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Reserve Bank of India

Reserve Bank of India

The Reserve Bank of India serves as the Asian nation's central bank. Its primary function is to ensure the country's monetary stability. The bank creates monetary policy and assists in regulating its financial system. The central board of directors, appointed by the government, leads the bank. The Reserve Bank of India was founded as a privately owned bank in 1935; it became government-owned following nationalization in 1949. The bank is headquartered in Mumbai and has 22 regional offices. Its subsidiaries include the National Housing Bank, Deposit Insurance and Credit Guarantee Corporation of India, and the National Bank for Agriculture and Rural Development.

Wake Forest Bancshares, Inc

Wake Forest Bancshares, Inc

Wake Forest Federal, we offer a range of services, whether you need a loan on your home or want to open a checking account. So if your’re looking for personalized service with a friendly smile, they’re your’re bank. We offer both consumer related products as well as services for small businesses and not-for-profit organizations. And we aim to be both flexible and responsive to your needs. All decisions are made locally, which means you’ll get an answer quickly without all the run-arounds.

The First Bancshares, Inc.

The First Bancshares, Inc.

The First Bancshares, Inc. operates as the banking holding company for The First, A National Banking Association that provides commercial and retail banking services to small to medium-sized businesses, professional concerns, and individuals in Mississippi. It accepts various deposit products, such as checking accounts, negotiable order of withdrawal accounts, savings accounts, and other time deposits, ranging from daily money market accounts to longer-term certificates of deposit, as well as retirement account services, such as individual retirement accounts. The company provides commercial loans, such as secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans, which include equity lines of credit and secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. It also originates loans to purchase existing or construct new homes, and to refinance existing mortgages. In addition, The First Bancshares, Inc. offers Internet banking services, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, travelers’ checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, network of automated teller machines, and VISA and MasterCard credit card services. It operates 10 branch offices in Mississippi. The First Bancshares, Inc. was incorporated in 1995 and is headquartered in Hattiesburg, Mississippi.

Magyar Bancorp, Inc.

Magyar Bancorp, Inc.

Magyar Bancorp is the holding company for Magyar Bank, which serves central New Jersey individuals and businesses through about a half-dozen offices. The bank offers standard deposit products including checking and savings accounts, NOW accounts, and CDs. It uses these funds to originate loans and invest in securities. Magyar Bank focuses on real estate lending, including construction loans, residential and commercial mortgages, and home equity loans, which altogether account for about 90% of its loan portfolio. Mutual holding company Magyar Bancorp, MHC, owns 56% of Magyar Bancorp.

Broadway Financial Corporation

Broadway Financial Corporation

Broadway Financial Corporation operates as the holding company for Broadway Federal Bank, f.s.b. that offers savings and loan products principally in California. Its deposits principally include passbook savings accounts, non-interest bearing checking accounts, NOW and other demand accounts, money market accounts, and fixed-term certificates of deposit. The company’s loan products comprise one to four family mortgage loans, commercial loans, construction loans, and consumer loans. It operates four banking offices in Los Angeles, one banking office in the nearby city of Inglewood, and two loan production offices in the cities of Irvine and Torrance. Broadway Financial Corporation was founded in 1995 and is headquartered in Los Angeles, California.

Mercantile Bank Corporation

Mercantile Bank Corporation

Mercantile Bank Corporation is the holding company for Mercantile Bank of Michigan (formerly Mercantile Bank of West Michigan), which operates more than five branches in and around Grand Rapids, Holland, and Lansing. (The latter was the community bank's first foray outside the western part of Michigan, prompting the name change in 2005.) The bank targets local consumers and businesses, offering standard deposit services such as checking and savings accounts, CDs, IRAs, and health savings accounts. Loans for real estate secured by nonresidential properties make up more than half of the company's loan portfolio; business loans are about a quarter.

The Bank of Kentucky Financial Corporation

The Bank of Kentucky Financial Corporation

The Bank of Kentucky Financial Corporation is the holding company for The Bank of Kentucky, which provides a variety of personal and commercial banking services from more than 25 branches in northern portions of the Bluegrass State. It attracts deposits by offering checking and savings accounts, CDs, and IRAs. Commercial real estate loans make up about 40% of the bank's loan portfolio, while residential mortgage loans account for more than 20%. The bank also offers business and consumer loans, as well as credit cards, investments, and trust services.

High Country Bancorp, Inc

High Country Bancorp, Inc

High Country Bancorp are a full-service financial institution delivering banking and investment solutions for both consumers and businesses alike. Chartered in 1886, we have insight based on experience; however, we continue to embrace new opportunities for building futures together. High Country Bank is a state chartered commercial bank. We continue to serve the Chaffee and Fremont counties of Colorado with offices in Salida, Buena Vista, and Canon City.

Home Financial Bancorp

Home Financial Bancorp

Home Financial Bancorp was organized in 1996 and is the holding company for Owen Community Bank, s.b., a federally chartered, FDIC insured thrift institution originally organized in 1911. Headquartered in Spencer, Indiana, the Bank was organized under the name Owen County Savings and Loan Association and is the oldest continuously operating financial institution headquartered in Owen County, Indiana. Operating from its main office in Spencer and its branch office in Cloverdale, the Bank’s principal business consists of attracting deposits from consumers and businesses in its market area and originating consumer, residential, multi-family and commercial real estate loans, as well as other non-residential loans.The Bank is a portfolio lender that historically has concentrated its lending activities on the origination of loans secured by first mortgage liens for the purchase, construction or refinancing of one-to-four family residential property. Deposits are attracted, principally from within Owen and Putnam Counties, through the offering of a broad selection of deposit instruments including fixed-rate certificates of deposit, NOW and other transaction accounts, and savings accounts. Owen Community Bank will continue its commitment to meeting the financial service needs of the communities it serves in a friendly, professional manner, while improving shareholder value. We will foster the growth and development of our communities, as well as our employees. We strive to earn a superior return while maintaining an uncompromising commitment to the principles of honesty and integrity. These commitments to our shareholders, customers and employees will enable the Company to maintain a level of profitability necessary to remain independent for the benefit of the communities we serve.

Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc.

Orrstown Financial Services keeps both paddles in the money pool. The institution is the holding company for Orrstown Bank, which operates some 20 branches in Pennsylvania's Cumberland, Perry, and Franklin counties as well as in Maryland's Washington County. In addition to traditional retail deposit offerings, Orrstown also provides investment management services including retirement planning and investment analysis. Real estate mortgages account for about 40% of the bank's lending portfolio, followed by commercial, construction, and consumer loans. Orrstown is growing its mortgage lending capabilities. It launched an online application system in order to increase mortgage origination sales.

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