Union National Financial jumps for Mount Joy! The holding company owns Union National Community Bank, which serves the communities in and around Mount Joy, Pennsylvania. Through about a dozen branches, the bank provides standard retail products and services including checking accounts, money markets, CDs, and IRAs. It uses funds from deposits largely to write large commercial loans and mortgages, which account for more than half of the bank's loan portfolio. In 2009 the company shut down subsidiary Union National Insurance Agency, which offered insurance-related products to the bank's customers. Donegal Financial Services, holding company of the three-branch Province Bank, plans to buy Union National Financial.

Community First Bancorporation puts financial matters first in the northwestern corner of South Carolina. The institution is the holding company for Community First Bank, which operates about five branches in Oconee and Anderson counties. The commercial bank offers traditional deposit products such as checking and savings accounts, CDs, and IRAs. Deposit funds are primarily used to originate single- to four-family mortgages and commercial mortgages. The bank also writes construction, consumer, and business loans. Community First Bank plans to continue to expand in Anderson County.

HSBC USA, a subsidiary of British banking behemoth HSBC Holdings, operates HSBC Bank USA. With some 375 offices, the bank has one of the largest branch networks in New York State, plus more than 100 additional locations in about a dozen other states and Washington, DC; California, New Jersey, and Florida are its next largest markets. The bank offers personal, commercial, and mortgage banking services, with a loan portfolio dominated by residential mortgages, commercial loans, and credit card loans. HSBC Bank USA's personal financial services segment also provides mutual funds, investments, and insurance.

Community Capital Bancshares, Inc. operates as the holding company for Albany Bank & Trust, N.A. and AB&T National Bank that provide various banking services to individual and corporate customers. Its deposit products include demand deposits, checking accounts, savings accounts, money market deposits, certificates of deposits, and individual retirement accounts.

Wintrust Financial is a midsized financial holding company engaged in personal and commercial banking, wealth management, and specialty lending services in the metropolitan Chicago area and southern Wisconsin, including Milwaukee. It operates about 15 community bank subsidiaries (many bearing the name of the community they serve) with more than 75 branches in all. The banks offers traditional deposit services and emphasize business and commercial real estate loans, which account for about half of the company's loan portfolio. The company provides financing for commercial insurance and ife insurance premiums throughFirst Insurance Funding.

Axis Bank Limited,the private bank offers retail and corporate banking services through more than 800 branches and about 3,500 ATMs in India. Axis Bank also has branches in China, Hong Kong, Singapore, and United Arab Emirates. Its retail banking group offers deposit accounts and auto, home, and other personal loans to individuals and small businesses; its corporate unit targets larger businesses with working capital loans, trade and warehouse financing, and cash management services. Axis Bank provides other products, including credit cards, mobile banking, and online tax payments. The bank offers insurance products through partnersips with Bajaj Allianz General Insurance and MetLife India.

First Investors Financial Services Group, Inc. through its wholly-owned subsidiaries (“First Investors”) is an independent consumer finance company which originates automobile loans indirectly through relationships with franchised automobile dealers in the United States. The Company’s indirect lending business operates in 28 states through relationships with hundreds of automobile dealerships. First Investors specializes in providing financing solutions to consumers who typically do not have access to traditional financing sources. In addition to its automobile finance operations, the Company also engages in the purchase of portfolios of automobile loans from other lenders and the servicing of pools of loans for affiliated and non-affiliated investors. First Investors was founded in 1988 in Houston, Texas by its current President and Chief Executive Officer, Tommy Moore. In October 1995 the Company completed an initial public offering of common stock and trades on the Nasdaq/OTC market under the symbol “FIFS-OB”. First Investors has over 40,000 customers, approximately $600 million in managed auto receivables.

Established in 1999, Stonebridge Bank offers you the best of both worlds: Traditional brick and mortar service and a state-of-the-art Internet banking site. We have branches in convenient locations where our customers can find all of the conventional banking services. They also have a comprehensive website at www.stonebridgebank.com that allows our customers to do all of their banking quickly and at their own convenience.

BancWest Corporation is a financial services holding company which was formed in 1998 as a result of a merger between holding companies for Bank of the West, San Francisco and First Hawaiian Bank, Honolulu. In 2001, the public entity became a wholly-owned subsidiary of BNP Paribas (www.bnpparibas.com). As of December 31, 2009, BancWest Corporation had total assets of nearly $74 billion, more than 2 million customer accounts, 727 retail branch banking locations and dozens of commercial banking office locations in 20 states and overseas, an offshore branch in Grand Cayman, British West Indies as well as representative offices in New York, Tokyo, Japan and Taipei, Taiwan.

St. James's Place Bank believes in the importance of advice in deciding how best to structure your banking arrangements. This advice (specifically relating to the products and services offered by St. James's Place Bank) will be provided by a St. James's Place Partner who will put you in touch with the dedicated team at St. James's Place Bank to make the process of opening a new Account as simple as possible.

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