Skandinaviska Enskilda Banken (SEB) operates through four divisions: merchant banking, retail banking, asset management, and life insurance (Trygg Liv) through some 670 offices in a dozen countries, primarily nations in Northern Europe. SEB also has offices in such money centers as London, Paris, Shanghai, and Singapore. SEB's merchant banking division targets large corporations and other financial institutions. Business offerings include cash management, financing, foreign exchange, leases, credit card services, and payroll administration. SEB offers individuals mortgages, auto loans, credit cards, and other products.

Mercantile Bank Corporation is the holding company for Mercantile Bank of Michigan (formerly Mercantile Bank of West Michigan), which operates more than five branches in and around Grand Rapids, Holland, and Lansing. (The latter was the community bank's first foray outside the western part of Michigan, prompting the name change in 2005.) The bank targets local consumers and businesses, offering standard deposit services such as checking and savings accounts, CDs, IRAs, and health savings accounts. Loans for real estate secured by nonresidential properties make up more than half of the company's loan portfolio; business loans are about a quarter.

Founded two centuries ago by Maharaja Sayajirao III, the Bank of Baroda today operates about 3,000 domestic and another 75 international branches. About a third of its branches are located in rural areas; Bank of Baroda also operates in semi-urban, urban, and metropolitan regions. Offerings include corporate and personal loans, card services, shipping and export financing, and offshore banking. Subsidiaries are active in card issuing, asset management, and capital markets; Bank of Baroda has also sponsored five regional rural banks. The company operates in Europe, the Caribbean, Asia, the Middle East, Africa, and the Americas.

Wilshire Bancorp, Inc. operates as the bank holding company for Wilshire State Bank that offers a range of financial products and services. It accepts various deposit products, including certificates of deposit, regular savings accounts, money market accounts, checking and negotiable order of withdrawal accounts, installment savings accounts, and individual retirement accounts. The company’s loan portfolio comprises commercial real estate loans and home mortgage lending, commercial business loans and trade finance, small business administration loans, consumer loans, and construction loans. It also provides trade finance products that include the issuance and negotiation of commercial and standby letters of credit, as well as handling of documentary collections. In addition, the company offers Internet banking, automatic teller machines, and armored carrier services. As of December 31, 2009, it operated 23 branch offices in California, Texas, New Jersey, and New York; and 5 loan production offices in Dallas, Houston, Atlanta, Denver, and Annandale. Wilshire Bancorp, Inc. was founded in 1980 and is headquartered in Los Angeles, California.

Mega Financial Holding Company,through subsidiaries including Mega International Commercial Bank, Mega Securities, and Mega Global Asset Management, the company provides commercial and retail lending, venture capital investments, international trade finance, securities dealing, trust services, and property/casualty insurance. The group operates from 185 domestic locations and nearly 40 abroad. Taiwan's second-largest financial services group (after Chinatrust Financial Holding, or CFHC), Mega Financial was formed in 2002 through a share exchange of Chiao Tung Bank and International Securities. China's Ministry of Finance owns about 10% of Mega Financial. Rival CFHC owns about 5%

Southcoast Financial Corporation, headquartered in Mt. Pleasant, South Carolina, is the holding company of Southcoast Community Bank. The Bank, which opened for business July 20, 1998, is a state chartered commercial bank operating from its main office at 534 Johnnie Dodds Boulevard in Mt. Pleasant, SC. Southcoast is a locally owned and operated business and has been recognized as one of the top 25 fastest growing companies in South Carolina. Southcoast Financial Corporation's common stock trades on NASDAQ under the symbol SOCB.Southcoast has ten locations in the Greater Charleston market, including offices in Charleston, North Charleston, Mt. Pleasant, Johns Island, Moncks Corner, Summerville, and Goose Creek. The Company's strategic focus is to serve the banking needs of small businesses in the Tri-County area. In addition to traditional consumer and commercial services, Southcoast offers mortgage loan origination services, tax deposits, as well as a variety of other services. Southcoast has also established a 24-hour automated teller network throughout the Tri-County area.

Indian Overseas Bank (IOB) is one of India's largest state-controlled banks and provides banking and financial services throughout the country. Established with a focus on foreign exchange and overseas banking, IOB has some 1,800 domestic branches and about a half-dozen international branches. It provides deposit, lending, mortgage, currency transfer, agri-business consultation, and credit card services. Specialized branches offer services related to such concerns as commercial and industrial credit, industrial finance, and high-tech agriculture.

The Cummins focus on innovation began with the company's creation in 1887. Much has changed since those early days, but our dedication to providing top quality products, backed by great service, remains the cornerstone of our company. Cummins is more than a company. It's a community -- a dynamic, global network of talented people, loyal customers and progressive leaders -- all dedicated to setting new standards of excellence in the handling and processing of money.

Banca Popolare di Sondrio has a long history in Italy. The cooperatively owned bank, also referred to as BPS or Popso, has more than 250 branch offices in northern and central portions of the country. It operates in Switzerland through wholly owned subsidiary Banca Popolare di Sondrio (SUISSE). Serving consumers, families, small and large businesses, and public institutions, Banca Popolare di Sondrio offers deposit accounts, consumer and commercial credit and loans, mortgages, leasing, insurance, and securities trading, among other financial services. Founded in 1871, Banca Popolare di Sondrio has been growing by opening new branches.

Cornerstone Bancshares is the holding company for Cornerstone Community Bank, which operates about five locations in Chattanooga, Tennessee, and surrounding communities, in addition to two loan production offices in Knoxville, Tennessee, and Dalton, Georgia. The bank offers standard retail and commercial services, including checking and savings accounts, money market accounts, and CDs. Its lending activities primarily consist of commercial real estate loans, residential mortgages, real estate construction loans, and business and agricultural loans. Another subsidiary of Cornerstone Bancshares, Eagle Financial, purchases accounts receivable and acts as a conduit lender.

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