S & U PLC is a provider of consumer credit and auto loans throughout England, Scotland, and Wales. Operating branches and divisions include Wilson Tupholme (catering to Northeast England and Scotland), S D Taylor (Northwest England), and auto finance subsidiary Advantage Finance. The lending company owns and operates about 15 facilities throughout the UK. S & U targets borrowers with iffy credit histories who have been rejected by mainstream lenders.

State Bancorp is the holding company for State Bank of Long Island, which serves individuals and local business customers through more than 15 locations in New York's Queens, Nassau, and Suffolk counties, as well as Manhattan. Emphasizing personalized services, the bank caters to commercial real estate owners and developers, professional service firms, and other small to midsized businesses, as well as municipalities and consumers. It offers standard services such as checking and savings accounts, CDs, and loans. State Bank also provides wealth management and financial planning and sells insurance and investments through agreements with a third-party provider.

Banco Espanol de Credito (Banesto) operates more than 1,900 branches across Spain. The country's fourth-largest bank, Banesto offers a wide variety of products and services to corporate and individual customers, including deposits and savings, investment banking, private banking, credit and loans, portfolio management, and financing for real estate and small businesses. The company also provides international wholesale banking services. Spanish bank Grupo Santander owns a controlling stake of about 89% in Banesto, which was founded in 1902.

Clifton Savings Bancorp, Inc. was founded in 1928 and is headquartered in Clifton, New Jersey. Clifton Savings Bancorp, Inc. is a subsidiary of Clifton MHC. Clifton Savings Bancorp, Inc. operates as the holding company for Clifton Savings Bank that provides various financial services to consumers and businesses in northeast New Jersey. It offers liquid and term deposit instruments, such as free checking accounts, business checking accounts, negotiable order of withdrawal accounts, high yield checking accounts, money market accounts, passbook and statement savings accounts, and club and certificates of deposit. The company’s loan portfolio includes one to four-family residential loans; multi-family and commercial real estate loans; residential construction loans; and consumer loans, including second mortgage loans, loans secured by passbook or certificate accounts, and home equity lines of credit. It operates 12 full-service banking offices.

TD Bank, America’s Most Convenient Bank®, is one of the 15 largest commercial banks in the United States, and provides Customers with a full range of financial products and services at about 1,300 convenient locations from Maine to Florida.D Bank offers a broad array of retail, small business and commercial banking products and services to more than 6.5 million Customers in Connecticut, Delaware, the District of Columbia, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont and Virginia.

CNB Financial is the holding company for CNB Bank (formerly County National Bank), which provides traditional deposit and loan services through more than 20 branches and two loan production offices in northwestern and central Pennsylvania. In 2005 the company opened ERIEBANK, a division of CNB Bank, in Erie, Pennsylvania. Commercial, financial, and agricultural loans make up more than 35% of CNB Financial's loan portfolio, which also includes residential mortgages (about 30%) and commercial mortgages (more than 25%). Other offerings include credit cards, investments, life insurance, wealth management, and merchant credit card processing.

BancTrust Financial Group, Inc. operates as the bank holding company for BankTrust, which provides various financial services to individuals, small businesses, and other organizations in southern Alabama and northwest Florida. Its deposit products include checking accounts, commercial accounts, and savings accounts, as well as other time deposits, such as daily money market accounts and certificates of deposit. The company’s loan portfolio comprises commercial, commercial real estate, individual and commercial construction, and consumer loans, as well as real estate mortgage loans. It also offers cash management services comprising lock-box, sweep accounts, and remote deposits. In addition, BancTrust Financial Group provides drive-in banking and night deposit facilities, safe deposit boxes, traveler’s checks, direct deposit, automated teller machines, Internet banking, debit and credit card, and telephone banking services. As of January 29, 2010, it operated 42 bank offices in the southern two-thirds of Alabama and 9 bank offices in northwest Florida. BancTrust Financial Group, Inc. was founded in 1985 and is headquartered in Mobile, Alabama.

PremierWest Bancorp strives to be the principal financial institution on the West Coast. The firm is the holding company for PremierWest Bank, which operates 40 branches generally located along the Interstate 5 corridor in southern Oregon and northern California. The community bank serves local businesses and consumers, using funds from deposit accounts mainly to originate loans secured by commercial and residential real estate. Bank subsidiary PremierWest Investment Services provides investment brokerage services. Consumer lender Premier Finance Company is another subsidiary of the bank; mortgage service provider PremierWest Mortgage is a division of the bank.

City National Bank’s (CNB) history started in 1971 when a group of civic leaders recognized an economic void in the City of Newark, New Jersey’s largest city. United to address this challenge, these foresighted individuals believed Newark needed a financial institution that would serve all people and help strengthen local neighborhoods. These civic leaders were determined to establish a bank that would be sensitive to the needs of Black, Hispanic and other minorities whose access to credit and banking services were historically limited.

Oak Valley Community Bank was founded in 1990 by a group of businessmen with a vision to make local banking available to its community. Thanks to our talented, dedicated staff, loyal customer base, shareholders and outstanding group of directors, this has become a reality, and our vision continues to grow.Oak Valley Community Bank has always been a leader by supporting the communities with financial services as well as the way our staff has always generously given of their time and talent. We have built our business by developing relationships, meeting the needs of our customers through personal service and responding to these changing needs, while maintaining our commitment to quality products and service.

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