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Northern Star Financial is the holding company for Northern Star Bank, which has two offices in Mankato and St. Cloud, Minnesota. Serving local consumers and small and midsized businesses, the bank offers standard deposit services, including checking and savings accounts, money market accounts, CDs, and IRAs. Real estate loans, including single-family residential, multifamily residential, commercial mortgage, construction, and land development loans, account for most of the company's portfolio. To a lesser extent, the bank makes business, consumer, municipal, and farm loans.

Northern States Financial is the holding company for NorStates Bank, which serves individuals and businesses in northeastern Illinois and southeastern Wisconsin through around 10 branches. It provides retail services like savings, checking, money market accounts, CDs, and IRAs. The company uses deposits to originate commercial mortgages (accounting for about half of its portfolio) as well as residential mortgages, commercial loans, construction loans, and consumer loans. NorStates Bank was founded in 2005 when Northern States merged its Bank of Waukegan and First State Bank of Round Lake (founded in 1949 and acquired in 2004) subsidiaries.

Northern Trust Corporation has been working hard to keep clients' trusts. Flagship subsidiary The Northern Trust Company and other units bearing the Northern Trust name provide banking and trust services to the affluent and to financial institutions and corporations from 85 offices in nearly 20 states and about a dozen countries. Operating in two segments, Corporate and Institutional Services and Personal Financial Services, the corporation is a leading personal trust manager in the US, in addition to specializing in master trust services and catering to corporate pension plans and institutional clients.

Ohio Valley Banc Corp. (OVBC) knows when you go to buy groceries, you'll probably need some cabbage. That's why this holding company likes to operate its Ohio Valley Bank branches inside supermarkets. The bank has some 15 branches in Ohio and West Virginia, about half of which are in Wal-Marts and other stores. The bank accepts deposits in checking, savings, time, and money market accounts, and offers standard banking services, such as safe deposit boxes and wire transfers. Commercial and residential real estate loans combine to make up almost three-quarters of the bank's loan portfolio. Business and consumer loans make up the remainder. Also part of OVBC is life insurance agency Ohio Valley Financial Services.

Old National Bancorp operates about 170 offices in Indiana, Illinois, and Kentucky. Serving consumers and business customers, the bank offers standard fare such as checking and savings accounts, credit cards, and loans. Its treasury segment manages investments for the bank as well as for commercial clients. Business loans, commercial mortgages, and consumer loans account for the bulk of Old National's lending activities. The company also sells insurance, manages wealth for high-net-worth clients, and offers investment and brokerage services.

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