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Lake Shore Bancorp is the holding company for Lake Shore Savings Bank, which serves consumers and businesses through about 10 branches in Chautauqua and Erie counties in western New York, near Lake Erie. Founded in 1891, the community oriented savings bank focuses on residential real estate lending, with one- to four-family mortgages accounting for a majority of its loan portfolio. Lake Shore Savings Bank also offers home equity loans and commercial and consumer loans, as well as checking and savings accounts, CDs, and IRAs. Mutual holding company Lake Shore, MHC owns about 60% of Lake Shore Bancorp.

Logansport Financial is the holding company for Logansport Savings Bank, which serves customers in Cass County, Indiana. From a single office in Logansport, the bank offers individuals and businesses a variety of financial services, including such deposit products as checking, savings, and NOW accounts, as well as IRAs and certificates of deposit. Logansport Savings Bank uses funds from deposits to originate residential mortgages, which account for almost half of its loan portfolio. The bank, originally chartered in 1925, also offers home equity, home improvement, commercial real estate, business, and consumer loans.

LSB Financial is the holding company for Lafayette Savings Bank, which has been serving northern Indiana since 1869. Today the bank has a handful of branches in the communities of Lafayette and West Lafayette, offering checking, savings, and money market accounts, NOW accounts, and CDs. It primarily writes real estate loans, with residential mortgages making up about half of the company's loan portfolio. It also writes commercial and multifamily residential mortgages, real estate construction loans, and land development loans.

Malvern Federal Bancorp was formed in 2008 to be the holding company for Malvern Federal Savings Bank, which has been in business since 1887. The bank operates seven financial centers in Chester County in southeastern Pennsylvania, west of Philadelphia. It offers standard deposit services such as checking and savings accounts, certificates of deposit, and retirement plans. The community-oriented institution has traditionally been a leading originator of residential home loans in Chester County, but has been shifting its focus toward issuing more commercial real estate, construction, and consumer loans.

Manx Financial Group (MFG), formerly Conister Financial Group. The Isle of Man, being neither part of the UK nor a member of the EU, is a center for offshore banking. In the past few years, the company has evolved from an asset finance firm to a full-service financial institution, and in 2008 transitioned to a holding company structure. It owns Conister Bank (formerly Consiter Trust) which offers deposits, loans, and wealth management services to personal and business clients. Another subsidiary, TransSend, issues prepaid MasterCards. MFG hasn't neglected its roots, however; in 2010 it bought ECF Asset Finance.

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