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Rabobank Group

Rabobank Group

Rabobank Group, founded as a cooperative of Dutch agricultural banks in the late 1800s, the company has some 150 member banks that have more than 1,000 branches in the Netherlands and dozens of subsidiaries around the world that focus on the food, agribusiness, and financial industries. The cooperative's wholesale and international retail banking arm, Rabobank International, has offices in some 30 countries. Other global activities include trade and commodity finance. Rabobank Group also owns California-based Rabobank, N.A., US agribusiness lender Rabo AgriFinance, and Swiss private bank Sarasin. Rabobank Group is owned by its member banks.

Social Investment Scotland

Social Investment Scotland

Social Investment Scotland is a private partnership with backers that include the country's largest banks -- Clydesdale Bank, Lloyds Banking Group, and the Royal Bank of Scotland -- that provides loan finance and business support to social enterprises and voluntary organizations that do not fit lending criteria of commercial banks. Its main fund, Futurebuilders Plus, supports social economy organizations operating in Scotland; the Edinburgh Fund funnels grants to social enterprises in the city.

Citizens Republic Bancorp, Inc.

Citizens Republic Bancorp, Inc.

Citizens of the Republic! Citizens Republic Bancorp is the holding company for Citizens Bank, which operates about 220 branches primarily in Michigan, but also in Wisconsin, Ohio, and Indiana. In addition to consumer and commercial banking, Citizens Republic Bancorp also offers wealth management, brokerage services, mutual funds, annuities, and trust services. Commercial loans, including real estate, construction, and industrial loans, make up approximately 60% of the company's portfolio; consumer loans represent about 25%. Citizens sold its F&M Bank-Iowa subsidiary to Great Western Bank, a unit of National Australia Bank, in 2010.

Public Financial Holdings Limited

Public Financial Holdings Limited

Public Financial Holdings Limited provides banking and investment services in Hong Kong, Kowloon, and the New Territories of China. It also provides fixed deposits, personal and business loans, including mortgages, share margin financing, and more. Subsidiaries Public Bank (Hong Kong) and Public Finance Limited provides retail and commercial banking, as well as consumer loans in Hong Kong and mainland China through more than 70 branches. Another subsidiary Winton (B.V.I.) Limited offers taxi and light bus financing as well as personal and short-term loans. Malaysian banking giant Public Bank Berhad owns about 74% of Public Financial.

FirstRand Limited

FirstRand Limited

FirstRand's FirstRand Bank Holdings operates FirstRand Bank and First National Bank in southern Africa, as well as asset financing firm WesBank and investment bank Rand Merchant Bank. FirstRand Limited owns and operates more than 750 branches and approximately 6,000 ATMs in South Africa, Botswana, Lesotho, Mozambique, Namibia, Swaziland, and Zambia. It also has a presence on every continent except Antarctica, with an international focus on Asia, Australia, the Middle East, and the UK. The company's activities encompass retail and private banking, corporate and investment banking, insurance, and asset management.

HCSB Financial Corporation

HCSB Financial Corporation

HCSB Financial has erased the state lines in the Carolinas. The institution is the holding company for Horry County State Bank, which operates more than a dozen branches that serve Horry and Marion counties in South Carolina, and Columbus and Brunswick counties in North Carolina. Horry County State Bank offers traditional deposit products such as checking and savings accounts, CDs, money market accounts, and IRAs. The bank originates primarily real estate loans (more than half of its loan portfolio), followed by business loans, construction and development loans, consumer loans, and agricultural loans. The bank also offers investment services.

Great Southern Bancorp, Inc.

Great Southern Bancorp, Inc.

Great Southern Bank was founded in 1923 with a $5,000 investment, four employees and 936 customers. Today, it has grown to $3.4 billion in total assets, more than 1,000 dedicated associates serving nearly 150,000 households. Headquartered in Springfield, Mo., the Company operates 75 retail banking centers in Missouri, Arkansas. Iowa, Kansas, and Nebraska. Great Southern offers one-stop shopping with a comprehensive line-up of financial services that give customers more choices for their money. Customers can choose from a wide variety of checking accounts, savings accounts and lending options. With the understanding that convenient access to banking services is a top priority, customers can access the bank when, where and how they prefer, whether it’s through a banking center that will have the longest banking hours in town, through an ATM, by telephone or through the Internet.Beyond traditional banking services, customers can also look to Great Southern for help with investment, insurance and travel services through Great Southern Financial Services, Great Southern Insurance and Great Southern Travel. Great Southern’s mission is to build winning relationships with its customers, associates, shareholders and communities. On any given day, we are hard at work helping young families realize the dream of homeownership, helping a business owner expand his or her business, or providing the right product or service to help an individual save for a future goal. We’re also partnering with the community to help make it a better and more prosperous place to live. And, last but not least, we are keeping the interests of our shareholders in mind in every decision we make while also maintaining our commitment to provide a superior long-term return on their investment.

E.Sun Financial Holding Co., Ltd.

E.Sun Financial Holding Co., Ltd.

Established in 2002 to consolidate the operations of E.Sun Bank and other subsidiaries, E.Sun provides commercial banking, venture capital, securities trading, and other financial services to businesses and individuals throughout the country. The group depends on commercial banking services for its bread and butter (90% of annual revenues) and carries out additional financial operations through six subsidiaries. An attempt to acquire Taiwan Business Bank in 2005 broke down amid union protests. A year later the group allied with Singapore's Temasek which would eventually control 6% through Fullerton Financial Holdings.

Susquehanna Bancshares, Inc.

Susquehanna Bancshares, Inc.

Susquehanna Bancshares rolls down the eastern seaboard. It is the holding company for Susquehanna Bank, which serves individuals and regional businesses through more than 220 branches in south-central and southeastern Pennsylvania, Maryland, New Jersey, and West Virginia. The bank offers standard services such as deposit products, loans, and credit cards, while non-banking subsidiaries provide wealth management, insurance brokerage and employee benefits, commercial finance, and vehicle leasing. Loans secured by commercial real estate account for more than 30% of the bank's portfolio; residential mortgages and business loans are more than 20% apiece.

Cummins-American Corporation

Cummins-American Corporation

The Cummins focus on innovation began with the company's creation in 1887. Much has changed since those early days, but our dedication to providing top quality products, backed by great service, remains the cornerstone of our company. Cummins is more than a company. It's a community -- a dynamic, global network of talented people, loyal customers and progressive leaders -- all dedicated to setting new standards of excellence in the handling and processing of money.

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