Center Financial Corporation operates as the holding company of Center Bank, which offers financial services for small to medium sized business customers in Southern California. Its deposit products include demand deposit accounts, money market accounts, and savings accounts, as well as time certificates of deposit and fixed maturity installment savings. The company offers small business administration loans, trade finance loans, commercial and real estate secured loans, commercial loans, working capital lines, automobile loans and other personal loans, and construction loans. It also provides international banking services, such as letters of credit, acceptances and wire transfers, merchant deposit services, cash management services, travelers checks, debit cards, and safe deposit boxes; and Internet banking services. The company serves small and medium sized Korean-American businesses, professionals, and other individuals in Los Angeles metropolitan area, including Los Angeles, Orange, San Bernardino, and San Diego counties. As of December 31, 2009, it operated 19 full-service branches and 1 loan production office, 16 of which are located in Los Angeles, Orange, San Bernardino, and San Diego counties. Center Financial Corporation was founded in 1985 and is headquartered in Los Angeles, California.