First Federal Bancshares of Arkansas, Inc. operates as the holding company for First Federal Bank, which provides various financial products to individuals and small- to medium-sized businesses in north central and northwest Arkansas. First Federal Bancshares of Arkansas, Inc. offers a range of retail and business deposit accounts, including noninterest bearing and interest bearing checking accounts, savings accounts, money market accounts, certificates of deposits, and individual retirement accounts. Its loan portfolio comprises residential real estate, consumer, construction, lines of credit, commercial real estate, and commercial non-real estate loans. In addition, First Federal Bancshares of Arkansas, Inc. offers investment products; automated teller machines; telephone banking services; Internet banking services, including account access, bill payment, e-statements, and online loan applications; Bounce Protection overdraft services; debit cards; and safe deposit boxes. It operates 19 full service branch offices in Benton, Marion, Washington, Carroll, Baxter, and Boone counties. First Federal Bancshares of Arkansas, Inc. was founded in 1934 and is based in Harrison, Arkansas.