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Sussex Bancorp is the holding company for Sussex Bank, which operates about 10 branches in Sussex County, New Jersey, and two others in Orange County, New York. Targeting individuals and local businesses, the bank offers such standard retail products as checking and savings accounts, NOW and money market accounts, and certificates of deposit. It also provides trust and financial advisory and insurance services. Lending activities consist primarily of commercial mortgages (more than half of the company's loan portfolio) and residential mortgages (more than 20%). To a lesser extent, the bank also writes construction, land development, business, and consumer loans. Anthony Labozzetta was named CEO in 2010.

The Elmira Savings Bank is a community bank that serves individuals and small to midsized businesses through about a dozen branch offices in upstate New York's Cayuga, Chemung, Steuben, and Tompkins counties. The bank offers traditional deposit products such as checking and savings accounts, CDs, and IRAs. With these funds, it mainly originates residential and commercial mortgages, business loans, and auto and other consumer loans. The bank offers investments and financial planning through its ESB Advisory Services subsidiary. Elmira Savings Bank was organized in 1869.

The First Bancorp (formerly First National Lincoln) is the holding company for The First, a regional bank serving coastal Maine from about 15 branches. The bank offers traditional retail products and services, including checking and savings accounts, CDs, IRAs, and loans. Residential mortgages make up about half of the company's loan portfolio; business loans account for another third. Bank subsidiary First Advisors offers private banking and investment management services. The bank traces its roots to 1864 and has grown through acquisitions and the opening of new branches.

The First of Long Island wants to be the first thing on Long Islanders' minds. The company owns The First National Bank of Long Island, which offers a variety of lending, investment, and deposit services through about two dozen branches on New York's Long Island and in Manhattan. Loans secured by real estate, including residential and commercial mortgages, home equity loans, and construction loans, make up more than 85% of the bank's loan portfolio. To a lesser extent, the bank also writes business and consumer loans. Other services include checking and savings accounts, IRAs, CDs, and credit cards. Subsidiary The First of Long Island Agency sells mutual funds and annuities.

The Wilber Corporation is the holding company for Wilber National Bank, which has about 20 branches in the Catskill Mountains area of upstate New York. It also operates loan production and insurance sales offices. The bank offers traditional deposit products, including checking, savings, and NOW accounts; it also offers trust and investment services and insurance. Commercial real estate loans (about 35%) and residential mortgages (about 30%) dominate a loan portfolio that also includes business and consumer loans. New York-based Community Bank System is buying The Wilber Corporation for some $101 million.

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