Credit Help India Services Pvt. Ltd
Today's economy runs on credit and people have become increasingly dependent on credit. If you want to get a home loan, personal loan, or an education loan to pay for college fee, or business loan to run your business or you just want to have a credit card then Good credit history is required. Good Credit health is also popularly known as Good CIBIL in Indian context. Your credit worthiness is defined by your three-digit credit score and is the key to your financial life. A score of 300 is considered bad and risky while a score of 750+ is considered better and less risky. According to financial theory, increased credit risk means that a risk premium must be added to the price at which money is borrowed. Basically, if you have a poor credit Score, lenders will not reject your loan application (unless it is utterly awful); instead, they'll lend you money at a higher rate than the one paid by someone with a better credit score.
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