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First Clover Leaf Financial Corp.

First Clover Leaf Financial Corp.

First Clover Leaf Financial Corp. operates as the holding company for First Clover Leaf Bank, a federal savings bank that provides various banking products and services in Illinois. It principally offers retail deposit products and lends loans. First Clover Leaf Financial Corp. company’s deposit products include demand and NOW, money market, savings, and term certificate accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; commercial real estate loans; multifamily mortgage loans; construction and land loans; commercial business loans; and consumer loans, including automobile loans and home equity loans. First Clover Leaf Financial Corp. company also sells credit life and disability insurance policies. It operates through four branch offices located in Edwardsville and Wood River. First Clover Leaf Financial Corp. was founded in 1921 and is headquartered in Edwardsville, Illinois.

Davenham Group plc

Davenham Group plc

Davenham has discontinued its property finance division, which has historically accounted for more than half of the company's sales. Davenham often says "yes" when the banks say "no." The company provides asset-based loans, primarily to small and midsized businesses in the UK. Davenham's trade finance division provides working capital loans, including short-term letters of credit, while its asset finance unit provides loans to buy or lease machinery and equipment. Subsidiary Manor Credit finances commercial vehicles, vans, and fleet cars. Davenham Group plc makes loans primarily to contractors, distributors, importers, manufacturers, and wholesalers who are not able to get financing from traditional lenders.

PT Bank Rakyat Indonesia (Persero) Tbk

PT Bank Rakyat Indonesia (Persero) Tbk

PT Bank Rakyat Indonesia (Persero) Tbk(BRI) focuses on lending and banking services for micro, small, and medium enterprises (MSMEs) through its 5000 office branches and 600 ATMs; it also has agency offices in Hong Kong and New York. One of Indonesia's top three lenders, BRI offers traditional commercial banking products and services. The company is a pioneer in the field of micro loans, or small loans to the very poor designed to encourage entrepreneurship. It keeps its small and midsized business loan levels at about 80% of its total lending portfolio. Indonesia's government owns 60% of the company.

Amboy Bancorporation

Amboy Bancorporation

Amboy Bancorporation is the holding company for Amboy National Bank, which serves consumers and businesses through about 25 branches in central New Jersey's Mercer, Middlesex, Monmouth, and Somerset counties. It offers standard products such as checking and savings accounts, money market accounts, and CDs, as well as life and title insurance and annuities. Almost all of Amboy Bancorporation's lending portfolio is secured by real estate, including construction and loan development loans (almost half of its loan book), residential mortgages (around 30%), and commercial mortgages (approximately 20%). The bank also originates business and consumer loans. Amboy National Bank was established in 1888.

Cummins-American Corporation

Cummins-American Corporation

The Cummins focus on innovation began with the company's creation in 1887. Much has changed since those early days, but our dedication to providing top quality products, backed by great service, remains the cornerstone of our company. Cummins is more than a company. It's a community -- a dynamic, global network of talented people, loyal customers and progressive leaders -- all dedicated to setting new standards of excellence in the handling and processing of money.

Citizens First Corporation

Citizens First Corporation

Citizens First puts the folks of southwestern Kentucky before all else. Founded in 1975 as a small private-investment club, Citizens First is the holding company for Citizens First Bank, which serves consumers and area businesses through about a dozen locations and 20 ATMs. The company's loan portfolio includes primarily commercial and residential mortgages and business loans. The company also provides title insurance services. Through alliances with other firms, it offers its customers trust and investment services as well as insurance products. Fellow Kentucky bank Porter Bancorp withdrew its offer to acquire a controlling stake in Citizens First in late 2009.

Velocity Commercial Capital, Inc.

Velocity Commercial Capital, Inc.

Velocity Commercial Capital has a deal for you. The specialty finance company acquires and originates commercial real estate loans up to $3 million for small businesses. Its average loan is less than $400,000. It currently holds mortgages for more than 300 properties, 30% of which are in California. Its loan portfolio includes multi-family housing, retail space, mixed-use developments, warehouses, offices, industrial complexes, restaurants, and mobile home parks. Velocity Commercial Capital does not make construction loans or lend for undeveloped land. The company, which filed to go public in 2010, intends to qualify as a real estate investment trust (REIT).

CVB Financial Corp.

CVB Financial Corp.

CVB Financial is into the California Vibe, Baby. The holding company's Citizens Business Bank offers community banking services to primarily small and midsized businesses, but also to consumers through some 50 branches and commercial banking centers in nine central and southern California counties. Its deposit products include checking, money market, and savings accounts, as well as CDs. Commercial real estate loans account for more than half of the bank's loan portfolio, which is rounded out by business, consumer, and construction loans; residential mortgages; dairy and livestock loans; and municipal lease financing.

State Street Corporation

State Street Corporation

State Street Bank provides custody, shareholder services, brokerage, securities finance, research, and other management services for institutional clients around the world. Customers include mutual funds, pension plans, and investment managers. At the top of the custody-services heap, State Street has about $19 trillion in assets under custody. It also has nearly $2 trillion in assets under administration. Other subsidiaries include asset manager State Street Global Advisors and State Street Alternative Investment Solutions.

Severn Bancorp, Inc.

Severn Bancorp, Inc.

Severn Bancorp is the holding company for Severn Savings Bank, which operates about five bank branches in Anne Arundel County, Maryland. The thrift provides traditional retail products, including checking and savings accounts, CDs, and IRAs. Severn uses funds from deposits to originate loans and mortgages, primarily residential and commercial mortgages, construction loans, and business loans. The holding company also owns SBI Mortgage, which originates riskier loans than Severn Savings Bank does; it also invests in real estate on its own behalf. Severn is working towards recovery after suffering real estate- and mortgage-related losses in the economic recession.

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