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The Allstate Corporation is the second-largest personal lines insurer in the US, just behind rival State Farm. Its Allstate Protection segment sells auto, homeowners, property/casualty, and life insurance products in Canada and the US. Allstate Financial provides life insurance through subsidiaries Allstate Life, American Heritage Life, and Lincoln Benefit Life. It also provides investment products, targeting affluent and middle-income consumers. Allstate Motor Club provides emergency road service and, adding to its repertoire, the company also offers the nationwide online Allstate Bank.

The Chubb Corporation, through its subsidiaries, provides property and casualty insurance to businesses and individuals. Its Personal Insurance segment offers insurance products, such as automobile, homeowners, and other personal coverage products, as well as supplemental accident and health insurance. The company’s Commercial Insurance segment provides multiple peril, casualty, workers’ compensation, property, and marine insurance products. Its Specialty Insurance segment offers various professional liability coverage and surety products for privately and publicly owned companies, financial institutions, professional firms, and healthcare organizations. The company provides its products and services through independent insurance agents and brokers in the United States, Canada, Europe, Australia, Latin America, and Asia. The Chubb Corporation was founded in 1882 and is based in Warren, New Jersey.

Through its collection of regional insurance subsidiaries, Concord Group Insurance provides personal and commercial lines of property/casualty insurance to customers in northern New England. The companies offer personal insurance covering individuals' homes, cars, and RVs, as well as providing umbrella liability coverage. Concord Group's subsidiaries also sell commercial auto insurance and insurance packages for small businesses, including those designed for electricians, plumbers, merchants, and florists. With a history going back to 1928, the company sells through a network of some 300 independent agents.

The Economical Insurance Company is one of the last mutuals left in Canada. Founded in 1871, the company provides property and casualty policies to individuals and businesses from more than 15 offices in six Canadian provinces. Consumer policies include auto, home, property, and liability insurance; business lines include manufacturers, commercial liability, and farm insurance. The company operates as a group of member companies, one of which, Missisquoi Insurance, has been in operation since 1835. Group member The Mattei Companies underwrites commercial insurance in the US. The company distributes its products through some 900 independent insurance brokers.

The Fuji Fire and Marine Insurance Company offers property/casualty insurance including automobile, medical, personal accident, and other lines, as well as life insurance, offered through its Fuji Life subsidiary. The company sells to individuals and to businesses and their employees, and operates "walk-in" insurance retail stores. The Fuji Fire and Marine Insurance Company has roots that run back to 1918, when Nippon Kan-i Kasai Insurance was established as a specialist fire insurer.

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