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MS&AD Insurance Group has insurance in Japan covered. MS&AD Insurance Group is the holding company for several large Japanese insurance companies including Mitsui Sumitomo Insurance Group and Aioi Nissay Dowa Insurance. Together, the insurance companies offer property/casualty (e.g. auto, personal, fire, marine) and life insurance, as well as asset management (mutual funds, financial consulting) and risk management services. MS&AD Insurance's subsidiaries, which serve individuals and businesses in Japan, also offer their products and services to customers in more than 40 countries in Europe, Asia, and the Americas.

National American Insurance Company (NAICO) provides commercial property and casualty insurance coverage targeted to the oil and gas, construction, retail, and trucking industries in Oklahoma and Texas. The company also writes property and casualty policies for Oklahoma school districts which, along with workers compensation and general liability, also cover school board legal liability. Having sold off its retail operations, NAICO relies upon a network of some 200 independent agents sell its products. Chairman and CEO Brent LaGere controls Chandler Insurance which owns NAICO.

National Interstate Corporation, through its subsidiaries, operates as a specialty property and casualty insurance company in the United States, the District of Columbia, and the Cayman Islands. It underwrites and sells traditional and alternative property and casualty insurance products primarily to the passenger transportation industry and the trucking industry; general commercial insurance to small businesses in Hawaii and Alaska; and personal insurance to owners of recreational vehicles and commercial vehicles in the United States. The company provides truck and passenger transportation alternative risk insurance products; workers’ compensation coverage; and commercial auto liability, general liability, physical damage, and motor truck cargo coverage for truck and passenger operators, as well as offers coverage for campsite liability, vehicle replacement coverage, and coverage for trailers, golf carts, and campsite storage facilities. National Interstate Corporation also provides companion personal auto coverage to recreational vehicle policyholders. It offers its products through various distribution channels, including independent agents and brokers, program administrators, affiliated agencies, and agent internet initiatives. The company was founded in 1989 and is headquartered in Richfield, Ohio. National Interstate Corporation is a subsidiary of Great American Insurance Company.

Nationwide Mutual Insurance Company has offices throughout the US. The company is a leading US property/casualty insurer that also provides life insurance and retirement products through its Nationwide Financial Services subsidiary. Its property/casualty products range from general personal and commercial coverage to such specialty lines as professional liability, workers' compensation, agricultural insurance and loss-control, pet insurance, and other coverage. The company sells its products and provides services through such subsidiaries as ALLIED Group, Nationwide Agribusiness Insurance, GatesMcDonald, and Scottsdale Insurance.

NKSJ Holdings was created to hold two insurance companies: Sompo Japan and Nipponkoa Insurance. While each was a strong player in Japan's property/casualty and life insurance markets, when merger mania hit the industry they didn't want to be left out and formed the joint holding company in 2010. Eventually the two companies will merge into one entity, but until then, the two company brands remain separate. Its businesses include both domestic property/casualty and life insurance as well as overseas insurance products, asset and risk management services, pension plans, and some supplemental health insurance products.

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