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Sterling Insurance Group is the holding company for a family of subsidiaries that provide insurance underwriting and administration in the UK. The company serves some 2 million customers with life and property/casualty insurance policies, including specialized creditor, personal accident, household, and commercial lines. It also provides limited health insurance products. Insurance subsidiaries include Sterling Insurance Company and Sterling Life. Its Sterling Administration Services unit provides third-party claims processing.

Tenet Insurance Company sells a range of business and individual insurance products, including home, liability, vehicle, travel, and medical insurance. The company's business packages provide comprehensive coverage catered to the food and beverage, retail, and light industrial industries. Tenet sells its products through in-house agents to individuals and small to midsized businesses. Other lines include coverage for domestic helpers and overseas coverage for students. Formerly owned by Singapore investment firm Hwa Hong, Tenet Insurance was acquired by Japanese insurance company.

Tennessee Farmers Insurance Companies (TFIC) provide life, auto, and homeowners insurance to folks in Tennessee, be they farmers or not. The company operates through subsidiaries such as Tennessee Farmers Mutual and Tennessee Farmers Life, and selling under the Farm Bureau Insurance brand. Products include auto liability (Tennessee Farmers Mutual is one of the largest auto insurers in the state), homeowners and farmowners coverage, personal umbrella liability, and a variety of life insurance and annuity products. TFIC sells its products through independent agents located in every county in Tennessee. The company was founded in 1948.

Texas Municipal League Intergovernmental Risk Pool (TML Risk Pool) provides local governments, airport authorities, hospital districts, and other political subdivisions with workers' compensation, property, specialty, and liability insurance coverage. Its loss prevention division provides training resources on topics from chemical handling to playgrounds inspection. Established in 1974, TML Risk Pool has more than 2,500 members.

The Texas Windstorm Insurance Association is a not-for-profit association that provides hail and windstorm coverage to Texan gulf coast property owners. The company is a pool of all property/casualty insurers that are authorized to write such policies in the state of Texas. The association has seen its policyholders triple to hundreds of thousands since Hurricanes Katrina and Rita hit the gulf coast several years ago. State legislators founded Texas Windstorm Insurance Association as a last resort provider -- providing coverage when other carriers pull out of high risk areas -- in 1971.

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