Mound City Bank began operations as a state-chartered bank on February 18, 1915 in Platteville, Wisconsin. The founders of the bank mirrored the 4,500 residents of the City of Platteville, representing both farming and business interests. Their fierce independence and commitment to community remains the cornerstone of the bank's philosophy even today. In 1935, Mound City Bank established a branch in Belmont, WI in order to expand the bank's credit and deposit service area. Full financial services are still provided today through the Belmont office.

Cambridge Savings Bank is proud to be among the largest community banks in Massachusetts. With more than $2 billion in assets, we have the financial strength to deliver a wealth of innovative products and services to a wide range of personal, small business, and commercial banking customers. From deposit and loan products, mortgages and Internet banking, to more sophisticated services such as trust and investment offerings and real estate lending services, we have the capability to offer what you need to meet your financial goals.

Missouri Higher Education Loan Authority, one of the country's top holders and servicers of student loans. The not-for-profit organization helps borrowers obtain education financing such as Federal Stafford, alternative or supplemental, and consolidation loans through lending institutions such as Bank of America and U.S. Bancorp. It also offers a "Rate Relief" program that can lower a borrower's interest rate by up to 3%, as well as deferment and forbearance options that either postpone or reduce a borrower's monthly payment. The authority also manages loan servicing for lending institutions nationwide.

Mitsubishi UFJ Financial Group, Inc., together with its subsidiaries, provides various financial services to individual and corporate customers in Japan and internationally. Its Integrated Retail Banking Business Group segment comprises commercial banking, trust banking, and securities businesses. This segment offers a range of bank deposit products comprising a non-interest-bearing deposit account that is redeemable on demand; asset management and asset administration services, including savings instruments, such as current accounts, ordinary deposits, time deposits, deposits at notice, and other deposit facilities; trust products consisting of loan trusts and money trusts; and other investment products, such as investment trusts, performance-based money trusts, and foreign currency deposits.

I am delighted to tell you about Encore, a financial services organization like no other. At Encore, our bankers and financial advisors are dedicated to helping you attain your financial goals. When you work with our professionals, you will be working directly with individuals who are committed to building lasting relationships. We are available to meet with you in your home or workplace, or in our private client offices, to explore how our capabilities in banking, wealth management, trust, mortgage and insurance can serve you, your family and your business. Encore Bank has eleven conveniently located private client offices in greater Houston. To find the nearest location, click here. Encore Bancshares, Inc. is listed on the NASDAQ Global Market under the symbol "EBTX."

Sapporo Hokuyo Holdings, Inc was formed in 2001 to serve as the holding company for North Pacific Bank and The Sapporo Bank; together the regional banks have some 230 offices in Hokkaido, as well as an office in Tokyo and two offices in China. North Pacific Bank, which is the largest bank in Hokkaido, accounts for most of the holding company's sales; the bank traces its roots to 1917. The company also has subsidiaries active in credit cards and leasing; bank subsidiaries engage in such activities as financing.

Central Pacific Bank is the primary subsidiary of Central Pacific Financial Corp., a Hawaii based financial institution with $4.2 billion in assets. Central Pacific Financial Corp.’s stocks are publicly traded on the New York Stock Exchange under the symbol “CPF”.Central Pacific Bank provides a full range of banking, investment and trust services. Founded by a small group of World War II veterans in 1954 to help immigrant families build a life away from the plantations, the bank has grown to serve the financial needs of all families and small businesses in the Islands. We are a leading force in supporting homeownership and small businesses in Hawaii as a market leader in residential mortgage and SBA loan riginations.The bank and its employees also have a long and proud history of giving back to the communities in which we work, live and raise our families. Our values and sensibilities are local and focused on our customers and our community, allowing us to help create a better life for everyone in these islands.

VyStar Credit Union has a rich history of financial and community service to people that began in 1952. Because of our members, we have become one of the largest financial institutions in Northeast Florida and among credit unions today. As a sound and forward-thinking organization, VyStar's Board of Directors generously devotes their time and energy to provide your credit union strategic direction, set policy and oversee its management.

AdvanceMe provides working capital to small and midsized businesses with a minimum of $5,000 in credit and debit card sales per month. Its merchant cash advances range from $6,000 to $150,000 and have no fixed time frame; customers, who may not qualify for conventional bank loans because they lack collateral or have spotty credit, repay AdvanceMe by selling the company a predetermined percentage of credit and debit card sales at a discount. The working capital is typically used to cover expenses, acquire equipment or inventory, renovate facilities, and for business expansion.

Plumas Bancorp is the holding company for Plumas Bank, which serves individuals and businesses in the northeastern corner of California, from Lake Tahoe to the Oregon border. Through more than a dozen branches, the bank offers deposit products such as checking, savings, and retirement accounts and certificates of deposit. Loans secured by real estate account for more than half of Plumas Bank's loan portfolio; combined, commercial and agricultural loans make up about a quarter. Plumas Bancorp writes consumer loans, as well. It also provides access to investment products and services such as financial planning, mutual funds, and annuities.

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