First Financial Corporation is the holding company for First Financial Bank, which operates about 50 branches in west-central Indiana and east-central Illinois. With roots dating back to 1834, the banks offer traditional deposit services such as CDs and checking and savings accounts, as well as Internet banking. Residential mortgages account for about half of the company's loan portfolio. First Financial also operates an insurance agency and two investment subsidiaries.

Oak Valley Community Bank was founded in 1990 by a group of businessmen with a vision to make local banking available to its community. Thanks to our talented, dedicated staff, loyal customer base, shareholders and outstanding group of directors, this has become a reality, and our vision continues to grow.Oak Valley Community Bank has always been a leader by supporting the communities with financial services as well as the way our staff has always generously given of their time and talent. We have built our business by developing relationships, meeting the needs of our customers through personal service and responding to these changing needs, while maintaining our commitment to quality products and service.

Central Bancompany's commitment to the customer starts with our people. Our team is dedicated to providing financial services that help our customers reach their financial goals. We invest in the communities where we live through charitable contributions, employee volunteerism and civic leadership. Our community involvement helps us better understand the needs of our customers. Local management gives us the guidance to react to the needs of our customers quickly and with the flexibility to exceed their expectations.

Independent Bank Corporation is the holding company for Independent Bank, which serves Michigan's Lower Peninsula from more than 100 branches and a handful of loan production offices. Independent Bank provides retail and commercial banking services including mortgage lending and wealth management. Commercial loans account for about a third of its loan portfolio, followed by mortgages and consumer installment loans. The company also owns Mepco Finance, which acquired payment plans for extended automobile warranties, and Independent Title Services.

VyStar Credit Union has a rich history of financial and community service to people that began in 1952. Because of our members, we have become one of the largest financial institutions in Northeast Florida and among credit unions today. As a sound and forward-thinking organization, VyStar's Board of Directors generously devotes their time and energy to provide your credit union strategic direction, set policy and oversee its management.

Community Bank of the Bay is a community bank that was founded in 1996 with offices in Oakland, Danville and San Jose, California. We believe that business starts with an idea; a dream, a vision of what you want to be. Running a business means you need a smart, capable partner in a bank. We believe our approach works best. Outstanding personal service and forward thinking bank professionals who understand business -- because we are entrepreneurs too.To that end, we've created a bank that is going to change the way you look at banks and banking. It's an unprecedented way to look at the customer/banker relationship. It's a bank where outstanding service isn't just a promise. And we know we have one thing in common -- the desire to achieve success.

First California Financial Group, Inc. (NASDAQ: FCAL) is emerging as a regional force of strength and stability in Southern California banking, celebrating 31 years of business. Operating under the First California Bank brand, the bank specializes in serving the financial needs of the commercial market, particularly small-and middle-sized businesses, professional firms and commercial real estate, development and construction companies. With a commitment to provide the best client service available in the region, First California Bank offers a full line of quality commercial banking products through 18 full-service branch offices in Los Angeles, Orange, Riverside, San Bernardino, San Diego and Ventura counties. For additional information on First California Bank's products and services.

HBOS Australia operates a Bank of Scotland Treasury branch as well. A subsidiary Lloyds Banking Group, HBOS Australia holds two financial services companies: asset-based lender Capital Finance and BOS International, which is active in corporate advisory, public-to-private transactions, property lending, and infrastructure, resources, and oil and gas financing in Australia; BOS International also underwrites lending facilities in New Zealand and participates in large syndicated transactions such as leveraged buyouts, acquisitions, and structured corporate finance in Hong Kong.

East West Bank offers multilingual service in English, Cantonese, Mandarin, Vietnamese, and Spanish.East West Bancorp is the holding company for East West Bank, which operates about 110 branches in California, mainly in and around Los Angeles, the San Francisco Bay, Orange County, and Silicon Valley. The bank has more than 25 additional branches in the Atlanta, Boston, Houston, New York, and Seattle metropolitan areas, as well as locations in China, Hong Kong, and Taiwan. It caters to the Asian-American community and provides international banking and trade financing to importers/exporters doing business in the Asia/Pacific region.

Ridgewood Savings Bank is a royal member of the financial community. in 1920, a group of fourteen local Ridgewood residents got together with the idea of forming a new mutual savings institution to serve the people of their community. Working purely towards the common good and without regard for personal gain, our founders had high hopes for the success of the bank formed "for the people, by the people."

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