In 1956, Security Service Federal Credit Union opened its doors with eight members and $25 in deposits. Security Service was founded as a not-for-profit, member-owned financial institution to serve the financial needs of the U.S. Air Force Security Service Command. Since those humble beginnings, it has become the eighth largest credit union in the U.S., serving more than 787,000 members worldwide.Headquartered in San Antonio, the credit union has more than 36 service centers in Texas and 19 locations in Colorado. Service areas in Texas include Central Texas, the Rio Grande Valley, the Coastal Bend, and El Paso. Security Service also serves Colorado with locations in Pueblo, Colorado Springs, Denver, Aurora, Fountain, and Northern Colorado.

I am delighted to tell you about Encore, a financial services organization like no other. At Encore, our bankers and financial advisors are dedicated to helping you attain your financial goals. When you work with our professionals, you will be working directly with individuals who are committed to building lasting relationships. We are available to meet with you in your home or workplace, or in our private client offices, to explore how our capabilities in banking, wealth management, trust, mortgage and insurance can serve you, your family and your business. Encore Bank has eleven conveniently located private client offices in greater Houston. To find the nearest location, click here. Encore Bancshares, Inc. is listed on the NASDAQ Global Market under the symbol "EBTX."

NewBridge Bancorp shows a marked preference for "lettuce." Formerly LSB Bancshares, the holding company owns NewBridge Bank (formerly Lexington State Bank and FNB Southeast), which operates about 40 branches and a half-dozen loan production offices in North Carolina and Virginia. The bank offers personal and business banking products and services, including checking and savings accounts and loans. Through a partnership with Raymond James Financial, it offers securities and investment advisory services and insurance products.

Monroe Bancorp owns Monroe Bank, which operates about 20 branches in the central part of the state. Founded in 1892, the bank provides standard products such as checking and savings accounts, CDs, and credit cards. Its lending activities consist mainly of real estate loans, including commercial and residential mortgages, construction and home equity loans, and farmland loans. The bank also provides trust, investment advisory, private banking, estate planning, and brokerage services. Old National Bancorp is buying Monroe Bancorp for more than $80 million.

SinoPac is packing away financial services in Asia and on the US west coast. The holding company owns Bank SinoPac, which has about 130 branches in Taiwan. Bank SinoPac was created in 2006 after the merger of a bank by that name and International Bank of Taipei, or IBT. In the US, SinoPac Bancorp owns Far East National Bank, which serves California's Asian-American community through more than a dozen branches. Other holdings include SinoPac Securities, which offers brokerage services, corporate financing, and underwriting. The company's SinoPac Credit Cards unit has issued more than 1.7 million cards. SinoPac Holdings' subsidiaries also have operations in China, Hong Kong, Macao, the UK, and Vietnam.

Sussex Bancorp is the holding company for Sussex Bank, which operates about 10 branches in Sussex County, New Jersey, and two others in Orange County, New York. Targeting individuals and local businesses, the bank offers such standard retail products as checking and savings accounts, NOW and money market accounts, and certificates of deposit. It also provides trust and financial advisory and insurance services. Lending activities consist primarily of commercial mortgages (more than half of the company's loan portfolio) and residential mortgages (more than 20%). To a lesser extent, the bank also writes construction, land development, business, and consumer loans. Anthony Labozzetta was named CEO in 2010.

Hitachi Capital helps business help customers buy stuff. Hitachi Capital (UK) PLC (HCUK) is a provider of financial services, including business cash flow, commercial asset finance, vehicle finance and management, and retailer finance. Hitachi Capital company, formerly Hitachi Credit, operates through various divisions and subsidiaries, including Hitachi Capital Business Finance, Hitachi Capital Credit Management, and Hitachi Capital Insurance Europe. HCUK provides finance for some 330,000 consumers, 45,000 fleet vehicles and provides asset finance and block discounting for 5,500 companies. Hitachi Capital Corporation, a unit of Japan's Hitachi, Ltd., owns HCUK and operates it as a wholly owned subsidiary.

Chicopee Bancorp, Inc. operates as the holding company for Chicopee Savings Bank that provides various financial services to individuals and businesses in Western Massachusetts. The company’s deposit products include non-interest-bearing demand accounts, such as checking accounts; interest-bearing accounts, which include NOW and money market deposit accounts; regular savings accounts, such as passbook accounts; and certificates of deposit. Its loan portfolio comprises one-to four-family; multi-family; commercial real estate; commercial business; construction and development; and consumer loans, including home equity lines of credit and automobile loans. In addition, it offers non-deposit investment products, including mutual funds, debt, equity and government securities, retirement accounts, insurance products, and fixed and variable annuities. As of March 31, 2010, the company operated main office; lending and operations center; and seven branch offices located in Chicopee, Ludlow, South Hadley, Ware, and West Springfield. Chicopee Bancorp, Inc. was founded in 1845 and is headquartered in Chicopee, Massachusetts.

United Bank of India provides a variety of retail, deposit, and commercial banking services throughout India. Tracing its roots to 1914, UBI offers a variety of deposit services, such as fixed deposits, reinvestment plans, and stock investment instruments. Its retail credit division provides auto, home, and education loans, as well as consumer loans. UBI operates through about 30 regional offices and more than 1,450 branches and has historically been involved in rural and semi-urban development initiatives. The bank also has international branches located at Kolkata, New Delhi, and Mumbai. The company, nationalized in 1969, plans to go public in 2010.

M&F Bank has deep roots. Since 1890, M&F Bank has served a growing community of clients encompassing parts of four states. From 48 locations and the connected world M&F is delivering a wide array of financial products and services to individuals, businesses, organizations, governments and churches. From our base in Mississippi M&F now serves in Tennessee, Alabama and Florida. Our markets are diverse; our financial services are adapted to the needs of the client. Our mission is built on integrity and focused on exceeding the expectation of our customer. We believe in the basics of traditional banking. We also believe in a menu of related services including insurance, wealth management, investments, mortgage banking and specialized applications of the financial system. M&F is as relational as your best friend and neighbor while being as technologically adept as you require. Stewardship is the means and the end of our mission. As we grow shareholder value through exceptional service we are better able to do good and perpetuate the multiplication of value to customer, community and associate. Our calling is high, our commitment is unswerving and our mission is clear. At M&F Bank the focus is on results.

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