Security Finance Corporation of Spartanburg. Founded in 1955, the consumer loan company provides personal loans typically ranging from $100 to $600 (some states, however, allow loan amounts as high as $3,000). Customers can also turn to Security Finance for credit reports and tax preparation services. The company has approximately 800 offices in about 15 states operating mainly under the Security Finance, Sunbelt Credit, and PFS banners. It also has locations operating as Security Financial Services and Longhorn Finance in North Carolina and Texas, respectively.

Established in 1902, First South Bank is a local community bank located throughout Eastern North Carolina. Over the past 103 years, banking products and services have evolved. However, the Bank's commitment to its community has never wavered. We have always believed it is important to be a significant contributing member of our community. We know that, as a community bank, we have a responsibility to make a positive difference in the place we both live and serve, not because it is good for business, but because it is the right thing to do.

BOC Hong Kong (Holdings) is the parent of Bank of China (Hong Kong), which has about 300 branches in Hong Kong as well as on mainland China. The bank serves local businesses and consumers, providing loans, deposit accounts, and other standard services, as well as securities brokerage, wealth management, and project financing and syndication. It also prints currency. In addition, Bank of China (Hong Kong) owns Nanyang Commercial Bank and some 70% of Chiyu Banking Corporation (both are also based in Hong Kong), as well as BOC Credit Card (International). Bank of China, which is controlled by the Chinese government, owns about two-thirds of BOC Hong Kong.

The Golden 1 Credit Union wants to be the 1. One of California's largest financial cooperatives, not to mention one of the largest credit unions in the US, the member-owned organization serves communities in central and northern parts of the state through a network of more than 80 branches; nearly half of them are in and around Sacramento. The Golden 1 has more than 680,000 members who are residents of more than 30 eligible counties or employees of hundreds of select companies or groups. The credit union offers savings, checking, and money market accounts, IRAs, and credit and check cards. It also provides personal and residential real estate loans, as well as investments and insurance.

Fentura Financial has its hands full. Fentura Financial is the holding company for Michigan community banks The State Bank, Davison State Bank, and West Michigan Community Bank. From about 20 branch locations, the banks provide commercial and consumer banking services and products, including checking and savings accounts and loans. Commercial loans account for some two-thirds of the bank's combined loan portfolio. The State Bank, Fentura's first subsidiary, traces its origins to 1898.

Ballston Spa Bancorp is the holding company for Ballston Spa National Bank, which serves Saratoga County in New York from about 10 branches. It offers traditional deposit products including checking and savings accounts, IRAs, and CDs. The bank also offers investment products, wealth and estate planning, insurance, and trust services. Residential mortgages account for about two-thirds of the company's loan portfolio; the company also writes commercial mortgages, consumer loans, and business loans. Ballston Spa National Bank was established in 1838.

Lone Star Bank, S. S. B. has been providing superior banking and financial services to Texans since we opened in Moulton on November 5, 1920. Over the years, we've grown and adapted to meet the changing needs of our customer base. Every step of the way we've worked to provide our neighbors with the banking services they want, the security they need and a friendly small-town atmosphere.

ALPHA BANK A.E., together with its subsidiaries, provides various banking and financial services in Greece and internationally. It offers various deposit products, including savings accounts, working capital/current accounts, investment facilities/term deposits, repos, and swaps; loan facilities, including mortgage loans, consumer loans, corporate loans, and letters of guarantees; and debit and credit cards to individuals and companies. The company also provides leasing and factoring services; asset management services and insurance products; stock exchange, advisory, and brokerage services relating to capital markets; and investment banking services. In addition, it involves in dealing room activities in the inter bank market, which include FX swaps, bonds, futures, IRS, and inter bank placements. Further, the company involves in real estate management and hotel businesses, as well as provides solutions for professional training of adults and developing human resources of companies and institutions. As of December 31, 2008, it operated a network of 1,000 branches. The company was formerly known as Alpha Credit Bank and changed its name to ALPHA BANK A.E. as a result of its merger with the Ionian Bank in April 2000.

Techcombank serves primarily individuals and small to medium businesses. It offers deposit products, loans, leasing, cash management, and other financial services. The company offers insurance through Bao Viet Life. Founded in 1993, Techcombank has more than 130 branches throughout Vietnam -- the second-largest network in the country. It plans to operate 200 locations by 2010. International banking giant HSBC owns 20% of Techcombank; the two banks also have numerous cooperative alliances.

Cornerstone Bancshares is the holding company for Cornerstone Community Bank, which operates about five locations in Chattanooga, Tennessee, and surrounding communities, in addition to two loan production offices in Knoxville, Tennessee, and Dalton, Georgia. The bank offers standard retail and commercial services, including checking and savings accounts, money market accounts, and CDs. Its lending activities primarily consist of commercial real estate loans, residential mortgages, real estate construction loans, and business and agricultural loans. Another subsidiary of Cornerstone Bancshares, Eagle Financial, purchases accounts receivable and acts as a conduit lender.

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