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WSB Holdings was formed in 2008 to be the holding company for The Washington Savings Bank, a thrift with about five branches and a loan production office in Maryland's Baltimore/Washington, DC, corridor. Targeting middle-class consumers and midsized businesses, it offers standard deposit services such as checking savings, money market, and retirement accounts, and certificates of deposit. Although the bank has traditionally focused on single-family mortgages and construction loans, it has diversified its loan portfolio amid the troubled housing market; commercial loans now account for the largest portion of its portfolio. Chairman William Harnett owns more than 40% of WSB Holdings.

Since 1908, West View Savings Bank has been serving our customers and the community well by providing quality banking services. We are proud of our continued growth and strength that has been a tradition for many years. West View Savings Bank is a Pennsylvania-chartered, SAIF-insured stock savings bank conducting business from six offices in the North Hills Suburbs of Pittsburgh. Originally organized in 1908 under Pennsylvania law as West View Building & Loan Association, West View changed its name to West View Savings and Loan Association in 1954. In June 1992, West View converted to a Pennsylvania-chartered mutual savings bank. The Savings Bank converted to the stock form of ownership in November 1993. WVS Financial Corp. is the parent holding company of West View Savings Bank organized in July 1993 as a Pennsylvania-chartered unitary bank holding company and acquired 100% of the common stock of the Savings Bank.

Xponential, Inc., through its subsidiary, PawnMart, Inc., operates as a finance and retail company in the United States. Xponential, Inc. engages in the establishment and operation of stores, which advance money secured by the pledge of tangible personal property, as well as in buying and selling pre-owned merchandise. As of June 30, 2009, it owned and operated 25 pawn stores located in Georgia and North Carolina. The company, through its 12.13% interest in Capital Financial Holdings, Inc., also provides investment products and services to independent investment representatives, financial planners, and investment advisors. Xponential, Inc. was formerly known as PawnMart, Inc. and changed its name to Xponential, Inc. in February 2003. Xponential, Inc. was incorporated in 1994 and is headquartered in Norcross, Georgia.

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