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W. R. Berkley Corporation offers an assortment of commercial property/casualty insurance across five segments. Its specialty insurance segment underwrites complex third-party liability risks, especially excess and surplus lines, professional liability, and commercial transportation insurance. Its regional segment offers commercial insurance focused on small to midsized business customers and state and local governments through regional subsidiaries. The alternative markets segment develops self-insuring programs aimed at employers and employer groups. W. R. Berkley also does a bit of reinsurance and a smidgen of international property/casualty underwriting.

West Bend Mutual helps protect the property and other assets for its members in nine midwestern states. The company provides personal and commercial property/casualty insurance, including auto, homeowners, workers' compensation, and umbrella coverage. Its National Specialty Insurance (NSI) division offers specialty policies for businesses including child care centers, tanning parlors, not-for-profit organizations, and athletic leagues. Some 700 independent agencies sell the company's products. West Bend Mutual was founded in 1894.

Through four regional insurance companies, the company, which operates as Western National Insurance Group, sells commercial and personal lines of property/casualty insurance in eight states of the Upper Midwest, Northwest, and Mountain West. Offerings include commercial and personal automobile, homeowners, renters, general liability, and workers' compensation insurance, as well as inland marine, snowmobile and ATV, and personal umbrella coverages. Its MainStreetXpress package offering is specially designed for small businesses.

White Mountains Insurance Group, Ltd., through its subsidiaries, operates property and casualty insurance, and reinsurance businesses. The company’s OneBeacon segment offers specialty line products, including specialty liability products, marine insurance, tuition reimbursement, professional liability, collector car and boat, and accident and health products; commercial line products, such as multi-peril, auto, workers compensation, general liability, umbrella, property, and inland marine products to small and middle market businesses; and personal insurance products, including homeowners, personal auto, and combination insurance policies. This segment offers its products through a network of independent agents, regional and national brokers, and wholesalers. Its White Mountains Re segment provides reinsurance coverage for property, casualty, accident and health, agriculture, aviation and space, and other exposures, as well as reinsurance advisory services, specializing primarily in property and other short-tailed lines of reinsurance. The company’s Esurance segment writes personal auto insurance through its Website and through select online agents. It offers its products and services in the United States, Europe, Canada, the Caribbean, Latin America, and Asia. White Mountains Insurance Group, Ltd. was founded in 1980 and is headquartered in Hamilton, Bermuda.

XL Group plc, through its subsidiaries, provides insurance and reinsurance coverages to industrial, commercial, and professional firms, insurance companies, and other enterprises worldwide. The company operates in three segments: Insurance, Reinsurance, and Life Operations. The Insurance segment provides property, casualty, professional liability, environmental liability, aviation and satellite, marine and offshore energy, equine, fine art and specie, and excess and surplus lines, as well as other insurance coverages, including program business. The Reinsurance segment provides casualty, property risk (including energy and engineering), property catastrophe, marine, aviation, and other specialty reinsurance on a global basis with business being written on both a proportional and non-proportional basis and in certain limited instances on a direct basis. The Life Operations segment provides life reinsurance on business written by life insurance companies, principally to help them manage mortality, morbidity, survivorship, investment, and lapse risks. XL Group plc was formerly known as XL Capital Ltd and changed its name to XL Group plc in July 2010. XL Group plc was founded in 1986 and is based in Dublin, Ireland.

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