Sandy Spring Bancorp is the holding company for Sandy Spring Bank, which operates more than 40 branches in the Baltimore and Washington, DC, metropolitan areas. One of the largest and oldest banks headquartered in Maryland (it was founded in 1868), Sandy Spring Bank provides standard deposit services, including checking and savings accounts, money market accounts, and CDs. Commercial mortgages account for the largest portion of the company's loan portfolio (about 40%); the remainder is a mix of residential mortgage, consumer, construction, and business loans, as well as equipment leases. The company also offers personal investing services, wealth management, trust services, insurance, and retirement planning.

Fukuoka Financial has more than just a yen to serve the banking needs of Kyushu. The bank operates about 300 branches in southwestern Japan's Kyushu region (including the prefectures of Fukuoka, Jumamoto, and Nagasaki) and a handful of branches in China. Annually the bank makes loans of more than 3 trillion yen (more than $33 billion) to small and midsized companies and loans of more than 1 trillion yen (more than $11 billion) to individuals. The company isn't banking only on banking, though: It also owns 13% of retail chain Iwataya. Bank of Fukuoka bought Kumamoto Family Bank to form Fukuoka Financial in 2007; it then bought Kyushu-Shinwa's Shinwa Bank to create Japan's largest regional banking group.

Millennium Bankshares Corporation operates as the holding company for Millennium Bank National Association that provides commercial and consumer banking services to individuals, small and medium sized businesses, and professional communities. It accepts a range of short-term and long-term deposits, including statement savings accounts, NOW accounts, money market deposit accounts, checking accounts, fixed-rate certificates with varying maturities, and individual retirement accounts.

Peoples Federal Savings and Loan Association has participated with pride in the agricultural, commercial and industrial development that has graced Shelby County and shaped the destiny of its residents. At that time the only two services we were allowed to provide were mortgage loans and savings accounts. Through the years, fast paced expansion generated a growing need for creative financing. The Association experienced tremendous growth and saw a need to expand its physical quarters to more appropriately protect its depositor’s funds and valuable documents.

IBW Financial Corporation operates as the holding company of Industrial Bank, National Association (Bank). The Bank provides a range of commercial and consumer lending services primarily to individuals and small businesses. It also offers a variety of loans for the needs of small businesses, including accounts receivable lines of credit, Small Business Administration loans, and equipment loans. The Bank also provides a range of deposit services to its customers, including personal checking; low activity student checking.

Midwest BankCentre is a fast-growing, progressive community bank with enduring traditions and values. Founded as Lemay Bank & Trust Company, our long history of serving St. Louis began in 1906. Since then, we've maintained our commitment to the community, changed our name to more accurately reflect our regional focus and continually enhanced our products and services to serve the times.

LSB Financial is the holding company for Lafayette Savings Bank, which has been serving northern Indiana since 1869. Today the bank has a handful of branches in the communities of Lafayette and West Lafayette, offering checking, savings, and money market accounts, NOW accounts, and CDs. It primarily writes real estate loans, with residential mortgages making up about half of the company's loan portfolio. It also writes commercial and multifamily residential mortgages, real estate construction loans, and land development loans.

Fulton Financial is simply full of banks. The multibank holding company owns eight community banks, which together operate about 270 branches in rural and suburban areas of eastern Pennsylvania, Delaware, Maryland, New Jersey, and Virginia. Most of its banks maintain a local identity. Their products include checking and savings accounts, CDs, IRAs, and credit cards. Commercial loans and mortgages account for about two-thirds of the company's loan portfolio. Home loans are available through its Fulton Mortgage Company subsidiary. Other nonbank units include investment management and trust services provider Fulton Financial Advisors and Fulton Insurance, an agency selling life insurance and related products.

Santa Lucia Bancorp is home on the range. The Santa Lucia Range, that is. Santa Lucia Bancorp is parent to Santa Lucia Bank, which has four offices that serve San Luis Obispo and Santa Barbara counties along the scenic central coast of California. The bank offers such standard services as checking and savings accounts and credit cards. Commercial mortgages and operating loans, including loans for the development or purchase of vineyards, make up the bulk of its lending activities. One of the company's founding directors, vice chairman Doug Filipponi, owns Filipponi and Thompson Drilling Company, Filipponi and Thompson Vineyards, and Santa Margarita Cattle Company.

FirstBank Florida wants to be your first, last, and only bank if you live in the Miami area. The company operates 10 branches in South Florida and serves small businesses and individuals. It provides traditional deposit products such as credit cards, personal and business checking, savings, money market, and individual retirement accounts, as well as loan products such as auto loans, mortgages and home equity loans. Residential mortgages account for the majority of FirstBank Florida's lending portfolio. The rest of the bank's portfolio is composed of commercial, construction, business, and consumer loans.

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