigation, and bulk and distressed sale opportunities, and alternative liquidity solutions for non-securitized assets. Finacity has facilitated the funding and reporting for over $30 billion in annual receivables flow with obligors in more than 80 countries.Finacity is an independent company that benefits from the resources and expertise of strategic partners that include leading providers of banking, global trade and risk mitigation services. Founding partners include ABN AMRO Bank, Euler Hermes ACI, Bank of America, AMROC Investments, and Kleiner Perkins Caufield & Byers. Headquartered in Stamford, Connecticut, with offices in New York and London, our sales network extends throughout North America, the European Union, Latin America, emerging Europe, and Asia.

Pioneer Bankshares, Inc.

Pioneer Bankshares, Inc.

Pioneer Bank, which serves northeastern Virginia through about a half dozen branches. It provides standard retail products and services to individuals and small to midsized businesses. Lending activities are focused on real estate loans and mortgages: Loans secured by real estate account for some 80% of its total loan book. The company also offers business and consumer loans. The bank has two subsidiaries, Pioneer Financial Services (insurance and investment products) and Pioneer Special Assets (foreclosures with added liabilities).

CFS Bancorp, Inc.

CFS Bancorp, Inc.

CFS Bancorp is the holding company for Citizens Financial Bank, a savings and loan serving residents and businesses of northwestern Indiana and northeastern Illinois, including parts of the Chicago metropolitan area, through about two dozen branches. The bank offers standard deposit products such as checking, savings, NOW, and money market accounts, as well as certificates of deposit. It uses the funds primarily to originate commercial loans (mortgages, construction and land development loans, and business loans), which account for some two-thirds of its loan portfolio. The bank also originates residential mortgages, home equity lines of credit, and other consumer loans.

United Community Banks, Inc.

United Community Banks, Inc.

United Community Banks is the holding company for 27 community banks united in their quest to provide consumer and business banking services in Georgia, western North Carolina, and eastern Tennessee. Operating mainly under the United Community Bank or UCB banners, the banks collectively have more than 100 branches offering deposit products, mortgages, and other services. Residential construction and land development loans account for the largest segment of United Community Banks' loan portfolio (more than 30%); residential mortgages make up about 25%. The company has been growing through acquisitions.

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