Savannah Bancorp's "garden" grows green, rather than good and evil. The holding company owns Savannah Bank, and Bryan Bank & Trust. Together, the banks operate about a dozen offices in coastal Georgia and South Carolina. The banks offer a variety of retail services, including checking, savings, and money market accounts, and certificates of deposit. Real estate mortgage loans make up about 80% of the company's loan portfolio; the banks also write construction, business, and consumer loans. Investment services are offered to individuals, organizations, and other entities through subsidiary Minis & Co., Inc.

Ballston Spa Bancorp is the holding company for Ballston Spa National Bank, which serves Saratoga County in New York from about 10 branches. It offers traditional deposit products including checking and savings accounts, IRAs, and CDs. The bank also offers investment products, wealth and estate planning, insurance, and trust services. Residential mortgages account for about two-thirds of the company's loan portfolio; the company also writes commercial mortgages, consumer loans, and business loans. Ballston Spa National Bank was established in 1838.

Swedbank AB offers various financial products and services to private individuals, corporates, organizations, and municipalities. The company’s corporate banking services include cash management, financing, corporate finance, securities, capital market, asset management, and life and pension services; and banks and financial institutions services comprise transaction, custody, correspondent banking, trade finance, and relationship management services. It also offers loan and mortgage, savings and investing, payment, and insurance services for private customers; private banking services, including financial planning, investment advice, individual investment solutions, and ownership and generation shifting services; and single Euro payments area services for paying and receiving electronic payments in Euro. As of March 22, 2010, the company operated 381 branches in Sweden, 226 branches in the Baltic countries, and 156 branches in Ukraine. Swedbank AB offers its services in Sweden, Luxembourg, Spain, Estonia, Latvia, Lithuania, Ukraine, Russia, Norway, Denmark, Finland, the United States, China, and Japan. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Pioneer Bank, which serves northeastern Virginia through about a half dozen branches. It provides standard retail products and services to individuals and small to midsized businesses. Lending activities are focused on real estate loans and mortgages: Loans secured by real estate account for some 80% of its total loan book. The company also offers business and consumer loans. The bank has two subsidiaries, Pioneer Financial Services (insurance and investment products) and Pioneer Special Assets (foreclosures with added liabilities).

National Australia Bank Limited, through its subsidiaries, provides a range of financial products and services. Its deposit products include term deposits, certificates of deposit, and on-demand and short-term deposits. The company’s lending portfolio consists of home loans, personal loans, car loans, project loans, student loans, personal overdrafts, margin lending, and investment loans. It offers personal banking products and services, including credit cards, savings accounts, and NAB visa debit; insurance products comprising car insurance, home and contents insurance, residential investment, life insurance, income protection, loan protection, travel insurance, and health insurance; and investment products and services consisting of financial planning, superannuation investments, retirement products, and investment funds, as well as online share trading services. The company also provides business banking products and services comprising day to day banking; credit, charge, purchase, and corporate cards for businesses; finance and loan services, including managing cashflow and funding seasonal fluctuations; short and medium term investments; insurance services for businesses, assets, and employees; international trade; and corporate banking services. It has operations in Australia, Europe, New Zealand, the United States, and Asia. National Australia Bank Limited was founded in 1834 and is based in Docklands, Australia.

Independent Bank Corporation is the holding company for Independent Bank, which serves Michigan's Lower Peninsula from more than 100 branches and a handful of loan production offices. Independent Bank provides retail and commercial banking services including mortgage lending and wealth management. Commercial loans account for about a third of its loan portfolio, followed by mortgages and consumer installment loans. The company also owns Mepco Finance, which acquired payment plans for extended automobile warranties, and Independent Title Services.

Punjab and Sind Bank was founded in 1908 to help those economically challenged Indians traditionally underserved by financial institutions. PSB boasts more than 900 branches (about half in the state of Punjab) offering savings and checking accounts, credit cards, loans, and life insurance along with government pension accounts and remittance services. It also has about 100 limited service counters inside other businesses. PSB has been restructuring, closing or relocating underperforming branches to improve profits. It has asked the Indian government, its owner, to grant it an initial public offering.

Cape Bank is a permanent fixture serving the ebb and flow of New Jersey's touristy coastal and inland towns. Serving both commercial and residential customers, the bank provides traditional deposit options such as checking and savings accounts, as well as loan services like home equity, lines of credit, and mortgages (both commercial and one- to four-family). It operates about 20 locations and serves customers in Atlantic and Cape May counties. Cape Bancorp was formed in 2007 to be the holding company for Cape Bank and went public the following year; the bank's roots go back to the 1920s.

First National Community Bancorp is the holding company for First National Community Bank, which has about 20 offices in Lackawanna, Luzerne, Wayne and Monroe counties in northeastern Pennsylvania. The bank provides standard retail services such as checking and savings accounts, certificates of deposit, credit cards, mortgages, and other loans. It also offers wealth management services. The bank is mainly a business lender, with commercial mortgages accounting for more than 40% of its loan portfolio and operating loans comprising about another quarter. Chairman Louis DeNaples and his brother Dominick, who is vice chairman, each own around 10% of First National Community Bancorp.

The Royal Bank of Scotland Group plc, through its subsidiaries, offers banking and financial services to personal, commercial, corporate, and institutional customers in the United Kingdom, the United States, and internationally. It provides private banking and investment services, and offshore banking services; and debt and equity financing and risk management services, as well as money markets, rates flow trading, currencies and commodities, equities, credit markets and portfolio management and origination services. The company also offers global payments, cash and liquidity management, and trade finance and commercial card products and services; sells and underwrites retail and SME insurance over the telephone and Internet, as well as through brokers and partnerships; and offers general insurance, including motor insurance under the brands of Direct Line, Churchill, Privilege, Green Flag, and NIG. In addition, it provides operational technology, customer support in telephony, account management, lending and money transmission, global purchasing, property, and other services. The company was founded in 1727 and is headquartered in Edinburgh, the United Kingdom. The Royal Bank of Scotland Group plc operates as a subsidiary of HM Treasury.

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