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Savings & Loans

Valiant Holding AG

Valiant Holding AG

Valiant Holding was formed in 2002 with the merger of regional Swiss banks Valiant Bank (retail banking) and Valiant Privatbank (asset management) with IRB Interregio Bank and Luzerner Regiobank. Today, Valiant Bank serves German-speaking clients in Switzerland, while Banque Romande Valiant serves the country's Francophone population. Together, the two banks have more than 100 offices. Valiant Holding also owns Spar + Leihkasse Steffisburg, a bank with two branches in Switzerland. The banks offer savings and investments, mortgages and loans, retirement planning, and private banking services, including asset management for retail and institutional investors.

Bank of Virginia

Bank of Virginia

Bank of Virginia helps put the Rich in Richmond. The company serves Chesterfield County from a handful of banking branches in Midlothian, Richmond, and Chester. Bank of Virginia offers standard retail and commercial services including checking and savings accounts, CDs, IRAs, and money market accounts. In 2008, the bank opened its fifth branch in the Richmond area. Commercial mortgages account for about a third of the company's lending portfolio, which also includes business loans, single-family mortgages, and construction loans. Consumer lending accounts for less than 5% of its portfolio. Washington, DC-based Cordia Bancorp bought a majority of Bank of Virginia in 2010.

Heritage Financial Group

Heritage Financial Group

Chartered in the 1950s as a credit union to serve its hometown Marine base, HeritageBank of the South has remained "always faithful" to its local customers. The flagship subsidiary of Heritage Financial Group operates some 15 branches that provide traditional deposit and loan products and services to individuals and small to midsized businesses in southwestern Georgia and Ocala, Florida. Consumer loans and residential mortgages each account for about a quarter of the company's loan portfolio, which also includes business loans and commercial property loans. The bank also offers investment and insurance products and services. Mutual holding company Heritage MHC owns more than 70% of Heritage Financial.

Dah Sing Banking Group Limited

Dah Sing Banking Group Limited

The banking division of Hong Kong's Dah Sing Group, DSBG operates three subsidiaries (Dah Sing Bank, Banco Comercial de Macau, and MEVAS Bank), a securities trading company, and a joint venture private banking business with SG Hambros Bank, which provides offshore private banking services. The bank's services include savings accounts, credit cards, loans, and e-banking. Dah Sing Bank has nearly 50 branches in Hong Kong, more than a dozen branches in Macau, and a handful of locations in China. It also owns about 20% of China's Bank of Chongqing, with 70 locations. Fellow Dah Sing Group subsidiary Dah Sing Financial Group owns DSBG.

Cecil Bancorp, Inc.

Cecil Bancorp, Inc.

Cecil Bancorp, Inc. operates as a holding company for the Cecil Bank, which provides commercial banking services to individuals and businesses. The company’s deposits include savings accounts, certificates of deposit, regular checking accounts, NOW accounts, passbook accounts, and money market deposit accounts. It offers various loan products, including one to four family residential real estate lending, construction and land loans, multi family and commercial real estate lending, commercial business loans, and consumer loans, including automobile loans, deposit account loans, home improvement loans, and other consumer loans. The company also offers various brokerage and investment services. It operates through its offices and branches in Elkton, North East, Fair Hill, Rising Sun, Cecilton, Aberdeen, Conowingo, and Havre de Grace, Maryland. Cecil Bancorp, Inc. was founded in 1959 and is based in Elkton, Maryland.

Bank of the Philippine Islands

Bank of the Philippine Islands

Bank of the Philippine Islands is one of that country's largest lenders. The universal bank has more than 800 branches in its homeland, as well as locations in Hong Kong, Italy, and the US. It provides asset management, mutual funds, electronic banking, and brokerage services in addition to standard commercial and consumer deposits, loans, and credit cards. The bank also performs investment banking services such as corporate finance and advisory. Giant Philippine conglomerate Ayala controls the Bank of the Philippine Islands, which sells insurance provided by other Ayala divisions.

Southcoast Financial Corporation

Southcoast Financial Corporation

Southcoast Financial Corporation, headquartered in Mt. Pleasant, South Carolina, is the holding company of Southcoast Community Bank. The Bank, which opened for business July 20, 1998, is a state chartered commercial bank operating from its main office at 534 Johnnie Dodds Boulevard in Mt. Pleasant, SC. Southcoast is a locally owned and operated business and has been recognized as one of the top 25 fastest growing companies in South Carolina. Southcoast Financial Corporation's common stock trades on NASDAQ under the symbol SOCB.Southcoast has ten locations in the Greater Charleston market, including offices in Charleston, North Charleston, Mt. Pleasant, Johns Island, Moncks Corner, Summerville, and Goose Creek. The Company's strategic focus is to serve the banking needs of small businesses in the Tri-County area. In addition to traditional consumer and commercial services, Southcoast offers mortgage loan origination services, tax deposits, as well as a variety of other services. Southcoast has also established a 24-hour automated teller network throughout the Tri-County area.

Farm Credit Services of Mid-America, ACA

Farm Credit Services of Mid-America, ACA

If Old McDonald's farm is in Indiana, Kentucky, Ohio, or Tennessee, he might have a loan-loan-here and a loan-loan-there from Farm Credit Services of Mid-America. The cooperative association, one of the largest in the National Farm Credit System, provides lending and other financial services to these states' farmers and rural homeowners. Borrowers use Farm Credit's products to purchase real estate, homes, livestock, and farming equipment, to fund capital improvements, and to cover operating and living expenses. It has a loan volume of about $12 billion and serves some 85,000 customers through nearly 100 offices located throughout its service area.

Pacific & Western Credit Corp.

Pacific & Western Credit Corp.

Pacific & Western Credit is the holding company for Pacific & Western Bank of Canada (PWBank), which specializes in providing financing for public sector clients and corporations, including public-private infrastructure projects. The bank is also involved in real estate lending, lease financing, and debt and equity investments. PWBank, which has no branches, funds its lending and investment activities by collecting deposits from consumers and institutional clients through a nationwide network of financial advisors and other brokers. Products include savings accounts, guaranteed investment certificates, and retirement plans.

FirstRand Limited

FirstRand Limited

FirstRand's FirstRand Bank Holdings operates FirstRand Bank and First National Bank in southern Africa, as well as asset financing firm WesBank and investment bank Rand Merchant Bank. FirstRand Limited owns and operates more than 750 branches and approximately 6,000 ATMs in South Africa, Botswana, Lesotho, Mozambique, Namibia, Swaziland, and Zambia. It also has a presence on every continent except Antarctica, with an international focus on Asia, Australia, the Middle East, and the UK. The company's activities encompass retail and private banking, corporate and investment banking, insurance, and asset management.

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