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Savings & Loans

CCF Holding Company

CCF Holding Company

Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves. The company's stock is traded under the symbol "CCFH.OB".

Banco Espanol de Credito, S.A.

Banco Espanol de Credito, S.A.

Banco Espanol de Credito (Banesto) operates more than 1,900 branches across Spain. The country's fourth-largest bank, Banesto offers a wide variety of products and services to corporate and individual customers, including deposits and savings, investment banking, private banking, credit and loans, portfolio management, and financing for real estate and small businesses. The company also provides international wholesale banking services. Spanish bank Grupo Santander owns a controlling stake of about 89% in Banesto, which was founded in 1902.

First Financial Holdings, Inc.

First Financial Holdings, Inc.

First Financial Holdings, Inc. operates as the holding company for First Federal Savings and Loan Association of Charleston that provides various banking and other related financial services. Its deposit products include demand deposit transaction accounts, time deposit accounts, non-interest-bearing checking accounts, interest-bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposits. The company’s loan portfolio comprises residential real estate mortgage and construction loans, commercial and multifamily real estate mortgage loans, home equity, manufactured housing, and other consumer loans; credit card receivables; and commercial business loans. As of September 30, 2009, it operated 44 full service retail branch sales offices, 18 in-store retail branch sales offices, and 3 limited services branches in Charleston, Berkeley, Dorchester, Hilton Head area of Beaufort, Georgetown, Horry, and Florence Counties, South Carolina; and Brunswick, New Hanover, and Pender Counties, North Carolina. First Financial Holdings, Inc., through its other subsidiaries, engages in full-service brokerage activities; property, casualty, life, and health insurance sales; third party administrative services, including services to retirement plans; trust and fiduciary services; reinsurance of private mortgage insurance; and premium finance activities. First Financial Holdings, Inc. was founded in 1987 and is headquartered in Charleston, South Carolina.

GS Financial Corp.

GS Financial Corp.

GS Financial Corp. operates as the savings and loan holding company for Guaranty Savings Bank. GS Financial Corp. provides community banking services to commercial, small business, and retail customers in metropolitan New Orleans area. It offers various transaction and savings deposit products, such as noninterest-bearing demand deposits, NOW and MMDA account deposits, savings deposits, and certificates of deposit. The company also provides secured and unsecured loan products, including one to four family residential, commercial real estate, and construction loans, as well as home equity lines of credit; consumer loans; and commercial loans. It operates six branch offices and a mortgage production office serving southeast corner of Louisiana. GS Financial Corp. was founded in 1937 and is based in Metairie, Louisiana.

Arab Bank plc

Arab Bank plc

Through a wide network of subsidiaries and affiliates, Arab Bank plc provides financial services in more than 30 countries, not only in the Middle East but also in Europe, Asia, and the Americas as well. Its 500-plus branches offer a long menu of personal, and commercial banking products, including deposit accounts, real estate loans, credit cards, and international trade financing. It also offers a range of investment services, from simple mutual funds to complex investment banking for corporations.

American Bank Incorporated

American Bank Incorporated

American Bank Incorporated is the holding company for American Bank, which operates a single branch in Allentown, Pennsylvania. It serves customers throughout the US via its pcbanker.com Web site. The bank's products and services include checking and savings accounts, money market accounts, CDs, credit cards, and discount brokerage. It primarily originates real estate loans; commercial mortgages account for more than 40% of the company's portfolio, while residential mortgages represent approximately one-third. The Jaindl family, including company president and CEO Mark, owns a majority of American Bank Incorporated.

Alliance Financial Corporation

Alliance Financial Corporation

Alliance Financial Corporation is the holding company for Alliance Bank, which operates about 30 branches in central New York. Targeting individuals and small to midsized businesses, the bank offers such deposit products as checking and savings accounts, IRAs, and CDs. Its loan and lease portfolio mainly contains residential mortgages (about 30%), commercial loans (nearly 25%), and indirect auto loans (around 20%). The company provides commercial equipment leasing in more than 30 states through its Alliance Leasing subsidiary. Alliance Financial also operates a trust department that manages some $1 billion worth of investment assets.

ACC Capital Corporation

ACC Capital Corporation

ACC Capital helps companies ease their leasing quandaries. The lender specializes in structuring, originating, and servicing equipment and operating leases, sale-leaseback transactions, and other leasing products for established middle-market companies. Typical transactions range from $15,000 to $15 million. The company targets the manufacturing, construction, mining, transportation, printing, telecommunications, restaurant, and food processing industries. ACC also serves a network of brokers that sells its products, providing funding, documentation, tax analysis, and legal advice, as well as direct origination through private-label programs.

International Finance Corporation

International Finance Corporation

IFC's Purpose is to create opportunity for people to escape poverty and improve their lives by Promoting open and competitive markets in developing countries.Supporting companies and other private sector partners where there is a gap.Helping generate productive jobs and deliver essential services to the underserved.Catalyzing and mobilizing other sources of finance for private enterprise development. To achieve its Purpose, IFC offers development-impact solutions through firm-level interventions (direct investments, advisory services, and the IFC Asset Management Company); standard-setting; and business enabling environment work.

TFS Financial Corporation

TFS Financial Corporation

TFS Financial is the holding company for Third Federal Savings and Loan, a thrift with some 45 branches and loan production offices in northeastern Ohio and in southern Florida. The bank offers such deposit products as checking, savings, and retirement accounts and CDs. It uses funds from deposits to originate a variety of consumer loans, primarily residential mortgages. Third Federal also offers IRAs, annuities, and mutual funds, as well as retirement and college savings plans. TFS subsidiary Third Capital owns stakes in commercial real estate, private equity funds, and similar investments. Mutual holding company Third Federal Savings and Loan Association of Cleveland owns some three-fourths of TFS Financial.

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