Bank of the James Financial Group is the holding company for Bank of the James, a financial institution serving central Virginia from about 10 branch locations. Catering to individuals and small businesses, the bank offers standard retail products and services including checking and savings accounts, CDs, and IRAs. Funds from deposits are mainly used to originate residential mortgages, which make up about half of the bank's loan portfolio, and commercial and consumer loans. Subsidiary BOTJ Investment Group offers bank customers brokerage services, annuities, and related investment products through a third-party broker-dealer.

CKF Bancorp, Inc. operates as the holding company for Central Kentucky Federal Savings Bank that provides various banking and financial products and services to individuals and corporate customers. It offers various deposit products, including non-interest bearing demand deposit accounts, NOW accounts, savings accounts, money market deposit accounts, certificates of deposit, passbook and statement savings accounts, and individual retirement accounts. The company also provides real estate mortgage loans, which comprise one-to-four family residential loans, multifamily residential loans, and nonresidential and land loans; construction loans; commercial non-mortgage loans; and consumer loans. In addition, it provides account inquiries, account transfers, after hour depository services, automated teller machine (ATM) services, automatic funds transfers, cashier’s checks, coin processing, credit card cash advances, debit cards/ATM cards, deposit bags, direct deposits, merchant services, money orders, notary services, safe deposit boxes, stop payment services, temporary checks, and wire transfer services. Further, the company offers check reordering, Internet banking, and VoiceMaster telebanking services. It operates three full-service offices and ATM locations in Danville and Lancaster, Kentucky. CKF Bancorp, Inc. was founded in 1886 and is based in Danville, Kentucky.

The Bank for International Settlements (BIS) is an international organization which fosters international monetary and financial cooperation and serves as a bank for central banks The head office is in Basel, Switzerland and there are two representative offices: in the HongKong Special Administrative Region of the People's Republic of China and in Mexico City. Established on 17 May 1930, the BIS is the world's oldest international financial organization.As its customers are central banks and international organizations, the BIS does not accept deposits from, or provide financial services to, private individuals or corporate entities.

Deutsche Postbank is claiming its post as one of Germany's leading retail banks. Spun off from postal service provider Deutsche Post in 2004, the bank offers deposits, loans and mortgages, asset management, insurance, and commercial finance, including factoring and leasing services, through more than 850 branches; it also offers some services through post office locations. The bank performs payment processing services as well, with rivals including Deutsche Bank among its biggest customers. Outside Germany, Deutsche Postbank offers banking services in Luxembourg and structured finance products to companies in North America. Deutsche Bank controls just over half of the bank.

The Bank of Nova Scotia, together with its subsidiaries, provides various financial products and services in Canada and internationally. It operates in three segments: Canadian Banking, International Banking, and Scotia Capital. Its Canadian Banking segment provides retail and small business banking products comprising mortgages, loans, savings and retirement products, credit and debit cards, investments, insurance, and day-to-day banking products to individuals and small businesses; wealth management services consisting of personal investment and advisory products and services, which include retail brokerage, mutual funds, investment management, private banking, and estate and trust services; and commercial banking services, such as products for agriculture, franchising, leasing, real estate and automotive lending, and tailored financing solutions medium to large businesses, as well as deposit and cash management services.

Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that offers traditional banking services in the Borough of Dunmore and the surrounding communities within Lackawanna and Luzerne counties in Northeastern Pennsylvania. The company offers various deposits, which include savings, clubs, interest-bearing checking, money market, non-interest bearing checking, and certificates of deposit accounts. Its loan portfolio comprises commercial loans, commercial real estate loans, residential real estate loans, consumer loans, home equity loans, construction loans, and direct financing leases. As of December 31, 2009, the company operated 11 full-service banking offices. The company was founded in 1903 and is headquartered in Dunmore, Pennsylvania.

Camden National Corporation is the holding company for Camden National Bank, which was founded in 1875 and once issued its own US currency. With about 40 branches in 10 Maine counties, the bank provides checking and savings accounts, CDs, and IRAs. Residential mortgages make up more than 40% of its loan portfolio; business loans, including commercial mortgages, make up another 40%; and consumer loans constitute the remainder. Subsidiary Union Trust operates nine branches in the coastal counties of Hancock and Washington, while Acadia Trust provides trust, fiduciary, investment management, and retirement plan administration services and Acadia Financial Consultants offers brokerage and insurance services.

Cardinal Financial can help you keep out of the red. The holding company owns Cardinal Bank, which operates about two dozen branches in the Washington, DC metropolitan area. Serving commercial and retail customers, it offers such deposit options as checking, savings, and money market accounts; IRAs; and CDs, as well as trust services. Commercial real estate loans make up more than 40% of Cardinal Financial's loan portfolio; residential mortgages, construction loans, business loans, and home equity lines of credit round out the bank's lending activities. Subsidiary Cardinal Wealth Services provides brokerage and investment services through an alliance with Raymond James Financial.

GE Facto (which also does business as GE Factofrance or Societe Factofrance) keeps businesses from having to factor in the time it takes customers to pay bills. Companies can avoid the typical 30- to 90-day billing cycle by selling their invoices to Factofrance, which then collects the money. Factofrance also provides accounts receivable management and debt recovery. Subsidiaries include Cofacredit and Factobail, which handle export and IT financing, respectively. Part of GE, Factofrance was formed by the 2002 merger of GE Capital Finance and Heller Financial. (The latter firm was founded in 1966 by Walter Heller, the Banque de l'Indochine, and BNP).

Berkshire Hills Bancorp, Inc. operates as the bank holding company for Berkshire Bank that provides commercial and consumer banking services to individuals, businesses, not-for-profit organizations, and municipalities in western Massachusetts, southern Vermont, and northeastern New York. The company generates various deposit products, including interest-bearing checking, non interest-bearing checking, regular savings, money market savings, time certificates of deposit, and checking and NOW accounts. Its loan portfolio comprises fixed-rate and adjustable-rate residential mortgage loans; commercial mortgages on properties used for business purposes, such as small office buildings, industrial, healthcare, lodging, recreation, and retail facilities; commercial business loans, including revolving loans, lines of credit, letters of credit, time notes, and small business administration guaranteed loans; and consumer loans comprising prime indirect automobile loans and home equity loans. The company also offers electronic banking, cash management, and other transaction and reporting services; and interest rate swap contracts to commercial customers.In addition, it provides wealth management services, including trust, financial planning, and investment services, as well as operates as an agent for lines of property and casualty, life, disability, and health insurance. As of December 31, 2009, the company operated a total of 45 financial centers, including 40 bank branches, as well as insurance offices. Berkshire Hills Bancorp was founded in 1846 and is headquartered in Pittsfield, Massachusetts.

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