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Pinnacle Financial Partners, Inc. was founded in 2000 and is based in Nashville, Tennessee. Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle National Bank, which provides commercial banking services to individuals, small-to medium-sized businesses, and professional entities in Tennessee. Pinnacle Financial Partners, Inc. engages in generating deposits and originating loans. It accepts various deposit products, including savings, checking, interest-bearing checking, money market, and certificate of deposit accounts. The company’s loan portfolio comprises commercial, real estate, and consumer loans, as well as secured and unsecured installment and term loans, residential first mortgage loans, home equity loans, and home equity lines of credit to individuals for personal, family, investment, and household purposes. It also offers telephone and Internet banking, debit cards, direct deposit, and cash management services, as well as a range of investment products, including mutual funds, variable annuities, money market instruments, treasury securities, bonds, fixed annuities, stocks, financial planning, asset management accounts, and listed options. Pinnacle Financial Partners, Inc. also provides insurance products in the property and casualty area. As of December 31, 2009, it provided its services through 34 banking locations.

Porter Bancorp, Inc. was founded in 1988 and is headquartered in Louisville, Kentucky. Porter Bancorp, Inc. operates as the bank holding company for PBI Bank that provides commercial and personal banking products and services in Kentucky. The company’s deposit products include checking accounts, savings accounts, term certificate accounts, time deposits, money market deposit accounts, NOW accounts, and certificates of deposit. Its loan portfolio comprises residential mortgage, commercial, consumer, and agriculture loans; and real estate loans, including commercial, construction, residential, and home equity loans. The company also provides drive-through banking facilities, automatic teller machines, night depository, personalized checks, credit cards, debit cards, Internet banking, electronic funds transfers, domestic and foreign wire transfers, travelers’ checks, cash management, vault services, loan and deposit sweep accounts, and lock box services. In addition, Porter Bancorp offers personal trust services, employer retirement plan services, and personal financial and retirement planning services. As of May 20, 2010, it operated 18 full service banking offices in 12 counties in Kentucky.

Regions Financial Corporation, with $133 billion in assets, is a member of the S&P 100 Index and one of the nation's largest full-service providers of consumer and commercial banking, trust, securities brokerage, mortgage and insurance products and services. Regions serves customers in 16 states across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates approximately 1,800 banking offices and 2,200 ATMs. Its investment and securities brokerage trust and asset management division, Morgan Keegan & Company Inc., provides services from over 300 offices.

Republic Bancorp, Inc. was founded in 1974 and is headquartered in Louisville, Kentucky. Republic Bancorp, Inc. operates as the holding company for Republic Bank & Trust Company and Republic Bank, which provides banking, tax refund solutions, and mortgage banking services to individuals and businesses in the United States. The company offers a range of deposit products, including demand deposits, money market accounts, brokered and Internet money market accounts, savings deposits, individual retirement accounts, time deposits, and certificates of deposit. It also provides single family residential real estate loans; commercial loans; residential construction real estate loans; and consumer loans, which consists of home improvement and home equity loans, as well as secured and unsecured personal loans. In addition, the company offers private banking services; treasury management services, such as lockbox processing, remote deposit capture, business online banking, account reconciliation, and automated clearing house processing services; Internet banking services and products through its Website, republicbank.com; and trust, title insurance, and other financial institution related products and services. Further, it provides tax refund solutions that include the payment of federal and state tax refunds through third party tax preparers. The company facilitates the payment of these tax refunds through refund anticipation loans, electronic refund checks, and electronic refund deposits. Its mortgage banking activities comprise origination and sale of loans in the secondary market, and the servicing of loans for others. As of December 31, 2009, the company had 44 banking centers, including 35 located in Kentucky; 5 located in metropolitan Tampa, Florida; 3 located in southern Indiana; and 1 located in metropolitan Cincinnati, Ohio.

Forget Elsie. S.Y. Bancorp is more interested in a cash cow. It's the holding company of Stock Yards Bank & Trust, which operates about 30 branches primarily in and around Louisville, Kentucky, but also in Indianapolis and Cincinnati. Founded in 1904, the bank targets individuals and regional business customers, offering standard retail services such as checking and savings accounts, credit cards, certificates of deposit, and IRAs. Trust services are also available; brokerage and credit card services are offered through agreements with other banks. Real estate mortgages account for about 50% of the bank's loan portfolio, which also includes commercial (25%), construction, and consumer loans.

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