Kentucky Employers' Mutual Insurance Authority

Kentucky Employers’ Mutual Insurance (KEMI) is the largest provider of workers’ compensation insurance in Kentucky, providing coverage to more than 20,000 policyholders in all 120 counties of the state.KEMI was created in 1994 as the centerpiece of workers’ compensation reform for the Commonwealth. Through exceptional service, competitive pricing, responsible financial management, safety education, responsive claims practices, and a focus on innovation, KEMI brought stability to the workers’ compensation market in Kentucky and continues today as a model for success.