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Social Investment Scotland is a private partnership with backers that include the country's largest banks -- Clydesdale Bank, Lloyds Banking Group, and the Royal Bank of Scotland -- that provides loan finance and business support to social enterprises and voluntary organizations that do not fit lending criteria of commercial banks. Its main fund, Futurebuilders Plus, supports social economy organizations operating in Scotland; the Edinburgh Fund funnels grants to social enterprises in the city.

Southern Missouri Bancorp is the holding company for Southern Bank (formerly Southern Missouri Bank and Trust), which serves local residents and businesses in southeastern Missouri and northeastern Arkansas through more than 10 branches. Residential mortgages account for the largest percentage of the bank's loan portfolio, followed by commercial mortgages and business loans. Construction and consumer loans round out its lending activities. Deposit products include checking, savings and money market accounts, CDs, and IRAs. The bank also offers financial planning and investment services. Originally chartered in 1887, Southern Bank acquired Arkansas-based Southern Bank of Commerce in 2009.

STEN Corporation is a diversified holding company with operations in automobile financing and contract manufacturing. Its STEN Financial subsidiary operates subprime auto lender and dealership inventory financing business STEN Credit Corporation and the Arizona-based EasyDrive Cars and Credit used car lots. STEN also owns Stencor, which manufactures products including surgical sterilization containers and filters (for STERIS Corporation, its largest customer), air filtration systems, and pest-control systems. CEO Kenneth Brimmer owns about a quarter of the company, as does former director Gary Copperud, who controls former subsidiary Burger Time.

Sterling Financial is doing what it can to prevent its reputation from being tarnished. It is the holding company for Sterling Savings Bank, which provides standard banking and lending services in the Pacific Northwest. Sterling Savings operates about 180 branch locations in California, Idaho, Montana, Oregon, and Washington. Its wealth management division markets stocks, bonds, mutual funds, annuities, and other investments to bank customers. Mortgage and construction loans account for more than half of the company's portfolio. Bank subsidiary INTERVEST issues commercial mortgages throughout the West. Under orders from regulators, Sterling Financial is working to raise its capital levels.

"TG" may sound like a college fraternity, but it's more about tuition and books than togas and beer. Texas Guaranteed Student Loan Corporation, commonly known as TG, was formed by the Texas legislature in 1979 to administer the Federal Family Education Loan Program in the Lone Star State. The public not-for-profit corporation helps facilitate the loan process and guarantees payment of loans to its more than 300 originating lenders. It also awards more than $1 million in grants to students and programs each year. Annually it works with around 900 public and private colleges and helps some 875,000 students achieve a post-secondary education. TG's income comes from loan fees and it receives no state funding.

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