Ocean Shore Holding owns Ocean City Home Bank, a community thrift serving New Jersey's Atlantic and Cape May counties where gaming and tourism thrive. Through about 10 locations, the bank offers individuals, businesses, and government entities such standard fare as checking and savings accounts, CDs, and money market accounts. Residential mortgages, including loans secured by second homes and rental properties, account for more than 80% of the company's loan portfolio. Subsidiary Seashore Financial sells investment and insurance products.

Kaiser Federal Financial is the holding company of Kaiser Federal Bank, a community thrift operating in Southern California and the San Francisco Bay area. With about 10 full-service branches and financial services offices, Kaiser Federal Bank offers such traditional retail deposit products as checking accounts, savings accounts, and CDs. The company uses deposit funds to originate or purchase a variety of loans; real estate loans make up the bulk of a lending portfolio that also includes automobile, home equity, and other consumer loans. Formerly named K-Fed Mutual, the company converted to a stock holding structure in 2010.

First Federal Savings & Loan Association was federally chartered January of 1935. First Federal grew in the tradition of the building and loan association and served the savings and loan needs of our area for 60 years.On June 10, 1995, First Federal Savings & Loan changed its savings and loan charter to a state commercial bank charter and our new name became FIRST SOUTHERN BANK. Today, First Southern Bank provides full service banking to individuals, families and businesses through our five offices in Lauderdale and Colbert counties of Alabam

Kinecta Federal Credit Union is one of the nation's leading Credit Unions, with more than $3.5 billion in assets and serving over 220,000 member-owners across the country. From the beginning, we have helped our members fulfill their dreams. In 1940, Hughes Aircraft Employees Federal Credit Union was an idea born from a simple inconvenience: employees of the Hughes Aircraft Company were spending too much lunchtime driving downtown to handle their finances.

Orrstown Financial Services keeps both paddles in the money pool. The institution is the holding company for Orrstown Bank, which operates some 20 branches in Pennsylvania's Cumberland, Perry, and Franklin counties as well as in Maryland's Washington County. In addition to traditional retail deposit offerings, Orrstown also provides investment management services including retirement planning and investment analysis. Real estate mortgages account for about 40% of the bank's lending portfolio, followed by commercial, construction, and consumer loans. Orrstown is growing its mortgage lending capabilities. It launched an online application system in order to increase mortgage origination sales.

FHLBank Atlanta is a cooperative bank that offers competitively priced financing, community development grants, and other banking services to help member financial institutions make affordable home mortgages and provide economic development credit to neighborhoods and communities. Established by Congress in 1932 to support mortgage lending, the Federal Home Loan Bank System provides a stable source of funding to federally insured depository institutions. Each FHLBank operates as an independent organization and is governed by a Board of Directors that is elected by member institutions.

Severn Bancorp is the holding company for Severn Savings Bank, which operates about five bank branches in Anne Arundel County, Maryland. The thrift provides traditional retail products, including checking and savings accounts, CDs, and IRAs. Severn uses funds from deposits to originate loans and mortgages, primarily residential and commercial mortgages, construction loans, and business loans. The holding company also owns SBI Mortgage, which originates riskier loans than Severn Savings Bank does; it also invests in real estate on its own behalf. Severn is working towards recovery after suffering real estate- and mortgage-related losses in the economic recession.

Lloyds Banking Group plc provides various banking and financial services to personal and corporate customers primarily in the United Kingdom. It operates through four segments: Retail, Wholesale, Wealth and International, and Insurance. The Retail segment provides banking, mortgages, and other financial services to personal customers. Its products include current and savings accounts, personal loans, credit cards, and mortgages. This segment also operates as a general insurance and bancassurance distributor and sells a range of long-term savings, investment, and general insurance products. The Wholesale provides banking and related services for multinational corporates and financial institutions, and small and medium-sized businesses.

The underlying principles that have made Johnson Financial Group so successful are the same values that serve all of the Johnson family's enterprises. A high level of integrity and accountability and the strong belief in the dignity of all people are at the heart of everything we do; and, as a privately-held company, we also maintain the ability to focus on the next quarter century rather than the next quarter's earnings report. This way of doing business has stood the test of time, trends and challenges.

Founded two centuries ago by Maharaja Sayajirao III, the Bank of Baroda today operates about 3,000 domestic and another 75 international branches. About a third of its branches are located in rural areas; Bank of Baroda also operates in semi-urban, urban, and metropolitan regions. Offerings include corporate and personal loans, card services, shipping and export financing, and offshore banking. Subsidiaries are active in card issuing, asset management, and capital markets; Bank of Baroda has also sponsored five regional rural banks. The company operates in Europe, the Caribbean, Asia, the Middle East, Africa, and the Americas.

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