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CNO Financial Group, Inc., through its subsidiaries, engages in the development, marketing, and administration of supplemental health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. The company markets and distributes Medicare supplement insurance, life insurance, and long-term care insurance products, as well as fixed annuities through career agents and sales managers; Medicare Part D prescription drug plans through a distribution and reinsurance arrangement with Coventry Health Care (Coventry); and Medicare advantage plans through a distribution arrangement with Humana Inc. (Humana). In addition, it markets primarily graded benefit and simplified issue life insurance products directly to customers through television advertising, direct mail, Internet, and telemarketing; and markets and distributes specified disease, accident, disability, and life insurance products, as well as annuities to middle-income consumers at home and at the worksite through independent marketing organizations and insurance agencies. Further, the company offers reinsurance products, a swell as sells products through professional independent producers and direct marketing. CNO Financial Group, Inc. has strategic alliances with Coventry and Humana. CNO Financial Group, Inc. was formerly known as Conseco, Inc. and changed its name to CNO Financial Group, Inc. on May 11, 2010. CNO Financial Group was founded in 1979 and is headquartered in Carmel, Indiana.

Colonial Life & Accident Insurance Company is a market leader in providing benefits solutions in one neat package: excellence in communications, enrollments, service, and personal insurance products and services that make benefits count for employers and their employees alike. For employees whose insurance plans leave them feeling vulnerable, Colonial Life can help restore peace of mind through personal insurance products that complete their coverage. Headquartered in Columbia, S.C, and founded in 1939, Colonial Life offers a broad line of personal insurance products including disability, accident, life, cancer, critical illness, hospital confinement and limited benefit medical coverage.

Combined Insurance Company of America markets and underwrites a combination of supplemental accident, disability, health, and life insurance products. Combined Insurance offers a variety of low premium, low limit accident and health products for middle-income individuals. Its Combined Worksite Solutions division markets exclusively to small businesses while its Combined Select programs offer student insurance products through colleges. Combined Insurance Company of America operates in Europe, North America, and Asia/Pacific. Overseas, Combined Insurance Company of America distributes its products through some 3,000 independent agents while in North America it uses a dedicated sales force of more than 2,000 agents. Combined Insurance is held by ACE Limited.

Eastern Insurance Holdings, Inc., through its subsidiaries, offers workers’ compensation and group benefits insurance and reinsurance products in the United States. Its Workers’ Compensation Insurance segment provides traditional workers’ compensation insurance coverage products, including guaranteed cost policies, policyholder dividend policies, retrospectively-rated policies, large deductible policies, and alternative market products to employers primarily in Pennsylvania, Delaware, North Carolina, Maryland, Indiana, and Virginia. Eastern Insurance Holdings company’s Segregated Portfolio Cell Reinsurance segment provides program design, fronting, claims administration, risk management, segregated portfolio cell rental, investment, and segregated portfolio management services. Its Group Benefits Insurance segment offers group benefits insurance products, such as dental, short-term and long-term disability, vision, and term life insurance products to employer groups primarily in the Mid-Atlantic, Southeast, and Midwest regions of the continental United States. Eastern Insurance Holdings company offers its products through a network of independent insurance producers and general agencies. Eastern Insurance Holdings is headquartered in Lancaster, Pennsylvania.

HM Insurance Group makes the grade in employer stop loss coverage and other group health-related insurance products. A subsidiary of health insurer Highmark, HM Insurance offers stop loss policies to help self-insured companies protect themselves from catastrophic medical claims. It also sells supplemental health plans that cover critical illness, accidents, and hospitalization; the plans also include disability and life insurance components. Additionally, the firm has introduced a customizable limited benefit medical plan and provides administrative services such as COBRA administration and claims processing for self-insured groups. HM Insurance, which consists of four operating companies, operates nationwide.

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