Chartered in the 1950s as a credit union to serve its hometown Marine base, HeritageBank of the South has remained "always faithful" to its local customers. The flagship subsidiary of Heritage Financial Group operates some 15 branches that provide traditional deposit and loan products and services to individuals and small to midsized businesses in southwestern Georgia and Ocala, Florida. Consumer loans and residential mortgages each account for about a quarter of the company's loan portfolio, which also includes business loans and commercial property loans. The bank also offers investment and insurance products and services. Mutual holding company Heritage MHC owns more than 70% of Heritage Financial.

First Pioneer Farm Credit helps farmers explore the well charted territory of financing. The financial cooperative is part of the national Farm Credit System founded in 1916 to serve the needs of American farmers. It offers mortgages, seasonal loans, lines of credit, equipment leasing, record keeping, tax planning and preparation, appraisals, business consulting, life insurance, and multi-peril crop insurance to country homeowners and agricultural business owners. Most of its patrons are involved in farming, horticulture, forestry, or commercial fishing. First Pioneer Farm Credit serves some 7,000 customers through 15 offices in Connecticut, Massachusetts, New Hampshire, New Jersey, New York, and Rhode Island.

Capitol Federal Financial operates as the holding company for Capitol Federal Savings Bank, which provides various banking services in Kansas. Capitol Federal Financial offers a range of deposit products, such as savings accounts, money market accounts, interest bearing and non-interest bearing checking accounts, and certificates of deposit. Its lending products include consumer loans comprising home equity loans and lines of credit, home improvement loans, auto loans, and loans secured by savings deposits; loans secured by first mortgages on non-owner-occupied one- to four-family residences; and commercial and multi-family real estate loans, as well as construction loans secured by residential or commercial properties. The company principally serves metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, as well as a portion of the metropolitan area of greater Kansas City. As of September 30, 2009, it operated 42 branches. Capitol Federal Financial was founded in 1893 and is headquartered in Topeka, Kansas.

Hampton Roads Bankshares is the holding company for the Bank of Hampton Roads and Shore Bank, which together have about 40 offices in southeastern Virginia and eastern Maryland. Gateway Bank & Trust, a division of Bank of Hampton Roads, has about 25 locations in Virginia and North Carolina. Serving area consumers and businesses, the banks offer standard services such as checking and savings accounts, CDs, retirement accounts, and loans. Through other affiliates, the banks also offer insurance, investment, and mortgage banking services. Hampton Roads Bankshares acquired Shore Financial and Gateway Financial Holdings in 2008.

MDM Bank is the leading financial services provider in Russia, with operations including corporate banking (the largest), investment banking and financial markets, private banking, asset management, and retail banking (the smallest). The bank's corporate clientele, which includes nearly half of the 100 largest companies in Russia, operate mainly in the mining, nuclear energy, oil, transportation, manufacturing, and food processing industries. The bank has more than 160 offices throughout Russia, and has expanded following the merger between MDM Bank and Ursa Bank. The deal created the largest private bank in Russia.

Finansbank has nearly 450 branches throughout the country offering financial services for both commercial and retail banking consumers. Finansbank also offers a network of ATMs, as well as online banking services. The number of credit cards issued by Finansbank grew from 2.3 million in 2005 to more than 3.5 million in 2008. The rapidly expanding bank, founded in 1987 as a four-branch institution by Hüsnü Özyegin, is controlled by the National Bank of Greece. The Greek bank bought more than 45% of Finansbank's stock in 2006, then raised its stake to more than 77% in 2009.

Bank of the Philippine Islands is one of that country's largest lenders. The universal bank has more than 800 branches in its homeland, as well as locations in Hong Kong, Italy, and the US. It provides asset management, mutual funds, electronic banking, and brokerage services in addition to standard commercial and consumer deposits, loans, and credit cards. The bank also performs investment banking services such as corporate finance and advisory. Giant Philippine conglomerate Ayala controls the Bank of the Philippine Islands, which sells insurance provided by other Ayala divisions.

S & U PLC is a provider of consumer credit and auto loans throughout England, Scotland, and Wales. Operating branches and divisions include Wilson Tupholme (catering to Northeast England and Scotland), S D Taylor (Northwest England), and auto finance subsidiary Advantage Finance. The lending company owns and operates about 15 facilities throughout the UK. S & U targets borrowers with iffy credit histories who have been rejected by mainstream lenders.

Municipal Mortgage & Equity (MuniMae) invests in tax-free municipal bonds issued by state and local governments. Those bonds are typically used to build multifamily housing, including units for low-income families, students, and the elderly. The disruption in world credit markets, coupled with a deterioration in the tax-exempt bond market hurt MuniMae. The commercial real estate market also tanked, driving down the values of the company's assets. The company was forced to drastically reduce the size of its business, cut its workforce by 80%, and sell off assets at a loss in order to stay afloat. MuniMae continues to look for ways to reduce debt and raise capital.

The First Bancshares, Inc. operates as the banking holding company for The First, A National Banking Association that provides commercial and retail banking services to small to medium-sized businesses, professional concerns, and individuals in Mississippi. It accepts various deposit products, such as checking accounts, negotiable order of withdrawal accounts, savings accounts, and other time deposits, ranging from daily money market accounts to longer-term certificates of deposit, as well as retirement account services, such as individual retirement accounts. The company provides commercial loans, such as secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans, which include equity lines of credit and secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. It also originates loans to purchase existing or construct new homes, and to refinance existing mortgages. In addition, The First Bancshares, Inc. offers Internet banking services, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, travelers’ checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, network of automated teller machines, and VISA and MasterCard credit card services. It operates 10 branch offices in Mississippi. The First Bancshares, Inc. was incorporated in 1995 and is headquartered in Hattiesburg, Mississippi.

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