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Blue Cross and Blue Shield of Massachusetts (BCBSMA) covers some 3 million members. The company, an independent licensee of the Blue Cross and Blue Shield Association, offers a variety of individual and employer-sponsored health care plans, including HMO (HMO Blue), PPO (Preferred Blue), and point-of-service (Blue Choice) plans, as well as various hybrid options and personal spending accounts to cover out-of-pocket costs. BCBSMA also provides Medicare options and dental, vision, and prescription drug coverage. The health care firm was founded in 1937.

Blue Cross and Blue Shield of Minnesota is the state's oldest and largest not-for-profit health insurer, serving some 2.8 million members, including employees for General Mills and Northwest Airlines. The company's insurance plans include traditional indemnity coverage, HMOs (Blue Plus and Preferred Gold), PPOs (Aware), and major medical plans. Blue Cross Blue Shield of Minnesota also offers Medicare Advantage PPOs and other products aimed at seniors. Dental coverage is provided through a partnership with Delta Dental. Additionally, its health support programs offer disease management assistance for those with chronic conditions, as well as health improvement programs such as fitness center discounts.

Blue Cross and Blue Shield of Montana is state's largest private health insurer, the company provides a variety of coverage types, including traditional indemnity policies, HMOs, POS plans, and supplemental Medicare plans, to about 235,000 customers. It also administers the state's Children's Health Insurance Program (CHIP) and participates in InsureMontana, a state-sponsored, subsidized program designed to encourage small businesses to cover their employees. The not-for-profit company's provider network includes about 1,900 physicians and all of the state's hospitals.

Blue Cross and Blue Shield of Nebraska (BCBSNE) provides health care coverage to about 700,000 residents of The Beef State. The company's insurance plans include PPO, HSA (Health Savings Accounts), and group, as well as those for senior citizens. BCBSNE also offers dental, vision, long term care, and Medicare/Medicaid supplemental coverage. The company specializes in providing health care coverage to Nebraska farmers through the Nebraska Farm Bureau. Its network includes about 94% of the state's physicians and all of its non-government hospitals. BCBSNE began operations in 1939.

Blue Cross and Blue Shield of Oklahoma (BCBSO) helps Sooner Staters do just that by offering a variety of health insurance products and related services to about 600,000 members. BCBSO offers managed care plans for individual consumers, families, and employer groups. Its products include its Health Check Basic and Health Saving Account plans, PPO plans. The company's HSA plan pairs a high-deductible PPO with a health savings account. BCBSO also provides dental insurance, as well as Medicare supplemental insurance and Medicare Advantage plans. The company is one of the only customer-owned health insurers in the state.

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