The mission of Southeastern Bank is to provide the highest level of financial services possible to the communities, businesses and citizens in our market areas without regard to race, creed, sex, religion, or national origin. The Bank is in business to make profits and a return on investment for its shareholders. The Company is committed to excellence in operations, sales, and services in order to exceed the expectations of our customers and shareholders. We strive to provide the best financial employment opportunities in our market area. We expect to become the largest independently owned and operated community bank in our market area. We expect to dominate this market in personal installment loans and small business loans. We intend to build the premiere independent financial institution in Southeast Georgia and Northeast Florida.

International Bancshares is leading post-NAFTA banking in South Texas. The institution's International Bank of Commerce (IBC) and Commerce Bank serve residents and businesses of Texas, Oklahoma, and northern Mexico through more than 250 offices. International Bancshares Corporation facilitates trade between the US and Mexico and serves Texas' growing Hispanic population; about 30% of its deposits come from south of the border. In addition to commercial and international banking services, International Bancshares provides retail deposit services, insurance and investment products, and mortgages and consumer loans. The bulk of International Bancshares Corporation company's portfolio is made up of business and construction loans.

Center Bancorp is the holding company for Union Center National Bank, which operates about a dozen offices in northern New Jersey's Morris and Union counties. A full-service commercial bank, Union Center offers individuals and local businesses such deposit products as checking, savings, and money market accounts; CDs; and IRAs. It also offers trust services. Commercial loans account for about 50% of the bank's loan portfolio; residential mortgages account for most of the remainder. Subsidiaries offer services such as advertising, insurance (annuities, property/casualty, life, and health), wealth management, and real estate investment trust (REIT) operations.

International Personal Finance can make a house call if you forgot to save your pennies. The company provides small unsecured loans, typically for periods between six months and two years. Some 26,000 local agents call on the clients to collect payments on a weekly basis; the company asks for one fixed charge for the credit and does not impose any penalty fees. In some markets, it offers a more traditional loan that customers can pay via payment transfer. The company serves approximately 2 million customers in the Czech Republic, Hungary, Poland, Slovakia, Romania, and Mexico. International Personal Finance was founded in 1997 as the international arm of Provident Financial; it was spun off 10 years later.

GE Commercial Distribution Finance provides specialized financing to manufacturers, distributors, and retailers in the US and Canada. A division of international conglomerate General Electric through its GE Capital unit, GE Commercial Distribution Finance specializes in inventory financing, asset-based lending, accounts receivable financing, rental and purchase order financing, and equipment financing for small to midsized businesses. Industries served include office and technology products, foodservice, electronics and appliances, HVAC equipment, and agricultural equipment.

IBW Financial Corporation operates as the holding company of Industrial Bank, National Association (Bank). The Bank provides a range of commercial and consumer lending services primarily to individuals and small businesses. It also offers a variety of loans for the needs of small businesses, including accounts receivable lines of credit, Small Business Administration loans, and equipment loans. The Bank also provides a range of deposit services to its customers, including personal checking; low activity student checking.

Tidelands Bancshares does its work at the intersection of Southern charm and Coastal cool. The holding company operates Tidelands Bank, which has seven branches along the coast of South Carolina. The bank offers traditional retail services and products such as checking and savings accounts, money market accounts, and commercial and consumer loans. Tidelands Bank grows by opening loan production offices and then, when they prove successful, converting them into full service locations. The company specializes in services for small businesses and entrepreneurs, of which there are plenty in the tourist-laden beachfront locales it calls home. About 75% of its loan activity is in Charleston.

Rabobank Group is an international financial services provider operating on the basis of cooperative principles. Rabobank Group offers retail banking, wholesale banking, asset management, leasing and real estate services, with emphasis on providing a comprehensive package of fi nancial services in the Netherlands. Internationally the Rabobank Group is focussed on the food and agri sector. Rabobank Group is comprised of 143 independent local Rabobanks plus Rabobank Nederland, their umbrella organisation, and a number of subsidiaries.

In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association. None of these associations were insured by the Federal Savings and Loan Insurance Corporation, and many were short lived.

CFB Bancshares is the holding company for Citizens First Bank, a community bank with five locations in Wartburg, Harriman, Oak Ridge, Oneida, and Oliver Springs, Tennessee. The bank offers standard deposit products such as checking and savings accounts, CDs, and IRAs. Residential mortgages make up about half of its loan portfolio

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