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Heritage Commerce Corp

Heritage Commerce Corp

Heritage Commerce Corp operates as a bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. It offers deposit products, including checking accounts, interest-bearing transaction accounts, savings accounts, time deposits, retirement accounts, non-interest-bearing demand accounts, savings accounts, and money market deposit accounts for retail and business banking markets. The company also provides commercial loans for working capital, financing the purchase of equipment, or for other business purposes; real estate term loans, and real estate land and construction loans; consumer loans for the purpose of financing automobiles, various types of consumer goods, and other personal purposes; home equity lines of credit; and small business administration loans. In addition, it offers cashier’s checks, traveler’s checks, bank-by-mail, automated teller machine, night depository, safe deposit boxes, direct deposits, automated payroll, electronic funds transfers, online banking, and other customary banking services. As of December 31, 2009, the company operated 10 full service branches in San Jose, Los Gatos, Fremont, Danville, Pleasanton, Walnut Creek, Morgan Hill, Gilroy, Mountain View, and Los Altos. It also operated loan production offices in Sacramento, Oakland, and Santa Rosa. The company was founded in 1993 and is based in San Jose, California.

Heartland Financial USA, Inc.

Heartland Financial USA, Inc.

Heartland Financial USA, Inc., through its bank subsidiaries, provides commercial and retail banking services to businesses and individuals. Its deposit products include checking and other demand deposit, negotiable order of withdrawal, savings, money market, individual retirement, and health savings accounts, as well as certificates of deposits and other time deposits. The company’s loans include commercial and industrial, agricultural, real estate mortgage, consumer, and home equity loans, as well as lines of credit. It also offers other products and services, including VISA debit cards, automated teller machines, online banking, safe deposit boxes, and trust services. In addition, the company engages in investment brokerage activities; and offers vehicle, property and casualty, life, and disability insurance, as well as tax-free annuities. Further, it offers trust and investment services for individuals and corporations. Heartland Financial USA, Inc. has strategic alliance with LPL Financial Institution Services to operate independent securities offices at its bank subsidiaries, as well as offers various investment services, such as mutual funds, annuities, retirement products, education savings products, brokerage services, employer sponsored plans, and insurance products. As of December 31, 2009, it operated 61 banking locations in the states of Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, and Minnesota. Heartland Financial USA, Inc. was founded in 1993 and is headquartered in Dubuque, Iowa.

LCNB Corp.

LCNB Corp.

LCNB National Bank, which operates some two dozen branches in southwestern Ohio. The bank offers personal and commercial banking services such as checking and savings accounts, money markets, IRAs, and CDs. Residential mortgages account for nearly half of the company's loan book. Other offerings include commercial mortgages, consumer loans including credit cards, and business loans. Trust services are also provided; subsidiary Dakin Insurance Agency sells commercial and personal property/casualty insurance. In 2007 LCNB acquired Sycamore National Bank, which allowed for financial growth and branch expansion.

National Bank of Arizona

National Bank of Arizona

National Bank of Arizona has been there for its customers, continually searching for new ways to help build Arizona business. As a locally managed bank with the resources of a major financial institution, we deliver industry leading product solutions, award-winning service and innovative technology to help Arizona businesses grow.

Mizuho Corporate Bank, Ltd.

Mizuho Corporate Bank, Ltd.

Mizuho Corporate Bank, Ltd. offers commercial financial services including deposits, lending, foreign exchange, payment, and settlement. It primarily serves large global corporations and other financial institutions. Mizuho Corporate Bank also counts the government of Japan and other public sector organizations among its clientele. The bank has branches and offices throughout Japan and Asia as well as in major cities in Europe and the US. It is a subsidiary of top global financial institution Mizuho Financial Group.

OceanFirst Financial Corp.

OceanFirst Financial Corp.

OceanFirst Financial operates more than 20 branches in the coastal New Jersey counties of Middlesex, Monmouth, and Ocean. The community-oriented bank caters to individuals and small to midsized businesses in the Jersey Shore area, offering standard products such as checking and savings accounts, CDs, and IRAs. It uses funds from deposits mainly to invest in mortgages, loans, and securities. One- to four-family residential mortgages make up nearly 60% of OceanFirst Financial's loan portfolio, which also includes commercial real estate (about 25%), business, construction, and consumer loans.

Agricultural Bank of China Limited

Agricultural Bank of China Limited

Agricultural Bank of China (ABC) provides a veritable alphabet soup of products and services to customers across China. One of the country's largest state-owned commercial banks, ABC specializes in financing and providing services to agricultural, industrial, commercial, and transportation enterprises in rural areas. The bank also offers personal banking, credit cards, and foreign exchange services. Founded in 1951, ABC operates approximately 31,000 branches and banking offices, as well as more than 30 provincial-level offices, serving every county in China. It also operates branches in Hong Kong and Singapore, and representative offices in London, New York, and Tokyo.

Southside Bancshares, Inc.

Southside Bancshares, Inc.

Southside Bancshares operates deep in the heart of Texas. It's the holding company for Southside Bank, which serves East Texas through about 35 branches, with a concentration in the cities of Tyler and Longview. About half of its branches are located in supermarkets (including Albertsons and Brookshire stores), and many offer extended hours. The bank provides traditional services such as savings, money market, and checking accounts, CDs, and other deposit products, as well as trust and investment services. Real estate loans make up more than half of the company's loan portfolio, which also includes business, consumer, and municipal loans.

Lyons Bancorp, Inc.

Lyons Bancorp, Inc.

Lyons Bancorp is king of the financial jungle. It's the holding company for The Lyons National Bank, which serves individuals and businesses from nine locations. Chartered in 1852 as the Lyons Bank of Palmyra, it offers standard retail products and services, including checking and savings accounts, CDs, and IRAs. Residential and commercial mortgages together account for more than half of the bank's loan portfolio; other offerings include agricultural, business, and consumer loans. Subsidiary Lyons Realty is a real estate investment trust that holds a portfolio of mortgages. Subsidiary LNB Life Agency provides financial products and services to bank customers.

Old Line Bancshares, Inc.

Old Line Bancshares, Inc.

Old Line Bancshares is the holding company for Old Line Bank, serving consumers, businesses, and wealthy individuals in the Old Line State and in the Washington, DC, area. From 10 branches in Maryland's Charles and Prince George's counties, the bank offers standard retail products including deposit accounts, CDs, and credit cards. It uses funds from deposits to write business and consumer loans; commercial real estate loans make up about half of its portfolio. The bank also offers luxury boat financing. The company also owns 50% of real estate firm Pointer Ridge Office Investment. The bank will double its branch numbers through its planned $20 million acquisition of Maryland Bankcorp, expected to close in 2011.

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