ESL Federal Credit Union was known as Eastman Savings and Loan until 1996 when it changed its charter from a thrift to a credit union. The company has about 20 branches in upstate New York that offer deposit accounts, credit cards, insurance, and investment products. It originates consumer loans and mortgages, including automobile, boat, and home improvement loans. The credit union has some 290,000 members; membership is available to employees and retirees of Eastman Kodak and its subsidiaries as well as a handful of other employer groups and residents of Rochester, New York.

Lakeland Financial is the holding company for Lake City Bank, which serves area business customers and individuals through more than 40 branches scattered across about a dozen northern Indiana counties. Founded in 1872 in Warsaw, Indiana, the bank offers such standard retail services as checking and savings accounts, money market accounts, and CDs. Commercial loans, including agricultural loans and mortgages, make up about 80% of the bank's loan portfolio. Lake City Bank also offers investment products and services such as corporate and personal trust, brokerage, employee benefit plans, and estate planning.

The Minden Building and Loan Association was chartered by the State of Louisiana in 1910 to service the Minden community and its surrounding areas. The community bank takes great pride in having a local base to better serve all of its customers' loan and deposit needs. In June of 2002, the bank converted its charter to a Mutual Holding Company, in order to provide more and better products and services to our community customers. In 2007, our official name changed to MBL Bank.

FirstRand's FirstRand Bank Holdings operates FirstRand Bank and First National Bank in southern Africa, as well as asset financing firm WesBank and investment bank Rand Merchant Bank. FirstRand Limited owns and operates more than 750 branches and approximately 6,000 ATMs in South Africa, Botswana, Lesotho, Mozambique, Namibia, Swaziland, and Zambia. It also has a presence on every continent except Antarctica, with an international focus on Asia, Australia, the Middle East, and the UK. The company's activities encompass retail and private banking, corporate and investment banking, insurance, and asset management.

Somerset Hills Bancorp is the holding company for Somerset Hills Bank, which has more than five branches in northern New Jersey. Founded in 1998, the bank focuses on lending to small and midsized businesses: Commercial real estate loans account for more than 40% of the company's loan portfolio and business loans represent some 25%. The bank also serves consumer clients, offering wealth management services in addition to standard deposit products and personal loans. Its residential mortgage lending activities primarily consist of home equity loans and jumbo loans to high-net-worth individuals. Subsidiary Sullivan Financial Services originates home loans for sale into the secondary market.

China Merchants Bank is one of China's top five banks and with 53 million credit cards, its largest issuer. CMB offers businesses and individuals a range of financial services, including credit cards, savings accounts, mortgage loans, ATMs, foreign exchange trading, and on-line banking service. Corporate banking accounts for half of its operating income. CMB targets affluent markets and has branches in more than 65 major cities in China, as well as in Hong Kong, with a network of more than 700 locations and 1,700 ATMs. It also maintains branches in New York City and London. CMB has relationships with more than 1,600 banks worldwide.

Juniata Valley Financial may be the place for you. The institution is the holding company for Juniata Valley Bank, which serves central Pennsylvania from about a dozen banking locations. The bank offers standard deposit products and services, including checking and savings accounts, money market accounts, IRAs, and CDs. It also provides credit card services and originates a variety of consumer and business loans. Consumer loans make about 70% of its loan portfolio. Additionally, Juniata Valley Bank sells insurance and investment products. Juniata Valley Bank was established in 1867.

China Development Bank was established by the Chinese government to support the country's economic development. The institution provides financing for major projects in the nation, including the construction of infrastructure, the advancement of basic industries, and facilitating the growth of rural communities. Customers include government agencies, large industrial concerns, and (increasingly) foreign entities. The bank has more than 30 offices located throughout the country.

The Reserve Bank of India serves as the Asian nation's central bank. Its primary function is to ensure the country's monetary stability. The bank creates monetary policy and assists in regulating its financial system. The central board of directors, appointed by the government, leads the bank. The Reserve Bank of India was founded as a privately owned bank in 1935; it became government-owned following nationalization in 1949. The bank is headquartered in Mumbai and has 22 regional offices. Its subsidiaries include the National Housing Bank, Deposit Insurance and Credit Guarantee Corporation of India, and the National Bank for Agriculture and Rural Development.

The US banking arm of Bank of Montreal (BMO), Harris Bankcorp offers personal and commercial banking and other financial services through Harris Bank and other subsidiaries. The company has more than 300 bank branches in the Chicago area, Indiana, and Wisconsin; it also has locations in Arizona, Florida, New York, and a handful of other states. In addition to Harris Bank, the company owns Harris Investment Management, middle-market investment bank BMO Capital Markets, and private bank and wealth management unit Harris Private Bank. Harris Bank added more than 50 branches in the Midwest when it acquired the failed AMCORE Bank in an FDIC-assisted deal in 2010.

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