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Billings works hard to make those medical bills worth paying. Billings Clinic is an integrated health care system caring for residents of Big Sky Country. The heart of the system is a multi-specialty physician group consisting of nearly 300 doctors and other health care providers who provide care in Billings, Montana, and surrounding communities. Billings Clinic also includes a 270-bed hospital with a birthing center and the organization's main clinic. Additionally, Billings Clinic runs the 90-bed Aspen Meadows Retirement Community and provides support services to several community hospitals in the region. The health care system is a not-for-profit organization and is owned by the community.

Blue Care Network of Michigan keeps its state residents healthy. The health maintenance organization (HMO) provides health insurance products and related services to more than 650,000 Michigan members. The company's health insurance plans include HMO, traditional indemnity, and supplemental Medicare. The network also provides wellness and disease management services to its members. Parent company Blue Cross Blue Shield of Michigan formed Blue Care Network of Michigan, one of the largest HMOs in Michigan, in 1998 to create a statewide coverage organization. Its network includes about 130 hospitals and 14,000 primary and specialty physicians throughout the state.

Blue Cross & Blue Shield of Rhode Island (BCBSRI) has the Ocean State's citizens covered. In fact, BCBSRI provides health insurance products and related services to more than half of the state's residents (or about 600,000 members), primarily through their employers. The company offers a variety of plan types, including PPO (HealthMate Coast-to-Coast), HMO (BlueCHiP), and traditional indemnity (Classic Blue). It also sells Medicare Advantage and Medicare supplemental coverage, as well as dental coverage plans. A not-for-profit licensee of the Blue Cross and Blue Shield Association, BCBSRI was founded in 1939.

Blue Cross and Blue Shield Association (BCBSA) -- known as "the Blues" -- serve more than 100 million members nationwide. The association is a federation of about 40 independent health insurance companies who license the Blue Cross and Blue Shield brand names. Member companies own the rights to sell Blue-branded health plans within defined regions. BCBSA coordinates some national programs such as BlueCard, which allows members of one franchisee to have coverage in other service areas, and the Federal Employee Program (FEP), which covers more than half of federal government employees, retirees, and their families.

Blue Cross and Blue Shield is a largest health benefits provider, Blue Cross and Blue Shield of Alabama administers individual, corporate and federal employer-sponsored, and Medicare health plans to more than 3 million members representing about 30,000 companies. Its insurance products include PPO and high-deductible health plans, as well as dental policies. The company also sells long-term care insurance (dubbed Preferred LTC), and it provides disease management services and wellness programs. It is a licensee of the Blue Cross and Blue Shield Association.

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