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Safety Insurance Group, through its subsidiaries (Safety Insurance, Safety Indemnity Insurance, and Safety Property and Casualty), sells property/casualty insurance exclusively in Massachusetts and New Hampshire. The company is one of the top private passenger automobile and commercial automobile insurers in the state, controlling around 11% of each market. Safety Insurance Group also provides homeowners, dwelling fire, personal umbrella, and business-owner policies; it cross-sells its non-auto property/casualty products to increase its share of the market. The company sells its products through more than 800 independent agents.

Saga Services is the company's insurance and finance arm, offering auto, home, and medical insurance for that age group, as well as savings and investment services. The group's publishing arm produces "Saga Magazine", which covers entertainment and current events of interest to older people. Saga Holidays offers cruises, guided tours, and resort deals. The company also has a direct-mail subsidiary (MetroMail) and it offers telephone services. In 2007 the company merged with the AA, a UK motorists' association.

Samsung Fire & Marine is the largest casualty insurance company in the region, offering auto, injury, and long-term health coverage. The company has streamlined operations to compete in an increasingly deregulated market -- one that allows foreign competition. The firm has entered foreign markets such as China, Europe, Indonesia, Japan, and Vietnam, forming business alliances with People's Insurance Company of China and Tokio Marine.

Scottsdale Insurance Company is the property/casualty insurer specializes in excess and surplus insurance lines (E&S) -- insurance coverage for higher-risk individuals and businesses including alarm contractors, bars, exterminators, and tree trimmers. The company also offers such niche products as pet insurance, professional liability, and products for public entities (cities and counties). E&S providers are not allowed to advertise directly to consumers, so Scottsdale Insurance relies upon wholesale general agents, brokers, and managers to sell its products through local agents. The company is a subsidiary of Nationwide Mutual Insurance.

SeaBright Holdings, Inc., through its subsidiaries, provides multi-jurisdictional workers’ compensation insurance to customers in the maritime, alternative dispute resolution, and state act markets in the United States. It offers insurance coverage for prescribed benefits that employers are required to provide to their employees, who may be injured in the course of their employment. The company also is involves in general liability insurance business in conjunction with its construction wrap-up product, and offers insurance products from other insurers. In addition, it provides integrated managed medical care services, such as medical bill review, utilization review, nurse case management, and related services. SeaBright Holdings distributes its products through independent insurance brokers, its licensed wholesale insurance broker affiliate, and selected managing general underwriters. The company was formerly known as SeaBright Insurance Holdings, Inc. and changed its name to SeaBright Holdings, Inc. in May 2010. The company was founded in 1986 and is headquartered in Seattle, Washington.

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