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DCB Financial is the holding company for The Delaware County Bank and Trust, which serves individual and commercial customers through some 20 branches in central Ohio. The bank offers traditional products and services, such as checking and savings accounts, CDs, IRAs, credit and debit cards, and safe deposit facilities. Its loan portfolio primarily consists of commercial mortgages, residential mortgages, and home equity loans. The bank also writes construction, land development, industrial, and consumer loans. The Delaware County Bank and Trust provides insurance, investments, wealth management, and trust services, as well.

Farmers National Banc is willing to help even nonfarmers grow their seed income into thriving bounties of wealth. The institution is the holding company for Farmers National Bank of Canfield, which provides commercial and personal banking from nearly 20 branches in Ohio. Founded in 1887, the bank offers checking and savings accounts, credit cards, and loans and mortgages. Farmers' lending portfolio is composed of real estate mortgages, consumer loans, and commercial loans. The company also includes Farmers National Insurance and Farmers Trust Company, a non-depository trust bank, which added to its trust services when it acquired wealth management and trust services provider Butler Wick Trust in 2009.

Fentura Financial has its hands full. Fentura Financial is the holding company for Michigan community banks The State Bank, Davison State Bank, and West Michigan Community Bank. From about 20 branch locations, the banks provide commercial and consumer banking services and products, including checking and savings accounts and loans. Commercial loans account for some two-thirds of the bank's combined loan portfolio. The State Bank, Fentura's first subsidiary, traces its origins to 1898.

First Busey Corporation sure stays busy. It's the holding company for Busey Bank, which has more than 40 branches in Illinois, Florida, and Indiana. The bank offers standard deposit products and services; it uses funds from deposits to originate loans, primarily real estate loans and mortgage. First Busey also owns nonbanking subsidiaries. Busey Wealth Management provides asset management, trust, brokerage, and related services individuals, businesses, and foundations; it has some $3.4 billion under management. Another subsidiary, FirsTech provides payment processing services. Most of Busey Bank's branches are located in central Illinois.

First Business Financial Services serves small and midsized companies, entrepreneurs, professionals, and high-net-worth individuals through First Business Bank and First Business Bank - Northeast. The banks offer deposits, loans, cash management, and trust services from about five offices in Wisconsin. About half of First Business Financial's loan portfolio is devoted to commercial mortgages; business loans and leases add about another quarter. Subsidiary First Business Capital specializes in asset-based lending, while First Business Equipment Finance provides commercial equipment financing. First Business Trust & Investments offers investment management and retirement services.

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