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Savings & Loans

Danvers Bancorp, Inc.

Danvers Bancorp, Inc.

Danvers Bancorp is the holding company for Danversbank, which serves eastern Massachusetts from about 30 branches. Founded in 1850, the bank offers deposit services such as checking and savings accounts, in addition to loan services targeted to both consumers and businesses. Commercial and industrial loans dominate its loan portfolio, followed by commercial mortgages, residential mortgages, and construction loans. Wealth management services are offered through an arrangement with Raymond James Financial. In 2009, Danvers Bancorp acquired Beverly National Bancorp and its eight Beverly National Bank locations in a $62 million stock swap. Beverly National was merged into Danversbank in early 2010.

Banca Popolare Di Spoleto S.p.A.

Banca Popolare Di Spoleto S.p.A.

Banca Popolare Di Spoleto offers savings accounts, loans, credit cards and debit cards to individuals, families and businesses. The bank has about 70 branches throughout the central Italian regions of Umbria, Lazio, Marche, and Tuscany. BPS Online allows customers to access accounts on the Internet. Through a strategic alliance, Banca Monte dei Paschi di Siena provides bonds, pension funds, property management, project financing and mutual funds to Banca Popolare di Spoleto's customers.

Caja de Ahorros y Monte de Piedad de Madrid

Caja de Ahorros y Monte de Piedad de Madrid

Savings bank Caja de Ahorros y Monte de Piedad de Madrid (Caja Madrid) provides services from approximately 2,100 banking offices and some 5,000 ATMs throughout Spain. It offers retail, business, and private banking services and has some 7 million individual, small business, corporate, and institutional customers. As part of an alliance with MAPFRE, Caja Madrid products and services are offered through more than 300 MAPFRE offices, as well as through the insurer's agents. Caja Madrid is merging with smaller rival Bancaja. The deal will create the largest savings bank in Spain (overtaking La Caixa).

Citizens First Corporation

Citizens First Corporation

Citizens First puts the folks of southwestern Kentucky before all else. Founded in 1975 as a small private-investment club, Citizens First is the holding company for Citizens First Bank, which serves consumers and area businesses through about a dozen locations and 20 ATMs. The company's loan portfolio includes primarily commercial and residential mortgages and business loans. The company also provides title insurance services. Through alliances with other firms, it offers its customers trust and investment services as well as insurance products. Fellow Kentucky bank Porter Bancorp withdrew its offer to acquire a controlling stake in Citizens First in late 2009.

Missouri Higher Education Loan Authority

Missouri Higher Education Loan Authority

Missouri Higher Education Loan Authority, one of the country's top holders and servicers of student loans. The not-for-profit organization helps borrowers obtain education financing such as Federal Stafford, alternative or supplemental, and consolidation loans through lending institutions such as Bank of America and U.S. Bancorp. It also offers a "Rate Relief" program that can lower a borrower's interest rate by up to 3%, as well as deferment and forbearance options that either postpone or reduce a borrower's monthly payment. The authority also manages loan servicing for lending institutions nationwide.

Agility Capital LLC

Agility Capital LLC

Agility Capital was founded in 2000 with a clear focus: provide innovative short-term loans to private venture-backed and Small Cap public companies. Our lending strategy is simple: be the most creative and responsive lender for technology companies. We provide services tailored to the immediate needs of our clients. We act fast and precise to provide our clients the service expected in today's competitive marketplace. Our loans include: mezzanine financing, primary bridge loans, lines of credit, factoring lines of credit, non-formula lines of credit, and restructuring debt. We specialize in the type of loans that are necessary to provide an entrepreneur with time and operating capital to successfully achieve the next financing milestone, whether it is a private equity investment, the sale of the company, or public offering. The value we offer our clients is the ability to act fast and be flexible and creative in designing the financing they require. We understand the challenges faced by the entrepreneur and realize that timing is everything. Since we control our funds, we structure credit facilities without restrictive financial covenants and can act quickly to get the client the capital when they need it.

Ames National Corporation

Ames National Corporation

Ames National Corporation is the multi-bank holding company for flagship subsidiary First National Bank, Ames, Iowa, as well as Boone Bank & Trust, Randall-Story State Bank, State Bank & Trust, and United Bank & Trust. With a total of about a dozen branches, the banks provide area individuals and businesses with standard services such as checking and savings accounts, CDs, IRAs, and credit and debit cards. Commercial and agricultural real estate loans account for about half of the company's loan portfolio, which also includes residential, construction, consumer, and business loans. The banks also offer trust and financial management services.

Bank of Granite Corporation

Bank of Granite Corporation

Bank of Granite Corporation is the holding company for a community bank of the same name that serves individuals and small businesses in about 10 west-central North Carolina counties. From 20 branches, Bank of Granite offers traditional demand and time deposit products mostly for individuals and small businesses. Before the economic downturn , mortgages made up more than half of Bank of Granite's loan portfolio. However, the slowdown deeply affected customers' ability to repay their loans and in 2009 Bank of Granite stopped originating mortgage loans altogether.

Banco de Sabadell, S.A.

Banco de Sabadell, S.A.

Banco de Sabadell (also known as BancoSabadell) is one of the top banking groups in Spain offering corporate, commercial, and private banking through more than 1,200 branches. The company operates under five banking brands: SabadellAtlantico and Banco Herrero, for business banking; Solbank, which specializes in providing banking services for tourists and the tourism industry; ActivoBank, for online banking; and BancoUrquijo, for private banking. BancoSabadell also offers bancassurance products, asset management, and securities brokerage. The company has a presence in about 20 countries. It is looking across the Atlantic for growth, especially in Florida, as well as in Mexico.

Northern Bank Limited

Northern Bank Limited

Northern Bank has a network of nearly 100 branches and about a dozen banking centers. The bank offers services including financial planning, personal and business loans, automobile financing, insurance, and international services. Founded in 1809 as Northern Banking Partnership, Northern Bank was acquired by Danske Bank, Denmark's largest bank, in early 2005.

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