HCSB Financial has erased the state lines in the Carolinas. The institution is the holding company for Horry County State Bank, which operates more than a dozen branches that serve Horry and Marion counties in South Carolina, and Columbus and Brunswick counties in North Carolina. Horry County State Bank offers traditional deposit products such as checking and savings accounts, CDs, money market accounts, and IRAs. The bank originates primarily real estate loans (more than half of its loan portfolio), followed by business loans, construction and development loans, consumer loans, and agricultural loans. The bank also offers investment services.

Easton Bancorp, that is. Easton Bancorp is the holding company for Easton Bank & Trust, which serves Talbot and Caroline counties on Maryland's eastern shore. From about a half dozen offices, the bank provides standard retail products and services, including checking and savings accounts, IRAs, and credit cards to local businesses and individuals. It uses funds from deposits to write mostly commercial and real estate loans; other offerings include consumer loans and agricultural loans. Easton Bank & Trust also operates under the names Denton Bank & Trust and Oxford Bank & Trust. Easton Bancorp is taking itself private.

CBT Financial is the holding company for Clearfield Bank & Trust Company, which operates about a dozen offices in central Pennsylvania. Targeting individuals and local businesses, the bank offers traditional deposit products, credit cards, trust and investment services, and loans. The bulk of the bank's lending portfolio is secured by residential and commercial mortgages. It also offers consumer, construction, and business loans. CBT Financial nearly doubled its operations in 2005 when it acquired six banking locations from First Commonwealth Financial.

Taiwan Cooperative Bank, Ltd. was founded in 1946 during the Japanese occupation of Taiwan to foster the country's burgeoning cooperative system. Today the bank still provides financing for economic development, particularly for cooperative enterprises and small and middle-market businesses, with a focus on the fishing and farming sectors. It also provides standard banking services such as deposits and financial management to businesses and consumers. TCB has more than 300 branches in its home country, plus six offices in the US, China, Belgium, and Philippines. The Taiwanese government owns nearly 40% of the bank.

Federal Home Loan Bank of Boston is banking on the continued support of other banks. The bank provides funds for residential mortgages and community development loans to its members, which consist of about 450 financial institutions in New England, including banks, thrifts, credit unions, and insurance companies. The bank also lends to nonmember institutions such as state housing finance agencies, primarily to promote the funding of low to moderate income housing in the region. The Federal Home Loan Bank of Boston is one of 12 regional wholesale banks in the Federal Home Loan Bank System. Its region includes Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont.

FirstFed Bancorp is the holding company for First Financial Bank, which has about 10 branches in central Alabama. The bank offers standard deposit products such as checking, savings, and money market accounts; IRAs; and CDs. With funds from deposits it originates loans in its market area, which includes Bibb, Jefferson, Shelby, and Tuscaloosa counties. First Financial's lending activities primarily consist of commercial real estate loans, single-family residential mortgages, and construction and land development loans. The bank also writes business and consumer loans.

The 77 Bank, Ltd., was founded in 1878 as Japan's 77th national bank.Headquartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Japan's largest island. Based on its philosophy, The 77 Bank continues to strengthen its business foundation and enhance its management quality in order to be the "Best creative bank" that creates a new era together with the region. As of March 31, 2010, The 77 Bank had capital of ¥24.7 billion, 143 domestic branches and 2,767 employees.

USE Credit Union was established in 1936 as California State Credit Union #17, with the primary goal of helping employees of the San Diego branch of the Division of Highways. In the 1970's, the Credit Union became known as University & State Employees Credit Union, reflecting USE's expanded legacy of serving the financial needs of university and state employees. And in 1999, when its charter was expanded again to include members of the community at large, the credit union began using the shortened "USE" acronym in most of its business dealings.

Banco de Valencia provides banking and financial services to individuals and businesses in Spain, including credit cards, checking, and savings deposits along with a variety of lending, investment, and insurance products. It also offers foreign currency deposits and fund transfers. Banco de Valencia operates a network of some 400 branches, primarily in the provinces of Alicante, Barcelona, Castellón, Murcia, and Valencia on the eastern coast of Spain. Credit group Bancaja, also headquartered in Valencia, owns some 40% of the company. Banco de Valencia was founded in 1900.

The Export-Import Bank of China, also known as China Eximbank, was established in 1994 by the Chinese government to handle banking and lending activities related to national policy. China Eximbank provides financing mainly for development projects intended to boost the export of China's industrial and electronic goods. The bank also manages the construction fund of the national budget and trades currency on foreign exchanges. China Eximbank operates more than 10 branches and business offices throughout China as well as representative locations in Paris, Johannesburg, and St. Petersburg.

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