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State Bancorp is the holding company for State Bank of Long Island, which serves individuals and local business customers through more than 15 locations in New York's Queens, Nassau, and Suffolk counties, as well as Manhattan. Emphasizing personalized services, the bank caters to commercial real estate owners and developers, professional service firms, and other small to midsized businesses, as well as municipalities and consumers. It offers standard services such as checking and savings accounts, CDs, and loans. State Bank also provides wealth management and financial planning and sells insurance and investments through agreements with a third-party provider.

State Street Bank provides custody, shareholder services, brokerage, securities finance, research, and other management services for institutional clients around the world. Customers include mutual funds, pension plans, and investment managers. At the top of the custody-services heap, State Street has about $19 trillion in assets under custody. It also has nearly $2 trillion in assets under administration. Other subsidiaries include asset manager State Street Global Advisors and State Street Alternative Investment Solutions.

Sterling Bancorp is the holding company for Sterling National Bank, which operates about a dozen branch locations in and around New York City. The bank offers such standard retail products as checking and savings accounts and CDs. Commercial and industrial loans account for about half of the company's loan portfolio; other offerings include residential mortgages and lease financing. The company also provides a variety of non-traditional banking offerings; its subsidiaries offer factoring (accounts receivable management), outsourced business support services, trust administration, and other services. Sterling National Bank was founded in 1929.

Suffolk County National Bank, which serves Suffolk County, New York, through about 30 branches. Targeting individuals and small to midsized businesses, the bank offers standard services such as checking, savings, and money market accounts, and trust and asset management. It also provides insurance and investment products, including IRAs, mutual funds, annuities, bonds, and brokerage services. Commercial mortgages account for about a third of the company's loan portfolio; business loans make up another 20%. The portfolio also includes residential mortgages and consumer and construction loans.

Sun Bancorp revolves around New Jersey. The holding company for Sun National Bank, Sun Bancorp targets individuals and local businesses in central and southern New Jersey through about 70 branch locations. Sun National Bank offers standard retail services, including savings accounts, CDs, and IRAs. The company's primary lending focus is originating industrial and commercial loans (including Small Business Administration (SBA) loans and lines of credit), which account for some 85% of its portfolio. Sun National Bank also makes home equity, residential mortgage, and other consumer loans. The company offers investment services through Sun Financial Services.

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