Alliance Financial Corporation is the holding company for Alliance Bank, which operates about 30 branches in central New York. Targeting individuals and small to midsized businesses, the bank offers such deposit products as checking and savings accounts, IRAs, and CDs. Its loan and lease portfolio mainly contains residential mortgages (about 30%), commercial loans (nearly 25%), and indirect auto loans (around 20%). The company provides commercial equipment leasing in more than 30 states through its Alliance Leasing subsidiary. Alliance Financial also operates a trust department that manages some $1 billion worth of investment assets.

Jacksonville Bancorp, the holding company for Jacksonville Bank, which has about 10 branches in and around Jacksonville, Florida. The community bank offers standard deposit products, including checking and savings accounts, money market accounts, CDs, and IRAs. Commercial mortgages make up more than half of the bank's loan portfolio; residential mortgages account for most of the rest. Subsidiary Fountain Financial sells insurance and investment products. The company nearly doubled its branch network with its 2010 acquisition of Atlantic BancGroup. Jacksonville Bancorp is unrelated to the Illinois corporation of the same name.

First Commerce Bank was founded as Brentwood Square Savings and Loan in 1984. Grandpoint Capital, the parent of Grandpoint Bank, a financial institution formed in 2010, is buying First Commerce Bancorp.First Commerce Bancorp is the holding company for First Commerce Bank, which serves greater Los Angeles from two branch locations. It attracts deposits from consumers and business customers through traditional offerings such as checking, savings, and money market accounts, CDs, and IRAs. Its lending activities mainly consist of writing commercial mortgages, construction and land development loans, and Small Business Administration (SBA) loans. The bank also provides international banking services.

BNCCORP is the holding company for BNC National Bank, which has about 20 branches in Arizona, North Dakota, and Minnesota. Serving individuals and small and midsized businesses, the bank offers deposit accounts, credit cards, and wealth management services. It also has residential mortgage banking operations in Iowa, Kansas, and Missouri. Real estate loans account for nearly half of the company's portfolioThe Company offers financial products and services to meet the financial needs of its current customers, and potential customers, in the markets it serves.

Sterling Bancshares, Inc. operates as the holding company of Sterling Bank, which provides commercial and consumer banking services to consumers and small to medium-sized businesses in Texas. The company offers a range of banking services, including demand, savings, and time deposits; commercial, real estate, and consumer loans; merchant credit card services; letters of credit; and cash and asset management services. It also facilitates brokerage, mutual fund, alternative financing, and insurance products through third-party vendors. In addition, the company offers treasury management, specialized lending consisting of energy lending, and private client services; and involves in the purchase of government guaranteed loans and wholesale real estate lending activities. Further, Sterling Bancshares provides investment advisory and pension administration/consulting services. As of December 31, 2009, it served through 58 banking centers in the greater metropolitan areas of Houston, San Antonio, Dallas, and Fort Worth. Sterling Bancshares, Inc. was founded in 1974 and is headquartered in Houston, Texas.

Sierra Bancorp was formed in November 2000 and operates primarily through Bank of the Sierra (the Bank), which it acquired in August 2001. The Bank is a California state-chartered bank headquartered in Porterville, California. It opened for business in January 1978, and has since grown to be the largest independent bank head-quartered in the South San Joaquin Valley. Our growth has primarily been organic, but includes the acquisition of Sierra National Bank in 2000. The Bank is a multi-community financial institution that offers a full range of retail and commercial banking services, primarily in the central and southern sections of the San Joaquin Valley. On the southern end, our footprint extends east through the Tehachapi plateau and into the northwestern tip of the Mojave Desert. At the present time, the Company’s only other direct subsidiaries are Sierra Statutory Trust II and Sierra Capital Trust III, which were formed in March 2004 and June 2006, respectively, solely to facilitate the issuance of capital trust pass-through securities (“TRUPS”).

St. James's Place Bank believes in the importance of advice in deciding how best to structure your banking arrangements. This advice (specifically relating to the products and services offered by St. James's Place Bank) will be provided by a St. James's Place Partner who will put you in touch with the dedicated team at St. James's Place Bank to make the process of opening a new Account as simple as possible.

The year was 1910 when the men in the photograph at left gathered at the Strawberry Market in Mount Olive, North Carolina. Their local bank, The Bank of Mount Olive, was nine years old at the time, and reflected the values of the day. It was a place where their money was safe and earned good interest. A place where they were treated as friends and respected as individuals.

First PacTrust Bancorp was founded in 1941 as Rohr Employees Federal Credit Union; a handful of former Rohr executives remain on First PacTrust's board of directors. Executives, directors, and employees of First PacTrust own about a third of the company's stock.First PacTrust Bancorp is the holding company for Pacific Trust Bank, which offers standard deposit and loan services from about 10 branches in Southern California's Riverside and San Diego counties. Mortgages secured by one- to four-family residences account more than half of its loan portfolio; multifamily residential and commercial mortgages and business, construction, consumer, and land loans round out its lending activities.

KBC Group is one of Belgium's largest financial services firms. The company operates more than 850 bank branches in Belgium and another 1,300 in Central and Eastern Europe. It has other operations in Western Europe, the US, and Southeast Asia. KBC caters to individuals, small and midsized businesses, and private banking clients. It also offers insurance, and asset management. The bank is organized into four primary business units: Belgium; Central and Eastern Europe and Russia; Merchant Banking; and European Private Banking. In 2009 KBC received its third government bailout upon reporting losses related to toxic investments.

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