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Clarendon Insurance Group was the US-based property and casualty subsidiary of Hannover Re. Clarendon's particular forte was specialty insurance, but all four of its property/casualty insurance companies are now in run off, meaning that they are no longer writing new business and are only servicing existing policies. In 2006 Clarendon spun off its ongoing property and casualty business as a separate entity called Praetorian Financial Group, to assume Clarendon's renewal business. Praetorian Financial was subsequently acquired by QBE Insurance Group.

CNA Financial is the umbrella organization for a wide range of insurance providers, including Continental Casualty. The company primarily provides commercial coverage, with such standard offerings as workers' compensation, auto, general, and professional liability, and other products for businesses and institutions. CNA also sells specialty insurance including professional liability for doctors, lawyers, and architects, and vehicle warranty service contracts. The company offers commercial surety bonds, risk and health care claims management, claims administration, and information services. Its products are sold by independent agents and brokers. Holding company Loews owns about 90% of CNA.

Founded in 1941, Cotton States Life Insurance, through subsidiaries Cotton States Mutual Insurance and Shield Insurance, the company operates in a handful of southeastern states, offering personal lines of property/casualty insurance, such as auto and homeowners coverage, as well as traditional life insurance products. The company sells its insurance products through exclusive agents in Alabama, Georgia, Tennessee, and Florida. Its agents also sell the products of its parent company, national insurance provider COUNTRY Financial, which acquired Cotton States in 2005.

Founded in 1991, Direct General offers non-standard personal automobile coverage and motorcycle insurance through such subsidiaries as Direct General Insurance, Cash Register Auto, Right Choice Insurance, and Florida No Fault. Direct General also offers a bit of term life insurance and premium financing products. It has also branched out into offering tax preparation services. Direct General sells its products through more than 400 locally-based sales offices in 13 southern states. The company was acquired by private investment partnerships Calera Capital and TPG Capital in 2007.

Direct Line Insurance plc was founded in 1985 with a simple idea in mind -- selling car insurance over the phone. It is the UK's leading private automobile insurer, and it has more than 5 million customers across its lines of business. Since its founding, the company has expanded its business to include home, pet, travel, and life insurance. Other products and services include home mortgages, loans, savings, online car buying, and car breakdown service. Direct Line has also expanded geographically by offering services in Germany and Italy. The company is an affiliate of The Royal Bank of Scotland.

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