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Oak Street Funding LLC company offers financing to independent insurance agencies and agents who use their future commissions on policy renewals as collateral. Oak Street Funding loans can be used to repay debt, purchase new equipment, fund staff additions, or other business improvements. The niche lender has loaned some $160 million to insurance professionals since its inception in 2003. Hedge fund Angelo, Gordon acquired Oak Street Funding in 2010.

OceanFirst Financial operates more than 20 branches in the coastal New Jersey counties of Middlesex, Monmouth, and Ocean. The community-oriented bank caters to individuals and small to midsized businesses in the Jersey Shore area, offering standard products such as checking and savings accounts, CDs, and IRAs. It uses funds from deposits mainly to invest in mortgages, loans, and securities. One- to four-family residential mortgages make up nearly 60% of OceanFirst Financial's loan portfolio, which also includes commercial real estate (about 25%), business, construction, and consumer loans.

Oneida Savings Bank, which operates about a dozen branches in upstate New York. Founded in 1866, the bank offers savings, checking, NOW, and money market accounts, as well as IRAs and CDs. It specializes in real estate lending. Oneida Savings also owns insurance agency and investment manager Bailey & Haskell Associates. The company's Bank of Chittenango unit accepts municipal deposits. Formerly mutually owned, Oneida Financial Corp. coverted to stock holding company structure in 2010 by selling shares of itself to the public.

PACCAR Financial Services can help you finance that big rig. The subsidiary of mega truck manufacturer PACCAR provides retail and commercial financing of new and used Kenworth and Peterbilt trucks, trailers, and related equipment made by its parent company. It also provides inventory financing to Kenworth and Peterbilt dealerships for new and used transportation equipment. The company's PacLease division provides equipment leasing both directly and through dealerships. PACCAR Financial has regional offices throughout the US and Canada, in addition to district sales managers based in major cities.

Park Bancorp, the holding company for Park Federal Savings Bank. The community-oriented bank serves Chicago and Westmont, Illinois, through about five offices. It offers deposit products such as checking and savings accounts, CDs, and IRAs. Its lending activities focus on residential mortgages (one- to two-family residential mortgages account for nearly 60% of its loan portfolio and multifamily mortgages represent more than 15%). Other loan products include commercial real estate mortgages and land, construction, and consumer loans. As a group, board members and executive officers own more than a third of Park Bancorp.

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