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Sterling Financial Corporation

Sterling Financial Corporation

Sterling Financial is doing what it can to prevent its reputation from being tarnished. It is the holding company for Sterling Savings Bank, which provides standard banking and lending services in the Pacific Northwest. Sterling Savings operates about 180 branch locations in California, Idaho, Montana, Oregon, and Washington. Its wealth management division markets stocks, bonds, mutual funds, annuities, and other investments to bank customers. Mortgage and construction loans account for more than half of the company's portfolio. Bank subsidiary INTERVEST issues commercial mortgages throughout the West. Under orders from regulators, Sterling Financial is working to raise its capital levels.

Consumers Bancorp, Inc.

Consumers Bancorp, Inc.

Consumers Bancorp, Inc. operates as the holding company for Consumers National Bank, which provides various commercial and retail banking services. Consumers Bancorp, Inc. involves in attracting deposits from businesses and individual customers and uses such deposits to originate commercial, mortgage, and consumer loans in its market area, consisting primarily of Stark, Columbiana, Carroll, and contiguous counties in Ohio. Its deposit products include interest and noninterest bearing accounts, such as NOW accounts, savings account, time deposits, and short-term borrowings, as well as federal home loan bank advances. The company’s loan portfolio comprises real estate mortgage and construction loans; commercial, financial, and agricultural loans; and installment loans to individuals. As of June 30, 2009, Consumers Bancorp, Inc. operated 10 branch offices. Consumers Bancorp is headquartered in Minerva, Ohio.

East West Bancorp, Inc.

East West Bancorp, Inc.

East West Bank offers multilingual service in English, Cantonese, Mandarin, Vietnamese, and Spanish.East West Bancorp is the holding company for East West Bank, which operates about 110 branches in California, mainly in and around Los Angeles, the San Francisco Bay, Orange County, and Silicon Valley. The bank has more than 25 additional branches in the Atlanta, Boston, Houston, New York, and Seattle metropolitan areas, as well as locations in China, Hong Kong, and Taiwan. It caters to the Asian-American community and provides international banking and trade financing to importers/exporters doing business in the Asia/Pacific region.

Bank of the Ozarks, Inc.

Bank of the Ozarks, Inc.

Bank of the Ozarks, Inc. operates as the bank holding company for Bank of the Ozarks that provides a range of retail and commercial banking services. The company’s deposit products include checking, savings, money market, time deposit, and individual retirement accounts. Its loan portfolio comprises real estate loans, which include loans secured by residential one to four family, non-farm/non-residential, construction/land development, multifamily residential properties, and other land loans; and consumer loans for the purchase of automobiles, recreational vehicles, boats, and mobile homes. The company’s loan portfolio also includes loans for commercial, industrial, and professional purposes, including loans to fund working capital requirements, and purchases of machinery and equipment, as well as term loans, balloon loans, and lines of credit; and agricultural loans for financing agricultural production, such as loans to businesses or individuals engaged in the production of timber, poultry, livestock, or crops. It also provides mortgage lending; treasury management services, including wholesale lock box services; remote deposit capture services; trust and wealth management services, including financial planning, money management, custodial services, and retirement planning; real estate appraisals; credit-related life and disability insurance; ATMs; telephone banking; on-line banking, including on-line bill pay; debit cards; and safe deposit boxes. Further, the company offers credit cards for consumers and businesses; processing of merchant credit card transactions, and full service investment brokerage services. As of December 31, 2009, it had 73 offices, including 65 banking offices in 34 communities throughout northern, western, and central Arkansas; 7 Texas banking offices; and a loan production office in Charlotte, North Carolina. Bank of the Ozarks, Inc. was founded in 1981 and is headquartered in Little Rock, Arkansas.

LCNB Corp.

LCNB Corp.

LCNB National Bank, which operates some two dozen branches in southwestern Ohio. The bank offers personal and commercial banking services such as checking and savings accounts, money markets, IRAs, and CDs. Residential mortgages account for nearly half of the company's loan book. Other offerings include commercial mortgages, consumer loans including credit cards, and business loans. Trust services are also provided; subsidiary Dakin Insurance Agency sells commercial and personal property/casualty insurance. In 2007 LCNB acquired Sycamore National Bank, which allowed for financial growth and branch expansion.

German American Bancorp, Inc.

German American Bancorp, Inc.

German American Bancorp is the holding company for German American Bank, which operates some 30 branches in 10 southwestern Indiana counties and offers such standard retail products as checking and savings accounts, certificates of deposit, and IRAs. German American Bank was founded in 1910. Commercial and industrial loans make up about half of the bank's loan portfolio; agricultural loans account for about 20%. Other offerings include residential mortgages and consumer loans. German American Bancorp also operates insurance and trust, financial planning, and brokerage subsidiaries. The company is buying American Community Bancorp, the holding company for Bank of Evansville.

VyStar Credit Union

VyStar Credit Union

VyStar Credit Union has a rich history of financial and community service to people that began in 1952. Because of our members, we have become one of the largest financial institutions in Northeast Florida and among credit unions today. As a sound and forward-thinking organization, VyStar's Board of Directors generously devotes their time and energy to provide your credit union strategic direction, set policy and oversee its management.

Flatbush Federal Bancorp, Inc.

Flatbush Federal Bancorp, Inc.

Flatbush Federal Bancorp, Inc. operates as the holding company for Flatbush Federal Savings & Loan Association, which provides various banking products and services primarily in Brooklyn, New York. Flatbush Federal Bancorp, Inc. offers various deposit products, including demand deposits comprising non-interest bearing and NOW accounts, passbook savings and club accounts, and fixed-term certificates of deposit. Its loan portfolio comprises one-to-four family residential loans, multi-family real estate loans, commercial real estate loans, construction loans, loans secured by deposits, home equity loans, credit cards secured by deposit accounts, unsecured credit cards, and business loans. Flatbush Federal Bancorp offers its services to middle-income households and low-to-moderate-income households through its three locations located in Brooklyn. Flatbush Federal Bancorp, Inc. is based in Brooklyn, New York. Flatbush Federal Bancorp, Inc. operates as a subsidiary of Flatbush Federal Bancorp, MHC.

Amarillo National Bancorp, Inc

Amarillo National Bancorp, Inc

Founded in 1892 and now the largest family-owned bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers. We have no outside stockholders or board of directors, no giant corporate headquarters full of concrete and shadows. It’s all here under the wide open skies of Amarillo

Community Trust Bancorp, Inc.

Community Trust Bancorp, Inc.

Community Trust Bancorp is the holding company for Community Trust Bank, one of the largest banks based in Kentucky. It operates about 75 branches throughout the state, as well as in Tennessee and southern West Virginia. The bank offers standard retail banking services to area businesses and individuals, including checking and savings accounts, NOW accounts, and CDs. Loans secured by commercial properties and other real estate account for more than half of the bank's lending portfolio, which also includes business, consumer, and construction loans. The company provides trust services through subsidiary Community Trust and Investment Company.

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