Capital Bank Corporation is the holding company for Capital Bank, which capitalizes on the bustling Research Triangle area it serves. Founded in 1997, the bank has about 30 offices in central and western North Carolina. It provides a range of consumer and commercial banking services, including savings, checking, and health savings accounts, as well as CDs, IRAs, and credit cards. Commercial real estate loans, made primarily to small and midsized businesses, make up more than 60% of the bank's loan portfolio; residential mortgages are around 20%. The bank also issues business and consumer loans. It offers investments and insurance through unaffiliated third-party provider Capital Investment Group.

Emporiki Bank of Greece offers traditional financing and banking services, including investment banking, housing loans, asset management, securities portfolio management, leasing, venture capital, and insurance products. Founded in 1907, Emporiki has about 370 branches in Greece, plus nearly 90 in Albania, Bulgaria, Cyprus, London, Frankfurt, and Romania. About a dozen subsidiary companies (Emporiki Bank Group) offer a wide array of financial services -- from real estate development and management to consumer credit, insurance, and vehicle leasing -- to customers both private and corporate. France's #1 bank, Credit Agricole, owns more than 80% of Emporiki.

Community Bank System is right up front about what it is. The holding company owns Community Bank, which operates about 150 branches across nearly 30 counties in upstate New York and five counties in northeastern Pennsylvania, where it operates as First Liberty Bank and Trust. Focusing on small, underserved towns, the bank offers such services as checking and savings, money market, and NOW accounts. The bank's loan portfolio is divided nearly equally among business loans, residential mortgages, and consumer loans. Community Bank System also provides trust services, brokerage services, investment management, insurance products, and employee benefits plan administration.

Orrstown Financial Services keeps both paddles in the money pool. The institution is the holding company for Orrstown Bank, which operates some 20 branches in Pennsylvania's Cumberland, Perry, and Franklin counties as well as in Maryland's Washington County. In addition to traditional retail deposit offerings, Orrstown also provides investment management services including retirement planning and investment analysis. Real estate mortgages account for about 40% of the bank's lending portfolio, followed by commercial, construction, and consumer loans. Orrstown is growing its mortgage lending capabilities. It launched an online application system in order to increase mortgage origination sales.

Idaho Bancorp was formed in 2004 to be the holding company for Idaho Banking Company, which serves residents and businesses of Boise and surrounding areas through four branches and a mortgage and construction loan office. The bank offers standard services such as checking accounts, CDs and savings, IRAs, credit cards, commercial loans, consumer loans, and mortgages. Construction loans and residential loans account for about 25% and 15%, respectively. Other real estate loans account for another 40%.

Credit Industriel et Commercial, commonly known as CIC, is made up of seven banks that serve Paris and five other regions of France. The company offers savings accounts, mortgages, and loans; it also owns stakes in specialized entities involved in private banking, asset management, leasing, securities brokerage, and property/casualty insurance. CIC serves more than 3 million retail customers and 100,000 business clients through about 1,900 offices in France. The bank also has representative offices in some 35 countries around the world. Entities affiliated with French banking group Credit Mutuel own more than 90% of CIC.

Credito Emiliano, one of Italy's leading midsized bank holding companies. Through its 20 financial subsidiaries and affiliates, Credito Emiliano (also known as Credem) offers a host of retail, commercial, and institutional banking services through some 590 branches across Italy. In addition to its lending and deposit products, the financial group offers life and liability insurance, pensions, asset management, leasing, and various corporate financial services. Credem Holding, owned by the Maramotti family (known in fashion circles for its design house Max Mara), controls the company.

Woodforest Financial Group Inc. family of companies includes both Woodforest National Bank and Woodforest Bank. Each bank plays an important role in the continued growth and strength of Woodforest.Woodforest Financial Group purchased Olympic Savings, a State Savings Bank out of Refugio, Texas in April 2007. Olympic soon had a new name, Woodforest Bank, and was converted to a Federal Savings Bank. Woodforest Bank currently has over 160 branches now open. With this new charter, Woodforest Financial Group brings the expertise and innovation of 30 years of banking success to all new Woodforest markets around the country.

Founded in 1960, Cohen Financial, L.P. has nearly 10 offices in major US markets. Cohen Financial is an investment bank that provides capital and other financial services to those in the commercial real estate industry. Cohen funds loans both directly and indirectly through a cadre of capital sources. Borrowers typically use loans to acquire, construct, or renovate industrial, multifamily, office, and retail properties. The firm spun off its investment management unit into a joint venture, Wrightwood Capital, which manages commercial real estate investments on behalf of foundations and endowments, institutions, private investors, and private and public pension funds.

Fauquier Bankshares, Inc. operates as a holding company for The Fauquier Bank that provides consumer and commercial banking services to individuals, businesses, and industries in Virginia. Its deposit products include demand deposits, interest-bearing and non-interest-bearing deposits, NOW accounts, money market accounts, savings accounts, time deposits, and direct deposits. The company’s loan portfolio comprises real estate loans, such as one to four family residential loans, construction loans, and commercial real estate loans; consumer loans, including installment loans, credit card loans, and other secured and unsecured credit facilities; and commercial loans comprising loans for working capital, equipment purchases, and various other business purposes. Its loan portfolio also consists of stand-by letters of credit and grants for installments, unsecured and secured personal loans, and residential mortgages and home equity loans, as well as automobile and other types of consumer financing. In addition, Fauquier Bankshares, Inc. offers safe deposit services, credit cards, cash management services, direct deposits, notary services, night depository, travel and gift cards, cashier’s checks, domestic collections, savings bonds, bank drafts, automated teller services, drive-in tellers, Internet banking, telephone banking, and banking by mail services. Further, it provides wealth management services that include investment management, trust, estate settlement, retirement, insurance, brokerage, and title insurance services. Fauquier Bankshares, Inc. has 10 full service branch offices located in the Virginia communities of Warrenton, Catlett, The Plains, Sudley Road-Manassas, Old Town-Manassas, New Baltimore, Bealeton, Bristow, and Haymarket. Fauquier Bankshares, Inc. was founded in 1902 and is based in Warrenton, Virginia.

Inviting Real Estate Agents, Job Placements Agents, Educational Institutes, Software Service Providers, Real Estate Builders, Marriage Bureaus, Travel Agents, Restaurant Owners, Health & Fitness Centers and other Local Businesses to Post a FREE Classified Advertisement on Cootera.com Classifieds Website.