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Community Shores Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

BBVA Compass is a leading U.S. banking franchise located in the Sunbelt region. BBVA Compass is the 15th largest U.S. commercial bank based on deposit market share and ranks as the third largest bank in Alabama, fourth largest bank in Texas and fifth largest bank in Arizona. Headquartered in Birmingham, Alabama, it operates more than 720 branches throughout Texas, Alabama, Arizona, California, Florida, Colorado and New Mexico.

County Bank Corp is the holding company for Lapeer County Bank & Trust (LCBT), which operates about 10 branches in southeastern Michigan's Lapeer County, north of Detroit. Founded in 1902, the bank offers traditional services such as checking and savings accounts, CDs, IRAs, and and trust services. LCBT focuses on real estate lending: Commercial and single-family residential mortgages together make up approximately three-quarters of its loan portfolio.

In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association. None of these associations were insured by the Federal Savings and Loan Insurance Corporation, and many were short lived.

The Cummins focus on innovation began with the company's creation in 1887. Much has changed since those early days, but our dedication to providing top quality products, backed by great service, remains the cornerstone of our company. Cummins is more than a company. It's a community -- a dynamic, global network of talented people, loyal customers and progressive leaders -- all dedicated to setting new standards of excellence in the handling and processing of money.

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