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Calvin B. Taylor Bankshares, Inc.

Calvin B. Taylor Bankshares, Inc.

Calvin B. Taylor Bankshares be the holding company for Calvin B. Taylor Banking Company (aka Taylor Bank), which has about 10 branches in southeastern Maryland and another in Delaware. The bank offers standard commercial and retail services including checking and savings accounts, money market accounts, and credit cards. It also offers discount securities brokerage through an affiliation with correspondent bank M&T Securities. Real estate loans account for some 90% of the bank's lending portfolio, including residential and commercial mortgages. The bank is named after its founder, who opened a predecessor to Calvin B. Taylor Banking Company in 1890.

First Merchants Corporation

First Merchants Corporation

First Merchants makes community banking its first priority. The company owns First Merchants Bank, which operates some 80 branches in Indiana and western Ohio. The bank provides standard consumer and commercial banking services, including checking and savings accounts, CDs, and check cards. Loans secured by commercial real estate and farmland account for the largest portion of the company's loan portfolio (more than a third), followed by residential mortgages and business loans. First Merchants Corporation also owns First Merchants Trust Company, which provides trust and asset management services, and First Merchants Insurance Services, which sells personal, property/casualty, and employee benefit coverage.

Unity Bancorp, Inc.

Unity Bancorp, Inc.

Unity Bancorp wants to keep you and your money united. The institution is the holding company for Unity Bank, a commercial bank that serves small and midsized businesses, as well as individual consumers, through nearly 20 offices in north-central New Jersey and eastern Pennsylvania. Unity Bank's deposit products include checking, savings, money market, and NOW accounts, and CDs. Lending to businesses is the company's life blood: Commercial loans, including Small Business Administration (SBA) and real estate loans, account for about 60% of its loan portfolio, which is rounded out by residential mortgage and consumer loans.

Mizuho Corporate Bank, Ltd.

Mizuho Corporate Bank, Ltd.

Mizuho Corporate Bank, Ltd. offers commercial financial services including deposits, lending, foreign exchange, payment, and settlement. It primarily serves large global corporations and other financial institutions. Mizuho Corporate Bank also counts the government of Japan and other public sector organizations among its clientele. The bank has branches and offices throughout Japan and Asia as well as in major cities in Europe and the US. It is a subsidiary of top global financial institution Mizuho Financial Group.

Fukuoka Financial Group, Inc

Fukuoka Financial Group, Inc

Fukuoka Financial has more than just a yen to serve the banking needs of Kyushu. The bank operates about 300 branches in southwestern Japan's Kyushu region (including the prefectures of Fukuoka, Jumamoto, and Nagasaki) and a handful of branches in China. Annually the bank makes loans of more than 3 trillion yen (more than $33 billion) to small and midsized companies and loans of more than 1 trillion yen (more than $11 billion) to individuals. The company isn't banking only on banking, though: It also owns 13% of retail chain Iwataya. Bank of Fukuoka bought Kumamoto Family Bank to form Fukuoka Financial in 2007; it then bought Kyushu-Shinwa's Shinwa Bank to create Japan's largest regional banking group.

Erste & Steiermarkische Bank d.d.

Erste & Steiermarkische Bank d.d.

Erste & Steiermarkische Bank (ESB) is banking on the fiduciary habits of native Croatians. The Croatia-based bank caters to individuals and small- and medium-sized businesses through more than 120 branches; services include Internet banking for retail and corporate clients. When the bank first opened in 2002, it had few direct competitors, but today as the competitive landscape has changed, the bank's clientele have had more banking choices and have asserted their loyalty to ESB. The company has a more than 10% market share. Erste Bank owns 555% of Erste & Steiermarkische; Steiermarkische Bank und Sparkassen owns about 40%.

First Northern Community Bancorp

First Northern Community Bancorp

First Northern Community Bancorp is the holding company for First Northern Bank, which operates about 10 branches in the northern California counties of El Dorado, Placer, Sacramento, Solano, and Yolo. Founded in 1910, the bank offers community-oriented services such as checking, savings, and money market accounts, and certificates of deposit. It also offers electronic check depositing. Its loan products include real estate mortgages (which account for about half of the bank's portfolio), commercial and construction loans, and agricultural and installment loans. Investment products and services are available to customers via a pact with Raymond James Financial.

Eagle Bancorp, Inc.

Eagle Bancorp, Inc.

Eagle Bancorp would recommend its community-oriented EagleBank subsidiary. The bank serves businesses and individuals through more than a dozen branches in Washington, DC, and its suburbs. Deposit products include checking, savings, and money market accounts; certificates of deposit; and IRAs. Commercial, residential, and construction real estate loans combined represent about 70% of its loan portfolio. The bank, which has significant expertise as a Small Business Administration lender, also writes business, consumer, and home equity loans.

Golub Capital Partners LLC

Golub Capital Partners LLC

Golub Capital Partners enjoys being caught in the middle. The company provides debt financing to and makes equity investments in established middle-market companies in the US. It allies with corporate owners, management teams, and financial sponsors in transactions such as recapitalizations, buyouts, and growth financing. Golub focuses on the consumer products, business services, defense, manufacturing, media, and restaurant industries, eschewing technology and passive real estate investments. The Golub Capital Partners LLC company underwrites and syndicates loans up to $150 million, provides debt financing up to $75 million, and makes equity investments of up to $25 million. It also buys loans in the secondary market.

Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc.

Provident Financial Holdings is the holding company for Provident Savings Bank, which operates more than a dozen branches in Southern California's Riverside and San Bernardino counties. Catering to individuals and small to midsized businesses, the bank offers such standard retail products as checking and savings accounts, money market accounts, and CDs, as well as retirement planning services. Real estate loans including single-family, multifamily, and commercial mortgages and construction loans make up essentially all of the company's loan portfolio. Single-family residential mortgages make up more than half of all loans.

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