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FBD Holdings is one of the largest providers of property/casualty, life, commercial, and health insurance in Ireland. The company offers specialized insurance policies for homeowners, drivers, pub owners, farmers, and business owners. The company has some 50 independent retail offices nationwide. Other operations include reinsurance, asset financing, financial services, and captive insurance management, as well as some property and leisure holdings. FBD also sells retirement products and offers investment advice. Farmer Business Developments, an Irish insurance collective, owns about a quarter of FBD Holdings.

Federated Insurance is a mutual firm with a clear focus. The company provides multiple lines of business insurance coverage and risk management to employers in automotive repair and sales, building construction, printers, funeral homes, and jewelers, among others. Its products and services include workers' compensation, automotive, group life and health, and retirement planning. Federated Insurance markets its products both directly and through an independent sales force in 48 states and Washington, DC. It maintains offices in eight states. Since its founding in 1904, the company has worked closely with trade associations to develop and endorse its insurance programs.

A personal auto insurer operating in a dozen states, First Acceptance specializes in providing non-standard auto insurance -- that is, insurance for drivers who have trouble getting coverage because of poor driving records or payment histories, but who must have the minimum coverage required by state laws. First Acceptance sells its policies, branded Acceptance Insurance, through some 400 retail offices staffed by its own employee agents. In the Chicago area it uses the names Yale Insurance and Insurance Plus.

First Mercury Financial Corporation, through its subsidiaries, provides insurance products and services to the specialty commercial insurance markets in the United States. The company underwrites and provides various classes of general liability insurance for the security industry, including security guards and detectives, alarm installation and service businesses, and safety equipment installation and service businesses. It also offers general liability insurance for specialty classes, such as contractor classes of business comprising roofing, plumbing, electrical, energy, and other artisan and service contractors. In addition, the company provides liability and property insurance for contract underwriting classes consisting of primarily legal and miscellaneous professional liability, hospitality, employer general liability, habitational, and outdoor recreation and other classes of business. Further, it offers insurance products for casualty, excess/umbrella casualty, and property lines of businesses, as well as for miscellaneous professional liability, non-standard auto, and hospitality businesses. Additionally, the company operates a wholesale insurance agency, which produces commercial lines business primarily on an excess and surplus lines basis for non-affiliated insurers. It also provides underwriting, claims, and other insurance services to third parties that comprise insurance carriers and customers. First Mercury Financial Corporation markets its insurance policies through a network of wholesale and retail insurance brokers under the CoverX brand name. The company is headquartered in Southfield, Michigan.

First Nonprofit Insurance specializes in meeting the property/casualty insurance needs of not-for-profit organizations. The mutually-owned company writes automobile, workers' compensation, and umbrella policies as well as specialized products such as social workers liability and pastoral counseling lines. The company also offers loss control education and consultation services. In addition, it provides financial services and retirement products to groups around the US. Founded in 1978, First Nonprofit Insurance is a member of First Nonprofit Mutual Group. Its products are distributed by independent brokers and agents.

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