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The Derbyshire owns and operates some 50 offices in the UK. Burned by bad money-market investments and subprime mortgages, the company was taken over in late 2008 by Nationwide Building Society, the largest in the world. In the race to savings, Derbyshire Building Society (or, as it is better known, The Derbyshire) evens the odds. The company offers personal financial services such as deposit and savings accounts, mortgages, fixed-rate bonds, and homeowners, mortgage, and term life insurance. Other insurance and investment products are available through an agreement with Norwich Union (now part of Aviva).

Doral Financial Corporation sells insurance products through Doral Insurance Agency. A group of institutional investors led by Irving Place Capital (formerly Bear Stearns Merchant Banking) owns 90% of the company. The Caribbean is home to more than just sun and fun. Doral Financial offers mortgage, retail, and business banking in Puerto Rico. Traditionally known as a mortgage-banking concern, the company has refocused its efforts to become a broader based community banking institution. The company's Doral Bank has about 40 branches in the Commonwealth. In addition to mortgages, the company offers construction, business, consumer, and other loans. Besides providing mortgage banking services through Doral Bank,

Established in 2007, Ellington Financial filed to go public in July 2009, hoping to take advantage of the current credit environment. Mortgage-related assets are music to Ellington Financial's ears. The specialty finance company manages a portfolio of primarily non-agency residential mortgage-backed securities, valued at more than $366 million. It also seeks to acquire other target assets, such as residential whole mortgage loans, commercial mortgage-backed securities, commercial real estate debt, and asset-backed securities. Riskier residential whole mortgage loans, which are generally not guaranteed by the US government, include subprime, non-performing, and sub-performing mortgage loans.

Equity 1 Lenders Network is a Federal Housing Administration (FHA) approved lender. Its Web site offers borrowers the opportunity to instantly pre-qualify for loans, as well as apply for loans online. It also offers access to loan calculators and credit reports.Equity 1 Lenders Group wants to give you a fair shot at homeownership. Established in 1989, the mortgage banking company offers 15- and 30-year fixed-rate, adjustable-rate, and interest-only mortgages for home purchase or home loan refinancing in California, both directly and through mortgage brokers.

Eurohypo has targeted Japan, Russia, and Turkey, as well as the US, for expansion. Only about 2% of Eurohypo's shares are publicly traded; Commerzbank controls 98% of the company. In 2008, Commerzbank acquired complete ownership of Hypothekenbank in Essen (Essen Hyp), another German real estate bank, and merged it into Eurohypo.Eurohypo is hyperactive in its quest to become Europe's leading mortgage specialist. The company is involved in commercial real estate finance, public sector finance, and real estate investment banking in Europe and the US. It also originates residential loans in Germany.

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