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Savings & Loans

CKF Bancorp, Inc.

CKF Bancorp, Inc.

CKF Bancorp, Inc. operates as the holding company for Central Kentucky Federal Savings Bank that provides various banking and financial products and services to individuals and corporate customers. It offers various deposit products, including non-interest bearing demand deposit accounts, NOW accounts, savings accounts, money market deposit accounts, certificates of deposit, passbook and statement savings accounts, and individual retirement accounts. The company also provides real estate mortgage loans, which comprise one-to-four family residential loans, multifamily residential loans, and nonresidential and land loans; construction loans; commercial non-mortgage loans; and consumer loans. In addition, it provides account inquiries, account transfers, after hour depository services, automated teller machine (ATM) services, automatic funds transfers, cashier’s checks, coin processing, credit card cash advances, debit cards/ATM cards, deposit bags, direct deposits, merchant services, money orders, notary services, safe deposit boxes, stop payment services, temporary checks, and wire transfer services. Further, the company offers check reordering, Internet banking, and VoiceMaster telebanking services. It operates three full-service offices and ATM locations in Danville and Lancaster, Kentucky. CKF Bancorp, Inc. was founded in 1886 and is based in Danville, Kentucky.

Bank of the Ozarks, Inc.

Bank of the Ozarks, Inc.

Bank of the Ozarks, Inc. operates as the bank holding company for Bank of the Ozarks that provides a range of retail and commercial banking services. The company’s deposit products include checking, savings, money market, time deposit, and individual retirement accounts. Its loan portfolio comprises real estate loans, which include loans secured by residential one to four family, non-farm/non-residential, construction/land development, multifamily residential properties, and other land loans; and consumer loans for the purchase of automobiles, recreational vehicles, boats, and mobile homes. The company’s loan portfolio also includes loans for commercial, industrial, and professional purposes, including loans to fund working capital requirements, and purchases of machinery and equipment, as well as term loans, balloon loans, and lines of credit; and agricultural loans for financing agricultural production, such as loans to businesses or individuals engaged in the production of timber, poultry, livestock, or crops. It also provides mortgage lending; treasury management services, including wholesale lock box services; remote deposit capture services; trust and wealth management services, including financial planning, money management, custodial services, and retirement planning; real estate appraisals; credit-related life and disability insurance; ATMs; telephone banking; on-line banking, including on-line bill pay; debit cards; and safe deposit boxes. Further, the company offers credit cards for consumers and businesses; processing of merchant credit card transactions, and full service investment brokerage services. As of December 31, 2009, it had 73 offices, including 65 banking offices in 34 communities throughout northern, western, and central Arkansas; 7 Texas banking offices; and a loan production office in Charlotte, North Carolina. Bank of the Ozarks, Inc. was founded in 1981 and is headquartered in Little Rock, Arkansas.

Private & Commercial Finance Group plc

Private & Commercial Finance Group plc

Private & Commercial Finance Group provides financing to individuals for new and used cars, motorcycles, light commercial vehicles, and yes, horseboxes, otherwise known as horse trailers. The commercial segment of Private & Commercial Finance Group's business consists of its equipment finance division, providing commercial loans for businesses primarily needing plant equipment and vehicle financing. The company's e-Quote proposal system connects the company to a network of finance sources; the system generates and efficiently processes the high volume of loan applications central to the company's strategy.

Norwood Financial Corp.

Norwood Financial Corp.

Norwood Financial Corp. serves individuals and local businesses through about a dozen branches in northeastern Pennsylvania. It offers standard deposit products and services including checking and savings accounts, money market savings accounts, CDs, and IRAs. Residential and commercial mortgages account for about 80% of Wayne Bank's loan portfolio. The bank also runs a trust and wealth management division; subsidiary Norwood Investment provides annuities and mutual funds; Norwood Settlement (70%-owned by the bank) offers title and settlement services. Norwood Financial is buying North Penn Bank; the deal will add five branches in northeastern Pennsylvania.

The Elmira Savings Bank, FSB

The Elmira Savings Bank, FSB

The Elmira Savings Bank is a community bank that serves individuals and small to midsized businesses through about a dozen branch offices in upstate New York's Cayuga, Chemung, Steuben, and Tompkins counties. The bank offers traditional deposit products such as checking and savings accounts, CDs, and IRAs. With these funds, it mainly originates residential and commercial mortgages, business loans, and auto and other consumer loans. The bank offers investments and financial planning through its ESB Advisory Services subsidiary. Elmira Savings Bank was organized in 1869.

Flatbush Federal Bancorp, Inc.

Flatbush Federal Bancorp, Inc.

Flatbush Federal Bancorp, Inc. operates as the holding company for Flatbush Federal Savings & Loan Association, which provides various banking products and services primarily in Brooklyn, New York. Flatbush Federal Bancorp, Inc. offers various deposit products, including demand deposits comprising non-interest bearing and NOW accounts, passbook savings and club accounts, and fixed-term certificates of deposit. Its loan portfolio comprises one-to-four family residential loans, multi-family real estate loans, commercial real estate loans, construction loans, loans secured by deposits, home equity loans, credit cards secured by deposit accounts, unsecured credit cards, and business loans. Flatbush Federal Bancorp offers its services to middle-income households and low-to-moderate-income households through its three locations located in Brooklyn. Flatbush Federal Bancorp, Inc. is based in Brooklyn, New York. Flatbush Federal Bancorp, Inc. operates as a subsidiary of Flatbush Federal Bancorp, MHC.

Wescom Credit Union

Wescom Credit Union

Wescom, you're welcome. Through about 30th branches in Southern California, Wescom Credit Union provides checking, savings, and money market accounts, IRAs, savings certificates, home loans, reverse mortgages, auto loans, and Visa credit cards to more than 250,000 member-owners in seven counties. Its Wescom Financial Services division offers trust, investment, and financial planning services, while Wescom Insurance Services sells auto, and home coverage. Wescom’s service is just one of the many things that make us different from the typical banking experience. Whether you go to there branches, call there Member Service Center, or visit them online, we go above and beyond to make sure they’re meeting your needs.

New Century Bancorp, Inc.

New Century Bancorp, Inc.

New Century Bancorp is the holding company for the aptly named New Century Bank, which opened for business in 2000. The bank has about 10 branches in central North Carolina's Cumberland, Harnett, Johnston, and Sampson counties. Targeting individuals and small to midsized businesses, New Century Bank offers such services as checking and savings accounts, CDs, IRAs, and loans. Its loan book largely comprises real estate loans (75% of the portfolio); the remaining quarter includes business and consumer loans. The company merged its New Century Bank South subsidiary into New Century Bank in 2008.

The Royal Bank of Scotland Group plc

The Royal Bank of Scotland Group plc

The Royal Bank of Scotland Group plc, through its subsidiaries, offers banking and financial services to personal, commercial, corporate, and institutional customers in the United Kingdom, the United States, and internationally. It provides private banking and investment services, and offshore banking services; and debt and equity financing and risk management services, as well as money markets, rates flow trading, currencies and commodities, equities, credit markets and portfolio management and origination services. The company also offers global payments, cash and liquidity management, and trade finance and commercial card products and services; sells and underwrites retail and SME insurance over the telephone and Internet, as well as through brokers and partnerships; and offers general insurance, including motor insurance under the brands of Direct Line, Churchill, Privilege, Green Flag, and NIG. In addition, it provides operational technology, customer support in telephony, account management, lending and money transmission, global purchasing, property, and other services. The company was founded in 1727 and is headquartered in Edinburgh, the United Kingdom. The Royal Bank of Scotland Group plc operates as a subsidiary of HM Treasury.

SunTrust Banks Inc

SunTrust Banks Inc

SunTrust Banks, Inc. operates as the holding company for SunTrust Bank, which provides various financial services to consumer and corporate customers in the United States. The company operates in four segments: Retail and Commercial, Wealth and Investment Management, Corporate and Investment Banking, and Household Lending. The Retail and Commercial segment offers various financial products and services that include consumer deposits; home equity lines; consumer lines; commercial and commercial real estate lending; financial risk management; insurance premium financing; treasury and payment solutions, including commercial card services; and specialized commercial real estate investments.

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