There's nothing half way about HLF, or Hong Leong Finance. The company, with some 30 branches across Singapore, offers personal and business loans, insurance, wealth management, foreign exchange, and corporate financing services. The largest finance company in the country by assets, HLF specializes in financing for small and medium-sized enterprises (SMEs), and it sponsors an annual forum for budding entrepreneurs. Hong Leong Finance Limited company also provides investment banking services including handling IPOs and other public offerings and M&A consulting. Investment firm Hong Leong Group Malaysia owns 73% of HLF.

Lubbock National Bank has been a proud part of Texas banking since the early 1900s, in times of war and economic hardship, as well as prosperity and abundance. While the world around us has seemed chaotic at times, LNB has always provided our customers a trusted place to manage and grow their hard-earned money.

LNB Bancorp is the holding company for The Lorain National Bank, which operates more than 20 branches in Ohio's Cuyahoga, Erie, Lorain, and Summit counties. The bank serves local businesses and individuals, offering such deposit products as checking and savings accounts, money market accounts, CDs, and IRAs. It also offers trust services and credit cards. The bank's lending activities primarily consist of commercial loans (approximately 60% of its portfolio) and real estate mortgages, as well as installment and home equity loans. The Lorain National Bank offers brokerage and investment services to customers through an agreement with Investment Centers of America.

MainStreet BankShares, Inc. serves southern Virginia from about five offices. Chartered in 2002, Franklin offers such deposit products as checking and savings accounts, money markets, and CDs. The bank primarily uses funds from deposits to write real estate loans, including commercial and residential mortgages, construction loans, and home equity loans. Franklin Community's market is centered in the rural communities of Virginia's Franklin County.

Arrow Financial has more than one shaft in its quiver. It's the holding company for two banks: Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company, which together operate more than 30 branches in five counties in eastern upstate New York. Targeting individuals and area businesses, the banks offer standard deposit products like checking, savings, and money market accounts; CDs; and IRAs. They also provide retirement, trust, and estate planning services and employee benefit plan administration. Residential mortgages make up the largest segment of Arrow Financial's loan portfolio (more than 40%); indirect and installment loans to individuals account for about 30%.

Liberty Bank is the oldest mutual bank in the state of Connecticut and provides customers with best-in-class products, services and rates. Chartered way back in 1825, we have grown with the state, and currently serve more than 190,000 individual and business customers here It offers investment services through an agreement with Raymond James Financial. Liberty Bank writes commercial real estate loans for apartment communities, shopping centers, and office buildings throughout the Northeast, and is also one of the nation's top timeshare lenders. However, one- to four-family mortgages, which account for more than 40% of the bank's loan portfolio, remain its bread and butter, as do loans to local small businesses.

Skandinaviska Enskilda Banken (SEB) operates through four divisions: merchant banking, retail banking, asset management, and life insurance (Trygg Liv) through some 670 offices in a dozen countries, primarily nations in Northern Europe. SEB also has offices in such money centers as London, Paris, Shanghai, and Singapore. SEB's merchant banking division targets large corporations and other financial institutions. Business offerings include cash management, financing, foreign exchange, leases, credit card services, and payroll administration. SEB offers individuals mortgages, auto loans, credit cards, and other products.

Cardinal Financial can help you keep out of the red. The holding company owns Cardinal Bank, which operates about two dozen branches in the Washington, DC metropolitan area. Serving commercial and retail customers, it offers such deposit options as checking, savings, and money market accounts; IRAs; and CDs, as well as trust services. Commercial real estate loans make up more than 40% of Cardinal Financial's loan portfolio; residential mortgages, construction loans, business loans, and home equity lines of credit round out the bank's lending activities. Subsidiary Cardinal Wealth Services provides brokerage and investment services through an alliance with Raymond James Financial.

The Saudi British Bank (SABB) provides personal, private, and corporate banking services to customers across Saudi Arabia. Founded in 1978, SABB operates a network of about 75 branches (including a dozen locations exclusively for women), offering deposits, loans, and Takaful (cooperative insurance that complies with Islamic law). It also issues VISA and MasterCard credit cards, as well as the SABB Amanah card, which offers monthly payment plans that adhere to Islamic principles. Corporate services include cash management, treasury, and investment banking through HSBC Saudi Arabia Limited. British banking giant HSBC owns about 40% of SABB; Saudi nationals own 60%.

First Bancorp of Indiana, Inc. operates as the holding company for First Federal Savings Bank, which provides various banking services primarily in Vanderburgh and Daviess counties, Indiana. It offers various deposit products, including checking, certificates of deposit, money market, savings, health savings, education, and individual retirement accounts. The company also provides various financing solutions, such as mortgage loans, consumer loans, home equity loans, and business loans. In addition, it offers Internet banking, telephone banking, and investment services; and a variety of other consumer products, including e-statements, switch kit forms, credit cards, ATM and debit cards, direct deposit, and overdraft protection. First Bancorp of Indiana, Inc. was founded in 1998 and is headquartered in Evansville, Indiana.

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