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Savings & Loans

BancWest Corporation

BancWest Corporation

BancWest Corporation is a financial services holding company which was formed in 1998 as a result of a merger between holding companies for Bank of the West, San Francisco and First Hawaiian Bank, Honolulu. In 2001, the public entity became a wholly-owned subsidiary of BNP Paribas (www.bnpparibas.com). As of December 31, 2009, BancWest Corporation had total assets of nearly $74 billion, more than 2 million customer accounts, 727 retail branch banking locations and dozens of commercial banking office locations in 20 states and overseas, an offshore branch in Grand Cayman, British West Indies as well as representative offices in New York, Tokyo, Japan and Taipei, Taiwan.

FNB Bancorp

FNB Bancorp

FNB Bancorp bank also originates business, consumer, and construction loans.To be or not to FNB? If that's your question, you might want to look into FNB Bancorp. It's the holding company for First National Bank of Northern California, which serves consumers and small to midsized businesses in San Mateo and San Francisco counties. Through about a dozen branches, the bank offers traditional products such as checking and savings accounts, IRAs, CDs, and credit cards. Real estate loans, including commercial and residential mortgages, account for approximately 70% of the company's loan portfolio.

Heritage Commerce Corp

Heritage Commerce Corp

Heritage Commerce Corp operates as a bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. It offers deposit products, including checking accounts, interest-bearing transaction accounts, savings accounts, time deposits, retirement accounts, non-interest-bearing demand accounts, savings accounts, and money market deposit accounts for retail and business banking markets. The company also provides commercial loans for working capital, financing the purchase of equipment, or for other business purposes; real estate term loans, and real estate land and construction loans; consumer loans for the purpose of financing automobiles, various types of consumer goods, and other personal purposes; home equity lines of credit; and small business administration loans. In addition, it offers cashier’s checks, traveler’s checks, bank-by-mail, automated teller machine, night depository, safe deposit boxes, direct deposits, automated payroll, electronic funds transfers, online banking, and other customary banking services. As of December 31, 2009, the company operated 10 full service branches in San Jose, Los Gatos, Fremont, Danville, Pleasanton, Walnut Creek, Morgan Hill, Gilroy, Mountain View, and Los Altos. It also operated loan production offices in Sacramento, Oakland, and Santa Rosa. The company was founded in 1993 and is based in San Jose, California.

Bank of Italy

Bank of Italy

The Bank of Italy is the central bank of the Republic of Italy and part of the European System of Central Banks (ESCB) and the Eurosystem. It is a public-law institution and pursues aims of general interest in monetary and financial matters: price stability, the primary objective of the Eurosystem under the Treaty establishing the European Community (the EC Treaty); the stability and efficiency of the financial system, thus implementing the principle of the protection of savings embodied in the Constitution (Article 47(1) “The Republic encourages and protects saving in all its forms, it regulates, coordinates and controls the provision of credit”); and the other duties entrusted to it by Italian law.

Citizens Effingham Bancshares, Inc

	 Citizens Effingham Bancshares, Inc

In 1997, organizers of Citizens Effingham Bancshares, Inc. embarked upon a quest to meet the need in Effingham County, Georgia for a bank committed to promoting economic growth and community involvement. Citizens Bank was organized with the communities that make up Effingham County in mind. Springfield, being centrally located and the county seat, was chosen as the site of the main office, which opened its doors on September 8, 1998. The Rincon office opened November 2, 1998. Rincon is the county's largest municipality. Growth in Effingham County has been phenomenal in recent years.

Glacier Bancorp, Inc.

Glacier Bancorp, Inc.

Glacier Bancorp is on a Rocky Mountain High. The multibank holding company owns about a dozen community banks in Montana, Idaho, Utah, Washington, Colorado, and Wyoming. Serving individuals, small to midsized businesses, not-for-profits, and public entities, the banks operate a total of about 100 branches. Glacier Bancorp offers traditional deposit products and credit cards, in addition to retail brokerage and investment services through agreements with third-party providers. Its lending activities consist of commercial real estate loans (almost half of the company's loan portfolio), as well as residential mortgages, business loans, and consumer loans.

Comm Bancorp, Inc.

Comm Bancorp, Inc.

Comm Bancorp is the holding company for the Community Bank and Trust Company, which operates about 15 branches in northeastern Pennsylvania. Targeting individuals and small to midsized local businesses, the bank offers standard deposit services such as checking and savings accounts, money market accounts, CDs, and IRAs. Business loans make up the largest portion of the bank's loan portfolio, followed by commercial mortgages and residential mortgages. The bank writes a relatively fewer number of construction and consumer loans. The bank has subsidiaries that offer insurance and asset management, commercial leasing, and title insurance. F.N.B. Corporation is buying Comm Bancorp for some $70 million.

Charter Financial Corporation

Charter Financial Corporation

Charter Financial is the savings and loan holding company for CharterBank, which operates more than a dozen branches and loan production offices in western Georgia and eastern Alabama. Deposit products include consumer and commercial checking accounts, savings and money market accounts, and CDs. The bank is focused on real estate lending, with residential and commercial mortgages each accounting for more than a third of its loan portfolio. It also makes consumer, business, construction, and land development loans. The bank gives cash awards to high school customers for making straight A's. Mutual holding company First Charter MHC owns more than 80% of Charter Financial.

Caterpillar Financial Services Corporation

Caterpillar Financial Services Corporation

Headquartered in Nashville, Tenn., Caterpillar Financial Services Corporation is the financial arm of Caterpillar Inc., a Fortune 50 company, a technology leader and the world's largest manufacturer of construction and mining equipment, natural gas and diesel engines, and industrial gas turbines. For more than 28 years, Cat Financial, a wholly-owned subsidiary of Caterpillar Inc., has been providing a wide range of financing alternatives for the complete line of Caterpillar machinery and engines, Solar ® gas turbines, other related equipment and marine vessels. Caterpillar Financial Services Corporation also extends loans to customers and dealers. Cat Financial has offices and subsidiaries located throughout the Americas, Asia, Australia, and Europe.

Bank of Baroda

Bank of Baroda

Founded two centuries ago by Maharaja Sayajirao III, the Bank of Baroda today operates about 3,000 domestic and another 75 international branches. About a third of its branches are located in rural areas; Bank of Baroda also operates in semi-urban, urban, and metropolitan regions. Offerings include corporate and personal loans, card services, shipping and export financing, and offshore banking. Subsidiaries are active in card issuing, asset management, and capital markets; Bank of Baroda has also sponsored five regional rural banks. The company operates in Europe, the Caribbean, Asia, the Middle East, Africa, and the Americas.

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