Southern Farm Bureau Casualty Insurance provides property/casualty insurance in the southern US. The company's products are sold through regional offices and a network of some 2,000 independent contractor agents. Its Farm Bureau Tech training facility offers courses in claims, underwriting, and related insurance areas. The company operates in Arkansas, Colorado, Florida, Louisiana, Mississippi, and South Carolina. Southern Farm Bureau Casualty was established as an automobile insurance provider in 1947 by four state Farm Bureaus.

Standard Mutual is an underwriter and provider of a full range of personal and commercial property/casualty insurance products. Its offerings of products and services include standard and preferred automobile coverage; homeowners and renters insurance; farm dwelling, livestock, tenant, and personal property insurance; packaged business owner policies; and workers' compensation coverage. A network of independent agents sells Standard Mutal's products. The company has operations in the US and Canada. Standard Mutual traces its roots back to 1921.

The leading US personal lines property/casualty company (by premiums), State Farm Mutual Automobile Insurance Company is the #1 provider of auto insurance. It also is the leading home insurer and offers nonmedical health and life insurance through its subsidiary companies. Its products are marketed via some 17,000 agents in the US and Canada. Competition has increased with the fall of barriers between the banking, securities, and insurance industries. State Farm's efforts to diversify include a federal savings bank charter (State Farm Bank) that offers consumer and business loans through its agents and by phone, mail, and the Internet.

Sterling Insurance Group is the holding company for a family of subsidiaries that provide insurance underwriting and administration in the UK. The company serves some 2 million customers with life and property/casualty insurance policies, including specialized creditor, personal accident, household, and commercial lines. It also provides limited health insurance products. Insurance subsidiaries include Sterling Insurance Company and Sterling Life. Its Sterling Administration Services unit provides third-party claims processing.

Tenet Insurance Company sells a range of business and individual insurance products, including home, liability, vehicle, travel, and medical insurance. The company's business packages provide comprehensive coverage catered to the food and beverage, retail, and light industrial industries. Tenet sells its products through in-house agents to individuals and small to midsized businesses. Other lines include coverage for domestic helpers and overseas coverage for students. Formerly owned by Singapore investment firm Hwa Hong, Tenet Insurance was acquired by Japanese insurance company.

Tennessee Farmers Insurance Companies (TFIC) provide life, auto, and homeowners insurance to folks in Tennessee, be they farmers or not. The company operates through subsidiaries such as Tennessee Farmers Mutual and Tennessee Farmers Life, and selling under the Farm Bureau Insurance brand. Products include auto liability (Tennessee Farmers Mutual is one of the largest auto insurers in the state), homeowners and farmowners coverage, personal umbrella liability, and a variety of life insurance and annuity products. TFIC sells its products through independent agents located in every county in Tennessee. The company was founded in 1948.

Texas Municipal League Intergovernmental Risk Pool (TML Risk Pool) provides local governments, airport authorities, hospital districts, and other political subdivisions with workers' compensation, property, specialty, and liability insurance coverage. Its loss prevention division provides training resources on topics from chemical handling to playgrounds inspection. Established in 1974, TML Risk Pool has more than 2,500 members.

The Texas Windstorm Insurance Association is a not-for-profit association that provides hail and windstorm coverage to Texan gulf coast property owners. The company is a pool of all property/casualty insurers that are authorized to write such policies in the state of Texas. The association has seen its policyholders triple to hundreds of thousands since Hurricanes Katrina and Rita hit the gulf coast several years ago. State legislators founded Texas Windstorm Insurance Association as a last resort provider -- providing coverage when other carriers pull out of high risk areas -- in 1971.

The Allstate Corporation is the second-largest personal lines insurer in the US, just behind rival State Farm. Its Allstate Protection segment sells auto, homeowners, property/casualty, and life insurance products in Canada and the US. Allstate Financial provides life insurance through subsidiaries Allstate Life, American Heritage Life, and Lincoln Benefit Life. It also provides investment products, targeting affluent and middle-income consumers. Allstate Motor Club provides emergency road service and, adding to its repertoire, the company also offers the nationwide online Allstate Bank.

The Chubb Corporation, through its subsidiaries, provides property and casualty insurance to businesses and individuals. Its Personal Insurance segment offers insurance products, such as automobile, homeowners, and other personal coverage products, as well as supplemental accident and health insurance. The company’s Commercial Insurance segment provides multiple peril, casualty, workers’ compensation, property, and marine insurance products. Its Specialty Insurance segment offers various professional liability coverage and surety products for privately and publicly owned companies, financial institutions, professional firms, and healthcare organizations. The company provides its products and services through independent insurance agents and brokers in the United States, Canada, Europe, Australia, Latin America, and Asia. The Chubb Corporation was founded in 1882 and is based in Warren, New Jersey.

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