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Through subsidiaries in Asia, Europe, and North and South America, PartnerRe Ltd writes treaty (groups of risks) and facultative (individual risks) reinsurance for such primary coverage as property, casualty, and life insurance, as well as catastrophe, energy, marine, and other specialty insurance. PartnerRe was one of several pure-catastrophe reinsurers founded in the tax haven of Bermuda after Hurricane Andrew made reinsurance glamorous. The company provides services for customers in more than 150 countries. PartnerRe operates from about 20 offices around the globe.

Operating as Penn National Insurance, the company and its affiliates offer commercial and personal property/casualty insurance and surety bonds. Pennsylvania accounts for 40% of the firm's business. The company's Inservco subsidiary provides third-party claims administration and risk management services for self-insured customers. Independent agents sell the company's products. Penn National Insurance was founded by a farmers' association in 1919.

The country's leading animal health insurer, Petplan covers more than a million dogs, cats, and rabbits. Veterinary fees, death from illness or injury, boarding kennel fees, and loss by theft or straying are just some of Petplan's coverage plans. The company was established in 1976 in response to the high cost of veterinary care, and it commands a 45% market share of the UK small-animal market. Founder Patsy Bloom (who started Petplan with a £250 loan) sold the company to Allianz Insurance in 1996 for £32 million.

Platinum Underwriters provides property/casualty, marine, and finite risk reinsurance through subsidiaries Platinum Underwriters Reinsurance and Platinum Underwriters Bermuda. Another unit, Platinum Re UK, has stopped writing new policies. The company's products are distributed through reinsurance intermediaries. Platinum Underwriters was formed when, taking advantage of the friendly reinsurance climate, business insurer Travelers Companies (formerly St. Paul Travelers) spun off its ailing reinsurance unit (St. Paul Re) into Platinum Underwriters Holdings. Set up in tax-friendly Bermuda, Platinum Underwriters does about three-fourths of its business in the US.

Portage la Prairie Mutual Insurance Company, also known as Portage Mutual is in business since 1884, Portage Mutual has a long history providing property/casualty insurance. Started as a farm mutual, the company has continued serving the farming community, but it has branched out into other lines as well. The company sells agricultural, automobile, and homeowners' insurance; other lines include those geared for contractors, home businesses, offices, and retailers. Portage Mutual has offices in Manitoba, Alberta, Nova Scotia, Ontario, and Saskatchewan.

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