Henderson Citizens Bancshares is the holding company for Citizens National Bank, which operates from some 20 branches located across East Texas. The regional bank provides traditional banking services such as checking, savings, and money market accounts to individual and commercial customers. It also offers multiple loan products, including personal, mortgage, and home improvement as well as real estate, agricultural, and lines of credit. Insurance services are offered through subsidiary CFG Insurance. Citizens National Bank was founded in 1930 with $150,000 compiled by eight private investors.

HDFC Bank may not fulfill your spiritual needs, but it can help with your finances. The bank provides a variety of wholesale, retail, and depository financial services through more than 1,700 branches and some 5,000 ATMs throughout India. Established by financial institution Housing Development Finance Corporation in 1994, the bank offers deposit accounts, loans, credit cards, insurance, investments, and related services. Subsidiary HDFC Securities provides online brokerage services. HDFC Bank targets individual customers in the middle and upper-class, as well as trusts, small businesses, and not-for-profit organizations in the country.

Sierra Bancorp was formed in November 2000 and operates primarily through Bank of the Sierra (the Bank), which it acquired in August 2001. The Bank is a California state-chartered bank headquartered in Porterville, California. It opened for business in January 1978, and has since grown to be the largest independent bank head-quartered in the South San Joaquin Valley. Our growth has primarily been organic, but includes the acquisition of Sierra National Bank in 2000. The Bank is a multi-community financial institution that offers a full range of retail and commercial banking services, primarily in the central and southern sections of the San Joaquin Valley. On the southern end, our footprint extends east through the Tehachapi plateau and into the northwestern tip of the Mojave Desert. At the present time, the Company’s only other direct subsidiaries are Sierra Statutory Trust II and Sierra Capital Trust III, which were formed in March 2004 and June 2006, respectively, solely to facilitate the issuance of capital trust pass-through securities (“TRUPS”).

Farmers National Banc is willing to help even nonfarmers grow their seed income into thriving bounties of wealth. The institution is the holding company for Farmers National Bank of Canfield, which provides commercial and personal banking from nearly 20 branches in Ohio. Founded in 1887, the bank offers checking and savings accounts, credit cards, and loans and mortgages. Farmers' lending portfolio is composed of real estate mortgages, consumer loans, and commercial loans. The company also includes Farmers National Insurance and Farmers Trust Company, a non-depository trust bank, which added to its trust services when it acquired wealth management and trust services provider Butler Wick Trust in 2009.

Citizens Equity First Credit Union (CEFCU) first gained traction in 1937 as the credit union of mammoth equipment manufacturer Caterpillar. Through some 20 branches, CEFCU now serves employees of more than 550 companies and people who live and work in about a dozen counties in central Illinois and portions of northern California. It boasts more than 275,000 members who have access to standard deposit products such as checking and savings accounts and certificates of deposit; loans for education and auto and home purchases; credit cards.

Berkshire Hills Bancorp, Inc. operates as the bank holding company for Berkshire Bank that provides commercial and consumer banking services to individuals, businesses, not-for-profit organizations, and municipalities in western Massachusetts, southern Vermont, and northeastern New York. The company generates various deposit products, including interest-bearing checking, non interest-bearing checking, regular savings, money market savings, time certificates of deposit, and checking and NOW accounts. Its loan portfolio comprises fixed-rate and adjustable-rate residential mortgage loans; commercial mortgages on properties used for business purposes, such as small office buildings, industrial, healthcare, lodging, recreation, and retail facilities; commercial business loans, including revolving loans, lines of credit, letters of credit, time notes, and small business administration guaranteed loans; and consumer loans comprising prime indirect automobile loans and home equity loans. The company also offers electronic banking, cash management, and other transaction and reporting services; and interest rate swap contracts to commercial customers.In addition, it provides wealth management services, including trust, financial planning, and investment services, as well as operates as an agent for lines of property and casualty, life, disability, and health insurance. As of December 31, 2009, the company operated a total of 45 financial centers, including 40 bank branches, as well as insurance offices. Berkshire Hills Bancorp was founded in 1846 and is headquartered in Pittsfield, Massachusetts.

Idaho Independent Bank has about a dozen branches located throughout the state. Targeting individuals and small to midsized businesses, the bank provides such traditional products as checking and savings accounts, certificates of deposit, and credit cards. The bank also offers a variety of products and services aimed specifically at business customers, including cash management and working capital loans. Real estate loans make up more than half of the bank's loan portfolio. Idaho Independent Bank also originates business, construction, and consumer loans.

Westfield Financial is the holding company for Westfield Bank, which serves western Massachusetts' Hampden County and surrounding areas from more than 10 branch locations. Founded in 1853, the bank has traditionally been a community-oriented provider of retail deposit accounts and loans, but it is placing more emphasis on serving commercial and industrial clients. Commercial real estate loans account for approximately 45% of the company's loan portfolio and business loans are more than 25%. The bank also makes a smaller number of consumer and home equity loans.

Nationwide Building Society reigns as king over the UK's dwindling number of mutual building societies. The society offers consumers standard deposit banking services as well as investment products such as pension plans, unit trusts, and ISAs (individual savings accounts). Nationwide is also one of the country's leading mortgage lenders, writing mortgages with a variety of terms and rates, along with secured and unsecured personal loans and credit cards. The company has some 800 branches and 15 million members. As other societies convert to public stock holding companies or consolidate with one another, Nationwide remains committed to staying mutual (owned by members) and has only continued to grow in size.

Community Shores Bank Corporation is the holding company for Community Shores Bank, which has about five branches that serve western Michigan's Muskegon and Ottawa counties. The bank provides deposit services such as checking and savings accounts, money market accounts, health savings accounts, CDs, and IRAs. Commercial operating and real estate loans to area businesses make up approximately three-quarters of the company's loan portfolio, which also includes residential real estate, consumer, and construction loans. The bank also offers investment products and services through an agreement with a third-party provider.

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