Union First Market Bankshares is the holding company for Union Bank & Trust, which operates approximately 100 branches in central, northern, and coastal portions of Virginia. The bank offers standard services such as checking and savings accounts, credit cards, and certificates of deposit. Union Bank & Trust maintains a diverse loan portfolio: Commercial real estate loans make up about 30%, while one- to four-family residential mortgages and construction loans account for approximately 20% and 15%, respectively. The bank also originates personal and business loans.

Ocean Bank is the largest independent state chartered commercial bank headquartered in Florida.It is the holding company of Ocean Bank, which operates about 20 branches throughout South Florida's Miami-Dade and Broward counties. Serving area individuals and businesses, Ocean Bank offers traditional deposit products such as checking and savings accounts and CDs in addition to credit cards, wealth management, and merchant card processing services. Its lending activities are focused on real estate: Residential and commercial mortgages and construction and land development loans account for about 90% of its loan portfolio. The bank also makes business, consumer, and municipal loans. Ocean Bank was founded in 1982.

Dwinn-Shaffer & Company wants to match you a match, find you a find, catch you a catch. For some 40 years, this Chicago-based mortgage broker has been in the business of matching borrowers, such as real estate developers, with lenders, including insurance companies, pension funds, banks, and credit companies. It provides funding for first and second mortgages, corporate financing, joint venture financing, equity lending, securitizations, and equipment leasing. Dwinn-Shaffer is also a Fannie Mae Prior Approval lender. Affiliates Dwinn-Shaffer Development Company and BNG Management Company augment the firm's mortgage banking business with real estate development and property management services.

Southwest Bancorp is the holding company for Stillwater National Bank and Trust Company, which has about 10 branches in Oklahoma and another six in Texas, operating as SNB Bank of Austin, SNB Bank of Dallas, SNB Bank of San Antonio, and SNB McMullen Bank. It also operates the three-branch Bank of Kansas, which it acquired in 2007 and promptly renamed SNB Bank of Kansas. The banks primarily use funds collected from deposits such as CDs and checking, savings, and money market accounts to originate commercial mortgages (more than one-third of the company's loan portfolio), construction loans (about 30%), commercial loans (about 20%), and guaranteed student loans.

Wells Fargo & Company, through its subsidiaries, provides retail, commercial, and corporate banking services principally in the United States. The company operates through three segments: Community Banking; Wholesale Banking; and Wealth, Brokerage, and Retirement. The Community Banking segment offers deposit products, including checking accounts, savings deposits, market rate accounts, individual retirement accounts, time deposits, and debit cards. Its loan products include lines of credit, equity lines and loans, equipment and transportation loans, education loans, residential mortgage loans, and credit cards.

In 1960, a group of Whidbey Island business leaders felt the time had come to create an independent community bank — one that would serve the unique banking needs of local businesses and residents of Whidbey Island.Their vision was simple: To build a bank based on strong community values — one that would invest its financial capital locally. One that believed its employees are its most valuable asset. Most importantly, this bank would provide an exceptional level of service, simply by treating people for who they are — our friends and neighbors. We call this style of banking The Whidbey Way and, in spite of our island roots, it doesn’t end at the Clinton ferry terminal or at Deception Pass.Experience the Whidbey Way of banking at 30 branches, throughout 6 counties in Northwest Washington.

The Governor and Company of the Bank of Ireland provides banking and other financial services to small and medium-sized commercial and industrial companies in Ireland and internationally. The company’s products include interest and non-interest bearing current accounts; demand and time deposit accounts; loans to customers, including overdrafts, installment credit and finance lease receivables, business and corporate lending, mortgage loans for house purchases, as well as home improvement and secured personal loans to existing mortgage customers. It also provides international asset financing, leasing, debt factoring, foreign exchange facilities, interest and exchange rate hedging instruments, executor and trustee services, life assurance/pension/investment fund management, fund administration and custodial services, telephone and online banking, and financial advisory services, including mergers and acquisitions, and underwriting. As of March 31, 2009, the company operated in Ireland through 248 full time branches and 1,292 ATMs. The Governor and Company of the Bank of Ireland was founded in 1783 and is headquartered in Dublin, Ireland.

QC Holdings runs about 550 payday loan stores operating mostly as Quik Cash or National Quik Cash, but also under about a half-dozen other brands, including California Budget Finance, Express Check Advance of South Carolina, First Payday Loans, Nationwide Budget Finance, and QC Financial Services. Targeting working-class individuals, its stores provide short-term loans, typically ranging from $100 to $500, for a fee typically between 15% to 20% per each $100 of the loan. The company also offers check cashing services, title loans, and Western Union money orders and transfers.

Canadian Western Bank offers banking products and services to businesses and individuals through about 40 branch offices in western Canada; more than 80% of its loans are made in British Columbia and Alberta. The bank's consumer services include residential mortgages, consumer loans, and deposit products. Its Canadian Direct Insurance unit offers home, auto, and travel coverage. Canadian Western Trust provides investment and trust services, while Valiant Trust performs corporate trust, stock transfer, and employee benefit plan services.

Sydbank serves some 345,000 retail banking customers and small-to-medium businesses, primarily in Denmark (where it is the fourth-largest bank, with about 105 branches). Sydbank's core geographical regions are Aarhus, Funen, and southern Jutland; it also has branches in Copenhagen, and its 2008 acquisition of bankTrelleborg boosted its operations in Zealand. In addition, the company has a handful of branches in Germany and Switzerland. Sydbank, which offers a range of private banking services and asset management, is part of the Sydbank Group, which holds DMK-Holding, SBK-Invest, Ejendomsselskabet, and Sydbank (Schweiz) AG. Sydbank was formed in 1970 after the merger of four local banks in southern Jutland.

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