WSB Holdings was formed in 2008 to be the holding company for The Washington Savings Bank, a thrift with about five branches and a loan production office in Maryland's Baltimore/Washington, DC, corridor. Targeting middle-class consumers and midsized businesses, it offers standard deposit services such as checking savings, money market, and retirement accounts, and certificates of deposit. Although the bank has traditionally focused on single-family mortgages and construction loans, it has diversified its loan portfolio amid the troubled housing market; commercial loans now account for the largest portion of its portfolio. Chairman William Harnett owns more than 40% of WSB Holdings.

The PNC Financial Services Group, Inc. operates as a diversified financial services company. It offers retail banking, corporate and institutional banking, asset management, and residential mortgage banking services. Its retail banking products and services comprise deposit, lending, brokerage, trust, investment management, and cash management services.

One of Thailand's largest financial institutions, Krung Thai Bank provides banking and financial services to consumers and corporate clients throughout the country. It offers deposit accounts, credit and debit cards, loans, mortgages, and leasing, as well as life insurance, commercial insurance, wealth management, and access to investments such as securities and mutual funds. In addition to approximately 900 domestic locations, Krung Thai Bank also operates a fleet of some 90 mobile vans that provide on-the-go banking services in remote areas and at tourist destinations and festival sites. Founded in 1966, Krung Thai Bank listed on the Stock Exchange of Thailand in 1989.

Bank of Communications (BoCom) is one of the largest commercial banks in China, based on total assets. The company offers services in corporate banking, personal banking, and treasury operations; offerings include personal savings accounts, personal loans, corporate loans, trade financing, wealth management, e-banking, and credit card services. BoCom has a network of some 2,700 branches in more than 80 major cities -- including overseas branches in New York, Tokyo, and Singapore, and representative offices in London and Frankfurt. The bank is also one of the oldest in China. HSBC Holdings holds close to a 20% interest in BoCom.

Provident New York Bancorp is the holding company for Provident Bank, a community-based thrift operating some 35 offices in New York's Hudson Valley region and another in New Jersey operating as Towncenter Bank. Founded in 1888, the bank attracts consumers and business clients by offering traditional deposit products such as checking and savings accounts and CDs; its Provident Municipal Bank subsidiary provides deposit services to area municipalities. The bank uses funds from deposits to originate primarily real estate loans and mortgages. Subsidiary Hudson Valley Investment Advisors provides money management services for institutional and individual investors.

Established in 1921, the Michinoku Bank is a regional bank offering financial services in the Aamori Prefecture in Japan. With about 120 branches and eight consolidated subsidiaries, Michinoku Bank offers traditional banking products, as well as real estate management and staffing supply services. With its "family bank" business approach, the company targets individual retail customers, as well as small-to-medium-sized businesses. It has key subsidiaries in Hong Kong and Shanghai. Michinoku Bank was also the first Japanese bank to open a subsidiary in Russia when it launched The Michinoku Bank (Moscow) Ltd. in 1999; it is now selling that operation to Mizuho Financial.

Rurban Financial is the holding company for State Bank and Trust, which has more than 20 branches in northwestern Ohio and another in northeastern Indiana. The banks offer products, including checking and savings accounts, money market accounts, credit cards, IRAs, and CDs. Commercial and agricultural loans account for approximately two-thirds of the company's loan portfolio; the bank also writes mortgage and consumer loans. Reliance Financial Services, a unit of State Bank and Trust, offers trust and investment management services, as well as brokerage services through an alliance with Raymond James. Subsidiary RDSI Banking Systems offers commercial bank data processing and item processing services.

Banco Espírito Santo (BES) is one the largest banks in Portugal, with about 500 branches throughout the country. It is the flagship of Espírito Santo Financial Group, which holds a controlling stake in the bank. BES has subsidiaries that provide asset management, investment banking, private equity, factoring and leasing, and insurance services. The company has expanded into strategic international markets including Brazil, Spain, France, and the US. The bank's origins date back to 1869, when its namesake José Maria do Espírito Santo e Silva founded Caza de Cambio, a streetside exchange in São Paulo.

Mound City Bank began operations as a state-chartered bank on February 18, 1915 in Platteville, Wisconsin. The founders of the bank mirrored the 4,500 residents of the City of Platteville, representing both farming and business interests. Their fierce independence and commitment to community remains the cornerstone of the bank's philosophy even today. In 1935, Mound City Bank established a branch in Belmont, WI in order to expand the bank's credit and deposit service area. Full financial services are still provided today through the Belmont office.

CVB Financial is into the California Vibe, Baby. The holding company's Citizens Business Bank offers community banking services to primarily small and midsized businesses, but also to consumers through some 50 branches and commercial banking centers in nine central and southern California counties. Its deposit products include checking, money market, and savings accounts, as well as CDs. Commercial real estate loans account for more than half of the bank's loan portfolio, which is rounded out by business, consumer, and construction loans; residential mortgages; dairy and livestock loans; and municipal lease financing.

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