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North Carolina Farm Bureau Mutual Insurance offers multiple lines of individual and commercial property/casualty insurance, including auto, homeowners, farm, liability, and umbrella policies. The company provides insurance to more than 430,000 members of the North Carolina Farm Bureau Federation, a not-for-profit organization offering educational, economic, and public affairs services to the state's agricultural community. A network of about 800 affiliated agents sells the company's products throughout the state. North Carolina Farm Bureau Mutual Insurance was founded in 1953.

Novae Group offers insurance and reinsurance underwriting through the Lloyd's of London market. Subsidiary Novae Syndicates manages Lloyd's Syndicate 2007, which handles property and specialty policies, including marine, aviation, energy, medical malpractice, and political risk lines, in the UK and internationally. (Syndicates are groups of underwriters who specialize in particular risk categories.) It also operates a separate company, Novae Insurance Company, for European commercial lines written outside of the Lloyd's cost structure. The company underwent restructuring efforts in 2007, including the combining of its two syndicates into one.

Ohio Mutual Insurance Group provides automobile, home, farm, and commercial property/casualty insurance services to customers throughout Ohio. Ohio Mutual insures more than 20,000 farms of all sizes across the state. It also provides commercial insurance in Connecticut, Indiana, and Rhode Island. A network of some 300 independent agents sells the firm's products and services. Originally named the Ohio Mutual Tornado, Cyclone and Windstorm Insurance Association, the company was founded to provide financial protection for farmers in 1901.

Optimum General provides property/casualty insurance to both individuals and commercial entities in Canada. Lines offered include personal automobile, homeowners, corporate property, and commercial liability coverage. Products are underwritten through subsidiaries that include Optimum West Insurance, Optimum Insurance Company, and Optimum Farm Insurance. The insurance lines are distributed through a network of some 500 independent brokers. Optimum General's parent company, the Optimum Group, also deals in financial services, life insurance, and real estate management.

Oregon Mutual Insurance operates within and outside of the Oregon territory. The company provides personal and commercial property/casualty insurance coverage to customers in California, Idaho, Nevada, Oregon, and Washington, partially through subsidiary Western Protectors Insurance. Its offerings include standard and specialty automobile, homeowners, farmowners, and liability policies. More than 550 independent agents produce and sell the company's products; it has over a dozen administrative, regional, and claims offices in operation. As a mutual insurer, the company is owned by the approximately 120,000 policyholders it insures. A group of businessmen founded Oregon Mutual Insurance in 1894.

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