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Savings & Loans

County Bank Corp

County Bank Corp

County Bank Corp is the holding company for Lapeer County Bank & Trust (LCBT), which operates about 10 branches in southeastern Michigan's Lapeer County, north of Detroit. Founded in 1902, the bank offers traditional services such as checking and savings accounts, CDs, IRAs, and and trust services. LCBT focuses on real estate lending: Commercial and single-family residential mortgages together make up approximately three-quarters of its loan portfolio.

Cheviot Financial Corp.

Cheviot Financial Corp.

Cheviot Financial happily puts the "buck" in "Buckeye State." It is the holding company for Cheviot Savings Bank, which operates more than five branches in and around Cincinnati. The community-oriented thrift offers traditional products such as checking and savings accounts, CDs, IRAs, and credit cards. Its lending activities primarily consist of residential mortgages; construction, consumer, and commercial loans round out its loan book. Cheviot offers investment services through third-party provider Souders Financial. Cheviot Mutual Holding Company owns about 60% of Cheviot Financial, which will nearly double in size through its planned acquisition of First Franklin Corporation.

Baker Boyer Bancorp

Baker Boyer Bancorp

Baker Boyer National Bank serves individual and business customers through about 10 branches in southern Washington and northern Oregon. Founded in 1869, the family-owned company is the oldest bank in Washington State.For Baker Boyer Bancorp, it "is" personal. The holding company for Baker Boyer National Bank takes pride in the personal touch it applies to its services, which include standard deposit products, loans, financial planning, and insurance services. One- to four-family residential mortgages account for the largest portion of the bank's loan portfolio. Through Baker Boyer Wealth Management Services, the company offers investments, private banking, brokerage, and trust services.

Centrix Bank & Trust

Centrix Bank & Trust

Centrix Bank likes to be central in the lives of its customers. Founded in 1998 to serve small to midsized businesses, as well as not-for-profits, municipalities, and professionals, the bank bank operates about a half-dozen branches in southern New Hampshire. It offers such traditional deposit products as checking and savings accounts, money market accounts, and certificates of deposit. Lending is focused on area businesses, with commercial mortgages accounting for more than half of the bank's loan portfolio and other business loans contributing more than a third. Personal loans, residential construction loans, and home equity lines of credit help to round out Centrix Bank's lending activities.

Barclays Bank PLC

Barclays Bank PLC

Barclays Bank is the flagship subsidiary of financial services group Barclays PLC. The bank is primarily active in the UK, where it has some 1,700 branches, but also has significant retail and commercial operations in 50 countries throughout Europe and in several African nations, as well as the Middle East. It offers standard retail services such as current accounts, savings and investments, mortgages and other loans, insurance (it owns 59% of bancassurance provider Absa Group), credit cards (the Barclaycard), and online banking. Barclays Bank traces its roots to the late 17th century.

National Bancshares Corporation

National Bancshares Corporation

National Bancshares Corporation operates as the holding company for First National Bank that provides a range of financial services to individuals and companies in Ohio. The company accepts various deposits, which include checking and savings accounts, regular and money market savings accounts, NOW accounts, and fixed-maturity and fixed-rate certificates. Its loan portfolio comprises commercial loans, commercial real estate loans, construction loans, residential mortgage and home equity loans, and secured and unsecured consumer installment loans. In addition, the company offers debit cards, gift cards, travel cards, travelers` checks, official checks, money orders, ATM services, and individual retirement accounts.

Heritage Commerce Corp

Heritage Commerce Corp

Heritage Commerce Corp operates as a bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. It offers deposit products, including checking accounts, interest-bearing transaction accounts, savings accounts, time deposits, retirement accounts, non-interest-bearing demand accounts, savings accounts, and money market deposit accounts for retail and business banking markets. The company also provides commercial loans for working capital, financing the purchase of equipment, or for other business purposes; real estate term loans, and real estate land and construction loans; consumer loans for the purpose of financing automobiles, various types of consumer goods, and other personal purposes; home equity lines of credit; and small business administration loans. In addition, it offers cashier’s checks, traveler’s checks, bank-by-mail, automated teller machine, night depository, safe deposit boxes, direct deposits, automated payroll, electronic funds transfers, online banking, and other customary banking services. As of December 31, 2009, the company operated 10 full service branches in San Jose, Los Gatos, Fremont, Danville, Pleasanton, Walnut Creek, Morgan Hill, Gilroy, Mountain View, and Los Altos. It also operated loan production offices in Sacramento, Oakland, and Santa Rosa. The company was founded in 1993 and is based in San Jose, California.

Valley National Bancorp

Valley National Bancorp

Valley National is high on its New Jersey and New York business banking customers. The holding company owns Valley National Bank, which provides commercial and retail banking services through more than 205 branch offices in northern and central New Jersey and in Manhattan, Brooklyn, and Queens. The bank offers checking and savings accounts, CDs, and trust services. About 60% of the bank's loan portfolio is dedicated to mortgages, split about evenly between residential and commercial property; consumer loans add another 20%. Subsidiaries offer such services as asset-based lending, asset management, mortgage services, title insurance, auto lending, aircraft financing, equipment leasing, insurance products, and title services.

Indiana Community Bancorp

Indiana Community Bancorp

Indiana Community Bancorp is holding company for Indiana Bank and Trust, which operates around 20 offices in south-central and southern regions of the Hoosier State. The bank offers such standard retail services as checking and savings accounts, NOW accounts, CDs, and IRAs. The bank earns much of its revenues from its lending activities. Commercial real estate loans account for more than half of the company's loan portfolio. Indiana Bank and Trust also writes residential, consumer, auto, construction, and other loans. The bank was founded as New Building and Loan Association in 1908.

American Business Bank

American Business Bank

American Business bank's commercial lending services include commercial real estate loans (more than half of its portfolio), asset-based lending, equipment finance, construction loans, and revolving lines of credit. Its deposit products consist of checking, savings, and money market accounts, and CDs.What's a middle-market, closely held, owner-managed business gotta do to get FORTUNE 500 treatment from a bank? American Business Bank caters to private companies in Southern California with annual sales between $5 million and $200 million, with an emphasis on wholesalers, manufacturers, service businesses, not-for-profit organizations, and professionals. It has offices in Irvine, Los Angeles, Ontario, Torrance, and Woodland Hills.

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