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Blue Cross and Blue Shield is a largest health benefits provider, Blue Cross and Blue Shield of Alabama administers individual, corporate and federal employer-sponsored, and Medicare health plans to more than 3 million members representing about 30,000 companies. Its insurance products include PPO and high-deductible health plans, as well as dental policies. The company also sells long-term care insurance (dubbed Preferred LTC), and it provides disease management services and wellness programs. It is a licensee of the Blue Cross and Blue Shield Association.

Blue Cross and Blue Shield of Florida (BCBSF) is the state's largest and oldest health insurance provider. Blue Cross and Blue Shield of Florida company provides a wide range of health insurance products and related services to some 7 million members in Florida. Its health plans include group and individual HMO, PPO, traditional indemnity, and supplemental Medicare policies. BCBSF also provides accident and dismemberment, long-term care, dental, disability, life, and workers' compensation insurance. Other services include the administration of pharmacy programs and health savings accounts. Blue Cross and Blue Shield of Florida company is a not-for-profit mutual insurance firm owned by its policyholders. It is an independent Blue Cross and Blue Shield Association licensee.

Blue Cross and Blue Shield of Kansas City provides health care insurance and related services for nearly 1 million members in 32 counties in Kansas and Missouri. Its Good Health HMO subsidiary is a for-profit health maintenance organization that serves more than 50,000 members. Another subsidiary, Blue-Advantage Plus of Kansas City, is a Medicaid HMO serving customers in nine counties in the Kansas City area. Blue Cross and Blue Shield of Kansas City has other operations providing non-Blue life and disability insurance, third-party administration services, and provider network rental services. Founded in 1932, the company is the largest not-for-profit health insurance provider in the state.

Blue Cross and Blue Shield of Massachusetts (BCBSMA) covers some 3 million members. The company, an independent licensee of the Blue Cross and Blue Shield Association, offers a variety of individual and employer-sponsored health care plans, including HMO (HMO Blue), PPO (Preferred Blue), and point-of-service (Blue Choice) plans, as well as various hybrid options and personal spending accounts to cover out-of-pocket costs. BCBSMA also provides Medicare options and dental, vision, and prescription drug coverage. The health care firm was founded in 1937.

Blue Cross and Blue Shield of Minnesota is the state's oldest and largest not-for-profit health insurer, serving some 2.8 million members, including employees for General Mills and Northwest Airlines. The company's insurance plans include traditional indemnity coverage, HMOs (Blue Plus and Preferred Gold), PPOs (Aware), and major medical plans. Blue Cross Blue Shield of Minnesota also offers Medicare Advantage PPOs and other products aimed at seniors. Dental coverage is provided through a partnership with Delta Dental. Additionally, its health support programs offer disease management assistance for those with chronic conditions, as well as health improvement programs such as fitness center discounts.

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