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One of China's largest commercial banks, China CITIC Bank offers corporate, small business, and retail banking and financial services, including business accounts, personal savings accounts, loans, asset management, and private banking. The bank operates primarily in China through a network of more than 600 branches, many of which are located in China's coastal regions and major economic centers. To a lesser extent, China CITIC serves select international markets as well. Founded in 1987, the bank is majority-owned and controlled by state-owned investment firm CITIC Group.

As one of China's Big Four banks, China Construction Bank (CCB) has historically concentrated on providing medium- and long-term loans to large domestic corporations in the oil and gas, power, telecommunications, and infrastructure industries. As such, corporate banking makes up more than half of revenues. CCB is increasingly lending to small and midsized businesses, foreign multinationals, and consumers (a segment that represents about a fifth of its revenues). The bank operates some 13,600 domestic branches, which offer standard deposit products, credit cards, and home and auto loans. CCB also provides asset management and investment banking services. China's government owns about 58% of CCB.

China Development Bank was established by the Chinese government to support the country's economic development. The institution provides financing for major projects in the nation, including the construction of infrastructure, the advancement of basic industries, and facilitating the growth of rural communities. Customers include government agencies, large industrial concerns, and (increasingly) foreign entities. The bank has more than 30 offices located throughout the country.

China Merchants Bank is one of China's top five banks and with 53 million credit cards, its largest issuer. CMB offers businesses and individuals a range of financial services, including credit cards, savings accounts, mortgage loans, ATMs, foreign exchange trading, and on-line banking service. Corporate banking accounts for half of its operating income. CMB targets affluent markets and has branches in more than 65 major cities in China, as well as in Hong Kong, with a network of more than 700 locations and 1,700 ATMs. It also maintains branches in New York City and London. CMB has relationships with more than 1,600 banks worldwide.

China Minsheng Banking Corporation (CMBC) provides standard corporate and personal banking services as well as a broader range of financial services including international financing, wealth management, settlement, factoring, and bond underwriting. The company has some 350 main branches and outlet locations throughout China, including a representative office in Hong Kong. It has relationships with about 750 foreign banks worldwide. CMBC was founded in 1996 and was China's first commercial bank to be owned by mostly non-government entities.

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