Established in 1921, the Michinoku Bank is a regional bank offering financial services in the Aamori Prefecture in Japan. With about 120 branches and eight consolidated subsidiaries, Michinoku Bank offers traditional banking products, as well as real estate management and staffing supply services. With its "family bank" business approach, the company targets individual retail customers, as well as small-to-medium-sized businesses. It has key subsidiaries in Hong Kong and Shanghai. Michinoku Bank was also the first Japanese bank to open a subsidiary in Russia when it launched The Michinoku Bank (Moscow) Ltd. in 1999; it is now selling that operation to Mizuho Financial.

Deutsche Postbank is claiming its post as one of Germany's leading retail banks. Spun off from postal service provider Deutsche Post in 2004, the bank offers deposits, loans and mortgages, asset management, insurance, and commercial finance, including factoring and leasing services, through more than 850 branches; it also offers some services through post office locations. The bank performs payment processing services as well, with rivals including Deutsche Bank among its biggest customers. Outside Germany, Deutsche Postbank offers banking services in Luxembourg and structured finance products to companies in North America. Deutsche Bank controls just over half of the bank.

Credit Industriel et Commercial, commonly known as CIC, is made up of seven banks that serve Paris and five other regions of France. The company offers savings accounts, mortgages, and loans; it also owns stakes in specialized entities involved in private banking, asset management, leasing, securities brokerage, and property/casualty insurance. CIC serves more than 3 million retail customers and 100,000 business clients through about 1,900 offices in France. The bank also has representative offices in some 35 countries around the world. Entities affiliated with French banking group Credit Mutuel own more than 90% of CIC.

Habersham Bancorp operates as the bank holding company for Habersham Bank that provides commercial banking services to businesses and individuals in Habersham, White, Cherokee, Warren, Stephens, Forsyth, and Hall Counties in Georgia. It offers various deposit products, including checking and savings accounts, various time deposits, money market accounts, and NOW accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial real estate loans comprising land development loans, construction loans, and loans secured by multifamily property, and nonfarm, nonresidential real property loans; 1-4 family residential loans; and consumer loans.

Lexington B & L Financial Corp. operates as the holding company for B & L Bank, which provides commercial banking services. It accepts various deposit products, including checking accounts, NOW accounts, saving accounts, money market accounts, and certificates of deposit. Its loan portfolio consists of residential mortgage, commercial, agriculture, and consumer loans, as well as other loans, such as home equity, savings loans, and automobile loans. The bank offers its services in Lexington, Wellington, Odessa, and Callao. The company was founded in 1887 and is based in Lexington, Missouri.

One of India's largest banks, Canara Bank (also known as CanBank) has a network of more than 2,700 branches throughout India, in addition to branches in Hong Kong and London. All of Canara Bank's branches including those located in rural areas are computerized, in a country where that is not a given. The modernization of all branches allows the bank to offer its customers networked ATMs, telebanking, internet banking, and debit card services. Canara Bank's lending focus is on agriculture, retail, housing, and infrastructure loans. Other services include asset management and factoring. The financial institution is 73% owned by India's government.

International Personal Finance can make a house call if you forgot to save your pennies. The company provides small unsecured loans, typically for periods between six months and two years. Some 26,000 local agents call on the clients to collect payments on a weekly basis; the company asks for one fixed charge for the credit and does not impose any penalty fees. In some markets, it offers a more traditional loan that customers can pay via payment transfer. The company serves approximately 2 million customers in the Czech Republic, Hungary, Poland, Slovakia, Romania, and Mexico. International Personal Finance was founded in 1997 as the international arm of Provident Financial; it was spun off 10 years later.

At CoBiz Financial, we believe success lies in having vision while not losing sight of the small things. Our approach is to provide the right mix of services that address the needs of our customers; to build a long-term relationship that grows and changes as they do; and to free them from financial worries so they can be fully invested in their careers and lives. We started small – with two bank locations and $100 million in assets in 1994 – but always thought big. As we've grown, we haven't forgotten that no detail is unimportant when it comes to taking care of our customers. CoBiz Financial seeks to deliver banking, insurance, investment banking and investment advisory services that meet and anticipate the changing needs of businesses, business owners and professionals. Our focus is on serving the needs of our clients at all stages of their lives, from planning (loans and depository services, or capital planning) through preservation (trust, investment management and wealth transfer services). We continue to look for new and exciting opportunities to grow our company and introduce our services to new customers and audiences.

Vectra is connected to the lives of Colorado business people, with a “from the ground up” understanding of what it takes to create a thriving enterprise and what matters to today’s entrepreneurs and business leaders. Ready with banking products and services built for Colorado’s businesses, Vectra bankers look for creative approaches that can make a difference for local companies. In line with its focus on Colorado’s business market, the bank has a legal lending limit of $45.3 million and 38 locations geared to serving its target markets.

Clover Community Bank, it means a commitment to the people who have made us what we are today. It’s the friendly faces that greet you as you walk in the door. It’s our dedication to finding new ways to serve you better and our pledge to assist you with all your financial needs. Stop by any of our three full-service locations in Clover, Lake Wylie or York to see how they can help you.

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