Rhode Island Housing offers home equity loans, construction loans to real estate developers, reverse mortgages for older homeowners, homebuyer education, and other programs. Rhode Island Housing receives no state funding; instead it sells taxable and tax-exempt bonds on the capital markets to fund its activities. Since its inception in the early 1970s, the organization has helped some 175,000 families fund affordable homes.The State of Rhode Island wants to help you become a homeowner. Rhode Island Housing assists low- to moderate-income Rhode Islanders buy homes by offering low interest mortgages. Income limits are $77,300 for one or two person households and $88,950 for households of three or more.

TIC Properties Management, LLC (TICPM) manages property in 22 states including office, industrial, retail and multi-family assets totaling in excess of 7 million square feet (as of March 2010).Strategically, the property management and accounting functions are performed by TICPM staff and the leasing function is managed and supervised by a TICPM officer in partnership with market leasing experts for the submarkets in which a property is located. TICPM staff members have a depth of experience in their chosen profession and possess credentials such as Certified Public Accountant, Real Property Administrator, Certified Commercial Investment Manager and Certified Property Manager.

Annaly Capital Management, Inc., a real estate investment trust, engages in the ownership, management, and financing of a portfolio of investment securities. Annaly Capital Management, Inc. invests primarily in mortgage pass-through certificates, collateralized mortgage obligations, agency callable debentures, and other mortgage-backed securities representing interests in or obligations backed by pools of mortgage loans. Annaly Capital also invests in Federal Home Loan Bank, Federal Home Loan Mortgage Corporation, and Federal National Mortgage Association debentures. The company has elected to be taxed as a real estate investment trust (REIT). As a REIT, the company would not be subject to federal corporate income tax, provided it distributes at least 90% of its taxable income to its stockholders. It was formerly known as Annaly Mortgage Management, Inc. and changed its name to Annaly Capital Management, Inc. in August 2006. Annaly Capital Management was incorporated in 1996 and is based in New York City.

Canary Wharf once had little to sing about -- but now it is chirping away. Perched three miles from the Bank of England in the revitalized Docklands of London, Canary Wharf was real estate mogul Paul Reichmann's 97-acre solution to the city's problems of high rents and scarce office space. The office and retail complex, when complete, will total around 20 million sq. ft. of space. The existing portions of Canary Wharf (more than 14 million sq. ft.) are 95% leased, with more construction underway. Songbird Estates, a consortium led by Morgan Stanley, owns a majority of Canary Wharf.

Klépierre loves to hear the clip-clop of feet through its properties. The firm owns some 275 shopping centers throughout Continental Europe, most of them acquired from or developed in cooperation with Spanish grocery retailer Centros Comerciales Carrefour . It also owns office properties in the Paris metropolitan area. Subsidiary Ségécé and its subsidiaries provide property management services for Klépierre and for other owners, with a total of about 375 properties under management. In 2003 Klépierre chose to operate under France's new SIIC tax classification, similar to a real estate investment trust (REIT) in the US. French banking giant BNP Paribas owns about 52% of the company.

Aspen Properties is a fully integrated privately held real estate company based in the city of Calgary. Together with investment partners Aspen owns and manages approximately 1.7 million square feet of office space and 1,465 parking stalls in the city of Calgary. The portfolio includes 6 buildings in downtown Calgary and, as well has over one million square feet of "A" office space on the drawing board for development in the Calgary market. Construction of the 300,000 square foot Palliser South office tower was completed in 2010.

The Sterling Organization (formerly Sterling Centrecorp) invests in, develops, and manages commercial real estate -- primarily retail properties -- in the US. It owns some twenty properties comprising approximately 6 million sq. ft. of space in five Sun Belt states, as well as Denver and Chicago. It also has several properties under development. For acquisitions, the company targets large (over 50,000 sq. ft.) retail centers worth between $10 million and $100 million in population centers with more than 50,000 residents and average household incomes in excess of $55,000.

Merrill Lynch Credit Corporation provides loan servicing. Founded in 1981, Merrill Lynch Home Loans serves primarily wealthy customers throughout the US, Puerto Rico, and the US Virgin Islands. Done in by the global credit crisis, direct parent Merrill Lynch was taken over by Bank of America in a $50 billion deal in 2009.Merrill Lynch Credit Corporation works to place more Americans in their dream castles. Doing business as Merrill Lynch Home Loans, the company is one of the residential mortgage units of financial giant Bank of America. Its offerings include a variety of adjustable- and fixed-rate mortgages for first and second homes, construction loans, mortgage refinancing, and equity lines of credit.

MI Developments Inc., a real estate operating company, engages in the acquisition, development, construction, lease, management, and ownership of industrial and commercial real estate properties. As of December 31, 2009, the company’s property portfolio comprised approximately 106 industrial and commercial properties located in Canada, the United States, Mexico, Austria, Germany, the Czech Republic, the United Kingdom, Spain, and Poland. It also owns land for industrial development. The company was founded in 1998 and is headquartered in Aurora, Canada.

Drucker & Falk is a real estate services firm specializing in third party multifamily fee management; third party commercial fee management; commercial sales & leasing; senior living; and related ancillary services.The company was founded in 1938, and has a proven record of success, surviving and thriving for over seven decades and through even the most challenging real estate cycles. Today, Drucker & Falk operates in seven Mid-Atlantic and Southeastern states and has offices in Newport News, VA; Raleigh, NC; Richmond, VA; Charlotte, NC; and Wilmington, NC.The company has operated as a family business since it began, and is now in its third generation of leadership.

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