Hometown Banking Returns to Oak Ridge"-this announcement was made in 1995 when 21 organizers and many local citizens combined their efforts to open the first locally owned commercial bank in Oak Ridge since 1953. That effort has evolved into a local business with more than 700 shareholders, almost $7 million dollars in capital and earnings of over one half million for 2001. Total assets exceeded $122 Million as of October 31st, 2004. As the bank continues to bring Hometown Banking to new customers each year. TNBANK is fortunate to have dedicated employees, a strong board of directors, and the trust and support of its community. Our growth and increasing profitability has enabled us to expand our services and our geographic coverage. TNBANK wants to help people expand businesses and own homes.

Sapporo Hokuyo Holdings, Inc was formed in 2001 to serve as the holding company for North Pacific Bank and The Sapporo Bank; together the regional banks have some 230 offices in Hokkaido, as well as an office in Tokyo and two offices in China. North Pacific Bank, which is the largest bank in Hokkaido, accounts for most of the holding company's sales; the bank traces its roots to 1917. The company also has subsidiaries active in credit cards and leasing; bank subsidiaries engage in such activities as financing.

SVB Financial Group provides diversified financial services to emerging, growth and established technology companies and the life science, venture capital and premium wine markets. Through its focus on specialized markets and extensive knowledge of the people and business issues driving them, SVB Financial Group provides a level of service and partnership that measurably impacts its clients' success.Headquartered in Santa Clara, Calif., the company offers its clients commercial, investment, merchant and private banking, as well as value-added services using its knowledge and networks. Founded in 1983, SVB Financial Group serves clients around the world through 26 domestic offices, and international subsidiaries in the U.K., Israel, India and China, and an extensive network of relationships with venture capitalists in Asia, Australia, Europe, India, and Israel.With solid understanding of the true risks and rewards faced by companies in dynamic markets, the company is widely recognized for its ability to develop innovative approaches to meet the unique financial needs of its clients. SVB Financial Group began serving the technology and life science markets at a time when they were not well-understood by the financial services industry and when many of the leading companies in these industries were just getting started. At that time, many of these companies had yet to show profits and were not considered creditworthy by local community or regional banks.Over the last two decades, SVB Financial Group has become one of the most respected names in the financial services industry. The company has created innovative solutions for some of the world's most successful technology and life sciences companies. These companies face unique challenges and require special services, such as finding the right venture capitalist or angel investor, securing capital to support rapid growth, or driving overseas expansion. SVB Financial Group offers products and services specifically tailored to meet our clients' needs at every stage of corporate growth.

First Citizens Banc Corp ("First Citizens") is a bank holding company organized and existing under the laws of the State of Ohio and registered with the Board of Governors of the Federal Reserve System pursuant to the Bank Holding Company Act of 1956, as amended. First Citizens' banking subsidiary is The Citizens Banking Company, a commercial bank organized and existing under the laws of the State of Ohio. The Citizens Banking Company also does business as Champaign Bank. Also, First Citizens wholly owns subsidiaries which provide services related to its primary business: First Citizens Insurance Agency, Inc. and Water Street Properties, Inc..

GE Money India offers home, car, scooter, and personal loans as well as insurance and a line of credit cards from about 60 locations, mostly in central and north-central India. GE Money India's joint venture with SBI (State Bank of India) is the country's second-largest credit card issuer. The company also works with Maruti to provide car loans and teams with Wizard of Australia to offer home loans. GE Money teams up with major employers, like Indian Railway, to offer specialized cards to employees and customers. Parent GE launched the Indian lender in 2004.

Northwest Farm Credit Services is an agricultural lender that provides financial services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, and rural home owners in Alaska, Idaho, Montana, Oregon, and Washington. The cooperatively-owned company has a network of some 45 branches and offers a broad range of flexible loan programs to meet the needs people in the agriculture business. Farm Credit also provides leasing services, appraisal services, and life, mortgage, disability, and crop insurance, as well as legal advocacy and assistance to customers in need.

Annapolis Bancorp serves individual and small business customers through about 10 branches in and around the Maryland capital. The bank offers such retail services as checking, savings, and money market accounts; IRAs; and CDs. It also provides private business banking, including cash management and credit products. Its lending activities are composed of commercial mortgages (about 30% of its total loan portfolio), one- to four-family real estate loans (more than 25%), business loans (some 20%), and to a lesser extent, construction and consumer loans.

Mid Penn Bancorp is the holding company for Mid Penn Bank, which operates more than a dozen branches in central Pennsylvania's Cumberland, Dauphin, Northumberland, and Schuylkill counties. The bank offers full-service commercial banking, insurance, and trust services. Its deposit products include checking, savings, money market, and NOW accounts. Commercial real estate, construction, and land development loans account for nearly 80% of the company's loan portfolio; the bank also writes residential mortgages and business, agricultural, and consumer loans. Mid Penn is a descendant of Millersburg Bank, founded in 1868. Trust company CEDE & Co. owns about a third of Mid Penn Bancorp.

Danvers Bancorp is the holding company for Danversbank, which serves eastern Massachusetts from about 30 branches. Founded in 1850, the bank offers deposit services such as checking and savings accounts, in addition to loan services targeted to both consumers and businesses. Commercial and industrial loans dominate its loan portfolio, followed by commercial mortgages, residential mortgages, and construction loans. Wealth management services are offered through an arrangement with Raymond James Financial. In 2009, Danvers Bancorp acquired Beverly National Bancorp and its eight Beverly National Bank locations in a $62 million stock swap. Beverly National was merged into Danversbank in early 2010.

MDM Bank is the leading financial services provider in Russia, with operations including corporate banking (the largest), investment banking and financial markets, private banking, asset management, and retail banking (the smallest). The bank's corporate clientele, which includes nearly half of the 100 largest companies in Russia, operate mainly in the mining, nuclear energy, oil, transportation, manufacturing, and food processing industries. The bank has more than 160 offices throughout Russia, and has expanded following the merger between MDM Bank and Ursa Bank. The deal created the largest private bank in Russia.

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