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StanCorp Financial Group, Inc., through its subsidiaries, provides group insurance products and services in the United States. The company operates in two segments, Insurance Services and Asset Management. The Insurance Services segment offers group and individual disability, group life, accidental death and dismemberment, and group dental and vision insurance products, as well as absence management services to individuals and employer groups. Its Asset Management segment provides 401(K) plans, 403(b) plans, 457 plans, defined benefit plans, money purchase pension plans, profit sharing plans, and non-qualified deferred compensation products and services through an affiliated broker-dealer. This segment also offers investment management and advisory services, financial planning services, commercial mortgage loan origination and servicing, individual fixed-rate annuity products, group annuity contracts, and retirement plan trust products. The company sells its products through master general agents, brokers, consultants, and financial institutions primarily to physicians, lawyers, executives, employer groups, professionals, small business owners, and individuals. StanCorp Financial Group was founded in 1998 and is headquartered in Portland, Oregon.

Standard Insurance is the largest member of StanCorp Financial Group's insurance division, which insures more than 7 million employees through some 30,000 employer group policies. It is licensed in 49 states and Washington, DC; sister firm Standard Life Insurance Company of New York covers the New York territory. Standard Insurance hopes to set the standard for life and disability insurance providers everywhere. Standard Insurance underwrites group and individual insurance products (branded as The Standard), including short-term and long-term disability, life, and accident insurance. Standard Insurance company also offers dental and vision benefits, retirement plans, and annuities, as well as benefits management services.

Triple-S Management Corporation operates as a managed care company in Puerto Rico. The company, through its subsidiaries, provides health benefits services to subscribers through contracts with hospitals, physicians, dentists, laboratories, and other organizations. It offers managed care plans for healthcare services that include emergency care, inpatient hospital and physician care, and outpatient medical services, as well as supplemental services, such as dental, vision, behavioral, and prescription drugs. Triple-S Management Corporation also underwrites life, accident and disability, and health insurance policies, including annuities; and property and casualty insurance policies, such as personal and commercial auto, commercial multiple peril, fire and allied lines, auto physical damage, auto liability, dwelling, and other general liabilities insurance, as well as involves in the administration of annuity contracts. In addition, the company provides healthcare advisory services and other health insurance-related services to the health insurance industry. It markets its managed care products to corporate accounts, federal and local government employees, individuals, and Medicare recipients and reform enrollees through internal sales force, and a network of independent agents and brokers. Triple-S Management was incorporated in 1997 and is based in San Juan, Puerto Rico.

Unum Group, together with its subsidiaries, provides group and individual disability insurance products primarily in the United States and the United Kingdom. Unum Group also provides a portfolio of other insurance products, including long-term care insurance, life insurance, employer and employee-paid group benefits, and related services. Its products include group long-term and short-term disability; group life and accidental death, and dismemberment; individual disability; group and individual long-term care; brokerage voluntary benefits; group life; accident, sickness, and disability; and cancer and critical illness insurance products. The company also provides individual life and corporate-owned life insurance, reinsurance pools and management operations, group pension, health insurance, and individual annuities. It markets its products primarily to employers interested in providing benefits to their employees. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.

Founded in 1970 as N.E.L. Permanent Health Insurances Limited (a subsidiary of Surrey-based life insurer NEL), in 1990 Unum Limited became a subsidiary of US-based Unum Corporation (now UnumProvident Corporation) after Unum acquired NEL. E pluribus unum is an apt phrase for describing this company. Unum Limited, which operates as UnumProvident, provides short- and long-term income protection or disability insurance to more than 2 million people in the UK. UnumProvident is the leading UK provider of group income protection and also offers critical illness insurance, as well as executive-income replacement insurance. The company's insurance products cover both employer groups and individuals.

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