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Yorkshire Building Society (YBS) provides mortgages, savings, personal loans, and brokerage services. One of the UK's largest mutually owned financial institutions, the group also offers insurance coverage including mortgage-payment policies and home and auto insurance. YBS operates more than 175 offices in the UK and Northern Ireland; subsidiaries include Yorkshire Guernsey, Yorkshire Key Services, and Accord Mortgages. The society merged with Chelsea Building Society in 2010 in a deal that added about 35 locations. YBS, which has more than �36 billion in assets under management, was established in 1864 as the Huddersfield Equitable Permanent Benefit Building Society.

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