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First Federal Bancshares of Arkansas, Inc.

First Federal Bancshares of Arkansas, Inc.

First Federal Bancshares of Arkansas, Inc. operates as the holding company for First Federal Bank, which provides various financial products to individuals and small- to medium-sized businesses in north central and northwest Arkansas. First Federal Bancshares of Arkansas, Inc. offers a range of retail and business deposit accounts, including noninterest bearing and interest bearing checking accounts, savings accounts, money market accounts, certificates of deposits, and individual retirement accounts. Its loan portfolio comprises residential real estate, consumer, construction, lines of credit, commercial real estate, and commercial non-real estate loans. In addition, First Federal Bancshares of Arkansas, Inc. offers investment products; automated teller machines; telephone banking services; Internet banking services, including account access, bill payment, e-statements, and online loan applications; Bounce Protection overdraft services; debit cards; and safe deposit boxes. It operates 19 full service branch offices in Benton, Marion, Washington, Carroll, Baxter, and Boone counties. First Federal Bancshares of Arkansas, Inc. was founded in 1934 and is based in Harrison, Arkansas.

Whitney Holding Corporation

Whitney Holding Corporation

Whitney Holding Corporation was founded in 1883 and is headquartered in New Orleans, Louisiana. Whitney Holding Corporation operates as the bank holding company for Whitney National Bank that provides community banking services to commercial, small business, and retail customers. Whitney Holding Corporation offers various deposit products, such as non interest bearing demand deposits, interest-bearing deposits, NOW account, money market, savings, and other time deposits. Its loan portfolio includes commercial and industrial; commercial real estate; construction, land, and land development; residential mortgage; and consumer loans, as well as secured and unsecured loan products, such as revolving credit facilities. The company also offers letters of credit, financial guarantees, and financing for the development of housing. In addition, it provides treasury management services; trust and investment management services to retirement plans; investment brokerage services; and annuity products, as well as personal and business lines of insurance to customers in northwest Florida and the New Orleans metropolitan area. Whitney Holding Corporation offers its services in Texas, southern Louisiana, coastal region of Mississippi, central and south Alabama, and the western panhandle and the Tampa Bay metropolitan area of Florida, as well as in Grand Cayman in the British West Indies.

Bank of Western Australia Ltd

Bank of Western Australia Ltd

Doing business as BankWest, Bank of Western Australia provides mortgages, personal loans, credit cards, savings, and deposit products. It is not merely active in Western Australia, however BankWest has established distribution channels in Adelaide, Brisbane, Melbourne, and Sydney; these make up about a half of total lending. BankWest opened for business in 1895 as the Agricultural Bank of Western Australia; it was acquired by Bank of Scotland (the BOS in HBOS) in 1995. In late 2008 Commonwealth Bank of Australia acquired BankWest from struggling HBOS, itself acquired by British bank Lloyds shortly after.

Erste & Steiermarkische Bank d.d.

Erste & Steiermarkische Bank d.d.

Erste & Steiermarkische Bank (ESB) is banking on the fiduciary habits of native Croatians. The Croatia-based bank caters to individuals and small- and medium-sized businesses through more than 120 branches; services include Internet banking for retail and corporate clients. When the bank first opened in 2002, it had few direct competitors, but today as the competitive landscape has changed, the bank's clientele have had more banking choices and have asserted their loyalty to ESB. The company has a more than 10% market share. Erste Bank owns 555% of Erste & Steiermarkische; Steiermarkische Bank und Sparkassen owns about 40%.

HCSB Financial Corporation

HCSB Financial Corporation

HCSB Financial has erased the state lines in the Carolinas. The institution is the holding company for Horry County State Bank, which operates more than a dozen branches that serve Horry and Marion counties in South Carolina, and Columbus and Brunswick counties in North Carolina. Horry County State Bank offers traditional deposit products such as checking and savings accounts, CDs, money market accounts, and IRAs. The bank originates primarily real estate loans (more than half of its loan portfolio), followed by business loans, construction and development loans, consumer loans, and agricultural loans. The bank also offers investment services.

The Michinoku Bank, Ltd.

The Michinoku Bank, Ltd.

Established in 1921, the Michinoku Bank is a regional bank offering financial services in the Aamori Prefecture in Japan. With about 120 branches and eight consolidated subsidiaries, Michinoku Bank offers traditional banking products, as well as real estate management and staffing supply services. With its "family bank" business approach, the company targets individual retail customers, as well as small-to-medium-sized businesses. It has key subsidiaries in Hong Kong and Shanghai. Michinoku Bank was also the first Japanese bank to open a subsidiary in Russia when it launched The Michinoku Bank (Moscow) Ltd. in 1999; it is now selling that operation to Mizuho Financial.

Chicopee Bancorp, Inc.

Chicopee Bancorp, Inc.

Chicopee Bancorp, Inc. operates as the holding company for Chicopee Savings Bank that provides various financial services to individuals and businesses in Western Massachusetts. The company’s deposit products include non-interest-bearing demand accounts, such as checking accounts; interest-bearing accounts, which include NOW and money market deposit accounts; regular savings accounts, such as passbook accounts; and certificates of deposit. Its loan portfolio comprises one-to four-family; multi-family; commercial real estate; commercial business; construction and development; and consumer loans, including home equity lines of credit and automobile loans. In addition, it offers non-deposit investment products, including mutual funds, debt, equity and government securities, retirement accounts, insurance products, and fixed and variable annuities. As of March 31, 2010, the company operated main office; lending and operations center; and seven branch offices located in Chicopee, Ludlow, South Hadley, Ware, and West Springfield. Chicopee Bancorp, Inc. was founded in 1845 and is headquartered in Chicopee, Massachusetts.

Techcombank

Techcombank

Techcombank serves primarily individuals and small to medium businesses. It offers deposit products, loans, leasing, cash management, and other financial services. The company offers insurance through Bao Viet Life. Founded in 1993, Techcombank has more than 130 branches throughout Vietnam -- the second-largest network in the country. It plans to operate 200 locations by 2010. International banking giant HSBC owns 20% of Techcombank; the two banks also have numerous cooperative alliances.

Mid-Wisconsin Financial Services, Inc.

Mid-Wisconsin Financial Services, Inc.

Mid-Wisconsin Financial Services likes to stay in the middle of all things financial in the Badger State. The institution is the holding company for Mid-Wisconsin Bank, which offers traditional time deposit and lending services from some 15 branches in central and northern Wisconsin. The bank also provides wealth management services including administration of pension and profit sharing plans, personal trusts, and estates, as well as securities and annuities brokerage. Commercial and residential mortgages each account for about a third of the company's loan portfolio; other offerings include business, construction, and agricultural loans. Mid-Wisconsin Bank was incorporated in 1890.

Sussex Bancorp

Sussex Bancorp

Sussex Bancorp is the holding company for Sussex Bank, which operates about 10 branches in Sussex County, New Jersey, and two others in Orange County, New York. Targeting individuals and local businesses, the bank offers such standard retail products as checking and savings accounts, NOW and money market accounts, and certificates of deposit. It also provides trust and financial advisory and insurance services. Lending activities consist primarily of commercial mortgages (more than half of the company's loan portfolio) and residential mortgages (more than 20%). To a lesser extent, the bank also writes construction, land development, business, and consumer loans. Anthony Labozzetta was named CEO in 2010.

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