Blue Cross and Blue Shield of Florida (BCBSF) is the state's largest and oldest health insurance provider. Blue Cross and Blue Shield of Florida company provides a wide range of health insurance products and related services to some 7 million members in Florida. Its health plans include group and individual HMO, PPO, traditional indemnity, and supplemental Medicare policies. BCBSF also provides accident and dismemberment, long-term care, dental, disability, life, and workers' compensation insurance. Other services include the administration of pharmacy programs and health savings accounts. Blue Cross and Blue Shield of Florida company is a not-for-profit mutual insurance firm owned by its policyholders. It is an independent Blue Cross and Blue Shield Association licensee.