BNCCORP is the holding company for BNC National Bank, which has about 20 branches in Arizona, North Dakota, and Minnesota. Serving individuals and small and midsized businesses, the bank offers deposit accounts, credit cards, and wealth management services. It also has residential mortgage banking operations in Iowa, Kansas, and Missouri. Real estate loans account for nearly half of the company's portfolioThe Company offers financial products and services to meet the financial needs of its current customers, and potential customers, in the markets it serves.