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Through its three subsidiaries,RLI Corp. mainly offers coverage for US niche markets -- risks that are hard to place in the standard market and are otherwise underserved. It focuses on public and private companies as well as non-profit organizations. RLI's property/casualty lines include commercial and personal liability, commercial property, directors and officers liability, general liability, and surety. Transportation, employers excess indemnity, and residential property are among its other lines.

Rockhill Holding company covers risks not covered by the standard market. It writes specialty property and casualty commercial policies through its subsidiaries, Rockhill Insurance and Plaza Insurance. It focuses on six excess and surplus areas: professional liability, umbrella, general liability for residential construction, wind, primary property, and excess property. Policies are written in most US states. The company's RTW, Inc. subsidiary offers workers compensation and absence management services to employers. Rockhill Holding is owned by State Automobile Mutual Insurance Company.

Operating under the Rockingham Group name,Rockingham Mutual Insurance Company offers insurance to owners of cars, homes, farms, and small businesses in Pennsylvania and Virginia. Products include farm, livestock, and multi-policy insurance, as well as life and health insurance. In addition, it offers workers' compensation and disability insurance and coverage that includes commercial autos, boats, and motor homes through other insurance companies. Independent and exclusive agents sell the company's products through its Rockingham Mutual Insurance, Rockingham Casualty, and Rockingham Mutual Service Agency companies. Rockingham has been doing business since 1869.

RSA Insurance Group plc is one of Britain's largest insurers, covering everything from pets to palaces. With operations in more than 30 countries, the company focuses on commercial lines, but it also offers personal line products such as auto, home, and pet insurance in select markets. RSA, which operates through numerous subsidiaries, offers such commercial products as liability, legal insurance, and property insurance, RSA's largest business. The company, which changed its name from Royal & Sun Alliance Insurance Group to RSA Insurance Group in 2008, formed its current structure in 1996 following the merger of UK insurance companies Royal Insurance and Sun Alliance. RSA's roots date back to the 1700s.

Safety Insurance Group, through its subsidiaries (Safety Insurance, Safety Indemnity Insurance, and Safety Property and Casualty), sells property/casualty insurance exclusively in Massachusetts and New Hampshire. The company is one of the top private passenger automobile and commercial automobile insurers in the state, controlling around 11% of each market. Safety Insurance Group also provides homeowners, dwelling fire, personal umbrella, and business-owner policies; it cross-sells its non-auto property/casualty products to increase its share of the market. The company sells its products through more than 800 independent agents.

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