Emigrant Bank was founded by Irish emigrants as a mutual savings bank in 1850. By the 1920s it had grown to become the largest savings bank in the nation.As of December 31, 2009, Emigrant Bank and its affiliated Regional Banks* have approximately $15.4 billion in assets and $1.2 billion in total equity capital.Emigrant Bank itself has $12.9 billion of assets and more than $900 million in total equity capital.

Woodforest Financial Group Inc. family of companies includes both Woodforest National Bank and Woodforest Bank. Each bank plays an important role in the continued growth and strength of Woodforest.Woodforest Financial Group purchased Olympic Savings, a State Savings Bank out of Refugio, Texas in April 2007. Olympic soon had a new name, Woodforest Bank, and was converted to a Federal Savings Bank. Woodforest Bank currently has over 160 branches now open. With this new charter, Woodforest Financial Group brings the expertise and innovation of 30 years of banking success to all new Woodforest markets around the country.

Barclays Bank is the flagship subsidiary of financial services group Barclays PLC. The bank is primarily active in the UK, where it has some 1,700 branches, but also has significant retail and commercial operations in 50 countries throughout Europe and in several African nations, as well as the Middle East. It offers standard retail services such as current accounts, savings and investments, mortgages and other loans, insurance (it owns 59% of bancassurance provider Absa Group), credit cards (the Barclaycard), and online banking. Barclays Bank traces its roots to the late 17th century.

Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that offers traditional banking services in the Borough of Dunmore and the surrounding communities within Lackawanna and Luzerne counties in Northeastern Pennsylvania. The company offers various deposits, which include savings, clubs, interest-bearing checking, money market, non-interest bearing checking, and certificates of deposit accounts. Its loan portfolio comprises commercial loans, commercial real estate loans, residential real estate loans, consumer loans, home equity loans, construction loans, and direct financing leases. As of December 31, 2009, the company operated 11 full-service banking offices. The company was founded in 1903 and is headquartered in Dunmore, Pennsylvania.

UBS AG, a financial services firm, provides wealth management, asset management, and investment banking services to private, corporate, and institutional clients worldwide. The company also involves in retail and commercial banking in Switzerland. Its Wealth Management & Swiss Bank divisions wealth management business caters to high net worth individuals worldwide (except the Americas) whether they are investing internationally or in their home country. This division offers these clients a range of tailored advice and investment services.

Ocean Shore Holding owns Ocean City Home Bank, a community thrift serving New Jersey's Atlantic and Cape May counties where gaming and tourism thrive. Through about 10 locations, the bank offers individuals, businesses, and government entities such standard fare as checking and savings accounts, CDs, and money market accounts. Residential mortgages, including loans secured by second homes and rental properties, account for more than 80% of the company's loan portfolio. Subsidiary Seashore Financial sells investment and insurance products.

The First International Bank of Israel Ltd.,as one of the largest banks in Israel, FIBI bank offers an array of financial products such as deposits, mortgages, foreign exchange, portfolio management, underwriting, leasing, and fund and portfolio management services. Bolstered by its network of 175 branches and four chief domestic subsidiaries, the bank also owns key companies in London (FIBI Bank UK) and in Zurich (FIBI Bank Switzerland). It owns a 51% stake in Bank Massad, a bank that serves teachers.

Colonial Financial Services, Inc operates as the holding company for Colonial Bank, FSB that provides various banking products and services. It offers various deposit accounts, which include certificates of deposit, savings accounts, NOW accounts, checking accounts, money market deposit accounts, club accounts, and individual retirement accounts, as well as commercial checking accounts for businesses and municipalities.

Community Trust Bancorp is the holding company for Community Trust Bank, one of the largest banks based in Kentucky. It operates about 75 branches throughout the state, as well as in Tennessee and southern West Virginia. The bank offers standard retail banking services to area businesses and individuals, including checking and savings accounts, NOW accounts, and CDs. Loans secured by commercial properties and other real estate account for more than half of the bank's lending portfolio, which also includes business, consumer, and construction loans. The company provides trust services through subsidiary Community Trust and Investment Company.

American Bank is able to provide the timely, personalized service so often lacking in today's large commercial banks. In addition to outstanding customer service, we offer a variety of home finance and banking services geared to meeting the individual customer's needs. Our mortgage loan programs for new home purchases or construction offer competitive interest rates and terms. Also, we offer highly competitive rates on our federally insured Certificate of Deposit accounts as well as our savings accounts. At American Bank, our customers are our priority. We look forward to serving you.

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