CVB Financial is into the California Vibe, Baby. The holding company's Citizens Business Bank offers community banking services to primarily small and midsized businesses, but also to consumers through some 50 branches and commercial banking centers in nine central and southern California counties. Its deposit products include checking, money market, and savings accounts, as well as CDs. Commercial real estate loans account for more than half of the bank's loan portfolio, which is rounded out by business, consumer, and construction loans; residential mortgages; dairy and livestock loans; and municipal lease financing.

SBV&T knows the ABCs of banking. The corporation is the holding company for Springs Valley Bank & Trust, a community bank with about five locations in southern Indiana. Serving local individuals and businesses, the bank offers checking and savings accounts, loans, and mortgages, as well as trust and investment services. It is mainly a real estate lender, with residential and commercial mortgages making up most of the company's loan portfolio. Business, consumer, farmland, municipal, and construction and land development loans round out the bank's lending activities.

CBRE | Melody helps commercial real estate owners sing a sweeter tune. A unit of real estate powerhouse CB Richard Ellis, the real estate investment banking and commercial mortgage lending firm offers a variety of debt and equity financing products and related services through more than 35 offices in major cities throughout North America. Loan servicing is provided through GEMSA Loan Services, its joint venture with GE Real Estate. CBRE | Melody offers construction, permanent, mezzanine, and other types of financing for apartment complexes, office buildings, hotels, and industrial and retail properties.

Founded in 1984, Cash Plus was bought in 1996 by CEO Craig Wells and his wife Julie. Cash Plus can get you cash -- plus money orders, wire transfers, fax services, postage stamps, maybe even a prepaid debit card. Cash Plus runs a network of more than 80 franchises in about a dozen states. Specializing in check-cashing and payday loans, the company's stores also offer bill payment, notary public, and mailbox rental services. Local operators, who must have a minimum net worth of $400,000, pay Cash Plus a franchise fee and are responsible for building costs; Cash Plus provides the training and know-how.

PDS Gaming provides the machinery to do it, one bet at a time. The company is licensed to provide slot machines, video games, and other gambling devices to casinos in Nevada, New Jersey, and eight other states. PDS also serves US Native American jurisdictions. Its clients range from small casinos and truck stops to large resort properties and cruise ships. PDS Gaming offers equipment leasing and financing, in addition to financial services such as project financing, corporate recapitalization, and equity buyouts. A management group, consisting of husband and wife founders Johan and Lona Finley, and president and CFO Peter Cleary, own PDS.

Slovenska sporitea (translates as Slovak Savings), the largest commercial bank in Slovakia, provides commercial and international banking services from more than 300 branches throughout the Slovak Republic. It offers its individual customers standard deposit products, credit cards, loans and mortgages, and investment funds. Its private banking arm provides asset management services. Slovenska sporitea also serves commercial clients ranging from entrepreneurs and small businesses to large and multi-national corporations. The bank is a wholly-owned subsidiary of Austria's oldest bank, Erste Bank.

WSB Holdings was formed in 2008 to be the holding company for The Washington Savings Bank, a thrift with about five branches and a loan production office in Maryland's Baltimore/Washington, DC, corridor. Targeting middle-class consumers and midsized businesses, it offers standard deposit services such as checking savings, money market, and retirement accounts, and certificates of deposit. Although the bank has traditionally focused on single-family mortgages and construction loans, it has diversified its loan portfolio amid the troubled housing market; commercial loans now account for the largest portion of its portfolio. Chairman William Harnett owns more than 40% of WSB Holdings.

Space Coast Credit Union (SCCU) takes deposits in dollars and moon money. The bank became Florida's third-largest credit union after taking over Eastern Financial Florida Credit Union in 2009. SCCU offers checking and savings accounts, CDs, IRAs, money market accounts, Visa credit cards, mortgages, loans, and investment products to individuals and small businesses. The member-owned cooperative has more than 65 branches and 145 ATMs in eight counties across Central Florida, along the East Coast. SCCU's 360,000 members boast assets of more than $3.2 billion. The credit union was founded in 1951.

Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides various consumer and commercial banking services for consumers, businesses, and governmental and quasi-governmental agencies in New York. The company’s deposit products include demand, savings, and time deposits; non-interest-bearing accounts; negotiable order of withdrawal, savings and club, passbook and statement, and money market accounts; and certificates of deposit. Its loan portfolio comprises commercial and residential, multi-family and residential mortgage, one-to four-family residential, construction, and business loans; consumer and other loans, such as credit card, personal, and home improvement loans; non-residential real estate loans, which include commercial real estate; and church loans. The company also offers debit cards, as well as provides telephone banking, online banking, and automated teller machine (ATM) services. As of March 31, 2009, it operated 9 branches in the Brooklyn, Manhattan and Queens boroughs of New York City, as well as 12 ATMs. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.

Commercial Bancshares, Inc. company owns the community bank, which serves northwestern Ohio from about 10 branches. The bank offers standard retail and business services, including checking and savings accounts, certificates of deposit, and loans. Commercial loans make up the largest portion of the bank's loan portfolio (more than two-thirds); other offerings include consumer finance loans, home equity loans, credit card loans, and residential mortgages.

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