Middleburg Financial is the holding company for Middleburg Bank, which serves individuals and small to midsized businesses through about 10 branches in northern Virginia. The bank offers standard deposit products such as checking and savings accounts, money market and NOW accounts, CDs, and IRAs. Middleburg Bank focuses heavily on real estate lending: Commercial, agricultural, and residential mortgages account for about three-quarters of its loan portfolio; real estate construction loans add another 15%. Business and consumer installment loans round out the company's loan book.

Ballston Spa Bancorp is the holding company for Ballston Spa National Bank, which serves Saratoga County in New York from about 10 branches. It offers traditional deposit products including checking and savings accounts, IRAs, and CDs. The bank also offers investment products, wealth and estate planning, insurance, and trust services. Residential mortgages account for about two-thirds of the company's loan portfolio; the company also writes commercial mortgages, consumer loans, and business loans. Ballston Spa National Bank was established in 1838.

Premium Credit can lay claim to being one of the largest insurance premium financiers in the UK simply because it is one of the few such companies. The firm lends money to individuals and small businesses for payments on a range of insurance products such as business insurance, professional indemnity coverage, and motor and household insurance. Premium Credit also handles outsourced collections of recurring annual or monthly payments such as those collected by accountants and lawyers, magazines and newspapers, property managers, and clubs and organizations. Through Holmwood Termtime, a partnership with HSBC, the company collects school fees from parents of students at some 650 schools across the UK.

Osage Federal Bank, founded in 1918, is a federal stock savings bank located in Oklahoma. The original name was National Building & Loan and was changed to Osage Federal Savings & Loan in 1935 when a federal charter was obtained. The savings and loan charter was changed to a stock savings bank charter in 2004 and the name changed to Osage Federal Bank. Osage Federal Bank has been a leader in mortgage lending, and offers a wide variety of loans for the purchase, refinance or improvement of real estate. Osage Federal Bank also makes commercial real estate loans and consumer loans. Osage Federal Bank serves Oklahoma with a staff of dedicated bankers. A wide array of deposit and savings accounts are offered. Our ATM's offer convenience and service 24 hours a day, 7 days a week. Osage Federal Bank has seen tremendous growth the past few years, and we attribute that to a strong local economy, great service, and a reputation for dependability and friendliness. Osage Federal Bank also offers telephone banking named "Call Katy". We have a dedicated Board of Directors who provide strategic planning and direction for the bank. We look forward to the future and intend to continue our banking excellence in the communities that we serve.

First Mariner Bancorp helps customers navigate banking seas (and fees). It's the holding company for First Mariner Bank, which operates more than two-dozen branches along the Baltimore/Washington, DC, corridor. Targeting individuals and businesses, First Mariner Bank offers standard deposit products such as checking, savings, and money market accounts. Lending activities consist of commercial mortgages (more than 30% of all loans), as well as consumer, residential construction and mortgage, and business loans. Subsidiary First Mariner Mortgage originates mortgages for sale to secondary markets. First Mariner Bancorp sold consumer finance subsidiary Mariner Finance in 2009.

Independent Bank Corporation is the holding company for Independent Bank, which serves Michigan's Lower Peninsula from more than 100 branches and a handful of loan production offices. Independent Bank provides retail and commercial banking services including mortgage lending and wealth management. Commercial loans account for about a third of its loan portfolio, followed by mortgages and consumer installment loans. The company also owns Mepco Finance, which acquired payment plans for extended automobile warranties, and Independent Title Services.

Illini Corporation and its subsidiaries are dedicated to helping meet the financial goals and needs of our customers and communities. We will offer financial solutions founded on integrity, trust and wisdom through empowered bankers.Illini Corporation operates as the holding company for Illini Bank and Farmers State Bank of Camp Point that provide various financial products and services in Illinois. The banks offer various deposit products, including various checking, NOW, money market, savings, investment sweep accounts, and certificates of deposit.

Bank Leumi USA, operating in the U.S. for more than fifty years, is an FDIC-insured, full-service commercial bank that provides financial services to middle- to upper-middle market firms, and international businesses through offices in New York, Illinois, California, Florida, and an offshore office in the Cayman Islands.

NCAL Bancorp founded in 1982, the bank offers retail customers checking, savings, and money market accounts, certificates of deposit, and personal lines of credit and loans. For businesses, it provides deposit products, cash management, and real estate, construction, commercial, and Small Business Administration (SBA) loans.NCAL operates in SoCal through its primary subsidiary, National Bank of California. Specifically, NCAL Bancorp is the holding company for National Bank of California which serves professionals, investors, high net-worth individuals, and small to midsized businesses through five branches in Southern California's Los Angeles, Orange, and Ventura counties.

Established in 1817 as Bank of Montreal, BMO Financial Group (TSX, NYSE: BMO) is a highly diversified financial services organization. With total assets of $397 billion as of July 31, 2010, and more than 38,000 employees, BMO provides a broad range of retail banking, wealth management and investment banking products and solutions.

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