Founded in 1917, Bankers Trust is Iowa’s oldest and largest independently owned bank, with assets of $2.4 billion and more than 400 employees. Based in Des Moines, Bankers Trust has 11 offices throughout the Greater Des Moines area, as well as branches or operations in Ames, Iowa; Phoenix, Ariz.; Omaha, Neb.; and Sioux Falls, S.D. Bankers Trust Cedar Rapids, operating under a separate banking charter, has assets approaching $400 million and more than 40 employees.

Headquartered in Nashville, Tenn., Caterpillar Financial Services Corporation is the financial arm of Caterpillar Inc., a Fortune 50 company, a technology leader and the world's largest manufacturer of construction and mining equipment, natural gas and diesel engines, and industrial gas turbines. For more than 28 years, Cat Financial, a wholly-owned subsidiary of Caterpillar Inc., has been providing a wide range of financing alternatives for the complete line of Caterpillar machinery and engines, Solar ® gas turbines, other related equipment and marine vessels. Caterpillar Financial Services Corporation also extends loans to customers and dealers. Cat Financial has offices and subsidiaries located throughout the Americas, Asia, Australia, and Europe.

Oriental Bank of Commerce (OBC) strikes a balance in serving rural and urban clientele. As one of India's largest banks, the financial institution manages more than 1,400 branches. The bank also operates nearly 1,000 ATMs around the country. OBC offers home loans, vehicle loans, and other consumer loans, as well as business and agriculture loans, cash management, savings accounts, life insurance, and internet banking. In addition to rapidly modernizing its services, Oriental Bank of Commerce also runs a number of programs aimed at assisting women and the poor. The state-run company was founded in 1943.

FNB Bancorp bank also originates business, consumer, and construction loans.To be or not to FNB? If that's your question, you might want to look into FNB Bancorp. It's the holding company for First National Bank of Northern California, which serves consumers and small to midsized businesses in San Mateo and San Francisco counties. Through about a dozen branches, the bank offers traditional products such as checking and savings accounts, IRAs, CDs, and credit cards. Real estate loans, including commercial and residential mortgages, account for approximately 70% of the company's loan portfolio.

The Bank of Nova Scotia, together with its subsidiaries, provides various financial products and services in Canada and internationally. It operates in three segments: Canadian Banking, International Banking, and Scotia Capital. Its Canadian Banking segment provides retail and small business banking products comprising mortgages, loans, savings and retirement products, credit and debit cards, investments, insurance, and day-to-day banking products to individuals and small businesses; wealth management services consisting of personal investment and advisory products and services, which include retail brokerage, mutual funds, investment management, private banking, and estate and trust services; and commercial banking services, such as products for agriculture, franchising, leasing, real estate and automotive lending, and tailored financing solutions medium to large businesses, as well as deposit and cash management services.

Community Bank System is right up front about what it is. The holding company owns Community Bank, which operates about 150 branches across nearly 30 counties in upstate New York and five counties in northeastern Pennsylvania, where it operates as First Liberty Bank and Trust. Focusing on small, underserved towns, the bank offers such services as checking and savings, money market, and NOW accounts. The bank's loan portfolio is divided nearly equally among business loans, residential mortgages, and consumer loans. Community Bank System also provides trust services, brokerage services, investment management, insurance products, and employee benefits plan administration.

Bank of the James Financial Group is the holding company for Bank of the James, a financial institution serving central Virginia from about 10 branch locations. Catering to individuals and small businesses, the bank offers standard retail products and services including checking and savings accounts, CDs, and IRAs. Funds from deposits are mainly used to originate residential mortgages, which make up about half of the bank's loan portfolio, and commercial and consumer loans. Subsidiary BOTJ Investment Group offers bank customers brokerage services, annuities, and related investment products through a third-party broker-dealer.

First Commerce Bank was founded as Brentwood Square Savings and Loan in 1984. Grandpoint Capital, the parent of Grandpoint Bank, a financial institution formed in 2010, is buying First Commerce Bancorp.First Commerce Bancorp is the holding company for First Commerce Bank, which serves greater Los Angeles from two branch locations. It attracts deposits from consumers and business customers through traditional offerings such as checking, savings, and money market accounts, CDs, and IRAs. Its lending activities mainly consist of writing commercial mortgages, construction and land development loans, and Small Business Administration (SBA) loans. The bank also provides international banking services.

FirstRand's FirstRand Bank Holdings operates FirstRand Bank and First National Bank in southern Africa, as well as asset financing firm WesBank and investment bank Rand Merchant Bank. FirstRand Limited owns and operates more than 750 branches and approximately 6,000 ATMs in South Africa, Botswana, Lesotho, Mozambique, Namibia, Swaziland, and Zambia. It also has a presence on every continent except Antarctica, with an international focus on Asia, Australia, the Middle East, and the UK. The company's activities encompass retail and private banking, corporate and investment banking, insurance, and asset management.

Valley National is high on its New Jersey and New York business banking customers. The holding company owns Valley National Bank, which provides commercial and retail banking services through more than 205 branch offices in northern and central New Jersey and in Manhattan, Brooklyn, and Queens. The bank offers checking and savings accounts, CDs, and trust services. About 60% of the bank's loan portfolio is dedicated to mortgages, split about evenly between residential and commercial property; consumer loans add another 20%. Subsidiaries offer such services as asset-based lending, asset management, mortgage services, title insurance, auto lending, aircraft financing, equipment leasing, insurance products, and title services.

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