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Flagstar Bancorp, Inc. operates as the holding company for Flagstar Bank, FSB that offers consumer and commercial financial products and services to individuals, and small and middle market businesses in Michigan, Indiana, and Georgia. The company engages in generating deposits and originating loans. Its deposit products include demand deposits, savings and money market accounts, checking deposits, certificates of deposits, municipal deposits, national deposits, and company controlled deposits. The company’s loan portfolio comprises single-family mortgage loans, consumer loans, commercial real estate loans, non-real estate commercial loans, and residential mortgage loans for others. It also originates, acquires, sells, and services one-to-four family residential mortgage loans. Flagstar Bancorp, Inc., through its subsidiaries, acts as an agent for life insurance, health and casualty insurance, and reinsurance companies; and provides online paperless office solutions for mortgage originators. It also engages in holding investment loans, purchasing securities, selling and securitizing mortgage loans, maintaining and selling mortgage servicing rights, developing new loan products, establishing pricing for mortgage loans to be acquired, providing for lock-in support, and managing interest rate risk associated with these activities. As of December 31, 2009, Flagstar Bancorp, Inc. operated 165 banking centers. Flagstar Bancorp was founded in 1987 and is headquartered in Troy, Michigan.

Flatbush Federal Bancorp, Inc. operates as the holding company for Flatbush Federal Savings & Loan Association, which provides various banking products and services primarily in Brooklyn, New York. Flatbush Federal Bancorp, Inc. offers various deposit products, including demand deposits comprising non-interest bearing and NOW accounts, passbook savings and club accounts, and fixed-term certificates of deposit. Its loan portfolio comprises one-to-four family residential loans, multi-family real estate loans, commercial real estate loans, construction loans, loans secured by deposits, home equity loans, credit cards secured by deposit accounts, unsecured credit cards, and business loans. Flatbush Federal Bancorp offers its services to middle-income households and low-to-moderate-income households through its three locations located in Brooklyn. Flatbush Federal Bancorp, Inc. is based in Brooklyn, New York. Flatbush Federal Bancorp, Inc. operates as a subsidiary of Flatbush Federal Bancorp, MHC.

Fox Chase Bancorp, Inc. operates as the holding company for Fox Chase Bank that provides various financial services to consumers and businesses. It accepts various deposit products, including noninterest-bearing demand accounts, such as checking accounts; noninterest-bearing demand accounts, NOW accounts, money market accounts, savings and club accounts, and certificates of deposit. The company also provides loan products, such as one-to four-family residential real estate loans; multi-family and commercial real estate loans; construction loans for commercial development projects, such as apartment buildings, restaurants, shopping centers, and other owner-occupied properties used for businesses; consumer loans comprising home equity loans and lines of credit; and commercial and industrial loans. In addition, it offers cash management services. Fox Chase Bank operates 11 branches in Philadelphia, Richboro, Willow Grove, Warminster, Lahaska, Hatboro, Media and West Chester, Pennsylvania; and Ocean City, Marmora, and Egg Harbor Township, New Jersey. Fox Chase Bancorp, Inc. is headquartered in Hatboro, Pennsylvania. Fox Chase Bancorp, Inc. is a subsidiary of Fox Chase MHC.

GE Commercial Distribution Finance provides specialized financing to manufacturers, distributors, and retailers in the US and Canada. A division of international conglomerate General Electric through its GE Capital unit, GE Commercial Distribution Finance specializes in inventory financing, asset-based lending, accounts receivable financing, rental and purchase order financing, and equipment financing for small to midsized businesses. Industries served include office and technology products, foodservice, electronics and appliances, HVAC equipment, and agricultural equipment.

GE Facto (which also does business as GE Factofrance or Societe Factofrance) keeps businesses from having to factor in the time it takes customers to pay bills. Companies can avoid the typical 30- to 90-day billing cycle by selling their invoices to Factofrance, which then collects the money. Factofrance also provides accounts receivable management and debt recovery. Subsidiaries include Cofacredit and Factobail, which handle export and IT financing, respectively. Part of GE, Factofrance was formed by the 2002 merger of GE Capital Finance and Heller Financial. (The latter firm was founded in 1966 by Walter Heller, the Banque de l'Indochine, and BNP).

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