Bank of Virginia helps put the Rich in Richmond. The company serves Chesterfield County from a handful of banking branches in Midlothian, Richmond, and Chester. Bank of Virginia offers standard retail and commercial services including checking and savings accounts, CDs, IRAs, and money market accounts. In 2008, the bank opened its fifth branch in the Richmond area. Commercial mortgages account for about a third of the company's lending portfolio, which also includes business loans, single-family mortgages, and construction loans. Consumer lending accounts for less than 5% of its portfolio. Washington, DC-based Cordia Bancorp bought a majority of Bank of Virginia in 2010.

This Treasure State bank wants to be your treasury. First Interstate BancSystem is the holding company for First Interstate Bank, which has more than 70 branches in Montana, western South Dakota, and Wyoming. It offers individuals, businesses, and municipalities traditional banking services, including deposit accounts, insurance, wealth management, and agricultural, consumer, commercial, and mortgage loan products. It also offers trust and wealth management services. Commercial loans, including real estate loans, make up about 50% of the bank's loan portfolio; other loans include farm and home loans. First Interstate went public in 2010.

Merrill Lynch Bank (Suisse) is a Swiss private bank offering wealth management services such as portfolio advisement, fund management, and financial planning products to the ultra-rich, all with a dash of traditional Swiss banking secrecy and discretion. In addition to Geneva and Zurich, the bank has offices in Dubai, Singapore, Montevideo, and Panama. Merrill Lynch Bank (Suisse) is a subsidiary of Merrill Lynch International Bank Limited and part of the Merrill Lynch International Private Client Group (both are subsidiaries of Merrill Lynch). Banking powerhouse Bank of America acquired Merrill Lynch for some $50 billion in early 2009.

Cornerstone Bancorp has laid the groundwork for three banking branches in northwestern South Carolina. The institution is the holding company for Cornerstone National Bank, which offers traditional products and services, including checking and savings accounts, money market accounts, CDs, and credit cards. Commercial real estate loans comprise the largest portion of its lending portfolio; other offerings include residential mortgages, business and industrial loans, real estate construction, and consumer loans. Cornerstone National Bank has three offices in Easley, Greenville, and Powdersville, South Carolina. Cornerstone Bancorp also has an insurance agency that operates as Crescent Financial Services.

Banque Cantonale Vaudoise (BCV) provides a variety of financial services, primarily to customers in the canton of Vaud in southwestern Switzerland. With about 70 retail locations, it offers commercial, corporate, and private banking services, as well as wealth management and securities brokerage. The bank is dedicated to the canton's development and in fact does business with some two-thirds of Vaud's small and midsized enterprises. The Vaud government owns more than half of BCV, which was originally founded in 1845.

Community Shores Bank Corporation is the holding company for Community Shores Bank, which has about five branches that serve western Michigan's Muskegon and Ottawa counties. The bank provides deposit services such as checking and savings accounts, money market accounts, health savings accounts, CDs, and IRAs. Commercial operating and real estate loans to area businesses make up approximately three-quarters of the company's loan portfolio, which also includes residential real estate, consumer, and construction loans. The bank also offers investment products and services through an agreement with a third-party provider.

Pulaski Financial is the holding company for Pulaski Bank, which provides financial services to residents and businesses from about a dozen branches throughout the St. Louis and Kansas City metropolitan areas. The bank offers standard deposit products, including checking and savings accounts, NOW accounts, and money market accounts. Pulaski's loan portfolio includes primarily commercial and residential mortgages, as well as home equity and construction loans. Through subsidiaries, the bank offers title insurance, annuities and insurance, and fixed-income investment and trading.

EFG Eurobank Ergasias SA operates some 500 branches, business centers, and ATMs in its home country Greece and about 1,250 more in about half-a-dozen other central and southeastern European countries. In addition to traditional retail banking and consumer lending, EFG Eurobank Ergasias offers business banking, factoring, insurance, leasing, investment banking, and wealth management services. The bank was founded in 1990 as Euromerchant Bank. Swiss-based EFG Bank European Financial Group owns about 44% of EFG Eurobank Ergasias.

The Bank of Yokohama concentrates its operations in its native Kanagawa prefecture and southern portions of neighboring Tokyo. The bank offers standard retail services such as deposits, housing loans, credit cards, securities brokerage, and investment products and advice. On the commercial side, it provides small and medium-sized commercial financing, including venture capital investment. The bank also has units that offer leasing and factoring. The Bank of Yokohama, which was formed in 1920, operates more than 600 Japanese branches, plus representative offices in Hong Kong, London, New York, and Shanghai. It is opening shared branches in a joint venture with Hamagin Tokai Tokyo Securities.

Nexity Financial Corporation was incorporated in Delaware on March 12, 1999 and is headquartered in Birmingham, Alabama. Nexity Financial operates a wholly owned subsidiary bank, Nexity Bank, with its main office in Birmingham, Alabama and correspondent banking offices in Atlanta, Georgia, Columbia, South Carolina, Myrtle Beach, South Carolina and Raleigh, North Carolina.

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