Steiermarkische Bank und Sparkassen AG, known among English speakers as Bank Styria, is one of the largest and oldest banks in southern Austria, with more than 140 offices. Bank Styria also has subsidiaries or joint ventures in Bosnia and Herzgovinia, Croatia, Macedonia, Montenegro, Serbia, and Slovenia, as it expands throughout southeast Europe. (It has its sights set on the Czech Republic, Hungary, Romania, and Slovakia.) Steiermarkische bank bought Investbanka in Croatia in 2008. The majority of its lending business is focused on real estate and leasing. Bank Styria has also been growing its pensions business. Erste Bank owns 25% of Bank Styria.