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Savings & Loans

American Business Bank

American Business Bank

American Business bank's commercial lending services include commercial real estate loans (more than half of its portfolio), asset-based lending, equipment finance, construction loans, and revolving lines of credit. Its deposit products consist of checking, savings, and money market accounts, and CDs.What's a middle-market, closely held, owner-managed business gotta do to get FORTUNE 500 treatment from a bank? American Business Bank caters to private companies in Southern California with annual sales between $5 million and $200 million, with an emphasis on wholesalers, manufacturers, service businesses, not-for-profit organizations, and professionals. It has offices in Irvine, Los Angeles, Ontario, Torrance, and Woodland Hills.

Orchard First Source Capital, Inc.

 	 Orchard First Source Capital, Inc.

Orchard First Source Capital (OFS) plants its money in companies and watches the interest grow. OFS offers lending services to middle-market companies and private equity firms operating in North America. Its loans, which are provided in support of restructurings, recapitalizations, leveraged buyouts, acquisitions, and other business transactions, include revolving lines of credit, term loans, and asset-based loans. The firm serves various industries, typically lending to companies with annual revenues of more than $30 million. It occasionally partners with other financial institutions for larger transactions. In 2009 OFS terminated a deal to acquire 80% of cash-strapped Beverly Hills Bancorp.

Banco di Sardegna S.p.A.

Banco di Sardegna S.p.A.

Banco di Sardegna operates some 1,300 branches in Sardinia and in 17 regions on the Italian mainland. Banco di Sardegna offers traditional financial products and services, including certificates of deposit; asset management services; finance, including leasing through its Sardaleasing subsidiary; life insurance and other insurance lines; pension management services; and credit and cash cards. The bank also offers a variety of commercial and personal loans. Banco di Sardegna received its charter in 1995, but its roots date back to the 1600s. Banca Popolare dell'Emilia Romagna owns 51% of Banco di Sardegna.

DnB NOR ASA

DnB NOR ASA

DnB NOR ASA, together with its subsidiaries, provides various financial services in Norway and internationally. It operates in four segments: Retail Banking, Large Corporates and International, DnB NOR Markets, and Life and Asset Management. The Retail Banking segment offers various financial products and services, including financing and leasing, and deposit and investment alternatives, as well as insurance, real estate broking, and financial advisory services. It also provides information and communication technology equipment leasing, factoring, vehicle financing, and fleet management services; and credit card and consumer finance services, as well as distributes life and pension insurance, non-life insurance, and banking products. This segment offers its services through Internet bank, mobile banking, SMS services, branch offices, in-store banking outlets, in-store postal outlets, and Norway Post. The Large Corporates and International segment provides various financial products and services, including various types of financing solutions, deposits and investments, insurance, e-commerce products, commercial property brokerage, foreign currency, interest rate products, trade finance, and corporate finance services. The DnB NOR Markets segment offers foreign exchange, interest rate, and commodity products; securities and other investment products; debt and equity financing in capital markets; research; and advisory services, as well as custodial and other securities services to corporate clients and the public sector. The Life and Asset Management segment provides individual and group life insurance, pension savings, mutual funds, and discretionary asset management products and services. DnB NOR ASA also owns 51% ownership interest in Bank DnB NORD AS, which offers various banking products to the retail and corporate markets in Denmark, Finland, Estonia, Lithuania, Latvia, and Poland. The company was founded in 1822 and is headquartered in Oslo, Norway.

Home Financial Bancorp

Home Financial Bancorp

Home Financial Bancorp was organized in 1996 and is the holding company for Owen Community Bank, s.b., a federally chartered, FDIC insured thrift institution originally organized in 1911. Headquartered in Spencer, Indiana, the Bank was organized under the name Owen County Savings and Loan Association and is the oldest continuously operating financial institution headquartered in Owen County, Indiana. Operating from its main office in Spencer and its branch office in Cloverdale, the Bank’s principal business consists of attracting deposits from consumers and businesses in its market area and originating consumer, residential, multi-family and commercial real estate loans, as well as other non-residential loans.The Bank is a portfolio lender that historically has concentrated its lending activities on the origination of loans secured by first mortgage liens for the purchase, construction or refinancing of one-to-four family residential property. Deposits are attracted, principally from within Owen and Putnam Counties, through the offering of a broad selection of deposit instruments including fixed-rate certificates of deposit, NOW and other transaction accounts, and savings accounts. Owen Community Bank will continue its commitment to meeting the financial service needs of the communities it serves in a friendly, professional manner, while improving shareholder value. We will foster the growth and development of our communities, as well as our employees. We strive to earn a superior return while maintaining an uncompromising commitment to the principles of honesty and integrity. These commitments to our shareholders, customers and employees will enable the Company to maintain a level of profitability necessary to remain independent for the benefit of the communities we serve.

MainStreet BankShares, Inc.

MainStreet BankShares, Inc.

MainStreet BankShares, Inc. serves southern Virginia from about five offices. Chartered in 2002, Franklin offers such deposit products as checking and savings accounts, money markets, and CDs. The bank primarily uses funds from deposits to write real estate loans, including commercial and residential mortgages, construction loans, and home equity loans. Franklin Community's market is centered in the rural communities of Virginia's Franklin County.

Cathay Financial Holding Co., Ltd

Cathay Financial Holding Co., Ltd

One of the largest financial services firms in Taiwan, Cathay Financial Holding Co. owns companies involved in banking, insurance, brokerage, and more. Its holdings include life, accident, and health insurer Cathay Life; property/casualty coverage provider Cathay Century; brokerage firm Cathay Securities; and Cathay United Bank, which offers consumer banking services such as deposit accounts, home mortgages, credit cards, and car loans, as well as international banking and trust services. Cathay Financial Group also has units devoted to venture capital investing. All told, the company has more than 700 locations and claims a customer base of more than ten million.

Meta Financial Group, Inc.

Meta Financial Group, Inc.

Meta Financial Group is the holding company for MetaBank, a thrift with about a dozen branches in Iowa and South Dakota. MetaBank offers standard deposit products and services including checking and savings accounts. Its lending and investment activities are weighted towards real estate and real estate-related assets; the bank also writes consumer and agriculture loans. MetaBank division Meta Payment Systems (MPS), the company's fastest-growing segment, provides prepaid cards and electronic payment services nationwide. Meta Financial also owns Meta Trust Company, which provides a full range of trust services.

Cohen Financial, L.P.

Cohen Financial, L.P.

Founded in 1960, Cohen Financial, L.P. has nearly 10 offices in major US markets. Cohen Financial is an investment bank that provides capital and other financial services to those in the commercial real estate industry. Cohen funds loans both directly and indirectly through a cadre of capital sources. Borrowers typically use loans to acquire, construct, or renovate industrial, multifamily, office, and retail properties. The firm spun off its investment management unit into a joint venture, Wrightwood Capital, which manages commercial real estate investments on behalf of foundations and endowments, institutions, private investors, and private and public pension funds.

Alliance Financing Group Inc.

Alliance Financing Group Inc.

Established in 1989, the firm conducts business across Canada, the US, and internationally. CEO Bernard Shimkovitz led a management buyout of Alliance Financing in 2010. Alliance Financing unites business owners with capital. The firm works with various funding partners to provide financing to small and midsized businesses. Transactions include funding for anything from small equipment and machinery purchases to large working capital needs. Alliance also offers financing packages to municipalities and schools. Through a partnership with The Mortgage Alliance Company of Canada, Alliance Financing also offers mortgage and home equity loans to individuals and business owners.

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