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Savings & Loans

Ally Financial Inc.

Ally Financial Inc.

Ally Financial wants to be your friend in the financing business. Ally Financial Inc. (formerly GMAC) opted for its friendlier-sounding name in 2010 after it converted to a bank holding company. In addition to owning Ally Bank, it provides auto financing for General Motors (GM) and Chrysler dealerships and their customers around the world. Its Residential Capital (ResCap) subsidiary issues residential mortgages in the US and Canada. Ally Financial also provides financing services for large- and mid-market companies around the world through Ally Commercial Finance (formerly GMAC Commercial Finance). Although GM owns a stake in Ally, the lender was not included in GM's 2009 Chapter 11 bankruptcy reorganization.

Landesbank Berlin Holding AG

Landesbank Berlin Holding AG

Landesbank Berlin Holding (LBB Holding) provides comprehensive banking services to its core market of Berlin and adjoining areas. Formerly Bankgesellschaft Berlin, LBB Holding operates through several subsidiaries, namely Berliner Sparkasse, a leading German savings bank for retail customers with about 150 branches, and Landesbank Berlin AG, a regional corporate banking center for small and medium-sized businesses. LBB Holding also offers services in capital markets, which help private investors with trading and sales, and commercial real estate financing, which support institutional investors and residential developers. Erwerbsgesellschaft der S-Finanzgruppe mbH & Co. KG owns 88% of LBB Holding.

Vancouver City Savings Credit Union

Vancouver City Savings Credit Union

Vancouver City Savings Credit Union,the largest credit union in Canada, Vancity boasts some 400,000 members and has more than 55 branches in Vancouver, Victoria, and surrounding areas of British Columbia. Actively involved in environmental and community causes, the cooperative credit union offers standard services such as deposit accounts, credit cards, home mortgages, and insurance, in addition to specialized personal loans such as credit for hybrid vehicles and energy-efficient home renovations. Vancity also develops affordable housing.

Home Federal Bank of Tennessee

Home Federal Bank of Tennessee

Home Federal Bank of Tennessee offers a place your cash can call home. The bank operates more than 20 branches in Anderson, Blount, Knox, and Sevier counties in the eastern portion of the state. In addition to offering such traditional deposit services as checking and savings accounts, the bank provides residential and commercial real estate loans, business and consumer loans, trust services, and Visa credit cards. Home Federal Bank of Tennessee also administers employee benefit plans. Its Home Financial Services subsidiary allows customers to buy and sell fixed-income securities.

Alliance Financing Group Inc.

Alliance Financing Group Inc.

Established in 1989, the firm conducts business across Canada, the US, and internationally. CEO Bernard Shimkovitz led a management buyout of Alliance Financing in 2010. Alliance Financing unites business owners with capital. The firm works with various funding partners to provide financing to small and midsized businesses. Transactions include funding for anything from small equipment and machinery purchases to large working capital needs. Alliance also offers financing packages to municipalities and schools. Through a partnership with The Mortgage Alliance Company of Canada, Alliance Financing also offers mortgage and home equity loans to individuals and business owners.

Union Bank & Trust Company

Union Bank & Trust Company

Union Bank & Trust, part of financial services holding company Farmers & Merchants Investment, operates some 40 branch locations and loan offices throughout Nebraska and in Kansas. The bank offers traditional deposit products and real estate, business, agricultural, and consumer loans in addition to insurance, equipment finance, investment advice, and the Stratus family of mutual funds. Through another Farmers & Merchants affiliate, Nelnet Capital, the bank offers brokerage services. Originally founded in 1917 as Farmer's State Bank, it took on the Union Bank name in 1935 and became Union Bank & Trust in 1959. The company has been controlled by the Dunlap family since 1965.

Home Loan Financial Corporation

Home Loan Financial Corporation

Home Loan Financial Corporation operates as the holding company for The Home Loan Savings Bank (bank). The bank’s deposit services include passbook savings accounts, demand deposits, NOW accounts, money market accounts, and certificates of deposit. Its lending activities comprise mortgage loans secured by one- to four-family residential, nonresidential real estate loans, commercial loans, home improvement loans, education loans, loans secured by savings accounts, motor vehicle loans, unsecured loans, and credit cards services. The bank conducts business from two offices in Coshocton, Ohio and one office at West Lafayette, Ohio. The bank primarily invests in FHLB stock, U.S. agency securities, obligations of state and political subdivisions, and mortgage-backed and related securities. Home Loan Financial Corporation was incorporated in 1997 and is based in Coshocton, Ohio.

Community Shores Bank Corporation

Community Shores Bank Corporation

Community Shores Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Alliance Bankshares Corporation

Alliance Bankshares Corporation

Alliance Bankshares has enjoyed a healthy partnership with mortgages since 1996. The financial institution is the holding company for Alliance Bank and its home funding subsidiary, Alliance Mortgage Division. Alliance Bankshares operates branches and loan production offices in the DC suburbs of northern Virginia. The bank offers such services as checking and savings accounts, CDs, corporate credit cards, and cash management. Its lending activities mainly consist of residential and commercial mortgages, with business and consumer loans rounding out its portfolio.

Home Financial Bancorp

Home Financial Bancorp

Home Financial Bancorp was organized in 1996 and is the holding company for Owen Community Bank, s.b., a federally chartered, FDIC insured thrift institution originally organized in 1911. Headquartered in Spencer, Indiana, the Bank was organized under the name Owen County Savings and Loan Association and is the oldest continuously operating financial institution headquartered in Owen County, Indiana. Operating from its main office in Spencer and its branch office in Cloverdale, the Bank’s principal business consists of attracting deposits from consumers and businesses in its market area and originating consumer, residential, multi-family and commercial real estate loans, as well as other non-residential loans.The Bank is a portfolio lender that historically has concentrated its lending activities on the origination of loans secured by first mortgage liens for the purchase, construction or refinancing of one-to-four family residential property. Deposits are attracted, principally from within Owen and Putnam Counties, through the offering of a broad selection of deposit instruments including fixed-rate certificates of deposit, NOW and other transaction accounts, and savings accounts. Owen Community Bank will continue its commitment to meeting the financial service needs of the communities it serves in a friendly, professional manner, while improving shareholder value. We will foster the growth and development of our communities, as well as our employees. We strive to earn a superior return while maintaining an uncompromising commitment to the principles of honesty and integrity. These commitments to our shareholders, customers and employees will enable the Company to maintain a level of profitability necessary to remain independent for the benefit of the communities we serve.

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