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National Guardian Life was founded in 1910. National Guardian Life Insurance wants to protect its customers' financial security to the very end. National Guardian Life (also known as NGL Insurance) is a mutual insurance company specializing in senior life products including pre-need and final expense insurance as well as group dental and vision benefits, and a pharmaceutical discount program. The company is licensed in all US states (except New York) and Washington, DC, and markets its products through independent agencies and funeral directors. Its Settlers Life Insurance subsidiary markets final expense products through agents in more than 25 states.

One nation, under insurance, with financial security for all. National Life Group, the marketing name for National Life Insurance Company and its affiliated companies, is a mutually owned insurer dating back to 1848. Today, National Life Group offers a range of insurance and investment products throughout the US through its namesake National Life Insurance Company and other subsidiaries, including Equity Services (financial products broker/dealer), Life Insurance Company of the Southwest (insurance and annuities), National Retirement Plan Advisors (a third-party administrator), and Sentinel Investments (mutual funds, retirement plans, and institutional investment accounts).

National Western Life Insurance Company provides life insurance products for the savings and protection needs of policyholders and annuity contracts for the asset accumulation and retirement needs of contract holders. Its life products include universal life insurance and interest-sensitive whole life, as well as traditional products, such as term insurance coverage; and annuity products comprise flexible premium and single premium deferred annuities, fixed indexed annuities, and single premium immediate annuities. The company offers its insurance products to residents of various countries in Central and South America, the Caribbean, the Pacific Rim, eastern Europe, and Asia. It markets and distributes its products primarily through independent national marketing organizations. National Western Life Insurance Company also engages in small real estate, nursing home, and other investment operations. National Western Life Insurance Company was founded in 1956 and is based in Austin, Texas.

Nationwide Financial Services (NFS) oversees the life insurance and banking services business of insurance giant Nationwide Mutual. Through Nationwide Life Insurance, it offers long-term savings and retirement products including individual variable annuity contracts. It also offers group and individual protective life insurance policies. Retirement plans are offered to individuals and through employer-sponsored plans. Nationwide Financial Services also provides banking services (savings, mortgage loan origination) while its Nationwide Better Health offers workplace health management products. Its products are sold through direct sales and brokers.

New York Life Insurance has been in the Big Apple since it was just a tiny seed. Although the top mutual life insurer in the US has branched out somewhat, it has retained its core business: life insurance and annuities. Its products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments offers products and services ranging from mutual funds for individuals to investment management services for institutional investors. The company, through New York Life International, is also reaching out geographically, targeting areas such as Mexico and India where the life insurance markets are not yet mature.

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