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Centra Financial is the holding company for Centra Bank, which has 15 branches in eastern West Virginia, southwestern Pennsylvania, and western Maryland. The bank, which opened its doors in 2000, offers standard retail services such as checking and savings accounts, money market accounts, residential mortgages, consumer loans, credit cards, and title insurance. It is mainly a business lender, with commercial loans, including operating loans, commercial mortgages, and agricultural loans, comprising some 70% of its loan portfolio.

Central Bancompany's commitment to the customer starts with our people. Our team is dedicated to providing financial services that help our customers reach their financial goals. We invest in the communities where we live through charitable contributions, employee volunteerism and civic leadership. Our community involvement helps us better understand the needs of our customers. Local management gives us the guidance to react to the needs of our customers quickly and with the flexibility to exceed their expectations.

First State Bank was originally chartered in 1909 to serve the local and surrounding agrarian community of Chilton, Texas. In 1987, the institution was relocated to the nearby urban community of Temple. Since that time First State Bank has engaged in a strategy of market expansion, opening branches throughout Central Texas. The efforts during the last 20 years have resulted in an annual asset growth rate of 24%, an increase in shareholder equity of over 380%, and expanding the operating market from the original base in Bell and It offers home mortgages and insurance through agreements with local providers.

CFB Bancshares is the holding company for Citizens First Bank, a community bank with five locations in Wartburg, Harriman, Oak Ridge, Oneida, and Oliver Springs, Tennessee. The bank offers standard deposit products such as checking and savings accounts, CDs, and IRAs. Residential mortgages make up about half of its loan portfolio

Cherokee residents were invited to invest in a new bank being formed by 10 local directors, and by July, Cherokee Bank opened its doors in a temporary facility with eight employees. The bank moved into a permanent home in its present main office in March of 2000. After a short 15 months of operation, the bank had its first break-even month in October of 2000. Assets grew steadily from the start, passing the $50 million mark within two years, $100 million within four years and surpassing the $200 million mark within seven years. A temporary office was opened in South Canton in July 2002 to complement the bank's North Canton main office. The permanent facility opened in January of 2004. In 2007, the bank opened its Woodstock Office to serve clients in Woodstock, Acworth and Kennesaw.

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