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Savings & Loans

MutualFirst Financial, Inc.

MutualFirst Financial, Inc.

MutualFirst Financial is the holding company for MutualFirst Bank, which has more than 30 financial centers and trust offices in northern Indiana and a loan production office in southern Michigan. The bank offers standard products and services such as checking and savings accounts, CDs, IRAs, and credit cards. More than 40% of the company's loan portfolio is devoted to residential mortgages. Consumer loans, including auto, boat, RV home equity, and home improvement loans, account for about 25%. Business loans also make up about a quarter of the MutualFirst's loan portfolio.

Accord Financial Corp.

Accord Financial Corp.

Accord Financial Corp., through its subsidiaries, offers superior financial services to small and medium-sized companies, providing the capital these firms need to grow and succeed. Accord’s services include factoring and other asset-based financial services, including financing, collection services, credit investigation, guarantees and record-keeping. Incorporated in 1978, Accord Financial Ltd. operates as an "old-line" factor specializing in credit protection and collection services. Offices and representatives are located in Toronto and Montreal. Major industries served are apparel, floor covering, furniture, footwear and sporting goods. Clients are mostly Canadian and U.S. companies; approximately 30% of total business is international in nature.Formed in 1990 and acquired by Accord in 1992, Accord Financial Inc. offers factoring services through the purchase of receivables, as well as asset-based lending and purchase order financing. All clients are in Canada. A wide variety of industries are served including automotive, oilfield services, electronics, medical equipment, food processing, furniture manufacturing, logistics, industrial products, telecommunications, apparel and textiles. Factoring for small and medium-sized businesses is one of the fastest growing areas in financial services. Accord Financial Inc. has offices in Montreal and Toronto. Started as a predecessor company in 1977 and acquired by Accord in 1992, Accord Financial, Inc. specializes in factoring services by purchasing receivables for cash from small and medium-sized U.S. companies. Major clients are wholesale distributors, staffing agencies, telecommunication providers, furniture, electronics and chemical manufacturers, and other commercial enterprises. Its head office is located in Greenville, SC, with representative offices in St. Petersburg, FL and Charlotte, NC.

LaPorte Bancorp, Inc.

LaPorte Bancorp, Inc.

LaPorte Bancorp hopes to be the door to savings. It was formed in 2007 to be the holding company for The LaPorte Savings Bank, which serves individuals and businesses through nearly 10 branches in northwestern Indiana. Founded in 1871, the bank offers standard deposit services such as checking and savings accounts, CDs, and IRAs. Real estate loans, including residential and commercial mortgages, account for about three-quarters of the bank's loan portfolio. Business loans and consumer loans such as home equity and auto loans round out its lending activities. The bank also offers trust and investment services. Mutual holding company LaPorte Savings Bank, MHC owns a majority of LaPorte Bancorp's stock.

BEKB | BCBE (Cantonal Bank of Berne)

BEKB | BCBE (Cantonal Bank of Berne)

The regional bank formally BEKB | BCBE (Cantonal Bank of Berne)operates nearly 80 offices in and around Berne, Switzerland, focusing on providing commercial banking and lending products and services to individuals and small and medium-sized businesses. It has about $20 million under management. Key products include mortgages, deposit accounts, asset management, and property advisory services. BEKB | BCBE also offers online banking, as well as investment counseling provided through its private bank based in Soluthurn. BEKB | BCBE, which was formed in 1834, is more than 50% owned by the Canton of Berne (the regional government).

Yapi ve Kredi Bankasi Anonim Sirketi

Yapi ve Kredi Bankasi Anonim Sirketi

Yapi ve Kredi Bankasi (Yapi Kredi for short) provides financial services including retail and corporate banking in Turkey through more than 660 branches and about 1,875 ATMs. It also has an offshore banking branch in Bahrain and subsidiary banks in Azerbaijan, Germany, the Netherlands, and Russia. Yapi Kredi, which launched the first credit card in Turkey in 1988, now has 5.4 million cardholders. The company also provides leasing, factoring, mutual funds, insurance, investment banking, and brokerage services. Koç Financial Services (KFS), which is jointly owned by UniCredit and Koç Holding, owns 82% of Yapi Kredi, which was founded in 1944.

First Independence Corporation

First Independence Corporation

First Independence Corporation operates as the holding company for First Federal Savings and Loan Association of Independence, which provides general banking services in southeastern Kansas. It attracts various deposits, such as NOW accounts, First Super NOW and First Money Fund accounts, checking accounts, passbook savings accounts, and certificates of deposits. The company also originates loans for residential, consumer, and nonresidential purposes, including One-to-four family residential, multi-family residential, multi-family residences, and construction loans, as well as various consumer and other loans, such as automobile, home equity and second mortgages, unsecured home improvement, and mobile home loans. In addition, it offers telephone and online banking, ATM/debit cards, Visa cards, safe deposit boxes, and Visa gift cards. First Independence Corporation was founded in 1905 and is based in Independence, Kansas.

Somerset Hills Bancorp

Somerset Hills Bancorp

Somerset Hills Bancorp is the holding company for Somerset Hills Bank, which has more than five branches in northern New Jersey. Founded in 1998, the bank focuses on lending to small and midsized businesses: Commercial real estate loans account for more than 40% of the company's loan portfolio and business loans represent some 25%. The bank also serves consumer clients, offering wealth management services in addition to standard deposit products and personal loans. Its residential mortgage lending activities primarily consist of home equity loans and jumbo loans to high-net-worth individuals. Subsidiary Sullivan Financial Services originates home loans for sale into the secondary market.

Heritage Oaks Bancorp

Heritage Oaks Bancorp

Heritage Oaks Bancorp acts as a bank holding company of Heritage Oaks Bank. Other than holding the shares of the Bank, the Company conducts no significant activities, although it is authorized, with the prior approval of the Board of Governors of the Federal Reserve System, to engage in a variety of activities that are deemed closely related to the business of banking. The Bank offers traditional banking products, such as checking, savings and certificates of deposit, as well as mortgage loans and commercial and consumer loans to customers who are predominately small to medium-sized businesses and individuals.

MainStreet BankShares, Inc.

MainStreet BankShares, Inc.

MainStreet BankShares, Inc. serves southern Virginia from about five offices. Chartered in 2002, Franklin offers such deposit products as checking and savings accounts, money markets, and CDs. The bank primarily uses funds from deposits to write real estate loans, including commercial and residential mortgages, construction loans, and home equity loans. Franklin Community's market is centered in the rural communities of Virginia's Franklin County.

BOC Hong Kong (Holdings) Limited

BOC Hong Kong (Holdings) Limited

BOC Hong Kong (Holdings) is the parent of Bank of China (Hong Kong), which has about 300 branches in Hong Kong as well as on mainland China. The bank serves local businesses and consumers, providing loans, deposit accounts, and other standard services, as well as securities brokerage, wealth management, and project financing and syndication. It also prints currency. In addition, Bank of China (Hong Kong) owns Nanyang Commercial Bank and some 70% of Chiyu Banking Corporation (both are also based in Hong Kong), as well as BOC Credit Card (International). Bank of China, which is controlled by the Chinese government, owns about two-thirds of BOC Hong Kong.

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