First Citizens Bancorporation is the holding company for First Citizens Bank and Trust Company, which has nearly 200 branches in South Carolina and Georgia, and The Exchange Bank of South Carolina, which has four branches. The banks provide standard products and services for individuals and businesses, including checking and savings accounts, credit cards, investments, and online banking. Residential and commercial mortgages comprise most of First Citizens Bancorporation's loan portfolio. Lease financing and construction, business, land, and consumer loans help to round out the banks' lending activities.

First Community Bank Corporation of America is the holding company for First Community Bank of America, which has about 10 branches in the Tampa Bay area of Florida. Catering to consumers, small to midsized businesses, and property management companies, the thrift offers standard services such as checking and savings accounts, CDs, and credit and debit cards. It typically devotes about half of its loan portfolio to real estate loans, about a third to consumer loans, and the remainder to commercial and industrial loans. Chairman Robert M. Menke owns a majority of First Community Bank Corporation of America.

First Mariner Bancorp helps customers navigate banking seas (and fees). It's the holding company for First Mariner Bank, which operates more than two-dozen branches along the Baltimore/Washington, DC, corridor. Targeting individuals and businesses, First Mariner Bank offers standard deposit products such as checking, savings, and money market accounts. Lending activities consist of commercial mortgages (more than 30% of all loans), as well as consumer, residential construction and mortgage, and business loans. Subsidiary First Mariner Mortgage originates mortgages for sale to secondary markets. First Mariner Bancorp sold consumer finance subsidiary Mariner Finance in 2009.

First United is the holding company for First United Bank & Trust and other financial services subsidiaries. Founded in 1900, the bank operates about 25 branches in the panhandles of western Maryland and eastern West Virginia, as well as the Morgantown, West Virginia area. The bank provides standard services such as checking and savings accounts, money market accounts, and CDs, as well as retirement and trust services. Commercial loans make up the largest portion of the company's loan portfolio (more than 45%), followed by real estate mortgages (more than 35%), consumer installment loans, and construction loans.

Glen Burnie Bancorp has an interest in the Old Line State. The institution is the holding company for Bank of Glen Burnie, which has about 10 branches in central Maryland's Anne Arundel County, south of Baltimore. The bank offers such services as checking and savings accounts, money market and individual retirement accounts, CDs, and remote banking services. It focuses on real estate lending, with residential and commercial mortgages accounting for the largest portions of its loan portfolio. The bank also writes indirect automobile loans, which are originated through a network of about 50 area car dealers. Bank of Glen Burnie was founded in 1949.

Guaranty Bancorp (formerly Centennial Bank Holdings) knows a thing or two about dollars and cents. After all, it's the holding company for Colorado's Guaranty Bank and Trust. The bank operates about 35 branches, primarily in the metropolitan Denver and North Front Range areas. Guaranty Bank and Trust offers traditional checking, savings, money market, and NOW accounts as well as IRAs. Real estate mortgages and business loans each make up more than one-third of a loan portfolio that also includes construction and other types of consumer and business loans. In 2008 the company merged subsidiary Centennial Bank of the West into Guaranty Bank and Trust and, following suit, changed its own name.

Hampton Roads Bankshares is the holding company for the Bank of Hampton Roads and Shore Bank, which together have about 40 offices in southeastern Virginia and eastern Maryland. Gateway Bank & Trust, a division of Bank of Hampton Roads, has about 25 locations in Virginia and North Carolina. Serving area consumers and businesses, the banks offer standard services such as checking and savings accounts, CDs, retirement accounts, and loans. Through other affiliates, the banks also offer insurance, investment, and mortgage banking services. Hampton Roads Bankshares acquired Shore Financial and Gateway Financial Holdings in 2008.

HCSB Financial has erased the state lines in the Carolinas. The institution is the holding company for Horry County State Bank, which operates more than a dozen branches that serve Horry and Marion counties in South Carolina, and Columbus and Brunswick counties in North Carolina. Horry County State Bank offers traditional deposit products such as checking and savings accounts, CDs, money market accounts, and IRAs. The bank originates primarily real estate loans (more than half of its loan portfolio), followed by business loans, construction and development loans, consumer loans, and agricultural loans. The bank also offers investment services.

Idaho Bancorp was formed in 2004 to be the holding company for Idaho Banking Company, which serves residents and businesses of Boise and surrounding areas through four branches and a mortgage and construction loan office. The bank offers standard services such as checking accounts, CDs and savings, IRAs, credit cards, commercial loans, consumer loans, and mortgages. Construction loans and residential loans account for about 25% and 15%, respectively. Other real estate loans account for another 40%.

Jacksonville Bancorp, the holding company for Jacksonville Bank, which has about 10 branches in and around Jacksonville, Florida. The community bank offers standard deposit products, including checking and savings accounts, money market accounts, CDs, and IRAs. Commercial mortgages make up more than half of the bank's loan portfolio; residential mortgages account for most of the rest. Subsidiary Fountain Financial sells insurance and investment products. The company nearly doubled its branch network with its 2010 acquisition of Atlantic BancGroup. Jacksonville Bancorp is unrelated to the Illinois corporation of the same name.

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