America First Credit Union? Founded in 1939, the institution offers deposits, loans, credit cards, investments, and other financial services to both business and consumer customers through about 100 branches in Utah and Nevada. With more than 530,000 members, America First ranks among the nation's top 10 credit unions by membership, and is one of the 15 largest credit unions by assets. America First acquired local rival Intermountain Credit Union in 2008. It is also growing by opening new branches.

First Business Financial Services serves small and midsized companies, entrepreneurs, professionals, and high-net-worth individuals through First Business Bank and First Business Bank - Northeast. The banks offer deposits, loans, cash management, and trust services from about five offices in Wisconsin. About half of First Business Financial's loan portfolio is devoted to commercial mortgages; business loans and leases add about another quarter. Subsidiary First Business Capital specializes in asset-based lending, while First Business Equipment Finance provides commercial equipment financing. First Business Trust & Investments offers investment management and retirement services.

Anglo-Romanian Bank, founded in 1973, it is the UK operating subsidiary of Banca Comerciala Romana (BCR), the largest bank in Romania. Besides typical banking products such as checking and savings accounts, Anglo-Romanian offers commercial banking services and engages in import-export finance and a variety of related operations including foreign exchange and money market transactions. In addition to its UK offices, the bank owns and operates branches in Germany and Romania. It has been a subsidiary of BCR since 2001.

First National Community Bancorp is the holding company for First National Community Bank, which has about 20 offices in Lackawanna, Luzerne, Wayne and Monroe counties in northeastern Pennsylvania. The bank provides standard retail services such as checking and savings accounts, certificates of deposit, credit cards, mortgages, and other loans. It also offers wealth management services. The bank is mainly a business lender, with commercial mortgages accounting for more than 40% of its loan portfolio and operating loans comprising about another quarter. Chairman Louis DeNaples and his brother Dominick, who is vice chairman, each own around 10% of First National Community Bancorp.

Captive Capital capitalizes on clients' captive audiences. Captive Capital Corporation provides turnkey retail financing programs for primarily equipment manufacturers and distributors in the US and Canada. Captive Capital manages the in-house finance programs of equipment manufacturers (including creating and managing customer branded financing Web sites) and matches up lenders with pre-qualified borrowers. Subsidiary Star Capital Group provides direct leasing and financing for commercial equipment acquisitions from $5,000 to $500,000. Internet Capital Group leads investors in Captive Capital, which was founded in 1999 by CEO Jonathan Moran and vice presidents Brian Voland and Jeff Whitcomb.

Community Bank System is right up front about what it is. The holding company owns Community Bank, which operates about 150 branches across nearly 30 counties in upstate New York and five counties in northeastern Pennsylvania, where it operates as First Liberty Bank and Trust. Focusing on small, underserved towns, the bank offers such services as checking and savings, money market, and NOW accounts. The bank's loan portfolio is divided nearly equally among business loans, residential mortgages, and consumer loans. Community Bank System also provides trust services, brokerage services, investment management, insurance products, and employee benefits plan administration.

Ocean Bank is the largest independent state chartered commercial bank headquartered in Florida.It is the holding company of Ocean Bank, which operates about 20 branches throughout South Florida's Miami-Dade and Broward counties. Serving area individuals and businesses, Ocean Bank offers traditional deposit products such as checking and savings accounts and CDs in addition to credit cards, wealth management, and merchant card processing services. Its lending activities are focused on real estate: Residential and commercial mortgages and construction and land development loans account for about 90% of its loan portfolio. The bank also makes business, consumer, and municipal loans. Ocean Bank was founded in 1982.

Golub Capital Partners enjoys being caught in the middle. The company provides debt financing to and makes equity investments in established middle-market companies in the US. It allies with corporate owners, management teams, and financial sponsors in transactions such as recapitalizations, buyouts, and growth financing. Golub focuses on the consumer products, business services, defense, manufacturing, media, and restaurant industries, eschewing technology and passive real estate investments. The Golub Capital Partners LLC company underwrites and syndicates loans up to $150 million, provides debt financing up to $75 million, and makes equity investments of up to $25 million. It also buys loans in the secondary market.

Addison Avenue Federal Credit Union is our core belief at Addison Avenue that we can help people make their lives better. Through our full service atmosphere, full range of products, and our Investment Services Division, we are set apart as a Credit Union that can help solve our members' real life problems and direct them towards achieving financial freedom – at any stage of life.

ASB Financial Corp. ("ASB" or the "Corporation"), a unitary savings and loan holding company incorporated under the laws of the State of Ohio, owns all of the issued and outstanding common shares of American Savings Bank, fsb ("American" or the "Savings Bank"), a federal savings bank. Other than investing excess funds, ASB's activities have been limited primarily to holding the common shares of American.

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