First Keystone Corporation operates as the holding company for First Keystone National Bank that provides commercial banking product and services, and trust services to individuals and small to medium sized businesses in Northeastern and Central Pennsylvania market areas. The company offers various deposit products, which include demand deposits, money market accounts, savings accounts, and time deposits, as well as interest bearing demand deposits, such as NOW accounts. Its loan portfolio comprises commercial, financial, and agricultural loans; real estate mortgage loans; and consumer and other loans. In addition, the company provides personal, corporate, and agency services that include trust investment accounts, investment advisory services, mutual funds, estate planning, management of pension, and profit sharing plans to individuals, corporations, and others. It has 15 branch locations, including 5 branches in Columbia County, 5 branches in Luzerne County, 1 branch in Montour County, and 4 branches in Monroe County, Pennsylvania. The company was founded in 1864 and is headquartered in Berwick, Pennsylvania.

The Southern Banc Company is the holding company for The Southern Bank, which operates about five branches in Etowah, Cherokee, and Marshall counties in northeastern Alabama. Serving both local businesses and consumers, the bank offers standard deposit products, including checking and savings accounts, certificates of deposit, and individual retirement accounts. Its loan portfolio is dominated by one-to-four family residential mortgages, business loans, and consumer loans, but Southern Bank also writes nonresidential real estate mortgages and loans secured by savings accounts.

Oriental Bank of Commerce (OBC) strikes a balance in serving rural and urban clientele. As one of India's largest banks, the financial institution manages more than 1,400 branches. The bank also operates nearly 1,000 ATMs around the country. OBC offers home loans, vehicle loans, and other consumer loans, as well as business and agriculture loans, cash management, savings accounts, life insurance, and internet banking. In addition to rapidly modernizing its services, Oriental Bank of Commerce also runs a number of programs aimed at assisting women and the poor. The state-run company was founded in 1943.

State Street Bank provides custody, shareholder services, brokerage, securities finance, research, and other management services for institutional clients around the world. Customers include mutual funds, pension plans, and investment managers. At the top of the custody-services heap, State Street has about $19 trillion in assets under custody. It also has nearly $2 trillion in assets under administration. Other subsidiaries include asset manager State Street Global Advisors and State Street Alternative Investment Solutions.

The Pacific Mercantile Bank is a California state chartered bank with over $1 billion in assets. We are the largest independent bank headquartered in Orange County, California, 18th largest bank in the Los Angeles and Orange County area and the 423rd largest commercial bank nationally. We operate a total of seven financial centers in Southern California in the Orange, Los Angeles, San Bernardino and San Diego counties. The bank opened for business on March 1, 1999.Bringing together the best attributes of a community bank, we provide personalized and responsive service to the business and professional community coupled with the best technology available in banking today. We offer a wide range of commercial banking services and products delivered through our combination of traditional banking financial centers and a comprehensive set of Online Banking and Cash Management services.Pacific Mercantile Bank also takes pride in being recognized as a premier mortgage lender offering a wide array of loan products. Mortgage loan options include fixed and adjustable rate FHA & VA loans, permanent construction financing, refinancing options, and relocation programs-just to name a few.

In 1828, Citizens Financial Group got its start as a small community bank called the High Street Bank in Providence, Rhode Island.Citizens Financial Group, Inc. is a $136 billion commercial bank holding company. It is headquartered in Providence, R.I., and, through its subsidiaries, has more than 1,500 branches, more than 3,700 ATMs and approximately 22,600 employees. Its two bank subsidiaries are RBS Citizens, N.A. and Citizens Bank of Pennsylvania. They operate a 12-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan and Ohio. CFG has non-branch retail and commercial offices in about 40 states. CFG is owned by RBS (The Royal Bank of Scotland Group plc).

Citigroup, Inc., a global financial services company, provides consumers, corporations, governments, and institutions with a range of financial products and services, including consumer banking, credit cards, corporate and investment banking, securities brokerage, and wealth management. The company has two primary segments, Citicorp and Citi Holdings. The Citicorp segment operates as a global bank for businesses and consumers with two primary businesses, Regional Consumer Banking and Institutional Clients Group. The Regional Consumer Banking business provides traditional banking services, including retail banking, branded cards, and small commercial banking in North America, Asia, Latin America, and Europe, the Middle East, and Africa.

Caixa D'Estalvis | Pensions De Barcelona (in Spanish, Caja de Ahorros y Pensiones de Barcelona, but better known as La Caixa) strives for ubiquity, providing banking services to consumers and small to midsize businesses through some 5,500 branches and more than 8,100 ATMs; it offers Internet banking service through its Linea Abierta to some 5 million customers. La Caixa also serves business customers through a network of nearly 70 dedicated business centers under the CaixaEmpresa brand. The savings bank reinvests a sizable portion of its profits (some 25%) in programs and projects that provide societal benefit or improve welfare.

Chong Hing Bank (CHB) offers retail and wholesale banking services and products, including deposit accounts, mortgage and automobile loans, corporate banking, and trade financing. The company has approximately 50 branches in Hong Kong and a handful of branches and representative offices in China and the US. Through subsidiaries, CHB also offers insurance and re-insurance investment services, securities trading, and commodities. Its Chong Hing Securities unit offers MPF (pension fund) services. The managing Liu family founded CHB as Liu Chong Hing Bank in 1948.

The Saudi British Bank (SABB) provides personal, private, and corporate banking services to customers across Saudi Arabia. Founded in 1978, SABB operates a network of about 75 branches (including a dozen locations exclusively for women), offering deposits, loans, and Takaful (cooperative insurance that complies with Islamic law). It also issues VISA and MasterCard credit cards, as well as the SABB Amanah card, which offers monthly payment plans that adhere to Islamic principles. Corporate services include cash management, treasury, and investment banking through HSBC Saudi Arabia Limited. British banking giant HSBC owns about 40% of SABB; Saudi nationals own 60%.

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