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Washington Federal, Inc. operates as the holding company for Washington Federal, which provides various financial services in the United States. The company’s deposit products include checking accounts, passbook and statement accounts, insured money market accounts, and time deposits or certificate accounts. Its loan portfolio comprises first lien mortgages on single-family dwellings, construction loans, land acquisition and development loans, loans on multi-family and other income producing properties, home equity loans, and business loans. The company also engages in the real estate investment and insurance brokerage activities. As of March 22, 2010, the company operated 160 offices in Washington, Oregon, Idaho, Utah, Nevada, Arizona, Texas, and New Mexico. Washington Federal, Inc. was founded in 1917 and is headquartered in Seattle, Washington.

Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin. Waterstone Financial, Inc. is a subsidiary of Lamplighter Financial, MHC. Waterstone Financial, Inc. operates as the holding company for WaterStone Bank that provides various banking services. It generates various deposit products, including checking accounts, savings accounts, money market deposit accounts, certificates of deposit, demand deposits, and negotiable order of withdrawal accounts. The company’s loan portfolio comprises one- to four-family residential mortgage loans; over four-family real estate loans; residential construction and land loans; commercial real estate loans; home equity loans and home equity lines of credit; commercial loans secured by accounts receivable, inventory, equipment, and real estate; and consumer loans. It operates eight banking offices and nine automated teller machines, including stand-alone automated teller machine facilities in Milwaukee, Washington, and Waukesha counties, Wisconsin. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008.

Wayne Savings Bancshares, Inc. operates as the holding company for Wayne Savings Community Bank, a community-oriented institution that provides consumer and business financial services in northeast Ohio. It accepts various consumer and commercial deposits, which include checking accounts, savings accounts, money market accounts, term certificate of deposit accounts, commercial repurchase agreements, and individual retirement accounts. The company originates one-to four-family residential, multi-family residential, construction, non-residential real estate and land, commercial business, and consumer loans. It also invests in mortgage-backed securities issued or guaranteed by the United States government or agencies. The company offers its services to individuals, business, and other organizations through its main banking office located in Wooster, and other 10 additional full service branch offices in Wayne, Holmes, Ashland, Medina, and Stark counties, as well as the surrounding localities in northeastern Ohio. Wayne Savings Bancshares, Inc. was founded in 1899 and is headquartered in Wooster, Ohio.

Got your eye on a new backhoe or truck fleet, but having trouble scraping together the cash? Wells Fargo Equipment Finance can help. One of the largest bank-owned business finance and leasing outfits in the US, the subsidiary of megabank Wells Fargo courts middle-market businesses, offering equipment financing, vendor financing, and a variety of lease options in the US and Canada. Clients use funding from Wells Fargo Equipment Finance to obtain such durable goods as computers, aircraft, manufacturing equipment, heavy machinery, shipping containers, and vehicles.

In 2010 Wells Fargo announced that it will merge the business of Wells Fargo Financial, which accounts for less than 2% of the company's loan volume, into its banking operations. The consumer finance arm of US banking superpower Wells Fargo, Wells Fargo Financial operates through approximately 1,100 locations throughout the US, as well as in Canada and the Pacific Rim. The company provides credit cards, personal loans, and real estate-secured loans to consumers. It originates indirect auto loans through more than 18,000 franchised dealers. Wells Fargo Financial, Inc. also provides sales financing to retailers and lease financing to health care and agribusiness concerns.

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