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NKSJ Holdings was created to hold two insurance companies: Sompo Japan and Nipponkoa Insurance. While each was a strong player in Japan's property/casualty and life insurance markets, when merger mania hit the industry they didn't want to be left out and formed the joint holding company in 2010. Eventually the two companies will merge into one entity, but until then, the two company brands remain separate. Its businesses include both domestic property/casualty and life insurance as well as overseas insurance products, asset and risk management services, pension plans, and some supplemental health insurance products.

Nodak Mutual provides property/casualty insurance and other products, including life and health insurance and annuities, to members of the North Dakota Farm Bureau. The company insures more than 25,000 policyholders throughout the state; its own offerings include automobile, homeowners, farm owners, and crop insurance. It also provides life insurance and annuities through the affiliated FBL Financial Group, as well as health coverage through Blue Cross Blue Shield of North Dakota. A network of some 50 agents sell the company's products throughout the state. Nodak Mutual was founded in 1946.

North Carolina Farm Bureau Mutual Insurance offers multiple lines of individual and commercial property/casualty insurance, including auto, homeowners, farm, liability, and umbrella policies. The company provides insurance to more than 430,000 members of the North Carolina Farm Bureau Federation, a not-for-profit organization offering educational, economic, and public affairs services to the state's agricultural community. A network of about 800 affiliated agents sells the company's products throughout the state. North Carolina Farm Bureau Mutual Insurance was founded in 1953.

Novae Group offers insurance and reinsurance underwriting through the Lloyd's of London market. Subsidiary Novae Syndicates manages Lloyd's Syndicate 2007, which handles property and specialty policies, including marine, aviation, energy, medical malpractice, and political risk lines, in the UK and internationally. (Syndicates are groups of underwriters who specialize in particular risk categories.) It also operates a separate company, Novae Insurance Company, for European commercial lines written outside of the Lloyd's cost structure. The company underwent restructuring efforts in 2007, including the combining of its two syndicates into one.

Ohio Mutual Insurance Group provides automobile, home, farm, and commercial property/casualty insurance services to customers throughout Ohio. Ohio Mutual insures more than 20,000 farms of all sizes across the state. It also provides commercial insurance in Connecticut, Indiana, and Rhode Island. A network of some 300 independent agents sells the firm's products and services. Originally named the Ohio Mutual Tornado, Cyclone and Windstorm Insurance Association, the company was founded to provide financial protection for farmers in 1901.

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