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Suffolk County National Bank, which serves Suffolk County, New York, through about 30 branches. Targeting individuals and small to midsized businesses, the bank offers standard services such as checking, savings, and money market accounts, and trust and asset management. It also provides insurance and investment products, including IRAs, mutual funds, annuities, bonds, and brokerage services. Commercial mortgages account for about a third of the company's loan portfolio; business loans make up another 20%. The portfolio also includes residential mortgages and consumer and construction loans.

Sun Bancorp revolves around New Jersey. The holding company for Sun National Bank, Sun Bancorp targets individuals and local businesses in central and southern New Jersey through about 70 branch locations. Sun National Bank offers standard retail services, including savings accounts, CDs, and IRAs. The company's primary lending focus is originating industrial and commercial loans (including Small Business Administration (SBA) loans and lines of credit), which account for some 85% of its portfolio. Sun National Bank also makes home equity, residential mortgage, and other consumer loans. The company offers investment services through Sun Financial Services.

Susquehanna Bancshares rolls down the eastern seaboard. It is the holding company for Susquehanna Bank, which serves individuals and regional businesses through more than 220 branches in south-central and southeastern Pennsylvania, Maryland, New Jersey, and West Virginia. The bank offers standard services such as deposit products, loans, and credit cards, while non-banking subsidiaries provide wealth management, insurance brokerage and employee benefits, commercial finance, and vehicle leasing. Loans secured by commercial real estate account for more than 30% of the bank's portfolio; residential mortgages and business loans are more than 20% apiece.

Sussex Bancorp is the holding company for Sussex Bank, which operates about 10 branches in Sussex County, New Jersey, and two others in Orange County, New York. Targeting individuals and local businesses, the bank offers such standard retail products as checking and savings accounts, NOW and money market accounts, and certificates of deposit. It also provides trust and financial advisory and insurance services. Lending activities consist primarily of commercial mortgages (more than half of the company's loan portfolio) and residential mortgages (more than 20%). To a lesser extent, the bank also writes construction, land development, business, and consumer loans. Anthony Labozzetta was named CEO in 2010.

The Elmira Savings Bank is a community bank that serves individuals and small to midsized businesses through about a dozen branch offices in upstate New York's Cayuga, Chemung, Steuben, and Tompkins counties. The bank offers traditional deposit products such as checking and savings accounts, CDs, and IRAs. With these funds, it mainly originates residential and commercial mortgages, business loans, and auto and other consumer loans. The bank offers investments and financial planning through its ESB Advisory Services subsidiary. Elmira Savings Bank was organized in 1869.

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