Cheviot Financial happily puts the "buck" in "Buckeye State." It is the holding company for Cheviot Savings Bank, which operates more than five branches in and around Cincinnati. The community-oriented thrift offers traditional products such as checking and savings accounts, CDs, IRAs, and credit cards. Its lending activities primarily consist of residential mortgages; construction, consumer, and commercial loans round out its loan book. Cheviot offers investment services through third-party provider Souders Financial. Cheviot Mutual Holding Company owns about 60% of Cheviot Financial, which will nearly double in size through its planned acquisition of First Franklin Corporation.

West Suburban Bank has offered a level of service and responsiveness that the mega-banks, despite their posturing, can never hope to attain. Our employees, from our tellers to our key decision makers, live in the communities we serve, so we understand the needs of our communities and our customers. And, because decisions are made locally, not at some far removed corporate headquarters, we can react quickly when those needs change.

Our company was listed on the Hong Kong Stock Exchange in 1981 and renamed as "Allied Properties (H.K.) Limited" in 1987. The core businesses of Allied Properties (H.K.) Limited Company and its subsidiaries and associates consist of property investment, property development, hospitality related activities and financial services. The Company is a subsidiary of Allied Group Limited ("Allied Group"). The Company's interests in property investment and development and hospitality related activities in Hong Kong are mainly held through its wholly owned subsidiaries or the 50% owned Allied Kajima Limited ("Allied Kajima"), and in respect of property investment and development and hospitality related activities in The People's Republic of China ("PRC"), through Tian An China Investments Company Limited ("Tian An"), being an associate held by a wholly-owned subsidiary of the Company. The Company's financial services business is mainly conducted through the Company's 62.47% holding in Sun Hung Kai & Co. Limited ("Sun Hung Kai") as well as Sun Hung Kai's effective 58.18% holding in United Asia Finance Limited ("UAF"). Quality HealthCare Asia Limited ("QHA"), a 69.76% subsidiary of Allied Properties (H.K.) Limited Company, is engaged in the business of provision of healthcare services.

In 1962, Cathay Bank opened for business with the mission of providing financial services to the growing but underserved Chinese-American community in the greater Los Angeles area, thus becoming the first Chinese-American bank in Southern California. Recognizing that the community it served was part of a more diverse one, Cathay Bank adopted the motto "An Open Door for All." Its rapid expansion was fueled by successive waves of immigration, burgeoning trade between America and Asia, and the economic development of the surrounding community. Since its inception, when it only had $550,000 in capital, Cathay Bank has thrived and is now part of a publicly traded financial institution with stockholder equity of approximately $1.43 billion and total assets of $11.25 billion. Its service network extends from the West Coast to New York and Massachusetts on the Eastern Seaboard, north to the state of Washington, and south to Texas. Overseas, it has a presence in the three important commercial centers in the Asian-Pacific Rim-Taipei, Shanghai, and Hong Kong.

United Community Financial is the holding company for The Home Savings and Loan Company of Youngstown, Ohio, a community bank with some 40 branches and a half-dozen loan production offices in Ohio and western Pennsylvania. Real estate loans account for about 80% of the company's loan portfolio; business and consumer loans make up the remainder. The bank also offers checking and savings accounts, CDs, retirement accounts, investments, and credit cards. In 2007 United Community Financial planned to buy Cleveland-area banking company PVF Capital, but both parties later canceled the deal.

Emporiki Bank of Greece offers traditional financing and banking services, including investment banking, housing loans, asset management, securities portfolio management, leasing, venture capital, and insurance products. Founded in 1907, Emporiki has about 370 branches in Greece, plus nearly 90 in Albania, Bulgaria, Cyprus, London, Frankfurt, and Romania. About a dozen subsidiary companies (Emporiki Bank Group) offer a wide array of financial services -- from real estate development and management to consumer credit, insurance, and vehicle leasing -- to customers both private and corporate. France's #1 bank, Credit Agricole, owns more than 80% of Emporiki.

As one of Portugal's largest banks, CGD(Caixa Geral de Depositos,along with its numerous subsidiaries and affiliates) offers a wide range of products and services in addition to commercial banking, including investment banking, venture capital, asset management, insurance, and credit services. In the retail sector, CGD concentrates on such traditional products as savings accounts, mortgage loans, and credit cards. The bank has more than 800 Portuguese offices, as well as about 370 in other countries (including Cape Verde, East Timor, France, Luxembourg, Macao, Mozambique, South Africa, Spain, the UK, and the US).

Green Bankshares, Inc. operates as the bank holding company for GreenBank that provides commercial banking services primarily in Tennessee. Green Bankshares, Inc offers a range of deposit products, such as non-interest bearing and interest-bearing demand deposits, savings deposits, brokered deposits, time deposits, money market accounts, certificates of deposit, interest-bearing checking accounts, and retirement savings plans. It also provides a portfolio of loan products, including commercial real estate loans; residential real estate loans, such as one-to-four family, owner-occupied residential mortgage loans; commercial loans for various business purposes, including working capital, inventory and equipment, and capital expansion; and consumer loans for personal, family, or household purposes. In addition, Green Bankshares, Inc, through its other subsidiaries, provides consumer finance, sub-prime automobile loans, and title insurance services. As of December 31, 2009, it had 63 Tennessee-based full-service banking offices located in Greene, Blount, Cocke, Hamblen, Hawkins, Knox, Loudon, McMinn, Monroe, Sullivan, Washington, Davidson, Lawrence, Macon, Montgomery, Rutherford, Smith, Sumner, and Williamson Counties; and 2 full service branches located in Madison County, North Carolina; and Bristol, Virginia, as well as a mortgage banking location in Knox County, Tennessee. Green Bankshares, Inc was founded in 1890 and is based in Greeneville, Tennessee.

Center Bancorp is the holding company for Union Center National Bank, which operates about a dozen offices in northern New Jersey's Morris and Union counties. A full-service commercial bank, Union Center offers individuals and local businesses such deposit products as checking, savings, and money market accounts; CDs; and IRAs. It also offers trust services. Commercial loans account for about 50% of the bank's loan portfolio; residential mortgages account for most of the remainder. Subsidiaries offer services such as advertising, insurance (annuities, property/casualty, life, and health), wealth management, and real estate investment trust (REIT) operations.

Cadence Financial is the holding company for Cadence Bank, which operates about 20 branches in the Golden Triangle area of eastern Mississippi, plus about 20 additional locations in Alabama, Florida, Georgia, and Tennessee. The community bank offers standard deposit products such as checking and savings accounts, in addition to trust and investment services. It primarily originates real estate mortgages, which account for more than half of its loan portfolio, but also makes agricultural, business, construction, and consumer loans. Cadence Financial canceled plans to be acquired by Trustmark Corporation in 2010. It will instead be acquired by Community Bancorp, a recently formed bank holding company.

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