Home City Financial is where the heartland is. Home City is the holding company for Home City Federal Savings Bank of Springfield, a two-branch thrift serving Clark County in southwestern Ohio. The bank offers standard deposit products including checking and savings accounts, NOW accounts, individual retirement accounts, and certificates of deposit. Residential mortgages (nearly half of the company's loan portfolio) and commercial real estate loans (almost a quarter) are its primary lending focus; the bank also makes business, consumer, land, construction, and multifamily real estate loans. The company plans to go private through a reverse stock split.

Community Shores Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Union Bank of India has more than 600 branches and a network of more than 1,100 ATMs. In addition to serving consumers, small to medium-sized businesses, and government clients in India, the bank also caters to non-resident Indians living abroad. Its standard offerings include checking and savings accounts, credit and debit cards, and home, education, and business loans. Union Bank of India also provides cash management, life and health insurance, brokerage services, and mutual funds. The government of India owns approximately 55% of the institution.

MetroCorp Bancshares, Inc. operates as a holding company for MetroBank, National Association; and Metro United Bank that provide commercial banking products and services in Texas and California. The company offers retail deposit products and services, including checking and savings accounts, money market accounts, time deposits, individual retirement accounts, noninterest-bearing demand deposit transaction accounts, and interest-bearing NOW accounts. Its loan portfolio includes commercial and industrial loans comprising loans to wholesalers, manufacturers, and business service companies; commercial mortgage loans to finance the purchase of real property; loans for the construction of residential and non-residential properties; loans for commercial properties, such as multi-family, office, industrial, warehouse, and retail centers; and consumer loans comprising automobile loans, lines of credit, and other personal loans. The company also provides government guaranteed lending programs; trade finance loans and letters of credit to facilitate export and import transactions for small and medium-sized businesses; and single-family residential mortgage products through third party mortgage companies, as well as offers ATM cards, debit cards, and online banking services. As of December 31, 2009, it operated 19 branches in the greater Houston, Dallas, San Diego, Los Angeles, and San Francisco metropolitan areas. MetroCorp Bancshares, Inc. was founded in 1987 and is headquartered in Houston, Texas.

SI Financial Group is the holding company for Savings Institute Bank and Trust Company, a community savings bank serving eastern Connecticut from around 20 locations, including branches within retail stores. In addition to traditional deposit services like checking and savings accounts and CDs, the bank and its subsidiaries offer financial services such as trust services, investment management, retirement planning, and life insurance. Residential and commercial mortgages dominate Savings Institute's lending portfolio, which also includes commercial business and consumer loans. Mutual holding company SI Bancorp owns more than 60% of SI Financial Group.

Guaranty Bancshares is the holding company for Guaranty Bond Bank, which operates about a dozen branches in northeast Texas and another in West Texas. Guaranty Bond Bank's deposit products and services include CDs and savings, checking, NOW, and money market accounts. Its lending activities include one- to four-family residential mortgages (more than a third of the company's loan portfolio) in addition to commercial mortgage, construction, business, agriculture, and personal loans. The company's GB Financial division provides wealth management, retirement planning, and trust services.

Access Group was founded in 1983 to provide funding to law students. As if paying for Albert's undergraduate degree didn't set you back enough, now your little Einstein wants to attend graduate school. It may be time to contact Access Group, a not-for-profit organization that offers graduate and professional student lending. The company issues and services private student loans for continuing education, part-time, and international students, and their parents. It specializes in financing educations in business, dental, law, medical, engineering, and other professional courses of study. Access Group, Inc. also issues specialized loans for bar and dental board exams and medical and dental residencies.

Calvin B. Taylor Bankshares be the holding company for Calvin B. Taylor Banking Company (aka Taylor Bank), which has about 10 branches in southeastern Maryland and another in Delaware. The bank offers standard commercial and retail services including checking and savings accounts, money market accounts, and credit cards. It also offers discount securities brokerage through an affiliation with correspondent bank M&T Securities. Real estate loans account for some 90% of the bank's lending portfolio, including residential and commercial mortgages. The bank is named after its founder, who opened a predecessor to Calvin B. Taylor Banking Company in 1890.

ASB Financial Corp. ("ASB" or the "Corporation"), a unitary savings and loan holding company incorporated under the laws of the State of Ohio, owns all of the issued and outstanding common shares of American Savings Bank, fsb ("American" or the "Savings Bank"), a federal savings bank. Other than investing excess funds, ASB's activities have been limited primarily to holding the common shares of American.

Emporiki Bank of Greece offers traditional financing and banking services, including investment banking, housing loans, asset management, securities portfolio management, leasing, venture capital, and insurance products. Founded in 1907, Emporiki has about 370 branches in Greece, plus nearly 90 in Albania, Bulgaria, Cyprus, London, Frankfurt, and Romania. About a dozen subsidiary companies (Emporiki Bank Group) offer a wide array of financial services -- from real estate development and management to consumer credit, insurance, and vehicle leasing -- to customers both private and corporate. France's #1 bank, Credit Agricole, owns more than 80% of Emporiki.

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