Falvey Cargo Underwriting provides marine cargo insurance primarily for high technology and medical industries, but insures just about anything in need of coverage. Typical cargo loads include environmentally-sensitive fiber optic equipment, robotic surgical devices, and pharmaceutical products. The company also provides loss prevention consultations, claims processing services, and recovery services through its ProTecht Risk Solutions program. Falvey Cargo Underwriting -- a licensed underwriting manager for several Lloyd's syndicates -- was founded in 1995.

One part of the Faraday Group, Faraday Holdings is the parent company of Faraday Underwriting, which in turn is the manager of the Faraday Syndicate 435 at Lloyd's. Funding for the syndicate (to the tune of $575 million in 2004) is provided by another subsidiary, Faraday Capital. Berkshire Hathaway acquired the syndicate in 1999 and Faraday Holdings is now a subsidiary of Berkshire's General Re. The company provides risk management underwriting through three primary teams: property, casualty, and aviation. The Faraday Group also includes Faraday Reinsurance, a separate unit of General Re.

Farm Bureau Insurance of Michigan offers life insurance and commercial and personal property/casualty insurance, including homeowners, farm owners, workers' compensation, and automobile coverage. Its life insurance products include traditional policies and annuities. A subsidiary of the Michigan Farm Bureau, the company also sells Blue Cross and Blue Shield health policies, long-term care insurance, retirement products, and financial planning services. The company was founded in 1949 to serve the farming community and operates exclusively in the state of Michigan. Its subsidiaries, Farm Bureau Mutual, Farm Bureau Life, and Farm Bureau General, have claims offices and over 400 independent agents in the state.

Farm Bureau Property & Casualty (formerly Farm Bureau Mutual Insurance) offers property/casualty insurance products, primarily to farmers, ranchers, and agricultural businesses in the Midwest and West. Its lines of coverage include farmowners, homeowners, commercial liability, crop, auto, and disability. Farm Bureau Property & Casualty operates in Arizona, Iowa, Kansas, Minnesota, Nebraska, New Mexico, South Dakota, and Utah. The insurance provider and its sister company, Western Agricultural Insurance, are managed by FBL Financial Group. The company is headed by former Allstate Financial CEO James Hohmann.

Farm Family Casualty Insurance, one of three insurance carriers owned by Farm Family Holdings, offers property/casualty insurance to farming, agricultural, and related customers. The company offers coverage for farms, horses, country estates, floral and other businesses, landscaping contractors, homeowners, commercial and personal automobiles, pollution liability, and personal watercraft. Farm Family Casualty Insurance is exclusively endorsed by the American Farm Bureau Federation in several of its markets. Some 600 agents distribute the Farm Family life and property/casualty insurance products in twelve northeastern states.

Farmers Alliance Mutual and its Alliance Insurance and Alliance Indemnity subsidiaries provide property/casualty insurance in nine midwestern and western states. With a focus on rural markets, the company's largest line of business is farm insurance, but it also writes personal home and automobile insurance and business coverage. A network of more than 650 independent agencies sell Farmers Alliance's products; Kansas is its largest market. The mutual company was established in 1888 by a group of Kansas farmers.

Farmers Mutual Insurance Company of Nebraska is an established provider of insurance in the Midwest. The company provides personal property/casualty insurance to customers in Nebraska and, since 1998, South Dakota. Its products include auto, homeowners, farmowners, and umbrella insurance coverage. It also offers several other types of specialty dwelling and vehicle insurance (such as policies that cover RVs). With roots reaching back to 1891, Farmers Mutual Insurance Company of Nebraska sells its products through a network of some 1,500 independent agents.

FBD Holdings is one of the largest providers of property/casualty, life, commercial, and health insurance in Ireland. The company offers specialized insurance policies for homeowners, drivers, pub owners, farmers, and business owners. The company has some 50 independent retail offices nationwide. Other operations include reinsurance, asset financing, financial services, and captive insurance management, as well as some property and leisure holdings. FBD also sells retirement products and offers investment advice. Farmer Business Developments, an Irish insurance collective, owns about a quarter of FBD Holdings.

Federated Insurance is a mutual firm with a clear focus. The company provides multiple lines of business insurance coverage and risk management to employers in automotive repair and sales, building construction, printers, funeral homes, and jewelers, among others. Its products and services include workers' compensation, automotive, group life and health, and retirement planning. Federated Insurance markets its products both directly and through an independent sales force in 48 states and Washington, DC. It maintains offices in eight states. Since its founding in 1904, the company has worked closely with trade associations to develop and endorse its insurance programs.

A personal auto insurer operating in a dozen states, First Acceptance specializes in providing non-standard auto insurance -- that is, insurance for drivers who have trouble getting coverage because of poor driving records or payment histories, but who must have the minimum coverage required by state laws. First Acceptance sells its policies, branded Acceptance Insurance, through some 400 retail offices staffed by its own employee agents. In the Chicago area it uses the names Yale Insurance and Insurance Plus.

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