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Southern Farm Bureau Casualty Insurance provides property/casualty insurance in the southern US. The company's products are sold through regional offices and a network of some 2,000 independent contractor agents. Its Farm Bureau Tech training facility offers courses in claims, underwriting, and related insurance areas. The company operates in Arkansas, Colorado, Florida, Louisiana, Mississippi, and South Carolina. Southern Farm Bureau Casualty was established as an automobile insurance provider in 1947 by four state Farm Bureaus.

Standard Mutual is an underwriter and provider of a full range of personal and commercial property/casualty insurance products. Its offerings of products and services include standard and preferred automobile coverage; homeowners and renters insurance; farm dwelling, livestock, tenant, and personal property insurance; packaged business owner policies; and workers' compensation coverage. A network of independent agents sells Standard Mutal's products. The company has operations in the US and Canada. Standard Mutual traces its roots back to 1921.

The leading US personal lines property/casualty company (by premiums), State Farm Mutual Automobile Insurance Company is the #1 provider of auto insurance. It also is the leading home insurer and offers nonmedical health and life insurance through its subsidiary companies. Its products are marketed via some 17,000 agents in the US and Canada. Competition has increased with the fall of barriers between the banking, securities, and insurance industries. State Farm's efforts to diversify include a federal savings bank charter (State Farm Bank) that offers consumer and business loans through its agents and by phone, mail, and the Internet.

Sterling Insurance Group is the holding company for a family of subsidiaries that provide insurance underwriting and administration in the UK. The company serves some 2 million customers with life and property/casualty insurance policies, including specialized creditor, personal accident, household, and commercial lines. It also provides limited health insurance products. Insurance subsidiaries include Sterling Insurance Company and Sterling Life. Its Sterling Administration Services unit provides third-party claims processing.

Tenet Insurance Company sells a range of business and individual insurance products, including home, liability, vehicle, travel, and medical insurance. The company's business packages provide comprehensive coverage catered to the food and beverage, retail, and light industrial industries. Tenet sells its products through in-house agents to individuals and small to midsized businesses. Other lines include coverage for domestic helpers and overseas coverage for students. Formerly owned by Singapore investment firm Hwa Hong, Tenet Insurance was acquired by Japanese insurance company.

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