Established in 1902, First South Bank is a local community bank located throughout Eastern North Carolina. Over the past 103 years, banking products and services have evolved. However, the Bank's commitment to its community has never wavered. We have always believed it is important to be a significant contributing member of our community. We know that, as a community bank, we have a responsibility to make a positive difference in the place we both live and serve, not because it is good for business, but because it is the right thing to do.

BancTrust Financial Group, Inc. operates as the bank holding company for BankTrust, which provides various financial services to individuals, small businesses, and other organizations in southern Alabama and northwest Florida. Its deposit products include checking accounts, commercial accounts, and savings accounts, as well as other time deposits, such as daily money market accounts and certificates of deposit. The company’s loan portfolio comprises commercial, commercial real estate, individual and commercial construction, and consumer loans, as well as real estate mortgage loans. It also offers cash management services comprising lock-box, sweep accounts, and remote deposits. In addition, BancTrust Financial Group provides drive-in banking and night deposit facilities, safe deposit boxes, traveler’s checks, direct deposit, automated teller machines, Internet banking, debit and credit card, and telephone banking services. As of January 29, 2010, it operated 42 bank offices in the southern two-thirds of Alabama and 9 bank offices in northwest Florida. BancTrust Financial Group, Inc. was founded in 1985 and is headquartered in Mobile, Alabama.

Bank of Scotland (Ireland) brings commercial banking services from the Scottish Highlands to the Emerald Isle. The bank provides such banking services as commercial loans, commercial and asset finance, and investment services. In 2006 it launched a retail banking division, Halifax, with such offerings as mortgages, personal loans, credit cards, and savings products. The bank has more than 40 locations throughout Ireland. Halifax was launched via Bank of Scotland (Ireland)'s purchase of ESB's retail outlets in 2005. In 2009 Bank of Scotland (Ireland) became part of Lloyds Banking Group, which was formed by the merger of Lloyds TSB and the bank's former parent, HBOS.

AmBank Group, providing financial services to customers throughout Malaysia. AMMB Holdings (which trades as AmBank Group) controls dozens of subsidiaries and affiliates, providing individuals and businesses with a range of financial services and products through some 175 offices. The company operates in several segments: retail, business, and investment banking; insurance; and Islamic financial services. Services include asset management, commercial banking, futures trading, leasing, mortgage lending, offshore banking, property trust management, retail financing, and securities services.

Marquette Financial Companies to finance their companies. Marquette Financial comprises about a dozen subsidiaries that provide financial services such as commercial banking and lending services to small and midsized enterprises. The company's commercial finance activities include asset-based lending, accounts receivable financing, and equipment leasing, as well as niche lending services such as factoring for the trucking industry and leveraged finance for small businesses that are being acquired by private equity firms. Marquette Financial has two units devoted to providing real estate construction lending to builders, developers, contractors, and investors.

The Toronto-Dominion Bank, together with its subsidiaries, provides retail and commercial banking, wealth management, and wholesale banking products and services in North America and internationally. The company operates in four segments: Canadian Personal and Commercial Banking, Wealth Management, U.S. Personal and Commercial Banking, and Wholesale Banking. The Canadian Personal and Commercial Banking segment comprises its Canadian banking and global insurance businesses that serve personal and small business customers. It provides a range of insurance products, such as home and automobile coverage, life and health insurance in Canada and the U.S.; business property and casualty business in the U.S.; and credit protection coverage on lending products. This segment also offers banking solutions through telephone and Internet banking. The Wealth Management segment provides discount brokerage, financial planning, private investment advice, and private client services in Canada; and financial advisory, private banking, and trust and investment management services to the U.S. clients. The U.S. Personal and Commercial Banking segment comprises the retail and commercial banking operations in the United States. It serves through a network of approximately 1,028 branches. The Wholesale Banking segment serves corporate, government, and institutional clients in financial markets worldwide. It provides a range of capital market and investment banking products and services that include underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs. As of October 31, 2009, the company operated approximately 2,600 automated banking machines, and a network of 1,116 branches located in Canada. The company was founded in 1855 and is headquartered in Toronto, Canada.

MB Financial doesn't stand for "Midsized Businesses," even though that's its target market. The holding company for MB Financial Bank has more than 85 branches in the Chicago area and one in Philadelphia. Commercial-related credits, including real estate mortgages, operating loans, lease financings, and construction loans, make up more than 80% of the bank's loan portfolio. In addition to serving small and middle-market companies, MB Financial provides retail banking and lending to consumers. The company also offers investment management and trust services.

City National Corporation bank focuses on providing customized service, tailoring its offerings to the needs of its high-powered clientele. Its target market consists of small to midsized businesses, entrepreneurs, professionals, and affluent individuals.For celebrity sightings, forget the Hollywood Homes Tour and camp out at City National Bank. With about 70 branches in Southern California, the San Francisco Bay area, Nevada, and New York City, the subsidiary of City National Corporation has been known as "Bank to the Stars" since opening in Beverly Hills, California, in the 1950s. It offers a variety of services, including personal and business banking, investment management and advisory, and trust services.

Carrollton Bancorp can baby-sit your money from Babe Ruth's hometown. The institution is the holding company for Carrollton Bank, a commercial bank serving Baltimore and surrounding areas from about a dozen branches. It offers standard retail services such as checking and savings accounts, money market accounts, and IRAs. Commercial real estate and residential mortgages account for about 45% and 20%, respectively, of the bank's loan portfolio. Bank subsidiary Carrollton Financial Services sells stocks, bonds, mutual funds, and annuities; Carrollton Mortgage Services originates and sells residential mortgages.

Organized on June 27, 1911, Home Savings Bank has experienced growth and stability while in financial partnership with the people of Stanly County for nearly a century. From the days when our office was housed in small quarters and only open on Saturdays, to today's operations housed at our Albemarle and Locust locations, excellent customer service to our local community has been the focal point in directing Stanly County's oldest financial institution. Below is a condensed outline highlighting some of the history and development of Home Savings Bank.

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