In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association. None of these associations were insured by the Federal Savings and Loan Insurance Corporation, and many were short lived.

WGNB Corp. operates as the holding company for First National Bank, which provides banking services to individuals and small to medium-sized businesses in Georgia. The company’s deposits products primarily include checking accounts, NOW accounts, savings accounts, money market accounts, and certificates of deposit. Its loan portfolio comprises commercial real estate loans, construction and development loans, residential real estate loans, home equity loans, commercial loans, financial loans, and agricultural loans, as well as consumer loans for personal and household purposes, including secured and unsecured installment and term loans, and lines of credit.

The European Central Bank (ECB) is all about the euro. Established in 1999, ECB and the national central banks of the 16 European Union (EU) member states that use the euro as their primary currency make up the Eurosystem, whose foremost task is to maintain euro price stability. ECB is also responsible for setting the monetary policy of the EU (with the objective of sustained employment and non-inflationary growth), ensuring the smooth operation of payment systems, and managing the foreign reserves of member countries. Its revenue is derived from interest on investments in foreign-reserve assets, money-market instruments, and securities, as well as from the allocation of euro banknotes in the EU.

Emporiki Bank of Greece offers traditional financing and banking services, including investment banking, housing loans, asset management, securities portfolio management, leasing, venture capital, and insurance products. Founded in 1907, Emporiki has about 370 branches in Greece, plus nearly 90 in Albania, Bulgaria, Cyprus, London, Frankfurt, and Romania. About a dozen subsidiary companies (Emporiki Bank Group) offer a wide array of financial services -- from real estate development and management to consumer credit, insurance, and vehicle leasing -- to customers both private and corporate. France's #1 bank, Credit Agricole, owns more than 80% of Emporiki.

One of the largest commercial banks in Thailand, Bangkok Bank provides a variety of banking services to individual and commercial clients, including checking and savings accounts, loans, Internet banking, and treasury and investment banking services. It operates about 850 branches serving 16 million customers throughout Thailand, about a dozen other Southeast Asian countries, the UK, and the US. The bank was founded in 1944 in response to the difficulty Thai businessmen encountered in receiving credit facilities from foreign banks; it has since had a hand in developing its homeland's industry and agriculture.

Jefferson Bancshares is the holding company for Jefferson Federal Bank, which has about a dozen locations in eastern parts of the Volunteer State. Founded in 1963, the bank serves individuals and businesses in Hamblen, Knox, Sullivan, and Washington counties, offering standard services such as checking and savings accounts, CDs, and IRAs. Lending activities primarily consist of commercial real estate loans and one- to four-family residential mortgages, which together account for a majority of the company's loan portfolio. In 2008 Jefferson Bancshares acquired State of Franklin Bancshares, a community bank hurt by the national mortgage crisis.

Centinel Bank Shares is the holding company for Centinel Bank of Taos. Catering to the Hispanic community, the bank provides traditional deposit services and products such as checking and savings accounts, as well as loans from four branches in New Mexico. CEO Rebeca Rainey's grandfather, Eliu Romero, founded the bank in 1969. He was motivated to establish a bank that would serve the Hispanic community when he was denied for a loan to help start his law practice

VyStar Credit Union has a rich history of financial and community service to people that began in 1952. Because of our members, we have become one of the largest financial institutions in Northeast Florida and among credit unions today. As a sound and forward-thinking organization, VyStar's Board of Directors generously devotes their time and energy to provide your credit union strategic direction, set policy and oversee its management.

Centrix Bank likes to be central in the lives of its customers. Founded in 1998 to serve small to midsized businesses, as well as not-for-profits, municipalities, and professionals, the bank bank operates about a half-dozen branches in southern New Hampshire. It offers such traditional deposit products as checking and savings accounts, money market accounts, and certificates of deposit. Lending is focused on area businesses, with commercial mortgages accounting for more than half of the bank's loan portfolio and other business loans contributing more than a third. Personal loans, residential construction loans, and home equity lines of credit help to round out Centrix Bank's lending activities.

Virginia Commerce Bancorp is the holding company for Virginia Commerce Bank, which has about 30 offices serving metropolitan Washington, DC's northern Virginia suburbs. The bank's customer base includes consumers, non-profit groups, and small to midsized businesses, particularly those that have contracts with the US government. The bank also offers wealth management services such as retirement planning, asset management, and investments such as mutual funds. Virginia Commerce primarily originates real estate loans, including mortgages and construction loans, which account for about 90% of its portfolio.

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